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Cases / NOI-2026-02786

Dilip Kalpnath Saroj

PNB_HFLLAN HOU/GHKP/0826/5202676 Challan paid · our move File on IGRAll documentsMails & papers 5
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
8 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
✓PAN cardopen
✓Aadhaar cardopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Payment screenshot — shows ₹71,910; money not verified yetopen
✓Sanction letteropen
✓Selfie / photoopen
✓Paid challan (GRAS)open
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (11)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Money received is short — ₹66,940.32 still to come.
  • The receipt says ₹71,910 but ₹66,910 of it has not reached us. Look for a ₹66,910 credit — Money card, link by hand.
  • The work is done — our fee of ₹71,940.32 is still not in our account. Chase the branch for it.
MoneyLess money came
₹5,000of ₹71,940.32CASE MARK
₹66,940.32 of our ask has not arrived yet.
₹5,000 receivedthe receipt's amount and minute agree
The branch sent 3 receipts — 1 of 3 have reached our account:
₹16,910not seen in our account yet9825069184
✓₹5,000seen in our account · 28 Sep 13:54 · by its UTR2500559613
₹50,000not seen in our account yet2710032823
The branch's receipt says ₹71,910 — ₹66,910 of it has not reached us yet. Look for a ₹66,910 credit.
Ask for the exact ₹71,940.32. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%55,120
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.32
Total we ask for71,940.32
Screenshot ₹71,910 — ₹30 under our ask, not below the real calculation ₹71,910. Counts as full. Nothing to ask.
Screenshot ₹71,910 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
paid 28 Sep 13:54:37
How we know
Our own bank told us — 28 Sep 13:54
₹5,000 · UTR 492500559613 · from VM-HDFCBN-S
“Successful! You have received Rs. 5000.00 via HDFC Bank SmartHub Vyapar from DILIP KALP. RRN-492500559613, Check: https://1.hdfc.bank.in/HDFCBK/s/ampePPJ4”
Matched by: the screenshot's amount AND its minute agree with this credit
₹5,000 of ₹71,940.32 came — your call, on the record, and on the bank’s window too.
By law ₹71,930. We ask ₹71,940 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 23 minour time (made after working hours) · 28 Sep 20:32
Index II —not yet
the NOI team 16 d 21 htotal 16 d 21 h so far
Now with the NOI team — e-filing on IGR
since 28 Sep 20:32 — 16 d 21 h of working time
Day by day — every step and who held it
28 Sep 20:08Your branch's mail
28 Sep 20:08Payment landedat once
28 Sep 20:10Papers read+2 min · the NOI team
28 Sep 20:10Property readat once
28 Sep 20:10Papers readat once
28 Sep 20:10Fee quotedat once
28 Sep 20:32Challan made+21 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹1,83,70,000
Loan account no.
HOU/GHKP/0826/5202676
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPProperty: Wing mismatch
The sanction letterB' WING
B' WING, SAI RADHA
Index II'वी' विंग (V Wing)
इमारतीचे नाव: साई राधा, 'वी' विंग
Why it matters: The sanction letter says the property is in B Wing, but the registered Index II says it is in V Wing ('वी' विंग). Filing with the wrong wing will make the notice invalid and invisible for searches on the correct flat.
What to do: Ask the branch to clarify whether the property is in B wing or V wing, and obtain a revised sanction letter if necessary.
Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the documents and payment, and has shared the challan. The team is waiting for a live selfie photo of the applicants from the branch to proceed with the NOI filing.
the history says the next move is with the branch — a colour live selfie photo of the applicants
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 (2026-09-28) “All documents Attached for further Process.”
✓ fee paid — the branch's words — done, mail 2 (2026-09-28) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 4 (2026-09-28) “PFA challan for your reference..”
✓ challan shared — done, mail 4 (2026-09-28) “PFA challan for your reference..”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-28) “All documents Attached for further Process.”
read over 5 mail(s), last mail 2026-09-28 · read 16d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (16d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011022474202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
AK adil.khan@pnbhousing.com pnbhousing.com
28 Sep, 20:08 · 16d ago
THE FIRST MAIL — how this case began
Initiate NOI Challan Case of Mr. Dilip Kalpnath Saroj || HOU/GHKP/0826/5202676
Dear Team,

Kindly process NOI Challan in the Captioned Case of Mr. Dilip Kalpnath Saroj || HOU/GHKP/0826/5202676

All documents Attached for further Process.

