silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-03007

Sachin Ramrao Patil

PNB_HFLLAN HOU/PUN/0926/5220615 Challan paid · our move File on IGRSend the draft 1All documentsMails & papers 3
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — money verifiedopen
✓Sanction letteropen
✓MOTDopen
✓PAN cardopen
✓Sale deedopen
✓Selfie / photoopen
✓Paid challan (GRAS)open
✓Aadhaar card — inside kyc sachin patil (2).pdfopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
All files (8)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹17,890.59CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹17,952 receivedmatches the branch's receipt
Stamp duty 0.3%6,030
Registration fee 0.5%10,040
Government handling320
Our service fee1,500.59
Total we ask for17,890.59
the branch’s receipt claims ₹17,952 663914394145
paid 30 Sep 13:34:36 · verified 30 Sep 17:37:05 · 4 h 02 min later
How we know
Our own bank told us — 30 Sep 13:34
₹17,952 · UTR AXNGG27329025700 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.17952.00,30-09-2026 13:34:36 thru NEFT from AXNGG27329025700/GOOGLE INDIA DIGITAL . Aval Bal 351779.45 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
By law ₹17,872.40. We ask ₹17,890 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 06 minour time · 30 Sep 18:38
Index II —not yet
the NOI team 13 d 7 htotal 13 d 7 h so far
Now with the NOI team — e-filing on IGR
since 30 Sep 18:38 — 13 d 6 h of working time
Day by day — every step and who held it
30 Sep 17:32Your branch's mail
30 Sep 17:32Payment landedat once
30 Sep 17:36Papers read+4 min · the NOI team
30 Sep 17:36Property readat once
30 Sep 17:37Fee quotedat once
30 Sep 17:37Payment verifiedat once
30 Sep 17:37Ready for the challanat once
30 Sep 18:38Challan made+1 h 02 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹20,06,550
Loan account no.
HOU/PUN/0926/5220615
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
PUNE
Taluka
KHED
Village
CHAKAN
Number type
GAT
Number
NEW 1807 TO 1811
Building
WING C, PROJECT GOLD NEST
Floor
6TH
Flat / shop no
FLAT NO 608
Area
40.88
Hadd
Chakan Nagar Parishad
Read from the sanction letter, not the Index II. CustomerDocument068e200000iJoZVAA0.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.
stamps the check with your name; the e-filing types exactly these

⚠ 5 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKProperty unit number mismatch
The sanction letter, Page 1608
Unit Flat no 608
The Articles of Agreement, Page 21C-608
FLAT NO : C-608
Why it matters: The sanction letter refers to the unit as Flat No. 608, while the title deed (Articles of Agreement) specifies it as C-608. The title deed is the primary authority.
What to do: Use C-608 on the e-filing property page as printed on the title deed.
CHECKYogita's PAN card name typo
Yogita's PAN cardYOGITA BACHIN PATIL
The sanction letter, Page 1YOGITA SACHIN PATIL
Why it matters: Yogita's PAN card contains a spelling typo where her middle name is printed as BACHIN instead of SACHIN. The fifth letter of her PAN (GAFPP0771L) is still 'P' for Patil.
What to do: Type her name as GAFPP0771L prints it on her PAN card, and check this spelling typo during physical verification.
CHECKIncomplete date of mortgage
The MOTD, Page 1______ day of SEP 2026
On the ______ day of SEP 2026
Why it matters: The exact day of September 2026 when the mortgage was created is left blank on Page 1 of the MOTD.
What to do: Confirm the exact date of deposit of title deeds with the branch before filing.
CHECKDisbursement date before sanction date
The MOTD, Page 210/9/2026
Date of Disbursement Letter: 10/9/2026
The sanction letter, Page 116-Sep-2026
Date: 16-Sep-2026
Why it matters: The MOTD lists the disbursement date as 10-Sep-2026, which is prior to the sanction date of 16-Sep-2026. This may be a typo on the MOTD.
What to do: Verify the correct disbursement date with the branch.
CHECKThe name of person 2
The PAN cardPATIL SACHIN
The sanction letter DIFFERSYOGITA SACHIN PATIL
What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.
Compared: the sanction letter; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the documents and payment, and has shared the challan. The team is waiting for the branch to provide the Index II copy to proceed with the NOI filing.
the trail says the next move is with the branch — the Index II copy
the branch last asked: Kindly provide Challan and NOI In case of Loan No: HOU/PUN/0926/5220615//SACHIN RAMRAO PATIL
✓ loan papers sent — done, mail 1 (2026-09-30) “Loan sanction letter Attached.”
✓ fee paid — the branch's words — done, mail 1 (2026-09-30) “Payment details screenshot with Transaction ID & Date of payment mentioned Attached 30/09/2026”
✓ challan made — done, mail 3 (2026-09-30) “PFA challan for your reference..”
✓ challan shared — done, mail 3 (2026-09-30) “PFA challan for your reference..”
? Index II asked for — asked, mail 2 (2026-09-30) “For NOI filing, We need an index 2 copy..”
read over 3 mail(s), last mail 2026-09-30 · read 13d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011184465202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
NOI case NOI-2026-03007
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantSachin Ramrao Patil
LANHOU/PUN/0926/5220615
Loan AmtRs. 20,06,550
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, MOTD (Memorandum of Deposit of Title Deed), Payment Screenshot with UTR, Sale Deed, Sanction Letter

