silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-02441

Chetankumar Vasantrao Deshmukh

ICICI_HFCLAN 77000330406 Challan paid · waiting on the branch Waiting for the Index IISend the draft 1All documentsMails & papers 3
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — shows ₹26,490; money not verified yetopen
✓Technical reportopen
✓PAN cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Aadhaar card — inside Chetankumar Deshmukh Kyc.pdfopen
✓Selfie / photo — inside Chetankumar Deshmukh Kyc.pdfopen
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Index II copy / Title document — for the e-filing visit later
All files (5)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Needs your eyes
  • Bank over the 15,000 cap — see Facts.
  • The work is done — our fee of ₹26,220.54 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹26,220.54CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹26,490; we wait for the credit itself
Ask for the exact ₹26,220.54. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%9,170
Registration fee 0.5%15,000
Government handling350
Our service fee1,700.54
Total we ask for26,220.54
This payment went to Adv Rashmi Singh's account at 2026-09-25 — no office phone hears that account. Please verify manually. Verify manually ↓
This money went to the advocate’s own account. No office phone hears that account — it can only be confirmed from a statement.
By law ₹26,215. We ask ₹26,220 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹26,490 — accept as full (₹269.46 = our margin).
BANK OVER THE 15,000 CAP
The branch's filing fee row says Rs.15,275 against Rs.15,000 due. A fee row this size is a typing slip, not a fee. Ask the branch to reissue its working; collect Rs.26,215.
the branch's own wordsThe branch's mail said: filing fee (0.50%): bank says Rs.15,275, computed Rs.15,000 (difference Rs.275)
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 58 minour time · 25 Sep 13:46
Index II —not yet
the NOI team 18 d 11 htotal 18 d 11 h so far
Now with the NOI team — e-filing on IGR
since 25 Sep 13:46 — 18 d 10 h of working time
Day by day — every step and who held it
25 Sep 12:49Your branch's mail
25 Sep 12:50Fee quoted+1 min · the NOI team
25 Sep 12:50Papers readat once
25 Sep 12:50Property readat once
25 Sep 13:46Challan made+57 min · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹30,55,000
Loan account no.
77000330406
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 2 differences between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPProperty District mismatch
The technical report's address lineDist. Jalgaon
The technical report's city boxDhule
City: Dhule
Why it matters: The technical report address line states the property is in Jalgaon district, but the report's City box says Dhule. Filing the notice under the wrong district makes it invisible to title searches.
What to do: Confirm with the branch that the property belongs in Jalgaon district, and ensure the e-filing and challan use Jalgaon before submitting.
CHECKLoan Amount mismatch
The sanction letter2990000
Sanctioned Loan amount (in Rupees) 2990000
The branch's request mail3055000
LOAN AMOUNT WITH INSURANCE - 30,55,000/-
The paid challan3055000
carries BOTH heads — stamp duty and registration fee (Rs 24170 in all)
Why it matters: The sanction letter lists a loan of Rs. 29,90,000 without insurance. The branch request and the paid challan use Rs. 30,55,000, which includes the financed insurance premium of Rs. 65,000.
What to do: Proceed using Rs. 30,55,000 as the challan has already been paid on this amount, but verify the insurance details if needed.
Compared: the technical report; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent all the required documents and the NOI team has generated and shared the challan. The NOI team is now waiting to file the NOI after receiving the Index II copy from the branch.
the trail says the next move is with the NOI team — NOI filing
the trail says the branch sent the Index II / sale deed, but no such paper is on the case — the attachment may not have been stored or read; open that mail and upload it under All documents
✓ loan papers sent — done, mail 1 (2026-09-25) “*SANCTION LETTER ATTACHED”
✓ challan made — done, mail 2 (2026-09-25) “PFA Challan for your reference.”
✓ challan shared — done, mail 2 (2026-09-25) “PFA Challan for your reference.”
✓ Index II asked for — done, mail 3 (2026-09-25) “Kindly share the index 2 copy for the NOI Process”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-25) “*IINDEX II COPY | LSR | SALE DEED ATTACHED”
read over 3 mail(s), last mail 2026-09-25 · read 18d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 18d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH010857473202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
Index II pending — NOI NOI-2026-02441 | 77000330406
how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: 77000330406) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

