silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases/NOI-2026-02927

Vishal Ganpat Jadhav

ICICI_HFCLAN 77000344454Loan ₹16,00,000NOI
Mails & papers 11 2 drafts to send

Correct a detail

Payment seen with your own eyes

A note for the history

Undo a verification

the address goes back to unverified — no challan is made until it is checked again

Kind of case — the amount follows it

Who paid the challan

Papers

a file on a mail that is not here

Out of turn

A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
GRAS ↗
IGR e-filing ↗
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 11:55
Documents
Payment
Challan
done 30 Sep, 13:37 · GRAS ↗
Filing
took 5d 23h · IGR e-filing ↗
E-filing copy
done 6 Oct, 12:50
Index II
took 1d
doneIndex II shared · the trail says: The bank has sent the loan documents and paid the fee, and the team has shared the challan. The team is now waiting for the branch to provide the color selfie…whole case so far 13d 10h
Needs your eyes1
The work is done — our fee of ₹14,870.23 is still not in our account. Chase the branch for it.
NEXT STEPwaiting on the branch

Nothing — this case is done

Index II shared with the branch and the case is closed.

Historywhat happened on this case, newest first
7 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
13:32
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:04
Received: Index II
IndexII9990610260154.pdf
13:04
6 Oct41 things — 1 document received · 1 letter written · 1 caution · 38 steps
dhc prn read
12:50
efiling copy read
12:50
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
12:46
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:46
Received: E-filing copy
eFilingDoc9990610260154.pdf
12:46
A file was read again from the start — everything inside it now counts
12:26
reading error456
12:26
A file was read again from the start — everything inside it now counts
12:26
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
12:26
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
12:26
Challan re-read against the case — matches exactly
12:26
challan extracted
12:26
reading error456
12:26
copilot edit — by copilot:ANJU
12:20
copilot check ok — by copilot
12:18
form checked489
12:18
copilot pick — by copilot
12:18
copilot pick — by copilot
12:18
copilot edit — by copilot:ANJU
12:18
copilot check ok — by copilot
12:18
form checked489
12:18
copilot pick — by copilot
12:18
copilot edit — by copilot:ANJU
12:18
copilot check ok — by copilot
12:18
form checked489
12:18
copilot pick — by copilot
12:18
copilot edit — by copilot:ANJU
12:18
copilot check ok — by copilot
12:18
form checked489
12:18
copilot pick — by copilot
12:18
copilot edit — by copilot:ANJU
12:18
copilot check ok — by copilot
12:17
form checked489
12:17
efiling profile differs — by copilot
12:17
efiling token from portal — by copilot
12:17
file note490
12:17
case read — by ezdocs:reader
12:17
pages trimmed480
12:17
case read started — by ezdocs:reader
12:17
file note490
10:29
mail against file490 — by ezdocs:reader
10:29
5 Oct26 things — 2 documents received · 1 caution · 23 steps
file note490
16:43
mail against file490 — by ezdocs:reader
16:43
file note490
16:43
paper against file490 — by ezdocs:reader
16:43
file note490
16:43
paper against file490 — by ezdocs:reader
16:43
file note490
16:43
paper against file490 — by ezdocs:reader
16:43
file note490
16:43
paper against file490 — by ezdocs:reader
16:43
file note490
16:43
paper against file490 — by ezdocs:reader
16:43
file note490
16:43
paper against file490 — by ezdocs:reader
16:43
file note490
16:43
paper against file490 — by ezdocs:reader
16:43
file note490
16:43
paper against file490 — by ezdocs:reader
16:43
file note490
16:43
paper against file490 — by ezdocs:reader
16:42
file note490
16:42
documents read together
16:42
Selfie checked — a live one
A real selfie — usable for the e-filing.
16:42
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
16:42
Received: Selfie
IMG-20261004-WA0014.jpg
16:42
Received: Selfie — not usable
IMG-20260928-WA0010.jpg — this is a photograph of a passport-size print, not a live selfie
16:42
2 Oct1 thing — 1 step
index2 docno read
18:00
1 Oct2 things — 2 steps
An old draft withdrew itself — its asks were already answered
12:55
A paper was read well — it is used, never asked for again
12:35
30 Sep91 things — 13 documents received · 6 letters written · 2 cautions · 70 steps
quoted history checked
16:08
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:39
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
13:37
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:37
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
13:37
Challan re-read against the case — matches exactly
13:37
challan extracted
13:37
Received: Challan
VISHAL GANPAT JADHAV EchallanMH011141260202627E.pdf
13:37
copilot edit — by copilot:NIKHIL
13:19
paper locate — by ezdocs:reader
13:17
case read — by ezdocs:reader
13:16
copilot check ok — by copilot
13:15
reading boxes not the papers words — by copilot
13:15
challan boxes not the papers words — by copilot
13:15
case read started — by ezdocs:reader
13:15
The home address was read off the papers — by ezdocs:reader
13:08
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:06
boxes gathered
12:59
address compared
12:59
challan boxes composed
12:59
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02927
12:58
claim inside desk buffer
12:58
acknowledged with advice
12:58
An old draft withdrew itself — its asks were already answered
12:58
property self check
12:57
property from index2
12:57
index2 people checked
12:57
index2 extra purchaser
12:57
property numbers completed
12:57
screenshot claim recorded
12:57
Received: Payment screenshot
