⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03057

Subhash Gadade

LAN 77000333875 Challan paid · waiting on the branch Waiting for the Index II Send the draft 2 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — money verifiedopen

✓Sanction letteropen

✓Technical reportopen

✓Paid challan (GRAS)open

✓PAN card — inside gadade legal technical kyc_0001.pdopen

✓Aadhaar card — inside gadade legal technical kyc_0001.pdopen

✓LSR (search report) — inside gadade legal technical kyc_0001.pdopen

✓Property address — verified by the engine, from the legal report (correct below if anything is off)

Applicant's Selfie / Photo — for the e-filing visit later

All files (6)A label is wrong? Fix it under All documents.

Needs your eyes

GPay ₹40,100 announced at 15:07 has not settled into the PNB account (due 02:30). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

MoneyAll of it is in

₹40,070.63CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹40,100 receivedthe receipt's amount and minute agree

Stamp duty 0.3%23,020

Registration fee 0.5%15,000

Government handling350

Our service fee1,700.63

Total we ask for40,070.63

the branch’s receipt claims ₹40,100 627395326842

paid 30 Sep 20:37:00 · verified 30 Sep 20:46:05 · 9 min 05 s later

How we know

Our own bank told us — 30 Sep 20:37

₹40,100 · from GPAY-BIZ

“₹40,100 received from Subhash G at 8:37 pm”

Matched by: the screenshot's amount AND its minute agree with this credit

By law ₹40,060.26. We ask ₹40,070 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan under a minuteour time (made after working hours) · 30 Sep 20:42

Index II —not yet

the NOI team 13 d 3 htotal 13 d 3 h so far

Now with the NOI team — e-filing on IGR

since 30 Sep 20:46 — 13 d 3 h of working time

Day by day — every step and who held it

30 Sep 20:42Your branch's mail

30 Sep 20:42Payment landedat once

30 Sep 20:42Challan madeat once

30 Sep 20:45Papers read+2 min · the NOI team

30 Sep 20:45Property readat once

30 Sep 20:46Fee quoted+1 min · the NOI team

30 Sep 20:46Payment verifiedat once

30 Sep 20:46Ready for the challanat once

Case facts

Bank

ICICI_HFC

Loan amount

₹76,70,088

Loan account no.

77000333875

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

The engine read these from the technical report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.

District

Sangli

Taluka

Jath

Village

Kasabe Jath

Number type

CTS

Number

2392

Building

Mauli Jewellers

Floor

Ground Floor

Flat / shop no

SHOP COMMERCIAL

Area

58.70

Hadd

Jath Municipal Council

Read from the technical report, not the Index II. gadade legal technical kyc_0001.pdf open it · If an Index II is on file, read the property from it.

✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. The engine asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, the engine sees:

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• changed — House Type: the case held nothing; filled Shop/Office on Ground Floor — a shop on the ground floor (Floor G) is the portal's Shop/Office on Ground Floor

• 18 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road

• check — property numbers: Technical Report prints more kinds of number than the portal's two boxes take; WARD NO 1 ride in the second box with their own words so the notice carries them — read the box once

• changed — area unit: the case held SQ.MT; filled SQ FT — the whole-file reading, from Technical Report, reads it so

• changed — area: the case held 58.7; filled 790.0 — the whole-file reading, from Technical Report, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has shared the challan with the branch. The team is now waiting for the Index 2 copy and a colour selfie photo of the applicant from the branch.

the trail says the next move is with the branch — the Index 2 copy and colour selfie photo of the applicant

the branch last asked: Pls share Noi Payment Challan...

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ challan made — done, mail 2 (2026-09-30) “PFA Challan for your reference.”

✓ challan shared — done, mail 2 (2026-09-30) “PFA Challan for your reference.”

