Devdas Samson
the challan is done — these are for the IGR filing / KYC
why?
Day by day — every step and who held it
See the boxes — read from the sanction letter
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| Sale Deed | Flat No. B/12 Flat No. B/12, B wing Second Floor... |
| Sanction Letter | FLAT NO.12 FLAT NO.12, 2ND FLOOR, WING.B... |
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011992139202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper14 Oct, 13:26 · 1d ago THE FIRST MAIL — how this case began
Kindly find the attached Index 2, Sanction letter, payment receipt and KYC.
14 Oct, 13:44 · 1d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 14 Oct 2026 at 13:31, Vishesh Kiran Dhokia <vishesh.dhokia@phfl.com>
wrote:
earlier mails quoted below
14 Oct, 13:45 · 1d ago
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy and a colour live selfie photo of the applicant DEVDAS JOHN SAMSON.
earlier mails quoted below
14 Oct, 14:14 · 1d ago
Team,
PFA challan for your reference.
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| PAN card | Devdas pan.jpg | filed | 1d ago |
| Aadhaar card | Devdas aadhaar.jpg | filed | 1d ago |
| Payment screenshot | NOI payment receipt.jpg | filed | 1d ago |
| Sanction letter | Sanction.pdf | filed | 1d ago |
| Sale deed | Draft Sale deed.pdf | filed | 1d ago |
| Paid challan (GRAS) | DEVDAS JOHN SAMSON EchallanMH011992139202627E.pdf | filed | 1d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹28,370.95
VERIFIED — money received
₹28,344 665262312048
13 Oct 11:14:02
14 Oct 13:32:09
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹11,550 | ₹15,000 | ₹320 | ₹1,500 | ₹28,370 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO.12, 2ND FLOOR, WING.B, MAA DURGAMATA CHS LTD, CTS NO. 685 & 686, MULUND EAST, OPP: BMC SCHOOL/ HANUMAN CHOWK, MUMBAI, G V SCEME ROAD NO.4,., MAHARASHTRA, INDIA, 400081
400081
FLAT NO 12 2ND FLOOR B WING MAA DURGAMATA CHS LTD CTS NO 685 AND 686
G V SCEME ROAD NO 4 L T ROAD MULUND EAST OPP BMC SCHOOL/ HANUMAN CHOWK
MUMBAI
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | DEVDAS JOHN SAMSON | BJAPS6551G | …7913 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | vishesh.dhokia@phfl.com | 1d ago |
What EzDocs read from each document — check anything marked in red
HOU/THA/0826/5203907
True
Housing Loan, Housing
Housing Loan, Housing
1.0
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (3700000)", "the insurance premium's digits and words
PNBRRR 13.15% per annum; 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement
THANE
3700000.0
-4.75
3848000.0
8.4
24-Aug-2026
7
13.15
devdasjs@gmail.com
DEVDAS JOHN SAMSON, DWARKA DEVDAS SAMSON
False
9892392172
False
pin: 400081; state: MAHARASHTRA; Address: FLAT NO.12, 2ND FLOOR, WING.B, MAA DURGAMATA CHS LTD, CTS NO. 685 & 686, MULUND EAST, OPP: BMC SCHOOL/ HANUMAN CHOWK, Mumbai, G V SCEME ROAD NO.4,., MAHARASHTRA, India, 400
148000.0
Total Loan Amount
True
3848000.0
FLAT NO.12, 2ND FLOOR, WING.B, MAA DURGAMATA CHS LTD, CTS NO. 685 & 686, MULUND EAST, OPP: BMC SCHOOL/ HANUMAN CHOWK, Mumbai, G V SCEME ROAD NO.4,., MAHARASHTRA, India, 400081
23 3/16 SEJO FURNITURE GALLI, RAMGAD NAGAR, NEAR VISHNU TOWAR, ., Mumbai, MAHARASHTRA, 400080, Mumbai, India
raw reading (for Abhijit)
{'lan': 'HOU/THA/0826/5203907', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'PNB_HFL', 'form': 'PNB Housing sanction letter', 'checks': ["the loan amount's digits and words agree (3700000)", "the insurance premium's digits and words agree (148000)", 'loan + insurance = total (3700000 + 148000 = 3848000)', 'the rate arithmetic holds (13.15 - 4.75 = 8.40)'], 'case_bank': 'PNB_HFL'}, 'rate_words': 'PNBRRR 13.15% per annum; 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement', 'bank_branch': 'THANE', 'handwritten': [], 'linked_refs': [], 'loan_amount': 3700000.0, 'rate_spread': -4.75, 'final_amount': 3848000.0, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '24-Aug-2026', 'letter_version': '7', 'reference_rate': 13.15, 'applicant_email': 