⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03425

Manoj Sudhakar Watpade

LAN 77000345049 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — money verifiedopen

✓Selfie / photoopen

✓Aadhaar cardopen

✓PAN cardopen

✓Technical reportopen

✓Sanction letteropen

✓Paid challan (GRAS)open

✓Property address — verified by the engine, from the technical report (correct below if anything is off)

Index II copy / Title document — for the e-filing visit later

All files (10)A label is wrong? Fix it under All documents.

Needs your eyes

GPay ₹12,450 announced at 11:34 has not settled into the PNB account (due 15:34). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

MoneyAll of it is in

₹12,470.63CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹12,450 receivedthe figure the branch wrote

Stamp duty 0.3%3,910

Registration fee 0.5%6,510

Government handling350

Our service fee1,700.63

Total we ask for12,470.63

the branch’s receipt claims ₹12,450

paid 12 Oct 17:04:00 · verified 12 Oct 17:08:05 · 4 min 06 s later

How we know

Our own bank told us — 12 Oct 17:04

₹12,450 · from GPAY-BIZ

“₹12,450 received from manoj w at 5:04 pm”

Matched by: equals the figure the branch wrote in its own mail · the payer is the applicant himself — his own fee

By law ₹12,450. We ask ₹12,470 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹12,450 — accept as full (₹20.63 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 06 minour time · 12 Oct 18:12

Index II —not yet

the NOI team 1 d 6 htotal 1 d 6 h so far

Now with the NOI team — e-filing on IGR

since 12 Oct 18:12 — 1 d 5 h of working time

Day by day — every step and who held it

12 Oct 17:07Your branch's mail

12 Oct 17:07Payment landedat once

12 Oct 17:08Papers read+1 min · the NOI team

12 Oct 17:08Fee quotedat once

12 Oct 17:08Payment verifiedat once

12 Oct 17:08Papers readat once

12 Oct 17:08Property readat once

12 Oct 17:08Ready for the challan+1 min · the NOI team

12 Oct 18:12Challan made+1 h 04 min · the NOI team

Case facts

Bank

ICICI_HFC

Loan amount

₹13,00,000

Loan account no.

77000345049

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

The engine read these from the technical report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.

District

Pune

Taluka

Haveli

Village

Budhwar Peth

Number type

CTS

Number

686

Building

Shivganga Chsl

Floor

Ground

Flat / shop no

Shop No G-6a

Area

(empty)

Hadd

Pune Municipal Corporation

Read from the technical report, not the Index II. Outlook-xcpyahd5.png open it · If an Index II is on file, read the property from it.

✓ EzDocs checked every box against the document’s own words 1d ago — all agree.

Area is empty — the portal will not take a blank. Fill it on the verification page first →

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. The engine asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, the engine sees:

• changed — House Type: the case held nothing; filled Shop/Office on Ground Floor — a shop on the ground floor (Floor G) is the portal's Shop/Office on Ground Floor

• person 2's mobile: the case's 7350148525 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail

• 15 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road

• Build Up Area not on file — read it off the Index II / sale deed

• the whole-file reading is of these very papers; a mail came since (or the office's knowledge moved) — used now, so the Fill did not wait; the file is being read again by itself for the next Fill.

• check — property Flat No: the portal takes at most 10 characters in this box — this is 12 (SHOP NO G-6A)

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailEzDocs has not read this trail yet — the sweep reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 1d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011851620202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

77000345049 -APPLICANT NAME - Manoj Sudhakar Watpade | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantManoj Sudhakar Watpade

LAN77000345049

Loan AmtRs. 13,00,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Payment Screenshot with UTR, Sanction Letter, Technical Report

Payment of Rs. 12,450.00 stands VERIFIED against the credit in our account on 12-Oct-2026 (UTR: -). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

Index II copy / Title document

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SP shrikrishna.pal@icicihfc.com icicihfc.com
12 Oct, 17:07 · 1d ago THE FIRST MAIL — how this case began

77000345049 -APPLICANT NAME - Manoj Sudhakar Watpade | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

📎 IMG-20261012-WA0016.jpg ↗📎 Rohini Photo.jpg ↗📎 Rohini adhaar.pdf ↗📎 Rohini Pan.jpg ↗📎 Manoj Photo.jpg ↗📎 Manoj Pan.jpg ↗📎 Manoj Adhaar.pdf ↗📎 Outlook-xcpyahd5.png ↗📎 KFSLetter_77000345049 (2).pdf ↗

Dear Team,

In caption case, payment is done all required documents with technical report attached on mail.

