⚠The PNB mailbox has used 131% of what Google lets it send in 24 hours (656 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Sachin Dnyanoba Dhimdhime
LAN HOU/NSK/0926/5210669Loan ₹19,18,800NOIMails & papers 9 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
23 Sep, 13:15
Documents
Payment
Challan
done 29 Sep, 10:00 · GRAS ↗
Filing
took 10d 5h · IGR e-filing ↗
E-filing copy
done 9 Oct, 15:10
Index II
took 3d 22h
doneIndex II shared · the trail says: The NOI team has received the documents and payment, and has shared the challan. The team is now waiting for the branch to send the Index II copy to proceed…whole case so far 20d 18h
Needs your eyes1
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Yesterday · 13 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990810260808.pdf
9 Oct5 things — 1 document received · 1 letter written · 3 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990810260808.pdf
7 Oct22 things — 2 documents received · 1 letter written · 19 steps
The branch's title document is on the case — the filing is the NOI team's move
index2 docno read
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
address compared
documents read together
The file seems to show a payment to us but no row could be read — open it
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
index2 pan differs
index2 pan differs
Index II (title document) received from the branch
Received: Index II
INDEX 2.pdf
Received: other
image001.jpg
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02288 | HOU/NSK/0926/5210669
An old draft withdrew itself — its asks were already answered
2 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02288 | HOU/NSK/0926/5210669
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
29 Sep3 things — 1 letter written · 2 steps
case read — by ezdocs:reader
case read started — by ezdocs:reader
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02288 | HOU/NSK/0926/5210669
28 Sep1 thing — 1 step
case read — by ezdocs:reader
27 Sep2 things — 2 steps
mail read as shown
case read — by ezdocs:reader
26 Sep2 things — 1 letter written · 1 step
The home address was read off the papers — by ezdocs:reader
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02288 | HOU/NSK/0926/5210669
24 Sep1 thing — 1 step
Checked: this challan is not another case's
23 Sep63 things — 11 documents received · 5 letters written · 1 money step · 4 cautions · 42 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
EzDocs read the whole trail as one conversation — where the case stands is on the page
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
SACHIN DNYANOBA DHIMDHIME EchallanMH010723805202627E.pdf
copilot check issues — by copilot
copilot check issues — by copilot
challan boxes by rules
case read — by ezdocs:reader
case read — by ezdocs:reader
challan boxes by rules
reader mail addition — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
EzDocs read the whole trail as one conversation — where the case stands is on the page
quoted history checked
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
case read — by ezdocs:reader
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes by rules
property self check
money settled — by ezdocs:reader
property numbers completed
documents read together
Received: other
image001.jpg
applicant email captured
Property address read from the sanction letter
roles from letter
mortgage date unclear
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02288
An old draft withdrew itself — its asks were already answered
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02288
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
A copy INSIDE a bundle cannot be used — that document is asked for on its own; the rest of the file counts
Received: MOTD
image002.jpg
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02288
Received: Sanction letter
DocScanner 23-Sep-2026 12-33 PM.pdf
screenshot claim recorded
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Received: Payment screenshot
DocScanner 23-Sep-2026 01-03 PM.pdf
card mobile not taken
kyc address read
The branch's own fee working disagrees with the law
Received: PAN card
App PAN.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Co-applicant added
Received: Selfie
DocScanner 23-Sep-2026 12-32 PM.pdf
Received: other
DocScanner 23-Sep-2026 12-32 PM (1).pdf
Received: Aadhaar
co app Adhar.pdf
Received: PAN card
Co App PAN.pdf
Received: Aadhaar
App Adhar.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
11 of 11 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
✓PAN cardopen
✓Selfie / photoopen
✓Sanction letteropen
✓MOTDopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 15 files
The file, as the engine remembers it3 open
Processed the housing loan of Sachin Dnyanoba Dhimdhime and co-applicant Sonali Sachin Dhimdhime for 19,18,800. Property address was populated from the sanction letter. Raised checks for the missing Index II copy and the mismatch in the read loan amount of the paid challan vs sanction letter.
○SONALI SACHIN DHIMDHIME — mobile — the branch
○SONALI SACHIN DHIMDHIME — e-mail — the branch
○property — title deed held — the branch
?the papers disagree on Challan loan amount vs sanction letter (the sanction letter: 19,18,800; the paid challan: 9,18,800) — Verify if the filing should proceed with the sanction letter's correct loan amount of 19,18,800.
?unsure of local_body_type — No Index II or title deed is on the file to state the municipal limits clause.
?unsure of local_body_name — No Index II or title deed is on the file to state the local body name.
?unsure of date_of_mortgage — The MOTD document on the file is unreadable and no other paper prints the date of mortgage.
the branch's last mail (2026-10-07): The branch is attaching the index 2 for NOI filing. · brought: Index II copy · settled: box:property.title_deed_kind
read once, kept; every new mail and paper is read against this note · kept 2026-10-07T12:55 UTC
Moneyall of it is in
₹17,190.06
Reached our account 23 Sep 11:50:34.
How we know
Our own bank told us — 23 Sep 11:50
₹17,300 · UTR 626641556018 · from VM-HDFCBK-S · a/c …6969
“Credit Alert!
Rs.17300.00 credited to HDFC Bank A/c XX6969 on 23-09-26 from VPA sachindhimdhime8@okicici (UPI 626641556018)”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%5,770
Registration fee 0.5%9,600
Government handling320
Our service fee1,500
Total we ask for17,190.06
By law ₹17,170.40. We ask ₹17,190 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
303, 3rd, Sharan Imperia Apartment, SURVEY, 122/13/1/2/1/3/1/4, Gangapur, 422007
read from the Index II · e-filing boxes 43 of 46 ready
Check the property →the boxes beside the paper
People
Sachin Dnyanoba Dhimdhime · applicantBMLPD2768LSONALI SACHIN DHIMDHIME · co-applicantGZZPK3024G
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