Cases / NOI-2026-00515
ROSHAN DADAJI WASNIK
LAN HOU/JLG/0726/5145425
Challan paid · waiting on the branch
Waiting for the Index IIAll documentsMails & papers 3Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs3 still to come
4 of 7 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Aadhaar cardopen
✓Sanction letteropen
Applicant's PAN Card — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (6)A label is wrong? Fix it under All documents.
For you to check
- Bank left a fee row blank — see Facts.
- The work is done — our fee of ₹15,090 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹15,090
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 of ₹15,090 — we only count a credit our bank shows us.
Stamp duty 0.3%4,980
Registration fee 0.5%8,290
Government handling320
Our service fee1,500
Total we ask for15,090
By law ₹15,068. We ask ₹15,090 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹15,048 — accept as full (₹42 = our margin).
BANK LEFT A FEE ROW BLANK
Bank table ₹15,048. Case needs ₹15,090. SHORT by ₹42. Do NOT accept ₹15,048 — ask the branch for ₹15,090.
why?
The branch's mail adds up wrong: its rows come to Rs.10,080 against a stated total of Rs.15,048. Collect Rs.15,068.
the branch's own words
The branch's mail said: stamp duty (0.30%): bank says Rs.0, computed Rs.4,968 (difference Rs.-4,968); the bank's own rows sum to Rs.10,080 but its total says Rs.15,048The money may already be here — 3 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 30 h 29 minour time · 3 Sep 17:05
Index II —not yet
the NOI team 45 d 1 htotal 45 d 1 h so far
Now with the NOI team — e-filing on IGR
since 3 Sep 17:05 — 42 d of working time
Day by day — every step and who held it
31 Aug 16:36Your branch's mail
31 Aug 16:39Fee quoted+3 min · the NOI team
31 Aug 16:40Papers read+1 min · the NOI team
31 Aug 16:40Property readat once
3 Sep 17:05Challan made+3 d · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹16,56,000
Loan account no.
HOU/JLG/0726/5145425
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• Mortgagor pages: DADAJI GOVINDA WASNIK is named on the sanction letter (SKM_226i26083115531_0001.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• Mortgagor pages: SANGITA DADAJI WASNIK is named on the sanction letter (SKM_226i26083115531_0001.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)
• DADAJI GOVINDA WASNIK: PAN missing — no PAN card of DADAJI GOVINDA WASNIK is read on the file — the PAN cards on it (ROSHAN DADAJI WASNIK, SKM_226i26083115530_0001.pdf) are beside the form; type the PAN off the person's own card
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
The bank branch has sent the initial loan documents and the fee has been acknowledged as paid. The NOI team has generated and shared the e-challan, but is now waiting for the branch to provide the Index II copy to proceed with the NOI filing.
the history says the next move is with the branch — the Index II
the branch last asked: Requesting for NOI 0.30% and 0.50% Challan caption case Customer Name - ROSHAN DADAJI WASNIK Application No. -HOU/JLG/0726/5145425.
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 2 (2026-08-31) “We acknowledge the receipt of your mail documents and payment.”
✓ fee paid — the branch's words — done, mail 2 (2026-08-31) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 3 (2026-08-31) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-08-31) “PFA challan for your reference.”
? Index II asked for — asked, mail 2 (2026-08-31) “For NOI filing, We need an index 2 copy..”
read over 3 mail(s), last mail 2026-08-31 · read 29d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (30d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
FS
falguni.shirsath@phfl.com phfl.com
31 Aug, 16:36 · 45d ago THE APP JOINED HERE — earlier mails are on Gmail
31 Aug, 16:36 · 45d ago THE APP JOINED HERE — earlier mails are on Gmail
Requesting for NOI 0.30% and 0.50% Challan caption case Customer Name - ROSHAN DADAJI WASNIK Application No. -HOU/JLG/07
📎 1788174334992.jpg↗📎 1788160324328.jpg↗📎 1788160324308 (1).jpg↗📎 1788160324319.jpg↗📎 SKM_226i26083115530_0001.pdf↗📎 SKM_226i26083115531_0001.pdf↗
Dear Team,
Requesting for NOI 0.30% and 0.50% Chal case Customer Name - ROSHAN DADAJI WASNIK Application No. - HOU/JLG/0726/5145425.
