⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Umesh Vishwakarma
LAN 77000358305Loan ₹60,00,000NOIWaiting for the Index IIMails & papers 7 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
29 Sep, 11:00
Documents
Payment
Challan
done 30 Sep, 16:26 · GRAS ↗
Filing
waiting 13d 7h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The NOI team has provided the fee calculation and shared the challan. The team is now waiting for the branch to provide the Index II copy to proceed with the…whole case so far 14d 12h
Needs your eyes2
The work is done — our fee of ₹35,060.93 is still not in our account. Chase the branch for it.
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Mortgagor pages: SUNITA DEVI is named on the sanction letter (KFSLetter_77000358305 (1).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• Mortgagor pages: SUNITA VISHWKARMA is named on the sanction letter (KFSLetter_77000358305 (1).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• SUNITA DEVI: PAN missing — no PAN card of SUNITA DEVI is read on the file — the PAN cards on it (UMESH RAMJI VISHWAKARMA, Applicant_20260912120556209314.pdf; MUKESH RAMJI VISHWAKARMA, 20260912_142708281_sign.pdf) are beside the form; type the PAN off the person's own card
• SUNITA DEVI: birth date missing — no PAN card of SUNITA DEVI is read on the file — the PAN cards on it (UMESH RAMJI VISHWAKARMA, Applicant_20260912120556209314.pdf; MUKESH RAMJI VISHWAKARMA, 20260912_142708281_sign.pdf) are beside the form; type the birth date off the person's own card
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
10 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02811 | 77000358305
An old draft withdrew itself — its asks were already answered
7 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02811 | 77000358305
An old draft withdrew itself — its asks were already answered
2 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02811 | 77000358305
An old draft withdrew itself — its asks were already answered
1 Oct3 things — 3 steps
An old draft withdrew itself — its asks were already answered
half read mail reread
documents read together
30 Sep57 things — 9 documents received · 3 letters written · 45 steps
half read mail reread
documents read together
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
UMESH RAMJI VISHWAKARMA EchallanMH011165906202627E.pdf
copilot edit — by copilot:NIKHIL
paper locate — by ezdocs:reader
paper locate — by ezdocs:reader
case read — by ezdocs:reader
copilot check ok — by copilot
whole file hold — by copilot
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
case read started — by ezdocs:reader
documents read together
The home address was read off the papers — by ezdocs:reader
property self check
EzDocs read the whole trail as one conversation — where the case stands is on the page
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Calculate NOI & 0.3 UMESH VISHWAKARMA // 77000358305
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02811
acknowledged with advice
An old draft withdrew itself — its asks were already answered
money settled — by ezdocs:reader
property numbers completed
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
paper read beside case
case read started — by ezdocs:reader
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
applicant email captured
Property checked by the engine — read from the report, every box that names the flat is there
Received: LSR
DSC-POSITIVE LOR + SEARCH OF UMESH RAMJI VISHWAKARMA-29.09.2026.pdf
Received: Sanction letter
KFSLetter_77000358305 (1).pdf
Property read from the legal / technical report (the sanction letter had none)
Received: Aadhaar
247180RUL129 (1).pdf
roles from letter
Co-applicant added
party not merged
screenshot claim recorded
Received: Aadhaar
247180RUL129.pdf
Received: Payment screenshot
IMG-20260930-WA0002.jpg
Received: Technical report
Outlook-xatc04mf.png
Received: PAN card
Applicant_20260912120556209314.pdf
Received: PAN card
20260912_142708281_sign.pdf
29 Sep64 things — 4 documents received · 11 letters written · 49 steps
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Calculate NOI & 0.3 UMESH VISHWAKARMA // 77000358305
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Calculate NOI & 0.3 UMESH VISHWAKARMA // 77000358305
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Calculate NOI & 0.3 UMESH VISHWAKARMA // 77000358305
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
quoted history checked
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Calculate NOI & 0.3 UMESH VISHWAKARMA // 77000358305
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
desk quote read
Nothing new to ask for — stayed quiet
This file shows no schedule of the property
paper not this case
paper not this case
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Calculate NOI & 0.3 UMESH VISHWAKARMA // 77000358305
An old draft withdrew itself — its asks were already answered
case read — by ezdocs:reader
money settled — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Calculate NOI & 0.3 UMESH VISHWAKARMA // 77000358305
An old draft withdrew itself — its asks were already answered
Nothing new to ask for — stayed quiet
paper set aside by reading457 — by ezdocs:reader
paper not this case
case read — by ezdocs:reader
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Calculate NOI & 0.3 UMESH VISHWAKARMA // 77000358305
case read — by ezdocs:reader
extra challan scanned
Nothing new to ask for — stayed quiet
boxes gathered
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02811
An old draft withdrew itself — its asks were already answered
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02811
documents read together
Wrote the document chase mail — held, silent mode
Calculate NOI & 0.3 UMESH VISHWAKARMA // 77000358305
money settled — by ezdocs:reader
boxes gathered
address compared
money settled — by ezdocs:reader
money not settled
documents read together
applicant email captured
paper not this case
sanction names nobody448
paper not this case
sanction names nobody448
Received: other
image.png
Received: Sanction letter
KFSLetter_77000358305.pdf
Received: Sanction letter — not usable
KFSLetter_77000346368.pdf — it prints customer 'MILIND VASANT PHADANAVIS, Madhavi Milind Phadana', loan/application 77000346368; this case is Umesh Vishwakarma, LAN 77000358305 — another customer's paper. Kindly share this case's own sanction letter
Received: Sanction letter — not usable
KFSLetter_77000346367.pdf — it prints customer 'MILIND VASANT PHADANAVIS, Madhavi Milind Phadana', loan/application 77000346367; this case is Umesh Vishwakarma, LAN 77000358305 — another customer's paper. Kindly share this case's own sanction letter
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
9 of 9 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓PAN cardopen
✓Technical reportopen
✓Aadhaar cardopen
✓LSR (search report)open
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Mails & papers →every paper, beside its mail · 13 files
Moneywaiting for the credit
₹35,060.93
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹35,060 — verified by itself the moment the bank credit is heard.
Paid by GPay at 2026-09-30 — verified when Google's NEFT lands in the PNB account (within hours).
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
The working
Stamp duty 0.3%18,010
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for35,060.93
By law ₹35,050. We ask ₹35,060 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
Flat No. 404, 4th Floor, Building No.2, Sadguru Garden A And B Chsl, SURVEY, 191 192, 191, 192, Kavesar, 400615
read from the technical report · e-filing boxes 45 of 46 ready
Check the property →the boxes beside the paper
People
MUKESH RAMJI VISHWAKARMA · co-applicantBLAPV8301BUMESH RAMJI VISHWAKARMA · applicantAJAPV8726D
rendered in 3.04 s · 208 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f