Cases / NOI-2026-03409

Sachin Popat Lawand

LAN 77000352170 Challan paid · our move File on IGR All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

13 of 14 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — shows ₹22,006; money not verified yetopen

✓Selfie / photoopen

✓Technical reportopen

✓PAN cardopen

✓Paid challan (GRAS)open

✓LSR (search report)open

✓Sanction letteropen

✓Aadhaar card — inside Sachin L KYC.pdfopen

✓Sale deed — inside Sachin L LSR.pdfopen

✓Index II — inside Sachin L LSR.pdfopen

✓MOTD — inside Sachin L LSR.pdfopen

✓Bank's calculation sheet — inside Insu Saction Latter.pdfopen

Applicant's Aadhaar Card — still needed

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (11)A label is wrong? Fix it under All documents.

For you to check

The branch sent challans of its own. Decide before the fee mail goes: filing on THEIR challans means our fee only — never the stamp duty and registration fee they have already paid.
The work is done — our fee of ₹22,020.27 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹22,020.27CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹22,006; we wait for the credit itself

Ask for the exact ₹22,020.27. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%7,490

Registration fee 0.5%12,480

Government handling350

Our service fee1,700.27

Total we ask for22,020.27

Screenshot ₹22,006 — verified by itself the moment the bank credit is heard.

Paid by GPay at 2026-10-12 — verified when Google's NEFT lands in the PNB account (within hours).

This money went to the Google Pay Business account on the Vivo (EZDOCS). That ear is working (last reached us 15 Oct 16:38 — 6 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹22,005.10. We ask ₹22,020 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

The money may already be here — 1 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 minour time · 12 Oct 13:53

Index II —not yet

the NOI team 3 d 8 htotal 3 d 8 h so far

Now with the NOI team — e-filing on IGR

since 12 Oct 13:53 — 3 d 8 h of working time

Day by day — every step and who held it

12 Oct 13:51Your branch's mail

12 Oct 13:53Papers read+1 min · the NOI team

12 Oct 13:53Property readat once

12 Oct 13:53Challan madeat once

12 Oct 13:53Papers readat once

12 Oct 13:53Fee quoted+1 min · the NOI team

Case facts

Bank

ICICI_HFC

Loan amount

₹24,94,387

Loan account no.

77000352170

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, EzDocs sees:

• DO NOT SAVE — Property Owner in Legal Report vs Borrowers: Legal Scrutiny Report page 1 says Name of the Property Owner/s : Mr. Sachin Hanmant Sonna; Main Sanction Letter says Applicants are Sachin Popat Lawand and Smita Sachin Lawand. The notice of intimation must be executed by the legal owner of the property who deposits the title deeds. The legal report states the owner is Mr. Sachin Hanmant Sonna, while the loan applicants are Sachin Popat Lawand and Smita Sachin Lawand. Ask the branch to clarify who is executing the mortgage and whether Mr. Sachin Hanmant Sonna is joining as a mortgagor.

• payment NOT verified — office rule: no filing before credit

• person 2's mobile: the case's 9172255772 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail

• 2 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: Second number, Property type

• Payment page: the filing row held GRN MH010242869202627U — the challan that fits this case's loan of 24,94,387 is MH011828291202627E (7,490 + 12,480 on SACHIN POPAT LAWAND EchallanMH0118282912): it is typed

• person 2's mobile: EzDocs (reading the whole file) took 9172255772 off a card — not typed

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPProperty Owner in Legal Report vs Borrowers

Legal Scrutiny Report page 1	Name of the Property Owner/s : Mr. Sachin Hanmant Sonna
Main Sanction Letter	Applicants are Sachin Popat Lawand and Smita Sachin Lawand Customer Name: SACHIN POPAT LAWAND, LAWAND SMITA SACHIN

Why it matters: The notice of intimation must be executed by the legal owner of the property who deposits the title deeds. The legal report states the owner is Mr. Sachin Hanmant Sonna, while the loan applicants are Sachin Popat Lawand and Smita Sachin Lawand.

What to do: Ask the branch to clarify who is executing the mortgage and whether Mr. Sachin Hanmant Sonna is joining as a mortgagor.

