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Sudhir Pandurang Kadam
File on IGRMails & papers 12 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Oct, 12:04
Documents
done 9 Oct, 12:08
Payment
took 3h 11m
Challan
done 9 Oct, 15:20 · GRAS ↗
Filing
in the tray 4d 10h · KUNAL 1m · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paidwhole case so far 4d 13h
Needs your eyes8
In the branch's mail of 9 Oct (from shyam.jadhav@icicihfc.com, “Kindly Process MODT and NOI Challan in Case of Anil Eknath Gavali ==77”), a DIFFERENT PERSON'S Aadhaar card is attached: DocScanner 9 Oct 2026 5-30 pm.pdf is Gavali Anil Eknath's, not Sudhir Pandurang Kadam's. Please check with the branch. It is not used — Sudhir's own Aadhaar card is typed. (Set aside as another customer's.)
In the branch's mail of 9 Oct (from shyam.jadhav@icicihfc.com, “Kindly Process MODT and NOI Challan in Case of Anil Eknath Gavali ==77”), a DIFFERENT PERSON'S PAN card is attached: gawali both pan card.pdf is GAVALI ANIL EKNATH (PAN AUPPG6095C)'s, not Sudhir Pandurang Kadam's. Please check with the branch. It is not used — Sudhir's own PAN card is typed. (Set aside as another customer's.)
In the branch's mail of 9 Oct (from shyam.jadhav@icicihfc.com, “Kindly Process MODT and NOI Challan in Case of Anil Eknath Gavali ==77”), a DIFFERENT PERSON'S Aadhaar card is attached: IMG-20261007-WA0027.jpg is Shivganga Anil Gavali's, not Sudhir Pandurang Kadam's. Please check with the branch. It is not used — Sudhir's own Aadhaar card is typed. (Set aside as another customer's.)
In the branch's mail of 9 Oct (from shyam.jadhav@icicihfc.com, “Kindly Process MODT and NOI Challan in Case of Anil Eknath Gavali ==77”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: KFSLetter_77000352098 (3).pdf is ANIL EKNATH GAVALI, SHIVGANGA ANIL GAVALI (loan 77000352098)'s, not Sudhir Pandurang Kadam's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against Sudhir's own letter. (Set aside as another customer's.)
The work is done — our fee of ₹26,780.73 is still not in our account. Chase the branch for it.
Aadhaar card: copy on file cannot be used. A usable one is being asked for.
Branch wrote ₹62,00,000; sanction letter says ₹32,41,200. We quoted on ₹32,41,200. Confirm the mortgage amount before the challan.
Screenshot shows money paid to “SINGH RASHMI · rashmisngh357@okhdfcbank” — not our account.
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal, the engine sees:
• check — In the branch's mail of 9 Oct (from shyam.jadhav@icicihfc.com, “Kindly Process MODT and NOI Challan in Case of Anil Eknath Gavali ==77”), a DIFFERENT PERSON'S Aadhaar card is attached: DocScanner 9 Oct 2026 5-30 pm.pdf is Gavali Anil Eknath's, not Sudhir Pandurang Kadam's. Please check with the branch. It is not used — Sudhir's own Aadhaar card is typed. (Set aside as another customer's.)
• check — In the branch's mail of 9 Oct (from shyam.jadhav@icicihfc.com, “Kindly Process MODT and NOI Challan in Case of Anil Eknath Gavali ==77”), a DIFFERENT PERSON'S PAN card is attached: gawali both pan card.pdf is GAVALI ANIL EKNATH (PAN AUPPG6095C)'s, not Sudhir Pandurang Kadam's. Please check with the branch. It is not used — Sudhir's own PAN card is typed. (Set aside as another customer's.)
• check — In the branch's mail of 9 Oct (from shyam.jadhav@icicihfc.com, “Kindly Process MODT and NOI Challan in Case of Anil Eknath Gavali ==77”), a DIFFERENT PERSON'S Aadhaar card is attached: IMG-20261007-WA0027.jpg is Shivganga Anil Gavali's, not Sudhir Pandurang Kadam's. Please check with the branch. It is not used — Sudhir's own Aadhaar card is typed. (Set aside as another customer's.)
