LAXMAN GANESH SHARMA
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
why?
Day by day — every step and who held it
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper28 Aug, 16:23 · 48d ago THE APP JOINED HERE — earlier mails are on Gmail
Kindly process for NOI Challan 0.3 & 0.5 in below case NHL/AHMD/0826/5195336 LAXMAN GANESH SHARMA
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
*Index II Copy
ATTCHED
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
0241-2414455
Internal
28 Aug, 17:44 · 48d ago
We will initiate the challan for the same.
For NOI filing, We need a colour live selfie photo of the applicants..
earlier mails quoted below
28 Aug, 18:24 · 48d ago
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter | SANCTION LETER SHARMA.pdf | filed | 47d ago |
| PAN card+ Aadhaar card inside | KYC SHARMA.pdf | filed | 47d ago |
| Sale deed | SHARMA SALEDEED.pdf | filed | 47d ago |
| Payment screenshot | IMG-20260828-WA0137.jpg | filed | 47d ago |
| Other | image001.png | filed | 47d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹17,790
VERIFIED — money received
₹17,760 256199485263
19 Sep 20:06:00
19 Sep 20:06:57
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹5,990 | ₹9,980 | ₹320 | ₹1,500 | ₹17,790 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
PLOT NO. 244, SR. NO. 230/1/1/1/1/2A/2B, NALEGAON, GANESH NAGAR, SHIVAJI NAGAR, AHMED NAGAR, NAGAR KALYAN ROAD, AHMED NAGAR, MAHARASHTRA, INDIA, 414001
414001
PLOT NO 244 SURVEY NO 230/1/1/1/1/2A/2B MOUJE NALEGAON
GANESH NAGAR SHIVAJI NAGAR KALYAN ROAD TAL NAGAR DIST AHMED NAGAR
AHMED NAGAR
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SHARMA LAXMAN GANESH | EHRPS9029F | …3987 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | tejas.deshmukh@pnbhousing.com | 47d ago |
| document chase | tejas.deshmukh@pnbhousing.com | 47d ago |
| document chase | tejas.deshmukh@pnbhousing.com | 44d ago |
What EzDocs read from each document — check anything marked in red
NHL/AHMD/0826/5195336
Non Housing Loan, Personal use
1
1900000
9.5
25-Aug-2026
5
LAXMAN GANESH SHARMA, KHUSHABU LAXMAN SHARMA
pin: 414001; road: NAGAR KALYAN ROAD; state: MAHARASHTRA; Flat no: PLOT NO. 244; district: Ahmed Nagar; Address: PLOT NO. 244, SR. NO. 230/1/1/1/1/2A/2B, NALEGAON, GANESH NAGAR, SHIVAJI NAGAR, NAGAR KALYAN ROAD, Ahm
95000
True
1995000
PLOT NO. 244, SR. NO. 230/1/1/1/1/2A/2B, NALEGAON, GANESH NAGAR, SHIVAJI NAGAR, Ahmed Nagar, NAGAR KALYAN ROAD, Ahmed Nagar, MAHARASHTRA, India, 414001
raw reading (for Abhijit)
{'lan': 'NHL/AHMD/0826/5195336', 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1, 'loan_amount': 1900000, 'interest_rate': 9.5, 'sanction_date': '25-Aug-2026', 'letter_version': '5', 'applicant_names': ['LAXMAN GANESH SHARMA', 'KHUSHABU LAXMAN SHARMA'], 'property_address': {'pin': '414001', 'road': 'NAGAR KALYAN ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'PLOT NO. 244', 'district': 'Ahmed Nagar', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO. 244, SR. NO. 230/1/1/1/1/2A/2B, NALEGAON, GANESH NAGAR, SHIVAJI NAGAR, NAGAR KALYAN ROAD, Ahmed Nagar, Ahmed Nagar, MAHARASHTRA, 414001', 'village_city': 'NALEGAON, Ahmed Nagar', 'building_name': 'GANESH NAGAR, SHIVAJI NAGAR', 'survey_or_cts_no': 'SR. NO. 230/1/1/1/1/2A/2B'}, 'insurance_premium': 95000, 'includes_insurance': True, 'total_with_insurance': 1995000, 'security_address_verbatim': 'PLOT NO. 244, SR. NO. 230/1/1/1/1/2A/2B, NALEGAON, GANESH NAGAR, SHIVAJI NAGAR, Ahmed Nagar, NAGAR KALYAN ROAD, Ahmed Nagar, MAHARASHTRA, India, 414001'}1986-01-01
