⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-00705

ABHISHEK VAVHAL

LAN HOU/THA/0726/5169691 Challan paid · our move File on IGR All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).

What the e-filing still needs2 still to come

5 of 7 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — shows ₹44,592; money not verified yetopen

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Sanction letteropen

✓PAN cardopen

✓Selfie / photoopen

Applicant's Aadhaar Card — still needed

Property address — READ from the Index II, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

All files (10)A label is wrong? Fix it under All documents.

Needs your eyes

The work is done — our fee of ₹44,620 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹44,620

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹44,592; we wait for the credit itself

Stamp duty 0.3%27,800

Registration fee 0.5%15,000

Government handling320

Our service fee1,500

Total we ask for44,620

Screenshot ₹44,592 — ₹28 under our ask, not below the real calculation ₹44,591. Counts as full. Nothing to ask.

why?

The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

This payment is from the Vyapar QR (HDFC) at 2026-08-26 — the engine cannot hear this road. Please verify manually. Verify manually ↓

This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 13 Oct 17:28 — 6 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹44,611.15. We ask ₹44,620 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

The money may already be here — 1 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 61 h 27 minour time · 3 Sep 22:08

Index II —not yet

the NOI team 47 d 5 htotal 47 d 5 h so far

Now with the NOI team — e-filing on IGR

since 3 Sep 22:08 — 40 d 1 h of working time

Day by day — every step and who held it

27 Aug 18:03Your branch's mail

1 Sep 20:54Papers read+5 d 2 h · the NOI team

1 Sep 20:54Property readat once

1 Sep 20:55Papers read+1 min · the NOI team

1 Sep 20:55Fee quotedat once

3 Sep 22:08Challan made+2 d 1 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹92,63,718

Loan account no.

HOU/THA/0726/5169691

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, the engine sees:

• Mortgagor pages: PRIYANAKA VAVHAL is named on the sanction letter (SANCTION LETTER (3).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• payment NOT verified — office rule: no filing before credit

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)

• ABHISHEK VAVHAL: PAN missing — no PAN card of ABHISHEK VAVHAL is on the file — type the PAN off the person's own card, or ask the branch for it

• ABHISHEK VAVHAL: birth date missing — no PAN card of ABHISHEK VAVHAL is on the file — type the birth date off the person's own card, or ask the branch for it

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank branch has sent initial loan documents and paid the fee, and the NOI team has generated and shared the challan. The NOI team is currently waiting for the branch to provide a colour live selfie photo of the applicants to proceed with the NOI filing.

the trail says the next move is with the branch — the colour live selfie photo of the applicants

the branch last asked: Request Challan in case ABHISHEK VAVHAL --- HOU/THA/0726/5169691.

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 2 (2026-08-27) “We acknowledge the receipt of your mail documents and payment.”

✓ fee paid — the branch's words — done, mail 2 (2026-08-27) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 3 (2026-08-27) “Team PFA Challan for your reference”

✓ challan shared — done, mail 3 (2026-08-27) “Team PFA Challan for your reference”

read over 4 mail(s), last mail 2026-09-12 · read 28d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (29d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. The engine writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

NG nikhil.gaikar@pnbhousing.com pnbhousing.com
27 Aug, 18:03 · 47d ago THE APP JOINED HERE — earlier mails are on Gmail

Request Challan in case ABHISHEK VAVHAL --- HOU/THA/0726/5169691

📎 IMG-20260826-WA0014.jpg ↗📎 Adobe Scan Aug 27, 2026_1.jpg ↗📎 SANCTION LETTER (3).pdf ↗📎 ABHISHEK VAVHAL PAN CARD.jpeg ↗📎 ABHISHEK VAVHAL ADDHAR CARD 2.jpeg ↗📎 ABHISHEK VAVHAL ADDHAR CARD 1.jpeg ↗📎 PRIYANKA VAVHAL PHOTO.jpeg ↗📎 PRIYANKA VAVHAL PAN CARD.jpeg ↗📎 PRIYANKA VAVHAL ADDHAR CARD.jpeg ↗📎 image001.png ↗

Dear Team,

Request Challan in case ABHISHEK VAVHAL --- HOU/THA/0726/5169691.