IMG-20260930-WA0017.jpg
12:57
Nothing new to ask for — stayed quiet
12:43
desk quote read
12:42
extra challan scanned
12:06
branch questions drafted
12:00
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Initiate NOI MOI in case in case of Mr. VISHAL GANPAT JADHAV // 77000344454
12:00
case read — by ezdocs:reader
12:00
Nothing new to ask for — stayed quiet
11:59
boxes gathered
11:59
address compared
11:59
challan boxes composed
11:59
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02927
11:59
property self check
11:58
EzDocs read the whole trail as one conversation — where the case stands is on the page
11:58
property from index2
11:58
index2 people checked
11:58
index2 extra purchaser
11:58
property numbers completed
11:58
documents read together
11:58
property self check
11:58
money settled — by ezdocs:reader
11:58
roles from letter
11:58
Co-applicant added
11:58
card mobile not taken
11:58
kyc address read
11:58
property from index2
11:58
index2 people checked
11:58
index2 extra purchaser
11:58
case read started — by ezdocs:reader
11:58
applicant email captured
11:58
roles from letter
11:58
property english extracted
11:58
Property checked by the engine — read from the report, every box that names the flat is there
11:58
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
11:58
kyc address read
11:58
index2 people checked
11:58
index2 extra purchaser
11:58
Index II (title document) received from the branch
11:58
Received: Sanction letter
KFSLetter_77000344454 (1).pdf
11:58
Property read from the legal / technical report (the sanction letter had none)
11:58
Document could not be read — a clear copy was asked for
Aadhaar is blurry and damaged, address details are difficult to read; PAN is blurry, worn, and faded, details are difficult to read clearly
11:58
Nothing new to ask for — stayed quiet
11:58
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02927
11:58
Co-applicant added
11:58
party not merged
11:58
Received: Technical report
HRQ-26-154038_INDProcessRequest_2500320260930115048050.pdf
11:58
Received: Index II
DocScanner Sep 30, 2026 9-59 a.m..pdf
11:58
Received: Aadhaar
co adhr.pdf
11:58
Received: PAN card
co pan (2).pdf
11:58
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
11:58
kyc address read
11:58
card mobile not taken
11:58
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
11:58
Received: PAN card
ap pan-1.pdf
11:58
Received: Selfie — not usable
IMG-20260930-WA0010.jpg — this is a photograph of a passport-size print, not a live selfie
11:58
Selfie checked — a live one
A real selfie — usable for the e-filing.
11:58
Received: Aadhaar
vinod photo.pdf
11:58
Received: Selfie
IMG-20260930-WA0009.jpg
11:58
Received: Aadhaar
IMG-20260930-WA0012.jpg
11:58
Received: Aadhaar
IMG-20260930-WA0011.jpg
11:58
Case opened from the branch's mail
11:58
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
11 of 11 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
✓Selfie / photoopen
✓PAN cardopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓Technical reportopen
✓Sanction letteropen
✓Payment screenshot — shows ₹14,850; money not verified yetopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 17 files
The file, as the engine remembers it12 open
Completed the property and borrower details. Raised a check regarding the registered owner of the property, as the 2014 Release Deed Index II names Laxmibai Ganpat Jadhav, whereas the sanction letter is issued to Vishal, Vinod and Prashant Jadhav.
✗the photo could not be read (IMG-20260930-WA0010.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
✗the photo could not be read (IMG-20260928-WA0010.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
○PRASHANT GANPAT JADHAV — mobile — the branch
○PRASHANT GANPAT JADHAV — e-mail — the branch
○JADHAV VINOD GANPAT — mobile — the branch
○JADHAV VINOD GANPAT — e-mail — the branch
○JADHAV VINOD GANPAT — home road — the branch
○property — flat / unit — the branch
○property — building — the branch
○property — floor — the branch
… and 2 more
?the papers disagree on Property owner discrepancy (the Index II of 2014: Purchaser is Laxmibai Ganpat Jadhav; the sanction letter: Applicants are Vishal, Vinod and Prashant Jadhav) — Confirm with the branch who the current registered owner of the property is, and obtain the latest title deed or Index II if a newer one exi
?unsure of Date of Mortgage — No MOTD or mortgage deed is on the file to show the deposit date.
the branch's last mail (2026-10-06): The branch asks for an update on the Index II.
read once, kept; every new mail and paper is read against this note · kept 2026-10-06T06:47 UTC
Moneywaiting for the credit
₹14,870.23
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹14,850 — ₹20 under our ask, not below the real calculation ₹14,800. Counts as full. Nothing to ask.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment went to Adv Rashmi Singh's account at 2026-09-30 — no office phone hears that account. Please verify manually. Verify manually ↓
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
₹15,248 · 10 Oct 01:33 · SWAPNIL S B · 8302557071 — ₹377.77 more than our ask
The working
Stamp duty 0.3%4,810
Registration fee 0.5%8,010
Government handling350
Our service fee1,700
Total we ask for14,870.23
By law ₹14,850. We ask ₹14,870 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
SURVEY, 53, Wadgaon Sheri, 411014
read from the Index II · e-filing boxes 48 of 58 ready
Check the property →the boxes beside the paper
People
Vishal Ganpat Jadhav · applicantAJZPJ4365KPRASHANT GANPAT JADHAV · co-applicantCHEPJ0116RJADHAV VINOD GANPAT · co-applicantAHAPJ3776D
rendered in 1.52 s · 109 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f