Prakash Harji Wagh
the challan is done — these are for the IGR filing / KYC
- GPay ₹26,070 announced at 05:03 has not settled into the PNB account (due 09:03). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
why?
Day by day — every step and who held it
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011361244202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper05 Oct, 11:46 · 8d ago THE FIRST MAIL — how this case began
Please find attached payment screenshot and other documents share challan on priority
05 Oct, 12:11 · 8d ago
Team
PFA Challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
05 Oct, 12:12 · 8d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | 333059.jpg | filed | 8d ago |
| Technical report | PRAKASH TECHNICAL REPORT.pdf | filed | 8d ago |
| Sanction letter | KFSLetter_77000363301 (2).pdf | filed | 8d ago |
| PAN card+ Selfie / photo inside+ Aadhaar card inside | prakash wagh KYC.pdf | filed | 8d ago |
| Paid challan (GRAS) | PRAKASH HARJI WAGH EchallanMH011361244202627E.pdf | filed | 8d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹26,060.24
VERIFIED — money received
₹26,070
5 Oct 10:33:00
5 Oct 11:48:06
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹9,010 | ₹15,000 | ₹350 | ₹1,700 | ₹26,060 |
why?
Property (must be perfect)
The property, paper by paper side by side, the base paper first
FLAT NO 1604 16TH FLOOR B WING BUILDING NO 7 MHADA COMPLEX VIRAR NALLASOPARA LINK ROAD VIRAR WEST,TALUKA VASAI DISTRICT PALGHAR 401303
FLAT NO 1604 16TH FLOOR B WING BUILDING NO 7 MHADA COMPLEX VIRAR NALLASOPARA LINK ROAD VIRAR WEST TALUKA VASAI DISTRICT PALGHAR 401303
401303
FLAT NO 1604 16TH FLOOR B WING BUILDING NO 7 MHADA COMPLEX
VIRAR NALLASOPARA LINK ROAD VIRAR WEST TALUKA VASAI
PALGHAR
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | PRAKASH HARJI WAGH | AAQPW9183Q | …0892 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | surendra.pal@icicihfc.com | 8d ago |
| Index II chase | surendra.pal@icicihfc.com | 7d ago |
| Index II chase | surendra.pal@icicihfc.com | 4d ago |
| Index II chase | surendra.pal@icicihfc.com | 1d ago |
What the engine read from each document — check anything marked in red
2026-10-05
10:33
26070
UPI
EZDOCS
raw reading (for Abhijit)
{'utr': None, 'date': '2026-10-05', 'time': '10:33', 'amount': 26070, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}True
PROPERTY ADDRESS
loan_ref: 77000363301; report_id: HRQ-26-166168; customer_name: Prakash Harji Wagh
0.99
property
taken: legal; legal_address: Flat No 1604 16th Floor B Wing Building No 7 Mhada Complex Virar Nallasopara Link Road Virar West Taluka Vasai District Palghar 401303; property_address: Flat No 1604 16th Floor B Wing Buildi
pin: 401303; road: VIRAR NALLASOPARA LINK ROAD; state: MAHARASHTRA; taluka: VASAI; flat_no: FLAT NO 1604; district: PALGHAR; floor_no: 16; landmark: MHADA VIRAR; full_address: Flat No 1604 16th Floor B Wing Building No 7
Flat No 1604 16th Floor B Wing Building No 7 Mhada Complex Virar Nallasopara Link Road Virar West Taluka Vasai District Palghar 401303
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': None, 'paper_for': {'loan_ref': '77000363301', 'report_id': 'HRQ-26-166168', 'customer_name': 'Prakash Harji Wagh'}, 'pin_other': None, 'confidence': 0.99, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No 1604 16th Floor B Wing Building No 7 Mhada Complex Virar Nallasopara Link Road Virar West Taluka Vasai District Palghar 401303', 'property_address': 'Flat No 1604 16th Floor B Wing Building No 7 Mhada Complex Virar Nallasopara Link Road Virar West,Taluka Vasai District Palghar 401303'}, 'property_address': {'pin': '401303', 'road': 'VIRAR NALLASOPARA LINK ROAD', 'state': 'MAHARASHTRA', 'taluka': 'VASAI', 'flat_no': 'FLAT NO 1604', 'district': 'PALGHAR', 'floor_no': '16', 'landmark': 'MHADA VIRAR', 'full_address': 'Flat No 1604 16th Floor B Wing Building No 7 Mhada Complex Virar Nallasopara Link Road Virar West Taluka Vasai District Palghar 401303', 'village_city': 'VIRAR WEST', 'building_name': 'B WING BUILDING NO 7 MHADA COMPLEX', 'survey_or_cts_no': None}, 'security_address_verbatim': 'Flat No 1604 16th Floor B Wing Building No 7 Mhada Complex Virar Nallasopara Link Road Virar West Taluka Vasai District Palghar 401303'}77000363301
True
Home Loan and Purchase/Improvement of Property
Home Loan
1
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)10.60% 8.30 %p.a
