Cases / NOI-2026-03198

Ashitosh Dilip Mense

LAN NHL/AHMD/0926/5233138 Challan paid · our move File on IGR All documents Mails & papers 4

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

7 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

The made challan does not match the case: district on the challan 'AHMEDNAGAR' — the case says 'Ahilyanagar' — open the challan file and check before anything is shared.

✓Payment screenshot — money verifiedopen

✓Sanction letteropen

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓PAN cardopen

✓Paid challan (GRAS)open

✓Aadhaar card — inside KYC MENASE.pdfopen

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

Applicant's Selfie / Photo — for the e-filing visit later

All files (6)A label is wrong? Fix it under All documents.

For you to check

Challan on file does not agree with the case. Open it before paying or sharing.
GPay ₹18,383 announced at 08:21 has not settled into the PNB account (due 12:21). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

MoneyAll of it is in

₹18,420.67CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹18,383 receivedthe receipt's amount and minute agree

Stamp duty 0.3%6,230

Registration fee 0.5%10,370

Government handling320

Our service fee1,500.67

Total we ask for18,420.67

the branch’s receipt claims ₹18,383 752364973842

paid 6 Oct 13:51:00 · verified 6 Oct 14:08:05 · 17 min later

How we know

Our own bank told us — 6 Oct 13:51

₹18,383 · from GPAY-BIZ

“₹18,383 received from ASHITOSH D M at 1:51 pm”

Matched by: the screenshot's amount AND its minute agree with this credit

Paid the bank's own ₹18,383. ₹37.67 under our ask = our margin. Accepted as full.

By law ₹18,401.60. We ask ₹18,420 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹18,383 — accept as full (₹37.67 = our margin).

BANK'S TABLE — INSIDE OUR BUFFER

Bank table ₹18,383. We ask ₹18,420. Difference ₹37 — OK (our margin). Accept ₹18,383 as full. Nothing to collect.

Their own rows add to ₹18,292, their total says ₹18,383 — a ₹91 slip in their sheet. Not ours to fix.

why?

Their DHC is ₹300 on the sheet, ours ₹320 (Avinash's policy margin); their rows are rounded. By the Koli ruling (3 Sep) a total inside ₹60 / 0.25% of our ask is paid in full.

the branch's own words

The branch's mail said: the bank's own rows sum to Rs.18,292 but its total says Rs.18,383

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 24 minour time · 6 Oct 14:29

Index II —not yet

the NOI team 9 d 3 htotal 9 d 3 h so far

Now with the NOI team — e-filing on IGR

since 6 Oct 14:29 — 9 d 3 h of working time

Day by day — every step and who held it

6 Oct 14:06Your branch's mail

6 Oct 14:06Payment landedat once

6 Oct 14:08Papers read+2 min · the NOI team

6 Oct 14:08Fee quotedat once

6 Oct 14:08Payment verifiedat once

6 Oct 14:08Property readat once

6 Oct 14:08Papers readat once

6 Oct 14:08Ready for the challan+1 min · the NOI team

6 Oct 14:29Challan made+21 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹20,72,700

Loan account no.

NHL/AHMD/0926/5233138

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Building, Floor are empty — the portal will not take a blank.

Fill it on the verification page first →

See the boxes — read from the Index II

District

Ahilyanagar

Taluka

AHILYANAGAR

Village

Savedi

Number type

SURVEY

Number

312/1

Building

(empty)

Floor

(empty)

Flat / shop no

24/2

Area

99.00

Hadd

Ahilyanagar Municipal Corporation

Read from the Index II on file — the government's own words for this property. INDEX II MENSE.pdf open it

✓ EzDocs checked every box against the document’s own words 9d ago — all agree.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, EzDocs sees:

• Mortgagor pages: MAYUR DILIP MENSE is named on the sanction letter (SANCTION LETTER MENSE.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• Mortgagor pages: MADHUMATI DILIP MENSE is named on the sanction letter (SANCTION LETTER MENSE.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• MADHUMATI DILIP MENSE: PAN missing — no PAN card of MADHUMATI DILIP MENSE is read on the file — the PAN cards on it (ASHITOSH DILIP MENSE, KYC MENASE.pdf) are beside the form; type the PAN off the person's own card