• check — In the branch's mail of 9 Oct (from shyam.jadhav@icicihfc.com, “Kindly Process MODT and NOI Challan in Case of Anil Eknath Gavali ==77”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: KFSLetter_77000352098 (3).pdf is ANIL EKNATH GAVALI, SHIVGANGA ANIL GAVALI (loan 77000352098)'s, not Sudhir Pandurang Kadam's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against Sudhir's own letter. (Set aside as another customer's.)
• Mortgagor pages: PRIYANKA SUDHIR KADAM is named on the sanction letter (KFSLetter_77000363849 (2).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• payment NOT verified — office rule: no filing before credit
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
9 Oct101 things
Challan re-read against the case — matches exactly
Checked: this challan is not another case's
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
challan another borrowers
challan extracted
Received: Challan
GAVALI ANIL EKNATH EchallanMH011727311202627E.pdf
A bundle wrongly marked unreadable (for a photo / a card inside it) counts again — everything inside it
file note490
mail against file490 — by ezdocs:reader
paper doubted by note490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
address compared
documents read together
paper not this case
A bundle wrongly marked unreadable (for a photo / a card inside it) counts again — everything inside it
money settled — by ezdocs:reader
paper not this case
sanction names nobody448
paper not this case
card of another customer457
paper not this case
Received: Sanction letter — not usable
KFSLetter_77000352098 (3).pdf — it prints ANIL EKNATH GAVALI, SHIVGANGA ANIL GAVALI; this case's people are SUDHIR PANDURANG KADAM, Sudhir Pandurang Kadam — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sanction letter
Received: Aadhaar — not usable
IMG-20261007-WA0027.jpg — it prints Shivganga Anil Gavali; this file's people are Sudhir Pandurang Kadam, PRIYANKA SUDHIR KADAM, SUDHIR PANDURANG KADAM (the branch's request and this customer's own sanction letter) — a card of another customer (the branch's thread carried another customer's papers). Kindly share this case's own Aadhaar card
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Technical report
HRQ-26-167648_INDProcessRequest_2500320261009173318033.pdf
Received: Selfie
IMG-20261009-WA0027.jpg
card of another customer457
paper not this case
card of another customer457
paper not this case
screenshot claim recorded
Received: LSR
DSC - POSITIVE LOR + SEARCH OF ANIL EKNATH GAVALI 30.09.2026 (1).pdf
screenshot claim recorded
Received: PAN card — not usable
gawali both pan card.pdf — it prints GAVALI ANIL EKNATH; this file's people are Sudhir Pandurang Kadam, PRIYANKA SUDHIR KADAM, SUDHIR PANDURANG KADAM (the branch's request and this customer's own sanction letter) — a card of another customer (the branch's thread carried another customer's papers). Kindly share this case's own PAN card
Received: Aadhaar — not usable
DocScanner 9 Oct 2026 5-30 pm.pdf — it prints Gavali Anil Eknath; this file's people are Sudhir Pandurang Kadam, PRIYANKA SUDHIR KADAM, SUDHIR PANDURANG KADAM (the branch's request and this customer's own sanction letter) — a card of another customer (the branch's thread carried another customer's papers). Kindly share this case's own Aadhaar card
Received: Payment screenshot
IMG-20261009-WA0031.jpg
Received: Payment screenshot
IMG-20261009-WA0028.jpg
The branch's mail and the sanction letter name different loan amounts — we follow the letter; confirm the mortgage amount
Stamp duty follows the mortgage amount — a wrong base is a wrong challan.
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
SUDHIR PANDURANG KADAM EchallanMH011701659202627E.pdf
copilot edit — by copilot:KUNAL
copilot check ok — by copilot
form checked489
copilot check ok — by copilot
form checked489
copilot check ok — by copilot
form checked489
challan boxes composed
file note490
mail against file490 — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
quoted history checked
extra challan scanned
boxes gathered
address compared
challan boxes composed
box disagreement
box disagreement
index2 docno read
property self check
property from index2
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
documents read together
kyc address read
PAN found inside the KYC file — no need to ask for it
kyc address read
The home address was read off the papers — by ezdocs:reader
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
roles from letter
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03332
acknowledged with advice
pages trimmed480
Property read from the legal / technical report (the sanction letter had none)
money settled — by ezdocs:reader
Property checked by the engine — read from the report, every box that names the flat is there
case read started — by ezdocs:reader
applicant email captured
Selfie checked — a live one
A real selfie — usable for the e-filing.