Regards, Adil Khan Internal
🤖 read: documents attached
2 more mails in between — open
OL The NOI teamTYPED IN GMAIL
28 Sep, 20:34 · 16d ago

Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For noi filing we need a colour live

selfie photo of the applicants

Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974
earlier mails quoted below
On Mon, 28 Sept 2026 at 20:10, Adil Khan < adil.khan@pnbhousing.com > wrote: Dear Team, Kindly process NOI Challan in the Captioned Case of Mr. Dilip Kalpnath Saroj || HOU/GHKP/0826/5202676 All documents Attached for further Process. Regards, Adil Khan Internal
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
28 Sep, 20:34 · 16d ago

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 28 Sept 2026 at 20:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live selfie photo of the applicants Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 28 Sept 2026 at 20:10, Adil Khan < adil.khan@pnbhousing.com > wrote: Dear Team, Kindly process NOI Challan in the Captioned Case of Mr. Dilip Kalpnath Saroj || HOU/GHKP/0826/5202676 All documents Attached for further Process. Regards, Adil Khan Internal
🤖 read: challan shared ✓ — “PFA challan for your reference..”
OL The NOI teamTYPED IN GMAIL
28 Sep, 20:35 · 16d ago

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 28 Sept 2026 at 20:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live selfie photo of the applicants Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 28 Sept 2026 at 20:10, Adil Khan < adil.khan@pnbhousing.com > wrote: Dear Team, Kindly process NOI Challan in the Captioned Case of Mr. Dilip Kalpnath Saroj || HOU/GHKP/0826/5202676 All documents Attached for further Process. Regards, Adil Khan Internal
🤖 read: challan shared ✓ — “PFA challan for your reference..”
OL The NOI teamTYPED IN GMAIL
28 Sep, 20:35 · 16d ago

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 28 Sept 2026 at 20:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live selfie photo of the applicants Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 28 Sept 2026 at 20:10, Adil Khan < adil.khan@pnbhousing.com > wrote: Dear Team, Kindly process NOI Challan in the Captioned Case of Mr. Dilip Kalpnath Saroj || HOU/GHKP/0826/5202676 All documents Attached for further Process. Regards, Adil Khan Internal
🤖 read: challan shared ✓ — “PFA challan for your reference..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
PAN card PAN.jpg
filed 16d ago
Aadhaar card Aadhar Docs.pdf
filed 16d ago
Index IIthe branch sent this — an input Index II.pdf
filed 16d ago
PAN card PAN (1).jpg
filed 16d ago
Payment screenshot Charges2.jpg
filed 16d ago
Aadhaar card Aadhar Docs (1).pdf
filed 16d ago
Sanction letter Sanction Letter.pdf
filed 16d ago
Payment screenshot Charges 1.jpg
filed 16d ago
Selfie / photo Selfie photo.png
filed 16d ago
Payment screenshot Charges3.jpg
filed 16d ago
Paid challan (GRAS) DILIP KALPNATH SAROJ EchallanMH011022474202627E.pdf
filed 16d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹71,940.32
Where it stands
SHORT — less arrived than needed
Screenshot claims
₹71,910 492500559613,799825069184,YESOB62710032823
Screenshot ₹71,910 — ₹30 under our ask, not below the real calculation ₹71,910. Counts as full. Nothing to ask.
Screenshot ₹71,910 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid at
28 Sep 13:54:37
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹55,120₹15,000₹320 ₹1,500₹71,940
By law ₹71,930. We ask ₹71,940 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

