silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases/NOI-2026-03332

Sudhir Pandurang Kadam

ICICI_HFCLAN 77000363849Loan ₹32,41,200NOI
File on IGRMails & papers 12 2 drafts to send

Correct a detail

Payment seen with your own eyes

A note for the history

Undo a verification

the address goes back to unverified — no challan is made until it is checked again

Kind of case — the amount follows it

Who paid the challan

Papers

a file on a mail that is not here

Out of turn

A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
GRAS ↗
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Oct, 12:04
Documents
done 9 Oct, 12:08
Payment
took 3h 11m
Challan
done 9 Oct, 15:20 · GRAS ↗
Filing
in the tray 4d 10h · KUNAL 1m · IGR e-filing ↗
our moveChallan paidwhole case so far 4d 13h
Needs your eyes8
In the branch's mail of 9 Oct (from shyam.jadhav@icicihfc.com, “Kindly Process MODT and NOI Challan in Case of Anil Eknath Gavali ==77”), a DIFFERENT PERSON'S Aadhaar card is attached: DocScanner 9 Oct 2026 5-30 pm.pdf is Gavali Anil Eknath's, not Sudhir Pandurang Kadam's. Please check with the branch. It is not used — Sudhir's own Aadhaar card is typed. (Set aside as another customer's.)
In the branch's mail of 9 Oct (from shyam.jadhav@icicihfc.com, “Kindly Process MODT and NOI Challan in Case of Anil Eknath Gavali ==77”), a DIFFERENT PERSON'S PAN card is attached: gawali both pan card.pdf is GAVALI ANIL EKNATH (PAN AUPPG6095C)'s, not Sudhir Pandurang Kadam's. Please check with the branch. It is not used — Sudhir's own PAN card is typed. (Set aside as another customer's.)
In the branch's mail of 9 Oct (from shyam.jadhav@icicihfc.com, “Kindly Process MODT and NOI Challan in Case of Anil Eknath Gavali ==77”), a DIFFERENT PERSON'S Aadhaar card is attached: IMG-20261007-WA0027.jpg is Shivganga Anil Gavali's, not Sudhir Pandurang Kadam's. Please check with the branch. It is not used — Sudhir's own Aadhaar card is typed. (Set aside as another customer's.)
In the branch's mail of 9 Oct (from shyam.jadhav@icicihfc.com, “Kindly Process MODT and NOI Challan in Case of Anil Eknath Gavali ==77”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: KFSLetter_77000352098 (3).pdf is ANIL EKNATH GAVALI, SHIVGANGA ANIL GAVALI (loan 77000352098)'s, not Sudhir Pandurang Kadam's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against Sudhir's own letter. (Set aside as another customer's.)
The work is done — our fee of ₹26,780.73 is still not in our account. Chase the branch for it.
Aadhaar card: copy on file cannot be used. A usable one is being asked for.
Branch wrote ₹62,00,000; sanction letter says ₹32,41,200. We quoted on ₹32,41,200. Confirm the mortgage amount before the challan.
Screenshot shows money paid to “SINGH RASHMI · rashmisngh357@okhdfcbank” — not our account.
NEXT STEPour move

File the NOI on the IGR site

The challan is paid. The co-pilot fills the portal from the case; you check and submit.