Payment of Rs. 17,952.00 stands VERIFIED against the credit in our account on 30-Sep-2026 (UTR: AXNGG27329025700). Nothing further is due on this case.

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
DZ dipak.zanan@phfl.com phfl.com
30 Sep, 17:32 · 13d ago
THE FIRST MAIL — how this case began
Kindly provide Challan and NOI In case of Loan No: HOU/PUN/0926/5220615//SACHIN RAMRAO PATIL
Dear Team,

Kindly provide Challan and NOI In case of Loan No: HOU/PUN/0926/5220615//SACHIN RAMRAO PATIL

Documents required for NOI

Filing: - Sticker date –30/09/2026.

MOD0.3%
NOI0.5%

DHC – 300 Rs.

Adv. fees 1500 Rs.

Case type- Builder purchase

Challan NOI payment should be Given details.

Note-

Documents required for NOI Filing

Remark

Loan sanction letter✓ Attached.

Index 2/ Draft

Draft Attached

Aadhar copy of the applicant/s✓ Attached.
PAN copy of the applicant/s✓ Attached.
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.✓ Attached.

Payment details screenshot with Transaction ID & Date of payment mentioned

Attached 30/09/2026

Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 435 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: asks for the challan, the e-filing copy; documents attached — “Kindly provide Challan and NOI In case of Loan No: HOU/PUN/0926/5220615//SACHIN RAMRAO PATIL”
OL The NOI teamTYPED IN GMAIL
30 Sep, 18:16 · 13d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 17:35, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote: Dear Team, Kindly provide Challan and NOI In case of Loan No: HOU/PUN/0926/5220615//SACHIN RAMRAO PATIL Documents required for NOI Filing: - Sticker date –30 /09/2026. MOD – 0.3% NOI- 0.5% DHC – 300 Rs. Adv. fees 1500 Rs. Case type- Builder purchase Challan NOI payment should be Given details. Note- Documents required for NOI Filing Remark Loan sanction letter Attached. Index 2/ Draft Draft Attached Aadhar copy of the applicant/s Attached. PAN copy of the applicant/s Attached. Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached. Payment details screenshot with Transaction ID & Date of payment mentioned Attached 30/ 09 /2026 Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
30 Sep, 18:41 · 13d ago

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 18:16, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 30 Sept 2026 at 17:35, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote: Dear Team, Kindly provide Challan and NOI In case of Loan No: HOU/PUN/0926/5220615//SACHIN RAMRAO PATIL Documents required for NOI Filing: - Sticker date –30 /09/2026. MOD – 0.3% NOI- 0.5% DHC – 300 Rs. Adv. fees 1500 Rs. Case type- Builder purchase Challan NOI payment should be Given details. Note- Documents required for NOI Filing Remark Loan sanction letter Attached. Index 2/ Draft Draft Attached Aadhar copy of the applicant/s Attached. PAN copy of the applicant/s Attached. Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached. Payment details screenshot with Transaction ID & Date of payment mentioned Attached 30/ 09 /2026 Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: challan shared ✓ — “PFA challan for your reference..”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20260930-WA0006.jpg
filed 13d ago
Sanction letter CustomerDocument068e200000iJoZVAA0.pdf
filed 13d ago
MOTD A 2 s patil.pdf
filed 13d ago
PAN card+ Aadhaar card inside kyc sachin patil (2).pdf
filed 13d ago
Sale deed 608 PATIL (2).pdf
filed 13d ago
Selfie / photo IMG-20260307-WA0005.jpg
filed 13d ago
Selfie / photo IMG-20260307-WA0004.jpg
filed 13d ago
Paid challan (GRAS) PATIL SACHIN EchallanMH011184465202627E.pdf
filed 13d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹17,890.59
Where it stands
VERIFIED — money received
Screenshot claims
₹17,952 663914394145
Paid at
30 Sep 13:34:36
Verified on
30 Sep 17:37:05

