⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03023

Pradeep Rikhabchand Katariya

LAN 77000366576 Acknowledged · waiting on the branch Send the draft 3 All documents Mails & papers 9

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

Papers for the challan3 still to come

6 of 9 in hand.
everything the challan needs, and where each one stands

Papers complete. Waiting only for the money to be verified.

For the e-filing visit later (not for the challan): Applicant's Selfie / Photo, Index II copy / Title document

Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open

✓Technical reportopen

✓Sanction letteropen

✓PAN cardopen

✓Aadhaar cardopen

✓Payment screenshot — shows ₹29,060; money not verified yetopen

✓Property address — verified by the engine, from the technical report (correct below if anything is off)

Applicant's Selfie / Photo — for the e-filing visit later

Index II copy / Title document — for the e-filing visit later

✓ PAN and Aadhaar name the same person — checked by the engine: SUNITA PRADEEP KATARIYA

All files (6)A label is wrong? Fix it under All documents.

Needs your eyes

Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyWaiting for the credit

₹29,060.67CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹29,060; we wait for the credit itself

Ask for the exact ₹29,060.67. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%12,010

Registration fee 0.5%15,000

Government handling350

Our service fee1,700.67

Total we ask for29,060.67

Screenshot ₹29,060 — verified by itself the moment the bank credit is heard.

Paid by GPay at 2026-09-30 — verified when Google's NEFT lands in the PNB account (within hours).

This money went to the Google Pay Business account on the Vivo (EZDOCS). That ear is working (last reached us 12 Oct 18:39 — 29 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹29,050. We ask ₹29,060 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

The money may already be here — 4 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan —not made yet

Index II —not yet

the NOI team 13 d 4 hthe branch 47 mintotal 13 d 5 h so far

Now with the NOI team — working on it

since 30 Sep 19:31 — 13 d 4 h of working time

Day by day — every step and who held it

30 Sep 18:32Your branch's mail

30 Sep 18:42Papers read+10 min · the NOI team

30 Sep 18:42Fee quotedat once

30 Sep 18:42Papers readat once

30 Sep 18:42Property readat once

30 Sep 19:30Papers from your branch+47 min · the branch

30 Sep 19:31Papers read+1 min · the NOI team

Case facts

Bank

ICICI_HFC

Loan amount

₹40,00,000

Loan account no.

77000366576

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Waiting on us

Outstanding: the payment to reach our account. The engine has asked — nothing to do here unless you want to phone the branch.

⚠ 2 differences between the papers — 2 stop the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPBorrower PAN card missing

This case (the branch's mail)	PRADEEP RIKHABCHAND KATARIYA has PAN AWJPS6436M
SUNITA's PAN card	SUNITA PRADEEP KATARIYA has PAN AWJPS6436M

Why it matters: Our file lists SUNITA's PAN card on PRADEEP's name. PRADEEP's own PAN card is missing from the file. Filing with a wrong PAN on the borrower will lead to rejection.

What to do: Ask the branch to send PRADEEP's own PAN card; do not file using SUNITA's PAN for PRADEEP.

STOPProperty unit and floor missing

This case (the branch's mail)	flat_no is Unit 1, floor is Ground, building is Coral Infra
The technical report	Project Name is Coral Nest on Gat No 288 Part and 289 Part, with no flat or floor number printed

Why it matters: No paper on the file prints a flat number, floor, or building name. Filing a notice without the correct unit number makes the bank's security invisible.

What to do: Ask the branch for the specific flat/unit number, floor, and building name of the mortgaged property.

Compared: the technical report; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent some documents and paid the fee. The team is waiting for the technical report to process the challan.

the trail says the next move is with the branch — the technical report

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-09-30) “Sanction letter attached”

✓ fee asked — done, mail 3 (2026-09-30) “PFA calculation sheet.”