Property read from the legal / technical report (the sanction letter had none)
Received: Selfie
IMG_20261009_110946.jpg
Received: LSR
SUDHIR KADAM - BALWANT SRUSHTI - RESALE.pdf
wrong payee flagged
screenshot claim recorded
Received: PAN card
DocScanner 9 Oct 2026 11-05 am.pdf
Received: Sanction letter
KFSLetter_77000363849 (2).pdf
Received: Technical report
HRQ-26-169114_INDProcessRequest_2500320261009105244052.pdf
Received: Payment screenshot
IMG-20261009-WA0006.jpg
Nothing new to ask for — stayed quiet
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-03332
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
10 of 12 in hand · the challan is done — these are for the filing / KYC
✓Technical reportopen
✓Sanction letteropen
✓PAN cardopen
✓LSR (search report)open
✓Selfie / photoopen
✓Paid challan (GRAS)open
Aadhaar card (ANOTHER CUSTOMER'S PAPER — not used; this case's own asked — it is Shivganga Anil Gavali's — this case is Sudhir Pandurang Kadam, PRIYANKA SUDHIR KADAM, SUDHIR PANDURANG KADAM)open
A challan that is not the NOI's (the sale deed's own) — not counted — inside GAVALI ANIL EKNATH EchallanMH01172open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 17 files
The file, as the engine remembers it7 open
The file contains all necessary documents for loan 77000363849 of Sudhir Pandurang Kadam. The property is Flat No. 206, Balwant Srushti, Survey No. 15/21C/26/7, Ambegaon Budruk, Haveli, Pune. Sanctioned loan amount is Rs. 32,41,200. MOTD date is missing from the file.
✗the Aadhaar on file is another customer's (DocScanner 9 Oct 2026 5-30 pm.pdf) — the branch — it prints Gavali Anil Eknath; this file's people are Sudhir Pandurang Kadam, PRIYANKA SUDHIR KADAM, SUDHIR PANDURANG KADAM (the branch's req
✗the PAN card on file is another customer's (gawali both pan card.pdf) — the branch — it prints GAVALI ANIL EKNATH; this file's people are Sudhir Pandurang Kadam, PRIYANKA SUDHIR KADAM, SUDHIR PANDURANG KADAM (the branch's req
✗the technical report on file is another customer's (HRQ-26-167648_INDProcessRequest_2500320261009173318033.pdf) — the branch — it prints customer 'Anil Eknath Gavali', loan/application 77000352098; this case is Sudhir Pandurang Kadam, LAN 77000363849 — another custom
✗the Aadhaar on file is another customer's (IMG-20261007-WA0027.jpg) — the branch — it prints Shivganga Anil Gavali; this file's people are Sudhir Pandurang Kadam, PRIYANKA SUDHIR KADAM, SUDHIR PANDURANG KADAM (the branch's
✗the sanction letter on file is another customer's (KFSLetter_77000352098 (3).pdf) — the branch — it prints ANIL EKNATH GAVALI, SHIVGANGA ANIL GAVALI; this case's people are SUDHIR PANDURANG KADAM, Sudhir Pandurang Kadam — another custome
○property — title deed held — the branch
○this desk's fee (Rs 26780) — the branch
?DSC - POSITIVE LOR + SEARCH OF ANIL EKNATH GAVALI may be another customer's (it prints a name) — This paper belongs to another customer, Anil Eknath Gavali, and not Sudhir Pandurang Kadam.
the branch's last mail (2026-10-09): The branch asks the team to process the MODT and NOI challan for the given case details.
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T13:04 UTC
Moneywaiting for the credit
₹26,780.73
Nothing has reached our account yet — only a credit our bank shows us counts.
This payment went to Adv Rashmi Singh's account at 2026-10-09 — no office phone hears that account. Please verify manually. Verify manually ↓
The working
Stamp duty 0.3%9,730
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for26,780.73
By law ₹26,773.60. We ask ₹26,780 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
206, 2nd, Balwant Srushti, SURVEY, 15/21C/26/7, Ambegaon Budruk, 411041
read from the Index II · e-filing boxes 32 of 34 ready
Check the property →the boxes beside the paper
People
SUDHIR PANDURANG KADAM · applicantBMUPK7336L
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