⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-02067

NOI-2026-02067

LAN — Needs documents · waiting on the branch Send the draft 1 All documents Mails & papers 2

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

Papers for the challan6 still to come

1 of 7 in hand.
everything the challan needs, and where each one stands

Still needed for the challan: Sanction Letter, Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR, the property address — no file carries it; ask the branch for the technical report

For the e-filing visit later (not for the challan): Index II copy / Title document

✓Selfie / photoopen

Sanction Letter — still needed

Applicant's Aadhaar Card — still needed

Applicant's PAN Card — still needed

Payment Screenshot with UTR — still needed

Property address — no document on file carries it; ask the branch for the technical report or Index II

Index II copy / Title document — for the e-filing visit later

Aadhaar and PAN come before the challan: the NOI team checks the name is the same on both.

All files (3)A label is wrong? Fix it under All documents.

Moneynot worked out yet

No fee computed yet — it appears the moment the loan amount is known.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan —not made yet

Index II —not yet

the NOI team 8 minthe branch 24 d 7 htotal 24 d 7 h so far

Now with the branch — waiting for your documents

since 19 Sep 18:08 — 24 d 7 h of working time

Day by day — every step and who held it

19 Sep 18:01Your branch's mail

19 Sep 18:08Papers read+8 min · the NOI team

Case facts

Bank

ICICI_HFC

Loan amount

—

Loan account no.

—

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Waiting on the branch

Outstanding: Sanction Letter, Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR. The engine has asked — nothing to do here unless you want to phone the branch.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent some documents. The NOI team is waiting for the loan number and name from the branch.

the trail says the next move is with the branch — the loan number and name

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

read over 2 mail(s), last mail 2026-09-19 · read 24d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

NOI case NOI-2026-02067 — pending documents

how it will look to the branch

Dear Team,

With reference to the captioned case, the following is pending from your end:

Sanction Letter — not received yet
Applicant's Aadhaar Card — not received yet
Applicant's PAN Card — not received yet
Payment Screenshot with UTR — not received yet

Already received with thanks, no need to resend:

Applicant's Selfie / Photo

These are needed for the GRAS challan; the challan is what your disbursement waits on, so it helps to send them together.

Kindly share the above on this same email thread. The NOI filing timeline (30 days from the date of mortgage) applies, so early documents help us protect it.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AP akshay.panchal@icicihfc.com icicihfc.com
19 Sep, 18:01 · 24d ago THE FIRST MAIL — how this case began

Fw: sahil case photo

📎 342635.jpg ↗📎 342634.jpg ↗📎 342633.jpg ↗

Get Outlook for Android<https://aka.ms/AAb9ysg>

earlier mails quoted below

________________________________
From: akshay panchal <akshaypan22@gmail.com>
Sent: Saturday, 19 September 2026 17:58:33
To: Akshay Panchal /DIST/ICICIHFC/ <akshay.panchal@icicihfc.com>
Subject:

CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
19 Sep, 18:03 · 24d ago

Re: Fw: sahil case photo

team

kindly conform the lan no.and name

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Sat, 19 Sept 2026 at 18:01, Akshay Panchal /DIST/ICICIHFC/ <
akshay.panchal@icicihfc.com> wrote:

Get Outlook for Android <https://aka.ms/AAb9ysg>
------------------------------
*From:* akshay panchal <akshaypan22@gmail.com>
*Sent:* Saturday, 19 September 2026 17:58:33
*To:* Akshay Panchal /DIST/ICICIHFC/ <akshay.panchal@icicihfc.com>
*Subject:*

CAUTION: External Email Warning - Do not click on any attachment or
links/URL in this email unless sender is reliable.

🤖 read: asks the branch for a clarification — “kindly conform the lan no.and name”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

For the e-filing visit later (not for the challan): Index II copy / Title document

Document	File — click to open	Status	When
Selfie / photo	342635.jpg	filed	24d ago
Selfie / photo	342634.jpg	filed	24d ago
Selfie / photo	342633.jpg	filed	24d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

No payment recorded yet. When money reaches our account (or the branch sends a screenshot), it shows here.

Fee working (ours)

No fee computed yet — it appears the moment the loan amount is known.

Property (must be perfect)

No property read yet — it fills itself from the sanction letter, the legal report, the technical report, the mail, or the Index II.