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹6,030₹10,040₹320 ₹1,500₹17,890
By law ₹17,872.40. We ask ₹17,890 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

64 of 70 e-filing boxes readyOpen the verification page →
Empty: Title deed no / year / SRO, Road (person 1), Mobile (person 2), Mobile (person 3), Floor (person 3), Road (person 3)
41 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.
not verified yetsource: the sanction letter (CustomerDocument068e200000iJoZVAA0.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
✓ in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
⚠ not in the document
PIN
✓ in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
Unit Flat no 608, Floor 6th floor, Block Wing C, Project Gold Nest, Project at NewGat No 1807 to 1811, Old Gat No 3707 to 3711, Village Chakan Taluka, Khed, Pune, MAHARASHTRA, India, 410501
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
CustomerDocument068e200000iJoZVAA0.pdf
as printed
UNIT FLAT NO 608, FLOOR 6TH FLOOR, BLOCK WING C, PROJECT GOLD NEST, PROJECT AT NEWGAT NO 1807 TO 1811, OLD GAT NO 3707 TO 3711, VILLAGE CHAKAN TALUKA, KHED, PUNE, MAHARASHTRA, INDIA, 410501
PIN
410501
THE CHALLAN, as it will be typed
Flat/Survey Number
UNIT FLAT NO 608 FLOOR 6TH FLOOR BLOCK WING C PROJECT GOLD NEST PROJECT AT NEWGAT NO 1807 TO 1811
Locality/Road
OLD GAT NO 3707 TO 3711 VILLAGE CHAKAN TALUKA KHED PUNE MAHARASHTRA
Area/City
PUNE
check or correct a box, the papers beside it →
Every paper prints the same words as the base paper.
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorPATIL SACHINBRJPP0779G
mortgagorYOGITA SACHIN PATILGAFPP0771L
mortgagorYogita Sachin PatilGAFPP0771L…3938
mortgagorSACHIN RAMRAO PATILBRJPP0779G…7886