77000363302
3000000
-10.6
3000000
8.3
03/10/2026
HF-38-VER-14-01072026/KFS
18.9
waghprakash007@gmail.com
PRAKASH HARJI WAGH, VANITA PRAKASH WAGH
False
9324914007
False
Sanctioned Loan amount (in Rupees)
False
Flat No A1/609 6th Floor, Samrat Ashok CHS Ltd. S. K. Rathod Road Tardeo Tulsiwadi Mahalaxmi Mumbai, Tulsiwadi, Mumbai City West, MUMBAI, MAHARASHTRA, IN, 400034
raw reading (for Abhijit)
{'lan': '77000363301', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan', 'confidence': 1, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)10.60% 8.30 %p.a', 'handwritten': [], 'linked_refs': ['77000363302'], 'loan_amount': 3000000, 'rate_spread': -10.6, 'final_amount': 3000000, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '03/10/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'reference_rate': 18.9, 'applicant_email': 'waghprakash007@gmail.com', 'applicant_names': ['PRAKASH HARJI WAGH', 'VANITA PRAKASH WAGH'], 'printed_altered': False, 'applicant_mobile': '9324914007', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Flat No A1/609 6th Floor, Samrat Ashok CHS Ltd. S. K. Rathod Road Tardeo Tulsiwadi Mahalaxmi Mumbai, Tulsiwadi, Mumbai City West, MUMBAI, MAHARASHTRA, IN, 400034'}1977-01-12
AAQPW9183Q
PRAKASH HARJI WAGH
pin: 400034; area: Tardeo Tulsiwadi, Mahalaxmi; flat: A 1; road: S.K. Rathod Road; floor: 6th Floor; state: Maharashtra; building: Samrat Ashok CHS. Ltd.; district: Mumbai City; village_city: Mumbai
True
HARJI KIMJI WAGH
0892
raw reading (for Abhijit)
{'dob': '1977-01-12', 'pan': 'AAQPW9183Q', 'name': 'PRAKASH HARJI WAGH', 'mobile': None, 'address': {'pin': '400034', 'area': 'Tardeo Tulsiwadi, Mahalaxmi', 'flat': 'A 1', 'road': 'S.K. Rathod Road', 'floor': '6th Floor', 'state': 'Maharashtra', 'building': 'Samrat Ashok CHS. Ltd.', 'district': 'Mumbai City', 'post_office': None, 'village_city': 'Mumbai'}, 'legible': True, 'father_name': 'HARJI KIMJI WAGH', 'aadhaar_last4': '0892', 'quality_issue': None}1977-01-12
AAQPW9183Q
PRAKASH HARJI WAGH
pin: 400034; area: Tardeo Tulsiwadi, Mahalaxmi; flat: A 1; road: S.K. Rathod Road; floor: 6th Floor; state: Maharashtra; building: Samrat Ashok CHS. Ltd.; district: Mumbai City; village_city: Mumbai
True
HARJI KIMJI WAGH
0892
raw reading (for Abhijit)
{'dob': '1977-01-12', 'pan': 'AAQPW9183Q', 'name': 'PRAKASH HARJI WAGH', 'mobile': None, 'address': {'pin': '400034', 'area': 'Tardeo Tulsiwadi, Mahalaxmi', 'flat': 'A 1', 'road': 'S.K. Rathod Road', 'floor': '6th Floor', 'state': 'Maharashtra', 'building': 'Samrat Ashok CHS. Ltd.', 'district': 'Mumbai City', 'post_office': None, 'village_city': 'Mumbai'}, 'legible': True, 'father_name': 'HARJI KIMJI WAGH', 'aadhaar_last4': '0892', 'quality_issue': None}MH011361244202627E
401303
24010.0
6(1)
False
03006172026100500278
PALGHAR
PALGHAR
AAQXXXXXXQ
FLAT NO 1604 16TH FLOOR B WING BUILDING NO 7 MHADA COMPLEX
PRAKASH HARJI WAGH
VASAI NO 2 JOINT SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=3000000
{'amount': 9010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX4007
05/10/2026-12:08:30
VIRAR NALLASOPARA LINK ROAD VIRAR WEST TALUKA VASAI DIST PALGHAR
AAACI6285N
ICICI HOME FINANCE COMPANY LTD
3000000
raw reading (for Abhijit)
{'grn': 'MH011361244202627E', 'pin': '401303', 'total': 24010.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100500278', 'district': 'PALGHAR', 'area_city': 'PALGHAR', 'payer_pan': 'AAQXXXXXXQ', 'flat_block': 'FLAT NO 1604 16TH FLOOR B WING BUILDING NO 7 MHADA COMPLEX', 'payer_name': 'PRAKASH HARJI WAGH', 'sro_office': 'VASAI NO 2 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=3000000', 'scheme_rows': [{'amount': 9010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4007', 'payment_date': '05/10/2026-12:08:30', 'road_locality': 'VIRAR NALLASOPARA LINK ROAD VIRAR WEST TALUKA VASAI DIST PALGHAR', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '3000000'}Technical record (for Abhijit — safe to ignore)
| 1d ago | system:emails | email_shadowed:index2_chase | {'to': 'surendra.pal@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000363301) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index |
| 1d ago | system:emails | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 4d ago | system:emails | email_shadowed:index2_chase | {'to': 'surendra.pal@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000363301) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index |