Compared: the technical report, the legal report (TSR); and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 3d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010242869202627U	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

DN deshmukh.nandkumar@icicihfc.com icicihfc.com
12 Oct, 13:51 · 3d ago THE FIRST MAIL — how this case began

Kindly Provide 0.3 & 0.5 Challan In Case Of Mr. SACHIN POPAT LAWAND // App No - 77000352170.

📎 Sachin L Payment Done.pdf ↗📎 Sachin L Photo.jpg ↗📎 Smita L Photo.jpg ↗📎 Sachin L Tech Report.pdf ↗📎 Sachin L KYC.pdf ↗📎 Sachin L Search Report Challan.pdf ↗📎 Sachin L Search Report.pdf ↗📎 Sachin L LSR.pdf ↗📎 Main Sanction Latter.pdf ↗📎 Insu Saction Latter.pdf ↗

Dear Team,

Kindly Provide 0.3 & 0.5 Challan In Case Of Mr.

SACHIN POPAT LAWAND // App No - 77000352170.

Regards,
Mangesh Deshmukh.

🤖 read: asks for the challan; documents attached — “Kindly Provide 0.3 & 0.5 Challan In Case Of Mr. SACHIN POPAT LAWAND // App No - 77000352170.”

OL The NOI teamTYPED IN GMAIL
12 Oct, 15:32 · 3d ago

📎 SACHIN POPAT LAWAND EchallanMH011828291202 ↗

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Mon, 12 Oct 2026 at 13:52, Deshmukh Nandkumar /DIST/ICICIHFC/BRMTI <
deshmukh.nandkumar@icicihfc.com> wrote:

Dear Team,

Kindly Provide 0.3 & 0.5 Challan In Case Of Mr. SACHIN POPAT LAWAND // App
No - 77000352170.

Regards,
Mangesh Deshmukh.

🤖 read: challan shared ✓ — “PFA Challan for your reference.”

OL The NOI teamTYPED IN GMAIL
12 Oct, 15:32 · 3d ago

Team

Kindly share the index 2 copy for the NOI Process

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Mon, 12 Oct 2026 at 15:32, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team

PFA Challan for your reference.

Aradhana Rai
NOI Coordinator | One Legal +91 8888706969

On Mon, 12 Oct 2026 at 13:52, Deshmukh Nandkumar /DIST/ICICIHFC/BRMTI < deshmukh.nandkumar@icicihfc.com > wrote:

Dear Team,

Kindly Provide 0.3 & 0.5 Challan In Case Of Mr. SACHIN POPAT LAWAND // App No - 77000352170.

Regards,

Mangesh Deshmukh.

🤖 read: asks the branch for documents — “Kindly share the index 2 copy for the NOI Process”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	Sachin L Payment Done.pdf	filed	3d ago
Selfie / photo	Sachin L Photo.jpg	CANNOT BE READ — clear copy asked	3d ago
Selfie / photo	Smita L Photo.jpg	filed	3d ago
Technical report	Sachin L Tech Report.pdf	filed	3d ago
PAN card+ Aadhaar card inside	Sachin L KYC.pdf	filed	3d ago
Paid challan (GRAS)	Sachin L Search Report Challan.pdf	filed	3d ago
LSR (search report)	Sachin L Search Report.pdf	filed	3d ago
LSR (search report)+ Sale deed inside+ Index II inside+ MOTD inside	Sachin L LSR.pdf	filed	3d ago
Sanction letter	Main Sanction Latter.pdf	filed	3d ago
Sanction letter+ Bank's calculation sheet inside	Insu Saction Latter.pdf	filed	3d ago
Paid challan (GRAS)	SACHIN POPAT LAWAND EchallanMH011828291202627E.pdf	filed	3d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹22,020.27

Where it stands
waiting for the credit

Screenshot claims
₹22,006 628546679449

Screenshot ₹22,006 — verified by itself the moment the bank credit is heard.

Paid by GPay at 2026-10-12 — verified when Google's NEFT lands in the PNB account (within hours).