44 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Title deed held by the bank (Agreement to Sale / Sale Deed …)
7 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, Property type (Open / Building / Open + Building), Building (person 1), Floor (person 1), Building (person 2), Floor (person 2), Flat / house no (person 2)
✗ EzDocs found boxes that do NOT agree with the document (16d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Index II.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
सदनिका नंः सदनिका क्रमांक 903, माळा नं: 9 वा मजला, इमारतीचे नावः साई राधा. वी विंग, ज्युलियसवाडी को ऑप हौसिंग सो लि, ब्लॉक नंः गोरेगांव पूर्व, मुंबई - 400063, रोड : जे पी नगर, रोड नं 5. ऑपोझिट म्युनिसिपल शाळा, इन माहितीः सदनिका चे क्षेत्र 657.36 चौ फूट कारपेट (रेरा प्रमाणे). सी टी एस नं 441,441/1 ते 17... सोवत एक कारपार्किंग.. मौजे पहाडी गोरेगांव पूर्व... ((C.T.S. Number: CTS NO 441, 441/1 TO 17 OF VILLAGE PAHADI GOREGAON EAST.;)) स्थानिक स्वराज्य संस्थाः Mumbai Ma.na.pa.
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Sanction Letter.pdf
as printed
FLAT NO. 903,09TH FLOOR, B' WING, SAI RADHA, GOREGAON (E).. OPP. MUNICIPAL SCHOOL, MUMBAI, J.P NAGAR, ROAD NO. 5., MUMBAI, MAHARASHTRA, INDIA, 400063
PIN
400063
the Index II
Index II.pdf
the property
sadanikaa nanh sadanikaa kramaanka 903, maalaa nan: 9 vaa majalaa, imaaratiche naavah saai raadhaa. vi vinga, jyuliyasavaadi ko opa hausinga so li, bloka nanh goregaanva purva, mumbai - 400063, roda : je pi nagara, roda nan 5. opojhita myunisipala shaalaa, ina maahitih sadanikaa che kshetra 657.36 chau phuta kaarapeta (reraa pramaane). si ti esa nan 441,441/1 te 17... sovata eka kaarapaarkinga.. mauje pahaadi goregaanva purva... ((C.T.S. NUMBER: CTS NO 441, 441/1 TO 17 OF VILLAGE PAHADI GOREGAON EAST.;)) sthaanika svaraajya sansthaah MUMBAI MA.NA.PA.
PIN
400063
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 903 09TH FLOOR B WING SAI RADHA GOREGAON E OPP MUNICIPAL SCHOOL MUMBAI J P NAGAR ROAD NO 5
Locality/Road
MAHARASHTRA
Area/City
MUMBAI
check or correct a box, the papers beside it →
the Index II also prints: 17, 36, 441, 441/1, 657, 9, BLOKA, CHAU, CHE, EKA, ESA, HAUSINGA, IMAARATICHE, INA, JE, JYULIYASAVAADI
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorDILIP KALPNATH SAROJBMBPK4312D…2711
mortgagorJYOTI DILIP SAROJBWOPJ9450L…0850