• 5 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: road, Second number type, Second number, Floor, Building

• check — person 1's PAN: EzDocs (reading the whole file) says BGRPM3328M, the case holds GDPPM7033F

• changed — flat no: the case held 24/2; filled PLOT NO 24/2 — EzDocs (reading the whole file), from the Index II, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 9d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011465592202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

TD tejas.deshmukh@pnbhousing.com pnbhousing.com
06 Oct, 14:06 · 9d ago THE FIRST MAIL — how this case began

Kindly process for NOI Challan 0.3 & 0.5 in below case NHL/AHMD/0926/5233138 ASHITOSH DILIP MENSE

📎 image001.png ↗📎 IMG-20261006-WA0011.jpg ↗📎 SANCTION LETTER MENSE.pdf ↗📎 INDEX II MENSE.pdf ↗📎 KYC MENASE.pdf ↗

Dear Sir,

Kindly process for NOI Challan 0.3 & 0.5 in below case NHL/AHMD/0926/5233138 ASHITOSH DILIP MENSE

Customer nameASHITOSH DILIP MENSE

Loan account (LAN)NHL/AHMD/0926/5233138

Loan amount₹20,72,700

Stamp duty 0.30%₹6,128

Registration fee 0.50%₹10,364

Service / vendor fees₹1,800

Total₹18,383

✓ Sanction Letter — attached
✓ Customer Aadhar Card / co applicant — attached
✓ Customer pan Card / co applicant — attached
✓ Form A2 or Soft copy of photograph — attached
✓ Payment details — attached

*Index II Copy

ATTCHED

Tejas Deshmukh

Customer Service Manager Loans

203 Second Floor, Sai Midas Touch

Nagar Manmad Road

Savedi Ahmednagar

Contact number9766628890

0241-2414455

[cid:image001.png@01DD559B.96CD4630]

Internal

earlier mails quoted below

From: Shubham Shrikant Goske <shubham.goske@phfl.com>
Sent: 06 October 2026 13:54
To: Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>
Subject: Photo from Shubham Goske

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
06 Oct, 14:22 · 9d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 6 Oct 2026 at 14:07, Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Sir,

Kindly process for NOI Challan 0.3 & 0.5 in below case
NHL/AHMD/0926/5233138 ASHITOSH DILIP MENSE

*Customer Name *

ASHITOSH DILIP MENSE

*Lan No*

NHL/AHMD/0926/5233138

*Loan Amount *

 2072700

*LOAN AMOUNT*

2072700

*0.3%*

6128

0.5%

10364

*FEES*

*1800*

*TOTAL*

18383

**Sanction Letter*

*attached*

**Customer Aadhar Card / co applicant*

*attached*

**Customer pan Card / co applicant*

*attached*

**Index II Copy *

ATTCHED

**Form A2 or Soft copy of photograph *

attached

**Payment details*

*Attached *

*Tejas Deshmukh*

*Customer Service Manager Loans*

*203 Second Floor, Sai Midas Touch*

*Nagar Manmad Road*

*Savedi Ahmednagar*

*Contact number – 9766628890*

*0241-2414455*

Internal

*From:* Shubham Shrikant Goske <shubham.goske@phfl.com>
*Sent:* 06 October 2026 13:54
*To:* Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>
*Subject:* Photo from Shubham Goske

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
06 Oct, 14:22 · 9d ago

Team,

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For noi filing we need a colour live

selfie photo of the applicants

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Tue, 6 Oct 2026 at 14:22, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 6 Oct 2026 at 14:07, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote:

Dear Sir,

Kindly process for NOI Challan 0.3 & 0.5 in below case NHL/AHMD/0926/5233138 ASHITOSH DILIP MENSE