? Index II asked for — asked, mail 3 (2026-09-30) “For NOI filing, we need the Index 2 copy and colour selfie photo of the applicant”

read over 3 mail(s), last mail 2026-09-30 · read 13d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011194522202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

NOI case NOI-2026-03057

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantSubhash Gadade

LAN77000333875

Loan AmtRs. 76,70,088

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, LSR (Legal Search Report), Payment Screenshot with UTR, Sanction Letter, Technical Report

Payment of Rs. 40,100.00 stands VERIFIED against the credit in our account on 30-Sep-2026 (UTR: 627395326842). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

Applicant's Selfie / Photo

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

DRAFT — written by the engine, not sent

Index II pending — NOI NOI-2026-03057 | 77000333875

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: 77000333875) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 7 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SG sandip.gaikwad@icicihfc.com icicihfc.com
30 Sep, 20:42 · 13d ago THE FIRST MAIL — how this case began

Request share payment challan of cusotmer Name-Subhash Gadade // 77000333875

📎 Outlook-mgi0i0ac.jpg ↗📎 IMG-20260930-WA0027.jpg ↗📎 Sanction Letter- - Main - 77000333875.pdf ↗📎 Sanction Letter - Insu. 77000333876.pdf ↗📎 gadade legal technical kyc_0001.pdf ↗

Dear Team

Pls share Noi Payment Challan...

Request share payment challan of cusotmer Name-Subhash Gadade // 77000333875

Thanks & Regards,
Sandip Gaikwad
Senior Sales Manager
Sangli Branch 416416
7507055596
[cid:738c7884-ff49-46ad-b14f-da4acac5baf2]

🤖 read: asks for the challan; documents attached — “Pls share Noi Payment Challan...”

OL The NOI teamTYPED IN GMAIL
30 Sep, 21:19 · 13d ago

📎 SUBHASH BHIMRAYA GADADE EchallanMH01119452 ↗

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Wed, 30 Sept 2026 at 20:43, Sandip Gaikwad /DIST/ICICIHFC/SNGL <
sandip.gaikwad@icicihfc.com> wrote:

Dear Team

Pls share Noi Payment Challan...

Request share payment challan of cusotmer Name-Subhash Gadade //
77000333875

Thanks & Regards,
Sandip Gaikwad
Senior Sales Manager
Sangli Branch 416416
7507055596

🤖 read: challan shared ✓ — “PFA Challan for your reference.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 21:19 · 13d ago

Team,

For NOI filing, we need the Index 2 copy andcolour selfie photo of the applicant

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Wed, 30 Sept 2026 at 21:19, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team

PFA Challan for your reference.

Aradhana Rai
NOI Coordinator | One Legal  +91 8888706969

On Wed, 30 Sept 2026 at 20:43, Sandip Gaikwad  /DIST/ICICIHFC/SNGL < sandip.gaikwad@icicihfc.com > wrote:

Dear Team

Pls share Noi Payment Challan...

Request share payment challan of cusotmer Name-Subhash Gadade // 77000333875

Thanks & Regards,

Sandip Gaikwad

Senior Sales Manager

Sangli Branch 416416

7507055596

🤖 read: asks the branch for documents — “For NOI filing, we need the Index 2 copy and colour selfie photo of the applicant”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Other	Outlook-mgi0i0ac.jpg	filed	13d ago
Payment screenshot	IMG-20260930-WA0027.jpg	filed	13d ago
Sanction letter	Sanction Letter- - Main - 77000333875.pdf	filed	13d ago
Sanction letter	Sanction Letter - Insu. 77000333876.pdf	filed	13d ago
Technical report+ PAN card inside+ Aadhaar card inside+ LSR (search report) inside	gadade legal technical kyc_0001.pdf	filed	13d ago
Paid challan (GRAS)	SUBHASH BHIMRAYA GADADE EchallanMH011194522202627E.pdf	filed	13d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹40,070.63

Where it stands
VERIFIED — money received

Screenshot claims
₹40,100 627395326842

Paid at
30 Sep 20:37:00

Verified on
30 Sep 20:46:05

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹23,020	₹15,000	₹350	₹1,700	₹40,070

By law ₹40,060.26. We ask ₹40,070 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

38 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Title deed no / year / SRO, Building (person 1), Floor (person 1), Flat / house no (person 1), Building (person 2) …

30 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (13d ago) — open the verification page; they are marked in red.

