⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Vijeta Shital Tiwari
LAN 77000367212Loan ₹45,00,000NOIWaiting for the Index IIMails & papers 5 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Oct, 15:55
Documents
done 9 Oct, 15:57
Payment
took 13m
Challan
done 9 Oct, 16:10 · GRAS ↗
Filing
waiting 4d 7h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paidwhole case so far 4d 7h
Needs your eyes1
The work is done — our fee of ₹30,560.30 is still not in our account. Chase the branch for it.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Mortgagor pages: SHITAL RAMKHILAWAN TIWARI is named on the sanction letter (Sanction Letter.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• वि जेता शी तल ति वा री: PAN missing — वि जेता शी तल ति वा री's own Aadhaar (Aadhaar Vijeta.pdf) is read but no PAN comes off it — read it off the card beside the form
• SHITAL RAMKHILAWAN TIWARI: PAN missing — no PAN card of SHITAL RAMKHILAWAN TIWARI is read on the file — the PAN cards on it (VIJETA SHITAL TIWARI, Pan Vijeta.pdf) are beside the form; type the PAN off the person's own card
• SHITAL RAMKHILAWAN TIWARI: birth date missing — no PAN card of SHITAL RAMKHILAWAN TIWARI is read on the file — the PAN cards on it (VIJETA SHITAL TIWARI, Pan Vijeta.pdf) are beside the form; type the birth date off the person's own card
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 13 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03354 | 77000367212
An old draft withdrew itself — its asks were already answered
10 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03354 | 77000367212
An old draft withdrew itself — its asks were already answered
9 Oct54 things — 8 documents received · 3 letters written · 43 steps
kyc address read
desk documents backfill
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
VIJETA SHITAL TIWARI EchallanMH011708739202627E.pdf
copilot edit — by copilot:KUNAL
paper locate — by ezdocs:reader
copilot check ok — by copilot
form checked489
challan boxes by rules
reader mail addition — by ezdocs:reader
quoted history checked
extra challan scanned
property self check
The home address was read off the papers — by ezdocs:reader
cards read
file note490
mail against file490 — by ezdocs:reader
address compared
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Co-applicant added
card mobile not taken
kyc address read
party not merged
file note490
case read — by ezdocs:reader
pages trimmed480
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03354
acknowledged with advice
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
money settled — by ezdocs:reader
case read started — by ezdocs:reader
applicant email captured
roles from letter
Property checked by the engine — read from the report, every box that names the flat is there
Received: Aadhaar
Aadhaar Vijeta.pdf
Property read from the legal / technical report (the sanction letter had none)
Received: other
Outlook-xyc3tn2n.jpg
Selfie checked — a live one
A real selfie — usable for the e-filing.
Payment proof arrived before the case was quoted — held
Received: Sanction letter
Sanction Letter.pdf
Received: Technical report
Technical Report.pdf
Received: Selfie
Selfie Vijeta.jpeg
Received: PAN card
Pan Vijeta.pdf
Received: Payment screenshot
IMG-20261009-WA0007 (2).jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
8 of 9 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Selfie / photoopen
✓Technical reportopen
✓Sanction letteropen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 8 files
The file, as the engine remembers it13 open
The file contains a sanction letter for Rs. 45,00,000 in favour of Vijeta Shital Tiwari, supported by an ICICI technical valuation report for a residential plot (Plot No. 156, Zingabai Takli, Nagpur). All borrower details are verified from PAN and Aadhaar. The MOTD is missing to confirm the exact da
○the Index II — the branch
○VIJETA SHITAL TIWARI — home building — the branch
○VIJETA SHITAL TIWARI — home flat — the branch
○VIJETA SHITAL TIWARI — home road — the branch
○VIJETA SHITAL TIWARI — home PIN — the branch
○VIJETA SHITAL TIWARI — home village / city — the branch
○वि जेता शी तल ति वा री — PAN — the branch
○वि जेता शी तल ति वा री — mobile — the branch
○वि जेता शी तल ति वा री — e-mail — the branch
○property — floor — the branch
… and 3 more
?unsure of date_of_mortgage — MOTD is not attached on the file yet to confirm the exact date of mortgage.
the branch's last mail (2026-10-09): The bank branch is requesting the NOI team to process the challan for the given case and has attached all required documents.
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T10:30 UTC
Moneywaiting for the credit
₹30,560.30
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹30,550 — verified by itself the moment the bank credit is heard.
Paid by GPay at 2026-10-09 — verified when Google's NEFT lands in the PNB account (within hours).
The money may already be here — 6 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
The working
Stamp duty 0.3%13,510
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for30,560.30
By law ₹30,550. We ask ₹30,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
156, Iroj Co-Operative Housing Society Limited, PLOT, 156, Zingabai Takli, 440030
read from the technical report · e-filing boxes 31 of 46 ready
Check the property →the boxes beside the paper
People
वि जेता शी तल ति वा री · co-applicant…1033VIJETA SHITAL TIWARI · applicantBQIPS3182C
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