⚠The PNB mailbox has used 156% of what Google lets it send in 24 hours (780 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-01451

WAGHMARE RAHUL MACHINDRA

LAN HOU/NAG/0826/5206893 Challan paid · waiting on the branch SHORT ₹70 Waiting for the Index II All documents Mails & papers 4

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needsall in

9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓LSR (search report)open

✓Paid challan (GRAS)open

✓Aadhaar card — inside Document 713.pdfopen

✓Bank statement — inside Document 713.pdfopen

✓PAN card — inside Document 713.pdfopen

✓Payment screenshot — money verified — inside Document 713.pdfopen

✓Sanction letter — inside Document 713.pdfopen

✓Selfie / photo — inside Document 713.pdfopen

✓Property address — verified by EzDocs, from the legal report (correct below if anything is off)

All files (2)A label is wrong? Fix it under All documents.

For you to check

Payment SHORT by ₹70 (₹13,300 of ₹13,370).
Same UTR also on case NOI-2026-01471 — one transfer cannot pay two cases.
Same UTR also on case NOI-2026-01598 — one transfer cannot pay two cases.
Same UTR also on case NOI-2026-01513 — one transfer cannot pay two cases.
Same UTR also on case NOI-2026-01199 — one transfer cannot pay two cases.

MoneyAll of it is in

₹13,370

The whole amount reached our account. Nothing is pending on this case.

₹18,600 receivedone part of the receipt

The branch sent 3 receipts — 1 of 3 have reached our account:

₹2,000not seen in our account yet5310402506

₹2,000not seen in our account yet5534382506

✓₹9,300seen in our account · 7 Sep 19:34 · by its amount6357342506

Stamp duty 0.3%4,330

Registration fee 0.5%7,220

Government handling320

Our service fee1,500

Total we ask for13,370

the branch’s receipt claims ₹13,300 245310402506,245534382506,246357342506

paid 7 Sep 19:34:42 · verified 8 Sep 20:29:41 · 1 d 0 h later

How we know

Our own bank told us — 7 Sep 19:34

₹9,300 · UTR AXNGG25045670977 · from VM-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.9300.00,07-09-2026 19:34:42 thru NEFT from AXNGG25045670977/GOOGLE INDIA DIGITAL. Aval Bal 168777.15 CR Helpline 18001800/18002021-PNB”

Matched by: equals one part on the case's screenshots · one of several parts

By law ₹13,349.74. We ask ₹13,370 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 14 minour time · 8 Sep 15:08

Index II —not yet

the NOI team 37 d 2 htotal 37 d 2 h so far

Now with the NOI team — e-filing on IGR

since 8 Sep 20:29 — 36 d 19 h of working time

Day by day — every step and who held it

8 Sep 13:54Your branch's mail

8 Sep 13:54Payment landedat once

8 Sep 13:54Papers readat once

8 Sep 13:54Property readat once

8 Sep 15:08Challan made+1 h 14 min · the NOI team

8 Sep 20:11Fee quoted+5 h 03 min · the NOI team

8 Sep 20:29Payment verified+18 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹14,41,218

Loan account no.

HOU/NAG/0826/5206893

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)

• 10 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Number type, Number, Second number

• Loan Amount: no paid challan with a printed figure is on this case yet — the case's own 14,41,218 is typed; upload the paid challan and it takes over

• check — property Flat No: the portal takes at most 10 characters in this box — this is 12 (PLOT NO. 203)

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI team has received the initial loan documents and payment from the branch and has shared the GRAS e-challan. The team is currently waiting for the branch to provide the registered sale deed copy to proceed with the NOI filing.

the history says the next move is with the branch — the Index II

the branch last asked: the NOI

✓ loan papers sent — done, mail 3 (2026-09-08) “We acknowledge the receipt of your mail documents and payment.”

✓ fee paid — the branch's words — done, mail 3 (2026-09-08) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 4 (2026-09-08) “PFA challan for your reference.”

✓ challan shared — done, mail 4 (2026-09-08) “PFA challan for your reference.”

