silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
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Mailboxes — what to do →
Cases / NOI-2026-03291

Rahul Gulabrao Chandanshive

PNB_HFLLAN NHL/ARNG/0926/5227865 Ready for challan · our move SHORT ₹2,955.17 Make the challanSend the draft 1All documentsMails & papers 3
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
Papers for the challanall in
10 of 10 in hand.
everything the challan needs, and where each one stands
Half the challan is paid (0.3% stamp duty ✓). Still to pay: 0.5% registration fee ₹1,190 — make that challan on GRAS (the co-pilot will warn to pay only this), then upload it here too.
Everything for the challan is in. Make it today.
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓LSR (search report) — inside rahul.pdfopen
✓MOTD — inside IMG_4447.pdfopen
✓PAN card — inside IMG_4447.pdfopen
✓Aadhaar card — inside IMG_4447.pdfopen
✓Selfie / photo — inside IMG_4447.pdfopen
✓Payment screenshot — SHORT ₹2,955.17 (shows ₹775 of ₹3,730.17) — inside IMG_4447.pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
✓ PAN and Aadhaar name the same person — checked by the engine: RAHUL GULABRAO CHANDANSHIVE
All files (4)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Needs your eyes
  • Payment SHORT by ₹2,955.17 (₹775 of ₹3,730.17).
  • ₹775 is counted on NOI-2026-02890, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
  • ₹775 is counted on NOI-2026-02890, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
MoneyWaiting for the credit
₹3,730.17CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹775; we wait for the credit itself
Ask for the exact ₹3,730.17. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%720
Registration fee 0.5%1,190
Government handling320
Our service fee1,500.17
Total we ask for3,730.17
Screenshot ₹775. Case needs ₹3,730.17. SHORT by ₹2,955.17. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹2,915 below the real calculation of ₹3,690 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 13 Oct 17:28 — 5 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹3,710. We ask ₹3,730 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 44 minour time · 8 Oct 16:15
Index II —not yet
the NOI team 5 d 7 htotal 5 d 7 h so far
Now with the NOI team — making the challan
since 8 Oct 16:15 — 5 d 6 h of working time
Day by day — every step and who held it
8 Oct 15:30Your branch's mail
8 Oct 15:31Papers read+1 min · the NOI team
8 Oct 15:32Property readat once
8 Oct 15:32Fee quotedat once
8 Oct 16:15Challan made+43 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹2,36,250
Loan account no.
NHL/ARNG/0926/5227865
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the sanction letter, the legal report (TSR). No number of the property and no name differs.

Where this case stands — the whole trailEzDocs has not read this trail yet — the sweep reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereYOU ARE HERE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 5d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011634618202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
NOI case NOI-2026-03291
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: NHL/ARNG/0926/5227865).

ApplicantRahul Gulabrao Chandanshive
LANNHL/ARNG/0926/5227865
Loan AmtRs. 2,36,250
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Index II copy / Title document, LSR (Legal Search Report), MOTD (Memorandum of Deposit of Title Deed), Payment Screenshot with UTR, Sanction Letter

Your payment advice is noted. We are confirming the credit in our account and will begin the challan the moment it reflects — usually the same working day.
You can follow it here - the page says 'received' the moment the credit lands, and the UTR or a second screenshot can be added there:
https://noi-ops-6hp3e3y4bq-el.a.run.app/pay/NOI-2026-03291/ba0761a9f1de834482b2d58d

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
AK asmita.kulkarni@pnbhousing.com pnbhousing.com
08 Oct, 15:30 · 5d ago
THE FIRST MAIL — how this case began
Challan for RAHUL GULABRAO CHANDANSHIVE - NHL/ARNG/0926/5227865
Dear Sir,

PFA & Pls help for challan.

Index 2 attached for your reference.

