⚠The PNB mailbox has used 131% of what Google lets it send in 24 hours (656 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03050

Pratiksha Gautam Jain

LAN 77000360814 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Selfie / photoopen

✓Payment screenshot — shows ₹20,050; money not verified yetopen

✓Sanction letteropen

✓Technical reportopen

✓Aadhaar cardopen

✓PAN cardopen

✓Paid challan (GRAS)open

✓Property address — verified by the engine, from the technical report (correct below if anything is off)

Index II copy / Title document — for the e-filing visit later

All files (11)A label is wrong? Fix it under All documents.

Needs your eyes

The work is done — our fee of ₹20,070.39 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹20,070.39CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹20,050; we wait for the credit itself

Ask for the exact ₹20,070.39. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%6,760

Registration fee 0.5%11,260

Government handling350

Our service fee1,700.39

Total we ask for20,070.39

Screenshot ₹20,050 — ₹20 under our ask, not below the real calculation ₹20,000. Counts as full. Nothing to ask.

why?

The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

This payment went to Adv Rashmi Singh's account at 2026-09-30 — no office phone hears that account. Please verify manually. Verify manually ↓

This money went to the advocate’s own account. No office phone hears that account — it can only be confirmed from a statement.

By law ₹20,050. We ask ₹20,070 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹20,050 — accept as full (₹20.39 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 40 minour time (made after working hours) · 30 Sep 20:49

Index II —not yet

the NOI team 13 d 10 htotal 13 d 10 h so far

Now with the NOI team — e-filing on IGR

since 30 Sep 20:49 — 13 d 9 h of working time

Day by day — every step and who held it

30 Sep 20:09Your branch's mail

30 Sep 20:18Fee quoted+9 min · the NOI team

30 Sep 20:18Papers readat once

30 Sep 20:18Property readat once

30 Sep 20:18Papers readat once

30 Sep 20:49Challan made+31 min · the NOI team

Case facts

Bank

ICICI_HFC

Loan amount

₹22,50,000

Loan account no.

77000360814

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. The engine asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, the engine sees:

• payment NOT verified — office rule: no filing before credit

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• changed — House Type: the case held nothing; filled Shop/Office on Ground Floor — a shop on the ground floor (Floor G) is the portal's Shop/Office on Ground Floor

• 14 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road

• Build Up Area not on file — read it off the Index II / sale deed

• changed — local body name: the case held NASHIK; filled NASHIK MUNICIPAL CORPORATION — the whole-file reading, from the technical report, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKHome address mismatch

The sanction letter	FLAT NO 10 SHANTI MANGAL APARTMENT, PETHE NAGAR
The Aadhaar card of PRATIKSHA GAUTAM JAIN	Flat no.13, Shanti Mangal Apt, Pethe nagar

Why it matters: The sanction letter's communication address lists Flat No 10, whereas the Aadhaar cards of both Pratiksha and Gautam list Flat No 13 in the same building.

What to do: Confirm with the branch whether the residence address of the borrowers is Flat No 10 or Flat No 13 before finalizing the e-filing.

Compared: the technical report; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has processed and shared the challan. The team is now waiting for the branch to provide the Index II copy for the NOI process.

the trail says the next move is with the branch — the Index II

✓ loan papers sent — done, mail 1 (2026-09-30) “Dear Team,”

✓ challan made — done, mail 2 (2026-09-30) “PFA Challan for your reference.”

✓ challan shared — done, mail 2 (2026-09-30) “PFA Challan for your reference.”