Customer Name

ASHITOSH DILIP MENSE

Lan No

NHL/AHMD/0926/5233138

Loan Amount

2072700

LOAN AMOUNT

2072700

0.3%

6128

0.5%

10364

FEES

1800

TOTAL

18383

*Sanction Letter

attached

*Customer Aadhar Card / co applicant

attached

*Customer pan Card / co applicant

attached

*Index II Copy

ATTCHED

*Form A2 or Soft copy of photograph

attached

*Payment details

Attached

Tejas Deshmukh

Customer Service Manager Loans

203 Second Floor, Sai Midas Touch

Nagar Manmad Road

Savedi Ahmednagar

Contact number – 9766628890

0241-2414455

Internal

From: Shubham Shrikant Goske < shubham.goske@phfl.com >

Sent: 06 October 2026 13:54

To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com >

Subject: Photo from Shubham Goske

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
06 Oct, 14:33 · 9d ago

📎 ASHITOSH DILIP MENSE EchallanMH01146559220 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Tue, 6 Oct 2026 at 14:22, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a colour live
selfie photo of the applicants

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 6 Oct 2026 at 14:22, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 6 Oct 2026 at 14:07, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote:

Dear Sir,

Kindly process for NOI Challan 0.3 & 0.5 in below case NHL/AHMD/0926/5233138 ASHITOSH DILIP MENSE

Customer Name

ASHITOSH DILIP MENSE

Lan No

NHL/AHMD/0926/5233138

Loan Amount

2072700

LOAN AMOUNT

2072700

0.3%

6128

0.5%

10364

FEES

1800

TOTAL

18383

*Sanction Letter

attached

*Customer Aadhar Card / co applicant

attached

*Customer pan Card / co applicant

attached

*Index II Copy

ATTCHED

*Form A2 or Soft copy of photograph

attached

*Payment details

Attached

Tejas Deshmukh

Customer Service Manager Loans

203 Second Floor, Sai Midas Touch

Nagar Manmad Road

Savedi Ahmednagar

Contact number – 9766628890

0241-2414455

Internal

From: Shubham Shrikant Goske < shubham.goske@phfl.com >

Sent: 06 October 2026 13:54

To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com >

Subject: Photo from Shubham Goske

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Other	image001.png	filed	9d ago
Payment screenshot	IMG-20261006-WA0011.jpg	filed	9d ago
Sanction letter	SANCTION LETTER MENSE.pdf	filed	9d ago
Index IIthe branch sent this — an input	INDEX II MENSE.pdf	filed	9d ago
PAN card+ Aadhaar card inside	KYC MENASE.pdf	filed	9d ago
Paid challan (GRAS)	ASHITOSH DILIP MENSE EchallanMH011465592202627E.pdf	filed	9d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹18,420.67

Where it stands
VERIFIED — money received

Screenshot claims
₹18,383 752364973842

Paid at
6 Oct 13:51:00

Verified on
6 Oct 14:08:05

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹6,230	₹10,370	₹320	₹1,500	₹18,420

By law ₹18,401.60. We ask ₹18,420 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

30 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Building (with wing), Floor, Floor (person 1)

4 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number type, Second number, Floor (person 1)

✓ EzDocs checked every box against the document’s own words 9d ago — all agree.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEX II MENSE.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

empty

Flat / shop no

✓ in the document

Floor

empty

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) इतर वर्णनः, इतर माहितीः, इतर माहितीः मौजे सावेडी येथील सव्र्व्हे नंबर 312/1 मधील प्लॉट नंबर 24/2 यांचे प्लॉटचे क्षेत्रफळ 99.00 चौ.मी. हा संपूर्ण खुली प्लॉट मिळकत लिहून घेणार यांना कायमखुष खरेदीने दिली आहे. ((Survey Number: 312/1/ प्लॉट/24/2;)) - स्थानिक स्वराज्य संस्थाः अहिल्यानगर म.न.पा.

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

SANCTION LETTER MENSE.pdf

as printed
PLOT NO. 24/2, SR. NO. 312/1, SAVEDI, BEHIND BANDHAN LAWNS, AHMED NAGAR, NANDANVAN NAGAR, AHMED NAGAR, MAHARASHTRA, INDIA, 414003

PIN
414003

the Index II

INDEX II MENSE.pdf

the property
1) itara varnanah, itara maahitih, itara maahitih mauje saavedi yethila savrvhe nambara 312/1 madhila plota nambara 24/2 yaanche plotache kshetraphala 99.00 chau.mi. haa sampurna khuli plota milakata lihuna ghenaara yaannaa kaayamakhusha kharedine dili aahe. ((SURVEY NUMBER: 312/1/ plota/24/2;)) - sthaanika svaraajya sansthaah ahilyaanagara ma.na.paa.