  • Index II copy / title document (Sale Deed or Index II)

It has been 14 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
RM rushikesh.mahajan@icicihfc.com icicihfc.com
25 Sep, 12:49 · 18d ago
THE FIRST MAIL — how this case began
Please initiate NOI for Jalgaon branch in case of CHETANKUMAR VASANTRAO DESHMUKH 77000330406

Please initiate NOI for Jalgaon branch in case of CHETANKUMAR VASANTRAO DESHMUKH 77000330406

Customer nameCHETANKUMAR VASANTRAO DESHMUKH
Loan amount₹30,55,000
Stamp duty 0.30%₹9,165
Registration fee 0.50%₹15,275
DHC₹350
Total₹26,490
  • ✓ SANCTION LETTER — attached
  • ✓ APPLICANT/S AADHAR CARD — attached
  • ✓ APPLICANT/S PAN CARD — attached
  • ✓ IINDEX II COPY | LSR | SALE DEED — attached
  • ✓ APPLICANT SELFIE — attached
LAN NO REF77000330406

CASE INITIATION BRANCH NAME - Jalgaon

CASE TYPE (PLS MENTION IT ) NOI - lap

NOI SERIVCE FEE 1700

SRO No – Chalisgaon SUB REGISTER

Rushikesh Mahajan

TBM Jalgaon8605231234

Rushikesh.mahajan@icicihfc.com<mailto:shah.sagar@icicihfc.com>

www.icicihfc.com<https://www.icicihfc.com/>

1800 267 4455<https://www.icicihfc.com/>

🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
25 Sep, 13:50 · 18d ago

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Fri, 25 Sept 2026 at 12:50, Rushikesh Mahajan /DIST/ICICIHFC/JLGN < rushikesh.mahajan@icicihfc.com> wrote: Please initiate NOI for Jalgaon branch in case of CHETANKUMAR VASANTRAO DESHMUKH 77000330406 *APPLICANT NAME - *CHETANKUMAR VASANTRAO DESHMUKH *LAN NO REF - *77000330406 *CASE INITIATION BRANCH NAME - Jalgaon* *CASE TYPE (PLS MENTION IT ) NOI - lap* *LOAN AMOUNT WITH INSURANCE **- 30,55,000/-* *0.30% **- 9165/-* *0.50% ** - 15275/-* *NOI SERIVCE FEE **1700* *DHC **350* *TOTAL AMOUNT PAYABLE **- 26490/-* **SANCTION LETTER **ATTACHED* **APPLICANT/S AADHAR CARD **ATTACHED* **APPLICANT/S PAN CARD **ATTACHED* **IINDEX II COPY | LSR | SALE DEED **ATTACHED* **APPLICANT SELFIE **ATTACHED* *SRO No – Chalisgaon SUB REGISTER* *Rushikesh Mahajan* TBM Jalgaon 8605231234 <(860)%20523-1234> Rushikesh.mahajan@icicihfc.com <shah.sagar@icicihfc.com> www.icicihfc.com 1800 267 4455 <https://www.icicihfc.com/>
🤖 read: challan shared ✓ — “PFA Challan for your reference.”
OL The NOI teamTYPED IN GMAIL
25 Sep, 13:50 · 18d ago

Team

Kindly share the index 2 copy for the NOI Process

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

On Fri, 25 Sept 2026 at 13:50, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>

wrote:

