⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Santosh Shriram Gavali
LAN 77000355474Loan ₹18,50,000NOIMails & papers 28 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
29 Sep, 14:28
Documents
Payment
Challan
done 29 Sep, 16:30 · GRAS ↗
Filing
took 7d · IGR e-filing ↗
E-filing copy
done 6 Oct, 16:35
Index II
took 2d 20h
doneIndex II shared · the trail says: The branch has sent all initial documents and the payment screenshot. The team has generated and shared the challan, and is now waiting for the Index II copy…whole case so far 14d 9h
Needs your eyes1
The work is done — our fee of ₹16,870.45 is still not in our account. Chase the branch for it.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
9 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990610260489.pdf
7 Oct2 things — 2 steps
file note490
mail against file490 — by ezdocs:reader
6 Oct40 things — 2 documents received · 1 letter written · 37 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990610260489.pdf
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling profile differs — by copilot
efiling token from portal — by copilot
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
address compared
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
index2 pan differs
Index II (title document) received from the branch
Received: Index II
Santosh gavali index 2.pdf
file note490
mail against file490 — by ezdocs:reader
file note490
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
29 Sep132 things — 13 documents received · 4 letters written · 2 cautions · 113 steps
quoted history checked
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
GAVALI SANTOSH SHRIRAM EchallanMH011081237202627E.pdf
copilot edit — by copilot:NIKHIL
paper locate — by ezdocs:reader
copilot check issues — by copilot
copilot pick — by copilot
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
box disagreement
box disagreement
box disagreement
box disagreement
box disagreement
box disagreement
property self check
property from index2
index2 people checked
documents read together
paper read beside case
Received: Technical report
TECH REPORT.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
property self check
property from index2
index2 people checked
documents read together
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
IMG20260927131149.jpg
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
EMAIL SUBJECT LINE- APP77000355474 -APPLICANT NAME – SANTOSH SHRIRAM GAVALI | PROCESS CHALLAN OF 0.3 & 0.5% A
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
property self check
property from index2
index2 people checked
documents read together
extra challan scanned
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
template name checked
property self check
property from index2
index2 people checked
documents read together
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
boxes gathered
address compared
challan boxes composed
property self check
property from index2
index2 people checked
documents read together
The home address was read off the papers — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
box disagreement
box disagreement
box disagreement
case read — by ezdocs:reader
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02835
claim inside desk buffer
acknowledged with advice
No fee quote sent — the branch's own figures were right
This case's screenshot names a credit tied to a case already past its challan — a person decides
property self check
The payment proof already on the case was applied
property from index2
index2 people checked
money settled — by ezdocs:reader
documents read together
property self check
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
paper read beside case
roles from letter
Co-applicant added
property from index2
index2 people checked
index2 pan differs
Received: LSR
Legal report.pdf
Received: Aadhaar
Rani Adhar card.pdf
Received: PAN card
Rani Pan card.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
applicant email captured
roles from letter
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: Selfie
Rani photo.jpg
property english extracted
Received: Sanction letter
Sanction letter.pdf
Property read from the Index II
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
Document could not be read — a clear copy was asked for
this is not a live selfie
Received: Selfie — not usable
santosh photo.jpg — this is not a live selfie
Received: PAN card
Santosh Pan card.pdf
Received: Aadhaar
Santosh adhar card.pdf
Payment proof arrived before the case was quoted — held
Received: Index II
santosh gawali index 2.pdf
Received: Payment screenshot
payment.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
12 of 12 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
✓PAN cardopen
✓Selfie / photoopen
✓Sanction letteropen
✓LSR (search report)open
✓Technical reportopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 16 files
The file, as the engine remembers it4 open
The case is processed for SANTOSH SHRIRAM GAVALI under LAN 77000355474. Loan amount is set to Rs. 18,50,000 as per the branch mail and the paid challan. The property is an open non-agricultural plot (Plot No. 47 of Gat No. 1188) in Barshi, Solapur.
✗the photo could not be read (santosh photo.jpg) — the branch — this is not a live selfie
○property — building — the branch
○property — floor — the branch
○this desk's fee (Rs 16870) — the branch
?the papers disagree on Loan Amount Mismatch (the sanction letter: 1780000; the branch's mail: 1850000) — Verify the correct loan amount with the branch.
?unsure of date_of_mortgage — There is no MOTD on the file to confirm the actual date of mortgage.
the branch's last mail (2026-10-07): The branch asks for the NOI Index II.
read once, kept; every new mail and paper is read against this note · kept 2026-10-07T06:31 UTC
Moneywaiting for the credit
₹16,870.45
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹16,850 — ₹20 under our ask, not below the real calculation ₹16,800. Counts as full. Nothing to ask.
Screenshot ₹16,850 — verified by itself the moment the bank credit is heard.
Screenshot ₹16,850 — verified by itself the moment the bank credit is heard.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-09-29 — verified when Google's NEFT lands in the PNB account (within hours).
The working
Stamp duty 0.3%5,560
Registration fee 0.5%9,260
Government handling350
Our service fee1,700
Total we ask for16,870.45
By law ₹16,850. We ask ₹16,870 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
47, GAT, 1188, Barshi, 413401
read from the Index II · e-filing boxes 41 of 46 ready
Check the property →the boxes beside the paper
People
RANI SANTOSH GAVALI · co-applicantCXGPG8800HGAVALI SANTOSH SHRIRAM · applicantCBBPG9404J
rendered in 2.23 s · 99 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f