Cases / NOI-2026-03727
Sagar Dattatray Patil
LAN HOU/KOP/0926/5230842
Challan paid · waiting on the branch
Waiting for the Index IIAll documentsMails & papers 3Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs5 still to come
5 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓PAN cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
Applicant's Aadhaar Card — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
All files (6)A label is wrong? Fix it under All documents.
For you to check
- Selfie / photo: copy on file cannot be used. A usable one is being asked for.
MoneyAll of it is in
₹16,370.21CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹16,333 receivedthe receipt's amount and minute agree
Stamp duty 0.3%5,460
Registration fee 0.5%9,090
Government handling320
Our service fee1,500.21
Total we ask for16,370.21
the branch’s receipt claims ₹16,333 349182990545
paid 15:46:13 · verified 16:37:51 · 51 min later
How we know
Our own bank told us — 15:46
₹16,333 · UTR 349182990545 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.16333.00 17-10-2026 15:46:13 by VIKAS MA thru UPI. Aval Bal Rs.176906.25 CR. (UPI Ref ID:349182990545) -PNB”
Matched by: the screenshot's amount AND its minute agree with this credit
Paid the bank's own ₹16,333. ₹37.21 under our ask = our margin. Accepted as full.
By law ₹16,352. We ask ₹16,370 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹16,333 — accept as full (₹37.21 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 53 minour time · 17:20
Index II —not yet
the NOI team 2 h 51 mintotal 2 h 51 min so far
Now with the NOI team — e-filing on IGR
since 17:20 — 1 h 58 min of working time
Day by day — every step and who held it
16:26Your branch's mail
16:26Payment landedat once
16:37Fee quoted+11 min · the NOI team
16:37Papers readat once
16:37Property readat once
16:37Payment verifiedat once
17:20Challan made+42 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹18,16,500
Loan account no.
HOU/KOP/0926/5230842
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
Floor, Flat / shop no, Area are empty — the portal will not take a blank.
See the boxes — read from the sanction letter
District
Kolhapur
Taluka
Kolhapur
Village
UCHGAON
Number type
REVISE
Number
335/A/I/A PART
Building
TWO FLOOR RCC BUILDING
Floor
(empty)
Flat / shop no
(empty)
Area
(empty)
Hadd
UCHGAON
Read from the sanction letter, not the Index II. DocScanner Oct 17, 2026 4-21 PM (1).pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 1h ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• DO NOT SAVE — Loan Account Number mismatch between request and sanction letter: the branch's request says HOU/KOP/0926/5230842; Sanction letter says HOU/KOP/0026/5230842. The branch request specifies loan number HOU/KOP/0926/5230842, whereas the attached sanction letter prints HOU/KOP/0026/5230842. A single digit difference invalidates the matching of the paper to the case. Ask the branch to clarify the correct loan account number and provide a revised sanction letter if necessary.
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• 12 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road
• Build Up Area not on file — read it off the Index II / sale deed
• changed — house type: the case held Niwasi (Building on Separate land); filled Niwasi — EzDocs (reading the whole file), from Sanction letter, reads it so
• changed — Survey No / Attribute 1 & 2: the case held 335/A/I/A PART · 38; filled 335/A/I/A PART · 38 — Sanction letter prints these numbers for this property — every one, each with its own word; the portal's two boxes carry them all
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
STOPLoan Account Number mismatch between request and sanction letter
| The branch's request | HOU/KOP/0926/5230842 |
| Sanction letter | HOU/KOP/0026/5230842 |
Why it matters: The branch request specifies loan number HOU/KOP/0926/5230842, whereas the attached sanction letter prints HOU/KOP/0026/5230842. A single digit difference invalidates the matching of the paper to the case.