Thanks & Regards,         
   Nikhil Gaikar         
   Area Sales Manager     - DST         
   Thane (West)         
   Mobile :- 8898217311         
         
Internal

🤖 read: asks for the challan; documents attached — “Request Challan in case ABHISHEK VAVHAL”

2 more mails in between — open

OL The NOI teamTYPED IN GMAIL
27 Aug, 18:18 · 47d ago

Team,We acknowledge the receipt of your mail documents and payment.

We will initiate the challan for the same.

For NOI filing, We need a colour live selfie photo of the applicants..

Regards,   NOI Coordinator (PNB)     ThinkBigz    M:-8097244974

earlier mails quoted below

On Thu, 27 Aug 2026 at 18:05, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote:    

 Dear Team,     
       
 Request Challan in case ABHISHEK VAVHAL --- HOU/THA/0726/5169691.     
       
   Thanks & Regards,           
   Nikhil Gaikar           
   Area Sales Manager     - DST           
   Thane (West)           
   Mobile :- 8898217311           
           
Internal

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
27 Aug, 18:37 · 47d ago

TeamPFA Challan for your reference

Regards,   NOI Coordinator (PNB)     ThinkBigz    M:-8097244974

earlier mails quoted below

On Thu, 27 Aug 2026 at 18:18, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:      Team,            We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicants..            Regards,   NOI Coordinator (PNB)     ThinkBigz    M:-8097244974          On Thu, 27 Aug 2026 at 18:05, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote:    

 Dear Team,     

 Request Challan in case ABHISHEK VAVHAL --- HOU/THA/0726/5169691.     

   Thanks & Regards,           
   Nikhil Gaikar           
   Area Sales Manager     - DST           
   Thane (West)           
   Mobile :- 8898217311           

Internal 

Team
PFA Challan for your reference

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Thu, 27 Aug 2026 at 18:18, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need a colour live
selfie photo of the applicants..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Thu, 27 Aug 2026 at 18:05, Nikhil Gaikar <nikhil.gaikar@pnbhousing.com>
wrote:

> Dear Team,
>
>
>
> Request Challan in case ABHISHEK VAVHAL --- HOU/THA/0726/5169691.
>
>
>
>
>
>
>
> *Thanks & Regards,*
>
> *Nikhil Gaikar*
>
> *Area Sales Manager** - DST*
>
> *Thane (West)*
>
> *Mobile :- 8898217311*
>
>
>
> Internal
>

🤖 read: challan shared ✓ — “PFA Challan for your reference”

OL The NOI teamTYPED IN GMAIL
12 Sep, 12:57 · 31d ago

Team,

For NOI filing, We need a colour live selfie photo of the applicants..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 27 Aug 2026 at 18:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team
PFA Challan for your reference

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 27 Aug 2026 at 18:18, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same. For NOI filing, We need a colour live
> selfie photo of the applicants..
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Thu, 27 Aug 2026 at 18:05, Nikhil Gaikar <nikhil.gaikar@pnbhousing.com>
> wrote:
>
>> Dear Team,
>>
>>
>>
>> Request Challan in case ABHISHEK VAVHAL --- HOU/THA/0726/5169691.
>>
>>
>>
>>
>>
>>
>>
>> *Thanks & Regards,*
>>
>> *Nikhil Gaikar*
>>
>> *Area Sales Manager** - DST*
>>
>> *Thane (West)*
>>
>> *Mobile :- 8898217311*
>>
>>
>>
>> Internal
>>
>

🤖 read: asks the branch for documents — “We need a colour live selfie photo of the applicants..”