? Index II asked for — asked, mail 3 (2026-09-30) “Kindly share the index 2 copy for the NOI Process”

read over 3 mail(s), last mail 2026-09-30 · read 13d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011193434202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

Index II pending — NOI NOI-2026-03050 | 77000360814

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: 77000360814) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 11 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

DM devendra.mahale@icicihfc.com icicihfc.com
30 Sep, 20:09 · 13d ago THE FIRST MAIL — how this case began

EMAIL SUBJECT LINE- APPL –77000360814 -APPLICANT NAME – PRATIKSHA GAUTAM JAIN | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI F

📎 264918.jpg ↗📎 IMG-20260930-WA0043.jpg ↗📎 264915.jpg ↗📎 KFSLetter_77000360814.pdf ↗📎 Screenshot 2026-09-30 185130.png ↗📎 pratikdha adhar.jpg ↗📎 pratiksha pan.jpg ↗📎 gautam pan.jpg ↗📎 gautam adhar.jpg ↗📎 image.png ↗

Dear Team,

Kindly Process Challan

Customer namePRATIKSHA GAUTAM JAIN

Loan account (LAN)77000360814

Loan amount₹22,50,000

Stamp duty 0.30%₹6,750

Registration fee 0.50%₹11,250

DHC₹350

Total₹20,050

✓ SANCTION LETTER — attached
✓ APPLICANT/S AADHAR CARD — attached
✓ APPLICANT/S PAN CARD — attached
✓ IINDEX II COPY | LSR | SALE DEED — attached
✓ APPLICANT SELFIE — attached
✓ PAYMENT SCREENSHOT WITH UTR — attached

EMAIL SUBJECT LINE- APPL –77000360814 -APPLICANT NAME – PRATIKSHA GAUTAM JAIN | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

CASE INITIATION BRANCH NAME

NASHIK

CASE TYPE (PLS MENTION IT )

NOI / LAP

NOI SERIVCE FEE1700

SRO No

NASHIK

Regards,

Devendra Mahale

Branch Sales Manager| Home Loan/LAP

 ICICI Home Finance

 Branch- Nashik   Maharashtra

 Mob. +91 8180935542

[cid:1d915382-6b8d-4040-bd90-0753cfd3329a]

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
30 Sep, 20:53 · 13d ago

📎 PRATIKSHA GAUTAM JAIN EchallanMH0111934342 ↗

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Wed, 30 Sept 2026 at 20:10, Devendra Mahale  /DIST/ICICIHFC/NAS < devendra.mahale@icicihfc.com > wrote:

Dear Team,

Kindly Process Challan

EMAIL SUBJECT LINE- APPL –77000360814 -APPLICANT NAME – PRATIKSHA GAUTAM JAIN | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

APPLICANT NAME

PRATIKSHA GAUTAM JAIN

LAN NO

77000360814

CASE INITIATION BRANCH NAME

NASHIK

CASE TYPE (PLS MENTION IT )

NOI / LAP

LOAN AMOUNT WITH INSURANCE

2250000

0.30%

6750

0.50%

11250

NOI SERIVCE FEE

1700

DHC

350

TOTAL AMOUNT PAYABLE

20,050

*SANCTION LETTER

ATTACHED

*APPLICANT/S AADHAR CARD

ATTACHED

*APPLICANT/S PAN CARD

ATTACHED

*IINDEX II COPY | LSR | SALE DEED

ATTACHED

*APPLICANT SELFIE

ATTACHED

*PAYMENT SCREENSHOT WITH UTR

ATTACHED

SRO No

NASHIK

Regards,

Devendra Mahale

Branch Sales Manager| Home Loan/LAP

ICICI Home Finance

Branch- Nashik  Maharashtra

Mob.  +91 8180935542

🤖 read: challan shared ✓ — “PFA Challan for your reference.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 20:53 · 13d ago

Team

Kindly share the index 2 copy for the NOI Process

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Wed, 30 Sept 2026 at 20:53, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team

PFA Challan for your reference.

Aradhana Rai
NOI Coordinator | One Legal  +91 8888706969

On Wed, 30 Sept 2026 at 20:10, Devendra Mahale  /DIST/ICICIHFC/NAS < devendra.mahale@icicihfc.com > wrote:

Dear Team,

Kindly Process Challan

EMAIL SUBJECT LINE- APPL –77000360814 -APPLICANT NAME – PRATIKSHA GAUTAM JAIN | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

APPLICANT NAME

PRATIKSHA GAUTAM JAIN

LAN NO

77000360814

CASE INITIATION BRANCH NAME

NASHIK

CASE TYPE (PLS MENTION IT )