✓ fee paid — the branch's words — done, mail 8 (2026-09-30) “Payment DONE”

read over 9 mail(s), last mail 2026-09-30 · read 13d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

Please share payment details for NOI payment and chargers

how it will look to the branch

Dear Team,

With reference to the captioned case (LAN: 77000366576), the papers on file leave the following open, and we cannot make the challan until it is settled:

Borrower PAN card missing — our case as it was opened says PRADEEP RIKHABCHAND KATARIYA has PAN AWJPS6436M; SUNITA's PAN card says SUNITA PRADEEP KATARIYA has PAN AWJPS6436M. Kindly confirm which is right for this NOI.
Property unit and floor missing — our case as it was opened says flat_no is Unit 1, floor is Ground, building is Coral Infra; the technical report says Project Name is Coral Nest on Gat No 288 Part and 289 Part, with no flat or floor number printed. Kindly confirm which is right for this NOI.

Kindly confirm on this same email thread, and share the paper that settles each point where one exists. The NOI filing timeline (30 days from the date of mortgage) applies.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

DRAFT — written by the engine, not sent

NOI case NOI-2026-03023

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: 77000366576).

ApplicantPradeep Rikhabchand Katariya

LAN77000366576

Loan AmtRs. 40,00,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR, Sanction Letter, Technical Report

Your payment advice for Rs. 29,060 (UTR 676350460512) is noted. We are confirming the credit in our account and will begin the challan the moment it reflects — usually the same working day.
You can follow it here - the page says 'received' the moment the credit lands, and the UTR or a second screenshot can be added there:
https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-03023/5feff484fded00e9602c8d81

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

OW omkar.wale@icicihfc.com icicihfc.com
30 Sep, 18:32 · 13d ago THE FIRST MAIL — how this case began

Please share payment details for NOI payment and chargers

📎 Sunita photo (1) - Copy.jpg ↗📎 image.png ↗📎 KFSLetter_77000366576 - Copy.pdf ↗📎 Sunita pan.jpg ↗📎 Sunita adhar.jpg ↗

Dear Team,

Please share payment details for NOI payment and chargers

Loan amount = 4000000

Customer Name= PRADEEP RIKHABCHAND KATARIYA

Sanction letter attached

[cid:96fc2287-aa16-497b-8336-c8daee2ec733]

🤖 read: asks for the fee / a quote; documents attached — “Please share payment details for NOI payment and chargers”

6 more mails in between — open

OL The NOI teamTYPED IN GMAIL
30 Sep, 18:51 · 13d ago

Team,

PFA

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Wed, 30 Sept 2026 at 18:33, Omkar Wale /DIST/ICICIHFC/ <
omkar.wale@icicihfc.com> wrote:

Dear Team,

Please share payment details for NOI payment and chargers 
Loan amount = 4000000
Customer Name= PRADEEP RIKHABCHAND KATARIYA 
Sanction letter attached

🤖 read: The team has sent an attachment.

OL The NOI teamTYPED IN GMAIL
30 Sep, 18:51 · 13d ago

Team,

Loan amount₹40,00,000

Stamp duty 0.30%₹12,010

Registration fee 0.50%₹15,000

Total₹29,060

PFA calculation sheet.

NOI CALCULATOR

NOI Govt Fees

Govt.Document Handling Charges Fixed 350 350

Service Fees for NOI Filling 1700 1700

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Wed, 30 Sept 2026 at 18:33, Omkar Wale /DIST/ICICIHFC/ <
omkar.wale@icicihfc.com> wrote:

Dear Team,

Please share payment details for NOI payment and chargers 
Loan amount = 4000000
Customer Name= PRADEEP RIKHABCHAND KATARIYA 
Sanction letter attached

🤖 read: The NOI team shares a calculation sheet for the NOI government fees and service fees.

OL The NOI teamTYPED IN GMAIL
30 Sep, 18:51 · 13d ago

Team,

Loan amount₹40,00,000

Stamp duty 0.30%₹12,010

Registration fee 0.50%₹15,000

Total₹29,060

PFA calculation sheet.

