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Cases / NOI-2026-02928

Aditi Nilesh Ghule

PNB_HFLLAN NHL/NAV/0926/5215828 Index II pending · with the government All documentsMails & papers 19
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — money verifiedopen
✓Aadhaar cardopen
✓PAN cardopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Selfie / photoopen
✓E-filing copy (token)open
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (13)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹11,500.13CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹11,500 receivedthe receipt's amount and minute agree
Stamp duty 0.3%3,630
Registration fee 0.5%6,050
Government handling320
Our service fee1,500.13
Total we ask for11,500.13
the branch’s receipt claims ₹11,500
paid 30 Sep 11:39:57 · verified 30 Sep 12:01:16 · 21 min later
How we know
Our own bank told us — 30 Sep 11:39
₹11,500 · UTR 627335899895 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.11500.00 30-09-2026 11:39:57 by SHRI SWA thru UPI. Aval Bal Rs.345334.55 CR. (UPI Ref ID:627335899895) -PNB”
Matched by: the screenshot's amount AND its minute agree with this credit
By law ₹11,477.28. We ask ₹11,500 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 81 h 44 minour time · 9 Oct 13:41
Index II —not yet
the NOI team 10 d 5 hthe branch 4 d 1 hthe SRO 23 h 37 mintotal 15 d 6 h so far
Now with the SRO — waiting for the SRO's Index II
since 14 Oct 18:55 — 23 h 37 min of working time
Day by day — every step and who held it
30 Sep 11:56Your branch's mail
30 Sep 11:56Payment landedat once
30 Sep 12:00Papers read+3 min · the NOI team
30 Sep 12:00Property readat once
30 Sep 12:01Fee quoted+1 min · the NOI team
30 Sep 12:01Payment verifiedat once
9 Oct 13:41Challan made+9 d 1 h · the NOI team
9 Oct 14:36Papers from your branch+56 min · the branch
9 Oct 14:38Papers read+2 min · the NOI team
12 Oct 13:29Papers from your branch+2 d 22 h · the branch
12 Oct 13:33Papers read+3 min · the NOI team
13 Oct 15:29Papers from your branch+1 d 1 h · the branch
13 Oct 15:30Papers read+1 min · the NOI team
14 Oct 18:55Filed on IGR — e-filing shared+1 d 3 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹12,07,160
Loan account no.
NHL/NAV/0926/5215828
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch sent the loan documents and then asked to hold the request. The team is waiting for further instructions from the branch.
the history says the next move is with the branch — further instruction
the branch last asked: Kindly hold.
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ Index II / sale deed sent by the branch — done, mail 1 the sentence it relies on is not in that mail — not counted
read over 2 mail(s), last mail 2026-09-30 · read 15d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026143106123 · ₹300 · paid 14/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011689710202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
SS shivpal.singh@phfl.com phfl.com
30 Sep, 11:56 · 15d ago THE FIRST MAIL — how this case began
Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828.
Dear Team,

Kindly create the NOI challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828.

Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob .7828473145
🤖 read: asks for the challan; documents attached — “Kindly create the NOI challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828.”
16 more mails in between — open
SS shivpal.singh@phfl.com phfl.com
30 Sep, 12:39 · 15d ago
Dear Team,

Kindly hold.

Thanks, and Regards Shivpal Singh CM-Navi Mumbai 7828473145
earlier mails quoted below
________________________________ From: Shivpal Singh Sent: Wednesday, 30 September 2026 11:57 am To: THINKBIGZ NOI Cc: ravindra.yadav@pnbhousing.com; Samson Silveira; Pooja Mijar; Umesh Ramchandra Borade; Bhavana Sawant; Pranay Gautam Subject: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828.
🤖 read: note: Kindly hold.
SS shivpal.singh@phfl.com phfl.com
09 Oct, 13:08 · 6d ago
Dear Team,

Kindly create the NOI challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828.

Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob .7828473145
🤖 read: asks for the challan; documents attached — “Kindly create the NOI challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828.”
OL The NOI teamTYPED IN GMAIL
09 Oct, 13:25 · 6d ago
Dear Team,

Kindly share pancard of applicant

ADITI NILESH GHULEfor challan process.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 13:11, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Kindly create the NOI challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145
🤖 read: asks the branch for documents — “Kindly share pancard of applicant”
SS shivpal.singh@phfl.com phfl.com
09 Oct, 13:26 · 6d ago
Re[2]: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828.
Dear Team,

PFA,

Thanks & Regards

Shivpal Singh

NHL - Channel Manager,

Navi Mumbai,

Mob .7828473145

earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:26 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, Kindly share pancard of applicant ADITI NILESH GHULE for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 9 Oct 2026 at 13:11, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Kindly create the NOI challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145
🤖 read: documents attached — “Kindly share pancard of applicant ADITI NILESH GHULE for challan process.”
OL The NOI teamTYPED IN GMAIL
09 Oct, 13:44 · 6d ago

Team,

PFA challan for y

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 13:28, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, PFA, Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:26 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, Kindly share pancard of applicant ADITI NILESH GHULE for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:11, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Kindly create the NOI challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145
🤖 read: challan shared ✓ — “PFA challan for y”
OL The NOI teamTYPED IN GMAIL
09 Oct, 13:44 · 6d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 13:28, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, PFA, Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:26 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, Kindly share pancard of applicant ADITI NILESH GHULE for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:11, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Kindly create the NOI challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
09 Oct, 13:45 · 6d ago
Dear Team,

Kindly share

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 13:44, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:28, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, PFA, Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:26 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, Kindly share pancard of applicant ADITI NILESH GHULE for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:11, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Kindly create the NOI challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145
🤖 read: asks the branch for documents — “Kindly share”
OL The NOI teamTYPED IN GMAIL
09 Oct, 13:46 · 6d ago
Dear Team,

For noi filing we need a colour live selfie photo of the applicants

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 13:44, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:28, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, PFA, Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:26 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, Kindly share pancard of applicant ADITI NILESH GHULE for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:11, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Kindly create the NOI challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145
🤖 read: asks the branch for documents — “For noi filing we need a colour live selfie photo of the applicants”
SS shivpal.singh@phfl.com phfl.com
09 Oct, 14:36 · 6d ago
Re[4]: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828.
Dear Team,

Pfa, the Selfie.

Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob .7828473145
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:47 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Re[2]: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, For noi filing we need a colour live selfie photo of the applicants Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 9 Oct 2026 at 13:44, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:28, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, PFA, Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:26 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, Kindly share pancard of applicant ADITI NILESH GHULE for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:11, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Kindly create the NOI challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
09 Oct, 17:34 · 6d ago

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 14:38, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Pfa, the Selfie. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:47 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Re[2]: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, For noi filing we need a colour live selfie photo of the applicants Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:44, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:28, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, PFA, Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:26 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, Kindly share pancard of applicant ADITI NILESH GHULE for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:11, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Kindly create the NOI challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145
🤖 read: The team will process the NOI.
OL The NOI teamTYPED IN GMAIL
10 Oct, 12:23 · 5d ago

ADITI NILESH GHULE

Regards,NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below
On Fri, 9 Oct 2026 at 17:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 14:38, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Pfa, the Selfie. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:47 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Re[2]: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, For noi filing we need a colour live selfie photo of the applicants Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:44, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:28, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, PFA, Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:26 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, Kindly share pancard of applicant ADITI NILESH GHULE for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:11, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Kindly create the NOI challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145
🤖 read: The NOI Coordinator (PNB) is sending a message regarding ADITI NILESH GHULE.
OL The NOI teamTYPED IN GMAIL
10 Oct, 12:23 · 5d ago
DEAR TEAM,

PLS SHARED PHOTO OF APPLICANT FOR NOI FIL

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 17:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 14:38, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Pfa, the Selfie. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:47 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Re[2]: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, For noi filing we need a colour live selfie photo of the applicants Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:44, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:28, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, PFA, Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:26 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, Kindly share pancard of applicant ADITI NILESH GHULE for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:11, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Kindly create the NOI challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145
🤖 read: asks the branch for documents — “PLS SHARED PHOTO OF APPLICANT FOR NOI FIL”
OL The NOI teamTYPED IN GMAIL
10 Oct, 12:23 · 5d ago
DEAR TEAM,

PLS SHARED PHOTO OF APPLICANT FOR NOI FILING,

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 17:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 14:38, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Pfa, the Selfie. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:47 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Re[2]: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, For noi filing we need a colour live selfie photo of the applicants Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:44, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:28, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, PFA, Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:26 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, Kindly share pancard of applicant ADITI NILESH GHULE for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:11, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Kindly create the NOI challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145
🤖 read: asks the branch for documents — “PLS SHARED PHOTO OF APPLICANT FOR NOI FILING,”
OL The NOI teamTYPED IN GMAIL
10 Oct, 12:24 · 5d ago
DEAR TEAM,

PLS SHARED PHOTO OF APPLICANT ADITI NILESH GHULE FOR NOI FILING,

Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 17:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 14:38, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Pfa, the Selfie. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:47 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Re[2]: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, For noi filing we need a colour live selfie photo of the applicants Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:44, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:28, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, PFA, Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:26 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, Kindly share pancard of applicant ADITI NILESH GHULE for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:11, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Kindly create the NOI challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145
🤖 read: asks the branch for documents — “PLS SHARED PHOTO OF APPLICANT ADITI NILESH GHULE FOR NOI FILING,”
SS shivpal.singh@phfl.com phfl.com
12 Oct, 13:29 · 3d ago
Re[6]: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828.
Dear Team,

PFA,

Thanks & Regards

Shivpal Singh

NHL - Channel Manager,

Navi Mumbai,

Mob .7828473145

earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/10/26 12:25 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Re[4]: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point DEAR TEAM, PLS SHARED PHOTO OF APPLICANT ADITI NILESH GHULE FOR NOI FILING, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 17:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 14:38, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Pfa, the Selfie. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:47 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Re[2]: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, For noi filing we need a colour live selfie photo of the applicants Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:44, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:28, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, PFA, Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:26 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, Kindly share pancard of applicant ADITI NILESH GHULE for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:11, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Kindly create the NOI challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
12 Oct, 13:37 · 3d ago

TEAM

Kindly share live color selfie photo for noi prosess

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 13:31, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, PFA, Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/10/26 12:25 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Re[4]: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point DEAR TEAM, PLS SHARED PHOTO OF APPLICANT ADITI NILESH GHULE FOR NOI FILING, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 17:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 14:38, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Pfa, the Selfie. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:47 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Re[2]: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, For noi filing we need a colour live selfie photo of the applicants Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:44, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:28, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, PFA, Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:26 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, Kindly share pancard of applicant ADITI NILESH GHULE for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:11, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Kindly create the NOI challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145
🤖 read: asks the branch for documents — “Kindly share live color selfie photo for noi prosess”
SS shivpal.singh@phfl.com phfl.com
13 Oct, 15:29 · 2d ago
Dear Team,

PFA,

Thanks, and Regards

Shivpal Singh

CM-Navi Mumbai7828473145
earlier mails quoted below
________________________________ From: THINKBIGZ NOI <pnb.noifilling@gmail.com> Sent: Monday, 12 October 2026 1:39 pm To: Shivpal Singh Cc: ravindra.yadav; Bhavana Sawant; atulkumar.singh; Samson Silveira; Pooja Mijar; Umesh Ramchandra Borade Subject: Re: Re[6]: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828.
🤖 read: asks for the challan — “PFA,”
OL The NOI teamTYPED IN GMAIL
14 Oct, 18:55 · 23h ago