All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
acknowledgementdipak.zanan@phfl.com 13d ago
What the engine read from each document — check anything marked in red
Payment screenshot IMG-20260930-WA0006.jpg needs your check
utr
663914394145
date
2026-09-30
time
13:02
amount
17952
method
UPI
payee name
Thinkbigz Initiative Pvt Ltd
raw reading (for Abhijit)
{'utr': '663914394145', 'date': '2026-09-30', 'time': '13:02', 'amount': 17952, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'Thinkbigz Initiative Pvt Ltd', 'payer_name': None, 'debit_notification_text': None}
Sanction letter CustomerDocument068e200000iJoZVAA0.pdf needs your check
lan
HOU/PUN/0926/5220615
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'SACHIN RAMRAO PATIL', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'YOGITA SACHIN PATIL', 'role': 'applicant', 'label': 'Applicant'}
confidence
1
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.95% = 8.20% per annum as on the date of execution of the loan agreement
linked refs
HDFC-07461050094303
loan amount
1911000
rate spread
-4.95
final amount
2006550
interest rate
8.2
sanction date
16-Sep-2026
letter version
6
reference rate
13.15
applicant email
sachinrpatil1210@gmail.com
applicant names
SACHIN RAMRAO PATIL, YOGITA SACHIN PATIL
printed altered
False
applicant mobile
7058759227
balance transfer
False
property address
pin: 410501; state: MAHARASHTRA; taluka: Khed; flat_no: 608; district: Pune; floor_no: 6th floor; landmark: Block Wing C; full_address: Unit Flat no 608, Floor 6th floor, Block Wing C, Project Gold Nest, Project at NewGa
insurance premium
95550
final amount label
Total Loan Amount
includes insurance
True
total with insurance
2006550
security address verbatim
Unit Flat no 608, Floor 6th floor, Block Wing C, Project Gold Nest, Project at NewGat No 1807 to 1811, Old Gat No 3707 to 3711, Village Chakan Taluka, Khed, Pune, MAHARASHTRA, India, 410501
applicant address verbatim
FLAT NO C 605 GOLD NEST, GAT NO 1807 TO 1811, CHAKAN KHED PUNE, ., Pune, MAHARASHTRA, 410501, Pune, India
raw reading (for Abhijit)
{'lan': 'HOU/PUN/0926/5220615', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'SACHIN RAMRAO PATIL', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'YOGITA SACHIN PATIL', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -4.95% = 8.20% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': ['HDFC-07461050094303'], 'loan_amount': 1911000, 'rate_spread': -4.95, 'final_amount': 2006550, 'interest_rate': 8.2, 'quality_issue': None, 'sanction_date': '16-Sep-2026', 'letter_version': '6', 'reference_rate': 13.15, 'applicant_email': 'sachinrpatil1210@gmail.com', 'applicant_names': ['SACHIN RAMRAO PATIL', 'YOGITA SACHIN PATIL'], 'printed_altered': False, 'applicant_mobile': '7058759227', 'balance_transfer': False, 'property_address': {'pin': '410501', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Khed', 'flat_no': '608', 'district': 'Pune', 'floor_no': '6th floor', 'landmark': 'Block Wing C', 'full_address': 'Unit Flat no 608, Floor 6th floor, Block Wing C, Project Gold Nest, Project at NewGat No 1807 to 1811, Old Gat No 3707 to 3711, Village Chakan Taluka, Khed, Pune, MAHARASHTRA, India, 410501', 'village_city': 'Chakan', 'building_name': 'Project Gold Nest', 'survey_or_cts_no': 'NewGat No 1807 to 1811, Old Gat No 3707 to 3711'}, 'insurance_premium': 95550, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2006550, 'security_address_verbatim': 'Unit Flat no 608, Floor 6th floor, Block Wing C, Project Gold Nest, Project at NewGat No 1807 to 1811, Old Gat No 3707 to 3711, Village Chakan Taluka, Khed, Pune, MAHARASHTRA, India, 410501', 'applicant_address_verbatim': 'FLAT NO C 605 GOLD NEST, GAT NO 1807 TO 1811, CHAKAN KHED PUNE, ., Pune, MAHARASHTRA,\n410501, Pune, India'}
PAN card kyc sachin patil (2).pdf needs your check
dob
1988-10-12
pan
BRJPP0779G
name
PATIL SACHIN
legible
True
father name
RAMRAO ZIPRU PATIL
raw reading (for Abhijit)
{'dob': '1988-10-12', 'pan': 'BRJPP0779G', 'name': 'PATIL SACHIN', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAMRAO ZIPRU PATIL', 'aadhaar_last4': None, 'quality_issue': None}
Selfie / photo IMG-20260307-WA0004.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Selfie / photo IMG-20260307-WA0005.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
PAN card kyc sachin patil (2).pdf needs your check
dob
1988-10-12
pan
BRJPP0779G
legible
True
raw reading (for Abhijit)
{'dob': '1988-10-12', 'pan': 'BRJPP0779G', 'address': None, 'legible': True, 'quality_issue': None}
PAN card kyc sachin patil (2).pdf needs your check
dob
1988-10-12
pan
BRJPP0779G
name
PATIL SACHIN
page
1
legible
True
card kind
pan
father name
RAMRAO ZIPRU PATIL
card of many
1
raw reading (for Abhijit)