Customer nameManoj Sudhakar Watpade

Loan account (LAN)77000345049

Loan amount₹13,00,000

Stamp duty 0.30%₹3,900

Registration fee 0.50%₹6,500

DHC₹350

Total₹12,450

✓ SANCTION LETTER — attached
✓ APPLICANT/S AADHAR CARD — attached
✓ APPLICANT/S PAN CARD — attached
✓ IINDEX II COPY | LSR | SALE DEED — attached
✓ APPLICANT SELFIE — attached
✓ PAYMENT SCREENSHOT WITH UTR — attached

Please check and share receipt and NOI challan for the captioned case.

CASE INITIATION BRANCH NAME

Vishrantwadi

CASE TYPE (PLS MENTION IT )

NOI |NRP Resale

NOI SERIVCE FEE1700

SRO No

PANVEL4

[cid:e903f262-513a-4bf0-8cac-ab97c5b2476a]

THANKS & REGARDS
  SHRIKRISHNA PAL
      8766896650
        ICICI HFC
            DES

🤖 read: asks for a payment receipt, the challan; says the fee is paid ₹12,450 ✓; documents attached — “Please check and share receipt and NOI challan for the captioned case.”

OL The NOI teamTYPED IN GMAIL
12 Oct, 18:16 · 1d ago

📎 WATPADE MANOJ SUDHAKAR EchallanMH011851620 ↗

Team

PFA Chalan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Mon, 12 Oct 2026 at 17:07, Shrikrishna Pal / /ICICIHFC/PUNE <
shrikrishna.pal@icicihfc.com> wrote:

Dear Team,
In caption case, payment is done all required documents with technical
report attached on mail.
Please check and share receipt and NOI challan for the captioned case.

*APPLICANT NAME*
*Manoj Sudhakar Watpade*
*LAN NO*
*77000345049*
*CASE INITIATION BRANCH NAME*
*Vishrantwadi*
*CASE TYPE (PLS MENTION IT )*
*NOI |NRP Resale*

*LOAN AMOUNT WITH INSURANCE*
*1300000*
*0.30%*
*3900*
*0.50%*
*6500*
*NOI SERIVCE FEE*
*1700*
*DHC*
*350*
*TOTAL AMOUNT PAYABLE*
*12,450*

**SANCTION LETTER*
*ATTACHED*
**APPLICANT/S AADHAR CARD*
*ATTACHED*
**APPLICANT/S PAN CARD*
*ATTACHED*
**IINDEX II COPY | LSR | SALE DEED*
*ATTACHED*
**APPLICANT SELFIE*
*ATTACHED*
**PAYMENT SCREENSHOT WITH UTR*
*ATTACHED*

*SRO No*
*PANVEL4*

*THANKS & REGARDS*
*  SHRIKRISHNA PAL*
*      8766896650*
*        ICICI HFC*
*            DES*

🤖 read: challan shared ✓ — “PFA Chalan for your reference.”

OL The NOI teamTYPED IN GMAIL
12 Oct, 18:16 · 1d ago

Team

Kindly share the index 2 copy for the NOI Process

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Mon, 12 Oct 2026 at 18:16, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team

PFA Chalan for your reference.

Aradhana Rai
NOI Coordinator | One Legal  +91 8888706969

On Mon, 12 Oct 2026 at 17:07, Shrikrishna Pal  / /ICICIHFC/PUNE < shrikrishna.pal@icicihfc.com > wrote:

Dear Team,

In caption case, payment is done all required documents with technical report attached on mail.

Please check and share receipt and NOI challan for the captioned case.