NOI Charges & Service Fees Calculator - Nestly.in NOI Govt Fees 300 Nestly.in Service Fees for NOI Filling 1500 1500.00 Total Amount to be Paid to Nestly.in for NOI 15048.00
Loan account (LAN)caption
Loan amount₹16,56,000
Stamp duty 0.30%₹4,968
Registration fee 0.50%₹8,280
DHC₹300
Thanks & Regards, Falguni Shirsath 9552046857 Branch Operations Executive Office No,5,6,7& 8, 3 rd Floor, East Part, CTS No.2672/1, P.No.22 Pratap Nagar Jalgaon
🤖 read: asks for the challan; note: Requesting for NOI 0.30% and 0.50% Challan caption case Customer Name - ROSHAN DADAJI WASNIK Application No. -HOU/JLG/0726/5145425. — “Requesting for NOI 0.30% and 0.50% Challan caption case Customer Name - ROSHAN DADAJI WASNIK Application No. -HOU/JLG/0726/5145425.”
OL
The NOI teamTYPED IN GMAIL
31 Aug, 18:43 · 44d ago
31 Aug, 18:43 · 44d ago
Team,We acknowledge the receipt of your mail documents and payment.
We will initiate the challan for the same.
For NOI filing, We need an index 2 copy..
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 31 Aug 2026 at 16:39, Falguni Suresh Shirsath < falguni.shirsath@phfl.com > wrote:
Dear Team, Requesting for NOI 0.30% and 0.50% Challan caption case Customer Name - ROSHAN DADAJI WASNIK Application No. - HOU/JLG/0726/5145425. NOI Charges & Service Fees Calculator - Nestly.in Loan Amount Including Insurance 1656000 NOI Govt Fees Stamp Duty 0.30% 4968.00 Registration Fees 0.50% 8280.00 Document Handling Charges 300 300 Nestly.in Service Fees for NOI Filling 1500 1500.00 Total Amount to be Paid to Nestly.in for NOI 15048.00 Thanks & Regards, Falguni Shirsath 9552046857 Branch Operations Executive Office No,5,6,7& 8, 3 rd Floor, East Part, CTS No.2672/1, P.No.22 Pratap Nagar Jalgaon
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
31 Aug, 20:14 · 44d ago
31 Aug, 20:14 · 44d ago
Team,PFA challan for your reference.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 31 Aug 2026 at 18:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 31 Aug 2026 at 16:39, Falguni Suresh Shirsath < falguni.shirsath@phfl.com > wrote:
Dear Team, Requesting for NOI 0.30% and 0.50% Challan caption case Customer Name - ROSHAN DADAJI WASNIK Application No. - HOU/JLG/0726/5145425. NOI Charges & Service Fees Calculator - Nestly.in Loan Amount Including Insurance 1656000 NOI Govt Fees Stamp Duty 0.30% 4968.00 Registration Fees 0.50% 8280.00 Document Handling Charges 300 300 Nestly.in Service Fees for NOI Filling 1500 1500.00 Total Amount to be Paid to Nestly.in for NOI 15048.00 Thanks & Regards, Falguni Shirsath 9552046857 Branch Operations Executive Office No,5,6,7& 8, 3 rd Floor, East Part, CTS No.2672/1, P.No.22 Pratap Nagar Jalgaon
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 31 Aug 2026 at 18:43, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Mon, 31 Aug 2026 at 16:39, Falguni Suresh Shirsath <
falguni.shirsath@phfl.com> wrote:
> Dear Team,
>
> Requesting for NOI 0.30% and 0.50% Challan caption case Customer Name - ROSHAN
> DADAJI WASNIK Application No. -HOU/JLG/0726/5145425.