Thanks & Regards, Asmita Kulkarni. Customer Service Manager – Loans pnb Housing Finance Limited Ch.Sambhajinagar.-431001 Mob. No. 7972988248 Internal From: GAJANAN CHAUDHARI <gajanancha26@gmail.com> Sent: Thursday, October 8, 2026 1:12 PM To: Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>; Ravindra Kakde <ravindra.kakde@pnbhousing.com>; Omnath Kashinath Rathod <omnath.rathod@phfl.com>; Aurangabad <aurangabad@pnbhousing.com> Subject: Rahul Chandanshive Exercise Secured by Check Point
🤖 read: asks for the challan, the Index II; documents attached — “Pls help for challan.”
OL The NOI teamTYPED IN GMAIL
08 Oct, 15:57 · 5d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 8 Oct 2026 at 15:31, Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>

wrote:

earlier mails quoted below
Dear Sir, PFA & Pls help for challan. Index 2 attached for your reference. Thanks & Regards, *Asmita Kulkarni.* Customer Service Manager – Loans pnb *Housing Finance Limited* Ch.Sambhajinagar.-431001 Mob. No. 7972988248 [image: Email Signature] Internal *From:* GAJANAN CHAUDHARI <gajanancha26@gmail.com> *Sent:* Thursday, October 8, 2026 1:12 PM *To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>; Ravindra Kakde < ravindra.kakde@pnbhousing.com>; Omnath Kashinath Rathod < omnath.rathod@phfl.com>; Aurangabad <aurangabad@pnbhousing.com> *Subject:* Rahul Chandanshive *Secured by Check Point *
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
08 Oct, 16:16 · 5d ago

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 15:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: T eam, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 15:31, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote: Dear Sir, PFA & Pls help for challan. Index 2 attached for your reference. Thanks & Regards, Asmita Kulkarni. Customer Service Manager – Loans pnb Housing Finance Limited Ch.Sambhajinagar.-431001 Mob. No. 7972988248 Internal From: GAJANAN CHAUDHARI < gajanancha26@gmail.com > Sent: Thursday, October 8, 2026 1:12 PM To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Omnath Kashinath Rathod < omnath.rathod@phfl.com >; Aurangabad < aurangabad@pnbhousing.com > Subject: Rahul Chandanshive Exercise Secured by Check Point
🤖 read: challan shared ✓ — “PFA challan for your reference..”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Everything for the challan is in. Make it today.
DocumentFile — click to openStatusWhen
Other image001.jpg
filed 5d ago
Index II+ LSR (search report) insidethe branch sent this — an input rahul.pdf
filed 5d ago
Sanction letter+ MOTD inside+ PAN card inside+ Aadhaar card inside+ Selfie / photo inside+ Payment screenshot inside IMG_4447.pdf
filed 5d ago
Paid challan (GRAS) RAHUL GULABRAO CHANDANSHIVE EchallanMH011634618202627E.pdf
filed 5d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹3,730.17
Where it stands
waiting for the credit
Screenshot claims
₹775 316332038446
Screenshot ₹775. Case needs ₹3,730.17. SHORT by ₹2,955.17. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹2,915 below the real calculation of ₹3,690 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹720₹1,190₹320 ₹1,500₹3,730
By law ₹3,710. We ask ₹3,730 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

32 of 34 e-filing boxes readyOpen the verification page →
Empty: Building (person 1), Floor (person 1)
5 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Second number type, Second number, Building (person 1), Floor (person 1)
✓ EzDocs checked every box against the document’s own words 5d ago — all agree.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (rahul.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
⚠ not in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
⚠ not in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1. पालिकेचे नाव: छत्रपती संभाजीनगर म.न पा. इतर वर्णन, इतर माहिती इतर माहिती: मौजे देवळाई ता. जि. छ. संभाजीनगर (औरंगाबाद) हद्दीटोल गट नं.८० यामधील बांधीव इमारत नामे देवगिरी होन्स नथील फ्लॅट नं.डी-13 चौथा मजला ज्याचे कारपेट क्षेत्र 35.03 चौ. मी. आणि रेरा प्रमाणे बिल्टअप क्षेत्र 37.C7 च. मी. पाचे खरेदीखत. (GAT NUMBER: 90;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
IMG_4447.pdf
the address
{'PIN': '431001', 'AREA': 'NEAR MAYURESHWAR MANDIR, DEVLAI PARISAR', 'FLAT': 'PLOT NO.83', 'ROAD': 'BEED BY PASS', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'AURANGABAD', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'AURANGABAD'}
the legal report (TSR)
rahul.pdf
as printed
mauje devalaai taa.ji. chhatrapati sambhaajinagara (aurangaabaada) hadditila gata nan. 50 yaamadhila baandhiva imaarata nemaki devagiri hedsa nyulija phlata nan. 13 chauthaa majalaa jyaache kaarapeta kshetra 35.03 chau.mi. aani reraa pramaane biltaapa kshetra 37.07 chau.mi. yaanche kharedikhata ( GAT NUMBER : 30 ; )
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO D-13 4TH FLOOR DEVGIRI HOMES GAT NO 80
Locality/Road
MOUJE DEOLAI TAL CHHATRAPATI SAMBHAJINAGAR
Area/City
CHHATRAPATI SAMBHAJINAGAR
check or correct a box, the papers beside it →
the legal report (TSR) also prints: 03, 07, 13, 30, 35, 37, 50, AANI, BAANDHIVA, BILTAAPA, CHAU, CHAUTHAA, CHHATRAPATI, DEVAGIRI, DEVALAAI, GATA, HADDITILA
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorRAHUL GULABRAO CHANDANSHIVEBQSPC9217J…4214

