⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Nilesh Sanjay Patekar
LAN HOU/AHMD/0926/5226826Loan ₹21,00,000NOIWaiting for the Index IIMails & papers 4 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 22:15
Documents
Payment
Challan
done 30 Sep, 22:29 · GRAS ↗
Filing
waiting 12d 23h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The branch has sent the loan documents and the Index II. The team has prepared and shared the challan, and is now waiting for the branch to pay the fees.whole case so far 12d 23h
Needs your eyes2
Challan on file does not agree with the case. Open it before paying or sharing.
1 difference(s) between the papers to look at once — none stops the challan. See them →
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Ahmed Nagar
Taluka
Ahmed Nagar
Village
NALEGAON
Number type
SURVEY
Number
249/2/1A P
Building
(empty)
Floor
(empty)
Flat / shop no
PLOT NO-25
Area
(empty)
Hadd
(empty)
Read from the sanction letter, not the Index II. sanction letter patekar.pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 12d ago — all agree.
Building, Floor, Area are empty — the portal will not take a blank. Fill it on the verification page first →
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Mortgagor pages: SANJAY JАВАЛ РАТEKAR is named on the sanction letter (sanction letter patekar.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• SANJAY JАВАЛ РАТEKAR: PAN missing — no PAN card of SANJAY JАВАЛ РАТEKAR is read on the file — the PAN cards on it (PATEKAR SANJAY JABAJI, kyc patekar.pdf; NILESH SANJAY PATEKAR, kyc patekar.pdf) are beside the form; type the PAN off the person's own card
• SANJAY JАВАЛ РАТEKAR: birth date missing — no PAN card of SANJAY JАВАЛ РАТEKAR is read on the file — the PAN cards on it (PATEKAR SANJAY JABAJI, kyc patekar.pdf; NILESH SANJAY PATEKAR, kyc patekar.pdf) are beside the form; type the birth date off the person's own card
• 7 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, attr1_type, attr1_value, attr2_value
• Build Up Area not on file — read it off the Index II / sale deed
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
The made challan does not match the case: district on the challan 'AHMEDNAGAR' — the case says 'Ahmed Nagar' — open the challan file and check before anything is shared.
Historywhat happened on this case, newest first
1 Oct4 things
desk documents backfill
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
case read started — by ezdocs:reader
30 Sep62 things — 7 documents received · 3 letters written · 1 money step · 2 cautions · 49 steps
quoted history checked
Judged again with today's rules, the challan still does not match the case — a person opens it
extra challan scanned
desk documents backfill
Checked: this challan is not another case's
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
NILESH SANJAY PATEKAR EchallanMH011196691202627E.pdf
copilot edit — by copilot:DARBAR
property self check
Property read from the legal / technical report (the sanction letter had none)
copilot check ok — by copilot
The home address was read off the papers — by ezdocs:reader
copilot pick — by copilot
challan boxes from reading — by copilot
reader mail addition — by ezdocs:reader
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Co-applicant added
kyc address read
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
money settled — by ezdocs:reader
kyc address read
PAN found inside the KYC file — no need to ask for it
money settled — by ezdocs:reader
Selfie checked — a live one
A real selfie — usable for the e-filing.
document read again
screenshot claim recorded
applicant email captured
letter property is residence
roles from letter
case read started — by ezdocs:reader
applicant email captured
letter property is residence
Selfie checked — a live one
A real selfie — usable for the e-filing.
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03073
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
Received: Aadhaar
kyc patekar.pdf
Received: Payment screenshot
IMG-20260930-WA0053.jpg
document read again
Received: other
image001.png
Received: Sanction letter
sanction letter patekar.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
IMG-20260930-WA0056.jpg
Received: Selfie
IMG-20260930-WA0055.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
6 of 8 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 7 files
Moneyall of it is in
₹18,640.16
Reached our account 29 Sep 11:58:34.
How we know
Our own bank told us — 29 Sep 11:58
₹18,620 · UTR 875943567647 · from VD-HDFCBN-S
“Successful! You have received Rs. 18620.00 via HDFC Bank SmartHub Vyapar from NILESH GHA . RRN-875943567647 , Check: https://1.hdfc.bank.in/HDFCBK/s/qmln6noJ”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · counted full inside our buffer
The working
Stamp duty 0.3%6,310
Registration fee 0.5%10,510
Government handling320
Our service fee1,500
Total we ask for18,640.16
By law ₹18,620. We ask ₹18,640 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
PLOT NO-25, SURVEY, 249/2/1A P, NALEGAON, 414001
read from the sanction letter · e-filing boxes 30 of 46 ready
Check the property →the boxes beside the paper
People
NILESH SANJAY PATEKAR · applicantCWIPP7497LPATEKAR SANJAY JABAJI · co-applicantAVPPP4195D
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