>
> NOI Charges & Service Fees Calculator - Nestly.in
>
>
>
>
>
> Loan Amount Including Insurance 1656000
>
>
>
>
> NOI Govt Fees Stamp Duty 0.30% 4968.00
>
>
>
> Registration Fees 0.50% 8280.00
>
>
>
> Document Handling Charges 300 300
>
>
>
>
> Nestly.in Service Fees for NOI Filling 1500 1500.00
>
>
>
>
> Total Amount to be Paid to Nestly.in for NOI 15048.00
>
>
> Thanks & Regards,
>
> Falguni Shirsath
> 9552046857
>
> Branch Operations Executive
>
> Office No,5,6,7& 8, 3rd Floor,
>
> East Part, CTS No.2672/1, P.No.22
>
> Pratap Nagar Jalgaon
>
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | 1788174334992.jpg | filed | 45d ago |
| Selfie / photo | 1788160324328.jpg | filed | 45d ago |
| Selfie / photo | 1788160324308 (1).jpg | filed | 45d ago |
| Selfie / photo | 1788160324319.jpg | filed | 45d ago |
| Aadhaar card | SKM_226i26083115530_0001.pdf | filed | 45d ago |
| Sanction letter | SKM_226i26083115531_0001.pdf | filed | 45d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹15,090
₹15,090
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
—
—
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹4,980 | ₹8,290 | ₹320 | ₹1,500 | ₹15,090 |
By law ₹15,068. We ask ₹15,090 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
18 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Building (with wing) …
10 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Village, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number, Floor, Flat / shop no …
✗ EzDocs found boxes that do NOT agree with the document (30d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
SKM_226i26083115531_0001.pdf
as printed
PLOT NO.36, BLOCK NO. A, GAT NO.681, GROUND FLOOR, NEAR SHREE SWAMI SAMARTH MANDIR, MAUJE. AVHANE, MAUJE. AVHANE, JALGAON, CLOSED TO SATYAM PARK ROAD, JALGAON, MAHARASHTRA, INDIA, 425001
PLOT NO.36, BLOCK NO. A, GAT NO.681, GROUND FLOOR, NEAR SHREE SWAMI SAMARTH MANDIR, MAUJE. AVHANE, MAUJE. AVHANE, JALGAON, CLOSED TO SATYAM PARK ROAD, JALGAON, MAHARASHTRA, INDIA, 425001
PIN
425001
425001
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 36 BLOCK NO A GAT NO 681 GROUND FLOOR NEAR SHREE SWAMI SAMARTH MANDIR MAUJE AVHANE JALGAON
PLOT NO 36 BLOCK NO A GAT NO 681 GROUND FLOOR NEAR SHREE SWAMI SAMARTH MANDIR MAUJE AVHANE JALGAON
Locality/Road
CLOSED TO SATYAM PARK ROAD MAHARASHTRA
CLOSED TO SATYAM PARK ROAD MAHARASHTRA
Area/City
JALGAON
check or correct a box, the papers beside it →JALGAON
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | ROSHAN DADAJI WASNIK | BJMPV3217L | …6334 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | falguni.shirsath@phfl.com | 45d ago |
| document chase | falguni.shirsath@phfl.com | 45d ago |
| document chase | falguni.shirsath@phfl.com | 42d ago |
What EzDocs read from each document — check anything marked in red
Payment screenshot 1788174334992.jpg needs your check
utr
128699194881
128699194881
date
2026-08-29
2026-08-29
amount
15050
15050
method
Google Pay (UPI)
Google Pay (UPI)
payee upi
vyapar.169705262080@hdfcbank
vyapar.169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
THINK BIGZ INITIATIVE PVT LTD
payer name
ROSHAN DADAJI WASNIK
ROSHAN DADAJI WASNIK
raw reading (for Abhijit)
{'utr': '128699194881', 'date': '2026-08-29', 'amount': 15050, 'method': 'Google Pay (UPI)', 'payee_upi': 'vyapar.169705262080@hdfcbank', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'ROSHAN DADAJI WASNIK', 'debit_notification_text': None}Aadhaar card SKM_226i26083115530_0001.pdf needs your check
dob
1999-03-07
1999-03-07
pan
BJMPV3217L
BJMPV3217L
name
ROSHAN DADAJI WASNIK
ROSHAN DADAJI WASNIK
legible
True
True
aadhaar last4