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chaseadil.khan@pnbhousing.com 16d ago
questions for the branch — what the papers leave openadil.khan@pnbhousing.com 16d ago
What EzDocs read from each document — check anything marked in red
PAN card PAN.jpg needs your check
dob
1988-09-10
pan
BMBPK4312D
name
DILIP KALPNATH SAROJ
legible
True
father name
KALPNATH SAROJ
raw reading (for Abhijit)
{'dob': '1988-09-10', 'pan': 'BMBPK4312D', 'name': 'DILIP KALPNATH SAROJ', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'KALPNATH SAROJ', 'aadhaar_last4': None, 'quality_issue': None}
Index II Index II.pdf needs your check
kind
index2_input
extracted
pin: 400063; rows: {'r4_palika': 'Mumbai Ma.na.pa. (महानगरपालिका)', 'r11_serial': 'मबई 21-20029-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of any
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '400063', 'rows': {'r4_palika': 'Mumbai Ma.na.pa. (महानगरपालिका)', 'r11_serial': 'मबई 21-20029-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'गोरेगांव पूर्व', 'r5_area_text': '1) 67.20 चौ. मीटर', 'r7_executants': [{'age': '62', 'pan': 'ACDXXXXX4M', 'name': 'मेसर्स साईनाथ डेव्हलपर्स तर्फे भागीदार गुनापाल सुंदर शेट्टी', 'address': 'प्लॉट नंः ऑफिस, माळा नंः तळ मजला, इमारतीचे नावः नित्यानंद निवास, ब्लॉक नंः गोरेगांव पूर्व, मुंबई, रोड नंः आरे रोड, महाराष्ट्र, MUMBAI. पिन:- 400063'}], 'r8_purchasers': [{'age': '38', 'pan': 'BMBXXXXX2D', 'name': 'दिलीप कल्पनाथ सरोज', 'address': 'प्लॉट नंः रुम नं ए-७३, माळा नंः तळ मजला, इमारतीचे नावः आदर्श नगर, जे-६, ब्लॉक नंः आरे मिल्क कॉलनी, मुंबई, रोड नंः शिव मंदिर लेन, आरे डेरी रोड, महाराष्ट्र, MUMBAI. पिनः 400065'}], 'r12_stamp_duty': 1218000.0, 'r3_market_value': 20300000.0, 'r1_document_type': 'अनुच्छेद - अभिहस्तातंरणपत्र', 'r2_consideration': 11628026.8, 'r9_execution_date': '11-09-2026', 'r13_registration_fee': 30000.0, 'r10_registration_date': '11-09-2026'}, 'doc_no': '20029', 'village': 'पहाडीगोरेगांव', 'doc_kind': 'Index II', 'doc_year': '2026', 'sro_name': 'सह दुय्यम निबंधक मुंबई क्र. २१', 'area_text': '67.20 चौ. मीटर', 'mortgagee': 'दिलीप कल्पनाथ सरोज', 'filing_fee': 30000.0, 'header_sro': 'कार्यालय - मह दु.नि. मुंबई 21', 'mortgagors': ['मेसर्स साईनाथ डेव्हलपर्स तर्फे भागीदार गुनापाल सुंदर शेट्टी'], 'stamp_duty': 1218000.0, 'filing_date': '2026-09-11', 'loan_amount': 20300000.0, 'token_number': 'MS121-20029-2026', 'property_text': 'सदनिका नंः सदनिका क्रमांक 903, माळा नं: 9 वा मजला, इमारतीचे नावः साई राधा. वी विंग, ज्युलियसवाडी को ऑप हौसिंग सो लि, ब्लॉक नंः गोरेगांव पूर्व, मुंबई - 400063, रोड : जे पी नगर, रोड नं 5. ऑपोझिट म्युनिसिपल शाळा, इन माहितीः सदनिका चे क्षेत्र 657.36 चौ फूट कारपेट (रेरा प्रमाणे). सी टी एस नं 441,441/1 ते 17... सोवत एक कारपार्किंग.. मौजे पहाडी गोरेगांव पूर्व... ((C.T.S. Number: CTS NO 441, 441/1 TO 17 OF VILLAGE PAHADI GOREGAON EAST.;)) स्थानिक स्वराज्य संस्थाः Mumbai Ma.na.pa.', 'header_village': 'पहाडीगोरेगांव', 'survey_numbers': ['441', '441
PAN card PAN (1).jpg needs your check
dob
1992-04-06
pan
BWOPJ9450L
name
JYOTI DILIP SAROJ
legible
True
father name
MANILAL SAROJ
raw reading (for Abhijit)
{'dob': '1992-04-06', 'pan': 'BWOPJ9450L', 'name': 'JYOTI DILIP SAROJ', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MANILAL SAROJ', 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card Aadhar Docs.pdf needs your check
dob
1988-09-10
name
Dilip Kalpnath Saroj
address
pin: 400065; area: Adarsh Nagar; flat: J-6,a73; road: Shiv Mandir Lane, Aarey Dairy Road; state: Maharashtra; district: Mumbai Suburban; Village: Mumbai