NOI / LAP

LOAN AMOUNT WITH INSURANCE

2250000

0.30%

6750

0.50%

11250

NOI SERIVCE FEE

1700

DHC

350

TOTAL AMOUNT PAYABLE

20,050

*SANCTION LETTER

ATTACHED

*APPLICANT/S AADHAR CARD

ATTACHED

*APPLICANT/S PAN CARD

ATTACHED

*IINDEX II COPY | LSR | SALE DEED

ATTACHED

*APPLICANT SELFIE

ATTACHED

*PAYMENT SCREENSHOT WITH UTR

ATTACHED

SRO No

NASHIK

Regards,

Devendra Mahale

Branch Sales Manager| Home Loan/LAP

ICICI Home Finance

Branch- Nashik  Maharashtra

Mob.  +91 8180935542

🤖 read: asks the branch for documents — “Kindly share the index 2 copy for the NOI Process”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Selfie / photo	264918.jpg	filed	13d ago
Payment screenshot	IMG-20260930-WA0043.jpg	filed	13d ago
Selfie / photo	264915.jpg	filed	13d ago
Sanction letter	KFSLetter_77000360814.pdf	filed	13d ago
Technical report	Screenshot 2026-09-30 185130.png	filed	13d ago
Aadhaar card	pratikdha adhar.jpg	filed	13d ago
PAN card	pratiksha pan.jpg	filed	13d ago
PAN card	gautam pan.jpg	filed	13d ago
Aadhaar card	gautam adhar.jpg	filed	13d ago
Other	image.png	filed	13d ago
Paid challan (GRAS)	PRATIKSHA GAUTAM JAIN EchallanMH011193434202627E.pdf	filed	13d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹20,070.39

Where it stands
waiting for the credit

Screenshot claims
₹20,050 939378573402

Screenshot ₹20,050 — ₹20 under our ask, not below the real calculation ₹20,000. Counts as full. Nothing to ask.

why?

This payment went to Adv Rashmi Singh's account at 2026-09-30 — no office phone hears that account. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹6,760	₹11,260	₹350	₹1,700	₹20,070

By law ₹20,050. We ask ₹20,070 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

38 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, Floor (person 1) …

18 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.

CHECKED by the engine, from the technical report — correct any box that is off; a correction clears thissource: the technical report (Screenshot 2026-09-30 185130.png) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

⚠ not in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Shop No 09 On Ground Floor (Family Unit No 23) Shanti Mangal I Apartment And S No 881/1b/1b/1plot No 01 Mumbai Agra Highway Indira Nagar Pethe Nagar Road Near Kaka Dhaba Tal And Dist Nashik.

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the technical report BASE — the challan follows this

Screenshot 2026-09-30 185130.png

Property Address line
SHOP NO 09 ON GROUND FLOOR (FAMILY UNIT NO 23),SHANTI MANGAL I APARTMENT AND S NO 881/1B/1B/1,PLOT NO 01 MUMBAI AGRA HIGHWAY INDIRA NAGAR ,PETHE NAGAR ROAD TAL AND DIST NASHIK.

Legal Address line
SHOP NO 09 ON GROUND FLOOR (FAMILY UNIT NO 23) SHANTI MANGAL I APARTMENT AND S NO 881/1B/1B/1PLOT NO 01 MUMBAI AGRA HIGHWAY INDIRA NAGAR PETHE NAGAR ROAD NEAR KAKA DHABA TAL AND DIST NASHIK.

PIN
422009

THE CHALLAN, as it will be typed

Flat/Survey Number
SHOP NO 09 GROUND FLOOR FAMILY UNIT NO 23 SHANTI MANGAL I APARTMENT SURVEY NO 881/1B/1B/1 PLOT NO 01

Locality/Road
MUMBAI AGRA HIGHWAY INDIRA NAGAR PETHE NAGAR ROAD NEAR KAKA DHABA TAL AND DIST NASHIK

Area/City
NASHIK

check or correct a box, the papers beside it →

Every paper prints the same words as the base paper.