✓ Index II asked for — done, mail 3 (2026-09-08) “For noi filing we need a register sale deed copy.”

read over 4 mail(s), last mail 2026-09-08 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (30d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

BB bharati.bhope@phfl.com phfl.com
08 Sep, 13:54 · 37d ago THE FIRST MAIL — how this case began

Request for challan and NOI _ HOU/NAG/0826/5206893 RAHUL MACHINDRA VAGHAMARE

📎 Document 713.pdf ↗

Dear Team,

Please provide challan and NOI.

Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com

earlier mails quoted below

From: Munna Vishnulal Rahangdale (munna.rahangdale@phfl.com)
Date: 09/08/26 13:32
To: Bharati Bhope (bharati.bhope@phfl.com)
Subject: Noi challan Rahul Vaghmare

🤖 read: asks for the challan, the e-filing copy; documents attached — “Please provide challan and NOI.”

OL The NOI teamTYPED IN GMAIL
08 Sep, 15:04 · 37d ago

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Tue, 8 Sept 2026 at 13:53, Bharati Bhope <bharati.bhope@phfl.com> wrote:

Dear Team,

Please provide challan and NOI.

Thanks & Regards,

Bharati Sujit Bhope

Sr. Branch Operations Executive

PHFL Home Loans and Services Limited,

Apartment No. 2 B, Second Floor,

Achraj Towers, Rajnagar, Chhaoni,

Katol Road, Chhindwara Road, Rajnagar,

Sadar, Nagpur-440013.

Tel : 0712 – 2533460

Mobile No. : 78758 57917

Toll Free : 1800 120 8800

Website – www.pnbhousing.com

----- Forwarded Message -----
------------------------------
From: Munna Vishnulal Rahangdale (munna.rahangdale@phfl.com)
Date: 09/08/26 13:32
To: Bharati Bhope (bharati.bhope@phfl.com)
Subject: Noi challan Rahul Vaghmare

🤖 read: challan shared ✓ — “PFA challan for your reference.”

OL The NOI teamTYPED IN GMAIL
08 Sep, 15:07 · 37d ago

dear team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For noi filing we need a register sale

deed copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 8 Sept 2026 at 15:04, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,
PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Tue, 8 Sept 2026 at 13:53, Bharati Bhope <bharati.bhope@phfl.com>
wrote:

> Dear Team,
>
> Please provide challan and NOI.
>
> Thanks & Regards,
>
> Bharati Sujit Bhope
>
> Sr. Branch Operations Executive
>
> PHFL Home Loans and Services Limited,
>
> Apartment No. 2 B, Second Floor,
>
> Achraj Towers, Rajnagar, Chhaoni,
>
> Katol Road, Chhindwara Road, Rajnagar,
>
> Sadar, Nagpur-440013.
>
> Tel : 0712 – 2533460
>
> Mobile No. : 78758 57917
>
> Toll Free : 1800 120 8800
>
> Website – www.pnbhousing.com
>
> ----- Forwarded Message -----
> ------------------------------
> From: Munna Vishnulal Rahangdale (munna.rahangdale@phfl.com)
> Date: 09/08/26 13:32
> To: Bharati Bhope (bharati.bhope@phfl.com)
> Subject: Noi challan Rahul Vaghmare
>
>
>

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
08 Sep, 15:08 · 37d ago

📎 WAGHAMARE RAHUL MACHINDRA EchallanMH009845 ↗

team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974 <(809)%20724-4974>*

On Tue, 8 Sept 2026 at 15:07, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

dear team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a register sale
deed copy.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Tue, 8 Sept 2026 at 15:04, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
> PFA challan for your reference.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Tue, 8 Sept 2026 at 13:53, Bharati Bhope <bharati.bhope@phfl.com>
> wrote:
>
>> Dear Team,
>>
>> Please provide challan and NOI.
>>
>> Thanks & Regards,
>>
>> Bharati Sujit Bhope
>>
>> Sr. Branch Operations Executive
>>
>> PHFL Home Loans and Services Limited,
>>
>> Apartment No. 2 B, Second Floor,
>>
>> Achraj Towers, Rajnagar, Chhaoni,
>>
>> Katol Road, Chhindwara Road, Rajnagar,
>>
>> Sadar, Nagpur-440013.
>>
>> Tel : 0712 – 2533460
>>
>> Mobile No. : 78758 57917
>>
>> Toll Free : 1800 120 8800
>>
>> Website – www.pnbhousing.com
>>
>> ----- Forwarded Message -----
>> ------------------------------
>> From: Munna Vishnulal Rahangdale (munna.rahangdale@phfl.com)
>> Date: 09/08/26 13:32
>> To: Bharati Bhope (bharati.bhope@phfl.com)
>> Subject: Noi challan Rahul Vaghmare
>>
>>
>>