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹7,490	₹12,480	₹350	₹1,700	₹22,020

By law ₹22,005.10. We ask ₹22,020 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

35 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, E-mail (person 1), Floor (person 1), Road (person 1) …

Not found in the document: Road, Area

10 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, Property type (Open / Building / Open + Building), Floor (person 1), Flat / house no (person 1), Road (person 1), Area / sector (person 1), Floor (person 2), Flat / house no (person 2) …

✓ EzDocs checked every box against the document’s own words 3d ago — all agree.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Sachin L LSR.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

All that piece and parcel of Flat no. B-08 area adms. 900 Sq.ft situated on Stilted 1st floor in Building Namely “Sejal Apartment " constructed Upon Plot No. 11 and 12 out of Gat No. 101/102 of Village Jalochi and Expanded area of Municipal Council Baramati, Tal. Baramati, Dist. Pune.

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this

Sachin L Tech Report.pdf

Property Address line
FLAT NO B-08 1ST FLOOR SEJAL APARTMENT,PLOT NO 11, 12 GAT NO 101 102,AT MOUJE JALOCHI BARAMATI DIST PUNE

Legal Address line
FLAT NO B-08 1ST FLOOR SEJAL APARTMENT PLOT NO 11, 12 GAT NO 101 102 AT MOUJE JALOCHI BARAMATI DIST PUNE

PIN
413102

the legal report (TSR)

Sachin L LSR.pdf

Property Address line
FLAT NO. B-08 AREA ADMS. 900 SQ.FT SITUATED ON STILTED 1ST FLOOR IN BUILDING NAMELY "SEJAL APARTMENT " CONSTRUCTED UPON PLOT NO. 11 AND 12 OUT OF GAT NO. 101/102 OF VILLAGE JALOCHI AND EXPANDED AREA OF MUNICIPAL COUNCIL BARAMATI, TAL. BARAMATI, DIST. PUNE.

the legal report (TSR)

Sachin L Search Report.pdf

as printed
FLAT NO. B-08 AREA ADMS. 900 SQ.FT SITUATED ON STILTED 1ST FLOOR IN BUILDING NAMELY “SEJAL APARTMENT ” CONSTRUCTED UPON PLOT NO. 11 AND 12 OUT OF GAT NO. 101/102 OF VILLAGE JALOCHI AND EXPANDED AREA OF MUNICIPAL COUNCIL BARAMATI, TAL. BARAMATI, DIST. PUNE.

PIN
413102

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO B-08 1ST FLOOR SEJAL APARTMENT PLOT NO 11 AND 12 GAT NO 101/102

Locality/Road
AT MOUJE JALOCHI BARAMATI TAL BARAMATI DIST PUNE

Area/City
PUNE

check or correct a box, the papers beside it →

the legal report (TSR) also prints: 101/102, 900, ADMS, EXPANDED, NAMELY, STILTED, UPON
the legal report (TSR) also prints: 101/102, 900, ADMS, EXPANDED, NAMELY, STILTED, UPON

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Smita Sachin Lawand	ALGPL0475P	…1394
mortgagor	SACHIN POPAT LAWAND	AEKPL4596E

All mail records (for Abhijit — safe to ignore)

Template	To	When
documents acknowledged	deshmukh.nandkumar@icicihfc.com	3d ago
questions for the branch — what the papers leave open	deshmukh.nandkumar@icicihfc.com	3d ago

What EzDocs read from each document — check anything marked in red

Selfie / photo Sachin L Photo.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
1

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Payment screenshot Sachin L Payment Done.pdf needs your check

utr
628546679449

date
2026-10-12

time
13:48

amount
22006

method
UPI

payee upi
3535@okbizaxis

payer upi
dise@oksbi

payee name
EZDOCS

payer name
SACHIN POPAT LAWAND

debit notification text
Payment of ’22,006 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account

raw reading (for Abhijit)

{'utr': '628546679449', 'date': '2026-10-12', 'time': '13:48', 'amount': 22006, 'method': 'UPI', 'payee_upi': '3535@okbizaxis', 'payer_upi': 'dise@oksbi', 'payee_name': 'EZDOCS', 'payer_name': 'SACHIN POPAT LAWAND', 'debit_notification_text': "Payment of ’22,006 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account"}

Selfie / photo Smita L Photo.jpg needs your check

kind
live_selfie

legible
True

confidence
1.0

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}

PAN card Sachin L KYC.pdf needs your check

dob
1981-05-26

pan
AEKPL4596E

name
SACHIN POPAT LAWAND

legible
True

father name
POPAT GANPAT LAWAND

raw reading (for Abhijit)

