⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Dnyaneshwar Shantaram Bhadange
LAN HOU/NSK/0926/5217904Loan ₹35,87,000NOIWaiting for the Index IIMails & papers 3 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
today 18:58
Documents
Payment
done today 19:02
Challan
took 17m · GRAS ↗
Filing
waiting 2h 50m · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The branch has sent the loan documents. The team is waiting for the Index II copy from the branch to proceed.whole case so far 3h 11m
Needs your eyes2
Two sanction letters with different loan amounts and loan numbers — Sanction letter (33-1).pdf says LAN HOU/NSK/0926/5217904, Total Loan Amount INR 1537000; Sanction letter (34-1).pdf says LAN NHL/NSK/1026/5239637, Total Loan Am. See the papers →
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Nashik
Taluka
Nashik
Village
Nashik
Number type
SURVEY
Number
45/7 TO 9/12 TO 18/20/1, MAKHMALABAD, NASHIK, SAMARTH NAGAR, MAHADEV COLONY ROAD, MAHARASHTRA, INDIA, 422003
Building
(empty)
Floor
(empty)
Flat / shop no
(empty)
Area
(empty)
Hadd
Nashik Municipal Corporation
Read from the sanction letter, not the Index II. Sanction letter (33-1).pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 3h ago — all agree.
Building, Floor, Flat / shop no, Area are empty — the portal will not take a blank. Fill it on the verification page first →
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• DO NOT SAVE — Two sanction letters with different loan amounts and loan numbers: Sanction letter (33-1).pdf says LAN HOU/NSK/0926/5217904, Total Loan Amount INR 1537000; Sanction letter (34-1).pdf says LAN NHL/NSK/1026/5239637, Total Loan Amount INR 2050000; Branch mail says Loan Amount 3587000 combining both. The branch request lists both loan numbers and the branch paid fee based on the combined total of 3587000, but there are two separate sanction letters on file. Confirm with the branch whether both loans are being covered under this single NOI filing or if they require separate filings.
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• 13 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• Build Up Area not on file — read it off the Index II / sale deed
• check — EzDocs' loan amount was set aside: an 'insurance' part that is a whole loan
• EzDocs read the whole file — every paper and every mail — and filled from it: name of person 1.
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 13 Oct63 things
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
BHADANGE DNYANESHWAR S EchallanMH011944284202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
whole file hold — by copilot
challan boxes by rules
reader mail addition — by ezdocs:reader
cards read
property self check
kyc address missing
quoted history checked
extra challan scanned
money settled — by ezdocs:reader
file note490
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Loan No : HOU/NSK/0926/5217904 // NHL/NSK/1026/5239637 Applicant Name : DNYANESHWAR SHANTARAM BHADANGE.
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
pan by reading443
pan by reading443
boxes gathered
address compared
challan boxes by rules
The home address was read off the papers — by ezdocs:reader
box disagreement
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03478
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
money settled — by ezdocs:reader
money not settled
EzDocs read the whole trail as one conversation — where the case stands is on the page
property numbers completed
documents read together
applicant email captured
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Property address read from the sanction letter
credit seen before bill
Payment proof arrived before the case was quoted — held
kyc address read
Received: Selfie — not usable
PHOTO-2026-10-13-18-45-45.jpg — this is a photograph of a passport-size print, not a live selfie
Received: other
image001.jpg
roles from letter
Co-applicant added
Received: Aadhaar
EAadhaar_0636200270045820230712120258_09092026154353.pdf
Received: Payment screenshot
PHOTO-2026-10-13-18-48-27.jpg
case read started — by ezdocs:reader
Received: Sanction letter
Sanction letter (34-1).pdf
applicant email captured
Property address read from the sanction letter
letter read from print512
Received: Sanction letter
Sanction letter (33-1).pdf
Received: PAN card
DocScanner 1 Sept 2026 11-48 am.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs4 still to come
5 of 9 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Sanction letteropen
✓Aadhaar cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 8 files
The file, as the engine remembers it20 open
The file contains two sanction letters under different loan numbers for the same applicant and property, with a branch mail requesting challan processing for the combined sum of 3587000. Title and mortgage documents are missing.
○the photo — the branch
○the Index II — the branch
✗the photo could not be read (PHOTO-2026-10-13-18-45-45.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
○DNYANESHWAR SHANTARAM BHADANGE — home building — the branch
○DNYANESHWAR SHANTARAM BHADANGE — home flat — the branch
○BHADANGE DNYANESHWAR S — PAN — the branch
○BHADANGE DNYANESHWAR S — mobile — the branch
○BHADANGE DNYANESHWAR S — e-mail — the branch
○BHADANGE DNYANESHWAR S — home building — the branch
○BHADANGE DNYANESHWAR S — home flat — the branch
… and 10 more
the branch's last mail (2026-10-13): The branch asks the team to process the challan for the loan.
read once, kept; every new mail and paper is read against this note · kept 2026-10-13T13:32 UTC
Moneyall of it is in
₹27,590.12
Reached our account 17:28:29.
How we know
Our own bank told us — 17:28
₹27,565 · UTR 204734429976 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.27565.00 13-10-2026 17:28:29 by DNYANESH thru UPI . Aval Bal Rs.531574.75 CR. (UPI Ref ID:204734429976) -PNB”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
The working
Stamp duty 0.3%10,770
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for27,590.12
By law ₹27,581. We ask ₹27,590 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
SURVEY, 45/7 TO 9/12 TO 18/20/1, MAKHMALABAD, NASHIK, SAMARTH NAGAR, MAHADEV COLONY ROAD, MAHARASHTRA, INDIA, 422003, Nashik, 422003
read from the sanction letter · e-filing boxes 33 of 46 ready
Check the property →the boxes beside the paper
People
DNYANESHWAR SHANTARAM BHADANGE · applicantAQFPB9718HBHADANGE DNYANESHWAR S · co-applicant—
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