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Cases / NOI-2026-03547

Shishupal Kumar

PNB_HFLLAN HOU/PM/0826/5195961 Challan paid · waiting on the branch Waiting for the Index IIAll documentsMails & papers 3
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs5 still to come
5 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
✓PAN cardopen
✓Payment screenshot — money verifiedopen
✓Aadhaar cardopen
✓Sanction letteropen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
Sale deed (CANNOT BE READ — clear copy asked)open
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
All files (11)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Selfie / photo: copy on file cannot be used. A usable one is being asked for.
  • Sale deed: copy on file cannot be used. A usable one is being asked for.
MoneyAll of it is in
₹32,280.35CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹32,500 receivedthe receipt's amount and minute agree
Stamp duty 0.3%15,460
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.35
Total we ask for32,280.35
the branch’s receipt claims ₹32,500 131280262464
paid 14 Oct 17:56:51 · verified 14 Oct 18:01:46 · 4 min 55 s later
How we know
Our own bank told us — 14 Oct 17:56
₹32,500 · UTR 131280262464 · from VD-HDFCBN-S
“Successful! You have received Rs. 32500.00 via HDFC Bank SmartHub Vyapar from SHISHUPAL. RRN-131280262464, Check: https://1.hdfc.bank.in/HDFCBK/s/5XbNmew4”
Matched by: the screenshot's amount AND its minute agree with this credit
By law ₹32,267. We ask ₹32,280 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 14 minour time · 14 Oct 18:14
Index II —not yet
the NOI team 1 d 2 htotal 1 d 2 h so far
Now with the NOI team — e-filing on IGR
since 14 Oct 18:14 — 1 d 2 h of working time
Day by day — every step and who held it
14 Oct 18:00Your branch's mail
14 Oct 18:00Payment landedat once
14 Oct 18:01Papers read+2 min · the NOI team
14 Oct 18:01Property readat once
14 Oct 18:01Papers readat once
14 Oct 18:01Fee quotedat once
14 Oct 18:01Payment verifiedat once
14 Oct 18:01Papers readat once
14 Oct 18:01Ready for the challanat once
14 Oct 18:01Papers readat once
14 Oct 18:14Challan made+12 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹51,49,000
Loan account no.
HOU/PM/0826/5195961
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
Area is empty — the portal will not take a blank.
Fill it on the verification page first →
See the boxes — read from the sanction letter
District
Pune
Taluka
PUNE
Village
PUNAWALE
Number type
SURVEY
Number
S NO28/4
Building
SOMANI RESIDENCY CO OPERATIVE HOUSING SOCIETY LTD
Floor
9th
Flat / shop no
905
Area
(empty)
Hadd
PUNAWALE Gram Panchayat
Read from the sanction letter, not the Index II. Sanction Letter Shishupal.pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 1d ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 1d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH012029539202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
SK shantilal.khose@pnbhousing.com pnbhousing.com
14 Oct, 18:00 · 1d ago
THE FIRST MAIL — how this case began
Kindly provide Challan and NOI In case of - Mr. SHISHUPAL KUMAR - HOU/PM/0826/5195961
Dear Team,

Kindly provide Challan and NOI In case of - Mr. SHISHUPAL KUMAR - HOU/PM/0826/5195961

Please Find the attachment of Required Documents.