EHRPS9029F
SHARMA LAXMAN GANESH
raw reading (for Abhijit)
{'dob': '1986-01-01', 'pan': 'EHRPS9029F', 'name': 'SHARMA LAXMAN GANESH', 'aadhaar_last4': None}256199485263
2026-08-28
17760
PhonePe
9892834356-2@okbizaxis
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '256199485263', 'date': '2026-08-28', 'amount': 17760, 'method': 'PhonePe', 'payee_upi': '9892834356-2@okbizaxis', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}1986-01-01
Laxman Ganesh Sharma
True
3987
raw reading (for Abhijit)
{'dob': '1986-01-01', 'pan': None, 'name': 'Laxman Ganesh Sharma', 'legible': True, 'aadhaar_last4': '3987', 'quality_issue': None}Technical record (for Abhijit — safe to ignore)
| 2h ago | EzDocs | reader_efiling_verdict | {'fp': '5f18cc01767e6b7f', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is missing and is a required field.', 'page': 'St |
| 16d ago | EzDocs | letter_home_read462 | {'fp': 'doc:70976420-d7d1-4434-8c3d-1953b8611d02', 'why': "the letter's pages print no address of the customer — the page's address is typed by hand (the Aadhaar's is offered for reference)", 'file': 'SANCTION LETER SHAR |
| 26d ago | EzDocs | case_reevaluated | {'stage_after': 'CHALLAN_PAID'} |
| 26d ago | EzDocs | gpay_settled | {'utr': 'AXNGG26242411276', 'why': 'Google settled the GPay Business money into the PNB account by NEFT — the same payment the app announced, now in the bank', 'amount': 17760.0, 'alert_at': '2026-09-19 14:36:53', 'lump_ |
| 26d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': ['SHARMA SALEDEED.pdf', 'SANCTION LETER SHARMA.pdf', 'KYC SHARMA.pdf'], 'kept': ['landmark', 'Block / sector'], 'after': {'challan_boxes': {'box1': 'PLOT NO 244 SURVEY NO 230/1/ |
| 26d ago | EzDocs | challan_boxes_composed | {'fp': '577d82869d3face1', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO 244 SURVEY NO 230/1/1/1/1/2A/2B MOUJE |
| 26d ago | EzDocs | box_taken_over_by_paper | {'box': 'property.Building', 'now': 'Shrungmaharshi Sahakari Gruhnirman Sanstha Maryadit', 'src': 'sanction_letter', 'was': 'GANESH NAGAR, SHIVAJI NAGAR', 'why': "no paper put the old value there — it came from the |
| 26d ago | EzDocs | box_taken_over_by_paper | {'box': 'property.Building', 'now': 'Shrungmaharshi Sahakari Gruhnirman Sanstha Maryadit', 'src': 'sale_deed', 'was': 'GANESH NAGAR, SHIVAJI NAGAR', 'why': "no paper put the old value there — it came from the branch |
| 26d ago | EzDocs | box_taken_over_by_paper | {'box': 'property.Building', 'now': 'Shrungmaharshi Sahakari Gruhnirman Sanstha Maryadit', 'src': 'sale_deed', 'was': 'GANESH NAGAR, SHIVAJI NAGAR', 'why': "no paper put the old value there — it came from the branch |
| 26d ago | EzDocs | box_taken_over_by_paper | {'box': 'property.Building', 'now': 'Shrungmaharshi Sahakari Gruhnirman Sanstha Maryadit', 'src': 'sale_deed', 'was': 'GANESH NAGAR, SHIVAJI NAGAR', 'why': "no paper put the old value there — it came from the branch |