NOI CALCULATOR

NOI Govt Fees

Govt.Document Handling Charges Fixed 350 350

Service Fees for NOI Filling 1700 1700

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Wed, 30 Sept 2026 at 18:33, Omkar Wale /DIST/ICICIHFC/ <
omkar.wale@icicihfc.com> wrote:

Dear Team,

Please share payment details for NOI payment and chargers 
Loan amount = 4000000
Customer Name= PRADEEP RIKHABCHAND KATARIYA 
Sanction letter attached

🤖 read: The NOI team shares a calculation sheet for the NOI government fees and service fees.

OL The NOI teamTYPED IN GMAIL
30 Sep, 18:51 · 13d ago

Team,

Loan amount₹40,00,000

Stamp duty 0.30%₹12,010

Registration fee 0.50%₹15,000

Total₹29,060

PFA calculation sheet.

NOI CALCULATOR

NOI Govt Fees

Govt.Document Handling Charges Fixed 350 350

Service Fees for NOI Filling 1700 1700

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Wed, 30 Sept 2026 at 18:33, Omkar Wale /DIST/ICICIHFC/ <
omkar.wale@icicihfc.com> wrote:

Dear Team,

Please share payment details for NOI payment and chargers 
Loan amount = 4000000
Customer Name= PRADEEP RIKHABCHAND KATARIYA 
Sanction letter attached

🤖 read: The NOI team shares a calculation sheet for the NOI government fees and service fees.

OL The NOI teamTYPED IN GMAIL
30 Sep, 18:52 · 13d ago

Team,

Loan amount₹40,00,000

Stamp duty 0.30%₹12,010

Registration fee 0.50%₹15,000

Total₹29,060

PFA calculation sheet.

NOI CALCULATOR

NOI Govt Fees

Govt.Document Handling Charges Fixed 350 350

Service Fees for NOI Filling 1700 1700

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Wed, 30 Sept 2026 at 18:33, Omkar Wale /DIST/ICICIHFC/ <
omkar.wale@icicihfc.com> wrote:

Dear Team,

Please share payment details for NOI payment and chargers 
Loan amount = 4000000
Customer Name= PRADEEP RIKHABCHAND KATARIYA 
Sanction letter attached

🤖 read: The NOI team has shared a calculation sheet for the NOI fees.

OL The NOI teamTYPED IN GMAIL
30 Sep, 18:52 · 13d ago

Team,

Loan amount₹40,00,000

Stamp duty 0.30%₹12,010

Registration fee 0.50%₹15,000

Total₹29,060

PFA calculation sheet.

NOI CALCULATOR

NOI Govt Fees

Govt.Document Handling Charges Fixed 350 350

Service Fees for NOI Filling 1700 1700

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Wed, 30 Sept 2026 at 18:33, Omkar Wale /DIST/ICICIHFC/ <
omkar.wale@icicihfc.com> wrote:

Dear Team,

Please share payment details for NOI payment and chargers
Loan amount = 4000000
Customer Name= PRADEEP RIKHABCHAND KATARIYA
Sanction letter attached

🤖 read: The NOI team has shared a calculation sheet for the NOI fees.

OW omkar.wale@icicihfc.com icicihfc.com
30 Sep, 19:30 · 13d ago

📎 PHOTO-2026-09-30-19-20-37.jpg ↗

Payment DONE

Loan amount₹40,00,000

Stamp duty 0.30%₹12,010

Registration fee 0.50%₹15,000

Total₹29,060

From: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>

Sent: Wednesday, September 30, 2026 6:52 PM

To: Omkar Wale /DIST/ICICIHFC/ <omkar.wale@icicihfc.com>; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com>

Cc: Anup Pinge /DIST/ICICIHFC/PUNE <anup.pinge@icicihfc.com>

Subject: Re: Please share payment details for NOI payment and chargers

CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.

Team,

PFA calculation sheet.