legible
True
aadhaar last4
2711
raw reading (for Abhijit)
{'dob': '1988-09-10', 'pan': None, 'name': 'Dilip Kalpnath Saroj', 'mobile': None, 'address': {'pin': '400065', 'area': 'Adarsh Nagar', 'flat': 'J-6,a73', 'road': 'Shiv Mandir Lane, Aarey Dairy Road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Mumbai Suburban', 'post_office': None, 'village_city': 'Mumbai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2711', 'quality_issue': None}
Payment screenshot Charges2.jpg needs your check
utr
799825069184
date
2026-09-28
time
14:50
amount
16910
method
PhonePe
payee upi
169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '799825069184', 'date': '2026-09-28', 'time': '14:50', 'amount': 16910, 'method': 'PhonePe', 'payee_upi': '169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
Payment screenshot Charges 1.jpg needs your check
utr
492500559613
date
2026-09-28
time
13:46
amount
5000
method
PhonePe
payee upi
169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '492500559613', 'date': '2026-09-28', 'time': '13:46', 'amount': 5000, 'method': 'PhonePe', 'payee_upi': '169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
Selfie / photo Selfie photo.png needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Sanction letter Sanction Letter.pdf needs your check
lan
HOU/GHKP-0826/5202676
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'DILIP KALPNATH SAROJ', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'JYOTI DILIP SAROJ', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'HOPLIKE PRIVATE LIMITED', 'role': 'applicant', 'label': 'Ap
confidence
1
loan amount
18270000.0
final amount
18370000.0
interest rate
8.5
sanction date
28-Sep-2026
letter version
5
applicant email
dilipairline@gmail.com
applicant names
DILIP KALPNATH SAROJ, JYOTI DILIP SAROJ, HOPLIKE PRIVATE LIMITED, GETWELL LOGISTICS INDIA PRIVATE LIMITED
printed altered
False
applicant mobile
9167627404
balance transfer
False
property address
pin: 400063; road: J.P Nagar, Road No. 5; state: MAHARASHTRA; Flat no: 903; district: Mumbai; Floor: 09th FLOOR; landmark: Opp. Municipal School; Address: FLAT NO. 903, 09th FLOOR, B' WING, SAI RADHA, Goregaon (E
insurance premium
100000.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
18370000.0
security address verbatim
FLAT NO. 903,09th FLOOR, B' WING, SAI RADHA, Goregaon (E).. Opp. Municipal School,, Mumbai, J.P Nagar, Road No. 5., Mumbai, MAHARASHTRA, India, 400063
applicant address verbatim
J-6, A73, SHIV MANDIR, AAREY DAIRY ROAD..., Mumbai, MAHARASHTRA, 400065, Mumbai, India
raw reading (for Abhijit)
{'lan': 'HOU/GHKP-0826/5202676', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'DILIP KALPNATH SAROJ', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'JYOTI DILIP SAROJ', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'HOPLIKE PRIVATE LIMITED', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'GETWELL LOGISTICS INDIA PRIVATE LIMITED', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 18270000.0, 'final_amount': 18370000.