Thanks & Regards, Shantilal Khose Area Sales Manager-DSA PNB Housing Finance Ltd Office No 302,Third Floor, Gheewala Complex,Pimpri Chinchwad, Pune, 411033 Mobile:9850920754 Toll Free: 1800 120 8800 Website- www.pnbhousing.com<http://www.pnbhousing.com/> [cid:image001.png@01DD5C02.557B0B00] Internal
🤖 read: asks for the challan, the e-filing copy; documents attached — “Kindly provide Challan and NOI In case of - Mr. SHISHUPAL KUMAR - HOU/PM/0826/5195961”
OL The NOI teamTYPED IN GMAIL
14 Oct, 18:07 · 1d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below
On Wed, 14 Oct 2026 at 18:01, Shantilal Khose < shantilal.khose@pnbhousing.com> wrote: Dear Team, Kindly provide Challan and NOI In case of - Mr. SHISHUPAL KUMAR - HOU/PM/0826/5195961 Please Find the attachment of Required Documents. Thanks & Regards, *Shantilal Khose* *Area Sales Manager-DSA* PNB Housing Finance Ltd Office No 302,Third Floor, Gheewala Complex,Pimpri Chinchwad, Pune, 411033 Mobile:9850920754 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Internal
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
14 Oct, 18:16 · 1d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 14 Oct 2026 at 18:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 14 Oct 2026 at 18:01, Shantilal Khose < shantilal.khose@pnbhousing.com > wrote: Dear Team, Kindly provide Challan and NOI In case of - Mr. SHISHUPAL KUMAR - HOU/PM/0826/5195961 Please Find the attachment of Required Documents. Thanks & Regards, Shantilal Khose Area Sales Manager-DSA PNB Housing Finance Ltd Office No 302,Third Floor, Gheewala Complex,Pimpri Chinchwad, Pune, 411033 Mobile:9850920754 Toll Free: 1800 120 8800 Website- www.pnbhousing.com Internal
🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
PAN card Co Applicant PAN Card.pdf
filed 1d ago
Payment screenshot IMG-20261014-WA0109.jpg
filed 1d ago
Aadhaar card adhar card Shishupal.pdf
filed 1d ago
Sanction letter Sanction Letter Shishupal.pdf
filed 1d ago
Aadhaar card+ PAN card inside ADHAAR CARD.pdf
filed 1d ago
Selfie / photo IMG20261014112407.jpg
CANNOT BE READ — clear copy asked 1d ago
PAN card pan card Shishupal.pdf
filed 1d ago
Selfie / photo IMG-20260824-WA0062.jpg
CANNOT BE READ — clear copy asked 1d ago
Sale deed DOA Cum Sale Deed_Shishupal Kumar-1.docx
CANNOT BE READ — clear copy asked 1d ago
Other image001.png
filed 1d ago
Paid challan (GRAS) SHISHUPAL KUMAR EchallanMH012029539202627E.pdf
filed 1d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹32,280.35
Where it stands
VERIFIED — money received
Screenshot claims
₹32,500 131280262464
Paid at
14 Oct 17:56:51
Verified on
14 Oct 18:01:46

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹15,460₹15,000₹320 ₹1,500₹32,280
By law ₹32,267. We ask ₹32,280 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

39 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Road, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO …
19 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type …
✓ EzDocs checked every box against the document’s own words 1d ago — all agree.
