⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-00237
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
Papers for our fileworked by hand
4 of 7 in hand.
this case was worked by hand before the app saw the thread — the challan and the filing are already done; nothing below is blocking anyone
this case was worked by hand before the app saw the thread — the challan and the filing are already done; nothing below is blocking anyone
✓Aadhaar cardopen
✓PAN cardopen
✓Sale deedopen
Sanction Letter — for our file, when it comes
Property address — being read from the sale deed (SHAHU PLOT NO. 27 (PNB)(1).pdf); the engine retries within 5 minutes
Applicant's Selfie / Photo — for the e-filing visit later
All files (9)A label is wrong? Fix it under All documents.
Moneynot worked out yet
No fee computed yet — it appears the moment the loan amount is known.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 41 h 24 minour time · 3 Sep 22:08
Index II 334 h 57 minour time · 8 Oct 13:02
the NOI team 39 d 18 htotal 39 d 18 h
Complete.
Day by day — every step and who held it
29 Aug 18:05Your branch's mail
29 Aug 21:51Papers read+3 h 46 min · the NOI team
3 Sep 22:08Challan made+5 d · the NOI team
8 Oct 13:02Index II sent+34 d 14 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
—
Loan account no.
HOU/NAG/0826/5199300
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has provided all requested documents, including the sale deeds and selfie photos. The NOI team has acknowledged receipt and promised to process the NOI.
the trail says the next move is with the NOI team — NOI filing
the branch last asked: kindly provide NOI.
the NOI team last promised: we will process the NOI for the same.
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ fee paid — the branch's words — done, mail 2 (2026-08-29) “Team, We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 3 (2026-08-29) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-08-29) “PFA challan for your reference.”
✓ Index II asked for — done, mail 2 (2026-08-29) “For NOI filing, we need a registered sale deed copy and a colour live selfie photo of the applicants..”
✓ Index II / sale deed sent by the branch — done, mail 4 (2026-09-09) “Please find attached RR and sale deed; kindly provide NOI.”
⏳ filed on the IGR site — promised, mail 7 (2026-10-01) “we will process the NOI for the same.”
read over 7 mail(s), last mail 2026-10-01 · read 12d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it here
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. The engine writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
BB
bharati.bhope@phfl.com phfl.com
29 Aug, 18:05 · 45d ago THE APP JOINED HERE — earlier mails are on Gmail
29 Aug, 18:05 · 45d ago THE APP JOINED HERE — earlier mails are on Gmail
Request for challan and NOI - HOU/NAG/0826/5199300 ARVIND RAMESH SHAHU
📎 Aadhar card Mr. Arvind Sahu.pdf↗📎 KYC MRs Sahu.jpg↗📎 Payment receipt - Mr. Arvind.jpg↗📎 PAN MR Sahu.jpg↗📎 Aadhar card Mrs. Sahu.jpg↗📎 Aadhar card Mr. sahu.jpg↗📎 SHAHU PLOT NO. 26 (PNB)(2).pdf↗📎 SHAHU PLOT NO. 27 (PNB)(1).pdf↗📎 SKM_226i26082917250.pdf↗
Dear Team,
Please provide challan and NOI.
Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com
🤖 read: asks for the challan, the e-filing copy — “Please provide challan and NOI.”
6 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
29 Aug, 18:45 · 45d ago
29 Aug, 18:45 · 45d ago
Team,We acknowledge the receipt of your mail documents and payment.
We will initiate the challan for the same.
For NOI filing, we need a registered sale deed copy and a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974
earlier mails quoted below
On Sat, 29 Aug 2026 at 18:05, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team, Please provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
29 Aug, 19:09 · 45d ago
29 Aug, 19:09 · 45d ago
Team,PFA challan for your reference.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 29 Aug 2026 at 18:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need a registered sale deed copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 29 Aug 2026 at 18:05, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team, Please provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 29 Aug 2026 at 18:45, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, we need a registered
sale deed copy and a colour live selfie photo of the applicants..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Sat, 29 Aug 2026 at 18:05, Bharati Bhope <bharati.bhope@phfl.com>
wrote:
> Dear Team,
>
> Please provide challan and NOI.