All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
documents acknowledgedasmita.kulkarni@pnbhousing.com 5d ago
What the engine read from each document — check anything marked in red
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Index II rahul.pdf needs your check
kind
index2_input
extracted
pin: 431001; rows: {'r4_palika': 'छत्रपती संभाजीनगर म.न पा.', 'r11_serial': '10959/2025', 'r14_remark': None, 'r4_locality': 'मौजे देवळाई ता. जि. छ. संभाजीनगर (औरंगाबाद) हद्दीटोल गट नं.८० यामधील बांधीव इमारत नामे देवगिरी
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '431001', 'rows': {'r4_palika': 'छत्रपती संभाजीनगर म.न पा.', 'r11_serial': '10959/2025', 'r14_remark': None, 'r4_locality': 'मौजे देवळाई ता. जि. छ. संभाजीनगर (औरंगाबाद) हद्दीटोल गट नं.८० यामधील बांधीव इमारत नामे देवगिरी होन्स नथील फ्लॅट नं.डी-13 चौथा मजला ज्याचे कारपेट क्षेत्र 35.03 चौ. मी. आणि रेरा प्रमाणे बिल्टअप क्षेत्र 37.C7 च. मी. पाचे खरेदीखत. (GAT NUMBER: 90;))', 'r5_area_text': '35.03 चौ. मीटर', 'r7_executants': [{'age': '52', 'pan': 'CICPS65760', 'name': 'शेख अफजल बुढन', 'address': 'प्लॉट नं: 0, नाळा नं ७. इमरनीचे वः ब्लॉक नंः रोड नंः देवळाई, औरंगाबाद, महाराष्ट्र, छत्रपती सांज्ञः आाज़ीगाग्रार, पिन कोड:-431001'}, {'age': '62', 'pan': 'AABFD7218A', 'name': 'संमती देणार देवगिरी कन्सट्रक्शन तर्फे भागीदार श्री. संजय केशवराव भालेकर', 'address': 'प्लॉट नं: 0, रोड नंः अदालत रोड, औरंगाबाद, महाराष्ट्र, छत्रपती सांत्रः आजीणःसार, पिन माळा नं: ०, इमारतीचे नावः ब्लॉक नंः कोड:-431001'}], 'r8_purchasers': [{'age': '29', 'pan': 'BQSPC9217J', 'name': 'राहुल गुलाबराव च्दनशिवे', 'address': 'प्लॉट नंः ०, माळा: 0, इमारतीचे नाव: ब्लॉक नंः, रेड नंः देवळाई परिसर, औरंगाबाद, महाराष्ट्र, छत्रपती सांज्ञः आज़ीणणार. पिन कोड:-431001'}, {'age': '46', 'name': 'शारदा गुलाब चंदनशिवे', 'address': 'पत्ता- प्लॉट नं: ०, माळा नं: D, इमारतीचे नाव ब्लॉक नं, रोड नंः देवळाई परिसर, औरंगाबाद, महाराष्ट्र, छत्रगर्त सांबः आज़ीणागार, पिन कोड:-DLJPC5477C'}], 'r12_stamp_duty': 129100, 'r3_market_value': 1185000, 'r1_document_type': 'खरेदीखत', 'r2_consideration': 2151000, 'r9_execution_date': '17/11/2025', 'r13_registration_fee': 21510, 'r10_registration_date': '18/11/2025'}, 'doc_no': '10959', 'village': 'देवळाई', 'doc_kind': 'सूची क्र.2', 'doc_year': '2025', 'sro_name': 'सह. दुय्यम निबंधक छत्रपती संभाजीनगर क्रं. ५', 'area_text': '35.03 चौ. मीटर', 'mortgagee': 'Not found', 'filing_fee': 21510, 'header_sro': 'सह दु ने. छत्रपती संभाजीनगर 5', 'mortgagors': ['राहुल गुलाबराव च्दनशिवे', 'शारदा गुलाब चंदनशिवे'], 'stamp_duty': 129100, 'filing_date': '2025-11-18', 'loan_amount': 0, 'token_number': '10953/2025', 'property_text': '1. पालिकेचे नाव: छत्रपती संभाजीनगर म.न पा. इतर वर्णन, इतर माहिती इतर माहिती: मौजे देवळाई ता. जि. छ
Sanction letter IMG_4447.pdf needs your check
lan
NHL/ARNG/0926/5227865
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'RAHUL GULABRAO CHANDANSHIVE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SHARADA GULAB CHANDANSHIVE', 'role': 'co_applicant', 'label': 'Co-Applicant'}
loan type
Non Housing Loan
confidence
1.0
rate words
PNBRRR * 13.15% per annum; Applicable Rate of Interest * 13.15% -3.75% 9.40% per annum as on the date of execution of the loan agreement
handwritten
{'says': '236250', 'where': 'page 1, loan amount', 'touches': 'amount', 'printed_was': None}, {'says': 'Two lakh Thirty six thousand Two Hundred Only', 'where': 'page 1, loan amount in words', 'touches': 'amount', 'print
linked refs
1.PL Rs.31k dt 19-07-2024, 2. PL Rs.62k dt 01-11-2025, 3. PL Rs.15k dt 04-01-2026, 4.CD Loan Rs.13k dt 04-03-2026, 5. PL Rs.69k dt 30-04-2026, 6. PL Rs.7500 dt 19-09-2026
