Pravin Narayan Ambat
the challan is done — these are for the IGR filing / KYC
- Selfie / photo: copy on file cannot be used. A usable one is being asked for.
why?
Day by day — every step and who held it
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012037201202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper14 Oct, 19:40 · 4h ago THE FIRST MAIL — how this case began
Kindly process challan in below case.
- ✓ Sanction Letter — attached
- ✓ Applicant and Aadhar Card — attached
- ✓ Applicant and Pan Card — attached
- ✓ Index II Copy — attached
- ✓ Soft copy of Photograph — attached
- ✓ Payment details — attached
14 Oct, 19:45 · 4h ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 14 Oct 2026 at 19:40, Akash Babu Jadhav2 <akash.jadhav2@phfl.com>
wrote:
earlier mails quoted below
14 Oct, 19:50 · 4h ago
Team,
PFA challan for your reference.
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | App Photo.jpg | CANNOT BE READ — clear copy asked | 4h ago |
| Sanction letter+ Aadhaar card inside+ PAN card inside+ Payment screenshot inside | DocScanner Oct 14, 2026 7-31 PM.pdf | filed | 4h ago |
| Paid challan (GRAS) | AMBAT PRAVIN NARAYAN EchallanMH012037201202627E.pdf | filed | 4h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹13,260.76
VERIFIED — money received
—
14 Oct 19:30:05
14 Oct 19:42:07
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹4,290 | ₹7,150 | ₹320 | ₹1,500 | ₹13,260 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
{'PIN': '413006', 'AREA': '11 ZURALE VASTI SHELGI', 'FLAT': NONE, 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'SOLAPUR', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'SOLAPUR'}
29 REBBA PREMIUM C WING GAT NO 144/2/3/6/1/4/1
REBBA PREMIUM C WING KASBE SOLAPUR TAL SOLAPUR
SOLAPUR
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | PRAVIN NARAYAN AMBAT | BWDPA6979A | …7322 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | akash.jadhav2@phfl.com | 4h ago |
What EzDocs read from each document — check anything marked in red
photo_of_printed_photo
False
0.9
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}HOU/SOL/1026/5236318
True
Housing Loan, Housing
{'name': 'PRAVIN NARAYAN AMBAT', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VAISHNAVI PRAVIN AMBAT', 'role': 'co_applicant', 'label': 'Applicant'}
Housing Loan
1
PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
1386000
-4.65
1427580
8.5
07-Oct-2026
4
13.15
pravin.ambat@bny.com
PRAVIN NARAYAN AMBAT, VAISHNAVI PRAVIN AMBAT
False
7387773890
False
pin: 413006; state: MAHARASHTRA; taluka: Solapur; district: Solapur; Address: Plot No 29, New Gat No 144/2/3/6/1/4/1, Rebba Premium C wing, SOLAPUR, Kasbe Solapur, Solapur, Kasbe Solapur, Solapur, MAHARASHTRA, India
41580
Total Loan Amount
True
1427580
., Plot No 29,., New Gat No 144/2/3/6/1/4/1, ., Rebba Premium C wing, SOLAPUR, Kasbe Solapur, Solapur, Kasbe Solapur, Solapur, MAHARASHTRA, India, 413006
11 ZURALE VASTI, SHELGI, SHELGI, ., Solapur, MAHARASHTRA, 413006, Solapur, India
raw reading (for Abhijit)
{'lan': 'HOU/SOL/1026/5236318', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'PRAVIN NARAYAN AMBAT', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VAISHNAVI PRAVIN AMBAT', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'rate_words': 'PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1386000, 'rate_spread': -4.65, 'final_amount': 1427580, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '07-Oct-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'pravin.ambat@bny.com', 'applicant_names': ['PRAVIN NARAYAN AMBAT', 'VAISHNAVI PRAVIN AMBAT'], 'printed_altered': False, 'applicant_mobile': '7387773890', 'balance_transfer': False, 'property_address': {'pin': '413006', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Solapur', 'flat_no': None, 'district': 'Solapur', 'floor_no': None, 'landmark': None, 'full_address': 'Plot No 29, New