🤖 read: challan shared ✓ — “PFA challan”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
LSR (search report)+ Aadhaar card inside+ Bank statement inside+ Other inside+ PAN card inside+ Payment screenshot inside+ Sanction letter inside+ Selfie / photo inside	Document 713.pdf	filed	37d ago
Paid challan (GRAS)	WAGHAMARE RAHUL MACHINDRA EchallanMH009845674202627E.pdf	filed	36d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹13,370

Where it stands
VERIFIED — money received

Screenshot claims
₹13,300 245310402506,245534382506,246357342506

Paid at
7 Sep 19:34:42

Verified on
8 Sep 20:29:41

utr_reused:245310402506:also_on:NOI-2026-01471

utr_reused:245310402506:also_on:NOI-2026-01598

utr_reused:245310402506:also_on:NOI-2026-01513

utr_reused:245310402506:also_on:NOI-2026-01199

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹4,330	₹7,220	₹320	₹1,500	₹13,370

By law ₹13,349.74. We ask ₹13,370 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

19 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Floor, Property type (Open / Building / Open + Building) …

14 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing), Flat / shop no …

✗ EzDocs found boxes that do NOT agree with the document (30d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the legal report — correct any box that is off; a correction clears thissource: the legal report (Document 713.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

empty

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

All that piece and parcel of the land bearing Plot No. 203, containing by admeasurement 162.000 Square Meters (1,743.768 sq. ft.), out of the sanctioned layout known as "Dera Greens 3", carved out on the entire land bearing Kh. No. 154 (before Amalgamation Kh. No. 134, 135, 136, 140/1, 140/2, 141/1/A, 141/l/B, 141/2, 142/1, 142/2, 143, 151 (Part), 152/2, 153, 154, 156, 157), admeasuring about 18.72 HR, situated at Mouza - Dahegaon, P. H. No. 26, within the limits of Tahsil Kalmeshwar and District Nagpur, and the said land is bounded as under: -

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Document 713.pdf

as printed
UNIT PLOT NO.203, BLOCK PLOTS, PROJECT DERA GREENS 3, KHASRA NO 154, P.H. NO.26, AT DAHEGAON, KALAMESHWAR, NAGPUR, 441501, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 441501

PIN
441501

THE CHALLAN, as it will be typed · the unit's word put back as the paper prints it

Flat/Survey Number
PLOT NO 203 DERA GREENS 3 KHASRA NO 154 26

Locality/Road
BLOCK PLOTS MOUJE DAHEGAON TAL KALMESHWAR DIST NAGPUR

Area/City
NAGPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	WAGHMARE RAHUL MACHINDRA	ABQPW7112E	…5677

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	bharati.bhope@phfl.com	37d ago

What EzDocs read from each document — check anything marked in red

LSR (search report) Document 713.pdf needs your check

found
True

found in
Detailed Address of the Property

area sq m
162.0

confidence
1.0

property address
pin: 441501; state: MAHARASHTRA; taluka: Kalmeshwar; Flat no: Plot No. 203; district: Nagpur; Village: Dahegaon; Building: Dera Greens 3; survey_or_cts_no: Kh. No. 154, P. H. No. 26

security address verbatim
All that piece and parcel of the land bearing Plot No. 203, containing by admeasurement 162.000 Square Meters (1,743.768 sq. ft.), out of the sanctioned layout known as "Dera Greens 3", carved out on the entire land bear

raw reading (for Abhijit)