{'dob': '1988-10-12', 'pan': 'BRJPP0779G', 'name': 'PATIL SACHIN', 'page': 1, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'RAMRAO ZIPRU PATIL', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}
PAN card kyc sachin patil (2).pdf needs your check
dob
1988-10-12
name
Sachin Ramrao Patil
page
2
address
pin: 410501; area: Medankarwadi; flat: H No-2134; state: Maharashtra; building: Shikshak Colony; district: Pune; post_office: Chakan; village_city: Chakan
legible
True
card kind
aadhaar
card of many
2
aadhaar last4
7886
raw reading (for Abhijit)
{'dob': '1988-10-12', 'pan': None, 'name': 'Sachin Ramrao Patil', 'page': 2, 'mobile': None, 'address': {'pin': '410501', 'area': 'Medankarwadi', 'flat': 'H No-2134', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Shikshak Colony', 'district': 'Pune', 'post_office': 'Chakan', 'village_city': 'Chakan'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '7886', 'quality_issue': None}
PAN card kyc sachin patil (2).pdf needs your check
dob
1996-09-21
pan
GAFPP0771L
name
YOGITA SACHIN PATIL
page
3
legible
True
card kind
pan
father name
MADHUKAR UTTAM PATIL
card of many
3
raw reading (for Abhijit)
{'dob': '1996-09-21', 'pan': 'GAFPP0771L', 'name': 'YOGITA SACHIN PATIL', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'MADHUKAR UTTAM PATIL', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}
PAN card kyc sachin patil (2).pdf needs your check
dob
1996-09-21
name
Yogita Sachin Patil
page
4
address
pin: 424101; state: Maharashtra; district: Jalgaon; village_city: Bangaon
legible
True
card kind
aadhaar
card of many
4
aadhaar last4
3938
raw reading (for Abhijit)
{'dob': '1996-09-21', 'pan': None, 'name': 'Yogita Sachin Patil', 'page': 4, 'mobile': None, 'address': {'pin': '424101', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Jalgaon', 'post_office': None, 'village_city': 'Bangaon'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '3938', 'quality_issue': None}
Sanction letter CustomerDocument068e200000iJoZVAA0.pdf needs your check
found
True
found in
10. Security
paper for
loan_ref: HOU/PUN/0926/5220615; customer_name: SACHIN RAMRAO PATIL
confidence
0.99
property address
pin: 410501; state: MAHARASHTRA; taluka: KHED; flat_no: FLAT NO 608; district: PUNE; floor_no: 6TH; full_address: Unit Flat no 608, Floor 6th floor, Block Wing C, Project Gold Nest, Project at NewGat No 1807 to 1811, Old
security address verbatim
Unit Flat no 608, Floor 6th floor, Block Wing C, Project Gold Nest, Project at NewGat No 1807 to 1811, Old Gat No 3707 to 3711, Village Chakan Taluka, Khed, Pune, MAHARASHTRA, India, 410501
raw reading (for Abhijit)
{'found': True, 'found_in': '10. Security', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/PUN/0926/5220615', 'report_id': None, 'customer_name': 'SACHIN RAMRAO PATIL'}, 'pin_other': None, 'confidence': 0.99, 'address_lines': None, 'property_address': {'pin': '410501', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'KHED', 'flat_no': 'FLAT NO 608', 'district': 'PUNE', 'floor_no': '6TH', 'landmark': None, 'full_address': 'Unit Flat no 608, Floor 6th floor, Block Wing C, Project Gold Nest, Project at NewGat No 1807 to 1811, Old Gat No 3707 to 3711, Village Chakan Taluka, Khed, Pune, MAHARASHTRA, India, 410501', 'village_city': 'CHAKAN', 'building_name': 'WING C, PROJECT GOLD NEST', 'survey_or_cts_no': 'NEW GAT NO 1807 TO 1811, OLD GAT NO 3707 TO 3711'}, 'security_address_verbatim': 'Unit Flat no 608, Floor 6th floor, Block Wing C, Project Gold Nest, Project at NewGat No 1807 to 1811, Old Gat No 3707 to 3711, Village Chakan Taluka, Khed, Pune, MAHARASHTRA, India, 410501'}
Paid challan (GRAS) PATIL SACHIN EchallanMH011184465202627E.pdf needs your check
grn
MH011184465202627E
pin
410501
total
16070.0
article
6(1)
defaced
False
bank cin
03006172026093001959
district
PUNE
area city
PUNE
payer pan
BRJXXXXXXG
flat block
FLAT NO C-608 6TH FLOOR C WING GOLD NEST GAT NO 1807 TO 1811 NEW OLD GAT NO 3707 TO 3711
payer name
PATIL SACHIN
sro office
KED2_KHED 2 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2006550
scheme rows
{'amount': 6030.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10040.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX9227
payment date
30/09/2026-18:38:44
road locality
VILLAGE CHAKAN TALUKA KHED PUNE MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
2006550
raw reading (for Abhijit)
{'grn': 'MH011184465202627E', 'pin': '410501', 'total': 16070.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093001959', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'BRJXXXXXXG', 'flat_block': 'FLAT NO C-608 6TH FLOOR C WING GOLD NEST GAT NO 1807 TO 1811 NEW OLD GAT NO 3707 TO 3711', 'payer_name': 'PATIL SACHIN', 'sro_office': 'KED2_KHED 2 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2006550', 'scheme_rows': [{'amount': 6030.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10040.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX9227', 'payment_date': '30/09/2026-18:38:44', 'road_locality': 'VILLAGE CHAKAN TALUKA KHED PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2006550'}