earlier mails quoted below
Team PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 <+91%2088887%2006969> On Fri, 25 Sept 2026 at 12:50, Rushikesh Mahajan /DIST/ICICIHFC/JLGN < rushikesh.mahajan@icicihfc.com> wrote: > > Please initiate NOI for Jalgaon branch in case of CHETANKUMAR VASANTRAO > DESHMUKH 77000330406 > > > > *APPLICANT NAME - *CHETANKUMAR VASANTRAO DESHMUKH > > *LAN NO REF - *77000330406 > > > > *CASE INITIATION BRANCH NAME - Jalgaon* > > > > *CASE TYPE (PLS MENTION IT ) NOI - lap* > > > > *LOAN AMOUNT WITH INSURANCE **- 30,55,000/-* > > *0.30% **- 9165/-* > > > > *0.50% ** - 15275/-* > > > > *NOI SERIVCE FEE **1700* > > > > *DHC **350* > > > > *TOTAL AMOUNT PAYABLE **- 26490/-* > > > > **SANCTION LETTER **ATTACHED* > > > > **APPLICANT/S AADHAR CARD **ATTACHED* > > > > **APPLICANT/S PAN CARD **ATTACHED* > > > > **IINDEX II COPY | LSR | SALE DEED **ATTACHED* > > > > **APPLICANT SELFIE **ATTACHED* > > > > *SRO No – Chalisgaon SUB REGISTER* > > > *Rushikesh Mahajan* > > TBM Jalgaon > > > 8605231234 <(860)%20523-1234> > > > Rushikesh.mahajan@icicihfc.com <shah.sagar@icicihfc.com> > > www.icicihfc.com > > 1800 267 4455 <https://www.icicihfc.com/> > > > > >
🤖 read: asks the branch for documents — “Kindly share the index 2 copy for the NOI Process”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20260925-WA0009.jpg
filed 18d ago
Technical report IND_APF_REPORT_10309704VAL1 (1).pdf
filed 18d ago
PAN card+ Aadhaar card inside+ Selfie / photo inside Chetankumar Deshmukh Kyc.pdf
filed 18d ago
Sanction letter KFSLetter_77000330406.pdf
filed 18d ago
Paid challan (GRAS) CHETANKUMAR VASANTRAO DESHMUKH EchallanMH010857473202627E.pdf
filed 18d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹26,220.54
Where it stands
waiting for the credit
Screenshot claims
₹26,490 347845702240
This payment went to Adv Rashmi Singh's account at 2026-09-25 — no office phone hears that account. Please verify manually. Verify manually ↓
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹9,170₹15,000₹350 ₹1,700₹26,220
By law ₹26,215. We ask ₹26,220 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

33 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Flat / shop no, Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, Mobile (person 1), E-mail (person 1) …
23 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✓ EzDocs checked every box against the document’s own words 18d ago — all agree.
CHECKED by the engine, from the technical report — correct any box that is off; a correction clears thissource: the technical report (IND_APF_REPORT_10309704VAL1 (1).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
empty
Floor
⚠ not in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
Cts No. 512, 513 And 514, Juna Gav Area, Near Jdcc Bank, Behind Kalika Mata Temple, Gandhi Chowk Area, At Talegaon, Tal. Chalisgaon, Dist. Jalgaon.
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the technical report BASE — the challan follows this
IND_APF_REPORT_10309704VAL1 (1).pdf
Property Address line
CTS NO. 512, 513 AND 514, JUNA GAV AREA, NEAR JDCC BANK, BEHIND KALIKA MATA TEMPLE, GANDHI CHOWK AREA, AT TALEGAON, TAL. CHALISGAON, DIST. JALGAON.
PIN
424101
THE CHALLAN, as it will be typed
Flat/Survey Number
CTS NO 512 513 AND 514 BEHIND KALIKA MATA TEMPLE
Locality/Road
JUNA GAV AREA NEAR JDCC BANK GANDHI CHOWK AREA AT TALEGAON TAL CHALISGAON DIST JALGAON
Area/City
JALGAON
check or correct a box, the papers beside it →
Every paper prints the same words as the base paper.
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorGAYTRI CHETAN DESHMUKHEAXPD0988K…3965
mortgagorCHETANKUMAR VASANTRAO DESHMUKHAPZPD8564Q…1831