NOI CALCULATOR

NOI Govt Fees

Govt.Document Handling Charges Fixed350 350

Service Fees for NOI Filling1700 1700

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

On Wed, 30 Sept 2026 at 18:33, Omkar Wale /DIST/ICICIHFC/ <omkar.wale@icicihfc.com<mailto:omkar.wale@icicihfc.com>> wrote:

Dear Team,

Please share payment details for NOI payment and chargers

Loan amount = 4000000

Customer Name= PRADEEP RIKHABCHAND KATARIYA

Sanction letter attached

[cid:ii_1a0f27a09c9cb971f161]

🤖 read: says the fee is paid ✓ — “Payment DONE”

OL The NOI teamTYPED IN GMAIL
30 Sep, 19:44 · 13d ago

Team,

Kindly share the PDF of all pages of the technical report for challan processing.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Wed, 30 Sept 2026 at 18:52, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team,

PFA calculation sheet.

NOI CALCULATOR

Loan Amount Including Insurance
4,000,000

NOI Govt Fees
Stamp Duty
0.30%
12010.00

Registration Fees
0.50%
15000.00

Govt.Document Handling Charges Fixed
350
350

Service Fees for NOI
Filling
1700
1700

Total Amount FOR NOI
29060.00

Aradhana Rai
NOI Coordinator | One Legal  +91 8888706969

On Wed, 30 Sept 2026 at 18:33, Omkar Wale  /DIST/ICICIHFC/ < omkar.wale@icicihfc.com > wrote:

Dear Team,

Please share payment details for NOI payment and chargers

Loan amount = 4000000

Customer Name=  PRADEEP RIKHABCHAND KATARIYA

Sanction letter attached

🤖 read: asks the branch for documents — “Kindly share the PDF of all pages of the technical report for challan processing.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Papers complete. Waiting only for the money to be verified.

For the e-filing visit later (not for the challan): Applicant's Selfie / Photo, Index II copy / Title document

Document	File — click to open	Status	When
Selfie / photo	Sunita photo (1) - Copy.jpg	CANNOT BE READ — clear copy asked	13d ago
Technical report	image.png	filed	13d ago
Sanction letter	KFSLetter_77000366576 - Copy.pdf	filed	13d ago
PAN card	Sunita pan.jpg	filed	13d ago
Aadhaar card	Sunita adhar.jpg	filed	13d ago
Payment screenshot	PHOTO-2026-09-30-19-20-37.jpg	filed	13d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹29,060.67

Where it stands
waiting for the credit

Screenshot claims
₹29,060 676350460512

Screenshot ₹29,060 — verified by itself the moment the bank credit is heard.

Paid by GPay at 2026-09-30 — verified when Google's NEFT lands in the PNB account (within hours).

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹12,010	₹15,000	₹350	₹1,700	₹29,060

By law ₹29,050. We ask ₹29,060 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

Challan: 12 of 13 boxes on the caseOpen the verification page →

Empty: Property box 2 (the road)

Highlighted: District, Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road), City / village

The e-filing’s boxes (39 of 46 ready) come up once the challan is paid.

✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.

CHECKED by the engine, from the technical report — correct any box that is off; a correction clears thissource: the technical report (image.png) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

⚠ not in the document

Floor

⚠ not in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Gat No 288 Part And Gat No 289 Part Near Water Tank Moshi Moshi Tal Haveli Dist Pune

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the technical report BASE — the challan follows this

image.png

Property Address line
GAT NO 288 PART AND GAT NO 289 PART NEAR WATER

Legal Address line
GAT NO 288 PART AND GAT NO 289 PART NEAR WATER TANK MOSHI MOSHI TAL HAVELI DIST PUNE

PIN
411039

THE CHALLAN, as it will be typed

Flat/Survey Number
GAT NO 288 PART AND GAT NO 289 PART NEAR WATER TANK MOSHI MOSHI TAL HAVELI DIST PUNE

Locality/Road

Area/City
PUNE

check or correct a box, the papers beside it →

Every paper prints the same words as the base paper.

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	PRADEEP RIKHABCHAND KATARIYA	AWJPS6436M
mortgagor	SUNITA PRADEEP KATARIYA	AWJPS6436M	…5161

All mail records (for Abhijit — safe to ignore)

3 mail(s) written and held — read and send them on Draft mails.