Gat No 144/2/3/6/1/4/1, Rebba Premium C wing, SOLAPUR, Kasbe Solapur, Solapur, Kasbe Solapur, Solapur, MAHARASHTRA, India, 413006', 'village_city': 'Kasbe Solapur', 'building_name': 'Rebba Premium C wing', 'survey_or_cts_no': 'Gat No 144/2/3/6/1/4/1'}, 'insurance_premium': 41580, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1427580, 'security_address_verbatim': '., Plot No 29,., New Gat No 144/2/3/6/1/4/1, ., Rebba Premium C wing, SOLAPUR, Kasbe Solapur, Solapur, Kasbe Solapur, Solapur, MAHARASHTRA, India, 413006', 'applicant_address_verbatim': '11 ZURALE VASTI, SHELGI, SHELGI, ., Solapur, MAHARASHTRA, 413006, Solapur, India'}1994-09-05
BWDPA6979A
AMBAT PRAVIN NARAYAN
True
NARAYAN RAJRAM AMBAT
raw reading (for Abhijit)
{'dob': '1994-09-05', 'pan': 'BWDPA6979A', 'name': 'AMBAT PRAVIN NARAYAN', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'NARAYAN RAJRAM AMBAT', 'aadhaar_last4': None, 'quality_issue': None}1994-09-05
Pravin Narayan Ambat
pin: 413006; area: 11 zurale vasti shelgi; state: Maharashtra; district: Solapur; Village: Solapur
True
7322
raw reading (for Abhijit)
{'dob': '1994-09-05', 'pan': None, 'name': 'Pravin Narayan Ambat', 'mobile': None, 'address': {'pin': '413006', 'area': '11 zurale vasti shelgi', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Solapur', 'post_office': None, 'village_city': 'Solapur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7322', 'quality_issue': None}payments: [{'utr': '628769358780', 'date': '2026-10-14', 'page': 4, 'time': '19:29', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 13224.0, 'direction': 'credit', 'narration': "Receiver's bank has confirmed
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '628769358780', 'date': '2026-10-14', 'page': 4, 'time': '19:29', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 13224.0, 'direction': 'credit', 'narration': "Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PRIVATE LIMITED's bank account", 'proof_kind': 'success_screen'}]}}MH012037201202627E
413006
11440.0
6(1)
False
03006172026101401791
SOLAPUR
SOLAPUR
BWDXXXXXXA
PLOT NO 29 NEW GAT NO 144/2/3/B/1/4/1
AMBAT PRAVIN NARAYAN
SLR2 SOLAPUR UTTAR 2 JOINT SUB REGI
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=427580
{'amount': 4290.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7150.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX3890
14/10/2026-19:48:15
REBBA PREMIUM C WING KASBE SOLAPUR MAHARASHTRA
the challan's heads (4290 + 7150) are 0.3% and 0.5% of 1427580 — the figure it was paid on; its Remarks read as 427580 (a digit lost or added in reading)
AAACP3682N
PNB HOUSING FINANCE LTD
1427580
427580
raw reading (for Abhijit)
{'grn': 'MH012037201202627E', 'pin': '413006', 'total': 11440.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101401791', 'district': 'SOLAPUR', 'area_city': 'SOLAPUR', 'payer_pan': 'BWDXXXXXXA', 'flat_block': 'PLOT NO 29 NEW GAT NO 144/2/3/B/1/4/1', 'payer_name': 'AMBAT PRAVIN NARAYAN', 'sro_office': 'SLR2 SOLAPUR UTTAR 2 JOINT SUB REGI', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=427580', 'scheme_rows': [{'amount': 4290.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7150.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3890', 'payment_date': '14/10/2026-19:48:15', 'road_locality': 'REBBA PREMIUM C WING KASBE SOLAPUR MAHARASHTRA', 'ca_by_arithmetic': "the challan's heads (4290 + 7150) are 0.3% and 0.5% of 1427580 — the figure it was paid on; its Remarks read as 427580 (a digit lost or added in reading)", 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': 1427580, 'consideration_amount_read': 427580}Technical record (for Abhijit — safe to ignore)
| 2h ago | EzDocs | case_reevaluated | {'stage_after': 'CHALLAN_PAID'} |
| 2h ago | EzDocs | match_confirmed | {'how': "EzDocs looked again at this payment against the case's own papers and confirmed it", 'who': 'EzDocs', 'why': 'the payer PRAVIN N is the customer on this case — his own fee', 'sms_id': '7381a0dd-2a70-48b1-abf2-3f |