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 13:37, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM Kindly share live color selfie photo for noi prosess Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 13:31, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, PFA, Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/10/26 12:25 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Re[4]: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point DEAR TEAM, PLS SHARED PHOTO OF APPLICANT ADITI NILESH GHULE FOR NOI FILING, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 17:34, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 14:38, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Pfa, the Selfie. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:47 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Re[2]: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, For noi filing we need a colour live selfie photo of the applicants Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:44, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:28, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, PFA, Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145 From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/09/26 13:26 To: Shivpal Singh (shivpal.singh@phfl.com) Cc: ravindra.yadav (ravindra.yadav@pnbhousing.com), Bhavana Sawant (bhavana.sawant@pnbhousing.com), atulkumar.singh (atulkumar.singh@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com) Subject: Re: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Exercise Secured by Check Point Dear Team, Kindly share pancard of applicant ADITI NILESH GHULE for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 9 Oct 2026 at 13:11, Shivpal Singh < shivpal.singh@phfl.com > wrote: Dear Team, Kindly create the NOI challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828. Thanks & Regards Shivpal Singh ​ NHL - Channel Manager, Navi Mumbai, Mob. 7828473145
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20260930-WA0000.jpg
filed 15d ago
Aadhaar card Nilesh Aadhar Card Front Side.jpeg
filed 15d ago
PAN card Nilesh Pan Card.jpeg
filed 15d ago
Index IIthe branch sent this — an input Index 2.pdf
filed 15d ago
Sanction letter Sanction Letter.jpg
filed 15d ago
Aadhaar card Nilesh Aadhar Card Back Side.jpeg
filed 15d ago
Aadhaar card Aadhaar Card - Aditi Ghule.pdf
filed 15d ago
PAN card Pan Card - Aditi Ghule.pdf
filed 15d ago
Paid challan (GRAS) ADITI NILESH GHULE EchallanMH011689710202627E.pdf
filed 6d ago
Selfie / photo Nilesh Selfie Photo.jpg
filed 6d ago
Selfie / photo Aditi Photo.jpg
CANNOT BE READ — clear copy asked 3d ago
Selfie / photo IMG-20261013-WA0011.jpg
filed 2d ago
E-filing copy (token) eFilingDoc9991410260268.pdf
filed 23h ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹11,500.13
Where it stands
VERIFIED — money received
Screenshot claims
₹11,500
Paid at
30 Sep 11:39:57
Verified on
30 Sep 12:01:16

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹3,630₹6,050₹320 ₹1,500₹11,500
By law ₹11,477.28. We ask ₹11,500 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