Before opening the portal, the engine sees:
• check — In the branch's mail of 9 Oct (from shyam.jadhav@icicihfc.com, “Kindly Process MODT and NOI Challan in Case of Anil Eknath Gavali ==77”), a DIFFERENT PERSON'S Aadhaar card is attached: DocScanner 9 Oct 2026 5-30 pm.pdf is Gavali Anil Eknath's, not Sudhir Pandurang Kadam's. Please check with the branch. It is not used — Sudhir's own Aadhaar card is typed. (Set aside as another customer's.)
• check — In the branch's mail of 9 Oct (from shyam.jadhav@icicihfc.com, “Kindly Process MODT and NOI Challan in Case of Anil Eknath Gavali ==77”), a DIFFERENT PERSON'S PAN card is attached: gawali both pan card.pdf is GAVALI ANIL EKNATH (PAN AUPPG6095C)'s, not Sudhir Pandurang Kadam's. Please check with the branch. It is not used — Sudhir's own PAN card is typed. (Set aside as another customer's.)
• check — In the branch's mail of 9 Oct (from shyam.jadhav@icicihfc.com, “Kindly Process MODT and NOI Challan in Case of Anil Eknath Gavali ==77”), a DIFFERENT PERSON'S Aadhaar card is attached: IMG-20261007-WA0027.jpg is Shivganga Anil Gavali's, not Sudhir Pandurang Kadam's. Please check with the branch. It is not used — Sudhir's own Aadhaar card is typed. (Set aside as another customer's.)
• check — In the branch's mail of 9 Oct (from shyam.jadhav@icicihfc.com, “Kindly Process MODT and NOI Challan in Case of Anil Eknath Gavali ==77”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: KFSLetter_77000352098 (3).pdf is ANIL EKNATH GAVALI, SHIVGANGA ANIL GAVALI (loan 77000352098)'s, not Sudhir Pandurang Kadam's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against Sudhir's own letter. (Set aside as another customer's.)
• Mortgagor pages: PRIYANKA SUDHIR KADAM is named on the sanction letter (KFSLetter_77000363849 (2).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• payment NOT verified — office rule: no filing before credit
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
9 Oct101 things
Challan re-read against the case — matches exactly
19:33
Checked: this challan is not another case's
19:31
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
19:22
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
19:22
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
19:22
challan another borrowers
19:22
challan extracted
19:22
Received: Challan
GAVALI ANIL EKNATH EchallanMH011727311202627E.pdf
19:22
A bundle wrongly marked unreadable (for a photo / a card inside it) counts again — everything inside it
18:40
file note490
18:34
mail against file490 — by ezdocs:reader
18:34
paper doubted by note490 — by ezdocs:reader
18:34
file note490
18:34
paper against file490 — by ezdocs:reader
18:34
address compared
18:34
documents read together
18:34
paper not this case
18:34
A bundle wrongly marked unreadable (for a photo / a card inside it) counts again — everything inside it
18:30
money settled — by ezdocs:reader
18:29
paper not this case
18:29
sanction names nobody448
18:29
paper not this case
18:29
card of another customer457
18:29
paper not this case
18:29
Received: Sanction letter — not usable
KFSLetter_77000352098 (3).pdf — it prints ANIL EKNATH GAVALI, SHIVGANGA ANIL GAVALI; this case's people are SUDHIR PANDURANG KADAM, Sudhir Pandurang Kadam — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sanction letter
18:29
Received: Aadhaar — not usable
IMG-20261007-WA0027.jpg — it prints Shivganga Anil Gavali; this file's people are Sudhir Pandurang Kadam, PRIYANKA SUDHIR KADAM, SUDHIR PANDURANG KADAM (the branch's request and this customer's own sanction letter) — a card of another customer (the branch's thread carried another customer's papers). Kindly share this case's own Aadhaar card
18:29
Selfie checked — a live one
A real selfie — usable for the e-filing.
18:29
Received: Technical report
HRQ-26-167648_INDProcessRequest_2500320261009173318033.pdf
18:29
Received: Selfie
IMG-20261009-WA0027.jpg
18:29
card of another customer457
18:29
paper not this case
18:29
card of another customer457
18:29
paper not this case
18:29
screenshot claim recorded
18:29
Received: LSR
DSC - POSITIVE LOR + SEARCH OF ANIL EKNATH GAVALI 30.09.2026 (1).pdf
18:29
screenshot claim recorded
18:29
Received: PAN card — not usable
gawali both pan card.pdf — it prints GAVALI ANIL EKNATH; this file's people are Sudhir Pandurang Kadam, PRIYANKA SUDHIR KADAM, SUDHIR PANDURANG KADAM (the branch's request and this customer's own sanction letter) — a card of another customer (the branch's thread carried another customer's papers). Kindly share this case's own PAN card
18:29
Received: Aadhaar — not usable
DocScanner 9 Oct 2026 5-30 pm.pdf — it prints Gavali Anil Eknath; this file's people are Sudhir Pandurang Kadam, PRIYANKA SUDHIR KADAM, SUDHIR PANDURANG KADAM (the branch's request and this customer's own sanction letter) — a card of another customer (the branch's thread carried another customer's papers). Kindly share this case's own Aadhaar card
18:29
Received: Payment screenshot
IMG-20261009-WA0031.jpg
18:29
Received: Payment screenshot
IMG-20261009-WA0028.jpg
18:29
The branch's mail and the sanction letter name different loan amounts — we follow the letter; confirm the mortgage amount
Stamp duty follows the mortgage amount — a wrong base is a wrong challan.
18:29
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
15:17
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
15:17
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
15:17
Challan re-read against the case — matches exactly
15:17
challan extracted
15:17
Received: Challan
SUDHIR PANDURANG KADAM EchallanMH011701659202627E.pdf
15:17
copilot edit — by copilot:KUNAL
15:15
copilot check ok — by copilot