loan amount
225000.0
rate spread
-3.75
final amount
236250.0
interest rate
9.4
sanction date
30-Sep-2026
letter version
3
reference rate
13.15
applicant email
rahulchandanshive1996@gmail.com
applicant names
RAHUL GULABRAO CHANDANSHIVE, SHARADA GULAB CHANDANSHIVE
printed altered
False
applicant mobile
7385559331
balance transfer
False
property address
pin: 431001; state: MAHARASHTRA; flat_no: D-13; district: Aurangabad; floor_no: Fourth Floor; full_address: Flat No. D-13, Fourth Floor, Deogiri Homes, Gut No. 90, At Deolai, Aurangabad, Aurangabad, MAHARASHTRA, India, 4
insurance premium
11250.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
236250.0
security address verbatim
Flat No. D-13, Fourth Floor, Deogiri Homes, Gut No. 90, At Deolai, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
applicant address verbatim
PLOT NO 83, NEAR MAYURESHWAR MANDIR, BEED BY PASS, DEVLAI PARISAR, AURANGABAD AURANGABAD, AURANGABAD, Maharashtra, 431001, Aurangabad, India
raw reading (for Abhijit)
{'lan': 'NHL/ARNG/0926/5227865', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'RAHUL GULABRAO CHANDANSHIVE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SHARADA GULAB CHANDANSHIVE', 'role': 'co_applicant', 'label': 'Co-Applicant'}], 'loan_type': 'Non Housing Loan', 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum; Applicable Rate of Interest * 13.15% -3.75% 9.40% per annum as on the date of execution of the loan agreement', 'handwritten': [{'says': '236250', 'where': 'page 1, loan amount', 'touches': 'amount', 'printed_was': None}, {'says': 'Two lakh Thirty six thousand Two Hundred Only', 'where': 'page 1, loan amount in words', 'touches': 'amount', 'printed_was': None}, {'says': '07-10-2026', 'where': 'page 1, date', 'touches': 'date', 'printed_was': None}, {'says': 'Awangabae', 'where': 'page 1, branch office', 'touches': 'other', 'printed_was': None}, {'says': 'Amol Wakekar', 'where': 'page 1, name', 'touches': 'name', 'printed_was': None}, {'says': 'Asmita kulkarni', 'where': 'page 1, name', 'touches': 'name', 'printed_was': None}, {'says': 'शारया गुलाबचंदनशिवे', 'where': 'page 1, signature', 'touches': 'other', 'printed_was': None}, {'says': 'शारदा गुलाब चंदनशिवे', 'where': 'page 2, signature', 'touches': 'other', 'printed_was': None}], 'linked_refs': ['1.PL Rs.31k dt 19-07-2024', '2. PL Rs.62k dt 01-11-2025', '3. PL Rs.15k dt 04-01-2026', '4.CD Loan Rs.13k dt 04-03-2026', '5. PL Rs.69k dt 30-04-2026', '6. PL Rs.7500 dt 19-09-2026'], 'loan_amount': 225000.0, 'rate_spread': -3.75, 'final_amount': 236250.0, 'interest_rate': 9.4, 'quality_issue': None, 'sanction_date': '30-Sep-2026', 'letter_version': '3', 'reference_rate': 13.15, 'applicant_email': 'rahulchandanshive1996@gmail.com', 'applicant_names': ['RAHUL GULABRAO CHANDANSHIVE', 'SHARADA GULAB CHANDANSHIVE'], 'printed_altered': False, 'applicant_mobile': '7385559331', 'balance_transfer': Fa
Sanction letter IMG_4447.pdf needs your check
dob
1996-09-18
pan
BQSPC9217J
name
RAHUL GULABRAO CHANDANSHIVE
legible
True
father name
GULABRAO TOTARAM CHANDANSHIVE
raw reading (for Abhijit)
{'dob': '1996-09-18', 'pan': 'BQSPC9217J', 'name': 'RAHUL GULABRAO CHANDANSHIVE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'GULABRAO TOTARAM CHANDANSHIVE', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter IMG_4447.pdf needs your check
dob
1996-09-18
name
Rahul Gulabrao Chandanshive
address
pin: 431001; area: NEAR MAYURESHWAR MANDIR, DEVLAI PARISAR; flat: PLOT NO.83; road: BEED BY PASS; state: MAHARASHTRA; district: AURANGABAD; village_city: AURANGABAD