Technical record (for Abhijit — safe to ignore)
13d agosystem:reconcilechallan_boxes_gathered{'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'landmar
13d agosystem:extractboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['608 PATIL (2).pdf', 'CustomerDocument068e200000iJoZVAA0.pdf', 'kyc sachin patil (2).pdf', 'A 2 s patil.pdf'], 'notes': None, 'fille
13d agosystem:extractchallan_boxes_by_rules{'fp': '2997932f81315f0c', 'why': "'GAT NO' twice in box 1"}
13d agosystem:learnlesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BRxxxxxxXG — no paper on the
13d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
13d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'PATIL SACHIN Echall
13d agosystem:ingestsro_office_learned{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'KED2_KHED 2 SUB REGISTRAR', 'district': 'PUNE'}
13d agosystem:extractchallan_verified_against_case{'grn': 'MH011184465202627E', 'file': 'PATIL SACHIN EchallanMH011184465202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
13d agosystem:extractchallan_extracted{'grn': 'MH011184465202627E', 'file': 'PATIL SACHIN EchallanMH011184465202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 16070.0}
13d agosystem:ingesttitle_doc_on_case_filing_open{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': '608 PATIL (2).pdf', 'kind': 'sale_deed'}
13d agosystem:ingestchallan_found_on_case{'was': 'CHALLAN_PENDING', 'why': 'a challan is on the case — it counts; a challan is on file; its amounts could not be read — check it by eye', 'file': 'PATIL SACHIN EchallanMH011184465202627E.pdf', 'kind': 'unread'}
13d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '389391', 'lessons': [{'box': 'Taluka', 'words': 'Taluka: the team typed RAJGU
13d agosystem:extractdocument_reread{'now': ['sanction_letter'], 'was': ['sanction_letter'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'CustomerDocument068e200000iJoZVAA0.pdf', 'doc_id': 'a8ce0
13d agosystem:extractproperty_replaced_from_report{'why': "this bank's rule puts the letter above the source the property had come from — the unverified boxes are re-read from the letter; a person verifies box by box before anything files", 'file': 'CustomerDocument068e
13d agosystem:learnreading_error456{'box': 'Property box 2', 'why': 'the team typed what this paper prints; this desk typed what no paper prints — this desk read the paper wrong; read again', 'file': 'CustomerDocument068e200000iJoZVAA0.pdf', 'ours': 'CHAK
13d agocopilot:DARBARcopilot_edit{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
13d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Office', 'why': 'the property is in Khed taluka, no
13d agoops:copilotreading_boxes_not_the_papers_words{'why': 'v441: the reading decides — its boxes stand; the words the base paper does not print are said beside the box', 'file': 'CustomerDocument068e200000iJoZVAA0.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['
13d agosystem:extractchallan_boxes_by_rules{'fp': 'ec23036b415501ba', 'why': "'GAT NO' twice in box 1"}
13d agoezdocs:readerreader_mail_addition{'fp': '67ef5ee1d9427cf4', 'add': {}, 'why': 'The mail does not add any missing address details for the property.', 'asked': True, 'quote': '', 'same_property': True}
13d agoezdocs:readerreader_mail_addition{'fp': '67ef5ee1d9427cf4', 'add': {}, 'why': 'The mail does not add any missing address details for the property.', 'asked': True, 'quote': '', 'same_property': True}
13d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid'], 'mails': 2, 'summary':
13d agosystem:reconcilequoted_history_checked{}
13d agosystem:reconcileextra_challan_scanned{'found': 0}
13d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'index2_sent'], 'mails'
13d agosystem:extractproperty_self_check{'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': 'The
13d agosystem:ingestkyc_address_missing{'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'YOGITA SACHIN PATIL', 'party_id': 'b7af000b-bd59-47f8-b
13d agosystem:ingestkyc_address_missing{'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'PATIL SACHIN', 'party_id': 'bffffbfe-2dea-44ba-8198-1fa
13d agoezdocs:readerreader_home_address{'fp': '3ef9df8aa31ec89a', 'from': 'the sanction letter (CustomerDocument068e200000iJoZVAA0.pdf)', 'home': {'pin': '410501', 'area': 'GAT NO 1807 TO 1811', 'flat': 'C 605', 'state': 'MAHARASHTRA', 'building': 'GOLD NEST'
13d agoezdocs:readercase_read{'how': 'uri', 'tag': 'fab15840f3b28a84', 'docs': ['608 PATIL (2).pdf', 'CustomerDocument068e200000iJoZVAA0.pdf', 'kyc sachin patil (2).pdf', 'A 2 s patil.pdf'], 'loan': {'amount': 2006550, 'made_of': [{'what': 'sanctio