not verified yetsource: the sanction letter (Sanction Letter Shishupal.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
empty
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
FLAT NO-905, WING-B, S NO28/4, SOMANI RESIDENCY, SOMANI RESIDENCY CO OPERATIVE HOUSING SOCIETY LTD, PUNAWALE, NA, Pune, NA, Pune, MAHARASHTRA, India, 411033
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Sanction Letter Shishupal.pdf
as printed
FLAT NO-905, WING-B, S NO28/4, SOMANI RESIDENCY, SOMANI RESIDENCY CO OPERATIVE HOUSING SOCIETY LTD, PUNAWALE, NA, PUNE, NA, PUNE, MAHARASHTRA, INDIA, 411033
PIN
411033
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 905 WING B SOMANI RESIDENCY CO OPERATIVE HOUSING SOCIETY LTD SURVEY NO 28/4
Locality/Road
PUNAWALE
Area/City
PUNE
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorShishupal KumarCFFPK9813P…6769
co_mortgagorNITISH KUMAREJNPK5680N…1289

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
acknowledgementshantilal.khose@pnbhousing.com 1d ago
What EzDocs read from each document — check anything marked in red
PAN card Co Applicant PAN Card.pdf needs your check
dob
1994-02-15
pan
EJNPK5680N
name
NITISH KUMAR
legible
True
father name
ANIL KUMAR
raw reading (for Abhijit)
{'dob': '1994-02-15', 'pan': 'EJNPK5680N', 'name': 'NITISH KUMAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ANIL KUMAR', 'aadhaar_last4': None, 'quality_issue': None}
Payment screenshot IMG-20261014-WA0109.jpg needs your check
utr
131280262464
date
2026-10-14
time
17:56
amount
32500
method
UPI
payee upi
2080@hdfcbank
payer upi
sk-1@okhdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
payer name
SHISHUPAL KUMAR
debit notification text
Payment of ‘32,500 completed
raw reading (for Abhijit)
{'utr': '131280262464', 'date': '2026-10-14', 'time': '17:56', 'amount': 32500, 'method': 'UPI', 'payee_upi': '2080@hdfcbank', 'payer_upi': 'sk-1@okhdfcbank', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'SHISHUPAL KUMAR', 'debit_notification_text': 'Payment of ‘32,500 completed'}
Aadhaar card adhar card Shishupal.pdf needs your check
dob
1990-01-15
name
Shishupal Kumar
mobile
9595141211
address
pin: 410501; area: near chakan chowk; road: Chakan Talegaon Road; state: Maharashtra; building: WX-106, Effil City; district: Pune; Village: Chakan
legible
True
aadhaar last4
6769
raw reading (for Abhijit)
{'dob': '1990-01-15', 'pan': None, 'name': 'Shishupal Kumar', 'mobile': '9595141211', 'address': {'pin': '410501', 'area': 'near chakan chowk', 'flat': None, 'road': 'Chakan Talegaon Road', 'floor': None, 'state': 'Maharashtra', 'building': 'WX-106, Effil City', 'district': 'Pune', 'post_office': None, 'village_city': 'Chakan'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '6769', 'quality_issue': None}
Aadhaar card ADHAAR CARD.pdf needs your check
dob
1994-02-15
name
Nitish Kumar
mobile
8925450119
address
pin: 803101; area: Moh - Mangla sthan, Ramchandrapur; state: Bihar; district: Nalanda; post_office: Biharsharif; Village: Biharsharif
legible
True
aadhaar last4
1289
raw reading (for Abhijit)
{'dob': '1994-02-15', 'pan': None, 'name': 'Nitish Kumar', 'mobile': '8925450119', 'address': {'pin': '803101', 'area': 'Moh - Mangla sthan, Ramchandrapur', 'flat': None, 'road': None, 'floor': None, 'state': 'Bihar', 'building': None, 'district': 'Nalanda', 'post_office': 'Biharsharif', 'village_city': 'Biharsharif'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1289', 'quality_issue': None}
Sanction letter Sanction Letter Shishupal.pdf needs your check
lan
HOU/PM/0826/5195961
legible
True
purpose
Housing Loan, Housing
confidence
1
rate words
PNBRRR * 13.15% per annum; Applicable Rate of Interest * 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement
loan amount
4974000
rate spread
-4.85
final amount
5149000
interest rate
8.3
sanction date
13-Oct-2026
letter version
7
reference rate
13.15
applicant email