{'dob': '1981-05-26', 'pan': 'AEKPL4596E', 'name': 'SACHIN POPAT LAWAND', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'POPAT GANPAT LAWAND', 'aadhaar_last4': None, 'quality_issue': None}

Technical report Sachin L Tech Report.pdf needs your check

found
True

found in
INDIVIDUAL TECHNICAL REPORT

area sq m
69.67

paper for
loan_ref: 77000352170; report_id: HRQ-26-153435; customer_name: Sachin Popat Lawand

confidence
1.0

reading486
property

address lines
taken: legal; legal_address: Flat No B-08 1st Floor Sejal Apartment Plot No 11, 12 Gat No 101 102 At Mouje Jalochi Baramati Dist Pune; property_address: Flat No B-08 1st Floor Sejal Apartment,Plot No 11, 12 Gat No 101 10

property address
pin: 413102; state: Maharashtra; taluka: Baramati; Flat no: Flat No B-08; district: Pune; Floor: 1st; landmark: Near Bom Baramati; Address: Flat No B-08 1st Floor Sejal Apartment Plot No 11, 12 Gat No 101 102 At

security address verbatim
Flat No B-08 1st Floor Sejal Apartment Plot No 11, 12 Gat No 101 102 At Mouje Jalochi Baramati Dist Pune

raw reading (for Abhijit)

{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 69.67, 'paper_for': {'loan_ref': '77000352170', 'report_id': 'HRQ-26-153435', 'customer_name': 'Sachin Popat Lawand'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No B-08 1st Floor Sejal Apartment Plot No 11, 12 Gat No 101 102 At Mouje Jalochi Baramati Dist Pune', 'property_address': 'Flat No B-08 1st Floor Sejal Apartment,Plot No 11, 12 Gat No 101 102,At Mouje Jalochi Baramati Dist Pune'}, 'property_address': {'pin': '413102', 'road': None, 'state': 'Maharashtra', 'taluka': 'Baramati', 'flat_no': 'Flat No B-08', 'district': 'Pune', 'floor_no': '1st', 'landmark': 'Near Bom Baramati', 'full_address': 'Flat No B-08 1st Floor Sejal Apartment Plot No 11, 12 Gat No 101 102 At Mouje Jalochi Baramati Dist Pune', 'village_city': 'Jalochi', 'building_name': 'Sejal Apartment', 'survey_or_cts_no': 'Plot No 11, 12 Gat No 101 102'}, 'security_address_verbatim': 'Flat No B-08 1st Floor Sejal Apartment Plot No 11, 12 Gat No 101 102 At Mouje Jalochi Baramati Dist Pune'}

Paid challan (GRAS) Sachin L Search Report Challan.pdf needs your check

grn
MH010242869202627U

defaced
False

raw reading (for Abhijit)

{'grn': 'MH010242869202627U', 'pin': None, 'total': None, 'article': None, 'defaced': False, 'bank_cin': None, 'district': None, 'area_city': None, 'payer_pan': None, 'flat_block': None, 'payer_name': None, 'sro_office': None, 'paying_bank': None, 'remarks_raw': None, 'scheme_rows': [], 'payer_mobile': None, 'payment_date': None, 'road_locality': None, 'second_party_pan': None, 'second_party_name': None, 'consideration_amount': None}

PAN card Sachin L KYC.pdf needs your check

dob
1986-06-30

name
Smita Sachin Lawand

mobile
9172255772

address
pin: 413102; state: Maharashtra; building: B4, Sejal Appartment, Saloni park, Desai Estate; district: Pune; post_office: Baramati; Village: Baramati

legible
True

aadhaar last4
1394

raw reading (for Abhijit)

{'dob': '1986-06-30', 'pan': None, 'name': 'Smita Sachin Lawand', 'mobile': '9172255772', 'address': {'pin': '413102', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'B4, Sejal Appartment, Saloni park, Desai Estate', 'district': 'Pune', 'post_office': 'Baramati', 'village_city': 'Baramati'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1394', 'quality_issue': None}