Template	To	When
fee quote	omkar.wale@icicihfc.com	13d ago
document chase	omkar.wale@icicihfc.com	13d ago
questions for the branch — what the papers leave open	omkar.wale@icicihfc.com	13d ago
documents acknowledged	omkar.wale@icicihfc.com	13d ago

What the engine read from each document — check anything marked in red

Selfie / photo Sunita photo (1) - Copy.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
1

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Selfie / photo Sunita photo (1) - Copy.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
1

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Technical report image.png needs your check

found
True

found in
PROJECT DETAILS

paper for
loan_ref: 77000366576; customer_name: Pradeep Rikhabchand Katariya

confidence
0.9

address lines
taken: legal; legal_address: Gat No 288 Part And Gat No 289 Part Near Water Tank Moshi Moshi Tal Haveli Dist Pune; property_address: Gat No 288 Part And Gat No 289 Part Near Water

property address
pin: 411039; state: Maharashtra; taluka: Haveli; district: Pune; landmark: Near Ravi Uday Society; full_address: Gat No 288 Part And Gat No 289 Part Near Water Tank Moshi Moshi Tal Haveli Dist Pune; village_city: Moshi;

security address verbatim
Gat No 288 Part And Gat No 289 Part Near Water Tank Moshi Moshi Tal Haveli Dist Pune

raw reading (for Abhijit)

{'found': True, 'found_in': 'PROJECT DETAILS', 'area_sq_m': None, 'paper_for': {'loan_ref': '77000366576', 'report_id': None, 'customer_name': 'Pradeep Rikhabchand Katariya'}, 'pin_other': None, 'confidence': 0.9, 'address_lines': {'taken': 'legal', 'legal_address': 'Gat No 288 Part And Gat No 289 Part Near Water Tank Moshi Moshi Tal Haveli Dist Pune', 'property_address': 'Gat No 288 Part And Gat No 289 Part Near Water'}, 'property_address': {'pin': '411039', 'road': None, 'state': 'Maharashtra', 'taluka': 'Haveli', 'flat_no': None, 'district': 'Pune', 'floor_no': None, 'landmark': 'Near Ravi Uday Society', 'full_address': 'Gat No 288 Part And Gat No 289 Part Near Water Tank Moshi Moshi Tal Haveli Dist Pune', 'village_city': 'Moshi', 'building_name': None, 'survey_or_cts_no': 'Gat No 288 Part And Gat No 289 Part'}, 'security_address_verbatim': 'Gat No 288 Part And Gat No 289 Part Near Water Tank Moshi Moshi Tal Haveli Dist Pune'}

PAN card Sunita pan.jpg needs your check

dob
1975-11-08

pan
AWJPS6436M

name
SUNITA PRADEEP KATARIYA

legible
True

father name
BABULAL SINGHI

raw reading (for Abhijit)

{'dob': '1975-11-08', 'pan': 'AWJPS6436M', 'name': 'SUNITA PRADEEP KATARIYA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BABULAL SINGHI', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter KFSLetter_77000366576 - Copy.pdf needs your check

lan
77000366576

legible
True

purpose
Home Loan and Purchase/Improvement of Property

borrowers
{'name': 'PRADEEP RIKHABCHAND KATARIYA', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'SUNITA PRADEEP KATARIYA', 'role': 'applicant', 'label': 'Customer Name'}

confidence
1.0

rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)10.80% 8.10%p.a

loan amount
4000000

rate spread
-10.8

final amount
4000000

interest rate
8.1

sanction date
28/09/2026

letter version
HF-38-VER-14-01072026/KFS

reference rate
18.9

applicant email
pradeep@saurabhflexipack.com

applicant names
PRADEEP RIKHABCHAND KATARIYA, SUNITA PRADEEP KATARIYA

printed altered
False

applicant mobile
+91-9822412089

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
Flat No 14 Navkar Regency, Bhoir Colony, Chinchwadgaon, Pune City East, PUNE, MAHARASHTRA, IN, 411033

raw reading (for Abhijit)