PIN
I CANNOT TELL

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 24/2 SR NO 312/1

Locality/Road
SAVEDI BEHIND BANDHAN LAWNS NANDANVAN NAGAR AHMED NAGAR TAL AHILYANAGAR DIST AHILYANAGAR

Area/City
AHILYANAGAR

check or correct a box, the papers beside it →

the Index II also prints: 00, 1, 312/1/, 99, PLOTA/24/2, AAHE, AHILYAANAGARA, CANNOT, CHAU, DILI, GHENAARA, HAA, ITARA, KAAYAMAKHUSHA, KHAREDINE

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	ASHITOSH DILIP MENSE	BGRPM3328M	…9901

All mail records (for Abhijit — safe to ignore)

Template	To	When
fee quote	tejas.deshmukh@pnbhousing.com	9d ago
document chase	tejas.deshmukh@pnbhousing.com	9d ago
acknowledgement	tejas.deshmukh@pnbhousing.com	9d ago

What EzDocs read from each document — check anything marked in red

Other image001.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot IMG-20261006-WA0011.jpg needs your check

utr
752364973842

date
2026-10-06

time
13:51

amount
18383

method
UPI

payee upi
9892834356-2@okbizaxis

payee name
THINKBIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': '752364973842', 'date': '2026-10-06', 'time': '13:51', 'amount': 18383, 'method': 'UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Sanction letter SANCTION LETTER MENSE.pdf needs your check

lan
NHL/AHMD/0926/5233138

legible
True

purpose
Non Housing Loan, Personal use

borrowers
{'name': 'ASHITOSH DILIP MENSE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MAYUR DILIP MENSE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MADHUMATI DILIP MENSE', 'role': 'applicant', 'label': 'Appl

confidence
1.0

rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -3.90% = 9.25% per annum as on the date of execution of the loan agreement

loan amount
1974000

rate spread
-3.9

final amount
2072700

interest rate
9.25

sanction date
30-Sep-2026

letter version
4

reference rate
13.15

applicant email
ashitoshmenase24@gmail.com

applicant names
ASHITOSH DILIP MENSE, MAYUR DILIP MENSE, MADHUMATI DILIP MENSE

printed altered
False

applicant mobile
9096171215

balance transfer
False

property address
pin: 414003; road: SAVEDI; state: MAHARASHTRA; district: Ahmed Nagar; landmark: BEHIND BANDHAN LAWNS; Address: PLOT NO. 24/2, SR. NO. 312/1, SAVEDI, BEHIND BANDHAN LAWNS, NANDANVAN NAGAR, Ahmed Nagar, MAHARASHTRA, I

insurance premium
98700

final amount label
Total Loan Amount

includes insurance
True

total with insurance
2072700

security address verbatim
PLOT NO. 24/2,, SR. NO. 312/1,, SAVEDI,, BEHIND BANDHAN LAWNS,, Ahmed Nagar, NANDANVAN NAGAR,, Ahmed Nagar, MAHARASHTRA, India, 414003

applicant address verbatim
PLOT NO. 2, KAUSHALYA NAGARI,, PIPELINE ROAD, NEAR DAYTA MANDIR,, WANI NAGAR, SAVEDI, ., Ahmed Nagar, MAHARASHTRA, 414003, Ahmed Nagar, India

raw reading (for Abhijit)