OL The NOI teamTYPED IN GMAIL
03 Oct, 17:18 · 10d ago

Team,

For NOI filing, We need a colour live selfie photo of the applicants..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Sat, 12 Sept 2026 at 12:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

For NOI filing, We need a colour live selfie photo of the applicants..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 27 Aug 2026 at 18:37, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team
PFA Challan for your reference

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 27 Aug 2026 at 18:18, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicants..

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 27 Aug 2026 at 18:05, Nikhil Gaikar < nikhil.gaikar@pnbhousing.com > wrote:

Dear Team,

Request Challan in case ABHISHEK VAVHAL --- HOU/THA/0726/5169691.

Thanks & Regards,

Nikhil Gaikar

Area Sales Manager  - DST

Thane (West)

Mobile :- 8898217311

Internal

🤖 read: asks the branch for documents — “For NOI filing, We need a colour live selfie photo of the applicants..”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	IMG-20260826-WA0014.jpg	filed	42d ago
Index IIthe branch sent this — an input	Adobe Scan Aug 27, 2026_1.jpg	filed	42d ago
Sanction letter	SANCTION LETTER (3).pdf	filed	42d ago
PAN card	ABHISHEK VAVHAL PAN CARD.jpeg	filed	42d ago
Other	ABHISHEK VAVHAL ADDHAR CARD 2.jpeg	filed	42d ago
Other	ABHISHEK VAVHAL ADDHAR CARD 1.jpeg	filed	42d ago
Selfie / photo	PRIYANKA VAVHAL PHOTO.jpeg	filed	42d ago
PAN card	PRIYANKA VAVHAL PAN CARD.jpeg	filed	42d ago
Other	PRIYANKA VAVHAL ADDHAR CARD.jpeg	filed	42d ago
Other	image001.png	filed	42d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹44,620

Where it stands
waiting for the credit

Screenshot claims
₹44,592 623849115720

Screenshot ₹44,592 — ₹28 under our ask, not below the real calculation ₹44,591. Counts as full. Nothing to ask.

why?

This payment is from the Vyapar QR (HDFC) at 2026-08-26 — the engine cannot hear this road. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹27,800	₹15,000	₹320	₹1,500	₹44,620

By law ₹44,611.15. We ask ₹44,620 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

17 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Property type (Open / Building / Open + Building), Area …

12 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Second number type, Second number, Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), Area / sector (person 1) …

✗ EzDocs found boxes that do NOT agree with the document (29d ago) — open the verification page; they are marked in red.

⚠ village/city still in Marathi — the portal wants English. Press Re-read in English now below — it runs in seconds; anything still empty or wrong goes to Abhijit. Nothing files until a person verifies the property.

not verified yetsource: the Index II (Adobe Scan Aug 27, 2026_1.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

empty

Number

⚠ not in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) पालिकेचे नावःठाणे म.न.पा. इतर वर्णन, इतर माहितीः मदनिका नं: 2906, माळा नंः 29 वा मजला, बिल्डिंग नं बी, इमारतीचे नात्रः नंदनवन होम्स-बी, ब्लॉक नंः पारमिक, गेड नंः कळवा ठाणे, इनर माहितीः सदनिकेचे क्षेत्र 66.88 चौ. मी. रेरा कार्पेट मोबत बाल्कनी क्षेत्र 6.89 चौ. मी., आणि गर्विम स्लॅब क्षेत्र 0.00 चौ मीटर..... मौजे पारसिक सिटीएम नं 57/ए, 57/बी, 57/मी,59,60/ए,60/बी, 60मी, 61/ए, 195/अ/1/व, गट न 90/2(जुना गट नं 89,103/1,2,104,105 (पार्ट)... झोन नं 16/64-12). (( GAT NUMBER : 105, 89 व इतर ;))

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this

SANCTION LETTER (3).pdf

as printed
FLAT NO 2906, 29TH FLOOR BLDG NO B, NANDANVAN HOMES B, KALWA, THANE, PARSIK ROAD, THANE, MAHARASHTRA, INDIA, 400605