15:14
form checked489
15:14
copilot check ok — by copilot
15:14
form checked489
15:14
copilot check ok — by copilot
15:13
form checked489
15:13
challan boxes composed
15:13
file note490
13:54
mail against file490 — by ezdocs:reader
13:54
file note490
12:53
mail against file490 — by ezdocs:reader
12:53
quoted history checked
12:34
extra challan scanned
12:33
boxes gathered
12:19
address compared
12:19
challan boxes composed
12:19
box disagreement
12:19
box disagreement
12:19
index2 docno read
12:17
property self check
12:16
property from index2
12:16
file note490
12:13
branch from reading501 — by ezdocs:reader
12:13
case read — by ezdocs:reader
12:13
documents read together
12:12
kyc address read
12:12
PAN found inside the KYC file — no need to ask for it
12:12
kyc address read
12:12
The home address was read off the papers — by ezdocs:reader
12:11
cards read
12:11
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
12:11
roles from letter
12:11
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03332
12:08
acknowledged with advice
12:08
pages trimmed480
12:08
Property read from the legal / technical report (the sanction letter had none)
12:07
money settled — by ezdocs:reader
12:07
Property checked by the engine — read from the report, every box that names the flat is there
12:07
case read started — by ezdocs:reader
12:07
applicant email captured
12:07
Selfie checked — a live one
A real selfie — usable for the e-filing.
12:07
Property read from the legal / technical report (the sanction letter had none)
12:07
Received: Selfie
IMG_20261009_110946.jpg
12:07
Received: LSR
SUDHIR KADAM - BALWANT SRUSHTI - RESALE.pdf
12:07
wrong payee flagged
12:07
screenshot claim recorded
12:07
Received: PAN card
DocScanner 9 Oct 2026 11-05 am.pdf
12:07
Received: Sanction letter
KFSLetter_77000363849 (2).pdf
12:07
Received: Technical report
HRQ-26-169114_INDProcessRequest_2500320261009105244052.pdf
12:07
Received: Payment screenshot
IMG-20261009-WA0006.jpg
12:07
Nothing new to ask for — stayed quiet
12:07
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-03332
12:07
Case opened from the branch's mail
12:06
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
10 of 12 in hand · the challan is done — these are for the filing / KYC
✓Payment screenshot — shows ₹62,425; money not verified yetopen
✓Technical reportopen
✓Sanction letteropen
✓PAN cardopen
✓LSR (search report)open
✓Selfie / photoopen
✓Paid challan (GRAS)open
Aadhaar card (ANOTHER CUSTOMER'S PAPER — not used; this case's own asked — it is Shivganga Anil Gavali's — this case is Sudhir Pandurang Kadam, PRIYANKA SUDHIR KADAM, SUDHIR PANDURANG KADAM)open
✓Index II — inside SUDHIR KADAM - BALWANT SRUSHTI - Ropen
✓Sale deed — inside SUDHIR KADAM - BALWANT SRUSHTI - Ropen
A challan that is not the NOI's (the sale deed's own) — not counted — inside GAVALI ANIL EKNATH EchallanMH01172open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 17 files
The file, as the engine remembers it7 open
The file contains all necessary documents for loan 77000363849 of Sudhir Pandurang Kadam. The property is Flat No. 206, Balwant Srushti, Survey No. 15/21C/26/7, Ambegaon Budruk, Haveli, Pune. Sanctioned loan amount is Rs. 32,41,200. MOTD date is missing from the file.
✗the Aadhaar on file is another customer's (DocScanner 9 Oct 2026 5-30 pm.pdf) — the branch — it prints Gavali Anil Eknath; this file's people are Sudhir Pandurang Kadam, PRIYANKA SUDHIR KADAM, SUDHIR PANDURANG KADAM (the branch's req
✗the PAN card on file is another customer's (gawali both pan card.pdf) — the branch — it prints GAVALI ANIL EKNATH; this file's people are Sudhir Pandurang Kadam, PRIYANKA SUDHIR KADAM, SUDHIR PANDURANG KADAM (the branch's req
✗the technical report on file is another customer's (HRQ-26-167648_INDProcessRequest_2500320261009173318033.pdf) — the branch — it prints customer 'Anil Eknath Gavali', loan/application 77000352098; this case is Sudhir Pandurang Kadam, LAN 77000363849 — another custom
✗the Aadhaar on file is another customer's (IMG-20261007-WA0027.jpg) — the branch — it prints Shivganga Anil Gavali; this file's people are Sudhir Pandurang Kadam, PRIYANKA SUDHIR KADAM, SUDHIR PANDURANG KADAM (the branch's
✗the sanction letter on file is another customer's (KFSLetter_77000352098 (3).pdf) — the branch — it prints ANIL EKNATH GAVALI, SHIVGANGA ANIL GAVALI; this case's people are SUDHIR PANDURANG KADAM, Sudhir Pandurang Kadam — another custome
○property — title deed held — the branch
○this desk's fee (Rs 26780) — the branch
?DSC - POSITIVE LOR + SEARCH OF ANIL EKNATH GAVALI may be another customer's (it prints a name) — This paper belongs to another customer, Anil Eknath Gavali, and not Sudhir Pandurang Kadam.
the branch's last mail (2026-10-09): The branch asks the team to process the MODT and NOI challan for the given case details.
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T13:04 UTC
Moneywaiting for the credit
₹26,780.73
Nothing has reached our account yet — only a credit our bank shows us counts.
This payment went to Adv Rashmi Singh's account at 2026-10-09 — no office phone hears that account. Please verify manually. Verify manually ↓
The working
Stamp duty 0.3%9,730
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for26,780.73
By law ₹26,773.60. We ask ₹26,780 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
206, 2nd, Balwant Srushti, SURVEY, 15/21C/26/7, Ambegaon Budruk, 411041
read from the Index II · e-filing boxes 32 of 34 ready
Check the property →the boxes beside the paper
People
SUDHIR PANDURANG KADAM · applicantBMUPK7336L
rendered in 6.07 s · 202 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f