legible
True
aadhaar last4
4214
raw reading (for Abhijit)
{'dob': '1996-09-18', 'pan': None, 'name': 'Rahul Gulabrao Chandanshive', 'mobile': None, 'address': {'pin': '431001', 'area': 'NEAR MAYURESHWAR MANDIR, DEVLAI PARISAR', 'flat': 'PLOT NO.83', 'road': 'BEED BY PASS', 'floor': None, 'state': 'MAHARASHTRA', 'building': None, 'district': 'AURANGABAD', 'post_office': None, 'village_city': 'AURANGABAD'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4214', 'quality_issue': None}
Sanction letter IMG_4447.pdf needs your check
amount words
INR 236250 (INR Two Lakh Thirty Six Thousand Two Hundred Fifty Only)
secured amount
236250.0
raw reading (for Abhijit)
{'amount_words': 'INR 236250 (INR Two Lakh Thirty Six Thousand Two Hundred Fifty Only)', 'secured_amount': 236250.0}
Sanction letter IMG_4447.pdf needs your check
payments inside
payments: [{'utr': '316332038446', 'date': '2026-10-07', 'page': 10, 'time': '10:50', 'payee': 'Think Bigz Initiative Pvt Ltd', 'amount': 775.0, 'direction': None, 'narration': None, 'proof_kind': 'success_screen'}]
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '316332038446', 'date': '2026-10-07', 'page': 10, 'time': '10:50', 'payee': 'Think Bigz Initiative Pvt Ltd', 'amount': 775.0, 'direction': None, 'narration': None, 'proof_kind': 'success_screen'}]}}
Sanction letter IMG_4447.pdf needs your check
payments inside
payments: [{'utr': '316332038446', 'date': '2026-10-07', 'page': 10, 'time': '10:50', 'payee': 'Think Bigz Initiative Pvt Ltd', 'amount': 775.0, 'direction': None, 'narration': None, 'proof_kind': 'success_screen'}]
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '316332038446', 'date': '2026-10-07', 'page': 10, 'time': '10:50', 'payee': 'Think Bigz Initiative Pvt Ltd', 'amount': 775.0, 'direction': None, 'narration': None, 'proof_kind': 'success_screen'}]}}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Index II rahul.pdf needs your check
found
True
found in
सूची क्र.2 (Index-II)
area sq m
35.03
paper for
loan_ref: NHL/ARNG/0926/5227865; report_id: 1095/2025; customer_name: राहुल गुलabrao चंदनशिवे
confidence
0.95
reading486
property
property address
state: महाराष्ट्र; taluka: छत्रपती संभाजीनगर; flat_no: फ्लॅट नं. 13; district: छत्रपती संभाजीनगर; floor_no: चौथा; full_address: मौजे देवळाई ता.जि. छत्रपती संभाजीनगर (औरंगाबाद) हद्दीतील गट नं. 50 यामधील बांधीव इमारत नेमकी
header doc number
10953/2025
security address verbatim
मौजे देवळाई ता.जि. छत्रपती संभाजीनगर (औरंगाबाद) हद्दीतील गट नं. 50 यामधील बांधीव इमारत नेमकी देवगिरी हेड्स न्यूलीज फ्लॅट नं. 13 चौथा मजला ज्याचे कारपेट क्षेत्र 35.03 चौ.मी. आणि रेरा प्रमाणे बिल्टअप क्षेत्र 37.07 चौ.मी. य
raw reading (for Abhijit)
{'found': True, 'found_in': 'सूची क्र.2 (Index-II)', 'area_sq_m': 35.03, 'paper_for': {'loan_ref': 'NHL/ARNG/0926/5227865', 'report_id': '1095/2025', 'customer_name': 'राहुल गुलabrao चंदनशिवे'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': 'महाराष्ट्र', 'taluka': 'छत्रपती संभाजीनगर', 'flat_no': 'फ्लॅट नं. 13', 'district': 'छत्रपती संभाजीनगर', 'floor_no': 'चौथा', 'landmark': None, 'full_address': 'मौजे देवळाई ता.जि. छत्रपती संभाजीनगर (औरंगाबाद) हद्दीतील गट नं. 50 यामधील बांधीव इमारत नेमकी देवगिरी हेड्स न्यूलीज फ्लॅट नं. 13 चौथा मजला', 'village_city': 'देवळाई', 'building_name': 'देवगिरी हेड्स न्यूलीज', 'survey_or_cts_no': 'गट नं. 50'}, 'header_doc_number': '10953/2025', 'security_address_verbatim': 'मौजे देवळाई ता.जि. छत्रपती संभाजीनगर (औरंगाबाद) हद्दीतील गट नं. 50 यामधील बांधीव इमारत नेमकी देवगिरी हेड्स न्यूलीज फ्लॅट नं. 13 चौथा मजला ज्याचे कारपेट क्षेत्र 35.03 चौ.मी. आणि रेरा प्रमाणे बिल्टअप क्षेत्र 37.07 चौ.मी. यांचे खरेदीखत ( GAT NUMBER : 30 ; )'}
