⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Amol Gulabrao Sonawane
LAN HOU/NSK/0926/5223043Loan ₹11,50,000NOIWaiting for the Index IIMails & papers 3 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
26 Sep, 18:18
Documents
Payment
Challan
done 28 Sep, 10:00 · GRAS ↗
Filing
waiting 15d 13h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The NOI team has received the documents and payment, and has shared the challan. The team is waiting for the branch to send the Index II copy to proceed with…whole case so far 17d 5h
Needs your eyes2
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
1 difference(s) between the papers to look at once — none stops the challan. See them →
CONFIRM THE PROPERTY — then file
The engine read these from the sanction letter. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Nashik
Taluka
Nashik
Village
Nashik
Number type
SURVEY
Number
372/1A1B373/1/2/374/382/1/2
Building
(empty)
Floor
(empty)
Flat / shop no
1/34
Area
(empty)
Hadd
(empty)
Read from the sanction letter, not the Index II. PHOTO-2026-09-26-13-50-39.jpg open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (17d ago) — open the verification page; they are marked in red.
Building, Floor, Area are empty — the portal will not take a blank. Fill it on the verification page first →
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Mortgagor pages: TUKARAM GHANSHYAM NIKAM is named on the sanction letter (PHOTO-26 Sep 2026-13-50-39.jpg) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• Priya Amol Sonawane: PAN missing — Priya Amol Sonawane's own Aadhaar (PHOTO-26 Sep 2026-13-50-14.jpg) is read but no PAN comes off it — read it off the card beside the form
• TUKARAM GHANSHYAM NIKAM: PAN missing — no PAN card of TUKARAM GHANSHYAM NIKAM is read on the file — the PAN cards on it (SONAWANE AMOL GULABRAO, PHOTO-26 Sep 2026-13-50-14.jpg) are beside the form; type the PAN off the person's own card
• TUKARAM GHANSHYAM NIKAM: birth date missing — no PAN card of TUKARAM GHANSHYAM NIKAM is read on the file — the PAN cards on it (SONAWANE AMOL GULABRAO, PHOTO-26 Sep 2026-13-50-14.jpg) are beside the form; type the birth date off the person's own card
• 12 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, road, attr1_type, attr1_value
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
6 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02565 | HOU/NSK/0926/5223043
An old draft withdrew itself — its asks were already answered
3 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02565 | HOU/NSK/0926/5223043
An old draft withdrew itself — its asks were already answered
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
30 Sep5 things — 5 steps
cards read
cards read
cards read
cards read
cards read
28 Sep6 things — 1 letter written · 1 caution · 4 steps
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
Challan re-read against the case — matches exactly
challan extracted
reading error456
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02565 | HOU/NSK/0926/5223043
27 Sep4 things — 4 steps
case read — by ezdocs:reader
case read — by ezdocs:reader
gpay settled
case read — by ezdocs:reader
26 Sep68 things — 13 documents received · 4 letters written · 2 money steps · 2 cautions · 47 steps
case read — by ezdocs:reader
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
challan extracted
Received: Challan
SONAWANE AMOL GULABRAO EchallanMH010914996202627E.pdf
copilot edit — by copilot:SANDEEP
EzDocs read the whole trail as one conversation — where the case stands is on the page
copilot check issues — by copilot
whole file hold — by copilot
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0926/5223043 Applicant Name : AMOL GULABRAO SONAWANE.
case read — by ezdocs:reader
challan boxes by rules
reader mail addition — by ezdocs:reader
quoted history checked
property self check
kyc address missing
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
The home address was read off the papers — by ezdocs:reader
case read — by ezdocs:reader
case read — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02565
boxes gathered
address compared
challan boxes by rules
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
case read — by ezdocs:reader
The payment proof already on the case was applied
documents read together
mortgage date unclear
Document could not be read — a clear copy was asked for
glare across the PAN number and signature
Received: other
image001.jpg
Received: MOTD
image002.jpg
Received: other
IN_IMAGE_0.PNG
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Received: PAN card — not usable
PHOTO-2026-09-26-13-50-14.jpg — glare across the PAN number and signature
roles from letter
Co-applicant added
kyc address read
roles from letter
money settled — by ezdocs:reader
kyc address read
Received: PAN card
PHOTO-2026-09-26-13-50-14.jpg
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: Aadhaar
PHOTO-2026-09-26-13-50-14.jpg
Received: Aadhaar
PHOTO-2026-09-26-13-50-14.jpg
applicant email captured
Property address read from the sanction letter
Received: Payment screenshot
PHOTO-2026-09-26-13-50-26.jpg
Document could not be read — a clear copy was asked for
this is not a live selfie
Received: Aadhaar
PHOTO-2026-09-26-13-50-14.jpg
Received: Sanction letter
PHOTO-2026-09-26-13-50-39.jpg
Received: Selfie — not usable
PHOTO-2026-09-26-13-50-49.jpg — this is not a live selfie
Received: Aadhaar
PHOTO-2026-09-26-13-50-14.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs4 still to come
6 of 10 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is not a live selfie)open
✓Sanction letteropen
✓PAN cardopen
✓MOTDopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 13 files
Moneyall of it is in
₹11,040.83
Reached our account 25 Sep 14:32:20.
How we know
Our own bank told us — 25 Sep 14:32
₹11,000 · UTR AXNGG26890714240 · from VA-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.11000.00,25-09-2026 14:32:20 thru NEFT from AXNGG26890714240/GOOGLE INDIA DIGITAL . Aval Bal 229397.75 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
The working
Stamp duty 0.3%3,460
Registration fee 0.5%5,760
Government handling320
Our service fee1,500
Total we ask for11,040.83
By law ₹11,020. We ask ₹11,040 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
1/34, SURVEY, 372/1A1B373/1/2/374/382/1/2, Nashik, 422502
read from the sanction letter · e-filing boxes 30 of 46 ready
Check the property →the boxes beside the paper
People
AMOL GULABRAO SONAWANE · applicantBAOPG1986JPriya Amol Sonawane · co-applicant…6941
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