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '28-Sep-2026', 'letter_version': '5', 'applicant_email': 'dilipairline@gmail.com', 'applicant_names': ['DILIP KALPNATH SAROJ', 'JYOTI DILIP SAROJ', 'HOPLIKE PRIVATE LIMITED', 'GETWELL LOGISTICS INDIA PRIVATE LIMITED'], 'printed_altered': False, 'applicant_mobile': '9167627404', 'balance_transfer': False, 'property_address': {'pin': '400063', 'road': 'J.P Nagar, Road No. 5', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '903', 'district': 'Mumbai', 'floor_no': '09th FLOOR', 'landmark': 'Opp. Municipal School', 'full_address': "FLAT NO. 903, 09th FLOOR, B' WING, SAI RADHA, Goregaon (E), Opp. Municipal School, J.P Nagar, Road No. 5, Mumbai, MAHARASHTRA, India, 400063", 'village_city': 'Mumbai', 'building_name': 'SAI RADHA', 'survey_or_cts_no': None}, 'insurance_premium': 100000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 18370000.0, 'security_address_verbatim': "FLAT NO. 903,09th FLOOR, B' WING, SAI RADHA, Goregaon (E).. Opp. Municipal School,, Mumbai, J.P Nagar, Road No. 5., Mumbai, MAHARASHTRA, India, 400063", 'applicant_address_verbatim': 'J-6, A73, SHIV MANDIR, AAREY DAIRY ROAD..., Mumbai, MAHARASHTRA, 400065, Mumbai, India'}
Aadhaar card Aadhar Docs (1).pdf needs your check
dob
1992-04-05
name
Jyoti
address
pin: 212401; area: maharchha; road: Janghai Bazar; state: Uttar Pradesh; district: Allahabad; Village: Janghai
legible
True
aadhaar last4
0850
quality issue
photo of a screen, rotated, and red redaction over part of the Aadhaar number
raw reading (for Abhijit)
{'dob': '1992-04-05', 'pan': None, 'name': 'Jyoti', 'mobile': None, 'address': {'pin': '212401', 'area': 'maharchha', 'flat': None, 'road': 'Janghai Bazar', 'floor': None, 'state': 'Uttar Pradesh', 'building': None, 'district': 'Allahabad', 'post_office': None, 'village_city': 'Janghai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '0850', 'quality_issue': 'photo of a screen, rotated, and red redaction over part of the Aadhaar number'}
Payment screenshot Charges3.jpg needs your check
utr
YESOB62710032823
amount
50000
payee name
THINK BIGZ
raw reading (for Abhijit)
{'utr': 'YESOB62710032823', 'date': None, 'time': None, 'amount': 50000, 'method': None, 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINK BIGZ', 'payer_name': None, 'debit_notification_text': None}
Payment screenshot Charges3.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': 'YESOB62710032823', 'date': None, 'page': 1, 'time': None, 'payee': 'THINK BIGZ', 'amount': 50000.0, 'direction': 'debit', 'narration': 'Transferred to THINK BIGZ-999988887069
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': 'YESOB62710032823', 'date': None, 'page': 1, 'time': None, 'payee': 'THINK BIGZ', 'amount': 50000.0, 'direction': 'debit', 'narration': 'Transferred to THINK BIGZ-99998888706969', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}
Payment screenshot Charges 1.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': '492500559613', 'date': '2026-09-28', 'page': 1, 'time': '13:46', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 5000.0, 'direction': 'debit', 'narration': 'Document char
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '492500559613', 'date': '2026-09-28', 'page': 1, 'time': '13:46', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 5000.0, 'direction': 'debit', 'narration': 'Document charge', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': 'X16', 'account_holder': None}}
Payment screenshot Charges2.jpg needs your check
payments inside
payments: [{'utr': '799825069184', 'date': '2026-09-28', 'page': 1, 'time': '14:50', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 16910.0, 'direction': 'credit', 'narration': 'Govt charges', 'proof_kind': 'success