44 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Title deed held by the bank (Agreement to Sale / Sale Deed …)
4 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number
✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Index 2.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
⚠ not in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) पालिकेचे नावः पनवेल म.न.पा. इतर वर्णन, इतर माहितीः विभाग क्रमांक, 5/17, दर-72800/- प्रति चौ.मी. ऑफिस नं. सी-131, पहिला मजला, "सी" बिंग, 'डिस्मा ऑफिस प्रिमायसेस को-ऑपरेटिव्ह सोसायटी लिमिटेड., प्लॉट नं. 246, सेक्टर नं. 4 ईबी केडब्ल्यूसी, बेअरहौसिंग कम स्टील मार्केट कॉम्प्लेक्स, कळंबोली, नवी मुंबई, तालुका. पनवेल, जिल्हा रायगड, क्षेत्रफळ 111 चौ. फूट. कारपेट एरिया ( (Plot Number: 246;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Sanction Letter.jpg
as printed
OFFICE NO C 131, 1ST FLOOR, C WING, PLOT NO 246, DISMA OFFICE PREMISES CO OP SOCIETY LTD, PANVEL, NEAR BIMA COMPLEX STEEL MARKET ROAD, PANVEL, SECTOR NO 4 EB KALAMBOLI PANVEL, MAHARASHTRA, INDIA, 410218
PIN
410218
the Index II
Index 2.pdf
the property
I CANNOT TELL
PIN
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
OFFICE NO C 131 1ST FLOOR C WING DISMA OFFICE PREMISES CO OP SOCIETY LTD PLOT NO 246 SECTOR 4 EB KWC
Locality/Road
STEEL MARKET ROAD BEARHOUSING CUM STEEL MARKET COMPLEX NEAR BIMA COMPLEX KALAMBOLI
Area/City
RAIGAD
check or correct a box, the papers beside it →
the Index II also prints: CANNOT, TELL
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorNilesh Ramdas GhuleAMMPG8106D…4299
mortgagorADITI NILESH GHULEBRFPG7344N…9029
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chaseshivpal.singh@phfl.com 15d ago
document chaseshivpal.singh@phfl.com 15d ago
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20260930-WA0000.jpg needs your check
date
2026-09-30
time
11:39
amount
11500
method
UPI
payee name
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': '2026-09-30', 'time': '11:39', 'amount': 11500, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
Aadhaar card Nilesh Aadhar Card Front Side.jpeg needs your check
dob
1988-07-23
name
Nilesh Ramdas Ghule
legible
True
aadhaar last4
4299
raw reading (for Abhijit)
{'dob': '1988-07-23', 'pan': None, 'name': 'Nilesh Ramdas Ghule', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '4299', 'quality_issue': None}
PAN card Nilesh Pan Card.jpeg needs your check
dob
1988-07-23
pan
AMMPG8106D
name
NILESH RAMDAS GHULE
legible
True
father name
RAMDAS KERU GHULE
raw reading (for Abhijit)
{'dob': '1988-07-23', 'pan': 'AMMPG8106D', 'name': 'NILESH RAMDAS GHULE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAMDAS KERU GHULE', 'aadhaar_last4': None, 'quality_issue': None}
Index II Index 2.pdf needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'पनवेल म.न.पा.', 'r11_serial': '74/2026', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '111 चौ. फूट', 'r7_executants': [{'age': '71', 'pan': 'AAAF
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'पनवेल म.न.पा.', 'r11_serial': '74/2026', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '111 चौ. फूट', 'r7_executants': [{'age': '71', 'pan': 'AAAFA1811F', 'name': 'मेसर्स अजमेरा ब्रदर्स तर्फे पार्टनर राजेश धीरजलाल अजमेरा', 'address': 'प्लॉट नंः 0, माळा नं. 0. इमारतीचे नावः, ब्लॉक नंः रोड नंः 192-ए, पांजरापोळ मेन रोड, दाधवबाग पोट ऑफिस जवळ, मुंबई.. महाराष्ट्र, पिन कोड:-400004'}, {'age': '40', 'pan': 'I CANNOT TELL', 'name': 'मान्यता देणार डिस्मा ऑफिस प्रिमायसेस को-ऑपरेटिव्ह सोसायटी लिमिटेड तर्फे सही करणार सचिव रमेश सिंह', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः ब्लॉक नंः रोड नंः प्लॉट नं. 246, सेन्टर नं. केडब्ल्यूसी, वेअरहौसिंग कम स्टील मार्केट कॉम्प्लेक्स, कळंबोली, नवी मुंबई, तालुका. पनवेल, जिल्हा रायगड, महाराष्ट्र, पिन कोड: 410218'}], 'r8_purchasers': [{'age': '37', 'pan': 'AMMPG8106D', 'name': 'निलेश रामदास पुले', 'address': 'प्लॉट नंः 0, माळा नंः 0, इमारतीचे नावः ब्लॉक नंः, रोड नंः रूम नं. १, आनंद मंगल सीएचएस लि., विल्डिंग नं. बी-३, सेक्टर नं. १०, कळंबोली, नवी मुंबई, ता. पनवेल, जि. रायगड, महाराष्ट्र, हाईता (०), पिन कोड: 410218'}], 'r12_stamp_duty': 63000, 'r3_market_value': 808497, 'r1_document_type': 'सेल डीड', 'r2_consideration': 900000, 'r9_execution_date': '02/01/2026', 'r13_registration_fee': 9000, 'r10_registration_date': '02/01/2026'}, 'doc_no': '74', 'village': 'कळंबोली', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'पनवेल 3', 'area_text': 'I CANNOT TELL', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 0, 'header_sro': 'सह दुय्यम निबंधक पनवेल 3', 'mortgagors': ['I CANNOT TELL'], 'stamp_duty': 0, 'filing_date': '2026-01-02', 'loan_amount': 0, 'token_number': 'I CANNOT TELL', 'property_text': 'I CANNOT TELL', 'header_village': 'कळंबोली', 'survey_numbers': ['I CANNOT TELL'], 'header_doc_number': '74/2026'}}
Sanction letter Sanction Letter.jpg needs your check
lan
NHL/NAV/0926/5215828
legible
True
purpose
Non Housing Loan, Business Purpose
borrowers
{'name': 'ADITI NILESH GHULE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NILESH RAMDAS GHULE', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1.0
loan amount
1172000.0
final amount
1207160.0
interest rate
9.75
sanction date
21-Sep-2026
letter version
5
applicant email
aditi.ghule030@gmail.com
applicant names
ADITI NILESH GHULE, NILESH RAMDAS GHULE
printed altered
False
applicant mobile
7718013999