| 26d ago | EzDocs | box_taken_over_by_paper | {'box': 'property.Building', 'now': 'Shrungmaharshi Sahakari Gruhnirman Sanstha Maryadit', 'src': 'sale_deed', 'was': 'GANESH NAGAR, SHIVAJI NAGAR', 'why': "no paper put the old value there — it came from the branch |
| 26d ago | EzDocs | box_taken_over_by_paper | {'box': 'property.Building', 'now': 'Shrungmaharshi Sahakari Gruhnirman Sanstha Maryadit', 'src': 'sale_deed', 'was': 'GANESH NAGAR, SHIVAJI NAGAR', 'why': "no paper put the old value there — it came from the branch |
| 26d ago | EzDocs | box_taken_over_by_paper | {'box': 'property.Building', 'now': 'Shrungmaharshi Sahakari Gruhnirman Sanstha Maryadit', 'src': 'sale_deed', 'was': 'GANESH NAGAR, SHIVAJI NAGAR', 'why': "no paper put the old value there — it came from the branch |
| 26d ago | EzDocs | box_taken_over_by_paper | {'box': 'property.Number', 'now': '230/1+1/1+1+237+2\\pi', 'src': 'sale_deed', 'was': '230/1/1/1/1/2A/2B', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. sale_d |
| 26d ago | EzDocs | case_reevaluated | {'stage_after': 'CHALLAN_PAID'} |
| 26d ago | EzDocs | payment_verified | {'utr': '256199485263', 'why': "paid ₹17,760, ₹30 under our ask of ₹17,790 — the bank's own written total — the gap to our rounded-up ask is the NOI team's buffer; accepted as full", 'delta': -30.0, 'method': 'screenshot |
| 26d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's |
| 30d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '414001', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Nagar', 'doc_id': '692a31c4-e520-4 |
| 30d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the regular check — the branch's title document is on the case — the filing is the NOI team's move", 'file': 'SHARMA SALEDEED.pdf', 'kind': 'sale_deed'} |
| 31d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 8, 'trigger': 'quick sweep'} |
| 31d ago | EzDocs | property_attrs_split | {'now': {'Number type': 'SURVEY', 'Second number type': '', 'Number': '230/1/1/1/1/2A/2B', 'Second number': ''}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'SR. NO. 230/1/1/1/1/2A/2B', 'Second number': |
| 41d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 2, 'first_lines': [None, "Dear Team,\n\nWith reference to the captioned case (LAN: NHL/AHMD/08 |
| 41d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 41d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"} |
| 42d ago | EzDocs | document_reread | {'now': ['aadhaar', 'pan'], 'was': ['pan'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'KYC SHARMA.pdf', 'doc_id': '692a31c4-e520-447a-b693-d133bc05fac4', 'fo |
| 44d ago | EzDocs | email_shadowed:doc_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: NHL/AHMD/0826/5195336), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card — not received ye |
| 47d ago | EzDocs | email_shadowed:doc_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'subject': 'Kindly process for NOI Challan 0.3 & 0.5 in below case NHL/AHMD/0826/5195336 LAXMAN GANESH SHARMA', 'body_preview': "Dear Team,\n\nGreetings from ICICIHFCNOI NOI Des |
| 47d ago | EzDocs | email_shadowed:fee_quote | {'to': 'tejas.deshmukh@pnbhousing.com', 'subject': 'Kindly process for NOI Challan 0.3 & 0.5 in below case NHL/AHMD/0826/5195336 LAXMAN GANESH SHARMA', 'body_preview': 'Dear Team,\n\nFee computation for the captioned |
| 47d ago | EzDocs | receivable_created | {'expected': 17760.0} |