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '799825069184', 'date': '2026-09-28', 'page': 1, 'time': '14:50', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 16910.0, 'direction': 'credit', 'narration': 'Govt charges', 'proof_kind': 'success_screen'}]}}
Paid challan (GRAS) DILIP KALPNATH SAROJ EchallanMH011022474202627E.pdf needs your check
grn
MH011022474202627E
pin
400063
total
70120.0
article
6(1)
defaced
False
bank cin
03006172026092900040
district
MUMBAI
area city
MUMBAI
payer pan
BMBXXXXXXD
flat block
FLAT NO 903 09TH FLOOR B WING SAI RADHA JULIUS WADI CHSL PAHADI GOREGAON
payer name
DILIP KALPNATH SAROJ
sro office
MBI-21_JT SUB REGISTRAR MUMBAI 21
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-18370000
scheme rows
{'amount': 55120.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX7404
payment date
28/09/2026-20:32:15
road locality
JP NAGAR ROAD NO 5 OPP MUNICIPAL SCHOOL GOREGAON EAST MUMBAI
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE
consideration amount
18370000
raw reading (for Abhijit)
{'grn': 'MH011022474202627E', 'pin': '400063', 'total': 70120.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092900040', 'district': 'MUMBAI', 'area_city': 'MUMBAI', 'payer_pan': 'BMBXXXXXXD', 'flat_block': 'FLAT NO 903 09TH FLOOR B WING SAI RADHA JULIUS WADI CHSL PAHADI GOREGAON', 'payer_name': 'DILIP KALPNATH SAROJ', 'sro_office': 'MBI-21_JT SUB REGISTRAR MUMBAI 21', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-18370000', 'scheme_rows': [{'amount': 55120.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7404', 'payment_date': '28/09/2026-20:32:15', 'road_locality': 'JP NAGAR ROAD NO 5 OPP MUNICIPAL SCHOOL GOREGAON EAST MUMBAI', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE', 'consideration_amount': '18370000'}
Technical record (for Abhijit — safe to ignore)
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16d agoEzDocscase_read{'how': 'uri', 'tag': '17b9a813b78ee2c4', 'docs': ['Index II.pdf', 'Sanction Letter.pdf', 'Aadhar Docs.pdf', 'Aadhar Docs (1).pdf', 'PAN.jpg', 'PAN (1).jpg'], 'loan': {'amount': 18370000, 'made_of': [{'what': 'sanctioned
16d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
16d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BMxxxxxxXD — no paper on the
16d agoEzDocsdesk_documents_backfill{'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 0, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re:
16d agoEzDocsbranch_questions_drafted{'why': 'what the papers leave open is asked of the branch in one draft; a person presses Send', 'questions': ['Property area: Index II has two different area values — Index II says क्षेत्रफळ 1) 67.20 चौ. मीटर; Index II
16d agoEzDocsemail_shadowed:branch_questions{'to': 'adil.khan@pnbhousing.com', 'body': 'Dear Team,\n\nWith reference to the captioned case (LAN: HOU/GHKP/0826/5202676), the papers on file leave the following open, and we cannot make the challan until it is settled
16d agoEzDocscase_read{'how': 'uri', 'tag': 'def0611278d6df53', 'docs': ['Index II.pdf', 'Sanction Letter.pdf', 'Aadhar Docs.pdf', 'Aadhar Docs (1).pdf', 'PAN.jpg', 'PAN (1).jpg'], 'loan': {'amount': 18370000, 'made_of': [{'paper': 'Sanction
16d agoEzDocstitle_doc_on_case_filing_open{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Index II.pdf', 'kind': 'index2'}
16d agoEzDocschallan_found_on_case{'was': 'AWAITING_PAYMENT', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'DILIP KALPNATH SAROJ EchallanMH011022474202627E.pdf', 'kind'
16d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'DILIP KALPNATH SARO