What to do: Ask the branch to clarify the correct loan account number and provide a revised sanction letter if necessary.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 1h ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012258537202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
SS
sambhaji.shelake@phfl.com phfl.com
17 Oct, 16:26 · 2h ago THE FIRST MAIL — how this case began
17 Oct, 16:26 · 2h ago THE FIRST MAIL — how this case began
KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5-HOU/KOP/0926/5230842-SAGAR DATTATRAY PATIL
📎 IMG-20261017-WA0016.jpg↗📎 IMG-20261017-WA0015.jpg↗📎 SKM_226i26101716060 (1).pdf↗📎 IMG-20261017-WA0014.jpg↗📎 DocScanner Oct 17, 2026 4-21 PM (1).pdf↗
Dear Team,
KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5
Loan amount₹18,16,500
Stamp duty 0.30%₹5,450
Registration fee 0.50%₹9,082
Service / vendor fees₹1,800
Total₹16,333
- ✓ Sanction Letter — attached
- ✓ Applicant and Co App Aadhar Card — attached
- ✓ Applicant and Co App Pan Card — attached
- ✓ Index II Copy — attached
- ✓ Soft copy of Photograph — attached
- ✓ Payment details — attached
Customer Name
SAGAR DATTATRAY PATIL
Lan NoHOU/KOP/0926/5230842
SRO No
kavan 2
🤖 read: asks for the challan, a payment receipt; documents attached; note: The branch is asking to process two challans (0.3% and 0.5%) and has provided payment details. — “KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5”
OL
The NOI teamTYPED IN GMAIL
17 Oct, 16:49 · 2h ago
17 Oct, 16:49 · 2h ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Sat, 17 Oct 2026 at 16:37, Sambhaji Bhimrao Shelake <
sambhaji.shelake@phfl.com> wrote:
Dear Team,
KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5
*Customer Name*
SAGAR DATTATRAY PATIL
*Lan No*
HOU/KOP/0926/5230842
*Loan Amount*
1816500/-
*LOAN AMOUNT*
1816500/-
*0.3%*
5450/-
*0.5%*
9082/-
*FEES*
1800/-
*TOTAL*
16333/-
**Sanction Letter*
Attached
**Applicant and Co App Aadhar Card*
Attached
**Applicant and Co App Pan Card*
Attached
**Index II Copy*
Attached
**Soft copy of Photograph*
Attached
**Payment details*
Attached
*SRO No*
kavan 2
🤖 read: challan shared — promised for later; asks the branch for documents, the payment — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
17 Oct, 17:21 · 1h ago
17 Oct, 17:21 · 1h ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sat, 17 Oct 2026 at 16:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 17 Oct 2026 at 16:37, Sambhaji Bhimrao Shelake < sambhaji.shelake@phfl.com > wrote:
Dear Team,
KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5
Customer Name
SAGAR DATTATRAY PATIL
Lan No
HOU/KOP/0926/5230842
Loan Amount
1816500/-
LOAN AMOUNT
1816500/-
0.3%
5450/-
0.5%
9082/-
FEES
1800/-
TOTAL
16333/-
*Sanction Letter
Attached
*Applicant and Co App Aadhar Card
Attached
*Applicant and Co App Pan Card
Attached
*Index II Copy
Attached
*Soft copy of Photograph
Attached
*Payment details
Attached
SRO No
kavan 2
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | IMG-20261017-WA0016.jpg | filed | 2h ago |
| Selfie / photo | IMG-20261017-WA0015.jpg | CANNOT BE READ — clear copy asked | 2h ago |
| PAN card+ Aadhaar card inside | SKM_226i26101716060 (1).pdf | filed | 2h ago |
| Selfie / photo | IMG-20261017-WA0014.jpg | CANNOT BE READ — clear copy asked | 2h ago |
| Sanction letter | DocScanner Oct 17, 2026 4-21 PM (1).pdf | filed | 2h ago |
| Paid challan (GRAS) | SAGAR DATTATRAY PATIL EchallanMH012258537202627E.pdf | filed | 1h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹16,370.21
₹16,370.21
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹16,333 349182990545
₹16,333 349182990545
Paid at
15:46:13
15:46:13
Verified on
16:37:51
16:37:51
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹5,460 | ₹9,090 | ₹320 | ₹1,500 | ₹16,370 |
By law ₹16,352. We ask ₹16,370 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
