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⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases/NOI-2026-03342

Atit Dhananjay Bhujbal

PNB_HFLLAN HOU/KRDI/0926/5221750Loan ₹22,25,000NOI
File on IGRMails & papers 7 1 draft to send

Correct a detail

Payment seen with your own eyes

A note for the history

Kind of case — the amount follows it

Who paid the challan

Papers

a file on a mail that is not here

Out of turn

A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
GRAS ↗
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Oct, 13:23
Documents
done 9 Oct, 13:27
Payment
took 2h 27m
Challan
done 9 Oct, 15:55 · GRAS ↗
Filing
in the tray 4d 6h · IGR e-filing ↗
our moveChallan paidwhole case so far 4d 8h
Needs your eyes4
Challan on file does not agree with the case. Open it before paying or sharing.
The work is done — our fee of ₹19,630.31 is still not in our account. Chase the branch for it.
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move

File the NOI on the IGR site

The challan is paid. The co-pilot fills the portal from the case; you check and submit.

Before opening the portal, the engine sees:
• DO NOT SAVE — the loan: the paid challan (₹17,300, GRN MH011706037202627E) was worked on a loan of ₹21,59,001–₹21,61,000; this case holds ₹22,25,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 18 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• Payment page: NO paid challan on this case fits its loan of 22,25,000 — GRN MH011706037202627E pays 6,490 + 10,810 (that is a loan of about 21,63,000): another customer's challan, or the loan on the file is wrong. The GRN, the amount and the date are left for a person.
• challan paid-date not on file — it is printed on the challan
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
The challan was paid on another loan figure. The file adds up to ₹17,300; it reads: ₹6,490 (stamp-duty head), ₹10,810 (registration head); this case’s figures say ₹17,810 (0.3% ₹6,680 + 0.5% ₹11,130 on a loan of ₹22,25,000); the challan itself says a loan of ₹21,60,900. No sanction letter on this file prints ₹21,59,001–₹21,61,000, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
Historywhat happened on this case, newest first
9 Oct93 things
challan boxes gathered
16:04
boxes gathered
16:04
challan boxes composed
16:04
Judged again with today's rules, the challan still does not match the case — a person opens it
16:03
Checked: this challan is not another case's
16:01
kyc address read
15:56
kyc address missing
15:56
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
15:51
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
15:51
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
15:51
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
15:51
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
15:51
challan extracted
15:51
Received: Challan
ATIT BHUJBAL EchallanMH011706037202627E.pdf
15:51
A file was read again from the start — everything inside it now counts
15:51
Property re-read from this bank's ruling source (ICICI: the technical report)
15:51
reading error456
15:50
copilot edit — by copilot:SANDEEP
15:47
copilot check ok — by copilot
15:39
form checked489
15:39
reading boxes not the papers words — by copilot
15:39
money check hold — by copilot
15:39
challan boxes not the papers words — by copilot
15:39
copilot check ok — by copilot
15:38
form checked489
15:38
challan boxes composed
15:38
reading boxes not the papers words — by copilot
15:38
money check hold — by copilot
15:38
challan boxes not the papers words — by copilot
15:38
file note490
14:40
mail against file490 — by ezdocs:reader
14:40
file note490
14:40
paper against file490 — by ezdocs:reader
14:40
money settled — by ezdocs:reader
14:40
address compared
14:40
documents read together
14:40
applicant email captured
14:40
Property address read from the sanction letter
14:40
roles from letter
14:40
Received: Sanction letter
Sanction letter (13).pdf
14:40
desk quote read
14:21
copilot check ok — by copilot
14:16
form checked489
14:16
reading boxes not the papers words — by copilot
14:16
challan boxes not the papers words — by copilot
14:16
copilot check ok — by copilot
14:16
form checked489
14:16
challan boxes composed
14:16
reading boxes not the papers words — by copilot
14:16
