⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Sudarshan Krishna Ambasta
LAN 27700000Loan ₹2,77,00,000NOISee the approvalMails & papers 14 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
30 Sep, 19:36
Documents
Payment
done 30 Sep, 19:37
Challan
took 8d 21h · GRAS ↗
Filing
waiting 4d 7h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
their moveWith bank to approve · the trail says: The branch has sent the loan documents and the fee has been received by the team. The team needs to process the challan and file the NOI.whole case so far 13d 4h
Needs your eyes1
3 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Waiting for the bank to approve the draft
Sammaan and Hinduja approve before we submit. See all approvals.
Historywhat happened on this case, newest first
9 Oct111 things
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
documents read together
file note490
mail against file490 — by ezdocs:reader
documents read together
The draft e-filing copy went to the bank — waiting for its approval
desk quote read
file note490
mail against file490 — by ezdocs:reader
documents read together
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
file note490
mail against file490 — by ezdocs:reader
documents read together
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
The home address was read off the papers — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
money settled — by ezdocs:reader
address compared
documents read together
Property address read from the sanction letter
Received: Sanction letter
insurance sanction letter.pdf
file note490
mail against file490 — by ezdocs:reader
documents read together
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
Received: Challan
SUDARSHAN KRISHNA AMBASTA EchallanMH011712016202627E.pdf
copilot check ok — by copilot
form checked489
copilot pick — by copilot
reading boxes not the papers words — by copilot
money check hold — by copilot
challan boxes by rules
challan boxes not the papers words — by copilot
copilot check ok — by copilot
form checked489
copilot pick — by copilot
reading boxes not the papers words — by copilot
money check hold — by copilot
challan boxes by rules
challan boxes not the papers words — by copilot
copilot check ok — by copilot
form checked489
challan boxes by rules
copilot pick — by copilot
reading boxes not the papers words — by copilot
money check hold — by copilot
challan boxes not the papers words — by copilot
file note490
mail against file490 — by ezdocs:reader
file note490
documents read together
The file seems to show a payment to us but no row could be read — open it
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
A copy INSIDE a bundle cannot be used — that document is asked for on its own; the rest of the file counts
money settled — by ezdocs:reader
papers not this case
card of another customer457
paper not this case
paper not this case
sanction names nobody448
Received: Sanction letter — not usable
NOI and stamp duty -- Sudarshan Krishna Ambasta -- APS --13 — could not be read
30 Sep65 things — 9 documents received · 3 letters written · 4 money steps · 3 cautions · 46 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
quoted history checked
extra challan scanned
template name checked
The home address was read off the papers — by ezdocs:reader
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes composed
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03037
An old draft withdrew itself — its asks were already answered
stuck after payment healed
money settled — by ezdocs:reader
money not settled
property attrs split
documents read together
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
screenshot claim recorded
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment short of what the case needs
The balance must come before the challan.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
screenshot claim recorded
property self check
screenshot claim recorded
Received: Payment screenshot
Image.png
case read started — by ezdocs:reader
Property address read from the sanction letter
roles from letter
Received: Payment screenshot
Image.png
Received: Payment screenshot
Image.png
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
property from index2
index2 people checked
property english extracted
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment short of what the case needs
The balance must come before the challan.
A second credit was added to the first
Two credits for one case — added up, the sum is judged.
receivable snapshot
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment short of what the case needs
The balance must come before the challan.
Property read from the Index II
receivable snapshot
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
screenshot claim recorded
Received: Sanction letter
SanctionLetter_1388982_1809202603959.pdf
Received: Payment screenshot
Image.png
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03037
No fee quote sent — the branch's own figures were right
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Aadhaar
aadhar sudharshan_260613_141002 (2).pdf
Received: PAN card
Document_260925_133828.pdf
Received: Index II
Index II.pdf
Received: Selfie
IMG-20260925-WA0002.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
9 of 10 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓PAN cardopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
A challan whose owner could not be read — not counted until a person says — inside NOI and stamp duty -- Sudarshan Kopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 12 files
The file, as the engine remembers it2 open
Challan and e-filing completed for Sudarshan Krishna Ambasta. Loan amount processed as 2,77,00,000 as per the branch's payment and mail, which differs from the sanction letter's 2,00,00,000. Wing corrected to B from W. SRO is Borivali 8.
✗the sanction letter could not be read (NOI and stamp duty -- Sudarshan Krishna Ambasta -- APS --1388982.eml) — the branch
○SUDARSHAN KRISHNA AMBASTA — e-mail — the branch
?the papers disagree on Loan amount discrepancy (the sanction letter: 20000000; the branch's mail of 30 Sep 20: 27700000) — Verify if there is a revised sanction letter or a top-up loan sanction letter for the remaining Rs. 77,00,000 and upload it to the file.
?the papers disagree on Building wing discrepancy (this case (the branch's mail): W Wing; the sanction letter: B Wing; the Index II: बी विंग) — Correct the wing to 'B Wing' in the e-filing and challan as printed on the papers.
?unsure of date_of_mortgage — No MOTD or other paper on the file prints the date of mortgage.
the branch's last mail (2026-10-09): The branch asks the team to check the calculation for NOI charges and service fees.
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T13:06 UTC
Moneyall of it is in
₹99,630.60
Reached our account 30 Sep 17:35:09.
How we know
Our own bank told us — 30 Sep 17:35
₹70,000 · UTR 627314109470 · from JM-HDFCBN-S
“Successful! You have received Rs. 70000.00 via HDFC Bank SmartHub Vyapar from SUDARSHAN . RRN-627314109470 , Check: https://1.hdfc.bank.in/HDFCBK/s/eq8XZWOb”
Matched by: the screenshot's amount AND its minute agree with this credit · one of several parts
The working
Stamp duty 0.3%83,110
Registration fee 0.5%15,000
Government handling320
Our service fee1,200
Total we ask for99,630.60
By law ₹99,620. We ask ₹99,630 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
408, 4th, Northern Hills Building No. 02, W Wing, CTS, 1625(PT.), 1648(PT.) 1653(PT.), 1654(PT.), 1657(PT.), 1663/B(PT.), Mumbai, 400068
read from the Index II · e-filing boxes 32 of 34 ready
Check the property →the boxes beside the paper
People
SUDARSHAN KRISHNA AMBASTA · applicantAJZPA7947A
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