Paid challan (GRAS) RAHUL GULABRAO CHANDANSHIVE EchallanMH011634618202627E.pdf needs your check
grn
MH011634618202627E
pin
431001
total
720.0
article
6(1)
defaced
False
bank cin
03006172026100800911
district
CHHATRAPATI SAMBHAJINAGAR
area city
AURANGABAD
payer pan
BQSXXXXXXJ
flat block
FLAT NO D-13 4TH FLOOR DEOGIRI HOMES
payer name
RAHUL GULABRAO CHANDANSHIVE
sro office
CSN5_JT SUB REGI CH_SAMBHAJINAGAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=236250
scheme rows
{'amount': 720.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}
payer mobile
XXXXXX9331
payment date
08/10/2026-16:15:14
road locality
MOUJE DEOLAI TAL AURANGABAD CHHATRAPATI SAMBHAJINAGAR
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
236250
raw reading (for Abhijit)
{'grn': 'MH011634618202627E', 'pin': '431001', 'total': 720.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100800911', 'district': 'CHHATRAPATI SAMBHAJINAGAR', 'area_city': 'AURANGABAD', 'payer_pan': 'BQSXXXXXXJ', 'flat_block': 'FLAT NO D-13 4TH FLOOR DEOGIRI HOMES', 'payer_name': 'RAHUL GULABRAO CHANDANSHIVE', 'sro_office': 'CSN5_JT SUB REGI CH_SAMBHAJINAGAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=236250', 'scheme_rows': [{'amount': 720.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}], 'payer_mobile': 'XXXXXX9331', 'payment_date': '08/10/2026-16:15:14', 'road_locality': 'MOUJE DEOLAI TAL AURANGABAD CHHATRAPATI SAMBHAJINAGAR', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '236250'}
Technical record (for Abhijit — safe to ignore)
5d agosystem:learnlesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BQxxxxxxXJ — no paper on the
5d agosystem:ingestchallan_partial{'kind': 'split', 'words': '0.3% Rs.720 paid · 0.5% Rs.1190 MISSING — the other head is still to pay', 'still_to_pay': ['0.5% registration fee Rs.1190']}
5d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'RAHUL GULABRAO CHAN
5d agosystem:ingestsro_office_learned{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'CSN5_JT SUB REGI CH_SAMBHAJINAGAR', 'district': 'CHHATRAPATI SAMBHAJINAGAR'}
5d agosystem:extractchallan_verified_against_case{'grn': 'MH011634618202627E', 'file': 'RAHUL GULABRAO CHANDANSHIVE EchallanMH011634618202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
5d agosystem:extractchallan_extracted{'grn': 'MH011634618202627E', 'file': 'RAHUL GULABRAO CHANDANSHIVE EchallanMH011634618202627E.pdf', 'heads': ['0030046401'], 'total': 720.0}
5d agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '463013', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed CSN5_
5d agocopilot:DARBARcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
5d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "The sanction letter prints
5d agosystem:copilotform_checked489{'ok': False, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 2, 'case_no': 'NOI-2026-03291'}
5d agoops:copilotreading_boxes_not_the_papers_words{'why': 'v441: the reading decides — its boxes stand; the words the base paper does not print are said beside the box', 'file': 'IMG_4447.pdf', 'paper': 'the sanction letter', 'not_on_paper': ['4TH', 'DEVGINI', 'GAT', 'D
5d agoops:copilotchallan_numbers_from_reading{'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'IMG_4447.pdf', 'from': 'the sanction letter', 'added': ['GAT 90']}