{'found': True, 'found_in': 'Detailed Address of the Property', 'area_sq_m': 162.0, 'confidence': 1.0, 'property_address': {'pin': '441501', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Kalmeshwar', 'flat_no': 'Plot No. 203', 'district': 'Nagpur', 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': 'Dahegaon', 'building_name': 'Dera Greens 3', 'survey_or_cts_no': 'Kh. No. 154, P. H. No. 26'}, 'security_address_verbatim': 'All that piece and parcel of the land bearing Plot No. 203, containing by admeasurement 162.000 Square Meters (1,743.768 sq. ft.), out of the sanctioned layout known as "Dera Greens 3", carved out on the entire land bearing Kh. No. 154 (before Amalgamation Kh. No. 134, 135, 136, 140/1, 140/2, 141/1/A, 141/l/B, 141/2, 142/1, 142/2, 143, 151 (Part), 152/2, 153, 154, 156, 157), admeasuring about 18.72 HR, situated at Mouza - Dahegaon, P. H. No. 26, within the limits of Tahsil Kalmeshwar and District Nagpur, and the said land is bounded as under: -'}

LSR (search report) Document 713.pdf needs your check

dob
1982-07-06

pan
ABQPW7112E

name
WAGHMARE RAHUL MACHINDRA

legible
True

raw reading (for Abhijit)

{'dob': '1982-07-06', 'pan': 'ABQPW7112E', 'name': 'WAGHMARE RAHUL MACHINDRA', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

LSR (search report) Document 713.pdf needs your check

dob
1982-07-06

pan
ABQPW7112E

name
WAGHMARE RAHUL MACHINDRA

legible
True

aadhaar last4
5677

raw reading (for Abhijit)

{'dob': '1982-07-06', 'pan': 'ABQPW7112E', 'name': 'WAGHMARE RAHUL MACHINDRA', 'legible': True, 'aadhaar_last4': '5677', 'quality_issue': None}

LSR (search report) Document 713.pdf needs your check

lan
HOU/NAG/0826/5206893

legible
True

loan type
Housing Loan

confidence
1

loan amount
1373218

interest rate
8.35

sanction date
28-Aug-2026

letter version
5

applicant names
RAHUL MACHINDRA VAGHAMARE, POOJA RAHUL WAGHMARE

applicant mobile
9503065036

property address
pin: 441501; state: MAHARASHTRA; taluka: Kalameshwar; Flat no: Unit Plot No.203; district: Nagpur; landmark: Block Plots; Address: Unit Plot No.203, Block Plots, Project DERA GREENS 3, KHASRA NO 154, P.H. NO.26, at

insurance premium
68000

includes insurance
True

total with insurance
1441218

security address verbatim
Unit Plot No.203, Block Plots, Project DERA GREENS 3, KHASRA NO 154, P.H. NO.26, at Dahegaon, Kalameshwar,, Nagpur, 441501, Nagpur, Nagpur, MAHARASHTRA, India, 441501

raw reading (for Abhijit)

{'lan': 'HOU/NAG/0826/5206893', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 1373218, 'interest_rate': 8.35, 'quality_issue': None, 'sanction_date': '28-Aug-2026', 'letter_version': '5', 'applicant_names': ['RAHUL MACHINDRA VAGHAMARE', 'POOJA RAHUL WAGHMARE'], 'applicant_mobile': '9503065036', 'property_address': {'pin': '441501', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Kalameshwar', 'flat_no': 'Unit Plot No.203', 'district': 'Nagpur', 'floor_no': None, 'landmark': 'Block Plots', 'full_address': 'Unit Plot No.203, Block Plots, Project DERA GREENS 3, KHASRA NO 154, P.H. NO.26, at Dahegaon, Kalameshwar,, Nagpur, 441501, Nagpur, Nagpur, MAHARASHTRA, India, 441501', 'village_city': 'Dahegaon', 'building_name': 'Project DERA GREENS 3', 'survey_or_cts_no': 'KHASRA NO 154, P.H. NO.26'}, 'insurance_premium': 68000, 'includes_insurance': True, 'total_with_insurance': 1441218, 'security_address_verbatim': 'Unit Plot No.203, Block Plots, Project DERA GREENS 3, KHASRA NO 154, P.H. NO.26, at Dahegaon, Kalameshwar,, Nagpur, 441501, Nagpur, Nagpur, MAHARASHTRA, India, 441501'}