All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
documents acknowledgedrushikesh.mahajan@icicihfc.com 18d ago
fee quoterushikesh.mahajan@icicihfc.com 18d ago
Index II chaserushikesh.mahajan@icicihfc.com 17d ago
Index II chaserushikesh.mahajan@icicihfc.com 14d ago
Index II chaserushikesh.mahajan@icicihfc.com 11d ago
Index II chaserushikesh.mahajan@icicihfc.com 6d ago
Index II chaserushikesh.mahajan@icicihfc.com 3d ago
What the engine read from each document — check anything marked in red
Payment screenshot IMG-20260925-WA0009.jpg needs your check
utr
347845702240
date
2026-09-25
time
12:30
amount
26490
method
UPI
payee upi
176902381429@hdfcbank
payee name
ADV RASHMI SINGH AND ASSOCIATES
debit notification text
Transaction Successful
raw reading (for Abhijit)
{'utr': '347845702240', 'date': '2026-09-25', 'time': '12:30', 'amount': 26490, 'method': 'UPI', 'payee_upi': '176902381429@hdfcbank', 'payer_upi': None, 'payee_name': 'ADV RASHMI SINGH AND ASSOCIATES', 'payer_name': None, 'debit_notification_text': 'Transaction Successful'}
Technical report IND_APF_REPORT_10309704VAL1 (1).pdf needs your check
found
True
found in
PROPERTY ADDRESS
paper for
loan_ref: 77000330406; report_id: HRQ-26-135343; customer_name: Chetankumar Vasantrao Deshmukh
confidence
1.0
address lines
taken: both the same; legal_address: Cts No. 512, 513 And 514, Juna Gav Area, Near Jdcc Bank, Behind Kalika Mata Temple, Gandhi Chowk Area, At Talegaon, Tal. Chalisgaon, Dist. Jalgaon.; property_address: Cts No. 512, 513
property address
pin: 424101; state: Maharashtra; taluka: Chalisgaon; district: Jalgaon; landmark: Juna Gav Area, Near Jdcc Bank, Behind Kalika Mata Temple, Gandhi Chowk Area; full_address: Cts No. 512, 513 And 514, Juna Gav Area, Near J
security address verbatim
Cts No. 512, 513 And 514, Juna Gav Area, Near Jdcc Bank, Behind Kalika Mata Temple, Gandhi Chowk Area, At Talegaon, Tal. Chalisgaon, Dist. Jalgaon.
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': None, 'paper_for': {'loan_ref': '77000330406', 'report_id': 'HRQ-26-135343', 'customer_name': 'Chetankumar Vasantrao Deshmukh'}, 'pin_other': None, 'confidence': 1.0, 'address_lines': {'taken': 'both the same', 'legal_address': 'Cts No. 512, 513 And 514, Juna Gav Area, Near Jdcc Bank, Behind Kalika Mata Temple, Gandhi Chowk Area, At Talegaon, Tal. Chalisgaon, Dist. Jalgaon.', 'property_address': 'Cts No. 512, 513 And 514, Juna Gav Area, Near Jdcc Bank, Behind Kalika Mata Temple, Gandhi Chowk Area, At Talegaon, Tal. Chalisgaon, Dist. Jalgaon.'}, 'property_address': {'pin': '424101', 'road': None, 'state': 'Maharashtra', 'taluka': 'Chalisgaon', 'flat_no': None, 'district': 'Jalgaon', 'floor_no': None, 'landmark': 'Juna Gav Area, Near Jdcc Bank, Behind Kalika Mata Temple, Gandhi Chowk Area', 'full_address': 'Cts No. 512, 513 And 514, Juna Gav Area, Near Jdcc Bank, Behind Kalika Mata Temple, Gandhi Chowk Area, At Talegaon, Tal. Chalisgaon, Dist. Jalgaon.', 'village_city': 'Talegaon', 'building_name': None, 'survey_or_cts_no': 'Cts No. 512, 513 And 514'}, 'security_address_verbatim': 'Cts No. 512, 513 And 514, Juna Gav Area, Near Jdcc Bank, Behind Kalika Mata Temple, Gandhi Chowk Area, At Talegaon, Tal. Chalisgaon, Dist. Jalgaon.'}
Sanction letter KFSLetter_77000330406.pdf needs your check
lan
77000330406
legible
True
purpose
Non Home Loan and Business
loan type
Non Home Loan and Business
confidence
1
linked refs
77000330407
loan amount
2990000
final amount
2990000
interest rate
12.5
sanction date
21/09/2026
applicant email
dchetan987@gmail.com
applicant names
CHETANKUMAR VASANTRAO DESHMUKH, GAYTRI CHETAN DESHMUKH
printed altered
False
applicant mobile
9730017177
balance transfer
False
property address
final amount label
Sanctioned Loan amount (in Rupees)
includes insurance
False