APPLICANT NAME

Manoj Sudhakar Watpade

LAN NO

77000345049

CASE INITIATION BRANCH NAME

Vishrantwadi

CASE TYPE (PLS MENTION IT )

NOI |NRP Resale

LOAN AMOUNT WITH INSURANCE

1300000

0.30%

3900

0.50%

6500

NOI SERIVCE FEE

1700

DHC

350

TOTAL AMOUNT PAYABLE

12,450

*SANCTION LETTER

ATTACHED

*APPLICANT/S AADHAR CARD

ATTACHED

*APPLICANT/S PAN CARD

ATTACHED

*IINDEX II COPY | LSR | SALE DEED

ATTACHED

*APPLICANT SELFIE

ATTACHED

*PAYMENT SCREENSHOT WITH UTR

ATTACHED

SRO No

PANVEL4

THANKS & REGARDS

SHRIKRISHNA PAL

8766896650

ICICI HFC

DES

🤖 read: asks the branch for documents — “Kindly share the index 2 copy for the NOI Process”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	IMG-20261012-WA0016.jpg	filed	1d ago
Selfie / photo	Rohini Photo.jpg	CANNOT BE READ — clear copy asked	1d ago
Aadhaar card	Rohini adhaar.pdf	filed	1d ago
PAN card	Rohini Pan.jpg	filed	1d ago
Selfie / photo	Manoj Photo.jpg	filed	1d ago
PAN card	Manoj Pan.jpg	filed	1d ago
Aadhaar card	Manoj Adhaar.pdf	filed	1d ago
Technical report	Outlook-xcpyahd5.png	filed	1d ago
Sanction letter	KFSLetter_77000345049 (2).pdf	filed	1d ago
Paid challan (GRAS)	WATPADE MANOJ SUDHAKAR EchallanMH011851620202627E.pdf	filed	1d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹12,470.63

Where it stands
VERIFIED — money received

Screenshot claims
₹12,450

Paid at
12 Oct 17:04:00

Verified on
12 Oct 17:08:05

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹3,910	₹6,510	₹350	₹1,700	₹12,470

By law ₹12,450. We ask ₹12,470 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

40 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, E-mail (person 1)

17 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✓ EzDocs checked every box against the document’s own words 1d ago — all agree.

CHECKED by the engine, from the technical report — correct any box that is off; a correction clears thissource: the technical report (Outlook-xcpyahd5.png) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Shop No G-6a Ground Floor Shivganga Chsl ,Cts No 686 Mauje Budhwar Peth Tal Haveli Dist Pune

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the technical report BASE — the challan follows this

Outlook-xcpyahd5.png

Property Address line
SHOP NO G-6A GROUND FLOOR SHIVGANGA CHSL ,CTS NO 686 MAUJE BUDHWAR PETH TAL HAVELI DIST PUNE

Legal Address line
SHOP NO G-6A GROUND FLOOR SHIVGANGA CHSL CTS NO 686 MAUJE BUDHWAR PETH TAL HAVELI DIST PUNE

PIN
411002

THE CHALLAN, as it will be typed

Flat/Survey Number
SHOP NO G-6A GROUND FLOOR SHIVGANGA CHSL CTS NO 686 MAUJE BUDHWAR PETH

Locality/Road
TAL HAVELI DIST PUNE

Area/City
PUNE

check or correct a box, the papers beside it →

Every paper prints the same words as the base paper.

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor	ROHINI MANOJ WATPADE	BGSPC9628R	…3771
mortgagor	WATPADE MANOJ SUDHAKAR	AFBPW2040Q	…0961

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	shrikrishna.pal@icicihfc.com	1d ago
acknowledgement	shrikrishna.pal@icicihfc.com	1d ago

What the engine read from each document — check anything marked in red

Selfie / photo Rohini Photo.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
1.0

face visible
True

quality issue
this is a photograph of a printed photo, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1.0, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}

Payment screenshot IMG-20261012-WA0016.jpg needs your check

date
2026-10-12

time
17:04

amount
12450

method
UPI

payee name
EZDOCS

raw reading (for Abhijit)

{'utr': None, 'date': '2026-10-12', 'time': '17:04', 'amount': 12450, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}

PAN card Rohini Pan.jpg needs your check

dob
1993-05-12

pan
BGSPC9628R

name
ROHINI MANOJ WATPADE

legible
True

father name
MARUTI YADAVRAO CHAVAN

raw reading (for Abhijit)