| 4d ago | system:emails | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 7d ago | system:emails | email_shadowed:index2_chase | {'to': 'surendra.pal@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000363301) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index |
| 8d ago | system:reconcile | gpay_not_settled_yet | {'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t |
| 8d ago | system:learn | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AAxxxxxxXQ — no paper on the |
| 8d ago | system:ingest | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 8d ago | system:ingest | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'PRAKASH HARJI WAGH EchallanMH011361244202627E.pdf', 'kind': ' |
| 8d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'PRAKASH HARJI WAGH |
| 8d ago | system:ingest | sro_office_learned | {'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'VASAI NO 2 JOINT SUB REGISTRAR', 'district': 'PALGHAR'} |
| 8d ago | system:extract | challan_verified_against_case | {'grn': 'MH011361244202627E', 'file': 'PRAKASH HARJI WAGH EchallanMH011361244202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 8d ago | system:extract | challan_extracted | {'grn': 'MH011361244202627E', 'file': 'PRAKASH HARJI WAGH EchallanMH011361244202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 24010.0} |
| 8d ago | system:learn | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '434720', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed VSI2_ |
| 8d ago | copilot:NIKHIL | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours' |
| 8d ago | ezdocs:reader | paper_locate | {'fp': '292fca183eab96d2', 'box': [320, 88, 453, 652], 'why': "The property address is found in the 'PROPERTY ADDRESS' section, including 'Property Address' and 'Legal Address' fields, and their corresponding values, dow |
| 8d ago | ezdocs:reader | paper_locate | {'fp': '998145d3c0c7a220', 'box': [10, 22, 989, 989], 'why': 'The PAN card with number AAQPW9183Q is on page 2.', 'page': 2, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': '42948a5b-88de-4cdf-b3e9-6d1416ed4b |
| 8d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []} |
| 8d ago | system:copilot | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03139'} |
| 8d ago | system:reconcile | quoted_history_checked | {} |
| 8d ago | system:reconcile | extra_challan_scanned | {'found': 0} |
| 8d ago | system:extract | property_self_check | {'ok': True, 'why': "EzDocs judged every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 12, 'trigger': 'quick sweep'} |
| 8d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid'], 'mails': 1, 'summary': |
| 8d ago | ezdocs:reader | reader_home_address | {'fp': '74b91568be44f78b', 'from': 'the sanction letter (KFSLetter_77000363301 (2).pdf)', 'home': {'pin': '400034', 'area': 'TARDEO TULSIWADI MAHALAXMI', 'flat': 'A1/609', 'road': 'S. K. RATHOD ROAD', 'floor': '6TH FLOOR |
| 8d ago | system:filenote | file_note490 | {'v': '1', 'at': '2026-10-05T06:18:51', 'why': 'reading', 'open': 5, 'mails': [{'at': '2026-10-05 06:16', 'id': '1a10ab5e09edfd93', 'from': 'branch', 'gist': 'The branch has attached documents and asks for the challan to |
| 8d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': 'abb391078a4dd9cc', 'docs': ['PRAKASH TECHNICAL REPORT.pdf', 'KFSLetter_77000363301 (2).pdf', 'prakash wagh KYC.pdf'], 'loan': {'amount': 3000000, 'made_of': [{'what': 'sanctioned amount', 'paper': |
| 8d ago | system:extract | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['PRAKASH TECHNICAL REPORT.pdf', 'KFSLetter_77000363301 (2).pdf', 'prakash wagh KYC.pdf'], 'after': {'addresses': {'people': [['PRAKASH HARJI WAGH', [['sanction_letter', 'same_sp |
| 8d ago | system:extract | address_compared | {'sig': '695e3fcfcb37cd07', 'why': 'after gather', 'people': [{'home': 'A 1, 6th Floor, Samrat Ashok CHS. Ltd., S.K. Rathod Road, Tardeo Tulsiwadi, Mahalaxmi, Mumbai, Mumbai City, 400034', 'person': 'PRAKASH HARJI WAGH', |
| 8d ago | system:extract | challan_boxes_composed | {'fp': '5ba3a60f8bba94f9', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 1604 16TH FLOOR B WING B |
| 8d ago | system:ingest | pages_trimmed480 | {'of': 13, 'why': "a long paper's pages that carry the facts go to the reader; the rest (photos, annexures) do not", 'file': 'KFSLetter_77000363301 (2).pdf', 'kept': [1, 2, 3, 4, 9, 10, 11, 12, 13], 'doc_id': '054a860e-9 |