PIN
400605

the Index II

Adobe Scan Aug 27, 2026_1.jpg

the property
1) paalikeche naavahthaane ma.na.paa. itara varnana, itara maahitih madanikaa nan: 2906, maalaa nanh 29 vaa majalaa, bildinga nan bi, imaaratiche naatrah nandanavana homsa-bi, bloka nanh paaramika, geda nanh kalavaa thaane, inara maahitih sadanikeche kshetra 66.88 chau. mi. reraa kaarpeta mobata baalkani kshetra 6.89 chau. mi., aani garvima slaba kshetra 0.00 chau mitara..... mauje paarasika sitiema nan 57/e, 57/bi, 57/mi,59,60/e,60/bi, 60mi, 61/e, 195/a/1/va, gata na 90/2(junaa gata nan 89,103/1,2,104,105 (paarta)... jhona nan 16/64-12). (( GAT NUMBER : 105, 89 va itara ;))

PIN
400605

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 2906 29TH FLOOR BLDG NO B NANDANVAN HOMES B KALWA THANE PARSIK ROAD MAHARASHTRA

Locality/Road

Area/City
THANE

check or correct a box, the papers beside it →

the Index II also prints: 0, 00, 1, 103/1, 104, 105, 12, 16/64, AANI, BAALKANI, BI, BILDINGA, BLOKA, CHAU, GARVIMA, GATA, GEDA, HOMSA

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	ABHISHEK VAVHAL

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	nikhil.gaikar@pnbhousing.com	42d ago

What the engine read from each document — check anything marked in red

Payment screenshot IMG-20260826-WA0014.jpg needs your check

utr
623849115720

date
2026-08-26

amount
44592

method
UPI

payee upi
vyapar.169705262080@hdfcbank

payee name
THINK BIGZ INITIATIVE PVT LTD

payer name
Mrs VAIJAYANTI CHANDRAKANT VAVHAL

raw reading (for Abhijit)

{'utr': '623849115720', 'date': '2026-08-26', 'amount': 44592, 'method': 'UPI', 'payee_upi': 'vyapar.169705262080@hdfcbank', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'Mrs VAIJAYANTI CHANDRAKANT VAVHAL', 'debit_notification_text': None}

Index II Adobe Scan Aug 27, 2026_1.jpg needs your check

kind
index2_input

extracted
pin: 400605; doc_no: 13297/2026; village: पारसिक; doc_kind: सूची क्र.2; doc_year: 2026; sro_name: दुय्यम निबंधक सह दु.नि. ठाणे 9; area_text: 1) 73.77 चौ. मीटर; mortgagee: प्रियांका अभिषेक वाव्हळ; filing_fee: 30000; mortg