CHECKED by the engine, from the legal report — correct any box that is off; a correction clears thissource: the technical report (gadade legal technical kyc_0001.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

⚠ not in the document

Floor

⚠ not in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Mauli Jewellers On Cts No 2392 Ward No 1 Milkat No 431 Mangalvar Peth Kasabe Jath Tal Jath Dist Sangli

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the technical report BASE — the challan follows this

gadade legal technical kyc_0001.pdf

the address
{'PIN': '416404', 'AREA': 'YASHAWANT NAGAR', 'FLAT': NONE, 'ROAD': 'SATARA ROAD', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'SANGLI', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'JAT'}

THE CHALLAN, as it will be typed · the unit's word put back as the paper prints it

Flat/Survey Number
COMMERCIAL GROUND FLOOR MAULI JEWELLERS CTS NO 2392 MILKAT NO 431

Locality/Road
MANGALVAR PETH WARD NO 1 NEAR MARUTI MANDIR KASABE JATH

Area/City
SANGLI

check or correct a box, the papers beside it →

Every paper prints the same words as the base paper.

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	SUBHASH BHIMRAYA GADADE	AJIPG4326J
mortgagor	BHAGYASHRI SUBHASH GADADE	CYRPG6214R	…9776

All mail records (for Abhijit — safe to ignore)

2 mail(s) written and held — read and send them on Draft mails.

Template	To	When
acknowledgement	sandip.gaikwad@icicihfc.com	13d ago
Index II chase	sandip.gaikwad@icicihfc.com	12d ago
Index II chase	sandip.gaikwad@icicihfc.com	6d ago

What the engine read from each document — check anything marked in red

Other Outlook-mgi0i0ac.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot IMG-20260930-WA0027.jpg needs your check

utr
627395326842

date
2026-09-30

time
20:37

amount
40100

method
UPI

payee upi
3535@okbizaxis

payer upi
e123@okicici

payee name
EZDOCS

payer name
SUBHASH BHIMRAYA GADADE

debit notification text
Payment of ‘40,100 completed Receiver’s bank has confirmed deposit of money to EZDOCS’s bank account

raw reading (for Abhijit)

{'utr': '627395326842', 'date': '2026-09-30', 'time': '20:37', 'amount': 40100, 'method': 'UPI', 'payee_upi': '3535@okbizaxis', 'payer_upi': 'e123@okicici', 'payee_name': 'EZDOCS', 'payer_name': 'SUBHASH BHIMRAYA GADADE', 'debit_notification_text': 'Payment of ‘40,100 completed Receiver’s bank has confirmed deposit of money to EZDOCS’s bank account'}

Sanction letter Sanction Letter - Insu. 77000333876.pdf needs your check

lan
77000333876

legible
True

purpose
Non Housing loan and Insurance

loan type
Non Housing loan and Insurance

confidence
1

rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)7.90% 11.00 %p.a

loan amount
170088

rate spread
-7.9

final amount
170088

interest rate
11

sanction date
29/09/2026

reference rate
18.9

applicant email
SUBHASHGADADE123@GMAIL.COM

applicant names
SUBHASH BHIMRAYA GADADE, BHAGYASHRI SUBHASH GADADE

printed altered
False

applicant mobile
9822345738

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

applicant address verbatim
SATARA ROAD YASHWANT NAGAR, JAT, Jath, SANGLI, SANGLI, MAHARASHTRA, IN, 416404

raw reading (for Abhijit)

{'lan': '77000333876', 'legible': True, 'purpose': 'Non Housing loan and Insurance', 'borrowers': [], 'loan_type': 'Non Housing loan and Insurance', 'confidence': 1, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)7.90% 11.00 %p.a', 'handwritten': [], 'linked_refs': [], 'loan_amount': 170088, 'rate_spread': -7.9, 'final_amount': 170088, 'interest_rate': 11, 'quality_issue': None, 'sanction_date': '29/09/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'SUBHASHGADADE123@GMAIL.COM', 'applicant_names': ['SUBHASH BHIMRAYA GADADE', 'BHAGYASHRI SUBHASH GADADE'], 'printed_altered': False, 'applicant_mobile': '9822345738', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': None, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'SATARA ROAD YASHWANT NAGAR, JAT, Jath, SANGLI, SANGLI, MAHARASHTRA, IN, 416404'}