LSR (search report) Document 713.pdf needs your check

kind
not_a_person

legible
False

confidence
1.0

face visible
False

quality issue
this is a document, not a photo of a person

raw reading (for Abhijit)

{'kind': 'not_a_person', 'legible': False, 'confidence': 1.0, 'face_visible': False, 'quality_issue': 'this is a document, not a photo of a person'}

LSR (search report) Document 713.pdf needs your check

payments inside
bank: AXIS BANK; kind: bank_statement; payments: [{'utr': '245310402506', 'date': '2026-09-07', 'page': 10, 'time': None, 'payee': 'THINKBIGZ INITIATIVE', 'amount': 2000.0, 'direction': 'debit', 'narration': 'UPI/P2M/245

raw reading (for Abhijit)

{'payments_inside': {'bank': 'AXIS BANK', 'kind': 'bank_statement', 'payments': [{'utr': '245310402506', 'date': '2026-09-07', 'page': 10, 'time': None, 'payee': 'THINKBIGZ INITIATIVE', 'amount': 2000.0, 'direction': 'debit', 'narration': 'UPI/P2M/245310402506/THINKBIGZ INITIATIVE/UPI/AXIS BANK', 'proof_kind': 'statement_row'}, {'utr': '245534382506', 'date': '2026-09-07', 'page': 10, 'time': None, 'payee': 'THINKBIGZ INITIATIVE', 'amount': 2000.0, 'direction': 'debit', 'narration': 'UPI/P2M/245534382506/THINKBIGZ INITIATIVE/UPI/AXIS BANK', 'proof_kind': 'statement_row'}, {'utr': '246357342506', 'date': '2026-09-07', 'page': 10, 'time': None, 'payee': 'THINKBIGZ INITIATIVE', 'amount': 9300.0, 'direction': 'debit', 'narration': 'UPI/P2M/246357342506/THINKBIGZ INITIATIVE/UPI/AXIS BANK', 'proof_kind': 'statement_row'}], 'rows_read': 40, 'account_last4': '0775', 'account_holder': 'RAHUL MACHINDRA VAGHAMARE'}}

LSR (search report) Document 713.pdf needs your check

payments inside
bank: AXIS BANK; kind: bundle; payments: [{'utr': '245310402506', 'date': '2026-09-07', 'page': 10, 'time': None, 'payee': 'THINKBIGZ INITIATIVE', 'amount': 2000.0, 'direction': 'debit', 'narration': 'UPI/P2M/24531040250

raw reading (for Abhijit)

{'payments_inside': {'bank': 'AXIS BANK', 'kind': 'bundle', 'payments': [{'utr': '245310402506', 'date': '2026-09-07', 'page': 10, 'time': None, 'payee': 'THINKBIGZ INITIATIVE', 'amount': 2000.0, 'direction': 'debit', 'narration': 'UPI/P2M/245310402506/THINKBIGZ INITIATIVE/UPI/AXIS BANK', 'proof_kind': 'statement_row'}, {'utr': '245534382506', 'date': '2026-09-07', 'page': 10, 'time': None, 'payee': 'THINKBIGZ INITIATIVE', 'amount': 2000.0, 'direction': 'debit', 'narration': 'UPI/P2M/245534382506/THINKBIGZ INITIATIVE/UPI/AXIS BANK', 'proof_kind': 'statement_row'}, {'utr': '246357342506', 'date': '2026-09-07', 'page': 10, 'time': None, 'payee': 'THINKBIGZ INITIATIVE', 'amount': 9300.0, 'direction': 'debit', 'narration': 'UPI/P2M/246357342506/THINKBIGZ INITIATIVE/UPI/AXIS BANK', 'proof_kind': 'statement_row'}], 'rows_read': 51, 'account_last4': '50775', 'account_holder': 'RAHUL MACHINDRA VAGHAMARE'}}

LSR (search report) Document 713.pdf needs your check

applicant address from462
read again off the letter's pages (page 1, Address row)

applicant address verbatim
PAKHIDER LAYOUT, VIJAY NAGAR, JAYTALA ROAD, NAGPUR, ., Nagpur, MAHARASHTRA, 440010, India

raw reading (for Abhijit)