36 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor, Flat / shop no, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …) …
25 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✓ EzDocs checked every box against the document’s own words 1h ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
DocScanner Oct 17, 2026 4-21 PM (1).pdf
as printed
RS NO 335/A/I/A PART, PLOT NO 38, UPON IT CONSTRUCTED TWO FLOOR RCC BUILDING, MOUJE UCHGAON, KOLHAPUR, KOLHAPUR , MAHARASHTRA, INDIA, 416005
RS NO 335/A/I/A PART, PLOT NO 38, UPON IT CONSTRUCTED TWO FLOOR RCC BUILDING, MOUJE UCHGAON, KOLHAPUR, KOLHAPUR , MAHARASHTRA, INDIA, 416005
PIN
416005
416005
THE CHALLAN, as it will be typed
Flat/Survey Number
RS NO 335/A/I/A PART PLOT NO 38 UPON IT CONSTRUCTED TWO FLOOR RCC BUILDING MOUJE UCHGAON
RS NO 335/A/I/A PART PLOT NO 38 UPON IT CONSTRUCTED TWO FLOOR RCC BUILDING MOUJE UCHGAON
Locality/Road
TAL KOLHAPUR DIST KOLHAPUR
TAL KOLHAPUR DIST KOLHAPUR
Area/City
KOLHAPUR
check or correct a box, the papers beside it →KOLHAPUR
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | Monika Sagar Patil | EDJPP2819C | …0856 |
| mortgagor | SAGAR DATTATRAY PATIL | BUNPP3055A |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | sambhaji.shelake@phfl.com | 2h ago |
| questions for the branch — what the papers leave open | sambhaji.shelake@phfl.com | 2h ago |
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20261017-WA0016.jpg needs your check
utr
349182990545
349182990545
date
2026-10-17
2026-10-17
time
15:46
15:46
amount
16333
16333
method
UPI
UPI
payee name
Think Bigz
Think Bigz
raw reading (for Abhijit)
{'utr': '349182990545', 'date': '2026-10-17', 'time': '15:46', 'amount': 16333, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'Think Bigz', 'payer_name': None, 'debit_notification_text': None}Selfie / photo IMG-20261017-WA0015.jpg needs your check
kind
photo_of_printed_photo
photo_of_printed_photo
legible
False
False
confidence
0.9
0.9
quality issue
this is a photograph of a passport-size print, not a live selfie
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}Selfie / photo IMG-20261017-WA0014.jpg needs your check
kind
photo_of_printed_photo
photo_of_printed_photo
legible
False
False
confidence
0.9
0.9
quality issue
this is a photograph of a passport-size print, not a live selfie
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}PAN card SKM_226i26101716060 (1).pdf needs your check
dob
1993-08-01
1993-08-01
pan
BUNPP3055A
BUNPP3055A
name
SAGAR DATTATRAY PATIL
SAGAR DATTATRAY PATIL
legible
True
True
father name
DATTATRAY BABURAO PATIL
DATTATRAY BABURAO PATIL
raw reading (for Abhijit)
{'dob': '1993-08-01', 'pan': 'BUNPP3055A', 'name': 'SAGAR DATTATRAY PATIL', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DATTATRAY BABURAO PATIL', 'aadhaar_last4': None, 'quality_issue': None}Sanction letter DocScanner Oct 17, 2026 4-21 PM (1).pdf needs your check
lan
HOU/KOP/0026/5230842
HOU/KOP/0026/5230842
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
confidence
1
1
rate words
13.15% per annum 13.15% -4.75%-8.40% per annum as on the date of execution of the loan agreement
13.15% per annum 13.15% -4.75%-8.40% per annum as on the date of execution of the loan agreement
loan amount
1730000
1730000
rate spread
-4.75
-4.75
final amount
1816500
1816500
interest rate
8.4
8.4
sanction date
08-Oct-2026
08-Oct-2026
letter version
5
5
reference rate
13.15
13.15
applicant email
sagarpatil4012@gmail.com
sagarpatil4012@gmail.com
applicant names
SAGAR DATTATRAY PATIL, MONIKA SAGAR PATIL
SAGAR DATTATRAY PATIL, MONIKA SAGAR PATIL
printed altered
False
False
applicant mobile
7057444549
7057444549
balance transfer
False
False
property address
pin: 416005; state: MAHARASHTRA; taluka: Kolhapur; district: Kolhapur; Address: RS NO 335/A/I/A PART, PLOT NO 38, UPON IT CONSTRUCTED TWO FLOOR RCC BUILDING, MOUJE UCHGAON, Kolhapur, Kolhapur, MAHARASHTRA, India, 4