Sanction letter Sanction Letter- - Main - 77000333875.pdf needs your check

lan
77000333875

legible
True

purpose
Sanction Letter for ICICI HFC Facility

borrowers
{'name': 'SUBHASH BHIMRAYA GADADE', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'BHAGYASHRI SUBHASH GADADE', 'role': 'applicant', 'label': 'Customer Name'}

loan type
Non Home Loan and Others

confidence
1

rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)7.90% 11.00 %p.a

loan amount
7500000

rate spread
-7.9

final amount
7500000

interest rate
11

sanction date
29/09/2026

letter version
HF-38-VER-14-01072026/KFS

reference rate
18.9

applicant email
SUBHASHGADADE123@GMAIL.COM

applicant names
SUBHASH BHIMRAYA GADADE, BHAGYASHRI SUBHASH GADADE

printed altered
False

applicant mobile
+91-9822345738

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
SATARA ROAD YASHWANT NAGAR, JAT, Jath, SANGLI, SANGLI, MAHARASHTRA, IN, 416404

raw reading (for Abhijit)

{'lan': '77000333875', 'legible': True, 'purpose': 'Sanction Letter for ICICI HFC Facility', 'borrowers': [{'name': 'SUBHASH BHIMRAYA GADADE', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'BHAGYASHRI SUBHASH GADADE', 'role': 'applicant', 'label': 'Customer Name'}], 'loan_type': 'Non Home Loan and Others', 'confidence': 1, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)7.90% 11.00 %p.a', 'handwritten': [], 'linked_refs': [], 'loan_amount': 7500000, 'rate_spread': -7.9, 'final_amount': 7500000, 'interest_rate': 11, 'quality_issue': None, 'sanction_date': '29/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'reference_rate': 18.9, 'applicant_email': 'SUBHASHGADADE123@GMAIL.COM', 'applicant_names': ['SUBHASH BHIMRAYA GADADE', 'BHAGYASHRI SUBHASH GADADE'], 'printed_altered': False, 'applicant_mobile': '+91-9822345738', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'SATARA ROAD YASHWANT NAGAR, JAT, Jath, SANGLI, SANGLI, MAHARASHTRA, IN, 416404'}

Technical report gadade legal technical kyc_0001.pdf needs your check

found
True

found in
INDIVIDUAL TECHNICAL REPORT

area sq m
58.7

paper for
loan_ref: 77000333875; report_id: HRQ-26-136045; customer_name: Subhash Bhimraya Gadade

confidence
0.95

address lines
taken: legal; legal_address: Mauli Jewellers On Cts No 2392 Ward No 1 Milkat No 431 Mangalvar Peth Kasabe Jath Tal Jath Dist Sangli; property_address: Mauli Jewellers On Cts No 2392 Ward No 1 Milkat No.431 Mangalvar Peth

property address
pin: 416404; road: Mangalvar Peth; state: Maharashtra; taluka: Jath; district: Sangli; landmark: Near Maruti Mandir; full_address: Mauli Jewellers On Cts No 2392 Ward No 1 Milkat No 431 Mangalvar Peth Kasabe Jath Tal Jat

security address verbatim
Mauli Jewellers On Cts No 2392 Ward No 1 Milkat No 431 Mangalvar Peth Kasabe Jath Tal Jath Dist Sangli

raw reading (for Abhijit)