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	PRATIKSHA GAUTAM JAIN	COAPJ2337F	…7249
co_mortgagor	GAUTAM JAVRILAL JAIN	AHHPJ3652K	…4032

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
documents acknowledged	devendra.mahale@icicihfc.com	13d ago
Index II chase	devendra.mahale@icicihfc.com	12d ago
Index II chase	devendra.mahale@icicihfc.com	8d ago
Index II chase	devendra.mahale@icicihfc.com	5d ago
Index II chase	devendra.mahale@icicihfc.com	1d ago

What the engine read from each document — check anything marked in red

Selfie / photo 264918.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Payment screenshot IMG-20260930-WA0043.jpg needs your check

utr
939378573402

date
2026-09-30

time
20:06

amount
20050

method
UPI

payee upi
9594998979m@pnb

payee name
ADV RASHMI SINGH ASSOCIATES

raw reading (for Abhijit)

{'utr': '939378573402', 'date': '2026-09-30', 'time': '20:06', 'amount': 20050, 'method': 'UPI', 'payee_upi': '9594998979m@pnb', 'payer_upi': None, 'payee_name': 'ADV RASHMI SINGH ASSOCIATES', 'payer_name': None, 'debit_notification_text': None}

Selfie / photo 264915.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Technical report Screenshot 2026-09-30 185130.png needs your check

found
True

found in
PROPERTY ADDRESS

paper for
loan_ref: 77000360814; report_id: HRQ-26-166957; customer_name: Pratiksha Gautam Jain

confidence
0.98

address lines
taken: legal; legal_address: Shop No 09 On Ground Floor (Family Unit No 23) Shanti Mangal I Apartment And S No 881/1b/1b/1plot No 01 Mumbai Agra Highway Indira Nagar Pethe Nagar Road Near Kaka Dhaba Tal And Dist Nashik.;

property address
pin: 422009; road: Mumbai Agra Highway Indira Nagar Pethe Nagar Road; state: Maharashtra; taluka: Nashik; flat_no: Shop No 09; district: Nashik; floor_no: G; landmark: Near Kaka Dhaba; full_address: Shop No 09 On Ground

security address verbatim
Shop No 09 On Ground Floor (Family Unit No 23) Shanti Mangal I Apartment And S No 881/1b/1b/1plot No 01 Mumbai Agra Highway Indira Nagar Pethe Nagar Road Near Kaka Dhaba Tal And Dist Nashik.

raw reading (for Abhijit)

{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': None, 'paper_for': {'loan_ref': '77000360814', 'report_id': 'HRQ-26-166957', 'customer_name': 'Pratiksha Gautam Jain'}, 'pin_other': None, 'confidence': 0.98, 'address_lines': {'taken': 'legal', 'legal_address': 'Shop No 09 On Ground Floor (Family Unit No 23) Shanti Mangal I Apartment And S No 881/1b/1b/1plot No 01 Mumbai Agra Highway Indira Nagar Pethe Nagar Road Near Kaka Dhaba Tal And Dist Nashik.', 'property_address': 'Shop No 09 On Ground Floor (Family Unit No 23),Shanti Mangal I Apartment And S No 881/1b/1b/1,Plot No 01 Mumbai Agra Highway Indira Nagar ,Pethe Nagar Road Tal And Dist Nashik.'}, 'property_address': {'pin': '422009', 'road': 'Mumbai Agra Highway Indira Nagar Pethe Nagar Road', 'state': 'Maharashtra', 'taluka': 'Nashik', 'flat_no': 'Shop No 09', 'district': 'Nashik', 'floor_no': 'G', 'landmark': 'Near Kaka Dhaba', 'full_address': 'Shop No 09 On Ground Floor (Family Unit No 23) Shanti Mangal I Apartment And S No 881/1b/1b/1plot No 01 Mumbai Agra Highway Indira Nagar Pethe Nagar Road Near Kaka Dhaba Tal And Dist Nashik. Nashik Maharashtra 422009', 'village_city': 'Nashik', 'building_name': 'Shanti Mangal I Apartment', 'survey_or_cts_no': 'S No 881/1b/1b/1, Plot No 01'}, 'security_address_verbatim': 'Shop No 09 On Ground Floor (Family Unit No 23) Shanti Mangal I Apartment And S No 881/1b/1b/1plot No 01 Mumbai Agra Highway Indira Nagar Pethe Nagar Road Near Kaka Dhaba Tal And Dist Nashik.'}