5d agoops:copilotchallan_boxes_not_the_papers_words{'why': "check — the boxes carry words the base paper does not print (4TH, DEVGIRI, GAT, 80, CHHATRAPATI) — read box 1 once against the paper's own words"}
5d agosystem:extractindex2_docno_read{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'rahul.pdf', 'doc_id': 'b11f0003-1367-4a89-abcc-18e95551f5da', 'header_sro': 'सह द
5d agosystem:extractpaper_read_beside{'why': "this property paper had no reading of its address — read for what it prints, so it sits beside the challan and the e-filing (and fills the case's property when the case has none)", 'done': '1', 'file': 'rahul.pd
5d agosystem:extractpaper_read_beside_case{'why': "this paper is read for what it prints — its words sit beside the challan and the e-filing and are compared paper by paper; the case's property is not written from it: the property came from the registered Index
5d agosystem:paymentshidden_payment_scan{'file': 'image001.jpg', 'kind': None, 'found': 0, 'doc_id': '3b1330fe-6fe8-4109-ac27-12ca9e653ce9', 'fetched': True}
5d agosystem:paymentshidden_payment_scan{'file': 'IMG_4447.pdf', 'kind': None, 'found': 1, 'doc_id': '46b081ea-cdfb-45f3-a7c6-94a523be951f', 'fetched': True}
5d agosystem:paymentspayment_found_in_statement{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG_4447.pdf', 'kin
5d agosystem:paymentsclaim_part_duplicate{'utr': '316332038446', 'date': '2026-10-07', 'parts': 1, 'amount': 775.0, 'claimed_total': 775.0}
5d agosystem:paymentscredit_on_another_case{'how': 'utr', 'utr': '316332038446', 'why': "this case's own receipt names a credit already counted on NOI-2026-02890 (the same UTR) — a person must say whose money it is", 'file': 'IMG_4447.pdf', 'amount': 775.0, 'othe
5d agoezdocs:readerreader_home_address{'fp': '955cbefd49ac2e2d', 'from': 'the sanction letter (IMG_4447.pdf)', 'home': {'pin': '431001', 'area': 'NEAR MAYURESHWAR MANDIR, DEVLAI PARISAR', 'flat': 'PLOT NO 83', 'road': 'BEED BY PASS', 'state': 'Maharashtra',
5d agosystem:reconcilequoted_history_checked{}
5d agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-08T10:02:57', 'why': 'reading', 'open': 2, 'mails': [{'at': '2026-10-08 10:00', 'id': '1a11af61d6a561e6', 'from': 'branch', 'gist': 'The branch is asking for help with the challan and has attach
5d agoezdocs:readerbranch_from_reading501{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'AURANGABAD'}
5d agoezdocs:readercase_read{'how': 'uri', 'tag': 'e05d83ed6d7a9f58', 'docs': ['rahul.pdf', 'IMG_4447.pdf'], 'loan': {'amount': 236250, 'made_of': [{'what': 'Non Housing Loan, Personal use', 'paper': 'Sanction Letter', 'quote': 'INR 225000 (INR Two
5d agosystem:extractboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['rahul.pdf', 'IMG_4447.pdf'], 'after': {'addresses': {'people': [['RAHUL GULABRAO CHANDANSHIVE', [['index2', 'unsure']]]], 'property': []}, 'challan_boxes': {'box1': 'FLAT NO D-
5d agosystem:extractaddress_compared{'sig': '3706045fb44df50f', 'why': 'after gather', 'people': [{'home': 'PLOT NO.83, BEED BY PASS, NEAR MAYURESHWAR MANDIR, DEVLAI PARISAR, AURANGABAD, AURANGABAD, 431001', 'person': 'RAHUL GULABRAO CHANDANSHIVE', 'agains
5d agosystem:extractchallan_boxes_composed{'fp': '8fe83552da502e2e', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO D-13 4TH FLOOR DEVGIRI H
5d agosystem:ingestpages_trimmed480{'of': 10, 'why': "a long paper's pages that carry the facts go to the reader; the rest (photos, annexures) do not", 'file': 'IMG_4447.pdf', 'kept': [1, 2, 3, 4, 5, 6, 7, 8], 'doc_id': '46b081ea-cdfb-45f3-a7c6-94a523be95