{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 58.7, 'paper_for': {'loan_ref': '77000333875', 'report_id': 'HRQ-26-136045', 'customer_name': 'Subhash Bhimraya Gadade'}, 'pin_other': None, 'confidence': 0.95, 'address_lines': {'taken': 'legal', 'legal_address': 'Mauli Jewellers On Cts No 2392 Ward No 1 Milkat No 431 Mangalvar Peth Kasabe Jath Tal Jath Dist Sangli', 'property_address': 'Mauli Jewellers On Cts No 2392 Ward No 1 Milkat No.431 Mangalvar Peth Kasabe Jath Tal Jath ,Dist Sangli'}, 'property_address': {'pin': '416404', 'road': 'Mangalvar Peth', 'state': 'Maharashtra', 'taluka': 'Jath', 'flat_no': None, 'district': 'Sangli', 'floor_no': None, 'landmark': 'Near Maruti Mandir', 'full_address': 'Mauli Jewellers On Cts No 2392 Ward No 1 Milkat No 431 Mangalvar Peth Kasabe Jath Tal Jath Dist Sangli', 'village_city': 'Kasabe Jath', 'building_name': 'Mauli Jewellers', 'survey_or_cts_no': 'Cts No 2392, Milkat No 431'}, 'security_address_verbatim': 'Mauli Jewellers On Cts No 2392 Ward No 1 Milkat No 431 Mangalvar Peth Kasabe Jath Tal Jath Dist Sangli'}

Technical report gadade legal technical kyc_0001.pdf needs your check

dob
1975-05-09

pan
AJIPG4326J

legible
True

raw reading (for Abhijit)

{'dob': '1975-05-09', 'pan': 'AJIPG4326J', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Technical report gadade legal technical kyc_0001.pdf needs your check

dob
1982-07-22

name
BHAGYASHRI SUBHASH GADADE

address
pin: 416404; area: yashawant nagar; road: satara road; state: Maharashtra; district: Sangli; village_city: JAT

legible
True

aadhaar last4
9776

raw reading (for Abhijit)

{'dob': '1982-07-22', 'pan': None, 'name': 'BHAGYASHRI SUBHASH GADADE', 'mobile': None, 'address': {'pin': '416404', 'area': 'yashawant nagar', 'flat': None, 'road': 'satara road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Sangli', 'post_office': None, 'village_city': 'JAT'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9776', 'quality_issue': None}

Paid challan (GRAS) SUBHASH BHIMRAYA GADADE EchallanMH011194522202627E.pdf needs your check

grn
MH011194522202627E

pin
416404

total
38020.0

article
6(1)

defaced
False

bank cin
03006172026100100209

district
SANGLI

area city
SANGLI

payer pan
AJIXXXXXXJ

flat block
MAULI JEWELLERS CTS NO 2392 WARD NO 1 MILKAT NO 431

payer name
SUBHASH BHIMRAYA GADADE

sro office
JAT JAT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=7670088

scheme rows
{'amount': 23020.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX5738

payment date
30/09/2026

road locality
MANGALVAR PETH KASABE JATH TAL JATH DIST SANGLI

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
7670088

raw reading (for Abhijit)

{'grn': 'MH011194522202627E', 'pin': '416404', 'total': 38020.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100100209', 'district': 'SANGLI', 'area_city': 'SANGLI', 'payer_pan': 'AJIXXXXXXJ', 'flat_block': 'MAULI JEWELLERS CTS NO 2392 WARD NO 1 MILKAT NO 431', 'payer_name': 'SUBHASH BHIMRAYA GADADE', 'sro_office': 'JAT JAT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=7670088', 'scheme_rows': [{'amount': 23020.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5738', 'payment_date': '30/09/2026', 'road_locality': 'MANGALVAR PETH KASABE JATH TAL JATH DIST SANGLI', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '7670088'}

Technical record (for Abhijit — safe to ignore)