applicant address verbatim
Communication Address:, Talegaon Jalgaon, Talegaon Jalgaon, Talegaon, Jalgaon, JALGAON, MAHARASHTRA, IN, 424108
raw reading (for Abhijit)
{'lan': '77000330406', 'legible': True, 'purpose': 'Non Home Loan and Business', 'borrowers': [], 'loan_type': 'Non Home Loan and Business', 'confidence': 1, 'handwritten': [], 'linked_refs': ['77000330407'], 'loan_amount': 2990000, 'final_amount': 2990000, 'interest_rate': 12.5, 'quality_issue': None, 'sanction_date': '21/09/2026', 'letter_version': None, 'applicant_email': 'dchetan987@gmail.com', 'applicant_names': ['CHETANKUMAR VASANTRAO DESHMUKH', 'GAYTRI CHETAN DESHMUKH'], 'printed_altered': False, 'applicant_mobile': '9730017177', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Communication Address:, Talegaon Jalgaon, Talegaon Jalgaon, Talegaon, Jalgaon, JALGAON, MAHARASHTRA, IN, 424108'}
PAN card Chetankumar Deshmukh Kyc.pdf needs your check
dob
1990-10-28
pan
EAXPD0988K
name
GAYTRI CHETAN DESHMUKH
legible
True
father name
KAILAS VAMANRAO SHEVALE
raw reading (for Abhijit)
{'dob': '1990-10-28', 'pan': 'EAXPD0988K', 'name': 'GAYTRI CHETAN DESHMUKH', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'KAILAS VAMANRAO SHEVALE', 'aadhaar_last4': None, 'quality_issue': None}
PAN card Chetankumar Deshmukh Kyc.pdf needs your check
dob
1990-10-28
pan
EAXPD0988K
name
GAYTRI CHETAN DESHMUKH
legible
True
father name
KAILAS VAMANRAO SHEVALE
raw reading (for Abhijit)
{'dob': '1990-10-28', 'pan': 'EAXPD0988K', 'name': 'GAYTRI CHETAN DESHMUKH', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'KAILAS VAMANRAO SHEVALE', 'aadhaar_last4': None, 'quality_issue': None}
Payment screenshot IMG-20260925-WA0009.jpg needs your check
payments inside
bank: YES BANK; kind: payment_screenshot; payments: [{'utr': '347845702240', 'date': '2026-09-25', 'page': 1, 'time': '12:30', 'payee': 'ADV RASHMI SINGH AND ASSOCIATES', 'amount': 26490.0, 'direction': 'debit', 'narrati
raw reading (for Abhijit)
{'payments_inside': {'bank': 'YES BANK', 'kind': 'payment_screenshot', 'payments': [{'utr': '347845702240', 'date': '2026-09-25', 'page': 1, 'time': '12:30', 'payee': 'ADV RASHMI SINGH AND ASSOCIATES', 'amount': 26490.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2609251230493602308697', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '2783', 'account_holder': None}}
Paid challan (GRAS) CHETANKUMAR VASANTRAO DESHMUKH EchallanMH010857473202627E.pdf needs your check
grn
MH010857473202627E
pin
424101
total
24170.0
article
6(1)
defaced
False
bank cin
03006172026092500598
district
JALGAON
area city
SALAUSGAON DIST JALGAON
payer pan
APZXXXXXXQ
flat block
CTS NO 512 513 AND 514 JUNA GAV AREA NEAR JDCC BANK
payer name
CHETANKUMAR VASANTRAO DESHMUKH
sro office
CLS2_CHALISGAON 2 JOINT SUB REGISTR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=3055000
scheme rows
{'amount': 9170.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX7177
payment date
25/09/2026-13:46:55
road locality
BEHIND KALIKA MATA TEMPLE GANDHI CHOWK AREA AT TALEGAON TAL
second party pan
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LTD
consideration amount
3055000
raw reading (for Abhijit)
{'grn': 'MH010857473202627E', 'pin': '424101', 'total': 24170.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092500598', 'district': 'JALGAON', 'area_city': 'SALAUSGAON DIST JALGAON', 'payer_pan': 'APZXXXXXXQ', 'flat_block': 'CTS NO 512 513 AND 514 JUNA GAV AREA NEAR JDCC BANK', 'payer_name': 'CHETANKUMAR VASANTRAO DESHMUKH', 'sro_office': 'CLS2_CHALISGAON 2 JOINT SUB REGISTR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=3055000', 'scheme_rows': [{'amount': 9170.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7177', 'payment_date': '25/09/2026-13:46:55', 'road_locality': 'BEHIND KALIKA MATA TEMPLE GANDHI CHOWK AREA AT TALEGAON TAL', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '3055000'}