LSR (search report) Sachin L Search Report.pdf needs your check

found
True

found in
SEARCH AND TITLE REPORT

area sq m
83.61

paper for
customer_name: Sachin Hanmant Sonna

confidence
0.95

reading486
property

property address
pin: 413102; state: Maharashtra; taluka: Baramati; Flat no: B-08; district: Pune; Floor: 1st; Address: Flat no. B-08, Stilted 1st floor, Sejal Apartment, Plot No. 11 and 12 out of Gat No. 101/102, Village Jalochi

security address verbatim
Flat no. B-08 area adms. 900 Sq.ft situated on Stilted 1st floor in Building Namely “Sejal Apartment ” constructed Upon Plot No. 11 and 12 out of Gat No. 101/102 of Village Jalochi and Expanded area of Municipal Council

raw reading (for Abhijit)

{'found': True, 'found_in': 'SEARCH AND TITLE REPORT', 'area_sq_m': 83.61, 'paper_for': {'loan_ref': None, 'report_id': None, 'customer_name': 'Sachin Hanmant Sonna'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '413102', 'road': None, 'state': 'Maharashtra', 'taluka': 'Baramati', 'flat_no': 'B-08', 'district': 'Pune', 'floor_no': '1st', 'landmark': None, 'full_address': 'Flat no. B-08, Stilted 1st floor, Sejal Apartment, Plot No. 11 and 12 out of Gat No. 101/102, Village Jalochi, Expanded area of Municipal Council Baramati, Tal. Baramati, Dist. Pune', 'village_city': 'Jalochi', 'building_name': 'Sejal Apartment', 'survey_or_cts_no': 'Plot No. 11 and 12 out of Gat No. 101/102'}, 'security_address_verbatim': 'Flat no. B-08 area adms. 900 Sq.ft situated on Stilted 1st floor in Building Namely “Sejal Apartment ” constructed Upon Plot No. 11 and 12 out of Gat No. 101/102 of Village Jalochi and Expanded area of Municipal Council Baramati, Tal. Baramati, Dist. Pune.'}

LSR (search report) Sachin L Search Report.pdf needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

LSR (search report) Sachin L LSR.pdf needs your check

found
True

found in
SCHEDULE I - Description of Property with Boundaries

area sq m
83.61

paper for
loan_ref: 77000352170; customer_name: Mr. Sachin Popat Lawand & Mrs. Lawand Smita Sachin

confidence
0.95

reading486
property

address lines
taken: property; property_address: Flat no. B-08 area adms. 900 Sq.ft situated on Stilted 1st floor in Building Namely "Sejal Apartment " constructed Upon Plot No. 11 and 12 out of Gat No. 101/102 of Village Jalochi and

property address
state: Maharashtra; taluka: Baramati; Flat no: B-08; district: Pune; Floor: 1st; Address: Flat no. B-08, Stilted 1st floor, Sejal Apartment, Plot No. 11 and 12, Gat No. 101/102, Village Jalochi, Baramati, Tal. Ba

security address verbatim
Flat no. B-08 area adms. 900 Sq.ft situated on Stilted 1st floor in Building Namely "Sejal Apartment " constructed Upon Plot No. 11 and 12 out of Gat No. 101/102 of Village Jalochi and Expanded area of Municipal Council

raw reading (for Abhijit)

{'found': True, 'found_in': 'SCHEDULE I - Description of Property with Boundaries', 'area_sq_m': 83.61, 'paper_for': {'loan_ref': '77000352170', 'report_id': None, 'customer_name': 'Mr. Sachin Popat Lawand & Mrs. Lawand Smita Sachin'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': {'taken': 'property', 'legal_address': None, 'property_address': 'Flat no. B-08 area adms. 900 Sq.ft situated on Stilted 1st floor in Building Namely "Sejal Apartment " constructed Upon Plot No. 11 and 12 out of Gat No. 101/102 of Village Jalochi and Expanded area of Municipal Council Baramati, Tal. Baramati, Dist. Pune.'}, 'property_address': {'pin': None, 'road': None, 'state': 'Maharashtra', 'taluka': 'Baramati', 'flat_no': 'B-08', 'district': 'Pune', 'floor_no': '1st', 'landmark': None, 'full_address': 'Flat no. B-08, Stilted 1st floor, Sejal Apartment, Plot No. 11 and 12, Gat No. 101/102, Village Jalochi, Baramati, Tal. Baramati, Dist. Pune', 'village_city': 'Jalochi', 'building_name': 'Sejal Apartment', 'survey_or_cts_no': 'Gat No. 101/102, Plot No. 11 and 12'}, 'security_address_verbatim': 'Flat no. B-08 area adms. 900 Sq.ft situated on Stilted 1st floor in Building Namely "Sejal Apartment " constructed Upon Plot No. 11 and 12 out of Gat No. 101/102 of Village Jalochi and Expanded area of Municipal Council Baramati, Tal. Baramati, Dist. Pune.'}

