⚠The PNB mailbox has used 149% of what Google lets it send in 24 hours (744 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03506

Dilip Gorakh Shinde

LAN HOU/KOP/1026/5236469 Challan paid · waiting on the branch Waiting for the Index II All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs4 still to come

5 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open

✓Sanction letteropen

✓Payment screenshot — money verifiedopen

✓PAN cardopen

✓Aadhaar cardopen

✓Paid challan (GRAS)open

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Applicant's Selfie / Photo — for the e-filing visit later

Index II copy / Title document — for the e-filing visit later

All files (9)A label is wrong? Fix it under All documents.

For you to check

Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyAll of it is in

₹18,640.01CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹18,600 receivedthe receipt's amount and minute agree

Stamp duty 0.3%6,310

Registration fee 0.5%10,510

Government handling320

Our service fee1,500.01

Total we ask for18,640.01

the branch’s receipt claims ₹18,600 131212942164

paid 13 Oct 14:28:05 · verified 14 Oct 13:47:06 · 23 h 19 min later

How we know

Our own bank told us — 13 Oct 14:28

₹18,600 · UTR 131212942164 · from BP-HDFCBN-S

“Successful! You have received Rs. 18600.00 via HDFC Bank SmartHub Vyapar from SANKETSINH. RRN-131212942164, Check: https://1.hdfc.bank.in/HDFCBK/s/kp7ZLMpB”

Matched by: the screenshot's amount AND its minute agree with this credit

Paid the bank's own ₹18,600. ₹40.01 under our ask = our margin. Accepted as full.

By law ₹18,620. We ask ₹18,640 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹18,600 — accept as full (₹40.01 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 57 minour time · 14 Oct 14:41

Index II —not yet

the NOI team 1 d 2 htotal 1 d 2 h so far

Now with the NOI team — e-filing on IGR

since 14 Oct 14:41 — 1 d 1 h of working time

Day by day — every step and who held it

14 Oct 13:45Your branch's mail

14 Oct 13:45Payment landedat once

14 Oct 13:46Papers read+2 min · the NOI team

14 Oct 13:47Property readat once

14 Oct 13:47Papers readat once

14 Oct 13:47Fee quotedat once

14 Oct 13:47Payment verifiedat once

14 Oct 13:47Ready for the challanat once

14 Oct 14:41Challan made+55 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹21,00,000

Loan account no.

HOU/KOP/1026/5236469

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Building, Floor, Flat / shop no, Area are empty — the portal will not take a blank.

Fill it on the verification page first →

See the boxes — read from the sanction letter

District

Kolhapur

Taluka

Kolhapur

Village

ICHALKARANJI

Number type

REVISE

Number

Building

(empty)

Floor

(empty)

Flat / shop no

(empty)

Area

(empty)

Hadd

ICHALKARANJI

Read from the sanction letter, not the Index II. sanction letter.pdf open it · If an Index II is on file, read the property from it.

✓ EzDocs checked every box against the document’s own words 1d ago — all agree.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.

• DILIP GORAKH SHINDE is on the case twice (two rows, the same name) — one Mortgagor page is typed for them; the rows are one person

• person 2's mobile: the case's 9356702144 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail

• 13 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• Build Up Area not on file — read it off the Index II / sale deed

• person 2's mobile: EzDocs (reading the whole file) took 9356702144 off a card — not typed

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 1d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011995943202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SK sandeep.karade@pnbhousing.com pnbhousing.com
14 Oct, 13:45 · 1d ago THE FIRST MAIL — how this case began

PROCESSNOI CHALLAN 0.3 AND 0.5DILIP GORAKH SHINDE HOU/KOP/1026/5236469

📎 co app photo.jpg ↗📎 app photo.jpg ↗📎 sanction letter.pdf ↗📎 NOI payment.pdf ↗📎 co app pan.pdf ↗📎 app pan.pdf ↗📎 applicant aadhar.pdf ↗📎 co app adhar.pdf ↗

Dear Team,

KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5

Customer nameDILIP GORAKH SHINDE

Loan account (LAN)HOU/KOP/1026/5236469

Loan amount₹21,00,000

Stamp duty 0.30%₹6,300

Registration fee 0.50%₹10,500

Service / vendor fees₹1,800

Total₹18,600

✓ Sanction Letter — attached
✓ Applicant and Co App Aadhar Card — attached
✓ Applicant and Co App Pan Card — attached
✓ Soft copy of Photograph — attached
✓ Payment details — attached