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': '400605', 'doc_no': '13297/2026', 'village': 'पारसिक', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'दुय्यम निबंधक सह दु.नि. ठाणे 9', 'area_text': '1) 73.77 चौ. मीटर', 'mortgagee': 'प्रियांका अभिषेक वाव्हळ', 'filing_fee': 30000, 'mortgagors': ['मे. श्रीकृपा बिल्डर्स तर्फे भागिदार नंदकुमार बी. माळवी तर्फे कु.मु. म्हणून किरण मुभाष दोडकर', 'मान्यता देणार नंदकुमार बी.साळवी प्रो.प्रा. मेसर्स सुनीता एंटरप्रायझेस नर्फे क्र.म. म्हणून किरण माप तोडकर', 'मान्यता देणार नंदकुमार बी. माळवी तर्फे कु.मु. म्हणून किरण मुभाष तोडकर', 'मान्यता देणार निलेश बाळकृष्ण साळवी तर्फे कु.मु. म्हणून नंदकुमार बी. साळवी तर्फे कु. मु. म्हागन विना सुभाष तोडकर'], 'stamp_duty': 840000, 'filing_date': '2026-08-06', 'loan_amount': 12000000, 'property_text': '1) पालिकेचे नावःठाणे म.न.पा. इतर वर्णन, इतर माहितीः मदनिका नं: 2906, माळा नंः 29 वा मजला, बिल्डिंग नं बी, इमारतीचे नात्रः नंदनवन होम्स-बी, ब्लॉक नंः पारमिक, गेड नंः कळवा ठाणे, इनर माहितीः सदनिकेचे क्षेत्र 66.88 चौ. मी. रेरा कार्पेट मोबत बाल्कनी क्षेत्र 6.89 चौ. मी., आणि गर्विम स्लॅब क्षेत्र 0.00 चौ मीटर..... मौजे पारसिक सिटीएम नं 57/ए, 57/बी, 57/मी,59,60/ए,60/बी, 60मी, 61/ए, 195/अ/1/व, गट न 90/2(जुना गट नं 89,103/1,2,104,105 (पार्ट)... झोन नं 16/64-12). (( GAT NUMBER : 105, 89 व इतर ;))', 'survey_numbers': ['57/ए', '57/बी', '57/मी', '59', '60/ए', '60/बी', '60मी', '61/ए', '195/अ/1/व', '90/2', '89', '103/1', '103/2', '104', '105 (पार्ट)', '16/64-12'], 'header_doc_number': '13297/2026'}}

Sanction letter SANCTION LETTER (3).pdf needs your check

lan
HOU/THA/0726/5169691

legible
True

loan type
Housing Loan

confidence
1.0

loan amount
8993718

interest rate
8.35

sanction date
10-Aug-2026

letter version
3

applicant names
ABHISHEK VAVHAL, PRIYANAKA VAVHAL

applicant mobile
9892581849

property address
pin: 400605; road: PARSIK ROAD; state: MAHARASHTRA; taluka: THANE; flat_no: 2906; district: Thane; floor_no: 29TH FLOOR; full_address: FLAT NO 2906, 29TH FLOOR, BLDG NO B, NANDANVAN HOMES B, KALWA, PARSIK ROAD, THANE, MA

insurance premium
270000

includes insurance
True

total with insurance
9263718

applicant address from462
read again off the letter's pages (page 1, Address row)

security address verbatim
FLAT NO 2906, 29TH FLOOR BLDG NO B, NANDANVAN HOMES B, KALWA, THANE, PARSIK ROAD, Thane, MAHARASHTRA, India, 400605

applicant address verbatim
7/302 AMRUT AANGAN PHASE II, PARSIK NAGAR, KHAREGAON KALWA,., Thane, MAHARASHTRA, 400605, Thane, India

raw reading (for Abhijit)

{'lan': 'HOU/THA/0726/5169691', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 8993718, 'interest_rate': 8.35, 'quality_issue': None, 'sanction_date': '10-Aug-2026', 'letter_version': '3', 'applicant_names': ['ABHISHEK VAVHAL', 'PRIYANAKA VAVHAL'], 'applicant_mobile': '9892581849', 'property_address': {'pin': '400605', 'road': 'PARSIK ROAD', 'state': 'MAHARASHTRA', 'taluka': 'THANE', 'flat_no': '2906', 'district': 'Thane', 'floor_no': '29TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO 2906, 29TH FLOOR, BLDG NO B, NANDANVAN HOMES B, KALWA, PARSIK ROAD, THANE, MAHARASHTRA, 400605', 'village_city': 'KALWA', 'building_name': 'BLDG NO B, NANDANVAN HOMES B', 'survey_or_cts_no': None}, 'insurance_premium': 270000, 'includes_insurance': True, 'total_with_insurance': 9263718, 'applicant_address_from462': "read again off the letter's pages (page 1, Address row)", 'security_address_verbatim': 'FLAT NO 2906, 29TH FLOOR BLDG NO B, NANDANVAN HOMES B, KALWA, THANE, PARSIK ROAD, Thane, MAHARASHTRA, India, 400605', 'applicant_address_verbatim': '7/302 AMRUT AANGAN PHASE II, PARSIK NAGAR, KHAREGAON KALWA,., Thane, MAHARASHTRA, 400605, Thane, India'}