Sanction letter KFSLetter_77000360814.pdf needs your check

lan
77000360814

legible
True

purpose
Non Home Loan and Purchase/Improvement of Property

loan type
Non Home Loan and Purchase/Improvement of Property

confidence
1

rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)8.40% 10.50%p.a

linked refs
77000360815

loan amount
2250000

rate spread
-8.4

final amount
2250000

interest rate
10.5

sanction date
30/09/2026

reference rate
18.9

applicant email
pratikshajain643@gmail.com

applicant names
PRATIKSHA GAUTAM JAIN, GAUTAM JAVRILAL JAIN

printed altered
False

applicant mobile
8766556647

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
FLAT NO 10 SHANTI MANGAL APARTMENT, PETHE NAGAR, Cidco Colony (Nashik), Nasik, NASHIK, MAHARASHTRA, IN, 422009

raw reading (for Abhijit)

{'lan': '77000360814', 'legible': True, 'purpose': 'Non Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Non Home Loan and Purchase/Improvement of Property', 'confidence': 1, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)8.40% 10.50%p.a', 'handwritten': [], 'linked_refs': ['77000360815'], 'loan_amount': 2250000, 'rate_spread': -8.4, 'final_amount': 2250000, 'interest_rate': 10.5, 'quality_issue': None, 'sanction_date': '30/09/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'pratikshajain643@gmail.com', 'applicant_names': ['PRATIKSHA GAUTAM JAIN', 'GAUTAM JAVRILAL JAIN'], 'printed_altered': False, 'applicant_mobile': '8766556647', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'FLAT NO 10 SHANTI MANGAL APARTMENT, PETHE NAGAR, Cidco Colony (Nashik), Nasik, NASHIK, MAHARASHTRA, IN, 422009'}

Aadhaar card pratikdha adhar.jpg needs your check

dob
1997-11-09

name
Pratiksha Gautam Jain

address
pin: 422009; area: Pethe nagar, Indiranagar, Aai Nagar, Lekha Nagar; flat: Flat no.13; state: Maharashtra; building: Shanti Mangal Apt; district: Nashik; village_city: Nashik

legible
True

aadhaar last4
7249

raw reading (for Abhijit)

{'dob': '1997-11-09', 'pan': None, 'name': 'Pratiksha Gautam Jain', 'mobile': None, 'address': {'pin': '422009', 'area': 'Pethe nagar, Indiranagar, Aai Nagar, Lekha Nagar', 'flat': 'Flat no.13', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Shanti Mangal Apt', 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7249', 'quality_issue': None}

PAN card gautam pan.jpg needs your check

dob
1983-01-01

pan
AHHPJ3652K

name
GAUTAM JAVRILAL JAIN

legible
True

father name
JAVRILAL GULABCHAND JAIN

raw reading (for Abhijit)

{'dob': '1983-01-01', 'pan': 'AHHPJ3652K', 'name': 'GAUTAM JAVRILAL JAIN', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'JAVRILAL GULABCHAND JAIN', 'aadhaar_last4': None, 'quality_issue': None}

PAN card pratiksha pan.jpg needs your check

dob
1997-11-09

pan
COAPJ2337F

name
PRATIKSHA GAUTAM JAIN

legible
True

father name
SUNDARSING GUNSING RATHOD

raw reading (for Abhijit)

{'dob': '1997-11-09', 'pan': 'COAPJ2337F', 'name': 'PRATIKSHA GAUTAM JAIN', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SUNDARSING GUNSING RATHOD', 'aadhaar_last4': None, 'quality_issue': None}

Other image.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Aadhaar card gautam adhar.jpg needs your check

dob
1983-01-01

name
Gautam Javrilal Jain

address
pin: 422009; area: aai nagar, lekhanagar, pethe nagar, indiranagar; flat: flat no.13; state: Maharashtra; building: shanti mangal apt.; district: Nashik; village_city: Nashik

legible
True

father name
Javrilal Jain

aadhaar last4
4032

raw reading (for Abhijit)