{'dob': '1993-05-12', 'pan': 'BGSPC9628R', 'name': 'ROHINI MANOJ WATPADE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MARUTI YADAVRAO CHAVAN', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card Rohini adhaar.pdf needs your check

dob
1993-05-12

name
Rohini Manoj Watpade

mobile
7350148525

address
pin: 411052; area: Karvenagar; flat: Flat No.68; state: Maharashtra; building: Kakde Palace; district: Pune; village_city: Pune City, Pune

legible
True

aadhaar last4
3771

raw reading (for Abhijit)

{'dob': '1993-05-12', 'pan': None, 'name': 'Rohini Manoj Watpade', 'mobile': '7350148525', 'address': {'pin': '411052', 'area': 'Karvenagar', 'flat': 'Flat No.68', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Kakde Palace', 'district': 'Pune', 'post_office': None, 'village_city': 'Pune City, Pune'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3771', 'quality_issue': None}

Selfie / photo Manoj Photo.jpg needs your check

kind
live_selfie

legible
True

confidence
1.0

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}

PAN card Manoj Pan.jpg needs your check

dob
1995-02-20

pan
AFBPW2040Q

name
WATPADE MANOJ SUDHAKAR

legible
True

father name
SUDHAKAR WATPADE

raw reading (for Abhijit)

{'dob': '1995-02-20', 'pan': 'AFBPW2040Q', 'name': 'WATPADE MANOJ SUDHAKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SUDHAKAR WATPADE', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card Manoj Adhaar.pdf needs your check

dob
1995-02-22

name
Manoj Sudhakar Watpade

mobile
7387329635

address
pin: 411041; area: Nr. Pokale Park, Dhayari, Pune City; flat: Flat 103; road: DSK Rd; floor: 1 Floor; state: Maharashtra; building: Bakul Apartment; district: Pune; village_city: Vadgaon Budruk

legible
True

aadhaar last4
0961

raw reading (for Abhijit)

{'dob': '1995-02-22', 'pan': None, 'name': 'Manoj Sudhakar Watpade', 'mobile': '7387329635', 'address': {'pin': '411041', 'area': 'Nr. Pokale Park, Dhayari, Pune City', 'flat': 'Flat 103', 'road': 'DSK Rd', 'floor': '1 Floor', 'state': 'Maharashtra', 'building': 'Bakul Apartment', 'district': 'Pune', 'post_office': None, 'village_city': 'Vadgaon Budruk'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '0961', 'quality_issue': None}

Technical report Outlook-xcpyahd5.png needs your check

found
True

found in
INDIVIDUAL TECHNICAL REPORT

paper for
loan_ref: 77000345049; report_id: HRQ-26-149666; customer_name: Manoj Sudhakar Watpade

confidence
1.0

reading486
property

address lines
taken: both the same; legal_address: Shop No G-6a Ground Floor Shivganga Chsl Cts No 686 Mauje Budhwar Peth Tal Haveli Dist Pune; property_address: Shop No G-6a Ground Floor Shivganga Chsl ,Cts No 686 Mauje Budhwar Peth

property address
pin: 411002; state: Maharashtra; taluka: Haveli; flat_no: Shop No G-6a; district: Pune; floor_no: Ground; landmark: Pune City H O, Near Abk Chowk; full_address: Shop No G-6a Ground Floor Shivganga Chsl ,Cts No 686 Mauje

security address verbatim
Shop No G-6a Ground Floor Shivganga Chsl ,Cts No 686 Mauje Budhwar Peth Tal Haveli Dist Pune

raw reading (for Abhijit)

{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': None, 'paper_for': {'loan_ref': '77000345049', 'report_id': 'HRQ-26-149666', 'customer_name': 'Manoj Sudhakar Watpade'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': {'taken': 'both the same', 'legal_address': 'Shop No G-6a Ground Floor Shivganga Chsl Cts No 686 Mauje Budhwar Peth Tal Haveli Dist Pune', 'property_address': 'Shop No G-6a Ground Floor Shivganga Chsl ,Cts No 686 Mauje Budhwar Peth Tal Haveli Dist Pune'}, 'property_address': {'pin': '411002', 'road': None, 'state': 'Maharashtra', 'taluka': 'Haveli', 'flat_no': 'Shop No G-6a', 'district': 'Pune', 'floor_no': 'Ground', 'landmark': 'Pune City H O, Near Abk Chowk', 'full_address': 'Shop No G-6a Ground Floor Shivganga Chsl ,Cts No 686 Mauje Budhwar Peth Tal Haveli Dist Pune', 'village_city': 'Budhwar Peth', 'building_name': 'Shivganga Chsl', 'survey_or_cts_no': 'Cts No 686'}, 'security_address_verbatim': 'Shop No G-6a Ground Floor Shivganga Chsl ,Cts No 686 Mauje Budhwar Peth Tal Haveli Dist Pune'}