shishupalkumar.sk@gmail.com
applicant names
SHISHUPAL KUMAR, NITISH KUMAR
printed altered
False
applicant mobile
7507111215
balance transfer
False
property address
pin: 411033; state: MAHARASHTRA; Flat no: 905; district: Pune; Address: FLAT NO-905, WING-B, S NO28/4, SOMANI RESIDENCY, SOMANI RESIDENCY CO OPERATIVE HOUSING SOCIETY LTD, PUNAWALE, NA, Pune, NA, Pune, MAHARASHTRA,
insurance premium
175000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
5149000
security address verbatim
FLAT NO-905, WING-B, S NO28/4, SOMANI RESIDENCY, SOMANI RESIDENCY CO OPERATIVE HOUSING SOCIETY LTD, PUNAWALE, NA, Pune, NA, Pune, MAHARASHTRA, India, 411033
applicant address verbatim
FLAT NO WX 106 EFFIL CITY, CHAKAN TALEGAON ROAD, NEAR CHAKAN CHOWK, CHAKAN PUNE, Pune, MAHARASHTRA, 410501, Pune, India
raw reading (for Abhijit)
{'lan': 'HOU/PM/0826/5195961', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR * 13.15% per annum; Applicable Rate of Interest * 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 4974000, 'rate_spread': -4.85, 'final_amount': 5149000, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '13-Oct-2026', 'letter_version': '7', 'reference_rate': 13.15, 'applicant_email': 'shishupalkumar.sk@gmail.com', 'applicant_names': ['SHISHUPAL KUMAR', 'NITISH KUMAR'], 'printed_altered': False, 'applicant_mobile': '7507111215', 'balance_transfer': False, 'property_address': {'pin': '411033', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '905', 'district': 'Pune', 'floor_no': None, 'landmark': None, 'full_address': 'FLAT NO-905, WING-B, S NO28/4, SOMANI RESIDENCY, SOMANI RESIDENCY CO OPERATIVE HOUSING SOCIETY LTD, PUNAWALE, NA, Pune, NA, Pune, MAHARASHTRA, India, 411033', 'village_city': 'PUNAWALE', 'building_name': 'SOMANI RESIDENCY CO OPERATIVE HOUSING SOCIETY LTD', 'survey_or_cts_no': 'S NO28/4'}, 'insurance_premium': 175000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 5149000, 'security_address_verbatim': 'FLAT NO-905, WING-B, S NO28/4, SOMANI RESIDENCY, SOMANI RESIDENCY CO OPERATIVE HOUSING SOCIETY LTD, PUNAWALE, NA, Pune, NA, Pune, MAHARASHTRA, India, 411033', 'applicant_address_verbatim': 'FLAT NO WX 106 EFFIL CITY, CHAKAN TALEGAON ROAD, NEAR CHAKAN CHOWK, CHAKAN PUNE, Pune, MAHARASHTRA, 410501, Pune, India'}
Aadhaar card ADHAAR CARD.pdf needs your check
dob
1992-02-15
mobile
8925450119
address
pin: 803101; state: Bihar; building: Mangla sthan, Ramchandrapur; district: Nalanda; post_office: Biharsharif; Village: Biharsharif
legible
True
aadhaar last4
1289
raw reading (for Abhijit)
{'dob': '1992-02-15', 'pan': None, 'name': None, 'mobile': '8925450119', 'address': {'pin': '803101', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Bihar', 'building': 'Mangla sthan, Ramchandrapur', 'district': 'Nalanda', 'post_office': 'Biharsharif', 'village_city': 'Biharsharif'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1289', 'quality_issue': None}
PAN card pan card Shishupal.pdf needs your check
dob
1990-01-15
pan
CFFPK9813P
name
SHISHUPAL KUMAR
legible
True
father name
ANIL KUMAR
raw reading (for Abhijit)
{'dob': '1990-01-15', 'pan': 'CFFPK9813P', 'name': 'SHISHUPAL KUMAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ANIL KUMAR', 'aadhaar_last4': None, 'quality_issue': None}
Selfie / photo IMG20261014112407.jpg needs your check
kind
photo_of_screen
legible
False
confidence
0.9
face visible
True
quality issue
the photo is taken of a screen, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_screen', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'the photo is taken of a screen, not a live selfie'}
Selfie / photo IMG-20260824-WA0062.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
0.9
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
Sanction letter Sanction Letter Shishupal.pdf needs your check
lan
HOU/PM/0826/5195961
legible
True
purpose
Housing Loan, Housing
confidence
1