{'lan': '77000366576', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [{'name': 'PRADEEP RIKHABCHAND KATARIYA', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'SUNITA PRADEEP KATARIYA', 'role': 'applicant', 'label': 'Customer Name'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)10.80% 8.10%p.a', 'handwritten': [], 'linked_refs': [], 'loan_amount': 4000000, 'rate_spread': -10.8, 'final_amount': 4000000, 'interest_rate': 8.1, 'quality_issue': None, 'sanction_date': '28/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'reference_rate': 18.9, 'applicant_email': 'pradeep@saurabhflexipack.com', 'applicant_names': ['PRADEEP RIKHABCHAND KATARIYA', 'SUNITA PRADEEP KATARIYA'], 'printed_altered': False, 'applicant_mobile': '+91-9822412089', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Flat No 14 Navkar Regency, Bhoir Colony, Chinchwadgaon, Pune City East, PUNE, MAHARASHTRA, IN, 411033'}

Aadhaar card Sunita adhar.jpg needs your check

dob
1975-11-08

name
Sunita Pradeep Katariya

mobile
7722004479

address
pin: 411033; area: BHOIR COLONY; flat: FLAT NO 14; state: Maharashtra; district: Pune; post_office: Chinchwadgaon; village_city: Pune City

legible
True

aadhaar last4
5161

raw reading (for Abhijit)

{'dob': '1975-11-08', 'pan': None, 'name': 'Sunita Pradeep Katariya', 'mobile': '7722004479', 'address': {'pin': '411033', 'area': 'BHOIR COLONY', 'flat': 'FLAT NO 14', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': 'Chinchwadgaon', 'village_city': 'Pune City'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5161', 'quality_issue': None}

Technical report image.png needs your check

found
True

found in
APF INDIVIDUAL UNIT REPORT

paper for
loan_ref: 77000366576; customer_name: Pradeep Rikhabchand Katariya

confidence
0.95

address lines
taken: legal; legal_address: Gat No 288 Part And Gat No 289 Part Near Water Tank Moshi Moshi Tal Haveli Dist Pune; property_address: Gat No 288 Part And Gat No 289 Part Near Water

property address
pin: 411039; taluka: Haveli; district: Pune; landmark: Near Ravi Uday Society; full_address: Gat No 288 Part And Gat No 289 Part Near Water Tank Moshi Moshi Tal Haveli Dist Pune; village_city: Moshi; survey_or_cts_no: Ga

security address verbatim
Gat No 288 Part And Gat No 289 Part Near Water Tank Moshi Moshi Tal Haveli Dist Pune

raw reading (for Abhijit)

{'found': True, 'found_in': 'APF INDIVIDUAL UNIT REPORT', 'area_sq_m': None, 'paper_for': {'loan_ref': '77000366576', 'report_id': None, 'customer_name': 'Pradeep Rikhabchand Katariya'}, 'pin_other': None, 'confidence': 0.95, 'address_lines': {'taken': 'legal', 'legal_address': 'Gat No 288 Part And Gat No 289 Part Near Water Tank Moshi Moshi Tal Haveli Dist Pune', 'property_address': 'Gat No 288 Part And Gat No 289 Part Near Water'}, 'property_address': {'pin': '411039', 'road': None, 'state': None, 'taluka': 'Haveli', 'flat_no': None, 'district': 'Pune', 'floor_no': None, 'landmark': 'Near Ravi Uday Society', 'full_address': 'Gat No 288 Part And Gat No 289 Part Near Water Tank Moshi Moshi Tal Haveli Dist Pune', 'village_city': 'Moshi', 'building_name': None, 'survey_or_cts_no': 'Gat No 288 Part And Gat No 289 Part'}, 'security_address_verbatim': 'Gat No 288 Part And Gat No 289 Part Near Water Tank Moshi Moshi Tal Haveli Dist Pune'}