{'payments_inside': {'bank': 'AXIS BANK', 'kind': 'bundle', 'payments': [{'utr': '245310402506', 'date': '2026-09-07', 'page': 10, 'time': None, 'payee': 'THINKBIGZ INITIATIVE', 'amount': 2000.0, 'direction': 'debit', 'narration': 'UPI/P2M/245310402506/THINKBIGZ INITIATIVE/UPI/AXIS BANK', 'proof_kind': 'statement_row'}, {'utr': '245534382506', 'date': '2026-09-07', 'page': 10, 'time': None, 'payee': 'THINKBIGZ INITIATIVE', 'amount': 2000.0, 'direction': 'debit', 'narration': 'UPI/P2M/245534382506/THINKBIGZ INITIATIVE/UPI/AXIS BANK', 'proof_kind': 'statement_row'}, {'utr': '246357342506', 'date': '2026-09-07', 'page': 10, 'time': None, 'payee': 'THINKBIGZ INITIATIVE', 'amount': 9300.0, 'direction': 'debit', 'narration': 'UPI/P2M/246357342506/THINKBIGZ INITIATIVE/UPI/AXIS BANK', 'proof_kind': 'statement_row'}], 'rows_read': 43, 'account_last4': '0775', 'account_holder': 'RAHUL MACHINDRA VAGHAMARE'}, 'applicant_address_from462': "read again off the letter's pages (page 1, Address row)", 'applicant_address_verbatim': 'PAKHIDER LAYOUT, VIJAY NAGAR, JAYTALA ROAD, NAGPUR, ., Nagpur, MAHARASHTRA, 440010, India'}

Technical record (for Abhijit — safe to ignore)