*Index II Copy

SRO No

hatkanangale

Thanks and Regards
Sandeep Karade
BBH
Kolhapur
Mobile: 9552754500
Toll free : 1800 120 8800




Internal

🤖 read: asks for the challan, the token / NOI confirmation, the e-filing copy, the Index II, a status, the fee / a quote, a payment receipt, a correction; documents attached — “LOAN AMOUNT 2100000/-”

2 more mails in between — open

OL The NOI teamTYPED IN GMAIL
14 Oct, 13:51 · 1d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 14 Oct 2026 at 13:46, Sandeep Karade <sandeep.karade@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5

*Customer Name*

DILIP GORAKH SHINDE

*Lan No*

HOU/KOP/1026/5236469

*LOAN AMOUNT*

 2100000/-

*0.3%*

6300/-

*0.5%*

10500/-

*FEES*

1800/-

*TOTAL*

 18600/-

**Sanction Letter*

Attached

**Applicant and Co App Aadhar Card*

Attached

**Applicant and Co App Pan Card*

Attached

**Index II Copy*

**Soft copy of Photograph*

Attached

**Payment details*

Attached

*SRO No*

hatkanangale

Thanks and Regards

Sandeep Karade

BBH

Kolhapur

Mobile: 9552754500

Toll free : 1800 120 8800

Internal

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
14 Oct, 13:52 · 1d ago

Team,

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

earlier mails quoted below

On Wed, 14 Oct 2026 at 13:46, Sandeep Karade < sandeep.karade@pnbhousing.com > wrote:

Dear Team,

KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5

Customer Name

DILIP GORAKH SHINDE

Lan No

HOU/KOP/1026/5236469

LOAN AMOUNT

2100000/-

0.3%

6300/-

0.5%

10500/-

FEES

1800/-

TOTAL

18600/-

*Sanction Letter

Attached

*Applicant and Co App Aadhar Card

Attached

*Applicant and Co App Pan Card

Attached

*Index II Copy

*Soft copy of Photograph

Attached

*Payment details

Attached

SRO No

hatkanangale

Thanks and Regards

Sandeep Karade

BBH

Kolhapur

Mobile: 9552754500

Toll free : 1800 120 8800

Internal

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
14 Oct, 14:42 · 1d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 14 Oct 2026 at 13:52, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 14 Oct 2026 at 13:46, Sandeep Karade < sandeep.karade@pnbhousing.com > wrote:

Dear Team,

KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5

Customer Name

DILIP GORAKH SHINDE

Lan No

HOU/KOP/1026/5236469

LOAN AMOUNT

2100000/-

0.3%

6300/-

0.5%

10500/-

FEES

1800/-

TOTAL

18600/-

*Sanction Letter

Attached

*Applicant and Co App Aadhar Card

Attached

*Applicant and Co App Pan Card

Attached

*Index II Copy

*Soft copy of Photograph

Attached

*Payment details

Attached

SRO No

hatkanangale

Thanks and Regards

Sandeep Karade

BBH

Kolhapur

Mobile: 9552754500

Toll free : 1800 120 8800

Internal

🤖 read: challan shared ✓ — “PFA challan for your reference.”

OL The NOI teamTYPED IN GMAIL
14 Oct, 14:42 · 1d ago

📎 DILIP GORAKH SHINDE EchallanMH011995943202 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 14 Oct 2026 at 13:52, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 14 Oct 2026 at 13:46, Sandeep Karade < sandeep.karade@pnbhousing.com > wrote:

Dear Team,

KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5

Customer Name

DILIP GORAKH SHINDE

Lan No

HOU/KOP/1026/5236469

LOAN AMOUNT

2100000/-

0.3%

6300/-

0.5%

10500/-

FEES

1800/-

TOTAL

18600/-

*Sanction Letter

Attached

*Applicant and Co App Aadhar Card

Attached

*Applicant and Co App Pan Card

Attached

*Index II Copy

*Soft copy of Photograph

Attached

*Payment details

Attached

SRO No

hatkanangale

Thanks and Regards

Sandeep Karade

BBH

Kolhapur

Mobile: 9552754500

Toll free : 1800 120 8800

Internal

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Selfie / photo	co app photo.jpg	CANNOT BE READ — clear copy asked	1d ago
Selfie / photo	app photo.jpg	CANNOT BE READ — clear copy asked	1d ago
Sanction letter	sanction letter.pdf	filed	1d ago
Payment screenshot	NOI payment.pdf	filed	1d ago
PAN card	co app pan.pdf	filed	1d ago
PAN card	app pan.pdf	filed	1d ago
Aadhaar card+ PAN card inside	applicant aadhar.pdf	filed	1d ago
Aadhaar card+ PAN card inside	co app adhar.pdf	filed	1d ago
Paid challan (GRAS)	DILIP GORAKH SHINDE EchallanMH011995943202627E.pdf	filed	1d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹18,640.01