PAN card Chetankumar Deshmukh Kyc.pdf needs your check
dob
1990-10-28
pan
EAXPD0988K
name
GAYTRI CHETAN DESHMUKH
page
1
legible
True
card kind
pan
father name
KAILAS VAMANRAO SHEVALE
card of many
1
raw reading (for Abhijit)
{'dob': '1990-10-28', 'pan': 'EAXPD0988K', 'name': 'GAYTRI CHETAN DESHMUKH', 'page': 1, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'KAILAS VAMANRAO SHEVALE', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}
PAN card Chetankumar Deshmukh Kyc.pdf needs your check
dob
1990-10-28
name
Gaytri Chetan Deshmukh
page
2
address
pin: 424108; area: KALINKA MANDIRA SAMOR; road: MAIN ROAD; state: MAHARASHTRA; district: JALGAON; village_city: TALEGAON
legible
True
card kind
aadhaar
card of many
2
aadhaar last4
3965
raw reading (for Abhijit)
{'dob': '1990-10-28', 'pan': None, 'name': 'Gaytri Chetan Deshmukh', 'page': 2, 'mobile': None, 'address': {'pin': '424108', 'area': 'KALINKA MANDIRA SAMOR', 'flat': None, 'road': 'MAIN ROAD', 'floor': None, 'state': 'MAHARASHTRA', 'building': None, 'district': 'JALGAON', 'post_office': None, 'village_city': 'TALEGAON'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '3965', 'quality_issue': None}
PAN card Chetankumar Deshmukh Kyc.pdf needs your check
dob
1982-06-01
pan
APZPD8564Q
name
CHETANKUMAR VASANTRAO DESHMUKH
page
3
legible
True
card kind
pan
father name
VASANTRAO HIMMATRAO DESHMUKH
card of many
3
raw reading (for Abhijit)
{'dob': '1982-06-01', 'pan': 'APZPD8564Q', 'name': 'CHETANKUMAR VASANTRAO DESHMUKH', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'VASANTRAO HIMMATRAO DESHMUKH', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}
PAN card Chetankumar Deshmukh Kyc.pdf needs your check
dob
1982-06-01
name
Chetankumar Vasantrao Deshmukh
page
4
address
pin: 424108; state: MAHARASHTRA; district: JALGAON; village_city: TALEGAON
legible
True
card kind
aadhaar
card of many
4
aadhaar last4
1831
raw reading (for Abhijit)
{'dob': '1982-06-01', 'pan': None, 'name': 'Chetankumar Vasantrao Deshmukh', 'page': 4, 'mobile': None, 'address': {'pin': '424108', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'MAHARASHTRA', 'building': None, 'district': 'JALGAON', 'post_office': None, 'village_city': 'TALEGAON'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '1831', 'quality_issue': None}
Technical record (for Abhijit — safe to ignore)
3d agosystem:emailsemail_shadowed:index2_chase{'to': 'rushikesh.mahajan@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000330406) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - I
3d agosystem:emailsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
6d agosystem:emailsemail_shadowed:index2_chase{'to': 'rushikesh.mahajan@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000330406) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - I
6d agosystem:emailsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
11d agosystem:emailsemail_shadowed:index2_chase{'to': 'rushikesh.mahajan@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000330406) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - I
11d agosystem:emailsdraft_withdrawn{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 2, 'kinds': ['ack_docs', 'fee_quote']}
11d agosystem:emailsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 2, 'kinds': ['index2_chase']}
13d agosystem:extractcards_read{'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'Chetankumar Deshmukh Kyc.pdf', 'cards': 4, 'doc_id': '96f89cbc-b977-4c0a-982d-a305ef69eae7', 'applied': 3}
13d agosystem:extractkyc_names_match{'sig': 'CHETANKUMAR VASANTRAO DESHMUKH|Chetankumar Vasantrao Deshmukh|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'Chetankumar Deshmukh Kyc.p