9h ago	EzDocs	reader_verdict	{'fp': '063a9c65299333fd', 'asked': True, 'missed': [], 'answers': [{'id': 0, 'why': "The papers are missing, so it is not possible to confirm if the words 'PLOT NO', 'KHASRA NO', and 'HOUSE NO' are printed on them.", '
1d ago	EzDocs	challan_boxes_composed	{'fp': '1323aed9a943604f', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'PLOT NO 203 DERA GREENS 3 KHASRA
1d ago	EzDocs	reader_efiling_verdict	{'fp': '00932037b9046e32', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required for the e-filin
1d ago	EzDocs	reader_mail_addition	{'fp': '43defa62c790c300', 'add': {}, 'why': 'The mail does not describe the property. It gives a branch address.', 'asked': True, 'quote': '', 'same_property': False}
1d ago	EzDocs	reader_home_address	{'fp': 'fd9e96ce1e187c2b', 'from': 'the sanction letter (Document 713.pdf)', 'home': {'pin': '440010', 'area': 'PAKHIDER LAYOUT, VIJAY NAGAR', 'road': 'JAYTALA ROAD', 'state': 'MAHARASHTRA', 'district': 'Nagpur', 'villag
15d ago	EzDocs	letter_home_read462	{'fp': 'doc:474ac610-7bca-45c4-ac81-8d2c18e42d43', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Document 713.pdf', 'asked': True, 'found': True, 'whe
18d ago	EzDocs	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
30d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
30d ago	EzDocs	kyc_address_read	{'doc': 'aadhaar', 'pin': '443202', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Shendurjan', 'doc_id': '474ac610-7
30d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'box': 'Landmark', 'why': "The typ
31d ago	EzDocs	property_attrs_split	{'now': {'Number type': 'KHASRA', 'Second number type': 'HOUSE', 'Number': '154', 'Second number': '26'}, 'was': {'Number type': 'CTS', 'Second number type': 'HISSA', 'Number': 'Kh. No. 154, P', 'Second number': '26'}, 'why': "the n
31d ago	EzDocs	property_attrs_split	{'now': {'Number type': 'CTS', 'Second number type': 'HISSA', 'Number': 'Kh. No. 154, P', 'Second number': '26'}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'Kh. No. 154, P. H. No. 26', 'Second number':
36d ago	EzDocs	bundle_restored	{'why': 'this file was marked unreadable for something INSIDE it (a photo, an inner card) — a bundle is never unreadable as a whole; everything inside it counts again', 'file': 'Document 713.pdf', 'label': 'lsr', 'doc_id
36d ago	EzDocs	document_reread	{'now': ['aadhaar', 'bank_statement', 'lsr', 'other', 'pan', 'payment_screenshot', 'sanction_letter', 'selfie'], 'was': ['aadhaar', 'bank_statement', 'lsr', 'other', 'pan', 'payment_screenshot', 'sanction_letter', 'selfi
36d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'Document 713.pdf',
36d ago	EzDocs	claim_part_duplicate	{'utr': '246357342506', 'date': '2026-09-07', 'parts': 3, 'amount': 9300.0, 'claimed_total': 13300.0}
36d ago	EzDocs	claim_part_duplicate	{'utr': '245534382506', 'date': '2026-09-07', 'parts': 3, 'amount': 2000.0, 'claimed_total': 13300.0}
36d ago	EzDocs	claim_part_duplicate	{'utr': '245310402506', 'date': '2026-09-07', 'parts': 3, 'amount': 2000.0, 'claimed_total': 13300.0}
36d ago	ops:ops:Abhijit	document_reread_requested	{'file': 'Document 713.pdf', 'doc_id': '474ac610-7bca-45c4-ac81-8d2c18e42d43', 'started': True}
36d ago	EzDocs	document_reread	{'now': ['aadhaar', 'bank_statement', 'lsr', 'other', 'pan', 'payment_screenshot', 'sanction_letter', 'selfie'], 'was': ['aadhaar', 'bank_statement', 'lsr', 'other', 'pan', 'payment_screenshot', 'sanction_letter', 'selfi
36d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'Document 713.pdf',
36d ago	EzDocs	claim_part_duplicate	{'utr': '246357342506', 'date': '2026-09-07', 'parts': 3, 'amount': 9300.0, 'claimed_total': 13300.0}
36d ago	EzDocs	claim_part_duplicate	{'utr': '245534382506', 'date': '2026-09-07', 'parts': 3, 'amount': 2000.0, 'claimed_total': 13300.0}
36d ago	EzDocs	claim_part_duplicate	{'utr': '245310402506', 'date': '2026-09-07', 'parts': 3, 'amount': 2000.0, 'claimed_total': 13300.0}
36d ago	ops:ops:Abhijit	document_reread_requested	{'file': 'Document 713.pdf', 'doc_id': '474ac610-7bca-45c4-ac81-8d2c18e42d43', 'started': True}
36d ago	EzDocs	sms_matched_late	{'ref': 'AXNGG25045670977', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 9300.0, 'method': 'scr
36d ago	EzDocs	payment_verified	{'utr': 'AXNGG25045670977', 'why': "paid ₹18,600, ₹5,230 MORE than our ask of ₹13,370 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 5230.0, 'method': 'screenshot_part_
36d ago	EzDocs	payment_part_added	{'why': 'the branch paid short and then paid the balance — the parts are added up and the sum is checked', 'earlier': 9300.0, 'expected': 13370.0, 'this_credit': 9300.0, 'now_received': 18600.0}
36d ago	EzDocs	receivable_snapshot	{'before': {'delta': -4070.0, 'status': 'short', 'paid_at': '2026-09-07T14:04:42+00:00', 'received': 9300.0, 'risk_flags': [], 'verified_at': None, 'match_method': 'screenshot_part_sms_amount', 'received_utr': 'AXNGG2504
36d ago	ops:ops:Abhijit	document_reread_requested	{'doc_id': '474ac610-7bca-45c4-ac81-8d2c18e42d43', 'reached_engine': True}

Case diary the case’s history — what happened, newest day first

Papers

All 2 in hand

Nothing more to ask the branch for

Money

₹18,600 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Payment SHORT by ₹70 (₹13,300 of ₹13,370). Same UTR also on case NOI-2026-01471 — one transfer cannot pay two cases. Same UTR also on case NOI-2026-01598 — one transfer cannot pay two cases. Same UTR also on case NOI-2026-01513 — one transfer cannot pay two cases.

Today · 15 Oct1 thing

EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records