{'lan': 'NHL/AHMD/0926/5233138', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'ASHITOSH DILIP MENSE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MAYUR DILIP MENSE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MADHUMATI DILIP MENSE', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -3.90% = 9.25% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1974000, 'rate_spread': -3.9, 'final_amount': 2072700, 'interest_rate': 9.25, 'quality_issue': None, 'sanction_date': '30-Sep-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'ashitoshmenase24@gmail.com', 'applicant_names': ['ASHITOSH DILIP MENSE', 'MAYUR DILIP MENSE', 'MADHUMATI DILIP MENSE'], 'printed_altered': False, 'applicant_mobile': '9096171215', 'balance_transfer': False, 'property_address': {'pin': '414003', 'road': 'SAVEDI', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Ahmed Nagar', 'floor_no': None, 'landmark': 'BEHIND BANDHAN LAWNS', 'full_address': 'PLOT NO. 24/2, SR. NO. 312/1, SAVEDI, BEHIND BANDHAN LAWNS, NANDANVAN NAGAR, Ahmed Nagar, MAHARASHTRA, India, 414003', 'village_city': 'Ahmed Nagar', 'building_name': 'NANDANVAN NAGAR', 'survey_or_cts_no': 'SR. NO. 312/1'}, 'insurance_premium': 98700, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2072700, 'security_address_verbatim': 'PLOT NO. 24/2,, SR. NO. 312/1,, SAVEDI,, BEHIND BANDHAN LAWNS,, Ahmed Nagar, NANDANVAN NAGAR,, Ahmed Nagar, MAHARASHTRA, India, 414003', 'applicant_address_verbatim': 'PLOT NO. 2, KAUSHALYA NAGARI,, PIPELINE ROAD, NEAR DAYTA MANDIR,, WANI NAGAR, SAVEDI, ., Ahmed Nagar, MAHARASHTRA, 414003, Ahmed Nagar, India'}

Index II INDEX II MENSE.pdf needs your check

kind
index2_input

extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'अहिल्यानगर म.न.पा.', 'r11_serial': 'अलर2-9482-2026', 'r14_remark': 'अनुच्छेद- अभिहस्तातंरणपत्र मूल्यांकनासाठी विचारात घेतलेला तपशीलः- मुल्यांकनाची आवश्यकता नाही कारण स्तप्रकारनुसा

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'अहिल्यानगर म.न.पा.', 'r11_serial': 'अलर2-9482-2026', 'r14_remark': 'अनुच्छेद- अभिहस्तातंरणपत्र मूल्यांकनासाठी विचारात घेतलेला तपशीलः- मुल्यांकनाची आवश्यकता नाही कारण स्तप्रकारनुसार आवश्यक नाही कारणाचा तपशील स्तप्रकारनुसार आवश्यक नाही', 'r4_locality': None, 'r5_area_text': '1) 0.9900 आर.चौ. मीटर', 'r7_executants': [{'age': '42', 'pan': 'ABRXXXXX5A', 'name': 'श्री स्वामी समर्थ कन्स्ट्रक्शन अॅण्ड डेव्हलपर्सचे प्रोप्रा गणेश विठ्ठल उपरे', 'address': 'प्लॉट नंः 0, माळा नंः 0, इमारतीचे नावः, ब्लॉक नंः रोड नंः शुक्लेश्वर कॉलनी भिंगार अहिल्यानगर, महाराष्ट्र, आःईशिणाग़ार. पिन:- 414001'}], 'r8_purchasers': [{'age': '39', 'pan': 'BGRXXXXX8M', 'name': 'अशितोष दिलीप मेनसे', 'address': 'प्लॉट नंः 0, माळा नंः 0, इमारतीचे नावः ब्लॉक नंः रोड नंः प्लॉट नंबर 2 कौशल्यानगरी पाईपलाईन रोड वाणीनगर सावेडी अहिल्यानगर, महाराष्ट्र, आः ईळ्णणाग़ार, पिनः - 414003'}, {'age': '25', 'pan': 'GDPXXXXX3F', 'name': 'मयुर दिलीप मेनसे', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः ब्लॉक नंः रोड नंः प्लॉट नंबर 2 कौशल्यानगरी पाईपलाईन रोड वाणी नगर सावेडी अहिल्यानगर, महाराष्ट्र, आःईािणाग़ार, पिनः - 414003'}], 'r12_stamp_duty': 51600, 'r3_market_value': None, 'r1_document_type': 'प्रकार - खरेदीखत', 'r2_consideration': None, 'r9_execution_date': '01-10-2026', 'r13_registration_fee': 8600, 'r10_registration_date': '01-10-2026'}, 'doc_no': 'ALR2-9482-2026', 'village': 'सावेडी', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'सह दु.नि. अहिल्यानगर 2', 'area_text': '0.9900 आर.चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 8600, 'header_sro': 'सह. दुय्यम निबंधक अहिल्यानगर-२ (उत्तर)', 'mortgagors': ['अशितोष दिलीप मेनसे', 'मयुर दिलीप मेनसे'], 'stamp_duty': 51600, 'filing_date': '2026-10-01', 'loan_amount': 860000, 'token_number': 'ALR2-9482-2026', 'property_text': '1) इतर वर्णनः, इतर माहितीः, इतर माहितीः मौजे सावेडी येथील सव्र्व्हे नंबर 312/1 मधील प्लॉट नंबर 24/2 यांचे प्लॉटचे क्षेत्रफळ 99.00 चौ.मी. हा संपूर्ण खुली प्लॉट मिळकत लिहून घेणार यांना कायमखुष खरेदीने दिली आहे. ((Survey Number: 312/1/ प्लॉट/24/2;)) - स्थानिक स्वराज्य संस्थाः अहिल्यानगर म.न.पा.', 'header_village': 'सावेडी', 'survey_n