13d agosystem:extractid_doc_filed{'doc': 'aadhaar', 'file': 'Chetankumar Deshmukh Kyc.pdf', 'doc_id': '96f89cbc-b977-4c0a-982d-a305ef69eae7', 'person': 'CHETANKUMAR VASANTRAO DESHMUKH', 'party_id': 'af395147-0864-47b1-b199-76d0d2facec2', 'name_on_doc':
13d agosystem:ingestkyc_address_read{'doc': 'aadhaar', 'pin': '424108', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'TALEGAON', 'doc_id': '96f89cbc-b97
13d agosystem:extractid_doc_filed{'doc': 'pan', 'file': 'Chetankumar Deshmukh Kyc.pdf', 'doc_id': '96f89cbc-b977-4c0a-982d-a305ef69eae7', 'person': 'CHETANKUMAR VASANTRAO DESHMUKH', 'party_id': 'af395147-0864-47b1-b199-76d0d2facec2', 'name_on_doc': 'CHE
13d agosystem:extractkyc_names_match{'sig': 'GAYTRI CHETAN DESHMUKH|Gaytri Chetan Deshmukh|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'Chetankumar Deshmukh Kyc.pdf', 'pan_name':
13d agosystem:extractid_doc_filed{'doc': 'aadhaar', 'file': 'Chetankumar Deshmukh Kyc.pdf', 'doc_id': '96f89cbc-b977-4c0a-982d-a305ef69eae7', 'person': 'GAYTRI CHETAN DESHMUKH', 'party_id': '38da1311-f5d5-4ffb-be7e-01b389f4319e', 'name_on_doc': 'Gaytri
13d agosystem:ingestkyc_address_read{'doc': 'aadhaar', 'pin': '424108', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'TALEGAON', 'doc_id': '96f89cbc-b97
14d agoezdocs:readercase_read{'how': 'uri', 'tag': 'e3946928dd87a682', 'docs': ['IND_APF_REPORT_10309704VAL1 (1).pdf', 'KFSLetter_77000330406.pdf', 'Chetankumar Deshmukh Kyc.pdf'], 'loan': {'amount': 3055000, 'made_of': [{'paper': 'the sanction lett
14d agoezdocs:readercase_read_started{'tag': 'e3946928dd87a682', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
14d agosystem:emailsemail_shadowed:index2_chase{'to': 'rushikesh.mahajan@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000330406) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - I
14d agosystem:learnlesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed APxxxxxxXQ — no paper on the
15d agoezdocs:readercase_read{'how': 'uri', 'tag': '89ce9f24b8e20443', 'docs': ['IND_APF_REPORT_10309704VAL1 (1).pdf', 'KFSLetter_77000330406.pdf', 'Chetankumar Deshmukh Kyc.pdf'], 'loan': {'amount': 3055000, 'made_of': [{'what': 'sanctioned amount'
16d agoezdocs:readercase_read{'how': 'uri', 'tag': '87baaf05db3015c5', 'docs': ['IND_APF_REPORT_10309704VAL1 (1).pdf', 'KFSLetter_77000330406.pdf', 'Chetankumar Deshmukh Kyc.pdf'], 'loan': {'amount': None, 'made_of': [{'what': 'sanctioned amount', '
17d agosystem:emailsemail_shadowed:index2_chase{'to': 'rushikesh.mahajan@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000330406) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - I
18d agoezdocs:readerreader_home_address{'fp': '6828c4b66845e8f4', 'from': 'the sanction letter (KFSLetter_77000330406.pdf)', 'home': {'pin': '424108', 'state': 'MAHARASHTRA', 'district': 'JALGAON', 'village_city': 'Talegaon Jalgaon'}, 'asked': True, 'notes':
18d agosystem:ingestkyc_address_missing{'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'CHETANKUMAR VASANTRAO DESHMUKH', 'party_id': 'af395147-
18d agosystem:ingestkyc_address_missing{'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'GAYTRI CHETAN DESHMUKH', 'party_id': '38da1311-f5d5-4ff
18d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared', 'index
18d agosystem:ingestfiling_waits_on_title_doc{'was': 'US', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the bran
18d agosystem:ingestchallan_found_on_case{'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'CHETANKUMAR VASANTRAO DESHMUKH EchallanMH010857473202627E.pdf',
18d agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'CHETANKUMAR VASANTR
18d agosystem:extractchallan_verified_against_case{'grn': 'MH010857473202627E', 'file': 'CHETANKUMAR VASANTRAO DESHMUKH EchallanMH010857473202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code'