Case diary the case’s history — what happened, newest day first

Papers
All 3 in hand
Nothing more to ask the branch for
Money
Screenshot SHORT by ₹2,955.17
₹775 shown against ₹3,730.17 — the balance is being asked for.
Challan & filing
Ready for the challan
Make it on GRAS — the Calculator holds the figures.
Next — whose move
Us
make the challan
Needs your eyes: Payment SHORT by ₹2,955.17 (₹775 of ₹3,730.17). ₹775 is counted on NOI-2026-02890, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page. ₹775 is counted on NOI-2026-02890, and this case's receipt names it too (the same UTR). Nothing moved — open it on the SMS page.
8 Oct64 things
One challan of two is paid — the other head is still to pay
16:18
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
16:18
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
16:18
Challan re-read against the case — matches exactly
16:18
challan extracted
16:18
Received: Challan
RAHUL GULABRAO CHANDANSHIVE EchallanMH011634618202627E.pdf
16:18
copilot edit — by copilot:DARBAR
16:14
copilot check issues — by copilot
16:12
form checked489
16:12
reading boxes not the papers words — by copilot
16:12
challan numbers from reading — by copilot
16:12
challan boxes not the papers words — by copilot
16:12
index2 docno read
15:40
paper read beside
15:36
paper read beside case
15:36
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
15:36
claim part duplicate
15:36
This payment is counted on another case too — a person must say whose it is
15:36
The home address was read off the papers — by ezdocs:reader
15:35
quoted history checked
15:33
file note490
15:32
branch from reading501 — by ezdocs:reader
15:32
case read — by ezdocs:reader
15:32
boxes gathered
15:32
address compared
15:32
challan boxes composed
15:32
pages trimmed480
15:32
property self check
15:32
property from index2
15:32
index2 people checked
15:32
index2 extra purchaser
15:32
property numbers completed
15:32
documents read together
15:32
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
15:32
screenshot claim recorded
15:32
This payment is counted on another case too — a person must say whose it is
15:32
money settled — by ezdocs:reader
15:32
mortgage date read
15:32
motd secured amount
15:32
extra challan scanned
15:32
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
15:32
kyc address read
15:32
roles from letter
15:32
money settled — by ezdocs:reader
15:32
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03291
15:32
property self check
15:32
acknowledged with advice
15:32
No fee quote sent — the branch's own figures were right
15:32
case read started — by ezdocs:reader
15:32
applicant email captured
15:32
Property address read from the sanction letter
15:32
sanction handwritten
15:32
property from index2
15:32
index2 people checked
15:32
index2 extra purchaser
15:32
property english extracted
15:32
Property read from the Index II
15:32
index2 people checked
15:32
index2 extra purchaser
15:32
Index II (title document) received from the branch
15:32
Received: Sanction letter
IMG_4447.pdf
15:31
Received: Index II
rahul.pdf
15:31
Received: other
image001.jpg
15:31
Case opened from the branch's mail
15:31
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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