6334
6334
raw reading (for Abhijit)
{'dob': '1999-03-07', 'pan': 'BJMPV3217L', 'name': 'ROSHAN DADAJI WASNIK', 'legible': True, 'aadhaar_last4': '6334', 'quality_issue': None}Sanction letter SKM_226i26083115531_0001.pdf needs your check
lan
HOU/JLG/0726/5145425
HOU/JLG/0726/5145425
legible
True
True
loan type
Housing Loan
Housing Loan
confidence
1
1
loan amount
1600000
1600000
interest rate
8.5
8.5
sanction date
06-Jul-2026
06-Jul-2026
letter version
3
3
applicant names
ROSHAN DADAJI WASNIK, DADAJI GOVINDA WASNIK, SANGITA DADAJI WASNIK
ROSHAN DADAJI WASNIK, DADAJI GOVINDA WASNIK, SANGITA DADAJI WASNIK
applicant mobile
9850781450
9850781450
property address
pin: 425001; state: MAHARASHTRA; Flat no: PLOT NO.36, BLOCK NO. A; district: Jalgaon; Floor: GROUND FLOOR; landmark: NEAR SHREE SWAMI SAMARTH MANDIR, CLOSED TO SATYAM PARK ROAD; Address: PLOT NO.36, BLOCK NO. A,
pin: 425001; state: MAHARASHTRA; Flat no: PLOT NO.36, BLOCK NO. A; district: Jalgaon; Floor: GROUND FLOOR; landmark: NEAR SHREE SWAMI SAMARTH MANDIR, CLOSED TO SATYAM PARK ROAD; Address: PLOT NO.36, BLOCK NO. A,
insurance premium
56000
56000
includes insurance
True
True
total with insurance
1656000
1656000
applicant address from462
read again off the letter's pages (page 1, the To, block)
read again off the letter's pages (page 1, the To, block)
security address verbatim
PLOT NO.36, BLOCK NO. A, GAT NO.681, GROUND FLOOR, NEAR SHREE SWAMI SAMARTH MANDIR, MAUJE. AVHANE, MAUJE. AVHANE, Jalgaon, CLOSED TO SATYAM PARK ROAD, Jalgaon, MAHARASHTRA, India, 425001
PLOT NO.36, BLOCK NO. A, GAT NO.681, GROUND FLOOR, NEAR SHREE SWAMI SAMARTH MANDIR, MAUJE. AVHANE, MAUJE. AVHANE, Jalgaon, CLOSED TO SATYAM PARK ROAD, Jalgaon, MAHARASHTRA, India, 425001
applicant address verbatim
TERNA BUILDING NO 27, ROOM NO 19, GENDALAL MILL, NEAR DATTA TEMPLE, SURESH DADA JAIN NAGAR, JALGAON, JALGAON, JALGAON, Jalgaon, MAHARASHTRA, 425001, India
TERNA BUILDING NO 27, ROOM NO 19, GENDALAL MILL, NEAR DATTA TEMPLE, SURESH DADA JAIN NAGAR, JALGAON, JALGAON, JALGAON, Jalgaon, MAHARASHTRA, 425001, India
raw reading (for Abhijit)
{'lan': 'HOU/JLG/0726/5145425', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 1600000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '06-Jul-2026', 'letter_version': '3', 'applicant_names': ['ROSHAN DADAJI WASNIK', 'DADAJI GOVINDA WASNIK', 'SANGITA DADAJI WASNIK'], 'applicant_mobile': '9850781450', 'property_address': {'pin': '425001', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'PLOT NO.36, BLOCK NO. A', 'district': 'Jalgaon', 'floor_no': 'GROUND FLOOR', 'landmark': 'NEAR SHREE SWAMI SAMARTH MANDIR, CLOSED TO SATYAM PARK ROAD', 'full_address': 'PLOT NO.36, BLOCK NO. A, GAT NO.681, GROUND FLOOR, NEAR SHREE SWAMI SAMARTH MANDIR, MAUJE. AVHANE, Jalgaon, MAHARASHTRA, 425001', 'village_city': 'AVHANE', 'building_name': None, 'survey_or_cts_no': 'GAT NO.681'}, 'insurance_premium': 56000, 'includes_insurance': True, 'total_with_insurance': 1656000, 'applicant_address_from462': "read again off the letter's pages (page 1, the To, block)", 'security_address_verbatim': 'PLOT NO.36, BLOCK NO. A, GAT NO.681, GROUND FLOOR, NEAR SHREE SWAMI SAMARTH MANDIR, MAUJE. AVHANE, MAUJE. AVHANE, Jalgaon, CLOSED TO SATYAM PARK ROAD, Jalgaon, MAHARASHTRA, India, 425001', 'applicant_address_verbatim': 'TERNA BUILDING NO 27, ROOM NO 19, GENDALAL MILL, NEAR DATTA TEMPLE, SURESH DADA JAIN NAGAR, JALGAON, JALGAON, JALGAON, Jalgaon, MAHARASHTRA, 425001, India'}Payment screenshot 1788174334992.jpg needs your check
payments inside