'devdasjs@gmail.com', 'applicant_names': ['DEVDAS JOHN SAMSON', 'DWARKA DEVDAS SAMSON'], 'printed_altered': False, 'applicant_mobile': '9892392172', 'balance_transfer': False, 'property_address': {'pin': '400081', 'state': 'MAHARASHTRA', 'full_address': 'FLAT NO.12, 2ND FLOOR, WING.B, MAA DURGAMATA CHS LTD, CTS NO. 685 & 686, MULUND EAST, OPP: BMC SCHOOL/ HANUMAN CHOWK, Mumbai, G V SCEME ROAD NO.4, ., MAHARASHTRA, India, 400081'}, 'insurance_premium': 148000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3848000.0, 'security_address_verbatim': 'FLAT NO.12, 2ND FLOOR, WING.B, MAA DURGAMATA CHS LTD, CTS NO. 685 & 686, MULUND EAST, OPP: BMC SCHOOL/ HANUMAN CHOWK, Mumbai, G V SCEME ROAD NO.4, ., MAHARASHTRA, India, 400081', 'applicant_address_verbatim': '23 3/16 SEJO FURNITURE GALLI, RAMGAD NAGAR, NEAR VISHNU TOWAR, ., Mumbai, MAHARASHTRA, 400080, Mumbai, India'}1984-06-12
BJAPS6551G
DEVDAS JOHN SAMSON
True
JOHN DAVID SAMSON
raw reading (for Abhijit)
{'dob': '1984-06-12', 'pan': 'BJAPS6551G', 'name': 'DEVDAS JOHN SAMSON', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'JOHN DAVID SAMSON', 'aadhaar_last4': None, 'quality_issue': None}665262312048
2026-10-13
11:13
28344
UPI
....2080@hdfcbank
....asjs@okaxis
THINK BIGZ INITIATIVE PVT LTD
DEVDAS SAMSON
Payment of ’28,344 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account
raw reading (for Abhijit)
{'utr': '665262312048', 'date': '2026-10-13', 'time': '11:13', 'amount': 28344, 'method': 'UPI', 'payee_upi': '....2080@hdfcbank', 'payer_upi': '....asjs@okaxis', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'DEVDAS SAMSON', 'debit_notification_text': "Payment of ’28,344 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account"}1984-06-12
Devdas John Samson
9892392172
pin: 400080; area: Ramgad Nagar, Near Vishnu Towar, Navdeep Mitra mandal; flat: 23,3/16; road: P.K.Road; state: Maharashtra; building: Sejo Furniture Galli; district: Mumbai; post_office: Mulund West S.O; Village: M
True
7913
raw reading (for Abhijit)
{'dob': '1984-06-12', 'pan': None, 'name': 'Devdas John Samson', 'mobile': '9892392172', 'address': {'pin': '400080', 'area': 'Ramgad Nagar, Near Vishnu Towar, Navdeep Mitra mandal', 'flat': '23,3/16', 'road': 'P.K.Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Sejo Furniture Galli', 'district': 'Mumbai', 'post_office': 'Mulund West S.O', 'village_city': 'Mulund West'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7913', 'quality_issue': None}MH011992139202627E
400081
26550.0
6(1)
False
03006172026101400867
MUMBAI
MAHARASHTRA MUMBAI
BJAXXXXXXG
FLAT NO 12 2ND FLOOR WING B MAA DURGAMATA CHS LTD CTS NO 685 AND 686
DEVDAS JOHN SAMSON
MBI-30 JT SUB REGISTRAR MUMBAI 30
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3848000
{'amount': 11550.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX2172
14/10/2026-14:13:31
G V SCEME ROAD NO 4 MULUND EAST OPP BMC SCHOOL HANUMAN CHOWK MUMBAI
AAACP3682N
PNB HOUSING FINANCE LTD
3848000
raw reading (for Abhijit)
{'grn': 'MH011992139202627E', 'pin': '400081', 'total': 26550.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101400867', 'district': 'MUMBAI', 'area_city': 'MAHARASHTRA MUMBAI', 'payer_pan': 'BJAXXXXXXG', 'flat_block': 'FLAT NO 12 2ND FLOOR WING B MAA DURGAMATA CHS LTD CTS NO 685 AND 686', 'payer_name': 'DEVDAS JOHN SAMSON', 'sro_office': 'MBI-30 JT SUB REGISTRAR MUMBAI 30', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3848000', 'scheme_rows': [{'amount': 11550.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2172', 'payment_date': '14/10/2026-14:13:31', 'road_locality': 'G V SCEME ROAD NO 4 MULUND EAST OPP BMC SCHOOL HANUMAN CHOWK MUMBAI', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3848000'}Technical record (for Abhijit — safe to ignore)
| 4h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 14 Oct, 13:44 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 1d ago | EzDocs | quoted_history_checked | {} |
| 1d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []} |
| 1d ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03502'} |