Case diary the case’s history — what happened, newest day first

Papers
All 7 in hand
Nothing more to ask the branch for
Money
₹17,952 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
30 Sep74 things
challan boxes gathered
20:06
boxes gathered
20:06
challan boxes by rules
20:06
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:42
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
18:42
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
18:42
Challan re-read against the case — matches exactly
18:42
challan extracted
18:42
The branch's title document is on the case — the filing is the NOI team's move
18:42
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
18:42
Received: Challan
PATIL SACHIN EchallanMH011184465202627E.pdf
18:42
A file was read again from the start — everything inside it now counts
18:40
Property re-read from this bank's ruling source (ICICI: the technical report)
18:40
reading error456
18:40
copilot edit — by copilot:DARBAR
18:38
copilot check issues — by copilot
18:36
reading boxes not the papers words — by copilot
18:35
challan boxes by rules
18:35
reader mail addition — by ezdocs:reader
18:34
reader mail addition — by ezdocs:reader
18:34
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:26
quoted history checked
18:10
extra challan scanned
18:08
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:47
property self check
17:42
kyc address missing
17:42
kyc address missing
17:42
The home address was read off the papers — by ezdocs:reader
17:40
case read — by ezdocs:reader
17:38
boxes gathered
17:37
address compared
17:37
challan boxes by rules
17:37
box disagreement
17:37
box disagreement
17:37
box disagreement
17:37
A box the papers had not filled was read off a paper and corrected
17:37
cards read
17:37
roles from letter
17:37
Co-applicant added
17:37
kyc address read
17:37
party not merged
17:37
roles from letter
17:37
Co-applicant added
17:37
party not merged
17:37
kyc address read
17:37
documents read together
17:37
card name not read454
17:37
PAN found inside the KYC file — no need to ask for it
17:37
Everything for the challan is in — queued
Papers and money are in — the challan is next.
17:37
case acknowledged challan queued
17:37
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03007
17:37
No fee quote sent — the branch's own figures were right
17:37
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
17:37
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
17:37
receivable snapshot
17:37
The payment proof already on the case was applied
17:37
money settled — by ezdocs:reader
17:37
case read started — by ezdocs:reader
17:36
roles from letter
17:36
Selfie checked — a live one
A real selfie — usable for the e-filing.
17:36
Selfie checked — a live one
A real selfie — usable for the e-filing.
17:36
applicant email captured
17:36
Property address read from the sanction letter
17:36
Received: Selfie
IMG-20260307-WA0004.jpg
17:36
Received: Selfie
IMG-20260307-WA0005.jpg
17:36
mortgage date read
17:36
Received: Sale deed
608 PATIL (2).pdf
17:36
credit seen before bill
17:36
Payment proof arrived before the case was quoted — held
17:36
Received: PAN card
kyc sachin patil (2).pdf
17:36
Received: MOTD
A 2 s patil.pdf
17:36
Received: Sanction letter
CustomerDocument068e200000iJoZVAA0.pdf
17:36
Received: Payment screenshot
IMG-20260930-WA0006.jpg
17:36
Case opened from the branch's mail
17:36
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
rendered in 2.50 s · 224 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f