Sanction letter KFSLetter_77000345049 (2).pdf needs your check

lan
77000345049

legible
True

purpose
Non Home Loan and Purchase/Improvement of Property

confidence
1

rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)8.40% 10.50%p.a

loan amount
1300000

rate spread
-8.4

final amount
1300000

interest rate
10.5

sanction date
24/09/2026

letter version
HF-38-VER-14-01072026/KFS

reference rate
18.9

applicant email
manojwatpade@gmail.com

applicant names
Manoj Sudhakar Watpade, Rohini Manoj Watpade

printed altered
False

applicant mobile
7387329635

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
Flat 103 1 Floor Bakul Apartment, DSK Rd Dhayari Pune City, Vadgaon Budruk, Pune City West, PUNE, MAHARASHTRA, IN, 411041

raw reading (for Abhijit)

{'lan': '77000345049', 'legible': True, 'purpose': 'Non Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': None, 'confidence': 1, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)8.40% 10.50%p.a', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1300000, 'rate_spread': -8.4, 'final_amount': 1300000, 'interest_rate': 10.5, 'quality_issue': None, 'sanction_date': '24/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'reference_rate': 18.9, 'applicant_email': 'manojwatpade@gmail.com', 'applicant_names': ['Manoj Sudhakar Watpade', 'Rohini Manoj Watpade'], 'printed_altered': False, 'applicant_mobile': '7387329635', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Flat 103 1 Floor Bakul Apartment, DSK Rd Dhayari Pune City, Vadgaon Budruk, Pune City West, PUNE, MAHARASHTRA, IN, 411041'}

Paid challan (GRAS) WATPADE MANOJ SUDHAKAR EchallanMH011851620202627E.pdf needs your check

grn
MH011851620202627E

pin
411002

total
10420

article
6(1)

defaced
False

bank cin
03006172026101201403

district
PUNE

area city
PUNE

payer pan
AFBXXXXXXQ

flat block
SHOP NO G-6A GROUND FLOOR SHIVGANGA CHSL CTS NO 686

payer name
WATPADE MANOJ SUDHAKAR

sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=1300000

scheme rows
{'amount': 3910, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 6510, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX9635

payment date
12/10/2026-18:12:49

road locality
MAUJE BUDHWAR PETH TAL HAVELI DIST PUNE

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
1300000

raw reading (for Abhijit)

{'grn': 'MH011851620202627E', 'pin': '411002', 'total': 10420, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101201403', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'AFBXXXXXXQ', 'flat_block': 'SHOP NO G-6A GROUND FLOOR SHIVGANGA CHSL CTS NO 686', 'payer_name': 'WATPADE MANOJ SUDHAKAR', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=1300000', 'scheme_rows': [{'amount': 3910, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 6510, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX9635', 'payment_date': '12/10/2026-18:12:49', 'road_locality': 'MAUJE BUDHWAR PETH TAL HAVELI DIST PUNE', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '1300000'}

Technical record (for Abhijit — safe to ignore)