Payment screenshot PHOTO-2026-09-30-19-20-37.jpg needs your check

utr
676350460512

date
2026-09-30

time
19:18

amount
29060

method
PhonePe

payee upi
******3535@okbizaxis

payee name
EZDOCS

raw reading (for Abhijit)

{'utr': '676350460512', 'date': '2026-09-30', 'time': '19:18', 'amount': 29060, 'method': 'PhonePe', 'payee_upi': '******3535@okbizaxis', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}

Payment screenshot PHOTO-2026-09-30-19-20-37.jpg needs your check

payments inside
payments: [{'utr': '676350460512', 'date': '2026-09-30', 'page': 1, 'time': '19:18', 'payee': 'EZDOCS', 'amount': 29060.0, 'direction': 'credit', 'narration': 'T2609301918549083584297', 'proof_kind': 'success_screen'}]

raw reading (for Abhijit)

{'payments_inside': {'payments': [{'utr': '676350460512', 'date': '2026-09-30', 'page': 1, 'time': '19:18', 'payee': 'EZDOCS', 'amount': 29060.0, 'direction': 'credit', 'narration': 'T2609301918549083584297', 'proof_kind': 'success_screen'}]}}

Sanction letter KFSLetter_77000366576 - Copy.pdf needs your check

payments inside
payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Technical report image.png needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Technical record (for Abhijit — safe to ignore)