bank: HDFC Bank; kind: payment_screenshot; payments: [{'utr': '128699194881', 'date': '2026-08-29', 'page': 1, 'time': '17:46', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 15050.0, 'direction': 'credit', 'narrati
bank: HDFC Bank; kind: payment_screenshot; payments: [{'utr': '128699194881', 'date': '2026-08-29', 'page': 1, 'time': '17:46', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 15050.0, 'direction': 'credit', 'narrati
raw reading (for Abhijit)
{'payments_inside': {'bank': 'HDFC Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '128699194881', 'date': '2026-08-29', 'page': 1, 'time': '17:46', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 15050.0, 'direction': 'credit', 'narration': 'UPI transaction ID 128699194881 To: THINK BIGZ INITIATIVE PVT LTD vyapar.169705262080@hdfcbank From: ROSHAN DADAJI WASNIK (HDFC Bank) Google Pay wasnikroshan358@okhdcbank Google transaction ID CICAgLjf7K2iAw', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '7618', 'account_holder': 'ROSHAN DADAJI WASNIK'}}Technical record (for Abhijit — safe to ignore)
| 1h ago | EzDocs | reader_home_address | {'fp': '7831c8c0cc05b847', 'from': 'the sanction letter (SKM_226i26083115531_0001.pdf)', 'home': {'pin': '425001', 'area': 'SURESH DADA JAIN NAGAR', 'flat': 'ROOM NO 19', 'road': 'GENDALAL MILL, NEAR DATTA TEMPLE', 'stat |
| 1h ago | EzDocs | reader_home_address | {'fp': '7831c8c0cc05b847', 'from': 'the sanction letter (SKM_226i26083115531_0001.pdf)', 'home': {'pin': '425001', 'area': 'SURESH DADA JAIN NAGAR', 'flat': 'ROOM NO 19', 'road': 'GENDALAL MILL, NEAR DATTA TEMPLE', 'stat |
| 7h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 31 Aug, 18:43 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']} |
| 15d ago | EzDocs | letter_home_read462 | {'fp': 'doc:b1d719d0-5322-4ee8-b7e7-bc7619f3fe93', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'SKM_226i26083115531_0001.pdf', 'asked': True, 'found' |
| 24d ago | EzDocs | hidden_payment_scan | {'file': '1788174334992.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': '9bfead63-8d5d-4c58-b9db-d59de3a2683b', 'fetched': True} |
| 29d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '425001', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Jalgaon', 'doc_id': 'bc0e78dc-b573 |
| 30d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'box': 'Landmark', 'why': 'The typ |
| 31d ago | EzDocs | property_attrs_split | {'now': {'Number type': 'GAT', 'Second number type': '', 'Number': '681', 'Second number': ''}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'GAT NO.681', 'Second number': ''}, 'why': "the number boxes ho |
| 42d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: HOU/JLG/0726/5145 |
| 42d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 42d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"} |
| 42d ago | EzDocs | email_shadowed:doc_chase | {'to': 'falguni.shirsath@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/JLG/0726/5145425), the following is pending from your end:\n\n 1. Applicant's PAN Card — not received yet\n\nAlre |
| 42d ago | EzDocs | draft_withdrawn | {'why': 'a fresher chase replaces it — the asks changed', 'count': 1} |
| 45d ago | EzDocs | email_shadowed:doc_chase | {'to': 'falguni.shirsath@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/JLG/0726/5145425), the following is pending from your end:\n\n 1. Applicant's PAN Card — not received yet\n 2. I |
| 45d ago | EzDocs | email_shadowed:fee_quote | {'to': 'falguni.shirsath@phfl.com', 'body': 'Dear Team,\n\nPlease check the calculation and account details for the captioned case (LAN: HOU/JLG/0726/5145425).\n\n NOI Charges & Service Fees Calculator\n Loan Amount |
| 45d ago | EzDocs | receivable_created | {'expected': 15090.0} |
| 45d ago | EzDocs | fee_notes | {'notes': ["total payable: bank says Rs.15,048, computed Rs.15,068 (difference Rs.-20) — desk DHC floor Rs.320 vs the Rs.300 on the bank's sheet — Rs.20 policy margin (gateway charges), not a bank error", "bank sheet sti |
| 45d ago | EzDocs | fee_mismatch_with_bank | {'differences': ['stamp duty (0.30%): bank says Rs.0, computed Rs.4,968 (difference Rs.-4,968)', "the bank's own rows sum to Rs.10,080 but its total says Rs.15,048"]} |
| 45d ago | EzDocs | payer_mobile_captured | {'last4': '1450', 'source': 'sanction_letter'} |
| 45d ago | EzDocs | property_address_extracted | {'confidence': 1, 'Address': 'PLOT NO.36, BLOCK NO. A, GAT NO.681, GROUND FLOOR, NEAR SHREE SWAMI SAMARTH MANDIR, MAUJE. AVHANE, Jalgaon, MAHARASHTRA, 425001'} |
| 45d ago | EzDocs | document_received | {'file': 'SKM_226i26083115531_0001.pdf', 'doc_type': 'sanction_letter', 'confidence': 0.99} |
| 45d ago | EzDocs | document_received | {'file': 'SKM_226i26083115530_0001.pdf', 'doc_type': 'aadhaar', 'confidence': 0.95} |
| 45d ago | EzDocs | document_received | {'file': '1788160324319.jpg', 'doc_type': 'selfie', 'confidence': 0.95} |
| 45d ago | EzDocs | document_received | {'file': '1788160324308 (1).jpg', 'doc_type': 'selfie', 'confidence': 1.0} |
| 45d ago | EzDocs | document_received | {'file': '1788160324328.jpg', 'doc_type': 'selfie', 'confidence': 1.0} |
| 45d ago | EzDocs | claim_held_until_quote | {'utr': '128699194881', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-08-29', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': |
| 45d ago | EzDocs | document_received | {'file': '1788174334992.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0} |
| 45d ago | EzDocs | amount_set_from_mail_instruction | {'now': 1656000.0, 'was': None, 'phrase': 'Loan Amount Including Insurance 1656000'} |
| 45d ago | EzDocs | mail_instruction_understood | {'amount': 1656000.0, 'phrase': 'Loan Amount Including Insurance 1656000', 'reason': 'Including Insurance', 'instructions': [], 'urgent_disbursement': False} |
Case diary the case’s history — what happened, newest day first
Papers
1 still needed for the challan
Applicant's PAN Card
Money
₹15,090 to come
No screenshot and no credit yet.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Bank left a fee row blank — see Facts. The work is done — our fee of ₹15,090 is still not in our account. Chase the branch for it.
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
3 Sep4 things — 1 letter written · 3 steps
An old draft withdrew itself — its asks were already answered
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-00515 — pending documents
An old draft withdrew itself — its asks were already answered
31 Aug12 things — 6 documents received · 3 letters written · 1 caution · 2 steps
Wrote the document chase mail — held, silent mode
Requesting for NOI 0.30% and 0.50% Challan caption case Customer Name - ROSHAN DADAJI WASNIK Application No. -
Wrote the fee quote mail — held, silent mode
Requesting for NOI 0.30% and 0.50% Challan caption case Customer Name - ROSHAN DADAJI WASNIK Application No. -
The branch's own fee working disagrees with the law
Property address read from the sanction letter
Received: Sanction letter
SKM_226i26083115531_0001.pdf
Received: Aadhaar
SKM_226i26083115530_0001.pdf
Received: Selfie
1788160324319.jpg
Received: Selfie
1788160324308 (1).jpg
Received: Selfie
1788160324328.jpg
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
1788174334992.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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