Parties

Role	Name	PAN	Aadhaar
none extracted yet

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	akshay.panchal@icicihfc.com	24d ago
document chase	akshay.panchal@icicihfc.com	21d ago
document chase	akshay.panchal@icicihfc.com	18d ago
document chase	akshay.panchal@icicihfc.com	15d ago

What the engine read from each document — check anything marked in red

Selfie / photo 342635.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True}

Selfie / photo 342634.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Selfie / photo 342633.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Technical record (for Abhijit — safe to ignore)

6d ago	ezdocs:reader	case_read_started	{'tag': '19c18f60e25d8245', 'why': 'retry495', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
6d ago	ezdocs:reader	case_read_started	{'tag': '19c18f60e25d8245', 'why': 'retry495', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
11d ago	ezdocs:reader	case_read_started	{'tag': '42bb3a92309f5011', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
12d ago	ezdocs:reader	case_read_started	{'tag': '3b82066a09e751e8', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
12d ago	system:emails	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Loan amount (with insurance, if any)', 'Payment Screenshot
15d ago	system:emails	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Loan amount (with insurance, if any)', 'Payment Screenshot
15d ago	system:emails	email_shadowed:doc_chase	{'to': 'akshay.panchal@icicihfc.com', 'body': "Dear Team,\n\nWith reference to the captioned case, the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applicant's Aadhaar Card — not r
15d ago	system:emails	draft_withdrawn	{'why': 'a fresher chase replaces it — the asks changed', 'count': 1}
18d ago	system:emails	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Loan amount (with insurance, if any)', 'Payment Screenshot
18d ago	system:emails	email_shadowed:doc_chase	{'to': 'akshay.panchal@icicihfc.com', 'body': "Dear Team,\n\nWith reference to the captioned case, the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applicant's Aadhaar Card — not r
18d ago	system:emails	draft_withdrawn	{'why': 'a fresher chase replaces it — the asks changed', 'count': 1}
21d ago	system:emails	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Loan amount (with insurance, if any)', 'Payment Screenshot
21d ago	system:emails	email_shadowed:doc_chase	{'to': 'akshay.panchal@icicihfc.com', 'body': "Dear Team,\n\nWith reference to the captioned case, the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applicant's Aadhaar Card — not r
21d ago	system:emails	draft_withdrawn	{'why': 'a fresher chase replaces it — the asks changed', 'count': 1}
24d ago	system:reconcile	quoted_history_checked	{}
24d ago	system:reconcile	extra_challan_scanned	{'found': 0}
24d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': [], 'mails': 2, 'summary': 'The branch has sent s
24d ago	system:emails	email_shadowed:doc_chase	{'to': 'akshay.panchal@icicihfc.com', 'body': "Dear Team,\n\nWith reference to the captioned case, the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applicant's Aadhaar Card — not r
24d ago	system:ingest	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 4.7, 'workers': 3}
24d ago	system:extract	selfie_accepted	{'kind': 'live_selfie', 'doc_id': 'e886ef3d-906a-4601-8dce-ee59d8d67429', 'confidence': 0.9}
24d ago	system:extract	selfie_accepted	{'kind': 'live_selfie', 'doc_id': 'ee13031f-34e7-4ae4-85e7-bf5dd136c746', 'confidence': 0.9}
24d ago	system:extract	selfie_accepted	{'kind': 'live_selfie', 'doc_id': '1c77d219-31ef-4146-99c0-d07daba5dda0', 'confidence': 0.9}
24d ago	system:ingest	document_received	{'file': '342633.jpg', 'doc_type': 'selfie', 'confidence': 1.0}
24d ago	system:ingest	document_received	{'file': '342634.jpg', 'doc_type': 'selfie', 'confidence': 1.0}
24d ago	system:ingest	document_received	{'file': '342635.jpg', 'doc_type': 'selfie', 'confidence': 1.0}
24d ago	system:ingest	case_created	{'lan': None, 'bank': 'ICICI_HFC', 'thread_id': '1a0b9a69a7698392'}

Case diary the case’s history — what happened, newest day first

Papers

4 still needed for the challan

Sanction Letter, Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR

Money

No figure yet

It appears the moment the loan amount is known.

Challan & filing

Not yet

The challan waits on the papers and the money above.

Next — whose move

The branch

papers pending

7 Oct2 things

case read started — by ezdocs:reader