Where it stands
VERIFIED — money received

Screenshot claims
₹18,600 131212942164

Paid at
13 Oct 14:28:05

Verified on
14 Oct 13:47:06

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹6,310	₹10,510	₹320	₹1,500	₹18,640

By law ₹18,620. We ask ₹18,640 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

47 of 58 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Building (with wing), Floor, Flat / shop no, Area, Area unit (Sq.mt. / Sq.ft.) …

17 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✓ EzDocs checked every box against the document’s own words 1d ago — all agree.

⚠ the English boxes (building, flat/shop) are empty while the document text below holds the details. Press Re-read in English now below — it runs in seconds; anything still empty or wrong goes to Abhijit. Nothing files until a person verifies the property.

not verified yetsource: the sanction letter (sanction letter.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

empty

Flat / shop no

empty

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

RS NO 62, PLOT NO 25 26/2 AND 25 26/3, MOUJE SHAHAPUR ICHALKARANJI, NEAR PAVAN HOTEL, Torana Nagar, Kolhapur, MAHARASHTRA, 416115

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

sanction letter.pdf

as printed
RS NO 62, PLOT NO 25 26/2 AND 25 26/3,-, MOUJE SHAHAPUR ICHALKARANJI, NEAR PAVAN HOTEL, KOLHAPUR, TORANA NAGAR, KOLHAPUR, MAHARASHTRA, INDIA, 416115

PIN
416115

THE CHALLAN, as it will be typed

Flat/Survey Number
RS NO 62 PLOT NO 25 26/2 AND 25 26/3 MOUJE SHAHAPUR ICHALKARANJI

Locality/Road
NEAR PAVAN HOTEL TORANA NAGAR TAL KOLHAPUR DIST KOLHAPUR

Area/City
KOLHAPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	DILIP GORAKH SHINDE	BEBPS1016L	…0128
co_mortgagor	SANKETSINH DILIP SHINDE	SRYPS2616R	…0599
mortgagor	दि ली प गो रख शिं दे Dilip Gorakh Shinde		…0128

All mail records (for Abhijit — safe to ignore)

Template	To	When
acknowledgement	sandeep.karade@pnbhousing.com	1d ago

What EzDocs read from each document — check anything marked in red

Selfie / photo co app photo.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

PAN card co app pan.pdf needs your check

dob
2006-01-26

pan
SRYPS2616R

name
SANKETSINH DILIP SHINDE

legible
True

father name
DILIP GORAKH SHINDE

raw reading (for Abhijit)

{'dob': '2006-01-26', 'pan': 'SRYPS2616R', 'name': 'SANKETSINH DILIP SHINDE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DILIP GORAKH SHINDE', 'aadhaar_last4': None, 'quality_issue': None}

Selfie / photo app photo.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Payment screenshot NOI payment.pdf needs your check

utr
131212942164

date
2026-10-13

time
14:27

amount
18600

method
UPI

payee upi
....2080@hdfcbank

payer upi
....28-1@okhdfcbank

payee name
THINK BIGZ INITIATIVE PVT LTD

payer name
SANKETSINH DILIP SHINDE

raw reading (for Abhijit)

{'utr': '131212942164', 'date': '2026-10-13', 'time': '14:27', 'amount': 18600, 'method': 'UPI', 'payee_upi': '....2080@hdfcbank', 'payer_upi': '....28-1@okhdfcbank', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'SANKETSINH DILIP SHINDE', 'debit_notification_text': None}