{'dob': '1983-01-01', 'pan': None, 'name': 'Gautam Javrilal Jain', 'mobile': None, 'address': {'pin': '422009', 'area': 'aai nagar, lekhanagar, pethe nagar, indiranagar', 'flat': 'flat no.13', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'shanti mangal apt.', 'district': 'Nashik', 'post_office': None, 'village_city': 'Nashik'}, 'legible': True, 'father_name': 'Javrilal Jain', 'aadhaar_last4': '4032', 'quality_issue': None}

Other image.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot IMG-20260930-WA0043.jpg needs your check

payments inside
bank: STATE BANK OF INDIA; kind: payment_screenshot; payments: [{'utr': '939378573402', 'date': '2026-09-30', 'page': 1, 'time': '20:06', 'payee': 'ADV RASHMI SINGH ASSOCIATES', 'amount': 20050.0, 'direction': 'debit', '

raw reading (for Abhijit)

{'payments_inside': {'bank': 'STATE BANK OF INDIA', 'kind': 'payment_screenshot', 'payments': [{'utr': '939378573402', 'date': '2026-09-30', 'page': 1, 'time': '20:06', 'payee': 'ADV RASHMI SINGH ASSOCIATES', 'amount': 20050.0, 'direction': 'debit', 'narration': 'T2609302006451260346437', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '2879', 'account_holder': None}}

Paid challan (GRAS) PRATIKSHA GAUTAM JAIN EchallanMH011193434202627E.pdf needs your check

grn
MH011193434202627E

pin
422009

total
18020.0

article
6(1)

defaced
False

bank cin
03006172026100100133

district
NASHIK

area city
ANSHIST NASHIK

payer pan
COAXXXXXXF

flat block
SHOP NO 09 ON GROUND FLOOR (FAMILY UNIT NO 23) SHANTI MANGAL I APARTMENT S NO 881/1B/1B/1PLOT NO 01

payer name
PRATIKSHA GAUTAM JAIN

sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2250000

scheme rows
{'amount': 6760.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11260.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX6647

payment date
30/09/2026-20:49:24

road locality
MUMBAI AGRA HIGHWAY INDIRA NAGAR PETHE NAGAR ROAD NEAR KAKA DHABA TAL

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
2250000

raw reading (for Abhijit)

{'grn': 'MH011193434202627E', 'pin': '422009', 'total': 18020.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100100133', 'district': 'NASHIK', 'area_city': 'ANSHIST NASHIK', 'payer_pan': 'COAXXXXXXF', 'flat_block': 'SHOP NO 09 ON GROUND FLOOR (FAMILY UNIT NO 23) SHANTI MANGAL I APARTMENT S NO 881/1B/1B/1PLOT NO 01', 'payer_name': 'PRATIKSHA GAUTAM JAIN', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2250000', 'scheme_rows': [{'amount': 6760.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11260.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX6647', 'payment_date': '30/09/2026-20:49:24', 'road_locality': 'MUMBAI AGRA HIGHWAY INDIRA NAGAR PETHE NAGAR ROAD NEAR KAKA DHABA TAL', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '2250000'}

Paid challan (GRAS) PRATIKSHA GAUTAM JAIN EchallanMH011193434202627E.pdf needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Technical report Screenshot 2026-09-30 185130.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Sanction letter KFSLetter_77000360814.pdf needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Technical record (for Abhijit — safe to ignore)

