⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Ramkumar Prajapati
LAN 77000351034Loan ₹54,00,000NOIFile on IGRMails & papers 3 1 new 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
today 11:49
Documents
Payment
done today 11:51
Challan
took 58m · GRAS ↗
Filing
in the tray 10h 09m · Nikhil 19m · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paidwhole case so far 11h 09m
Needs your eyes1
Property ownership — Sanction Letter says Loans sanctioned to Ramkumar Udayraj Prajapati and Fulmati Ramkumar Pr; Legal Scrutiny Report says Property owners are Jaswant Kumar Jagdis. See the papers →
CONFIRM THE PROPERTY — then file
The engine read these from the technical report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Pune
Taluka
Haveli
Village
Kharadi
Number type
SURVEY
Number
4
Building
Vardhman Square
Floor
Upper Ground
Flat / shop no
Shop No 3
Area
34.75
Hadd
Pune Municipal Corporation
Read from the technical report, not the Index II. technical (6).pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (11h ago) — open the verification page; they are marked in red.
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal, the engine sees:
• DO NOT SAVE — Property ownership: Sanction Letter says Loans sanctioned to Ramkumar Udayraj Prajapati and Fulmati Ramkumar Prajapati; Legal Scrutiny Report says Property owners are Jaswant Kumar Jagdish Prasad Rathore & Jagdish Prasad s/o Mr. Ram Bahdur, while applicants are purchasing via an assignment deed.. The notice of intimation must be executed by the owners of the property who deposit the title deeds. The loan applicants are purchasing the property via an assignment deed from the current owners. Clarification is required on who executes the mortgage. Confirm with the branch whether the current owners or the incoming purchasers are executing the mortgage and signing as mortgagors.
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• changed — House Type: the case held nothing; filled Shop/Office on Ground Floor — a shop on the ground floor (Floor G) is the portal's Shop/Office on Ground Floor
• person 2's mobile: the case's 7841945850 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail
• 18 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• changed — floor no: the case held G; filled UG — the whole-file reading, from Technical Report and Legal Scrutiny Report, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 13 Oct68 things
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
RAMKUMAR UDAYRAJ PRAJAPATI EchallanMH011888034202627E.pdf
copilot edit — by copilot:Nikhil
paper locate — by ezdocs:reader
copilot check issues — by copilot
form checked489
reader verdict — by ezdocs:reader
whole file hold — by copilot
reading boxes not the papers words — by copilot
address check hold — by copilot
challan boxes not the papers words — by copilot
quoted history checked
extra challan scanned
property self check
file note490
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Kindly process NOI APP NO 77000351034 Name RAMKUMAR PRAJAPATI PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
The home address was read off the papers — by ezdocs:reader
pages trimmed480
documents read together
paper read beside case
cards read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
box disagreement
kyc address read
Received: LSR
LEGAL (9).pdf
money settled — by ezdocs:reader
card mobile not taken
kyc address read
money settled — by ezdocs:reader
document read again
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
applicant email captured
case read started — by ezdocs:reader
applicant email captured
roles from letter
applicant row from letter
roles from letter
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
document read again
Received: Sanction letter
KFSLetter_77000351034 (2).pdf
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: PAN card
adhar pan photo prajapati.pdf
Received: Technical report
technical (6).pdf
Received: Payment screenshot
IMG-20261013-WA0013.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
10 of 10 in hand · the challan is done — these are for the filing / KYC
✓Technical reportopen
✓PAN cardopen
✓Sanction letteropen
✓LSR (search report)open
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Mails & papers →every paper, beside its mail · 6 files
The file, as the engine remembers it6 open
File processed for Ramkumar Udayraj Prajapati and Fulmati Ramkumar Prajapati under loan 77000351034 for purchasing a commercial shop at Kharadi, Pune. A stop disagreement is raised regarding property ownership as the sanction letter names the applicants while the legal report names third-party owner
○RAMKUMAR UDAYRAJ PRAJAPATI — home flat — the branch
○RAMKUMAR UDAYRAJ PRAJAPATI — home road — the branch
○FULMATI RAMKUMAR PRAJAPATI — e-mail — the branch
○FULMATI RAMKUMAR PRAJAPATI — home flat — the branch
○FULMATI RAMKUMAR PRAJAPATI — home road — the branch
✗the papers disagree on Property ownership (Sanction Letter: Loans sanctioned to Ramkumar Udayraj Prajapati and Fulmati R; Legal Scrutiny Report: Property owners are Jaswant Kumar Jagdish Prasad Rathore & J) — a person — Confirm with the branch whether the current owners or the incoming purchasers are executing the mortgage and signing as mortgagors.
the branch's last mail (2026-10-13): The bank branch has attached all necessary documents and provided loan details for processing the NOI.
read once, kept; every new mail and paper is read against this note · kept 2026-10-13T06:22 UTC
Moneyall of it is in
₹33,260.84
Reached our account 11:46:51.
How we know
Our own bank told us — 11:46
₹33,250 · UTR 114643109860 · from AD-HDFCBK-S · a/c …6969
“Credit Alert!
Rs.33250.00 credited to HDFC Bank A/c XX6969 on 13-10-26 from VPA 8485813665@upi (UPI 114643109860)”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%16,210
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for33,260.84
By law ₹33,250. We ask ₹33,260 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
Shop No 3, Upper Ground, Vardhman Square, SURVEY, 4, Kharadi, 411014
read from the technical report · e-filing boxes 38 of 46 ready
Check the property →the boxes beside the paper
People
RAMKUMAR UDAYRAJ PRAJAPATI · applicantCSZPP9594HFULMATI RAMKUMAR PRAJAPATI · co-applicantFRAPP4481C
rendered in 2.10 s · 199 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f