pin: 416005; state: MAHARASHTRA; taluka: Kolhapur; district: Kolhapur; Address: RS NO 335/A/I/A PART, PLOT NO 38, UPON IT CONSTRUCTED TWO FLOOR RCC BUILDING, MOUJE UCHGAON, Kolhapur, Kolhapur, MAHARASHTRA, India, 4
insurance premium
86500
86500
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
1816500
1816500
security address verbatim
RS NO 335/A/I/A PART, PLOT NO 38, UPON IT CONSTRUCTED TWO FLOOR RCC BUILDING, MOUJE UCHGAON, Kolhapur, Kolhapur , MAHARASHTRA, India, 416005
RS NO 335/A/I/A PART, PLOT NO 38, UPON IT CONSTRUCTED TWO FLOOR RCC BUILDING, MOUJE UCHGAON, Kolhapur, Kolhapur , MAHARASHTRA, India, 416005
applicant address verbatim
II NO. 6295, INDRAJEET NAGAR, MANER MALA, UNCHAGAO,,, Kolhapur, MAHARASHTRA, 416005, Kolhapur, India
II NO. 6295, INDRAJEET NAGAR, MANER MALA, UNCHAGAO,,, Kolhapur, MAHARASHTRA, 416005, Kolhapur, India
raw reading (for Abhijit)
{'lan': 'HOU/KOP/0026/5230842', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': None, 'confidence': 1, 'rate_words': '13.15% per annum\n13.15% -4.75%-8.40% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1730000, 'rate_spread': -4.75, 'final_amount': 1816500, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '08-Oct-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'sagarpatil4012@gmail.com', 'applicant_names': ['SAGAR DATTATRAY PATIL', 'MONIKA SAGAR PATIL'], 'printed_altered': False, 'applicant_mobile': '7057444549', 'balance_transfer': False, 'property_address': {'pin': '416005', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Kolhapur', 'flat_no': None, 'district': 'Kolhapur', 'floor_no': None, 'landmark': None, 'full_address': 'RS NO 335/A/I/A PART, PLOT NO 38, UPON IT CONSTRUCTED TWO FLOOR RCC BUILDING, MOUJE UCHGAON, Kolhapur, Kolhapur , MAHARASHTRA, India, 416005', 'village_city': 'UCHGAON', 'building_name': 'TWO FLOOR RCC BUILDING', 'survey_or_cts_no': 'RS NO 335/A/I/A PART, PLOT NO 38'}, 'insurance_premium': 86500, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1816500, 'security_address_verbatim': 'RS NO 335/A/I/A PART, PLOT NO 38, UPON IT CONSTRUCTED TWO FLOOR RCC BUILDING, MOUJE UCHGAON, Kolhapur, Kolhapur , MAHARASHTRA, India, 416005', 'applicant_address_verbatim': 'II NO. 6295, INDRAJEET NAGAR, MANER MALA, UNCHAGAO,,, Kolhapur, MAHARASHTRA, 416005,\nKolhapur, India'}PAN card SKM_226i26101716060 (1).pdf needs your check
dob
1995-07-02
1995-07-02
name
Monika Sagar Patil
Monika Sagar Patil
address
pin: 416218; area: Near Bhaveshwari Mandir; road: Patil Galli; state: Maharashtra; district: Kolhapur; Village: Vadagaon
pin: 416218; area: Near Bhaveshwari Mandir; road: Patil Galli; state: Maharashtra; district: Kolhapur; Village: Vadagaon
legible
True
True
aadhaar last4
0856
0856
raw reading (for Abhijit)
{'dob': '1995-07-02', 'pan': None, 'name': 'Monika Sagar Patil', 'mobile': None, 'address': {'pin': '416218', 'area': 'Near Bhaveshwari Mandir', 'flat': None, 'road': 'Patil Galli', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Kolhapur', 'post_office': None, 'village_city': 'Vadagaon'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '0856', 'quality_issue': None}Paid challan (GRAS) SAGAR DATTATRAY PATIL EchallanMH012258537202627E.pdf needs your check
grn
MH012258537202627E
MH012258537202627E
pin
416005
416005
total
14550.0
14550.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026101701101
03006172026101701101
district
KOLHAPUR
KOLHAPUR
area city
KOLHAPUR
KOLHAPUR
payer pan
BUNXXXXXXA
BUNXXXXXXA
flat block
PLOT NO 38 UPON IT CONSTRUCTED TWO FLOOR RCC BUILDING R SURVEY NO 335/A/1/A
PLOT NO 38 UPON IT CONSTRUCTED TWO FLOOR RCC BUILDING R SURVEY NO 335/A/1/A
payer name
SAGAR DATTATRAY PATIL
SAGAR DATTATRAY PATIL
sro office
KRV2_KARVEER NO 2 JT SUB REGISTRAR
KRV2_KARVEER NO 2 JT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1816500
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1816500
scheme rows