| 4h ago | EzDocs | quoted_history_checked | {} |
| 4h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 4h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': 'fd460911-e18a-449f-8cbe-241b298d535b'} |
| 4h ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '518735', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the |
| 4h ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 4h ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'AMBAT PRAVIN NARAYAN EchallanMH012037201202627E.pdf', 'kind': |
| 4h ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'AMBAT PRAVIN NARAYA |
| 4h ago | EzDocs | challan_verified_against_case | {'grn': 'MH012037201202627E', 'file': 'AMBAT PRAVIN NARAYAN EchallanMH012037201202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 4h ago | EzDocs | challan_extracted | {'grn': 'MH012037201202627E', 'file': 'AMBAT PRAVIN NARAYAN EchallanMH012037201202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 11440.0} |
| 4h ago | EzDocs | challan_ca_by_arithmetic | {'rf': 7150, 'sd': 4290, 'why': "the challan's heads (4290 + 7150) are 0.3% and 0.5% of 1427580 — the figure it was paid on; its Remarks read as 427580 (a digit lost or added in reading)", 'file': 'AMBAT PRAVIN NARAYAN E |
| 4h ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 4h ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []} |
| 4h ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03556'} |
| 4h ago | EzDocs | challan_boxes_composed | {'fp': '74f5409a49b21464', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': '29 REBBA PREMIUM C WING GAT NO |
| 4h ago | the co-pilot | challan_numbers_from_reading | {'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'DocScanner Oct 14, 2026 7-31 PM.pdf', 'from': 'the sanction letter', |
| 4h ago | EzDocs | reader_home_address | {'fp': 'f2b43cf74aa33de0', 'from': 'the sanction letter (DocScanner Oct 14, 2026 7-31 PM.pdf)', 'home': {'pin': '413006', 'area': 'ZURALE VASTI, SHELGI', 'flat': '11', 'state': 'MAHARASHTRA', 'district': 'Solapur', 'vill |
| 4h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-14T14:12:39', 'why': 'reading', 'open': 9, 'mails': [{'at': '2026-10-14 14:10', 'id': '1a13ac058402a92f', 'from': 'branch', 'gist': 'The branch is asking the team to process the challan for the |
| 4h ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'SOLAPUR'} |
| 4h ago | EzDocs | case_read | {'how': 'uri', 'tag': '40bdec519f742e31', 'docs': ['DocScanner Oct 14, 2026 7-31 PM.pdf'], 'loan': {'amount': 1427580, 'made_of': [{'what': 'Sanctioned Amount', 'paper': 'Sanction Letter', 'quote': 'INR 1386000', 'amount |
| 4h ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': "The |
| 4h ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['DocScanner Oct 14, 2026 7-31 PM.pdf'], 'after': {'challan_boxes': {'box1': '29 REBBA PREMIUM C WING GAT NO 144/2/3/6/1/4/1', 'box2': 'REBBA PREMIUM C WING MOUJE KASBE SOLAPUR T |
| 4h ago | EzDocs | challan_boxes_composed | {'fp': '74f5409a49b21464', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': '29 REBBA PREMIUM C WING GAT NO 1 |
| 4h ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'index2_sent'], 'mails': 1, 'summary |
| 4h ago | EzDocs | challan_queue_entered | {'why': 'challan-visit documents complete and payment verified'} |
| 4h ago | EzDocs | case_acknowledged_challan_queued | {'utr': '628769358780', 'fee_total': 13260} |
| 4h ago | EzDocs | email_shadowed:ack | {'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.\n\n Applicant : Pravin Narayan Ambat\n LAN |
| 4h ago | EzDocs | fee_quote_suppressed | {'how': 'screenshot', 'utr': None, 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': None} |
| 4h ago | EzDocs | sms_matched_late | {'ref': '628769358780', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 13224.0, 'method': 'amount |