⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Vikas Dinkar Salunkhe
LAN HHLPUN00584601Loan ₹54,58,607BT + top-up SHORT ₹15,030.32Make the challanMails & papers 16 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 22:05
Documents
done 30 Sep, 22:09
Payment
took 4d 16h
Challan
in the tray 8d 10h · GRAS ↗
Filing
on the IGR site · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveReady for challan · the trail says: The team has received some documents and calculated the fees, but a short amount was received. The branch needs to pay the remaining fee for the challan to be…whole case so far 13d 2h
Needs your eyes3
Loan amount mismatch — this case says ₹54,58,607; sanction letter says ₹27,38,607.. See the papers →
Mail bounced — the branch did not get it. Re-send.
Payment SHORT by ₹15,030.32 (₹17,880 of ₹32,910.32).
NEXT STEPour move
Make the challan — after these are in
Not everything is in: the branch payment is not verified yet. The chase drafts wait on Draft mails; the steps are ready for when it is.
How — the five small steps
- Open GRAS for this case — the co-pilot walks the menu and stops on the challan form.
- The form fills itself from the case; green boxes are filled, orange ones want your eyes.
- Check the figures match the ones above.
- Solve the captcha, press Proceed, pay by the team's netbanking — the captcha and the money are always yours.
- Download the challan PDF and drop it here — the GRN is read, every figure re-checked, the bank mail written (held on Draft mails for your Send).
✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.
Half the challan is paid (0.3% stamp duty ✓). Still to pay: 0.5% registration fee ₹15,000 — make that challan on GRAS (the co-pilot will warn to pay only this), then upload it here too.
Historywhat happened on this case, newest first
5 Oct31 things
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
Received: other
Vikas Salunkhe Aggreement (1).pdf
One challan of two is paid — the other head is still to pay
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
VIKAS DINKAR SALUNKHE EchallanMH011378936202627E.pdf
file note490
mail against file490 — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
EzDocs read the whole trail as one conversation — where the case stands is on the page
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
desk quote read
3 Oct11 things — 11 steps
desk quote read
half read mail reread
boxes gathered
challan boxes by rules
half read mail reread
boxes gathered
challan boxes by rules
boxes gathered
challan boxes by rules
EzDocs read the whole trail as one conversation — where the case stands is on the page
pages trimmed480
2 Oct1 thing — 1 step
index2 docno read
1 Oct1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
30 Sep66 things — 9 documents received · 4 letters written · 2 cautions · 51 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
FW: Please process Challan in case of MR. VIKAS DINKAR SALUNKHE/1391625
case read — by ezdocs:reader
case read started — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
The home address was read off the papers — by ezdocs:reader
property numbers completed
documents read together
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
Index II (title document) received from the branch
Received: Index II
Index 2 Salukhe (2).pdf
intake table parsed
property from mail body
The branch's mail and the sanction letter name different loan amounts — we follow the letter; confirm the mortgage amount
Stamp duty follows the mortgage amount — a wrong base is a wrong challan.
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
challan boxes by rules
case read — by ezdocs:reader
quoted history checked
boxes gathered
address compared
challan boxes by rules
property self check
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03072
Asked the branch for the balance, with the calculator table
acknowledged with advice
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
money settled — by ezdocs:reader
money corrected from papers
documents read together
Payment proof arrived before the case was quoted — held
case read started — by ezdocs:reader
Property address read from the sanction letter
roles from letter
hhf application id recorded
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: Payment screenshot
IMG-20260930-WA0005.jpg
Selfie checked — a live one
A real selfie — usable for the e-filing.
Document could not be read — a clear copy was asked for
this is a posed photograph, not a live selfie
Received: Selfie
IMG-20260930-WA0010.jpg
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: Selfie — not usable
IMG-20260930-WA0009.jpg — this is a posed photograph, not a live selfie
Received: Sanction letter
SanctionLetter_1391625_30092026094104.pdf
Co-applicant added
Received: PAN card
vikas pan.pdf
Received: Aadhaar
vikas aadhr.pdf
Received: Aadhaar
Sushma aadhr.pdf
Received: PAN card
sushma pan.pdf
intake table parsed
property from mail body
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
Papersall in
8 of 8 in hand · for the challan and the filing
✓PAN cardopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Selfie / photoopen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
✓ PAN and Aadhaar name the same person — checked by the engine: SUSHMA VIKAS SALUNKHE
Mails & papers →every paper, beside its mail · 11 files
The file, as the engine remembers it5 open
Completed the borrower profile for VIKAS DINKAR SALUNKHE and SUSHMA VIKAS SALUNKHE, both confirmed owners. Property details set from the sanction letter and the earlier purchase Index II. Raised a STOP disagreement due to a major mismatch between the loan amount on our file (54,58,607) and SCL's san
✗the photo could not be read (IMG-20260930-WA0009.jpg) — the branch — this is a posed photograph, not a live selfie
○VIKAS DINKAR SALUNKHE — e-mail — the branch
○SUSHMA VIKAS SALUNKHE — e-mail — the branch
○this desk's fee (Rs 32910) — the branch
✗the papers disagree on Loan amount mismatch (this case (our file): 54,58,607; the sanction letter: 27,38,607) — a person — Verify the correct loan amount with the branch and update our file before paying the challan.
?the papers disagree on Loan account number mismatch (this case (our file): HHLPUN00584601; the sanction letter: 1391625) — Verify if HHLPUN00584601 is the finalized active loan account number linked to proposal reference 1391625.
?unsure of date_of_mortgage — No MOTD or mortgage deed is attached on the file to confirm the exact date of deposit of title deeds.
the branch's last mail (2026-10-05): The branch has attached documents. · brought: an attachment
read once, kept; every new mail and paper is read against this note · kept 2026-10-05T09:11 UTC
Moneywaiting for the credit
₹32,910.32
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹17,880. Case needs ₹32,910.32. SHORT by ₹15,030.32. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹14,996 below the real calculation of ₹32,876 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
Probably ₹54,58,607 — the branch's own numbers point at it: its mail names ₹54,58,607. Confirm with one press on the case page (or pick the other if the branch worked on the wrong figure). Two loans of this borrower on one mortgage: ₹27,38,607 (HOME LOAN, LAN HHLPUN00584601) + ₹27,38,607 (HOME LOAN, LAN 1391625) = ₹54,77,214 — the branch's mail names it; the case holds ₹54,58,607. This file holds 2 sanction letters of this lender in the borrower's own name, each for a facility of its own on this property (the branch's mail names it). One lender, one borrower, one property: the notice of intimation secures the whole borrowing on this mortgage, so the fee is computed on the total, not on one letter. The branch's mail naming one loan account is the case's label, not a list of what is secured. Open the letters and the branch's mail. Unless the mail says one of these loans is filed separately (a second token), set the loan amount on the case page to ₹54,77,214 and press Fill again; the fee the branch pays is the witness — its ask on the total settles it.
The money may already be here — 2 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
The working
Stamp duty 0.3%16,390
Registration fee 0.5%15,000
Government handling320
Our service fee1,200
Total we ask for32,910.32
By law ₹32,895.82. We ask ₹32,910 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
1204, 12th, Vision Altia, B Wing, SURVEY, 74, Ravet, 412101
read from the Index II · e-filing boxes 43 of 46 ready
Check the property →the boxes beside the paper
People
VIKAS DINKAR SALUNKHE · applicantBOWPS3348ASUSHMA VIKAS SALUNKHE · co-applicantCOGPS5191N
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