Other image001.png needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Other PRIYANKA VAVHAL ADDHAR CARD.jpeg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Other ABHISHEK VAVHAL ADDHAR CARD 1.jpeg needs your check

payments inside
kind: other; payments: []; rows_read: 0; account_last4: 6783; account_holder: Abhishek Chandrakant Vavhal

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': '6783', 'account_holder': 'Abhishek Chandrakant Vavhal'}}

Other ABHISHEK VAVHAL ADDHAR CARD 2.jpeg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot IMG-20260826-WA0014.jpg needs your check

payments inside
bank: Bank Of Maharashtra; kind: payment_screenshot; payments: [{'utr': '623849115720', 'date': '2026-08-26', 'page': 1, 'time': '12:04', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 44592.0, 'direction': 'debit',

raw reading (for Abhijit)

{'payments_inside': {'bank': 'Bank Of Maharashtra', 'kind': 'payment_screenshot', 'payments': [{'utr': '623849115720', 'date': '2026-08-26', 'page': 1, 'time': '12:04', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 44592.0, 'direction': 'debit', 'narration': 'UPI transaction ID 623849115720 To: THINK BIGZ INITIATIVE PVT LTD vyapar.169705262080@hdfcbank From: Mrs VAIJAYANTI CHANDRAKANT VAVHAL (Bank Of Maharashtra) Google Pay vaijayantivavhal@okaxis Google transaction ID CICAgLiH3-elfw', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '0062', 'account_holder': 'Mrs VAIJAYANTI CHANDRAKANT VAVHAL'}}

Technical record (for Abhijit — safe to ignore)