{'amount': 5460.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 9090.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 5460.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 9090.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX4549
XXXXXX4549
payment date
17/10/2026-17:20:18
17/10/2026-17:20:18
road locality
MOUJE UCHGAON KOLHAPUR MAHARASHTRA
MOUJE UCHGAON KOLHAPUR MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
1816500
1816500
raw reading (for Abhijit)
{'grn': 'MH012258537202627E', 'pin': '416005', 'total': 14550.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101701101', 'district': 'KOLHAPUR', 'area_city': 'KOLHAPUR', 'payer_pan': 'BUNXXXXXXA', 'flat_block': 'PLOT NO 38 UPON IT CONSTRUCTED TWO FLOOR RCC BUILDING R SURVEY NO 335/A/1/A', 'payer_name': 'SAGAR DATTATRAY PATIL', 'sro_office': 'KRV2_KARVEER NO 2 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1816500', 'scheme_rows': [{'amount': 5460.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 9090.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4549', 'payment_date': '17/10/2026-17:20:18', 'road_locality': 'MOUJE UCHGAON KOLHAPUR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1816500'}Technical record (for Abhijit — safe to ignore)
| 1h ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road'], 'still_ |
| 1h ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['DocScanner Oct 17, 2026 4-21 PM (1).pdf', 'SKM_226i26101716060 (1).pdf'], 'after': {'addresses': {'people': [['SAGAR DATTATRAY PATIL |
| 1h ago | EzDocs | address_compared | {'sig': 'a862b2a103027c48', 'why': 'after gather', 'people': [{'home': 'INDRAJEET NAGAR, MANER MALA, UNCHAGAO, II NO. 6295, Kolhapur, Kolhapur, 416005', 'person': 'SAGAR DATTATRAY PATIL', 'against': [{'src': 'sanction_le |
| 1h ago | EzDocs | challan_boxes_composed | {'fp': '0eafabae2cac4370', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'RS NO 335/A/I/A PART PLOT NO 38 |
| 1h ago | EzDocs | box_disagreement | {'box': 'party.pan', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'BUNPP3055A', 'page': 1, 'party': 'SAGAR DATTAT |
| 1h ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 11, 'trigger': 'quick sweep'} |
| 1h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '3dc5d123-2bd9-48f3-85e8-f0ae0d64cad6'} |
| 1h ago | EzDocs | challan_found_on_case | {'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SAGAR DATTATRAY PATIL EchallanMH012258537202627E.pdf', 'kind': |
| 1h ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SAGAR DATTATRAY PAT |
| 1h ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'KRV2_KARVEER NO 2 JT SUB REGISTRAR', 'district': 'KOLHAPUR'} |
| 1h ago | EzDocs | challan_verified_against_case | {'grn': 'MH012258537202627E', 'file': 'SAGAR DATTATRAY PATIL EchallanMH012258537202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 1h ago | EzDocs | challan_extracted | {'grn': 'MH012258537202627E', 'file': 'SAGAR DATTATRAY PATIL EchallanMH012258537202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 14550.0} |
| 1h ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '550916', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed |
| 2h ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 2h ago | EzDocs | quoted_history_checked | {} |
| 2h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 2h ago | copilot | copilot_check_issues | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "the main paper prints 'RS |
| 2h ago | EzDocs | form_checked489 | {'ok': False, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 2, 'case_no': 'NOI-2026-03727'} |
| 2h ago | the co-pilot | whole_file_hold | {'why': 'EzDocs read the whole file and found two papers that disagree on something the challan would carry', 'stops': ['Loan Account Number mismatch between request and sanction letter']} |
| 2h ago | the co-pilot | reading_boxes_not_the_papers_words | {'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'DocScanner Oct 17, 2026 4-21 PM (1).pdf', 'paper': 'the sanction letter', 'not_on_paper': [ |