Sanction letter sanction letter.pdf needs your check

lan
HOU/KOP/1026/5236469

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'DILIP GORAKH SHINDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SANKETSINH DILIP SHINDE', 'role': 'co_applicant', 'label': 'Applicant'}

loan type
Housing Loan

confidence
1

rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -2.65% 10.50% per annum as on the date of execution of the loan agreement

loan amount
2000000

rate spread
-2.65

final amount
2100000

interest rate
10.5

sanction date
07-Oct-2026

letter version
4

reference rate
13.15

applicant email
shindedilip661@gmail.com

applicant names
DILIP GORAKH SHINDE, SANKETSINH DILIP SHINDE

printed altered
False

applicant mobile
7796004296

balance transfer
False

property address
pin: 416115; road: NEAR PAVAN HOTEL, Torana Nagar; state: MAHARASHTRA; taluka: Kolhapur; district: Kolhapur; Address: RS NO 62, PLOT NO 25 26/2 AND 25 26/3, MOUJE SHAHAPUR ICHALKARANJI, NEAR PAVAN HOTEL, Torana Naga

insurance premium
100000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
2100000

security address verbatim
RS NO 62, PLOT NO 25 26/2 AND 25 26/3,-, MOUJE SHAHAPUR ICHALKARANJI, NEAR PAVAN HOTEL, Kolhapur, Torana Nagar, Kolhapur, MAHARASHTRA, India, 416115

applicant address verbatim
HOUSE NO 9/543/13/C, MUKTSAINIK SOCIETY, THORAT CHOWK ICHALKARANJI KOLHAPUR,., Kolhapur, MAHARASHTRA, 416116, Kolhapur, India

raw reading (for Abhijit)

{'lan': 'HOU/KOP/1026/5236469', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'DILIP GORAKH SHINDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SANKETSINH DILIP SHINDE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -2.65% 10.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2000000, 'rate_spread': -2.65, 'final_amount': 2100000, 'interest_rate': 10.5, 'quality_issue': None, 'sanction_date': '07-Oct-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'shindedilip661@gmail.com', 'applicant_names': ['DILIP GORAKH SHINDE', 'SANKETSINH DILIP SHINDE'], 'printed_altered': False, 'applicant_mobile': '7796004296', 'balance_transfer': False, 'property_address': {'pin': '416115', 'road': 'NEAR PAVAN HOTEL, Torana Nagar', 'state': 'MAHARASHTRA', 'taluka': 'Kolhapur', 'flat_no': None, 'district': 'Kolhapur', 'floor_no': None, 'landmark': None, 'full_address': 'RS NO 62, PLOT NO 25 26/2 AND 25 26/3, MOUJE SHAHAPUR ICHALKARANJI, NEAR PAVAN HOTEL, Torana Nagar, Kolhapur, MAHARASHTRA, 416115', 'village_city': 'ICHALKARANJI', 'building_name': None, 'survey_or_cts_no': 'RS NO 62, PLOT NO 25 26/2 AND 25 26/3'}, 'insurance_premium': 100000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2100000, 'security_address_verbatim': 'RS NO 62, PLOT NO 25 26/2 AND 25 26/3,-, MOUJE SHAHAPUR ICHALKARANJI, NEAR PAVAN HOTEL, Kolhapur, Torana Nagar, Kolhapur, MAHARASHTRA, India, 416115', 'applicant_address_verbatim': 'HOUSE NO 9/543/13/C, MUKTSAINIK SOCIETY, THORAT CHOWK ICHALKARANJI KOLHAPUR,., Kolhapur, MAHARASHTRA, 416116, Kolhapur, India'}

PAN card app pan.pdf needs your check

dob
1977-06-18

pan
BEBPS1016L

name
DILIP GORAKH SHINDE

legible
True

father name
GORAKH SAKHARAM SHINDE

raw reading (for Abhijit)

{'dob': '1977-06-18', 'pan': 'BEBPS1016L', 'name': 'DILIP GORAKH SHINDE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'GORAKH SAKHARAM SHINDE', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card applicant aadhar.pdf needs your check

dob
1977-06-18

name
दि ली प गो रख शिं दे Dilip Gorakh Shinde

mobile
7796004296

address
pin: 416115; area: sant mala; flat: 13/1137; state: Maharashtra; district: Kolhapur; post_office: Ichalkaranji; Village: ichalakaranji

legible
True

aadhaar last4
0128

raw reading (for Abhijit)

{'dob': '1977-06-18', 'pan': None, 'name': 'दि ली प गो रख शिं दे Dilip Gorakh Shinde', 'mobile': '7796004296', 'address': {'pin': '416115', 'area': 'sant mala', 'flat': '13/1137', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Kolhapur', 'post_office': 'Ichalkaranji', 'village_city': 'ichalakaranji'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '0128', 'quality_issue': None}