| 1d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BJxxxxxxXG — no paper on the |
| 1d ago | copilot | copilot_pick | {'why': "The source text explicitly mentions 'Mumbai', and the option 'MUMBAI/MUMBAI-SUB-URBAN' is the correct district for Mulund, which is part of Mumbai Suburban District.", 'field': 'District', 'value': '7101', 'meth |
| 1d ago | the co-pilot | whole_file_hold | {'why': 'EzDocs read the whole file and found two papers that disagree on something the challan would carry', 'stops': ['Flat Number discrepancy between Sale Deed and Sanction Letter']} |
| 1d ago | the co-pilot | reading_boxes_not_the_papers_words | {'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'Sanction.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['L', 'T'], 'reading_box1': |
| 1d ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (L, T) — read box 1 once against the paper's own words"} |
| 1d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Draft Sale deed.pdf', 'kind': 'sale_deed'} |
| 1d ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'DEVDAS JOHN SAMSON EchallanMH011992139202627E.pdf', 'kind': ' |
| 1d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'DEVDAS JOHN SAMSON |
| 1d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'MBI-30 JT SUB REGISTRAR MUMBAI 30', 'district': 'MUMBAI'} |
| 1d ago | EzDocs | challan_verified_against_case | {'grn': 'MH011992139202627E', 'file': 'DEVDAS JOHN SAMSON EchallanMH011992139202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 1d ago | EzDocs | challan_extracted | {'grn': 'MH011992139202627E', 'file': 'DEVDAS JOHN SAMSON EchallanMH011992139202627E.pdf', 'heads': ['0030045501', '0030063301'], 'total': 26550.0} |
| 1d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '513099', 'lessons': [{'box': 'Property box 2', 'words': 'Property box 2: the |
| 1d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '513143', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the |
| 1d ago | SANDEEP | copilot_edit | {'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 1d ago | copilot | copilot_check_issues | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': 'the main paper prints FLAT |
| 1d ago | EzDocs | form_checked489 | {'ok': False, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 2, 'case_no': 'NOI-2026-03502'} |
| 1d ago | copilot | copilot_pick | {'why': "The source text explicitly mentions 'Mumbai', and the option 'MUMBAI/MUMBAI-SUB-URBAN' is the correct district for Mulund, which is part of Mumbai Suburban District.", 'field': 'District', 'value': '7101', 'meth |
| 1d ago | the co-pilot | whole_file_hold | {'why': 'EzDocs read the whole file and found two papers that disagree on something the challan would carry', 'stops': ['Flat Number discrepancy between Sale Deed and Sanction Letter']} |
| 1d ago | the co-pilot | reading_boxes_not_the_papers_words | {'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'Sanction.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['L', 'T'], 'reading_box1': |
| 1d ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (L, T) — read box 1 once against the paper's own words"} |
| 1d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 1d ago | SANDEEP | copilot_edit | {'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 1d ago | EzDocs | allotment_read | {'fp': '8d7bee6d374a227f', 'file': 'Draft Sale deed.pdf', 'asked': True, 'doc_id': '4130c90e-f5c9-48bb-a006-ab0734606d56', 'is_allotment_letter': False} |
| 1d ago | copilot | copilot_check_issues | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': 'the main paper prints FLAT |
| 1d ago | EzDocs | form_checked489 | {'ok': False, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 1, 'case_no': 'NOI-2026-03502'} |
| 1d ago | copilot | copilot_pick | {'why': "The source text explicitly mentions 'Mumbai', and the option 'MUMBAI/MUMBAI-SUB-URBAN' is the correct district for Mulund, which is part of Mumbai Suburban District.", 'field': 'District', 'value': '7101', 'meth |