| 2h ago | EzDocs | challan_boxes_composed | {'fp': '866bf57b53cb8593', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'UPON IT CONSTRUCTED TWO FLOOR R |
| 2h ago | the co-pilot | money_check_hold | {'why': 'the papers on this file do not support the figure the challan was about to be a percentage of', 'held': 1816500.0, 'findings': ["Probably ₹18,16,500 — the branch's own numbers point at it: its payment of ₹16,333 |
| 2h ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (R, S) — read box 1 once against the paper's own words"} |
| 2h ago | EzDocs | reader_home_address | {'fp': '2e72a951e29c0b52', 'from': 'the sanction letter (DocScanner Oct 17, 2026 4-21 PM (1).pdf)', 'home': {'pin': '416005', 'area': 'MANER MALA', 'flat': 'II NO. 6295', 'state': 'MAHARASHTRA', 'building': 'INDRAJEET NA |
| 2h ago | EzDocs | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card"]} |
| 2h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 17 Oct, 16:49 acknowledged the papers and the payment — the drafts it answers are taken off", 'count': 2, 'kinds': ['branch_questions', 'doc_chase']} |
| 2h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-17T11:08:23', 'why': 'reading', 'open': 18, 'mails': [{'at': '2026-10-17 10:56', 'id': '1a1498b4821a138b', 'from': 'branch', 'gist': 'The bank branch is requesting to process two NOI challans an |
| 2h ago | EzDocs | branch_questions_drafted | {'why': 'what the papers leave open is asked of the branch in one draft; a person presses Send', 'questions': ["Loan Account Number mismatch between request and sanction letter — the branch's request says HOU/KOP/0926/52 |
| 2h ago | EzDocs | email_shadowed:branch_questions | {'to': 'sambhaji.shelake@phfl.com', 'body': "Dear Team,\nKindly confirm the following to process the challan:\n\n 1. Loan Account Number mismatch between request and sanction letter — the branch's request says HOU/KOP/0 |
| 2h ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'KOLHAPUR'} |
Case diary the case’s history — what happened, newest day first
Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
₹16,333 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Today · 17 Oct33 things
EzDocs took 32 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The challan's address boxes were written from the papers
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
SAGAR DATTATRAY PATIL EchallanMH012258537202627E.pdf
SANDEEP pressed Proceed on the challan — what was changed is kept
EzDocs found something to check before the form is saved
The challan's address boxes were written from the papers
Nothing new to ask for — stayed quiet
An old draft withdrew itself — its asks were already answered
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5-HOU/KOP/0926/5230842-SAGAR DATTATRAY PATIL
EzDocs read the whole file
Wrote the document chase mail — held, silent mode
Re: KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5-HOU/KOP/0926/5230842-SAGAR DATTATRAY PATIL
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
The challan's address boxes were written from the papers
A box the papers had not filled was read off a paper and corrected
The loan amount was worked out from the papers
Co-applicant added
Property address read from the sanction letter
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Payment proof arrived before the case was quoted — held
Received: Sanction letter
DocScanner Oct 17, 2026 4-21 PM (1).pdf
Received: Selfie — not usable
IMG-20261017-WA0014.jpg — this is a photograph of a passport-size print, not a live selfie
Received: PAN card
SKM_226i26101716060 (1).pdf
Received: Selfie — not usable
IMG-20261017-WA0015.jpg — this is a photograph of a passport-size print, not a live selfie
Received: Payment screenshot
IMG-20261017-WA0016.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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