balance transfer
False
property address
pin: 410218; road: STEEL MARKET ROAD; state: MAHARASHTRA; taluka: Panvel; Flat no: OFFICE NO C 131; district: MAHARASHTRA; Floor: 1ST FLOOR; landmark: NEAR BIMA COMPLEX; Address: OFFICE NO C 131, 1ST FLOOR, C WIN
insurance premium
35160.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
1207160.0
security address verbatim
OFFICE NO C 131, 1ST FLOOR, C WING, PLOT NO 246, DISMA OFFICE PREMISES CO OP SOCIETY LTD, PANVEL, NEAR BIMA COMPLEX STEEL MARKET ROAD, Panvel,,., MAHARASHTRA, India, 410218 SECTOR NO 4 EB KALAMBOLI PANVEL
applicant address verbatim
702, UDANDA CHS,, PLOT 28/29, SECTOR - 17,, ROADPALI, KALAMBOLI,, ., Panvel, MAHARASHTRA, 410218, India
raw reading (for Abhijit)
{'lan': 'NHL/NAV/0926/5215828', 'legible': True, 'purpose': 'Non Housing Loan, Business Purpose', 'borrowers': [{'name': 'ADITI NILESH GHULE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'NILESH RAMDAS GHULE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1172000.0, 'final_amount': 1207160.0, 'interest_rate': 9.75, 'quality_issue': None, 'sanction_date': '21-Sep-2026', 'letter_version': '5', 'applicant_email': 'aditi.ghule030@gmail.com', 'applicant_names': ['ADITI NILESH GHULE', 'NILESH RAMDAS GHULE'], 'printed_altered': False, 'applicant_mobile': '7718013999', 'balance_transfer': False, 'property_address': {'pin': '410218', 'road': 'STEEL MARKET ROAD', 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': 'OFFICE NO C 131', 'district': 'MAHARASHTRA', 'floor_no': '1ST FLOOR', 'landmark': 'NEAR BIMA COMPLEX', 'full_address': 'OFFICE NO C 131, 1ST FLOOR, C WING, PLOT NO 246, DISMA OFFICE PREMISES CO OP SOCIETY LTD, PANVEL, NEAR BIMA COMPLEX STEEL MARKET ROAD, Panvel, SECTOR NO 4 EB KALAMBOLI PANVEL, MAHARASHTRA, 410218', 'village_city': 'Panvel', 'building_name': 'DISMA OFFICE PREMISES CO OP SOCIETY LTD', 'survey_or_cts_no': 'PLOT NO 246'}, 'insurance_premium': 35160.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1207160.0, 'security_address_verbatim': 'OFFICE NO C 131, 1ST FLOOR, C WING, PLOT NO 246, DISMA OFFICE PREMISES CO OP SOCIETY LTD, PANVEL, NEAR BIMA COMPLEX STEEL MARKET ROAD, Panvel, , ., MAHARASHTRA, India, 410218 SECTOR NO 4 EB KALAMBOLI PANVEL', 'applicant_address_verbatim': '702, UDANDA CHS,, PLOT 28/29, SECTOR - 17,, ROADPALI, KALAMBOLI,, ., Panvel, MAHARASHTRA, 410218, India'}
Sanction letter Sanction Letter.jpg needs your check
found
True
found in
10. Security
paper for
loan_ref: NHL/NAV/0926/5215828; customer_name: ADITI NILESH GHULE, NILESH RAMDAS GHULE
confidence
0.95
property address
pin: 410218; road: STEEL MARKET ROAD; state: MAHARASHTRA; taluka: PANVEL; Flat no: OFFICE NO C 131; district: PANVEL; Floor: 1ST; landmark: NEAR BIMA COMPLEX; Address: OFFICE NO C 131, 1ST FLOOR, C WING, PLOT NO
security address verbatim
OFFICE NO C 131, 1ST FLOOR, C WING, PLOT NO 246, DISMA OFFICE PREMISES CO OP SOCIETY LTD, PANVEL, NEAR BIMA COMPLEX STEEL MARKET ROAD, Panvel, SECTOR NO 4 EB KALAMBOLI PANVEL,, MAHARASHTRA, India, 410218
raw reading (for Abhijit)
{'found': True, 'found_in': '10. Security', 'area_sq_m': None, 'paper_for': {'loan_ref': 'NHL/NAV/0926/5215828', 'report_id': None, 'customer_name': 'ADITI NILESH GHULE, NILESH RAMDAS GHULE'}, 'pin_other': None, 'confidence': 0.95, 'address_lines': None, 'property_address': {'pin': '410218', 'road': 'STEEL MARKET ROAD', 'state': 'MAHARASHTRA', 'taluka': 'PANVEL', 'flat_no': 'OFFICE NO C 131', 'district': 'PANVEL', 'floor_no': '1ST', 'landmark': 'NEAR BIMA COMPLEX', 'full_address': 'OFFICE NO C 131, 1ST FLOOR, C WING, PLOT NO 246, DISMA OFFICE PREMISES CO OP SOCIETY LTD, PANVEL, NEAR BIMA COMPLEX STEEL MARKET ROAD, Panvel, SECTOR NO 4 EB KALAMBOLI PANVEL, , MAHARASHTRA, India, 410218', 'village_city': 'Panvel', 'building_name': 'C WING, DISMA OFFICE PREMISES CO OP SOCIETY LTD', 'survey_or_cts_no': 'PLOT NO 246'}, 'security_address_verbatim': 'OFFICE NO C 131, 1ST FLOOR, C WING, PLOT NO 246, DISMA OFFICE PREMISES CO OP SOCIETY LTD, PANVEL, NEAR BIMA COMPLEX STEEL MARKET ROAD, Panvel, SECTOR NO 4 EB KALAMBOLI PANVEL, , MAHARASHTRA, India, 410218'}
PAN card Pan Card - Aditi Ghule.pdf needs your check
dob
1989-11-29
pan
BRFPG7344N
name
ADITI NILESH GHULE
legible
True
father name
MURLIDHAR JIJABA KACHALE
raw reading (for Abhijit)
{'dob': '1989-11-29', 'pan': 'BRFPG7344N', 'name': 'ADITI NILESH GHULE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MURLIDHAR JIJABA KACHALE', 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card Nilesh Aadhar Card Back Side.jpeg needs your check
address
pin: 410218; area: KALAMBOLI; flat: ROOM NO-3; road: JOG COLONY; floor: 3FLOOR; state: Maharashtra; building: AANAND MANGAL CHS, SEC 10 BLDG B-3 A WING; district: Raigarh; post_office: Kalamboli Node; Village: Kalam
legible
True
aadhaar last4
4299
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': {'pin': '410218', 'area': 'KALAMBOLI', 'flat': 'ROOM NO-3', 'road': 'JOG COLONY', 'floor': '3FLOOR', 'state': 'Maharashtra', 'building': 'AANAND MANGAL CHS, SEC 10 BLDG B-3 A WING', 'district': 'Raigarh', 'post_office': 'Kalamboli Node', 'village_city': 'Kalamboli Node'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4299', 'quality_issue': None}
Aadhaar card Aadhaar Card - Aditi Ghule.pdf needs your check
dob
1989-11-29
name
Aditi Nilesh Ghule
address