rate words
PNBRRR * 13.15% per annum; Applicable Rate of Interest * 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement
loan amount
4974000
rate spread
-4.85
final amount
5149000
interest rate
8.3
sanction date
13-Oct-2026
letter version
7
reference rate
13.15
applicant email
shishupalkumar.sk@gmail.com
applicant names
SHISHUPAL KUMAR, NITISH KUMAR
printed altered
False
applicant mobile
7507111215
balance transfer
False
property address
pin: 411033; state: MAHARASHTRA; Flat no: 905; district: Pune; Address: FLAT NO-905, WING-B, SOMANI RESIDENCY, SOMANI RESIDENCY CO OPERATIVE HOUSING SOCIETY LTD, PUNAWALE, Pune, MAHARASHTRA, India, 411033; village_c
insurance premium
175000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
5149000
security address verbatim
FLAT NO-905, WING-B, S NO28/4, SOMANI RESIDENCY, SOMANI RESIDENCY CO OPERATIVE HOUSING SOCIETY LTD, PUNAWALE, NA, Pune, NA, Pune, MAHARASHTRA, India, 411033
applicant address verbatim
FLAT NO WX 106 EFFIL CITY, CHAKAN TALEGAON ROAD, NEAR CHAKAN CHOWK, CHAKAN PUNE, Pune, MAHARASHTRA, 410501, Pune, India
raw reading (for Abhijit)
{'lan': 'HOU/PM/0826/5195961', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR * 13.15% per annum; Applicable Rate of Interest * 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 4974000, 'rate_spread': -4.85, 'final_amount': 5149000, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '13-Oct-2026', 'letter_version': '7', 'reference_rate': 13.15, 'applicant_email': 'shishupalkumar.sk@gmail.com', 'applicant_names': ['SHISHUPAL KUMAR', 'NITISH KUMAR'], 'printed_altered': False, 'applicant_mobile': '7507111215', 'balance_transfer': False, 'property_address': {'pin': '411033', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '905', 'district': 'Pune', 'floor_no': None, 'landmark': None, 'full_address': 'FLAT NO-905, WING-B, SOMANI RESIDENCY, SOMANI RESIDENCY CO OPERATIVE HOUSING SOCIETY LTD, PUNAWALE, Pune, MAHARASHTRA, India, 411033', 'village_city': 'PUNAWALE', 'building_name': 'SOMANI RESIDENCY CO OPERATIVE HOUSING SOCIETY LTD', 'survey_or_cts_no': 'S NO28/4'}, 'insurance_premium': 175000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 5149000, 'security_address_verbatim': 'FLAT NO-905, WING-B, S NO28/4, SOMANI RESIDENCY, SOMANI RESIDENCY CO OPERATIVE HOUSING SOCIETY LTD, PUNAWALE, NA, Pune, NA, Pune, MAHARASHTRA, India, 411033', 'applicant_address_verbatim': 'FLAT NO WX 106 EFFIL CITY, CHAKAN TALEGAON ROAD, NEAR CHAKAN CHOWK, CHAKAN PUNE, Pune, MAHARASHTRA, 410501, Pune, India'}
Other image001.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Paid challan (GRAS) SHISHUPAL KUMAR EchallanMH012029539202627E.pdf needs your check
grn
MH012029539202627E
pin
411033
total
30460.0
article
6(1)
defaced
False
bank cin
03006172026101401628
district
PUNE
area city
PUNE
payer pan
CFFXXXXXXP
flat block
FLAT NO 905 9TH FLOOR WING B SOMANI RESIDENCY CO OPERATIVE HOUSING SOCIETY LTD SURVEY NO 28/4
payer name
SHISHUPAL KUMAR
sro office
HAVELI 25 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5149000
scheme rows
{'amount': 15460.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1215
payment date
14/10/2026-18:14:10
road locality
PUNAWALE PUNE MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
5149000
raw reading (for Abhijit)
{'grn': 'MH012029539202627E', 'pin': '411033', 'total': 30460.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101401628', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'CFFXXXXXXP', 'flat_block': 'FLAT NO 905 9TH FLOOR WING B SOMANI RESIDENCY CO OPERATIVE HOUSING SOCIETY LTD SURVEY NO 28/4', 'payer_name': 'SHISHUPAL KUMAR', 'sro_office': 'HAVELI 25 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5149000', 'scheme_rows': [{'amount': 15460.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1215', 'payment_date': '14/10/2026-18:14:10', 'road_locality': 'PUNAWALE PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '5149000'}