PAN card KYC MENASE.pdf needs your check

dob
1987-07-24

pan
BGRPM3328M

name
ASHITOSH DILIP MENSE

legible
True

father name
DILIP BABANRAO MENSE

raw reading (for Abhijit)

{'dob': '1987-07-24', 'pan': 'BGRPM3328M', 'name': 'ASHITOSH DILIP MENSE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DILIP BABANRAO MENSE', 'aadhaar_last4': None, 'quality_issue': None}

PAN card KYC MENASE.pdf needs your check

dob
1987-07-24

name
Ashitosh Dilip Mense

mobile
9923657222

address
pin: 414003; area: Near Dutta Mandir, Wani Nagar; flat: Plot No 2; road: Pipeline road; state: Maharashtra; building: Kaushalya Nagari; district: Ahilyanagar; post_office: Savedi Road; Village: Sawedi

legible
True

aadhaar last4
9901

raw reading (for Abhijit)

{'dob': '1987-07-24', 'pan': None, 'name': 'Ashitosh Dilip Mense', 'mobile': '9923657222', 'address': {'pin': '414003', 'area': 'Near Dutta Mandir, Wani Nagar', 'flat': 'Plot No 2', 'road': 'Pipeline road', 'floor': None, 'state': 'Maharashtra', 'building': 'Kaushalya Nagari', 'district': 'Ahilyanagar', 'post_office': 'Savedi Road', 'village_city': 'Sawedi'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9901', 'quality_issue': None}

Paid challan (GRAS) ASHITOSH DILIP MENSE EchallanMH011465592202627E.pdf needs your check

grn
MH011465592202627E

pin
414003

total
16600.0

article
6(1)

defaced
False

bank cin
03006172026100600718

district
AHMEDNAGAR

area city
AHMEDNAGAR

payer pan
BGRXXXXXXM

flat block
PLOT NO 24/2 SR NO 312/1 SAVEDI BEHIND BANDHAN LAWNS

payer name
ASHITOSH DILIP MENSE

sro office
ALR2_AHILYANAGAR 2 JT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2072700

scheme rows
{'amount': 6230.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10370.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX1215

payment date
06/10/2026-14:29:37

road locality
NANDANVAN NAGAR MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2072700

raw reading (for Abhijit)

{'grn': 'MH011465592202627E', 'pin': '414003', 'total': 16600.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100600718', 'district': 'AHMEDNAGAR', 'area_city': 'AHMEDNAGAR', 'payer_pan': 'BGRXXXXXXM', 'flat_block': 'PLOT NO 24/2 SR NO 312/1 SAVEDI BEHIND BANDHAN LAWNS', 'payer_name': 'ASHITOSH DILIP MENSE', 'sro_office': 'ALR2_AHILYANAGAR 2 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2072700', 'scheme_rows': [{'amount': 6230.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10370.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1215', 'payment_date': '06/10/2026-14:29:37', 'road_locality': 'NANDANVAN NAGAR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2072700'}

Technical record (for Abhijit — safe to ignore)