pin: 410218; area: Sector-10, Kalamboli Node; flat: Room No-3/3; state: Maharashtra; building: Anand Mangal Society Building No-B/3, A Wing; district: Raigarh; Village: Panvel
legible
True
aadhaar last4
9029
raw reading (for Abhijit)
{'dob': '1989-11-29', 'pan': None, 'name': 'Aditi Nilesh Ghule', 'mobile': None, 'address': {'pin': '410218', 'area': 'Sector-10, Kalamboli Node', 'flat': 'Room No-3/3', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Anand Mangal Society Building No-B/3, A Wing', 'district': 'Raigarh', 'post_office': None, 'village_city': 'Panvel'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9029', 'quality_issue': None}
Paid challan (GRAS) ADITI NILESH GHULE EchallanMH011689710202627E.pdf needs your check
grn
MH011689710202627E
pin
410218
total
9680.0
article
6(1)
defaced
False
bank cin
03006172026100900519
district
RAIGAD
area city
RAIGAD
payer pan
BRFXXXXXXN
flat block
OFFICE NO C 131 1ST FLOOR C WING DISMA OFFICE PREMISES CO OP SOCIETY LTD PLOT NO 246
payer name
ADITI NILESH GHULE
sro office
PNL3_PANVEL 3 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1207160
scheme rows
{'amount': 3630.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 6050.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX3999
payment date
09/10/2026-13:41:05
road locality
NEAR BIMA COMPLEX STEEL MARKET ROAD SECTOR NO 4 EB KALAMBOLI PANVEL
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
1207160
raw reading (for Abhijit)
{'grn': 'MH011689710202627E', 'pin': '410218', 'total': 9680.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100900519', 'district': 'RAIGAD', 'area_city': 'RAIGAD', 'payer_pan': 'BRFXXXXXXN', 'flat_block': 'OFFICE NO C 131 1ST FLOOR C WING DISMA OFFICE PREMISES CO OP SOCIETY LTD PLOT NO 246', 'payer_name': 'ADITI NILESH GHULE', 'sro_office': 'PNL3_PANVEL 3 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1207160', 'scheme_rows': [{'amount': 3630.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 6050.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3999', 'payment_date': '09/10/2026-13:41:05', 'road_locality': 'NEAR BIMA COMPLEX STEEL MARKET ROAD SECTOR NO 4 EB KALAMBOLI PANVEL', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1207160'}
Selfie / photo Nilesh Selfie Photo.jpg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Selfie / photo Aditi Photo.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1
face visible
True
quality issue
this is a photograph of a printed photo, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}
Selfie / photo IMG-20261013-WA0011.jpg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
E-filing copy (token) eFilingDoc9991410260268.pdf needs your check
sro
KJT2
kind
efiling_copy
token
9991410260268
legible
True
property
road: STEEL MARKET ROAD; unit: OFF C-131; floor: 1ST; taluka: Panavel; numbers: [{'type': 'Plot Number', 'value': '246'}, {'type': 'SECTOR NUMBER', 'value': '4'}]; village: Kalannboli; building: OFFICE NO C-131,C WING,DI
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'BRFPG7344N', 'name': 'ADITI NILESH GHULE', 'address': 'Flat No:702, Floor No:G, Building Name:702, UDANDA CHSL, PLOT NO 28/29, SECTOR 17, Road: ROADPALI KALAMBOLI, PANVEL, City:RAIGAD, State:MAHARASHTRA, Distric
title deed
Sale Deed :74/2026 SRO PANVEL-3
filing date
2026-10-14
loan amount
1207160
payment lines
{'ref': 'MH011689710202627E', 'head': 'Stamp Duty', 'dated': '09/10/2026', 'amount': 3621, 'ref_kind': 'GRN'}, {'ref': 'MH011689710202627E', 'head': 'Filing Fee', 'dated': '09/10/2026', 'amount': 6040, 'ref_kind': 'GRN'}
date of mortgage
2026-10-14
raw reading (for Abhijit)
{'sro': 'KJT2', 'kind': 'efiling_copy', 'token': '9991410260268', 'legible': True, 'property': {'pin': None, 'road': 'STEEL MARKET ROAD', 'unit': 'OFF C-131', 'floor': '1ST', 'taluka': 'Panavel', 'numbers': [{'type': 'Plot Number', 'value': '246'}, {'type': 'SECTOR NUMBER', 'value': '4'}], 'village': 'Kalannboli', 'building': 'OFFICE NO C-131,C WING,DISMA OFFICE PREMISES CHSL', 'district': 'Raigad', 'area_text': 'Carpet: 111 Sq.ft.', 'local_body': None, 'description': 'Block Sector:MOUJE KALAMBOLI, PANVEL, RAIGAD, Landmark:NEAR BIMA COMPLEX S.No/CTS NO etc.:', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'BRFPG7344N', 'name': 'ADITI NILESH GHULE', 'address': 'Flat No:702, Floor No:G, Building Name:702, UDANDA CHSL, PLOT NO 28/29, SECTOR 17, Road: ROADPALI KALAMBOLI, PANVEL, City:RAIGAD, State:MAHARASHTRA, District:RAIGARH(MH), Pin:410218'}, {'pan': 'AMMPG8106D', 'name': 'NILESH RAMDAS GHULE', 'address': 'Flat No:702, Floor No:G, Building Name:702,UDANDA CHSL, PLOT NO 28/29,SECTOR 17, Road:ROADPALI KALAMBOLI, PANVEL, City:RAIGAD, State:MAHARASHTRA, District:RAIGARH(MH), Pin:410218'}], 'title_deed': 'Sale Deed :74/2026 SRO PANVEL-3', 'filing_date': '2026-10-14', 'loan_amount': 1207160, 'payment_lines': [{'ref': 'MH011689710202627E', 'head': 'Stamp Duty', 'dated': '09/10/2026', 'amount': 3621, 'ref_kind': 'GRN'}, {'ref': 'MH011689710202627E', 'head': 'Filing Fee', 'dated': '09/10/2026', 'amount': 6040, 'ref_kind': 'GRN'}, {'ref': '1026143106123', 'head': 'Document Handling Charges', 'dated': '14/10/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-14'}
Technical record (for Abhijit — safe to ignore)