Case diary the case’s history — what happened, newest day first

Papers
All 7 in hand
Nothing more to ask the branch for
Money
SHORT — ₹5,000 of ₹71,940.32 received
₹66,940.32 still to come before the challan.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Money received is short — ₹66,940.32 still to come. The receipt says ₹71,910 but ₹66,910 of it has not reached us. Look for a ₹66,910 credit — Money card, link by hand. The work is done — our fee of ₹71,940.32 is still not in our account. Chase the branch for it.
1 Oct1 thing
An old draft withdrew itself — its asks were already answered
13:35
29 Sep10 things — 10 steps
EzDocs read the whole file
05:04
EzDocs read the whole file
04:17
EzDocs read the whole file
03:36
EzDocs read the whole file
03:36
EzDocs read the whole file
02:34
EzDocs read the whole file
01:27
EzDocs read the whole file
00:35
EzDocs read the whole file
00:35
EzDocs read the whole file
00:04
EzDocs read the whole file
00:03
28 Sep62 things — 11 documents received · 4 letters written · 2 money steps · 2 cautions · 43 steps
EzDocs read the whole file
23:33
EzDocs read the whole file
23:07
EzDocs read the whole file
23:07
EzDocs read the whole file
22:36
EzDocs read the whole file
22:36
EzDocs read the whole file
22:06
EzDocs read the whole file
22:05
EzDocs read the whole file
21:30
EzDocs read the whole file
21:05
EzDocs read the whole file
21:04
EzDocs read the whole trail as one conversation — where the case stands is on the page
20:52
EzDocs took 51 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
20:38
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Initiate NOI Challan Case of Mr. Dilip Kalpnath Saroj || HOU/GHKP/0826/5202676
20:36
EzDocs read the whole file
20:36
The branch's title document is on the case — the filing is the NOI team's move
20:35
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
20:35
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
20:35
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
20:35
Challan re-read against the case — matches exactly
20:35
Received: Challan
DILIP KALPNATH SAROJ EchallanMH011022474202627E.pdf
20:35
An old draft withdrew itself — its asks were already answered
20:35
EzDocs read the whole trail as one conversation — where the case stands is on the page
20:34
DARBAR pressed Proceed on the challan — what was changed is kept
20:25
EzDocs read the whole file
20:23
EzDocs found something to check before the form is saved
20:20
EzDocs read the whole file
20:20
Nothing new to ask for — stayed quiet
20:12
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
20:12
Nothing new to ask for — stayed quiet
20:11
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
20:11
Wrote the document chase mail — held, silent mode
Initiate NOI Challan Case of Mr. Dilip Kalpnath Saroj || HOU/GHKP/0826/5202676
20:11
EzDocs read the whole trail as one conversation — where the case stands is on the page
20:11
The challan's address boxes were written from the papers
20:11
EzDocs read the whole file
20:11
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
20:11
Nothing new to ask for — stayed quiet
20:11
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
20:10
Payment short of what the case needs
The balance must come before the challan.
20:10
The payment proof already on the case was applied
20:10
The loan amount was worked out from the papers
20:10
Payment proof arrived before the case was quoted — held
20:10
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
20:10
Property address read from the sanction letter
20:10
Received: Payment screenshot
Charges3.jpg
20:10
Selfie checked — a live one
A real selfie — usable for the e-filing.
20:10
Payment proof arrived before the case was quoted — held
20:10
Received: Selfie
Selfie photo.png
20:10
Received: Payment screenshot
Charges 1.jpg
20:10
Received: Sanction letter
Sanction Letter.pdf
20:10
Received: Aadhaar
Aadhar Docs (1).pdf
20:10
Payment proof arrived before the case was quoted — held
20:10
This payment is counted on another case too — a person must say whose it is
20:10
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
20:10
Co-applicant added
20:10
Received: Payment screenshot
Charges2.jpg
20:10
Property read from the Index II
20:10
Index II (title document) received from the branch
20:10
Received: PAN card
PAN (1).jpg
20:10
Received: Index II
Index II.pdf
20:10
Received: Aadhaar
Aadhar Docs.pdf
20:10
Received: PAN card
PAN.jpg
20:10
Case opened from the branch's mail
20:10
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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