Technical record (for Abhijit — safe to ignore)
15m agobank:noi-team@pnbhfl.noibank_open_document{'bank': 'PNB_HFL', 'file': 'SHISHUPAL KUMAR EchallanMH012029539202627E.pdf', 'doc_id': 'd2586fe3-68fd-4d72-9760-cf99f1b0ea4e', 'doc_type': 'challan', 'download': False}
2h agoEzDocschallan_boxes_gathered{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
2h agoEzDocsboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Sanction Letter Shishupal.pdf', 'adhar card Shishupal.pdf', 'ADHAAR CARD.pdf', 'Co Applicant PAN Card.pdf', 'pan card Shishupal.pdf'
2h agoEzDocsaddress_compared{'sig': 'c6cbc2605fd006fb', 'why': 'after gather', 'people': [{'home': 'WX-106, 1st, WX-106, Effil City, Chakan Talegaon Road, near chakan chowk, Chakan, Pune, 410501', 'person': 'Shishupal Kumar', 'against': [{'src': 's
2h agoEzDocschallan_boxes_composed{'fp': '17722f1ad06464fa', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'FLAT NO 905 WING B SOMANI RESIDE
4h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 14 Oct, 18:07 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
1d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': 'd2586fe3-68fd-4d72-9760-cf99f1b0ea4e'}
1d agoEzDocsfiling_waits_on_title_doc{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
1d agoEzDocschallan_found_on_case{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SHISHUPAL KUMAR EchallanMH012029539202627E.pdf', 'kind': 'pai
1d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SHISHUPAL KUMAR Ech
1d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HAVELI 25 JOINT SUB REGISTRAR', 'district': 'PUNE'}
1d agoEzDocschallan_verified_against_case{'grn': 'MH012029539202627E', 'file': 'SHISHUPAL KUMAR EchallanMH012029539202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
1d agoEzDocschallan_extracted{'grn': 'MH012029539202627E', 'file': 'SHISHUPAL KUMAR EchallanMH012029539202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 30460.0}
1d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '517886', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed HVL25
1d agoSANDEEPcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
1d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': 'All typed values match the expected values and are consistent with the main paper (sanctio
1d agoEzDocsform_checked489{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03547'}
1d agothe co-pilotchallan_boxes_not_the_papers_words{'why': "check — the boxes carry words the main paper does not print (28) — read box 1 once against the paper's own words"}
1d agoEzDocschallan_boxes_composed{'fp': '00ad5697bbcef27c', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 905 WING B SOMANI RESIDE
1d agoEzDocsreader_mail_addition{'fp': 'f3ea1bcc1d277bd9', 'add': {}, 'why': 'The mail does not provide any property details.', 'asked': True, 'quote': '', 'same_property': True}
1d agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 6, 'trigger': 'quick sweep'}
1d agoEzDocsquoted_history_checked{}
1d agoEzDocschallan_boxes_gathered{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
1d agoEzDocsboxes_gather_failed{'why': 'the challan needs the locality, the city and the PIN', 'docs': 6, 'error': "400 INVALID_ARGUMENT. {'error': {'code': 400, 'message': 'The document has no pages.', 'status': 'INVALID_ARGUMENT'}}"}
1d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-14T12:34:05', 'why': 'reading', 'open': 18, 'mails': [{'at': '2026-10-14 12:30', 'id': '1a13a652e48f8d3c', 'from': 'branch', 'gist': 'The branch is asking for the challan and NOI for a case and
1d agoEzDocsbranch_from_reading501{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'PIMPRI CHINCHWAD'}
1d agoEzDocscase_read{'how': 'uri-without-broken', 'tag': 'a8aaff0eb0058507', 'docs': ['Sanction Letter Shishupal.pdf', 'adhar card Shishupal.pdf', 'ADHAAR CARD.pdf', 'Co Applicant PAN Card.pdf', 'pan card Shishupal.pdf'], 'loan': {'amount':