1h agoEzDocsreader_efiling_verdict{'fp': 'd56eaf0fe47bf845', 'asked': True, 'findings': [{'do': 'Ask branch for the MOTD or mortgage date.', 'box': 'Date of Mortgage', 'why': 'Date of mortgage is required but empty.', 'page': 'Start page', 'level': 'STOP
23h agoEzDocsdhc_prn_read{'prn': '1026143106123', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9991410260268.pdf', 'from': "the filed notice's own text", 'gr
23h agoEzDocsefiling_copy_read{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9991410260268.pdf', 'token': '9991410260268', 'doc_id': '0715d9ff-34b3-47cb-99ed-a5d83d89e189', 'mortgagors': 2}
23h agoEzDocsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: NHL/NAV/0926/5215
23h agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
23h agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999141026
2d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-13T10:00:24', 'why': 'mail', 'open': 2, 'mails': [{'at': '2026-10-09 08:14', 'id': '1a11fba7100463e1', 'from': 'us', 'gist': 'The team has attached the challan for reference.', 'subject': 'Re: R
2d agoEzDocsmail_against_file490{'at': '2026-10-13T10:00:23', 'asks': [], 'gist': 'The branch sent a selfie photo.', 'next': 'Ask the branch for the title deed held.', 'brought': [{'how': 'paper', 'need': '', 'what': 'selfie photo of Aditi Nilesh Ghule
2d agoEzDocsselfie_accepted{'kind': 'live_selfie', 'doc_id': 'ace2c240-8da7-4e8d-b956-f9d8d39b0f75', 'confidence': 1.0}
2d agoEzDocsdocument_received{'file': 'IMG-20261013-WA0011.jpg', 'doc_type': 'selfie', 'confidence': 0.99}
2d agoEzDocsthread_merged{'why': "a new conversation naming this case's loan number joined it", 'subject': 'Re: Re[6]: Request you to create the NOI Challan in case of ADITI NILESH GHULE - NHL/NAV/0926/5215828.', 'thread_id': '1a134b476af4ac03'}
3d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-12T08:03:12', 'why': 'mail', 'open': 2, 'mails': [{'at': '2026-10-09 07:56', 'id': '1a11fabb1ab790a5', 'asks': ['to create the NOI challan'], 'from': 'branch', 'gist': "The branch is sending the
3d agoEzDocsmail_against_file490{'at': '2026-10-12T08:03:12', 'asks': [], 'gist': 'The branch has sent a selfie photo of the applicant Aditi Nilesh Ghule.', 'next': 'Ask the branch for the Index II or sale deed to determine the title deed kind.', 'brou
3d agoEzDocsdocument_unreadable{'reason': 'this is a photograph of a printed photo, not a live selfie', 'doc_type': 'selfie'}
3d agoEzDocsdocument_received{'file': 'Aditi Photo.jpg', 'doc_type': 'selfie', 'confidence': 0.99}
6d agoEzDocsdraft_put_right475{'why': 'the chase waiting for Send said what is no longer so — put right in its own words', 'kind': 'doc_chase', 'before': '2891b41b80f01d98f88b971482448560a72621f430af224772d958fbe1c93c2a', 'changes': ["the later list:
6d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-09T09:09:07', 'why': 'mail', 'open': 1, 'mails': [{'at': '2026-09-30 06:26', 'id': '1a0f1013c3b5af42', 'from': 'branch', 'gist': 'The branch asks the team to create the NOI challan for ADITI NIL
6d agoEzDocsmail_against_file490{'at': '2026-10-09T09:08:57', 'asks': [], 'gist': 'The branch has sent the selfie photo of the applicants.', 'next': 'Ask the branch for the title deed held.', 'brought': [{'how': 'paper', 'need': '', 'what': 'the selfie
6d agoEzDocsselfie_accepted{'kind': 'live_selfie', 'doc_id': 'b8fdd347-7337-4931-a9a5-86a2db5c10af', 'confidence': 1.0}
6d agoEzDocsdocument_received{'file': 'Nilesh Selfie Photo.jpg', 'doc_type': 'selfie', 'confidence': 1.0}
6d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-09T09:00:53', 'why': 'mail', 'open': 2, 'mails': [{'at': '2026-09-30 06:26', 'id': '1a0f1013c3b5af42', 'from': 'branch', 'gist': 'The branch asks the team to create the NOI challan for ADITI NIL
6d agoEzDocsmail_against_file490{'at': '2026-10-09T09:00:52', 'asks': ['to create the NOI challan'], 'gist': "The branch is sending the applicant's PAN card and asking for the NOI challan to be created.", 'next': None, 'brought': [], 'rectified': [], '
6d agoEzDocshalf_read_mail_reread{'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
6d agoEzDocstitle_doc_on_case_filing_open{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Index 2.pdf', 'kind': 'index2'}
6d agoEzDocschallan_found_on_case{'was': 'AWAITING_PAYMENT', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'ADITI NILESH GHULE EchallanMH011689710202627E.pdf', 'kind':
6d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-09T08:30:48', 'why': 'mail', 'open': 2, 'mails': [{'at': '2026-09-30 06:26', 'id': '1a0f1013c3b5af42', 'from': 'branch', 'gist': 'The branch asks the team to create the NOI challan for ADITI NIL
6d agoEzDocsmail_against_file490{'at': '2026-10-09T08:30:47', 'asks': ['create the NOI challan'], 'gist': 'The branch asks to create the NOI challan for Aditi Nilesh Ghule.', 'next': None, 'brought': [], 'rectified': [], 'message_id': '1a11f9c01461de8a
6d agoEzDocshalf_read_mail_reread{'why': 'this mail named 6 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
6d agoEzDocsdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 6, 'seconds': 1.9, 'workers': 5}
6d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-09T08:30:41', 'why': 'mail', 'open': 2, 'mails': [{'at': '2026-09-30 06:26', 'id': '1a0f1013c3b5af42', 'from': 'branch', 'gist': 'The branch asks the team to create the NOI challan for ADITI NIL