Aadhaar card co app adhar.pdf needs your check

dob
2006-01-26

name
Sanketsinh Dilip Shinde

mobile
9356702144

address
pin: 416115; area: Sant Mala, Walmiki Nagar; flat: 13/1137; state: Maharashtra; district: Kolhapur; post_office: Ichalkaranji; Village: Ichalkaranji

legible
True

aadhaar last4
0599

raw reading (for Abhijit)

{'dob': '2006-01-26', 'pan': None, 'name': 'Sanketsinh Dilip Shinde', 'mobile': '9356702144', 'address': {'pin': '416115', 'area': 'Sant Mala, Walmiki Nagar', 'flat': '13/1137', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Kolhapur', 'post_office': 'Ichalkaranji', 'village_city': 'Ichalkaranji'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '0599', 'quality_issue': None}

Aadhaar card applicant aadhar.pdf needs your check

dob
1977-06-18

name
Dilip Gorakh Shinde

mobile
7796004296

address
pin: 416115; area: sant mala; flat: 13/1137; state: Maharashtra; district: Kolhapur; post_office: Ichalkaranji; Village: ichalakaranji

legible
True

aadhaar last4
0128

raw reading (for Abhijit)

{'dob': '1977-06-18', 'pan': None, 'name': 'Dilip Gorakh Shinde', 'mobile': '7796004296', 'address': {'pin': '416115', 'area': 'sant mala', 'flat': '13/1137', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Kolhapur', 'post_office': 'Ichalkaranji', 'village_city': 'ichalakaranji'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '0128', 'quality_issue': None}

Aadhaar card co app adhar.pdf needs your check

dob
2006-01-26

name
Sanketsinh Dilip Shinde

mobile
9356702144

address
pin: 416115; area: Sant Mala, Walmiki Nagar; flat: 13/1137; state: Maharashtra; district: Kolhapur; post_office: Ichalkaranji; Village: Ichalkaranji

legible
True

aadhaar last4
0599

raw reading (for Abhijit)

{'dob': '2006-01-26', 'pan': None, 'name': 'Sanketsinh Dilip Shinde', 'mobile': '9356702144', 'address': {'pin': '416115', 'area': 'Sant Mala, Walmiki Nagar', 'flat': '13/1137', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Kolhapur', 'post_office': 'Ichalkaranji', 'village_city': 'Ichalkaranji'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '0599', 'quality_issue': None}

Paid challan (GRAS) DILIP GORAKH SHINDE EchallanMH011995943202627E.pdf needs your check

grn
MH011995943202627E

pin
416115

total
16820.0

article
6(1)

defaced
False

bank cin
03006172026101400951

district
KOLHAPUR

area city
KOLHAPUR

payer pan
BEBXXXXXXL

flat block
PLOT NO 25 26/2 AND 25 26/3 SURVEY NO 62 MOUJE SHAHAPUR ICHALKARANJI

payer name
DILIP GORAKH SHINDE

sro office
ICHALKARNJI SUB REGISTAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2100000

scheme rows
{'amount': 6310.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10510.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX4296

payment date
14/10/2026-14:41:38

road locality
TORANA NAGAR NEAR PAVAN HOTEL KOLHAPUR MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2100000

raw reading (for Abhijit)