challan boxes not the papers words — by copilot
14:16
file note490
14:05
mail against file490 — by ezdocs:reader
14:05
documents read together
14:05
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
14:05
Received: Selfie — not usable
DocScanner 09-Oct-2026 01-28 PM.pdf — this is a photograph of a printed photo, not a live selfie
14:05
property self check
13:41
quoted history checked
13:36
extra challan scanned
13:34
The home address was read off the papers — by ezdocs:reader
13:33
cards read
13:31
Co-applicant added
13:31
party not merged
13:31
Wrote the documents acknowledged mail — held, silent mode
Share NOI challan -- ATIT DHANANJAY BHUJBAL -- HOU/KRDI/0926/5221750
13:27
acknowledged with advice
13:27
No fee quote sent — the branch's own figures were right
13:27
boxes gathered
13:27
challan boxes composed
13:27
file note490
13:27
bundle holds503 — by ezdocs:reader
13:27
branch from reading501 — by ezdocs:reader
13:27
case read — by ezdocs:reader
13:27
pan by reading443
13:27
property numbers completed
13:27
documents read together
13:27
The file seems to show a payment to us but no row could be read — open it
13:27
pages trimmed480
13:27
money settled — by ezdocs:reader
13:27
case read started — by ezdocs:reader
13:27
applicant email captured
13:27
roles from letter
13:27
applicant row from letter
13:27
Property address read from the sanction letter
13:27
roles from letter
13:27
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
13:27
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
13:26
kyc address read
13:26
Nothing new to ask for — stayed quiet
13:25
Received: Sale deed
Bhujbal Flat No. 505 with stamp duty paid.pdf
13:24
Received: PAN card
DocScanner 09-Oct-2026 01-15 PM.pdf
13:24
Received: other
IN_IMAGE_0.jpeg
13:24
Received: other
IN_IMAGE_1.png
13:24
Received: other
IN_IMAGE_2.jpeg
13:24
Case opened from the branch's mail
13:24
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs3 still to come
6 of 9 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Sale deedopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a printed photo, not a live selfie)open
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Payment screenshot — proof received; money not verified yet — inside IN_IMAGE_2.jpegopen
✓Aadhaar card — inside DocScanner 09-Oct-2026 01-15 PM.pdopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 8 files
The file, as the engine remembers it19 open
The file contains a complete set of documents for Atit Dhananjay Bhujbal and co-applicant Pratibha Atit Bhujbal for a housing loan of INR 22,25,000 (including insurance) from PNB Housing Finance Ltd, Kharadi branch. The mortgaged property is Flat No. 505, 5th Floor, Venkatesh Little Heart, Survey No
○the photo — the branch
✗the photo could not be read (DocScanner 09-Oct-2026 01-28 PM.pdf) — the branch — this is a photograph of a printed photo, not a live selfie
○ATIT DHANANJAY BHUJBAL — date of birth — the branch
○ATIT DHANANJAY BHUJBAL — home building — the branch
○ATIT DHANANJAY BHUJBAL — home flat — the branch
○ATIT DHANANJAY BHUJBAL — home road — the branch
○ATIT DHANANJAY BHUJBAL — home PIN — the branch
○ATIT DHANANJAY BHUJBAL — home village / city — the branch
○ATIT BHUJBAL — mobile — the branch
○ATIT BHUJBAL — e-mail — the branch
… and 9 more
?unsure of date_of_mortgage — No Memorandum of Deposit of Title Deeds (MOTD) or mortgage deed is attached to the file yet.
the branch's last mail (2026-10-09): The bank has attached a revised sanction letter due to a loan amount downsizing. · brought: a revised sanction letter
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T09:10 UTC
Moneywaiting for the credit
₹19,630.31
Nothing has reached our account yet — only a credit our bank shows us counts.
The working
Stamp duty 0.3%6,680
Registration fee 0.5%11,130
Government handling320
Our service fee1,500
Total we ask for19,630.31
By law ₹19,620. We ask ₹19,630 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
505, 5TH, VENKATESH LITTLE HEART, SURVEY, 4, SASWAD, 412301
read from the sanction letter · e-filing boxes 48 of 58 ready
Check the property →the boxes beside the paper
People
PRATIBHA ATIT BHUJBAL · co-applicantHCYPB3271HATIT BHUJBAL · applicantAIGPB6283QATIT DHANANJAY BHUJBAL · applicantAIGPB6283Q
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