Case diary the case’s history — what happened, newest day first

Papers
All 8 in hand
Selfie re-sent — an earlier one was a photo of a print
Money
₹11,500 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Index II pending
Waiting on the government.
Next — whose move
The government
Index II
Today · 15 Oct1 thing
EzDocs checked the e-filing boxes against the papers
17:10
Yesterday · 14 Oct5 things — 1 document received · 1 letter written · 3 steps
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
19:02
An old draft withdrew itself — its asks were already answered
18:55
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
18:55
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
18:55
Received: E-filing copy
eFilingDoc9991410260268.pdf
18:55
13 Oct2 things — 1 document received · 1 step
Selfie checked — a live one
A real selfie — usable for the e-filing.
15:30
Received: Selfie
IMG-20261013-WA0011.jpg
15:30
12 Oct2 things — 1 document received · 1 caution
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
13:33
Received: Selfie — not usable
Aditi Photo.jpg — this is a photograph of a printed photo, not a live selfie
13:33
9 Oct13 things — 2 documents received · 1 letter written · 10 steps
A mail waiting for Send was put right to what is true now
14:45
Selfie checked — a live one
A real selfie — usable for the e-filing.
14:38
Received: Selfie
Nilesh Selfie Photo.jpg
14:38
The branch's title document is on the case — the filing is the NOI team's move
14:00
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
14:00
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:45
Challan re-read against the case — matches exactly
13:45
Received: Challan
ADITI NILESH GHULE EchallanMH011689710202627E.pdf
13:45
SANDEEP pressed Proceed on the challan — what was changed is kept
13:40
The challan's address boxes were written from the papers
13:35
Nothing new to ask for — stayed quiet
12:13
Nothing new to ask for — stayed quiet
06:10
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00:07
8 Oct3 things — 3 steps
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18:05
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12:01
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05:46
7 Oct4 things — 4 steps
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23:42
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17:40
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11:39
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05:25
6 Oct4 things — 4 steps
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23:19
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11:18
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05:16
5 Oct4 things — 4 steps
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23:13
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10:57
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4 Oct4 things — 4 steps
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22:52
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3 Oct4 things — 4 steps
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22:44
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2 Oct4 things — 4 steps
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03:50
1 Oct4 things — 4 steps
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21:49
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09:31
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03:26
30 Sep238 things — 8 documents received · 3 letters written · 2 money steps · 225 steps
Nothing new to ask for — stayed quiet
21:11
Nothing new to ask for — stayed quiet
15:09
EzDocs took 237 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
15:09
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15:08
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EzDocs read the whole trail as one conversation — where the case stands is on the page
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12:59
Nothing new to ask for — stayed quiet
12:58
Nothing new to ask for — stayed quiet
12:57
Nothing new to ask for — stayed quiet
12:56
Nothing new to ask for — stayed quiet
12:55
Nothing new to ask for — stayed quiet
12:54
Nothing new to ask for — stayed quiet
12:53
Nothing new to ask for — stayed quiet
12:52
Nothing new to ask for — stayed quiet
12:51
Nothing new to ask for — stayed quiet
12:50
Nothing new to ask for — stayed quiet
12:49
Nothing new to ask for — stayed quiet
12:48
Nothing new to ask for — stayed quiet
12:48
Nothing new to ask for — stayed quiet
12:47
Nothing new to ask for — stayed quiet
12:46
Nothing new to ask for — stayed quiet
12:45
Nothing new to ask for — stayed quiet
12:45
Nothing new to ask for — stayed quiet
12:44
Nothing new to ask for — stayed quiet
12:43
Nothing new to ask for — stayed quiet
12:42
Nothing new to ask for — stayed quiet
12:41
Nothing new to ask for — stayed quiet
12:39
Nothing new to ask for — stayed quiet
12:39
Nothing new to ask for — stayed quiet
12:38
Nothing new to ask for — stayed quiet
12:37
Nothing new to ask for — stayed quiet
12:36
Nothing new to ask for — stayed quiet
12:35
Nothing new to ask for — stayed quiet
12:34
Nothing new to ask for — stayed quiet
12:33
Nothing new to ask for — stayed quiet
12:32
Nothing new to ask for — stayed quiet
12:31
Nothing new to ask for — stayed quiet
12:30
Nothing new to ask for — stayed quiet
12:29
Nothing new to ask for — stayed quiet
12:28
Nothing new to ask for — stayed quiet
12:28
Nothing new to ask for — stayed quiet
12:27
Nothing new to ask for — stayed quiet
12:26
Nothing new to ask for — stayed quiet
12:25
Nothing new to ask for — stayed quiet
12:24
Nothing new to ask for — stayed quiet
12:23
Nothing new to ask for — stayed quiet
12:22
Nothing new to ask for — stayed quiet
12:22
Nothing new to ask for — stayed quiet
12:21
Nothing new to ask for — stayed quiet
12:20
Nothing new to ask for — stayed quiet
12:20
Nothing new to ask for — stayed quiet
12:19
Nothing new to ask for — stayed quiet
12:18
Nothing new to ask for — stayed quiet
12:17
Nothing new to ask for — stayed quiet
12:16
Nothing new to ask for — stayed quiet
12:14
Nothing new to ask for — stayed quiet
12:13
Nothing new to ask for — stayed quiet
12:12
Nothing new to ask for — stayed quiet
12:11
Nothing new to ask for — stayed quiet
12:10
Nothing new to ask for — stayed quiet
12:09
Nothing new to ask for — stayed quiet
12:08
Nothing new to ask for — stayed quiet
12:07
Nothing new to ask for — stayed quiet
12:07
Nothing new to ask for — stayed quiet
12:06
Nothing new to ask for — stayed quiet
12:05
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:04
Nothing new to ask for — stayed quiet
12:04
Nothing new to ask for — stayed quiet
12:03
Nothing new to ask for — stayed quiet
12:02
Nothing new to ask for — stayed quiet
12:02
EzDocs read the whole file
12:01
Nothing new to ask for — stayed quiet
12:01
The challan's address boxes were written from the papers
12:01
Nothing new to ask for — stayed quiet
12:01
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02928
12:01
An old draft withdrew itself — its asks were already answered
12:01
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
12:01
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
12:01
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
12:01
The payment proof already on the case was applied
12:01
The loan amount was worked out from the papers
12:00
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
12:00
Property checked by EzDocs — read from the report, every box that names the flat is there
12:00
Property read from the legal / technical report (the sanction letter had none)
12:00
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02928
12:00
Property address read from the sanction letter
12:00
Property read from the Index II
12:00
Index II (title document) received from the branch
12:00
Received: PAN card
Pan Card - Aditi Ghule.pdf
12:00
Received: Aadhaar
Aadhaar Card - Aditi Ghule.pdf
12:00
Received: Aadhaar
Nilesh Aadhar Card Back Side.jpeg
12:00
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
12:00
Received: Sanction letter
Sanction Letter.jpg
12:00
Received: Index II
Index 2.pdf
12:00
Payment proof arrived before the case was quoted — held
11:59
Received: PAN card
Nilesh Pan Card.jpeg
11:59
Received: Aadhaar
Nilesh Aadhar Card Front Side.jpeg
11:59
Received: Payment screenshot
IMG-20260930-WA0000.jpg
11:59
Case opened from the branch's mail
11:59
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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