1d ago	system:reconcile	gpay_not_settled_yet	{'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t
1d ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AFxxxxxxXQ — no paper on the
1d ago	system:ingest	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
1d ago	system:ingest	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'WATPADE MANOJ SUDHAKAR EchallanMH011851620202627E.pdf', 'kind
1d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'WATPADE MANOJ SUDHA
1d ago	system:ingest	sro_office_learned	{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'district': 'PUNE'}
1d ago	system:extract	challan_verified_against_case	{'grn': 'MH011851620202627E', 'file': 'WATPADE MANOJ SUDHAKAR EchallanMH011851620202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
1d ago	system:extract	challan_extracted	{'grn': 'MH011851620202627E', 'file': 'WATPADE MANOJ SUDHAKAR EchallanMH011851620202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 10420}
1d ago	system:reconcile	quoted_history_checked	{}
1d ago	system:reconcile	extra_challan_scanned	{'found': 0}
1d ago	system:learn	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '500402', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed HVL22
1d ago	copilot:Nikhil	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
1d ago	system:extract	property_self_check	{'ok': True, 'why': "EzDocs judged every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 14, 'trigger': 'quick sweep'}
1d ago	ezdocs:reader	paper_locate	{'fp': '1b8773bccaa9f1f4', 'box': [319, 22, 650, 975], 'why': "The property address block is on page 1, from 'PROPERTY ADDRESS' down to the PIN.", 'page': 1, 'what': 'tech_address', 'asked': True, 'found': True, 'doc_id'
1d ago	ezdocs:reader	paper_locate	{'fp': '97adc59a352ace88', 'box': [10, 29, 980, 970], 'why': 'The PAN card with number AFBPW2040Q is on page 1.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': 'cf2229f7-eddd-49bf-8013-83760076e2
1d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
1d ago	system:copilot	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03425'}
1d ago	ezdocs:reader	reader_home_address	{'fp': 'c86c4c1cbb31f24b', 'from': 'the sanction letter (KFSLetter_77000345049 (2).pdf)', 'home': {'pin': '411041', 'area': 'Dhayari Pune City, Vadgaon Budruk, Pune City West', 'flat': '103', 'road': 'DSK Rd', 'floor': '
1d ago	system:filenote	file_note490	{'v': '1', 'at': '2026-10-12T11:39:10', 'why': 'reading', 'open': 7, 'mails': [{'at': '2026-10-12 11:37', 'id': '1a12fe79343b353d', 'from': 'branch', 'gist': 'The branch has made the payment and attached all required doc
1d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': '917641813ebb4101', 'docs': ['Outlook-xcpyahd5.png', 'KFSLetter_77000345049 (2).pdf', 'Rohini adhaar.pdf', 'Manoj Adhaar.pdf', 'Rohini Pan.jpg', 'Manoj Pan.jpg'], 'loan': {'amount': 1300000, 'made_o
1d ago	system:ingest	challan_queue_entered	{'why': 'challan-visit documents complete and payment verified'}
1d ago	system:ingest	case_acknowledged_challan_queued	{'utr': None, 'fee_total': 12470}
1d ago	system:emails	email_shadowed:ack	{'to': 'shrikrishna.pal@icicihfc.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.\n\n Applicant : Manoj Sudhakar Watpad
1d ago	system:emails	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: 77000345049), the
1d ago	system:extract	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['Outlook-xcpyahd5.png', 'KFSLetter_77000345049 (2).pdf', 'Rohini adhaar.pdf', 'Manoj Adhaar.pdf', 'Rohini Pan.jpg', 'Manoj Pan.jpg'], 'after': {'addresses': {'people': [['WATPAD
1d ago	system:extract	address_compared	{'sig': 'd41b823710f804bc', 'why': 'after gather', 'people': [{'home': 'Flat 103, 1 Floor, Bakul Apartment, DSK Rd, Nr. Pokale Park, Dhayari, Pune City, Vadgaon Budruk, Pune, 411041', 'person': 'WATPADE MANOJ SUDHAKAR',
1d ago	system:extract	challan_boxes_composed	{'fp': '9c59f7df14bb8365', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'SHOP NO G-6A GROUND FLOOR SHIVGA
1d ago	ezdocs:reader	money_settled	{'fp': 'c3720fa44d24b8a0', 'held': 1300000.0, 'asked': True, 'action': 'agrees', 'agrees': True, 'amount': 1300000.0, 'papers': [{'lan': '77000345049', 'file': 'KFSLetter_77000345049 (2).pdf', 'kind': 'sanction_letter',
1d ago	system:ingest	pages_trimmed480	{'of': 13, 'why': "a long paper's pages that carry the facts go to the reader; the rest (photos, annexures) do not", 'file': 'KFSLetter_77000345049 (2).pdf', 'kept': [1, 2, 3, 4, 8, 9, 10, 11, 12, 13], 'doc_id': 'd8b373a
1d ago	system:ingest	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 9, 'seconds': 16.9, 'workers': 5}

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹12,450 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Needs your eyes: GPay ₹12,450 announced at 11:34 has not settled into the PNB account (due 15:34). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

Yesterday · 12 Oct59 things

gpay not settled yet