⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Uma Govind Salwadi
LAN 77000352649Loan ₹29,00,000NOIWaiting for the Index IIMails & papers 8 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
29 Sep, 13:50
Documents
Payment
Challan
done 29 Sep, 20:49 · GRAS ↗
Filing
waiting 14d 1h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The team has shared the challan with the branch. The team is waiting for the Index II copy and colour selfie photo of the applicants from the branch to proceed…whole case so far 14d 8h
Needs your eyes3
Challan on file does not agree with the case. Open it before paying or sharing.
Team quoted ₹56,060 on ₹1,30,00,000. Sanction letter gives ₹29,00,000 → ₹25,270. Open the letter; one figure is wrong.
2 difference(s) between the papers to look at once — none stops the challan. See them →
CONFIRM THE PROPERTY — then file
The engine read these from the technical report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Pune
Taluka
Haveli
Village
Kharadi
Number type
SURVEY
Number
63/1/2a
Building
Row House
Floor
1
Flat / shop no
12
Area
(empty)
Hadd
Pune Municipal Corporation
Read from the technical report, not the Index II. image.png open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (14d ago) — open the verification page; they are marked in red.
Area is empty — the portal will not take a blank. Fill it on the verification page first →
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• DO NOT SAVE — the loan: the paid challan (₹54,010, GRN MH011105762202627E) was worked on a loan of ₹1,29,98,335–₹1,30,01,668; this case holds ₹29,00,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 17 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• Build Up Area not on file — read it off the Index II / sale deed
• Payment page: NO paid challan on this case fits its loan of 29,00,000 — GRN MH011105762202627E pays 39,010 + 15,000 (that is a loan of about 1,30,03,000): another customer's challan, or the loan on the file is wrong. The GRN, the amount and the date are left for a person.
• challan paid-date not on file — it is printed on the challan
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
The challan was paid on another loan figure. The file adds up to ₹54,010; it reads: ₹39,010 (stamp-duty head), ₹15,000 (registration head), ₹39,010 (stamp-duty head), ₹15,000 (registration head); this case’s figures say ₹23,220 (0.3% ₹8,710 + 0.5% ₹14,510 on a loan of ₹29,00,000); the challan itself says a loan of ₹1,30,00,000. No sanction letter on this file prints ₹1,29,98,335–₹1,30,01,668, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
Historywhat happened on this case, newest first
Today · 13 Oct3 things
pan card name set aside — by copilot
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02831 | 77000352649
An old draft withdrew itself — its asks were already answered
10 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02831 | 77000352649
An old draft withdrew itself — its asks were already answered
7 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02831 | 77000352649
An old draft withdrew itself — its asks were already answered
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
29 Sep865 things — 10 documents received · 11 letters written · 1 money step · 4 cautions · 839 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
EzDocs read the whole trail as one conversation — where the case stands is on the page
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
reading error456
pan card name set aside — by copilot
pan card name set aside — by copilot
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
UMA GOVIND SALWADI EchallanMH011105762202627E.pdf
copilot edit — by copilot:KUNAL
calc figure452 — by copilot:KUNAL
case read — by ezdocs:reader
copilot check ok — by copilot
money check hold — by copilot
case read started — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
challan boxes composed
documents read together
screenshot claim recorded
Received: Payment screenshot
IMG-20260929-WA0020.jpg
property self check
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
case read started — by ezdocs:reader
boxes gathered
challan boxes composed
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02831
An old draft withdrew itself — its asks were already answered
property numbers completed
property attrs split
documents read together
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
screenshot claim recorded
Received: Technical report
image.png
Received: Payment screenshot
IMG-20260929-WA0017.jpg
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branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Please share payment details for NOI payment and chargers = Customer Name= UMA GOVIND SALWADI
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
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branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Please share payment details for NOI payment and chargers = Customer Name= UMA GOVIND SALWADI
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
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branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Please share payment details for NOI payment and chargers = Customer Name= UMA GOVIND SALWADI
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
Nothing new to ask for — stayed quiet
stuck after payment healed
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Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Please share payment details for NOI payment and chargers = Customer Name= UMA GOVIND SALWADI
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
desk base differs
desk quote read
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
stuck after payment healed
stuck after payment healed
quoted history checked
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
extra challan scanned
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
This file shows no schedule of the property
This file shows no schedule of the property
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Please share payment details for NOI payment and chargers = Customer Name= UMA GOVIND SALWADI
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Please share payment details for NOI payment and chargers = Customer Name= UMA GOVIND SALWADI
case read — by ezdocs:reader
money settled — by ezdocs:reader
money not settled
Nothing new to ask for — stayed quiet
stuck after payment healed
Wrote the document chase mail — held, silent mode
Please share payment details for NOI payment and chargers = Customer Name= UMA GOVIND SALWADI
Wrote the fee quote mail — held, silent mode
Please share payment details for NOI payment and chargers = Customer Name= UMA GOVIND SALWADI
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
boxes gathered
address compared
money settled — by ezdocs:reader
money not settled
documents read together
insurance twin detected
Received: Sanction letter
KFSLetter_77000352648 (1).pdf
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
box disagreement
kyc address read
EzDocs read the whole trail as one conversation — where the case stands is on the page
applicant email captured
roles from letter
roles from letter
Co-applicant added
Received: Sanction letter
KFSLetter_77000352649.pdf
Received: Aadhaar
download - 2026-09-24T163756.443.pdf
Received: Aadhaar
download - 2026-09-24T163812.250.pdf
Received: PAN card
download - 2026-09-24T163735.180.pdf
Received: PAN card
download - 2026-09-24T163745.322.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
7 of 9 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Technical reportopen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 10 files
Moneyall of it is in
₹25,270.72
Reached our account 28 Sep 13:54:47.
How we know
Our own bank told us — 28 Sep 13:54
₹25,250 · UTR 627126429687 · from VA-PNBSMS-S · a/c …0581
“Ac XX0581 Credited with Rs.25250.00 28-09-2026 13:54:47 by SHASHIKA thru UPI . Aval Bal Rs.233527.94 CR. (UPI Ref ID:627126429687) -PNB”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer
The working
Stamp duty 0.3%8,710
Registration fee 0.5%14,510
Government handling350
Our service fee1,700
Total we ask for25,270.72
By law ₹25,250. We ask ₹25,270 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
12, 1, Row House, SURVEY, 63/1/2a, Kharadi, 411001
read from the technical report · e-filing boxes 43 of 46 ready
Check the property →the boxes beside the paper
People
UMA GOVIND SALWADI · applicantKRFPS8612LGOVIND RAMCHANDRA SALWADI · applicantAYIPS4493F
rendered in 2.72 s · 207 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f