{'grn': 'MH011995943202627E', 'pin': '416115', 'total': 16820.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101400951', 'district': 'KOLHAPUR', 'area_city': 'KOLHAPUR', 'payer_pan': 'BEBXXXXXXL', 'flat_block': 'PLOT NO 25 26/2 AND 25 26/3 SURVEY NO 62 MOUJE SHAHAPUR ICHALKARANJI', 'payer_name': 'DILIP GORAKH SHINDE', 'sro_office': 'ICHALKARNJI SUB REGISTAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2100000', 'scheme_rows': [{'amount': 6310.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10510.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4296', 'payment_date': '14/10/2026-14:41:38', 'road_locality': 'TORANA NAGAR NEAR PAVAN HOTEL KOLHAPUR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2100000'}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 14 Oct, 13:51 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
23h ago	EzDocs	quoted_history_checked	{}
1d ago	EzDocs	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
1d ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'DILIP GORAKH SHINDE EchallanMH011995943202627E.pdf', 'kind':
1d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BExxxxxxXL — no paper on the
1d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'DILIP GORAKH SHINDE
1d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'ICHALKARNJI SUB REGISTAR', 'district': 'KOLHAPUR'}
1d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011995943202627E', 'file': 'DILIP GORAKH SHINDE EchallanMH011995943202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
1d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '513831', 'lessons': [{'box': 'Taluka', 'words': "Taluka: the team took ICHALK
1d ago	EzDocs	challan_extracted	{'grn': 'MH011995943202627E', 'file': 'DILIP GORAKH SHINDE EchallanMH011995943202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 16820.0}
1d ago	SANDEEP	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
1d ago	copilot	copilot_check_issues	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': 'the main paper prints RS N
1d ago	EzDocs	form_checked489	{'ok': False, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 2, 'case_no': 'NOI-2026-03506'}
1d ago	copilot	copilot_pick	{'why': "The provided options do not include 'KRV1_SUB REGISTRAR KARVEER1' or any office related to Ichalkaranji. The source text mentions Ichalkaranji, which is a municipal council, and the case taluka is Kol", 'field':
1d ago	copilot	copilot_pick	{'why': "The English reading 'HATKANANGALE' matches 'HATKANGALE' in the options, which is a common spelling variation. The source text mentions 'ICHALKARANJI', which is a city within the Hatkanangale taluka. T", 'field':
1d ago	the co-pilot	reading_boxes_not_the_papers_words	{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'sanction letter.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['SURVEY'], 'reading_
1d ago	EzDocs	extra_challan_scanned	{'found': 0}
1d ago	EzDocs	reader_home_address	{'fp': 'da56c9327e29931a', 'from': 'the sanction letter (sanction letter.pdf)', 'home': {'pin': '416116', 'area': 'THORAT CHOWK', 'flat': 'HOUSE NO 9/543/13/C', 'state': 'MAHARASHTRA', 'building': 'MUKTSAINIK SOCIETY', '
1d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'applicant aadhar.pdf', 'cards': 1, 'doc_id': '00e341c9-fc37-4ba5-b868-5ed8ccf45f8d', 'applied': 0}
1d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'co app adhar.pdf', 'cards': 1, 'doc_id': '32f9a89f-35df-47f7-a3c9-0aef1b9814ff', 'applied': 0}
1d ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 13, 'trigger': 'quick sweep'}
1d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-14T08:18:09', 'why': 'reading', 'open': 16, 'mails': [{'at': '2026-10-14 08:15', 'id': '1a1397c063864a0f', 'from': 'branch', 'gist': 'The bank branch is asking the NOI team to process the challa
1d ago	EzDocs	branch_from_reading501	{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'KOLHAPUR'}
1d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'e482c75082f487a5', 'docs': ['sanction letter.pdf', 'applicant aadhar.pdf', 'co app adhar.pdf', 'co app pan.pdf', 'app pan.pdf'], 'loan': {'amount': 2100000, 'made_of': [{'what': 'sanctioned amount'
1d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['sanction letter.pdf', 'applicant aadhar.pdf', 'co app adhar.pdf', 'co app pan.pdf', 'app pan.pdf'], 'after': {'addresses': {'people': [['DILIP GORAKH SHINDE', [['sanction_lette
1d ago	EzDocs	address_compared	{'sig': 'a63fc505d11e2086', 'why': 'after gather', 'people': [{'home': '13/1137, 11th, sant mala, ichalakaranji, sant mala, ichalakaranji, Kolhapur, 416115', 'person': 'DILIP GORAKH SHINDE', 'against': [{'src': 'sanction
1d ago	EzDocs	challan_boxes_composed	{'fp': 'e962c2d870aaeb18', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'RS NO 62 PLOT NO 25 26/2 AND 25
1d ago	EzDocs	money_settled	{'fp': 'd0f004970b40bf24', 'held': 2100000.0, 'asked': True, 'action': 'agrees', 'agrees': True, 'amount': 2100000.0, 'papers': [{'lan': 'HOU/KOP/1026/5236469', 'file': 'sanction letter.pdf', 'kind': 'sanction_letter', '
1d ago	EzDocs	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 8, 'seconds': 18.8, 'workers': 5}
1d ago	EzDocs	kyc_names_match	{'sig': 'Sanketsinh Dilip Shinde\|Sanketsinh Dilip Shinde\|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'co app adhar.pdf', 'pan_name': 'Sanketsi

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

₹18,600 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered