⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Kailash Jaiswal
Waiting for the Index IIMails & papers 9 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
8 Oct, 12:22
Documents
Payment
Challan
done 8 Oct, 12:23 · GRAS ↗
Filing
waiting 5d 11h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paidwhole case so far 5d 11h
Needs your eyes1
The work is done — our fee of ₹46,760.13 is still not in our account. Chase the branch for it.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Mortgagor pages: RITA KAILASH JAISWAL is on the sanction letter but the branch's mail names the owner as KAILASH RAMSABAD JAISWAL — a borrower, not a mortgagor: no page
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• changed — House Type: the case held nothing; filled Shop/Office on Ground Floor — a shop on the ground floor (Floor G) is the portal's Shop/Office on Ground Floor
• 18 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, attr1_type
• Build Up Area not on file — read it off the Index II / sale deed
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Yesterday · 12 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03272 | 77000365505
An old draft withdrew itself — its asks were already answered
9 Oct1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03272 | 77000365505
8 Oct75 things — 8 documents received · 2 letters written · 1 money step · 64 steps
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
JAISWAL KAILASH RAMSABAD EchallanMH011619232202627E.pdf
copilot edit — by copilot:Nikhil
paper locate — by ezdocs:reader
paper locate — by ezdocs:reader
paper locate — by ezdocs:reader
copilot check ok — by copilot
form checked489
reader mail addition — by ezdocs:reader
challan boxes composed
The home address was read off the papers — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
money settled — by ezdocs:reader
address compared
money settled — by ezdocs:reader
documents read together
Property checked by the engine — read from the report, every box that names the flat is there
applicant email captured
Property re-read from this bank's ruling source (ICICI: the technical report)
applicant email captured
roles from letter
document read again
Received: Sanction letter
KFSLetter_77000365505 (1).pdf
Received: Technical report
image.png
intake table parsed
property from mail body
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
Property checked by the engine — read from the report, every box that names the flat is there
Property re-read from this bank's ruling source (ICICI: the technical report)
Received: Technical report
image.png
quoted history checked
extra challan scanned
property self check
file note490
case read — by ezdocs:reader
case read started — by ezdocs:reader
boxes gathered
challan boxes composed
box disagreement
box disagreement
box disagreement
box disagreement
pages trimmed480
documents read together
The file seems to show a payment to us but no row could be read — open it
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
Property checked by the engine — read from the report, every box that names the flat is there
Property re-read from this bank's ruling source (ICICI: the technical report)
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is judged against this figure.
The payment proof already on the case was applied
Payment proof arrived before the case was quoted — held
Received: LSR
1571_26_Chinchwad_Kailash Jaiswal_TSR_Signed.pdf
Received: Payment screenshot
payment receipt.pdf
Received: Aadhaar
Document 5.pdf
Received: PAN card
app pan.pdf
intake table parsed
property from mail body
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
8 of 10 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Aadhaar cardopen
✓LSR (search report)open
✓Technical reportopen
✓Sanction letteropen
✓Paid challan (GRAS)open
A challan whose owner could not be read — not counted until a person says — inside 1571_26_Chinchwad_Kailash Jaiswal_open
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 8 files
The file, as the engine remembers it6 open
The file contains the Legal Scrutiny Report, an e-search challan, PAN card, and Aadhaar card, along with the branch's request mail for loan no 77000365505 amounting to Rs. 99,00,000/-. The Sanction Letter and MOTD are missing from the bundle.
○the photo — the branch
○JAISWAL KAILASH RAMSABAD — home building — the branch
○JAISWAL KAILASH RAMSABAD — home flat — the branch
○property — road / locality — the branch
○property — area — the branch
○this desk's fee (Rs 46760) — the branch
the branch's last mail (2026-10-08): The branch is asking for the NOI to be processed and is providing loan details and attached documents. · brought: loan amount; property owner; payment date; payment timing; property address; property address
read once, kept; every new mail and paper is read against this note · kept 2026-10-08T07:37 UTC
Moneywaiting for the credit
₹46,760.13
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹47,200 — verified by itself the moment the bank credit is heard.
The working
Stamp duty 0.3%29,710
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for46,760.13
By law ₹46,750. We ask ₹46,760 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
Shop No 7, Ground, North East Business Corner, GAT, 606, Chikhali, 411062
read from the technical report · e-filing boxes 28 of 34 ready
Check the property →the boxes beside the paper
People
JAISWAL KAILASH RAMSABAD · applicantAGHPJ5569Q
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