6h ago	ezdocs:reader	reader_efiling_verdict	{'fp': 'b1cf84e636cc25d2', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required for the e-filin
1d ago	system:emails	email_shadowed:index2_chase	{'to': 'devendra.mahale@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000360814) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Ind
1d ago	system:emails	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
5d ago	system:emails	email_shadowed:index2_chase	{'to': 'devendra.mahale@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000360814) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Ind
5d ago	system:emails	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
8d ago	system:emails	email_shadowed:index2_chase	{'to': 'devendra.mahale@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000360814) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Ind
8d ago	system:emails	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
12d ago	system:payments	hidden_payment_scan	{'file': 'KFSLetter_77000360814.pdf', 'kind': None, 'found': 0, 'doc_id': 'b46a7389-ed19-42bd-adf8-b2e23fb2177a', 'fetched': True}
12d ago	system:payments	hidden_payment_scan	{'file': 'Screenshot 2026-09-30 185130.png', 'kind': None, 'found': 0, 'doc_id': 'f68d37a2-6fd5-4d8b-829f-80200eeb21e4', 'fetched': True}
12d ago	system:payments	hidden_payment_scan	{'file': 'PRATIKSHA GAUTAM JAIN EchallanMH011193434202627E.pdf', 'kind': None, 'found': 0, 'doc_id': '5326e18d-c098-453c-b510-c2816a339cf6', 'fetched': True}
12d ago	system:emails	email_shadowed:index2_chase	{'to': 'devendra.mahale@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000360814) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Ind
12d ago	system:emails	draft_withdrawn	{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']}
13d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': 'a2008bed6e3d2125', 'docs': ['Screenshot 2026-09-30 185130.png', 'KFSLetter_77000360814.pdf', 'pratikdha adhar.jpg', 'gautam adhar.jpg', 'pratiksha pan.jpg', 'gautam pan.jpg', 'image.png'], 'loan':
13d ago	ezdocs:reader	case_read_started	{'tag': 'a2008bed6e3d2125', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
13d ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed COxxxxxxXF — no paper on the
13d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared'], 'mail
13d ago	system:ingest	filing_waits_on_title_doc	{'was': 'US', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the bran
13d ago	system:ingest	challan_found_on_case	{'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'PRATIKSHA GAUTAM JAIN EchallanMH011193434202627E.pdf', 'kind': '
13d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'PRATIKSHA GAUTAM JA
13d ago	system:extract	challan_verified_against_case	{'grn': 'MH011193434202627E', 'file': 'PRATIKSHA GAUTAM JAIN EchallanMH011193434202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
13d ago	system:extract	challan_extracted	{'grn': 'MH011193434202627E', 'file': 'PRATIKSHA GAUTAM JAIN EchallanMH011193434202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 18020.0}
13d ago	system:learn	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '393380', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the
13d ago	copilot:NIKHIL	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
13d ago	ezdocs:reader	paper_locate	{'fp': '74ed77f295a61259', 'box': [399, 0, 679, 994], 'why': "The 'PROPERTY ADDRESS' block, including 'Property Address', 'Legal Address', 'Location', 'City', 'State', 'Nearby Landmark', and 'Pin Code', is on page 1.", '
13d ago	ezdocs:reader	paper_locate	{'fp': '42b470c4742be9fb', 'box': [0, 0, 1000, 1000], 'why': 'The PAN card with PAN COAPJ2337F is on page 1.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': '58c5c5af-dde0-47ff-8d8e-80104e43e4f7'
13d ago	copilot	copilot_check_issues	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "The base paper prints 'FAM
13d ago	ops:copilot	reading_boxes_not_the_papers_words	{'why': 'v441: the reading decides — its boxes stand; the words the base paper does not print are said beside the box', 'file': 'Screenshot 2026-09-30 185130.png', 'paper': 'the technical report', 'not_on_paper': ['PLOT'
13d ago	ops:copilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the base paper does not print (SURVEY, PLOT) — read box 1 once against the paper's own words"}
13d ago	system:reconcile	quoted_history_checked	{}
13d ago	system:reconcile	extra_challan_scanned	{'found': 0}

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹20,050 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Needs your eyes: The work is done — our fee of ₹20,070.39 is still not in our account. Chase the branch for it.

Yesterday · 13 Oct1 thing

reader efiling verdict — by ezdocs:reader

23:49

12 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03050 | 77000360814

10:00

An old draft withdrew itself — its asks were already answered

10:00

8 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03050 | 77000360814

10:00

An old draft withdrew itself — its asks were already answered

10:00

5 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03050 | 77000360814

10:00

An old draft withdrew itself — its asks were already answered

10:00

1 Oct4 things — 1 letter written · 3 steps

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03050 | 77000360814