Sanction letter Main Sanction Latter.pdf needs your check

lan
77000352170

legible
True

purpose
Home Loan and Purchase/Improvement of Property

borrowers
{'name': 'SACHIN POPAT LAWAND', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'LAWAND SMITA SACHIN', 'role': 'applicant', 'label': 'Customer Name'}

confidence
1

rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.50% 9.40%p.a

linked refs
77000352171

loan amount
2430000

rate spread
-9.5

final amount
2430000

interest rate
9.4

sanction date
07/10/2026

letter version
HF-38-VER-14-01072026/KFS

reference rate
18.9

applicant email
sachinparadise@gmail.com

applicant names
SACHIN POPAT LAWAND, LAWAND SMITA SACHIN

printed altered
False

applicant mobile
9921295400

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

applicant address verbatim
B4 Sejal Appartment Saloni Park Desai Estate, Baramati Tal Baramati Dist Pune, Baramati, Pune Moffusil, PUNE, MAHARASHTRA, IN, 413102

raw reading (for Abhijit)

{'lan': '77000352170', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [{'name': 'SACHIN POPAT LAWAND', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'LAWAND SMITA SACHIN', 'role': 'applicant', 'label': 'Customer Name'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.50% 9.40%p.a', 'handwritten': [], 'linked_refs': ['77000352171'], 'loan_amount': 2430000, 'rate_spread': -9.5, 'final_amount': 2430000, 'interest_rate': 9.4, 'quality_issue': None, 'sanction_date': '07/10/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'reference_rate': 18.9, 'applicant_email': 'sachinparadise@gmail.com', 'applicant_names': ['SACHIN POPAT LAWAND', 'LAWAND SMITA SACHIN'], 'printed_altered': False, 'applicant_mobile': '9921295400', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': None, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'B4 Sejal Appartment Saloni Park Desai Estate, Baramati Tal Baramati Dist Pune, Baramati, Pune Moffusil, PUNE, MAHARASHTRA, IN, 413102'}

Sanction letter Insu Saction Latter.pdf needs your check

lan
77000352171

legible
True

purpose
Non Housing loan and Insurance

borrowers
{'name': 'SACHIN POPAT LAWAND', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'LAWAND SMITA SACHIN', 'role': 'co_applicant', 'label': 'Customer Name'}

loan type
Non Housing loan and Insurance

confidence
1

rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.50% 9.40%p.a

rate spread
-9.5

final amount
64387

interest rate
9.4

sanction date
07/10/2026

letter version
HF-I-38-VER-13-01072026/KFS

reference rate
18.9

applicant email
sachinparadise@gmail.com

applicant names
SACHIN POPAT LAWAND, LAWAND SMITA SACHIN

applicant mobile
9921295400

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
True

applicant address verbatim
B4 Sejal Appartment Saloni Park Desai Estate, Baramati Tal Baramati Dist Pune, Baramati, Pune Moffusil, PUNE, MAHARASHTRA, IN, 413102

raw reading (for Abhijit)

{'lan': '77000352171', 'legible': True, 'purpose': 'Non Housing loan and Insurance', 'borrowers': [{'name': 'SACHIN POPAT LAWAND', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'LAWAND SMITA SACHIN', 'role': 'co_applicant', 'label': 'Customer Name'}], 'loan_type': 'Non Housing loan and Insurance', 'confidence': 1, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.50% 9.40%p.a', 'handwritten': [], 'linked_refs': [], 'loan_amount': None, 'rate_spread': -9.5, 'final_amount': 64387, 'interest_rate': 9.4, 'quality_issue': None, 'sanction_date': '07/10/2026', 'letter_version': 'HF-I-38-VER-13-01072026/KFS', 'reference_rate': 18.9, 'applicant_email': 'sachinparadise@gmail.com', 'applicant_names': ['SACHIN POPAT LAWAND', 'LAWAND SMITA SACHIN'], 'printed_altered': None, 'applicant_mobile': '9921295400', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': True, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'B4 Sejal Appartment Saloni Park Desai Estate, Baramati Tal Baramati Dist Pune, Baramati, Pune Moffusil, PUNE, MAHARASHTRA, IN, 413102'}