>
> Thanks & Regards,
>
> Bharati Sujit Bhope
>
> Sr. Branch Operations Executive
>
> PHFL Home Loans and Services Limited,
>
> Apartment No. 2 B, Second Floor,
>
> Achraj Towers, Rajnagar, Chhaoni,
>
> Katol Road, Chhindwara Road, Rajnagar,
>
> Sadar, Nagpur-440013.
>
> Tel : 0712 – 2533460
>
> Mobile No. : 78758 57917
>
> Toll Free : 1800 120 8800
>
> Website – www.pnbhousing.com
>
🤖 read: challan shared ✓ — “PFA challan for your reference.”
BB
bharati.bhope@phfl.com phfl.com
09 Sep, 12:12 · 34d ago
09 Sep, 12:12 · 34d ago
Fw: Re: Request for NOI - HOU/NAG/0826/5199300 ARVIND RAMESH SHAHU
Dear Team,
Please find attached RR and sale deed; kindly provide NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
earlier mails quoted below
----- Forwarded Message -----
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 08/29/26 19:12
To: Bharati Bhope (bharati.bhope@phfl.com)
Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Sujit China 1 (sujit.china1@phfl.com), Rajesh Belsare (rajesh.belsare@phfl.com), Sunil Mishra (sunil.mishra@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Pravin Waghmare (pravin.waghmare@pnbhousing.com), Sharda Gore (sharda.gore@pnbhousing.com)
Subject: Re: Request for challan and NOI - HOU/NAG/0826/5199300 ARVIND RAMESH SHAHU
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 29 Aug 2026 at 18:45, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need a registered sale deed copy and a colour live selfie photo of the applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 29 Aug 2026 at 18:05, Bharati Bhope <bharati.bhope@phfl.com> wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
🤖 read: asks for the e-filing copy; documents attached — “kindly provide NOI.”
OL
The NOI teamTYPED IN GMAIL
09 Sep, 12:31 · 34d ago
09 Sep, 12:31 · 34d ago
Re: Fw: Re: Request for NOI - HOU/NAG/0826/5199300 ARVIND RAMESH SHAHU
Team
Kindly share color selfie photo for noi proses
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Wed, 9 Sept 2026 at 12:11, Bharati Bhope <bharati.bhope@phfl.com> wrote:
Dear Team,
Please find attached RR and sale deed; kindly provide NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
----- Forwarded Message -----
------------------------------
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 08/29/26 19:12
To: Bharati Bhope (bharati.bhope@phfl.com)
Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Sujit China 1 (
sujit.china1@phfl.com), Rajesh Belsare (rajesh.belsare@phfl.com), Sunil
Mishra (sunil.mishra@pnbhousing.com), Ashish Gour (
ashish.gour@pnbhousing.com), Bhumeshwar Satpute (
bhumeshwar.satpute@pnbhousing.com), Pravin Waghmare (
pravin.waghmare@pnbhousing.com), Sharda Gore (sharda.gore@pnbhousing.com)
Subject: Re: Request for challan and NOI - HOU/NAG/0826/5199300 ARVIND
RAMESH SHAHU
Secured by Check Point
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Sat, 29 Aug 2026 at 18:45, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> Team,
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same. For NOI filing, we need a registered
> sale deed copy and a colour live selfie photo of the applicants..
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Sat, 29 Aug 2026 at 18:05, Bharati Bhope <bharati.bhope@phfl.com>
> wrote:
>
>> Dear Team,
>>
>> Please provide challan and NOI.
>>
>> Thanks & Regards,
>>
>> Bharati Sujit Bhope
>>
>> Sr. Branch Operations Executive
>>
>> PHFL Home Loans and Services Limited,
>>
>> Apartment No. 2 B, Second Floor,
>>
>> Achraj Towers, Rajnagar, Chhaoni,
>>
>> Katol Road, Chhindwara Road, Rajnagar,
>>
>> Sadar, Nagpur-440013.