1h ago	ezdocs:reader	reader_mail_addition	{'fp': '5930fcc7e79cb8c8', 'add': {}, 'why': "The mail does not provide any additional property details not already present in the paper's address.", 'asked': True, 'quote': '', 'same_property': True}
11d ago	system:payments	hidden_payment_scan	{'file': 'image.png', 'kind': 'other', 'found': 0, 'doc_id': 'dd77701b-388b-47de-b9fd-951775c4e20a', 'fetched': True}
11d ago	system:payments	hidden_payment_scan	{'file': 'KFSLetter_77000366576 - Copy.pdf', 'kind': None, 'found': 0, 'doc_id': 'dbcc221d-6a3a-4bd8-a750-34a8da6e0258', 'fetched': True}
13d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'fee_paid'], 'mails':
13d ago	ezdocs:reader	reader_home_address	{'fp': '2e378b2792675628', 'from': 'the sanction letter (KFSLetter_77000366576 - Copy.pdf)', 'home': {'pin': '411033', 'area': 'Bhoir Colony', 'flat': '14', 'state': 'MAHARASHTRA', 'building': 'Navkar Regency', 'district
13d ago	system:extract	property_self_check	{'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Landmark', 'why':
13d ago	system:payments	hidden_payment_scan	{'file': 'PHOTO-2026-09-30-19-20-37.jpg', 'kind': None, 'found': 0, 'doc_id': 'e23285dc-0acf-4826-8baa-b923968d00ce', 'fetched': True}
13d ago	system:extract	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['image.png', 'KFSLetter_77000366576 - Copy.pdf', 'Sunita adhar.jpg', 'Sunita pan.jpg'], 'after': {'addresses': {'people': [['SUNITA PRADEEP KATARIYA', [['sanction_letter', 'same
13d ago	system:extract	address_compared	{'sig': '5eb223658dba4aef', 'why': 'after gather', 'people': [{'home': 'FLAT NO 14, Ground, Navkar Regency, Bhoir Colony, BHOIR COLONY, Pune City, Pune, 411033', 'person': 'SUNITA PRADEEP KATARIYA', 'against': [{'src': '
13d ago	system:extract	challan_boxes_by_rules	{'fp': 'a0aef3fe10cb69da', 'why': 'box 1 lost a number the case holds (1)'}
13d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'fee_paid'], 'mails':
13d ago	system:emails	email_shadowed:ack_docs	{'to': 'omkar.wale@icicihfc.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: 77000366576).\n\n Applicant : Pradeep Rikhabchand Katariya\n LAN : 77000366576\n Loa
13d ago	system:payments	claim_matches_law_exact	{'why': 'the branch paid the statutory-exact total — the gap is our own Rs.10 round-up, absorbed by desk practice', 'claimed': 29060.0, 'our_ask': 29060.67, 'law_exact': 29050.0}
13d ago	system:ingest	acknowledged_with_advice	{'why': "documents complete and the branch's payment advice is in hand — the credit is being confirmed on our side; the branch owes nothing meanwhile", 'claimed': 29060.0}
13d ago	system:emails	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case, the following is pendi
13d ago	system:extract	property_numbers_completed	{'now': {'attr1_value': '288 PART, 289 PART NEAR WATER TANK MOSHI MOSHI, 289 PART'}, 'was': {'attr1_value': '288 Part'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes e
13d ago	system:extract	property_attrs_split	{'now': {'attr1_type': 'GAT', 'attr2_type': '', 'attr1_value': '288 Part', 'attr2_value': ''}, 'was': {'attr1_type': 'GAT', 'attr2_type': 'GAT', 'attr1_value': '288 Part', 'attr2_value': 'Haveli'}, 'why': "the number box
13d ago	system:ingest	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 5.1, 'workers': 2}
13d ago	system:payments	screenshot_claim_recorded	{'utr': '676350460512', 'date': '2026-09-30', 'parts': 1, 'amount': 29060, 'claimed_total': 29060.0}
13d ago	system:ingest	document_received	{'file': 'PHOTO-2026-09-30-19-20-37.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0, 'payment_seen': 'PhonePe transaction screen, paid to EZDOCS', 'payments_to_us': 1}
13d ago	system:reconcile	quoted_history_checked	{}
13d ago	system:reconcile	extra_challan_scanned	{'found': 0}
13d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked'], 'mails': 7, 'summary'
13d ago	system:ingest	desk_quote_read	{'ff': 0.5, 'sd': None, 'msg': '1a0f27ad8321ff7d', 'why': "the team's own calculator mail — read so its base is checked against the sanction letter (never proof of money)", 'base': 4000000.0, 'total': 29060.0}
13d ago	system:ingest	desk_quote_read	{'ff': 0.5, 'sd': None, 'msg': '1a0f27ad3f5eb7e1', 'why': "the team's own calculator mail — read so its base is checked against the sanction letter (never proof of money)", 'base': 4000000.0, 'total': 29060.0}
13d ago	system:ingest	desk_quote_read	{'ff': 0.5, 'sd': None, 'msg': '1a0f27a96d530e17', 'why': "the team's own calculator mail — read so its base is checked against the sanction letter (never proof of money)", 'base': 4000000.0, 'total': 29060.0}
13d ago	system:ingest	desk_quote_read	{'ff': 0.5, 'sd': None, 'msg': '1a0f27a8f59d2d5b', 'why': "the team's own calculator mail — read so its base is checked against the sanction letter (never proof of money)", 'base': 4000000.0, 'total': 29060.0}
13d ago	system:ingest	desk_quote_read	{'ff': 0.5, 'sd': None, 'msg': '1a0f27a7c2830512', 'why': "the team's own calculator mail — read so its base is checked against the sanction letter (never proof of money)", 'base': 4000000.0, 'total': 29060.0}
13d ago	system:emails	branch_questions_drafted	{'why': 'what the papers leave open is asked of the branch in one draft; a person presses Send', 'questions': ["Borrower PAN card missing — our case as it was opened says PRADEEP RIKHABCHAND KATARIYA has PAN AWJPS6436M;
13d ago	system:emails	email_shadowed:branch_questions	{'to': 'omkar.wale@icicihfc.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: 77000366576), the papers on file leave the following open, and we cannot make the challan until it is settled:\n\n 1. B

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

₹29,060 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Not yet

The challan waits on the papers and the money above.

Next — whose move

The branch

payment pending

Needs your eyes: Selfie / photo: copy on file cannot be used. A usable one is being asked for.

Today · 13 Oct1 thing

reader mail addition — by ezdocs:reader