Payment screenshot Sachin L Payment Done.pdf needs your check

payments inside
bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '628546679449', 'date': '2026-10-12', 'page': 1, 'time': '13:48', 'payee': 'EZDOCS', 'amount': 22006.0, 'direction': 'credit', 'narration': 'UPI tra

raw reading (for Abhijit)

{'payments_inside': {'bank': 'State Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '628546679449', 'date': '2026-10-12', 'page': 1, 'time': '13:48', 'payee': 'EZDOCS', 'amount': 22006.0, 'direction': 'credit', 'narration': 'UPI transaction ID 628546679449 To: EZDOCS 3535@okbizaxis From: SACHIN POPAT LAWAND (State Bank of India) ....dise@oksbi on Google Pay Google transaction ID CICAgLjm6NLYOW', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '9782', 'account_holder': 'SACHIN POPAT LAWAND'}}

Paid challan (GRAS) SACHIN POPAT LAWAND EchallanMH011828291202627E.pdf needs your check

grn
MH011828291202627E

pin
413102

total
19970.0

article
6(1)

defaced
False

bank cin
03006172026101200903

district
PUNE

area city
PUNE

payer pan
AEKXXXXXXE

flat block
FLAT NO B-08 1ST FLOOR SEJAL APARTMENT PLOT NO 11 12 GAT NO 101 102

payer name
SACHIN POPAT LAWAND

sro office
BMT_BARAMATI SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2494387

scheme rows
{'amount': 7490.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12480.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX5400

payment date
12/10/2026-15:29:33

road locality
AT MOUJE JALOCHI TAL BARAMATI DIST PUNE

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
2494387

raw reading (for Abhijit)

{'grn': 'MH011828291202627E', 'pin': '413102', 'total': 19970.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101200903', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'AEKXXXXXXE', 'flat_block': 'FLAT NO B-08 1ST FLOOR SEJAL APARTMENT PLOT NO 11 12 GAT NO 101 102', 'payer_name': 'SACHIN POPAT LAWAND', 'sro_office': 'BMT_BARAMATI SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2494387', 'scheme_rows': [{'amount': 7490.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12480.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5400', 'payment_date': '12/10/2026-15:29:33', 'road_locality': 'AT MOUJE JALOCHI TAL BARAMATI DIST PUNE', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '2494387'}

Technical record (for Abhijit — safe to ignore)