1d agoEzDocspapers_probed499{'why': "EzDocs (reading the whole file) was refused for a document; each paper was shown alone — the one refused by itself is set aside; a paper that answered alone is sound; 'other' is a busy minute or a timeout, which says not
1d agoEzDocspaper_broken498{'why': 'this file broke EzDocs (reading the whole file) (Google refused the request for it) — it is set aside as unreadable and the rest of the file is read; the branch is asked for a copy that opens', 'file': 'DOA Cum Sale Deed
1d agoEzDocsaddress_compared{'sig': '1038e8129eee258b', 'why': 'new mail', 'people': [{'home': 'WX-106, Effil City, Chakan Talegaon Road, near chakan chowk, Chakan, Pune, 410501', 'person': 'Shishupal Kumar', 'against': [{'src': 'sanction_letter',

Case diary the case’s history — what happened, newest day first

Papers
A file cannot be used
Sale deed, Selfie / photo — a usable one is being asked for
Money
₹32,500 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for. Sale deed: copy on file cannot be used. A usable one is being asked for.
Today · 15 Oct3 things
EzDocs took 4 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
20:00
The challan's address boxes were written from the papers
18:06
An old draft withdrew itself — its asks were already answered
15:20
Yesterday · 14 Oct37 things — 11 documents received · 3 letters written · 2 money steps · 2 cautions · 19 steps
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
18:16
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
18:16
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
18:16
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
18:16
Challan re-read against the case — matches exactly
18:16
Received: Challan
SHISHUPAL KUMAR EchallanMH012029539202627E.pdf
18:16
SANDEEP pressed Proceed on the challan — what was changed is kept
18:14
The challan's address boxes were written from the papers
18:08
EzDocs took 37 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18:08
EzDocs read the whole file
18:04
Received: other
image001.png
18:01
Everything for the challan is in — queued
Papers and money are in — the challan is next.
18:01
Wrote the acknowledgement mail — held, silent mode
NOI case
18:01
Received: Sale deed — not usable
DOA Cum Sale Deed_Shishupal Kumar-1.docx — could not be read
18:01
No fee quote sent — the branch's own figures were right
18:01
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
18:01
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
18:01
The payment proof already on the case was applied
18:01
Property address read from the sanction letter
18:01
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
18:01
Document could not be read — a clear copy was asked for
the photo is taken of a screen, not a live selfie
18:01
The loan amount was worked out from the papers
18:01
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
18:01
Received: Selfie — not usable
IMG-20260824-WA0062.jpg — this is a photograph of a passport-size print, not a live selfie
18:01
Received: PAN card
pan card Shishupal.pdf
18:01
Received: Selfie — not usable
IMG20261014112407.jpg — the photo is taken of a screen, not a live selfie
18:01
Property address read from the sanction letter
18:01
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
18:01
Co-applicant added
18:01
Received: Aadhaar
ADHAAR CARD.pdf
18:01
Payment proof arrived before the case was quoted — held
18:01
Co-applicant added
18:01
Received: Sanction letter
Sanction Letter Shishupal.pdf
18:01
Received: Aadhaar
adhar card Shishupal.pdf
18:01
Received: Payment screenshot
IMG-20261014-WA0109.jpg
18:01
Received: PAN card
Co Applicant PAN Card.pdf
18:01
Case opened from the branch's mail
18:01
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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