3h ago	ezdocs:reader	reader_home_address	{'fp': '267e041ea2496994', 'from': 'the sanction letter (SANCTION LETTER (3).pdf)', 'home': {'pin': '400605', 'area': 'PARSIK NAGAR, KHAREGAON KALWA', 'flat': '7/302', 'state': 'MAHARASHTRA', 'building': 'AMRUT AANGAN PH
11d ago	system:extract	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'ABHISHEK VAVHAL PAN CARD.jpeg', 'cards': 1, 'doc_id': '0e3173ca-d63a-47d9-95b9-0acb297db973', 'applied': 0}
11d ago	system:extract	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'PRIYANKA VAVHAL PAN CARD.jpeg', 'cards': 1, 'doc_id': '321f063a-dbad-4ac9-81a0-d92f0f0f0eb4', 'applied': 0}
14d ago	ezdocs:reader	letter_home_read462	{'fp': 'doc:4121abe1-6658-4e77-a8b2-047bc87b463e', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'SANCTION LETTER (3).pdf', 'asked': True, 'found': Tru
17d ago	system:extract	index2_docno_read	{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'Adobe Scan Aug 27, 2026_1.jpg', 'doc_id': '35e37d09-6828-47dd-a8b7-c497cc9b6428',
24d ago	system:payments	hidden_payment_scan	{'file': 'IMG-20260826-WA0014.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '2dcc915d-1054-4956-ae13-e260182ff0b8', 'fetched': True}
24d ago	system:payments	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260826-WA0014
24d ago	system:payments	screenshot_claim_recorded	{'utr': '623849115720', 'date': '2026-08-26', 'parts': 1, 'amount': 44592.0, 'claimed_total': 44592.0}
24d ago	system:payments	hidden_payment_scan	{'file': 'ABHISHEK VAVHAL ADDHAR CARD 2.jpeg', 'kind': None, 'found': 0, 'doc_id': 'b1d1f0d4-ea66-479d-90a4-3401f85b8a79', 'fetched': True}
24d ago	system:payments	hidden_payment_scan	{'file': 'ABHISHEK VAVHAL ADDHAR CARD 1.jpeg', 'kind': 'other', 'found': 0, 'doc_id': '77794728-bec0-4ecb-b266-45a87ed4a56e', 'fetched': True}
24d ago	system:payments	hidden_payment_scan	{'file': 'PRIYANKA VAVHAL ADDHAR CARD.jpeg', 'kind': 'other', 'found': 0, 'doc_id': '123be152-c2d0-4595-886f-6ff965a2233c', 'fetched': True}
24d ago	system:payments	hidden_payment_scan	{'file': 'image001.png', 'kind': 'other', 'found': 0, 'doc_id': '162b23ca-98aa-4860-8cf2-388255f69afa', 'fetched': True}
28d ago	system:ingest	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
29d ago	system:ingest	title_doc_on_case_filing_open	{'was': 'BANK', 'why': "the sweep — the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Adobe Scan Aug 27, 2026_1.jpg', 'kind': 'index2'}
29d ago	system:extract	property_self_check	{'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'box': 'Road', 'why': "The typed v
29d ago	system:extract	property_attrs_split	{'now': {'attr1_type': '', 'attr2_type': '', 'attr1_value': '57/E, 57', 'attr2_value': ''}, 'was': {'attr1_type': '', 'attr2_type': '', 'attr1_value': '57/E, 57/BI, 57/MI, 59, 60/E, 60/BI', 'attr2_value': ''}, 'why': "th
29d ago	system:extract	property_attrs_split	{'now': {'attr1_type': '', 'attr2_type': '', 'attr1_value': '57/E, 57/BI, 57/MI, 59, 60/E, 60/BI', 'attr2_value': ''}, 'was': {'attr1_type': 'SURVEY/CTS', 'attr2_type': '', 'attr1_value': '57/ए, 57/बी, 57/मी, 59, 60/ए, 6
40d ago	system:reconcile	extra_challan_scanned	{'found': 0}
40d ago	system:extract	document_reread	{'now': ['index2'], 'was': ['index2'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'Adobe Scan Aug 27, 2026_1.jpg', 'doc_id': '35e37d09-6828-47dd-a8b7-c497cc9b
40d ago	system:emails	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: HOU/THA/0726/5169
40d ago	system:reconcile	stage_follows_desk_challan_mail	{'now': 'CHALLAN_PAID', 'why': 'the desk sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
40d ago	system:reconcile	challan_inferred_from_desk_mail	{'why': "the desk's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows the desk's deed"}
42d ago	system:reconcile	property_english_healed	{'why': 'the reading errored; one retry on the next sweep, then a person must look', 'failed': True}
42d ago	system:emails	email_shadowed:doc_chase	{'to': 'nikhil.gaikar@pnbhousing.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/THA/0726/5169691), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card — not received yet\
42d ago	system:emails	fee_quote_suppressed	{'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 1.0}
42d ago	system:payments	receivable_created	{'expected': 44620.0}
42d ago	system:ingest	document_received	{'file': 'image001.png', 'doc_type': 'other', 'confidence': 1.0}
42d ago	system:ingest	document_received	{'file': 'PRIYANKA VAVHAL ADDHAR CARD.jpeg', 'doc_type': 'other', 'confidence': 0.3}
42d ago	system:ingest	document_received	{'file': 'PRIYANKA VAVHAL PAN CARD.jpeg', 'doc_type': 'pan', 'confidence': 0.3}
42d ago	system:ingest	document_received	{'file': 'PRIYANKA VAVHAL PHOTO.jpeg', 'doc_type': 'selfie', 'confidence': 0.3}

Case diary the case’s history — what happened, newest day first

Papers

1 still needed for the challan

Applicant's Aadhaar Card

Money

₹44,592 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Needs your eyes: The work is done — our fee of ₹44,620 is still not in our account. Chase the branch for it.

Today · 13 Oct1 thing

The home address was read off the papers — by ezdocs:reader