7h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 12 Oct, 15:32 shared the paid challan — the drafts it answers are taken off", 'count': 2, 'kinds': ['ack_docs', 'branch_questions']}
2d ago	the branch (pay link)	payment_page_opened	{'ua': 'Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +c', 'why': "someone opened the pay link from the NOI team's mail — on the record only; it ties no money", 'amount': 22020.27, 'case_n
3d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AExxxxxxXE — no paper on the
3d ago	EzDocs	challan_found_on_case	{'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SACHIN POPAT LAWAND EchallanMH011828291202627E.pdf', 'kind': 'pa
3d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SACHIN POPAT LAWAND
3d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'BMT_BARAMATI SUB REGISTRAR', 'district': 'PUNE'}
3d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011828291202627E', 'file': 'SACHIN POPAT LAWAND EchallanMH011828291202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
3d ago	EzDocs	challan_extracted	{'grn': 'MH011828291202627E', 'file': 'SACHIN POPAT LAWAND EchallanMH011828291202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 19970.0}
3d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '498388', 'lessons': [{'box': 'Taluka', 'words': 'Taluka: the team adds words
3d ago	Nikhil	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
3d ago	EzDocs	paper_locate	{'fp': '359c2db0ff22a36f', 'box': [275, 27, 724, 491], 'why': 'The PAN card with number AEKPL4596E is on page 1.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': 'af7e05e9-afd2-457a-a357-80d580c62
3d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
3d ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03409'}
3d ago	the co-pilot	whole_file_hold	{'why': 'EzDocs read the whole file and found two papers that disagree on something the challan would carry', 'stops': ['Property Owner in Legal Report vs Borrowers']}
3d ago	EzDocs	quoted_history_checked	{}
3d ago	EzDocs	extra_challan_scanned	{'found': 0}
3d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '0f7a1f54-1c38-45eb-94e4-a7aca9425f9d'}
3d ago	EzDocs	hidden_payment_scan	{'file': 'Sachin L Payment Done.pdf', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': 'b1eb82fe-0a91-4639-903e-6912417af409', 'fetched': True}
3d ago	EzDocs	index2_docno_read	{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'Sachin L LSR.pdf', 'doc_id': '1c7a8420-6902-4b16-86f9-e1a836587734', 'header_sro'
3d ago	EzDocs	reader_home_address	{'fp': '055d35f04a6377be', 'from': 'the sanction letter (Insu Saction Latter.pdf)', 'home': {'pin': '413102', 'area': 'SALONI PARK DESAI ESTATE', 'flat': 'B4', 'state': 'MAHARASHTRA', 'building': 'SEJAL APPARTMENT', 'dis
3d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-12T08:24:11', 'why': 'reading', 'open': 9, 'mails': [{'at': '2026-10-12 08:21', 'id': '1a12f34e20b1f459', 'from': 'branch', 'gist': 'The branch is asking for the 0.3 & 0.5 challan for Mr. Sachin
3d ago	EzDocs	branch_questions_drafted	{'why': 'what the papers leave open is asked of the branch in one draft; a person presses Send', 'questions': ['Property Owner in Legal Report vs Borrowers — Legal Scrutiny Report page 1 says Name of the Property Owner/s
3d ago	EzDocs	email_shadowed:branch_questions	{'to': 'deshmukh.nandkumar@icicihfc.com', 'body': 'Dear Team,\n\nWith reference to the captioned case (LAN: 77000352170), the papers on file leave the following open, and we cannot make the challan until it is settled:\n
3d ago	EzDocs	branch_from_reading501	{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'BARAMATI'}
3d ago	EzDocs	case_read	{'how': 'uri', 'tag': '91f6d0224fa0a164', 'docs': ['Sachin L LSR.pdf', 'Sachin L Search Report.pdf', 'Sachin L Tech Report.pdf', 'Main Sanction Latter.pdf', 'Insu Saction Latter.pdf', 'Sachin L KYC.pdf'], 'loan': {'amoun
3d ago	EzDocs	pan_by_reading443	{'now': 'ALGPL0475P', 'was': None, 'why': 'EzDocs (reading the whole file) — which knows whose card a PAN is — puts this PAN on co-applicant 1; the row follows the reading', 'card': None, 'person': 'Smita Sachin Lawand'}
3d ago	EzDocs	email_shadowed:ack_docs	{'to': 'deshmukh.nandkumar@icicihfc.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: 77000352170).\n\n Applicant : Sachin Popat Lawand\n LAN : 77000352170\n Loan
3d ago	EzDocs	claim_matches_law_exact	{'why': 'the branch paid the statutory-exact total — the gap is our own Rs.10 round-up, absorbed by desk practice', 'claimed': 22006.0, 'our_ask': 22020.27, 'law_exact': 22005.1}
3d ago	EzDocs	acknowledged_with_advice	{'why': "documents complete and the branch's payment advice is in hand — the credit is being confirmed on our side; the branch owes nothing meanwhile", 'claimed': 22006.0}
3d ago	EzDocs	fee_quote_suppressed	{'how': 'claim', 'utr': '628546679449', 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 22006.0}

Case diary the case’s history — what happened, newest day first

Papers

1 still needed for the challan

Applicant's Aadhaar Card

Money

₹22,006 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: The branch sent challans of its own. Decide before the fee mail goes: filing on THEIR challans means our fee only — never the stamp duty and registration fee they have already paid. The work is done — our fee of ₹22,020.27 is still not in our account. Chase the branch for it.

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered

15:10

13 Oct1 thing — 1 step

The pay link from the fee mail was opened — on the record only; it ties no money — by the branch (pay link)

22:01

12 Oct35 things — 11 documents received · 4 letters written · 2 money steps · 1 caution · 17 steps

The paid challan is on the case — moved to filing

The case moves to filing on the IGR site.