Case diary the case’s history — what happened, newest day first

Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹26,490 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Needs your eyes: Bank over the 15,000 cap — see Facts. The work is done — our fee of ₹26,220.54 is still not in our account. Chase the branch for it.
10 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02441 | 77000330406
10:00
An old draft withdrew itself — its asks were already answered
10:00
7 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02441 | 77000330406
10:00
An old draft withdrew itself — its asks were already answered
10:00
2 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02441 | 77000330406
10:00
An old draft withdrew itself — its asks were already answered
10:00
An old draft withdrew itself — its asks were already answered
10:00
30 Sep5 things — 5 steps
cards read
20:48
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
20:48
kyc address read
20:48
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
20:48
kyc address read
20:48
29 Sep3 things — 1 letter written · 2 steps
case read — by ezdocs:reader
17:40
case read started — by ezdocs:reader
17:39
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02441 | 77000330406
10:00
28 Sep1 thing — 1 step
case read — by ezdocs:reader
02:05
27 Sep1 thing — 1 step
case read — by ezdocs:reader
03:46
26 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02441 | 77000330406
10:00
25 Sep44 things — 5 documents received · 4 letters written · 1 caution · 34 steps
The home address was read off the papers — by ezdocs:reader
14:24
kyc address missing
14:01
kyc address missing
14:01
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:57
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
13:54
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
13:54
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:54
Challan re-read against the case — matches exactly
13:54
challan extracted
13:54
Received: Challan
CHETANKUMAR VASANTRAO DESHMUKH EchallanMH010857473202627E.pdf
13:54
copilot check issues — by copilot
13:42
The home address was read off the papers — by ezdocs:reader
13:42
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
13:25
claim part duplicate
13:25
quoted history checked
13:09
extra challan scanned
13:06
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:57
property self check
12:51
acknowledged with advice
12:51
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02441
12:51
Wrote the documents acknowledged mail — held, silent mode
Please initiate NOI for Jalgaon branch in case of CHETANKUMAR VASANTRAO DESHMUKH 77000330406
12:51
acknowledged with advice
12:51
boxes gathered
12:51
challan boxes composed
12:51
The payment proof already on the case was applied
12:51
The branch's own fee working disagrees with the law
12:51
case read — by ezdocs:reader
12:51
box disagreement
12:50
documents read together
12:50
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
12:50
PAN found inside the KYC file — no need to ask for it
12:50
money settled — by ezdocs:reader
12:50
roles from letter
12:50
Co-applicant added
12:50
applicant email captured
12:50
Property checked by the engine — read from the report, every box that names the flat is there
12:50
Property read from the legal / technical report (the sanction letter had none)
12:50
Received: Sanction letter
KFSLetter_77000330406.pdf
12:50
Received: PAN card
Chetankumar Deshmukh Kyc.pdf
12:50
Payment proof arrived before the case was quoted — held
12:50
Received: Technical report
IND_APF_REPORT_10309704VAL1 (1).pdf
12:50
Received: Payment screenshot
IMG-20260925-WA0009.jpg
12:50
case type guessed from mail
12:50
Case opened from the branch's mail
12:50
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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