6d ago	system:emails	email_shadowed:index2_chase	{'to': 'sandip.gaikwad@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000333875) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Inde
6d ago	system:emails	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
12d ago	system:emails	email_shadowed:index2_chase	{'to': 'sandip.gaikwad@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000333875) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Inde
12d ago	system:reconcile	gpay_not_settled_yet	{'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t
12d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': '4cca9cd1a8be5c99', 'docs': ['gadade legal technical kyc_0001.pdf', 'Sanction Letter- - Main - 77000333875.pdf', 'Sanction Letter - Insu. 77000333876.pdf', 'Outlook-mgi0i0ac.jpg'], 'loan': {'amount'
12d ago	ezdocs:reader	case_read_started	{'tag': '4cca9cd1a8be5c99', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
13d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['challan', 'challan_shared'], 'mails': 3, 'summa
13d ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AJxxxxxxXJ — no paper on the
13d ago	system:ingest	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
13d ago	system:ingest	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SUBHASH BHIMRAYA GADADE EchallanMH011194522202627E.pdf', 'kin
13d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SUBHASH BHIMRAYA GA
13d ago	system:ingest	sro_office_learned	{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'JAT JAT SUB REGISTRAR', 'district': 'SANGLI'}
13d ago	system:extract	challan_verified_against_case	{'grn': 'MH011194522202627E', 'file': 'SUBHASH BHIMRAYA GADADE EchallanMH011194522202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
13d ago	system:extract	challan_extracted	{'grn': 'MH011194522202627E', 'file': 'SUBHASH BHIMRAYA GADADE EchallanMH011194522202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 38020.0}
13d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []}
13d ago	ops:copilot	address_check_hold	{'why': 'a paper on the case contradicts the address the challan was about to carry, on something that can be decided', 'findings': ["The technical report does not show 'MAULI JEWELLERS', 'CTS NO 2392', or 'MILKAT NO 431
13d ago	ops:copilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the base paper does not print (SHOP, COMMERCIAL, GROUND, MARUTI, MANDIR) — read box 1 once against the paper's own words"}
13d ago	system:learn	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '393980', 'lessons': []}
13d ago	copilot:NIKHIL	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
13d ago	ezdocs:reader	paper_locate	{'fp': 'f5235c2bfe6f4114', 'box': [336, 222, 433, 862], 'why': "The property address is found on page 5, under the heading 'Description of the Property (with boundaries)'.", 'page': 5, 'what': 'tech_address', 'asked': Tr
13d ago	ezdocs:reader	paper_locate	{'fp': 'e6e7001ff5fedd48', 'box': [150, 183, 344, 594], 'why': 'The PAN card with PAN AJIPG4326J is on page 1.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': 'ca45f20a-8ac3-4e31-911b-28f67339d5f
13d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []}
13d ago	ezdocs:reader	reader_verdict	{'fp': 'f6ef9eccc4bb83d2', 'asked': True, 'missed': [{'do': "Get the paper that prints 'MAULI JEWELLERS', 'CTS NO 2392', and 'MILKAT NO 431'.", 'box': 'box 1', 'why': "The technical report does not show 'MAULI JEWELLERS'
13d ago	copilot	copilot_pick	{'why': "The source text explicitly mentions 'Tal Jath' and 'Kasabe Jath', which directly corresponds to the 'JAT SUB REGISTRAR' option. The hint about 'MRJ2_MIRAJ NO 2 JOINT SUB REGISTRAR' is a general team p", 'field':
13d ago	ops:copilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the base paper does not print (SHOP, COMMERCIAL, GROUND, MARUTI, MANDIR) — read box 1 once against the paper's own words"}
13d ago	system:reconcile	quoted_history_checked	{}
13d ago	system:reconcile	extra_challan_scanned	{'found': 0}
13d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': [], 'mails': 1, 'summary': 'The branch has sent t
13d ago	ezdocs:reader	reader_home_address	{'fp': 'a71dc8a58ed99c3e', 'from': 'the sanction letter (Sanction Letter- - Main - 77000333875.pdf)', 'home': {'pin': '416404', 'area': 'YASHWANT NAGAR', 'road': 'SATARA ROAD', 'state': 'MAHARASHTRA', 'district': 'SANGLI
13d ago	system:extract	property_self_check	{'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Second number', 'w

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Applicant's Selfie / Photo

Money

₹40,100 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Needs your eyes: GPay ₹40,100 announced at 15:07 has not settled into the PNB account (due 02:30). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

7 Oct2 things

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03057 | 77000333875

10:00

An old draft withdrew itself — its asks were already answered

10:00

1 Oct4 things — 1 letter written · 3 steps

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03057 | 77000333875