>>
>> Tel : 0712 – 2533460
>>
>> Mobile No. : 78758 57917
>>
>> Toll Free : 1800 120 8800
>>
>> Website –
>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzphNzMxMjdjNTk2YTBiOTRhNTVkYzgyMjE3M2UyNDA2Yjo3OmY4YTg6ODc0ZTc3YjY1NWM1ZDBhNGI3ZTYwYzczZWI3NzhjOTYzNGY3YTA0YTE5MzNiZDJkZDFiNDgxYzVkYzU0ZGY5YzpoOlQ6Rg>
>> www.pnbhousing.com
>>
>
🤖 read: asks the branch for documents — “Kindly share color selfie photo for noi proses”
BB
bharati.bhope@phfl.com phfl.com
01 Oct, 17:30 · 12d ago
01 Oct, 17:30 · 12d ago
Re[2]: Fw: Re: Request for NOI - HOU/NAG/0826/5199300 ARVIND RAMESH SHAHU
Dear Team,
Please find attached photos; kindly provide NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/09/26 12:32
To: Bharati Bhope ( bharati.bhope@phfl.com )
Cc: Gulshan Harode 1 ( gulshan.harode1@pnbhousing.com ), Sujit China 1 ( sujit.china1@phfl.com ), Rajesh Belsare ( rajesh.belsare@phfl.com ), Sunil Mishra ( sunil.mishra@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Pravin Waghmare ( pravin.waghmare@pnbhousing.com ), Sharda Gore ( sharda.gore@pnbhousing.com )
Subject: Re: Fw: Re: Request for NOI - HOU/NAG/0826/5199300 ARVIND RAMESH SHAHU
Exercise Secured by Check Point
Team
Kindly share color selfie photo for noi proses
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Wed, 9 Sept 2026 at 12:11, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please find attached RR and sale deed; kindly provide NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 08/29/26 19:12
To: Bharati Bhope ( bharati.bhope@phfl.com )
Cc: Gulshan Harode 1 ( gulshan.harode1@pnbhousing.com ), Sujit China 1 ( sujit.china1@phfl.com ), Rajesh Belsare ( rajesh.belsare@phfl.com ), Sunil Mishra ( sunil.mishra@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Pravin Waghmare ( pravin.waghmare@pnbhousing.com ), Sharda Gore ( sharda.gore@pnbhousing.com )
Subject: Re: Request for challan and NOI - HOU/NAG/0826/5199300 ARVIND RAMESH SHAHU
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 18:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need a registered sale deed copy and a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 18:05, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
🤖 read: asks for the token / NOI confirmation; documents attached — “kindly provide NOI.”
OL
The NOI teamTYPED IN GMAIL
01 Oct, 18:17 · 12d ago
01 Oct, 18:17 · 12d ago
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 1 Oct 2026 at 17:28, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please find attached photos; kindly provide NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/09/26 12:32
To: Bharati Bhope ( bharati.bhope@phfl.com )
Cc: Gulshan Harode 1 ( gulshan.harode1@pnbhousing.com ), Sujit China 1 ( sujit.china1@phfl.com ), Rajesh Belsare ( rajesh.belsare@phfl.com ), Sunil Mishra ( sunil.mishra@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Pravin Waghmare ( pravin.waghmare@pnbhousing.com ), Sharda Gore ( sharda.gore@pnbhousing.com )
Subject: Re: Fw: Re: Request for NOI - HOU/NAG/0826/5199300 ARVIND RAMESH SHAHU
Exercise Secured by Check Point
Team
Kindly share color selfie photo for noi proses
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 9 Sept 2026 at 12:11, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please find attached RR and sale deed; kindly provide NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 08/29/26 19:12
To: Bharati Bhope ( bharati.bhope@phfl.com )
Cc: Gulshan Harode 1 ( gulshan.harode1@pnbhousing.com ), Sujit China 1 ( sujit.china1@phfl.com ), Rajesh Belsare ( rajesh.belsare@phfl.com ), Sunil Mishra ( sunil.mishra@pnbhousing.com ), Ashish Gour ( ashish.gour@pnbhousing.com ), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com ), Pravin Waghmare ( pravin.waghmare@pnbhousing.com ), Sharda Gore ( sharda.gore@pnbhousing.com )
Subject: Re: Request for challan and NOI - HOU/NAG/0826/5199300 ARVIND RAMESH SHAHU
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 18:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need a registered sale deed copy and a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 18:05, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
🤖 read: The team promises to process the NOI.
OL
The NOI teamTYPED IN GMAIL
07 Oct, 12:14 · 6d ago
07 Oct, 12:14 · 6d ago
Re: Request for challan and NOI - HOU/NAG/0826/5199300 ARVIND RAMESH SHAHU
Team,
PFA downloaded copy of e filing
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sat, 29 Aug 2026 at 19:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 18:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need a registered sale deed copy and a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 18:05, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
🤖 read: e-filing copy shared ✓ — “PFA downloaded copy of e filing”
OL
The NOI teamTYPED IN GMAIL
08 Oct, 12:58 · 5d ago
08 Oct, 12:58 · 5d ago
Dear Team,
PFA index 2 copy for case closure..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 12:14, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA downloaded copy of e filing
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 19:09, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 18:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need a registered sale deed copy and a colour live selfie photo of the applicants..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 29 Aug 2026 at 18:05, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide challan and NOI.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Aadhaar card | Aadhar card Mr. Arvind Sahu.pdf | filed | 45d ago |
| Aadhaar card | KYC MRs Sahu.jpg | filed | 45d ago |
| Payment screenshot | Payment receipt - Mr. Arvind.jpg | filed | 45d ago |
| PAN card | PAN MR Sahu.jpg | filed | 45d ago |
| Aadhaar card | Aadhar card Mrs. Sahu.jpg | filed | 45d ago |
| Aadhaar card | Aadhar card Mr. sahu.jpg | filed | 45d ago |
| Sale deed | SHAHU PLOT NO. 26 (PNB)(2).pdf | filed | 45d ago |
| Sale deed | SHAHU PLOT NO. 27 (PNB)(1).pdf | filed | 45d ago |
| Other | SKM_226i26082917250.pdf | filed | 45d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need (our working)
—
—
Screenshot claims
₹42,000
₹42,000
Where it stands
not verified — no credit seen
not verified — no credit seen
This payment is from the Vyapar QR (HDFC) at 2026-08-29 — the engine cannot hear this road. Please verify manually. Verify manually ↓
Fee working (ours)
No fee computed yet — it appears the moment the loan amount is known.Property (must be perfect)
No property read yet — it fills itself from the sanction letter, the legal report, the technical report, the mail, or the Index II.Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | |||
| co_mortgagor | Nirmala Arvind Shahu | DZGPS3537C | …3383 |
| co_mortgagor | ARVIND RAMESH SAHU | AHAPS4974L | …2555 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | bharati.bhope@phfl.com | 45d ago |
| document chase | bharati.bhope@phfl.com | 42d ago |
What the engine read from each document — check anything marked in red
Aadhaar card Aadhar card Mr. Arvind Sahu.pdf needs your check
nothing readable inside
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': None, 'aadhaar_last4': None}Aadhaar card KYC MRs Sahu.jpg needs your check
dob
1978-03-01
1978-03-01
pan
DZGPS3537C
DZGPS3537C
name
Nirmala Arvind Shahu
Nirmala Arvind Shahu
aadhaar last4
3383
3383
raw reading (for Abhijit)
{'dob': '1978-03-01', 'pan': 'DZGPS3537C', 'name': 'Nirmala Arvind Shahu', 'aadhaar_last4': '3383'}Payment screenshot Payment receipt - Mr. Arvind.jpg needs your check
utr
633754801643
633754801643
date
2026-08-29
2026-08-29
amount
42000
42000
method
PhonePe
PhonePe
payee upi
******4356-2@okbizaxis
******4356-2@okbizaxis
payee name
THINKBIGZ INITIATIVE P
THINKBIGZ INITIATIVE P
raw reading (for Abhijit)
{'utr': '633754801643', 'date': '2026-08-29', 'amount': 42000, 'method': 'PhonePe', 'payee_upi': '******4356-2@okbizaxis', 'payee_name': 'THINKBIGZ INITIATIVE P', 'payer_name': None, 'debit_notification_text': None}PAN card PAN MR Sahu.jpg needs your check
dob
1971-12-11
1971-12-11
pan
AHAPS4974L
AHAPS4974L
name
ARVIND RAMESH SAHU
ARVIND RAMESH SAHU
raw reading (for Abhijit)
{'dob': '1971-12-11', 'pan': 'AHAPS4974L', 'name': 'ARVIND RAMESH SAHU', 'aadhaar_last4': None}Aadhaar card Aadhar card Mrs. Sahu.jpg needs your check
dob
1978-03-01
1978-03-01
name
Nirmala Arvind Shahu
Nirmala Arvind Shahu
aadhaar last4
3383
3383
raw reading (for Abhijit)
{'dob': '1978-03-01', 'pan': None, 'name': 'Nirmala Arvind Shahu', 'aadhaar_last4': '3383'}Aadhaar card Aadhar card Mr. sahu.jpg needs your check
dob
1971-12-12
1971-12-12
name
Arvind Ramesh Shahu
Arvind Ramesh Shahu
aadhaar last4
2555
2555
raw reading (for Abhijit)
{'dob': '1971-12-12', 'pan': None, 'name': 'Arvind Ramesh Shahu', 'aadhaar_last4': '2555'}Payment screenshot Payment receipt - Mr. Arvind.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': '633754801643', 'date': '2026-08-29', 'page': None, 'time': '13:56', 'payee': 'THINKBIGZ INITIATIVE P...', 'amount': 42000.0, 'direction': 'debit', 'narration': 'Government st
kind: payment_screenshot; payments: [{'utr': '633754801643', 'date': '2026-08-29', 'page': None, 'time': '13:56', 'payee': 'THINKBIGZ INITIATIVE P...', 'amount': 42000.0, 'direction': 'debit', 'narration': 'Government st
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '633754801643', 'date': '2026-08-29', 'page': None, 'time': '13:56', 'payee': 'THINKBIGZ INITIATIVE P...', 'amount': 42000.0, 'direction': 'debit', 'narration': 'Government stamp duty', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '1058', 'account_holder': None}}Other SKM_226i26082917250.pdf needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Technical record (for Abhijit — safe to ignore)
| 5d ago | system:extract | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': ['SHAHU PLOT NO. 26 (PNB)(2).pdf', 'SHAHU PLOT NO. 27 (PNB)(1).pdf', 'Aadhar card Mr. Arvind Sahu.pdf', 'KYC MRs Sahu.jpg', 'Aadhar card Mrs. Sahu.jpg', 'Aadhar card Mr. sahu. |
| 5d ago | system:reconcile | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 12d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2 |
| 12d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['challan', 'challan_shared', 'index2_sent'], 'ma |
| 21d ago | system:payments | hidden_payment_scan | {'file': 'SKM_226i26082917250.pdf', 'kind': None, 'found': 0, 'doc_id': '4fd9cd43-8131-4897-8de7-63764e5a7989', 'fetched': True} |
| 28d ago | system:ingest | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'ind |
| 29d ago | system:ingest | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the sweep — the branch's title document is on the case — the filing is the NOI team's move", 'file': 'SHAHU PLOT NO. 27 (PNB)(1).pdf', 'kind': 'sale_deed'} |
| 29d ago | system:ingest | kyc_address_missing | {'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'ARVIND RAMESH SAHU', 'party_id': '4c9dcffe-b868-4e7b-83 |
| 29d ago | system:ingest | kyc_address_read | {'doc': 'aadhaar', 'pin': '440027', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Parvati Nagar', 'doc_id': 'f087491 |
| 29d ago | system:ingest | kyc_address_missing | {'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': '', 'party_id': '6d2abeda-3e5a-4d96-812b-bf73806d534e', |
| 32d ago | system:payments | hidden_payment_scan | {'file': 'Payment receipt - Mr. Arvind.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '5d13d403-4e10-4021-bc9a-fd9a28d3a46e', 'fetched': True} |
| 32d ago | system:payments | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'Payment receipt - M |
| 32d ago | system:payments | claim_held_until_quote | {'utr': '633754801643', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-08-29', 'payee': 'THINKBIGZ INITIATIVE P...', 'amount': 4200 |
| 34d ago | system:ingest | old_thread_stored_only | {'why': 'this thread began before go-live — its mails are stored for the trail; nothing is read or drafted; the team works it by hand', 'cutoff': '2026-09-01', 'thread_started': '2026-08-29 12:35:57'} |
| 34d ago | system:ingest | thread_merged | {'thread_id': '1a084e6a5e94a554'} |
| 40d ago | system:emails | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 2, 'first_lines': [None, 'Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/082 |
| 40d ago | system:reconcile | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'the desk sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 40d ago | system:reconcile | challan_inferred_from_desk_mail | {'why': "the desk's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows the desk's deed"} |
| 42d ago | system:reconcile | name_healed | {'why': 'the case had no name; its own documents/mails carried one', 'name': 'Nirmala Arvind Shahu'} |
| 42d ago | system:emails | email_shadowed:doc_chase | {'to': 'bharati.bhope@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/0826/5199300), the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n\nAlready rece |
| 45d ago | system:emails | email_shadowed:doc_chase | {'to': 'bharati.bhope@phfl.com', 'subject': 'Request for challan and NOI - HOU/NAG/0826/5199300\tARVIND RAMESH SHAHU', 'body_preview': "Dear Team,\n\nGreetings from ICICIHFCNOI NOI Desk.\n\nWith reference to the captione |
| 45d ago | system:ingest | document_received | {'file': 'SKM_226i26082917250.pdf', 'doc_type': 'other', 'confidence': 0.9} |
| 45d ago | system:ingest | document_received | {'file': 'SHAHU PLOT NO. 27 (PNB)(1).pdf', 'doc_type': 'sale_deed', 'confidence': 1.0} |
| 45d ago | system:ingest | document_received | {'file': 'SHAHU PLOT NO. 26 (PNB)(2).pdf', 'doc_type': 'sale_deed', 'confidence': 1.0} |
| 45d ago | system:ingest | document_received | {'file': 'Aadhar card Mr. sahu.jpg', 'doc_type': 'aadhaar', 'confidence': 0.9} |
| 45d ago | system:ingest | document_received | {'file': 'Aadhar card Mrs. Sahu.jpg', 'doc_type': 'aadhaar', 'confidence': 0.9} |
| 45d ago | system:ingest | co_applicant_added | {'doc': 'pan', 'name': 'ARVIND RAMESH SAHU'} |
| 45d ago | system:ingest | document_received | {'file': 'PAN MR Sahu.jpg', 'doc_type': 'pan', 'confidence': 0.9} |
| 45d ago | system:ingest | document_received | {'file': 'Payment receipt - Mr. Arvind.jpg', 'doc_type': 'payment_screenshot', 'confidence': 0.9} |
| 45d ago | system:ingest | co_applicant_added | {'doc': 'aadhaar', 'name': 'Nirmala Arvind Shahu'} |
Case diary the case’s history — what happened, newest day first
Papers
1 still needed for the challan
Sanction Letter
Money
No figure yet
It appears the moment the loan amount is known.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
8 Oct2 things
boxes gathered
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
1 Oct2 things — 2 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep4 things — 4 steps
The branch's title document is on the case — the filing is the NOI team's move
kyc address missing
kyc address read
kyc address missing
11 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Payment proof arrived before the case was quoted — held
9 Sep1 thing — 1 step
old thread stored only
3 Sep2 things — 2 steps
An old draft withdrew itself — its asks were already answered
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
1 Sep2 things — 1 letter written · 1 step
The case's name was filled from its own papers
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-00237 — pending documents
29 Aug13 things — 9 documents received · 2 letters written · 2 steps
Wrote the document chase mail — held, silent mode
Request for challan and NOI - HOU/NAG/0826/5199300 ARVIND RAMESH SHAHU
Received: other
SKM_226i26082917250.pdf
Received: Sale deed
SHAHU PLOT NO. 27 (PNB)(1).pdf
Received: Sale deed
SHAHU PLOT NO. 26 (PNB)(2).pdf
Received: Aadhaar
Aadhar card Mr. sahu.jpg
Received: Aadhaar
Aadhar card Mrs. Sahu.jpg
Co-applicant added
Received: PAN card
PAN MR Sahu.jpg
Received: Payment screenshot
Payment receipt - Mr. Arvind.jpg
Co-applicant added
Received: Aadhaar
KYC MRs Sahu.jpg
Received: Aadhaar
Aadhar card Mr. Arvind Sahu.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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