3h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 06 Oct, 14:22 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
8d ago	EzDocs	gpay_not_settled_yet	{'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t
9d ago	EzDocs	challan_other_case_checked	{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '3a7caa30-d39f-405b-a6b5-6b94cf611fed'}
9d ago	EzDocs	quoted_history_checked	{}
9d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BGxxxxxxXM — no paper on the
9d ago	EzDocs	challan_mismatch_kept	{'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ["district on the challan 'AHMEDNAGAR' — the case says 'Ahilyanagar'"]}
9d ago	EzDocs	extra_challan_scanned	{'found': 0}
9d ago	EzDocs	title_doc_on_case_filing_open	{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'INDEX II MENSE.pdf', 'kind': 'index2'}
9d ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'ASHITOSH DILIP MENSE EchallanMH011465592202627E.pdf', 'kind':
9d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'ASHITOSH DILIP MENS
9d ago	EzDocs	challan_mismatch	{'file': 'ASHITOSH DILIP MENSE EchallanMH011465592202627E.pdf', 'problems': ["district on the challan 'AHMEDNAGAR' — the case says 'Ahilyanagar'"]}
9d ago	EzDocs	challan_extracted	{'grn': 'MH011465592202627E', 'file': 'ASHITOSH DILIP MENSE EchallanMH011465592202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 16600.0}
9d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '445451', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the
9d ago	SANDEEP	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
9d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []}
9d ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03198'}
9d ago	the co-pilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the main paper does not print (AHILYANAGAR) — read box 1 once against the paper's own words"}
9d ago	EzDocs	reader_home_address	{'fp': '19fe853cd00d9cb5', 'from': 'the sanction letter (SANCTION LETTER MENSE.pdf)', 'home': {'pin': '414003', 'area': 'NEAR DAYTA MANDIR, WANI NAGAR, SAVEDI', 'flat': 'PLOT NO. 2', 'road': 'PIPELINE ROAD', 'state': 'MA
9d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-06T08:39:31', 'why': 'reading', 'open': 3, 'mails': [{'at': '2026-10-06 08:36', 'id': '1a1105c705f56bd9', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI challan for loan
9d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'a71ba6e8c5a34e76', 'docs': ['INDEX II MENSE.pdf', 'SANCTION LETTER MENSE.pdf', 'KYC MENASE.pdf'], 'loan': {'amount': 2072700, 'made_of': [{'what': 'sanctioned amount', 'paper': 'the sanction letter
9d ago	EzDocs	challan_queue_entered	{'why': 'challan-visit documents complete and payment verified'}
9d ago	EzDocs	case_acknowledged_challan_queued	{'utr': '752364973842', 'fee_total': 18420}
9d ago	EzDocs	email_shadowed:ack	{'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.\n\n Applicant : Ashitosh Dilip Mense
9d ago	EzDocs	draft_withdrawn	{'why': 'the ack makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['fee_quote']}
9d ago	EzDocs	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: NHL/AHMD/0926/523
9d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['INDEX II MENSE.pdf', 'SANCTION LETTER MENSE.pdf', 'KYC MENASE.pdf'], 'after': {'addresses': {'people': [['ASHITOSH DILIP MENSE', [['sanction_letter', 'same_spelling'], ['index2
9d ago	EzDocs	address_compared	{'sig': 'e8fbb2991a3d7a41', 'why': 'after gather', 'people': [{'home': 'Plot No 2, Kaushalya Nagari, Pipeline road, Near Dutta Mandir, Wani Nagar, Sawedi, Ahilyanagar, 414003', 'person': 'ASHITOSH DILIP MENSE', 'against'
9d ago	EzDocs	challan_boxes_composed	{'fp': 'b2ec3916d421ca60', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'PLOT NO 24/2 SR NO 312/1', 'box2
9d ago	EzDocs	box_disagreement	{'box': 'property.landmark', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'BEHIND BANDHAN LAWNS', 'page':
9d ago	EzDocs	box_disagreement	{'box': 'property.road', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'SAVEDI', 'page': 1, 'party': None,

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Applicant's Selfie / Photo

Money

₹18,383 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Challan on file does not agree with the case. Open it before paying or sharing. GPay ₹18,383 announced at 08:21 has not settled into the PNB account (due 12:21). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered