JAGANNATH KISAN KHEMNAR
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹18,949.98 is still not in our account. Chase the branch for it.
- Payment proof is from 2026-06-28 — an old receipt?
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Day by day — every step and who held it
Next step
The 0.3% challan is paid — nothing is filed on this kind
This case asked for the 0.3% challan alone (the stamp duty and ₹100) — a top-up, or a stand-alone 0.3% challan. There is no e-filing and no Index II to wait for. Share the challan with the branch (the mail is ready in Draft mails), then close the case. If the branch asks for the NOI filing too, set the kind to NOI under Case facts first.
⚠ 3 differences between the papers — 2 stop the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| Sanction letter SKM_226i26062815380.pdf | Sector 01, Building No 04, Wing 5 Sector 01, 233/1+234+238/1+238/2+242, Mahalaxmi Nagar, Building No 04, Wing 5 |
| Sanction letter Sanction letter (3).pdf | Sector 201, Building No 05, Wing not mentioned Sector 201, 233/1+234+238/1+238/2+242, Mahalaxmi Nagar, Building No 05 |
| Case file description | case is marked a top-up (stamp duty alone) this case is marked a top-up (stamp duty alone) |
| Paid challan | carries both heads (stamp duty and registration fee) for Rs 6283000 carries BOTH heads — stamp duty and registration fee (Rs 33855 in all) |
| The PAN card | KALPANA JAGANNAT KHEMANAR |
| The sanction letter DIFFERS | KALPANA JAGANNATH KHEMNAR |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH005362127202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper12 Sep, 12:32 · 33d ago THE APP JOINED HERE — earlier mails are on Gmail
Team,
For noi filing we need to register a photo of the applicant.
earlier mails quoted below
12 more mails in between — open
22 Sep, 15:17 · 23d ago
Team,
For noi filing we need to register a photo of the applicant.
earlier mails quoted below
03 Oct, 17:00 · 12d ago
Team,
For noi filing we need to register a photo of the applicant.
earlier mails quoted below
06 Oct, 14:26 · 9d ago
Team,
For noi filing we need to register a photo of the applicant.
earlier mails quoted below
08 Oct, 13:17 · 7d ago
Team,
For noi filing we need to register a photo of the applicant.
earlier mails quoted below
10 Oct, 13:56 · 5d ago
Team,
For noi filing we need to register a photo of the applicant.
earlier mails quoted below
12 Oct, 13:37 · 3d ago
Please find attached applicant photo
Request you to give confirmation NOI Documentation is completed
earlier mails quoted below
12 Oct, 13:42 · 3d ago
TEAM
kindly share
ThinkBigz
M:-8097244974
earlier mails quoted below
12 Oct, 13:42 · 3d ago
TEAM
kindly share clear live color selfie photo for noi prosess
earlier mails quoted below
14 Oct, 14:32 · 1d ago
Please share a clear colour live selfie photo of applicant for NOI filing challan will expire soon, Will not take responsibility for the clouser without a document.
earlier mails quoted below
14 Oct, 14:43 · 1d ago
PFA selfie photo of applicant
earlier mails quoted below
14 Oct, 15:20 · 1d ago
Team
we will process the NOI for the same.
earlier mails quoted below
14 Oct, 15:35 · 1d ago
Please find attached applicant photo
Request you to give confirmation NOI Documentation is completed
earlier mails quoted below
14 Oct, 15:53 · 1d ago
Team
we will process the NOI for the same.
earlier mails quoted below
15 Oct, 12:46 · 6h ago
TEAM,
PFA: Downloaded e-filing for your reference..
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Index IIthe branch sent this — an input | Index II (1).pdf | filed | 3d ago |
| PAN card+ Aadhaar card inside+ Selfie / photo inside | KYC.pdf | filed | 3d ago |
| Sanction letter | Sanction letter (3).pdf | filed | 3d ago |
| Payment screenshot | IMG-20260628-WA0056.jpg | filed | 3d ago |
| Index IIthe branch sent this — an input | SKM_226i26062811120.pdf | filed | 3d ago |
| Sanction letter | SKM_226i26062815380.pdf | filed | 3d ago |
| Paid challan (GRAS) | JAGANNATH KISAN KHEMNAR EchallanMH005362127202627E.pdf | filed | 3d ago |
| Selfie / photo | IMG-20261008-WA0042.jpg | filed | 3d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹18,949.98
waiting for the credit
₹35,700 196614856131
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹18,849 | ₹0 | ₹0 | ₹100 | ₹18,949 |
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO 303, 3RD FLOOR, ROYAL CATEGARI, SECTOR 01, 233/1+234+238/1+238/2+242, MAHALAXMI NAGAR, BUILDING NO 04, WING 5, NERE, PANVEL, NAVI MUMBAI, NAVI MUMBAI, MAHARASHTRA, INDIA, 410206
410206
FLAT NO 303, 3RD FLOOR, ROYAL CATEGARI, SECTOR 201, 233/1+234+238/1+238/2+242, MAHALAXMI NAGAR, BUILDING NO 05, NERE, PANVEL, NAVI MUMBAI, NAVI MUMBAI, MAHARASHTRA, INDIA, 410206
410206
vibhaaga kra. 07, dara 49,300/- prati chau.mi. sadanikaa kra-303, tisaraa majalaa, billdinga nan. 04, vinga nan. 5, royala kategari, mahaalakshmi nagara, sektara nan-01, sarvhe nan. 233/1+234+ 238/1+ 238/2+ 242/0 mauje-nere, taa. panavela, ji.raayagada, kshetra. 67.997 chau.mi. kaarapeta + 7.33 chau.mi. baalakani + 34.20 chau.mi. teresa yaa milakatiche.. sadara dinaanka 18/02/2018 roji nondanikruta jhaalelyaa dasta kra. 1878/2018 madhye suchi kra. 2 (indeksa 2) madhye najarachukine bildinga nan. 05 asaa ullekha jhaalaa asuna vinga chaa ullekha jhaalelaa naahi. tari sadara dastaamadhye bildinga nan. 04 aani vinga nan. 5 ase vaachanyaata va samajanyaata yaave.. ((SURVEY NUMBER: 233/1+234+ 238/1+ 238/2+242/0;))
I CANNOT TELL
1) paalikeche naava:raayagada itara varnana :, itara maahitih vibhaaga kra. 07, dara 49,300/- prati chau.mi. 10 takke ghasaaraa- sadanikaa kra-303, tisaraa majalaa, royala kategari, mahaalakshmi nagara, bildinga nan- 05, sektara nan-01, savrvhe nan. 233/1+234+ 238/1+ 238/2+ 242/0mauje- nere, taa. panavela, ji. raayagada, kshetra. 67.997 chau.mi. kaarapeta + 7.33 chau.mi. baalkani + 34.20 chau.mi. teresa yaa milakatiche ((SURVEY NUMBER: 233/1+234+ 238/1+ 238/2+ 242/0; SECTOR NUMBER: 01;))
410206
FLAT NO 303 3RD FLOOR ROYAL CATEGARI SECTOR 01 233/1 234 238/1 238/2 242 MAHALAXMI NAGAR
BUILDING NO 04 WING 5 NERE PANVEL NAVI MUMBAI MAHARASHTRA
NAVI MUMBAI
the Index II also prints: 05, 07, 18/02/2018, 1878/2018, 2, 20, 242/0, 300/, AANI, ASAA, ASE, ASUNA, BAALAKANI, BILDINGA, BILLDINGA, CANNOT, CHAA, CHAU
the Index II also prints: 05, 07, 1, 10, 20, 242/0, 242/0MAUJE, 300/, BAALKANI, BILDINGA, CHAU, DARA, GHASAARAA, ITARA, JI, KAARAPETA, KATEGARI, KRA
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | KALPANA JAGANNAT KHEMANAR | FDJPK5884H | …9937 |
| mortgagor | JAGANNATH KISAN KHEMNAR | AMTPK7393R | …1937 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | akshay.chaudhari@phfl.com | 3d ago |
| fee quote | akshay.chaudhari@phfl.com | 3d ago |
| document chase | akshay.chaudhari@phfl.com | 3d ago |
| questions for the branch — what the papers leave open | akshay.chaudhari@phfl.com | 3d ago |
What EzDocs read from each document — check anything marked in red
index2_input
pin: 410206; rows: {'r4_palika': 'रायगड इतर वर्णन :', 'r11_serial': '1878/2018', 'r14_remark': 'मुल्यांकनासाठी विचारात घेतलेला तपशील:-: मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेद :- : (ii) within the limits of any Municip
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '410206', 'rows': {'r4_palika': 'रायगड इतर वर्णन :', 'r11_serial': '1878/2018', 'r14_remark': 'मुल्यांकनासाठी विचारात घेतलेला तपशील:-: मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेद :- : (ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (i), or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of True Market Value of Property) Rules, 1995.', 'r4_locality': 'विभाग क्र. 07, दर 49,300/- प्रति चौ.मी. 10 टक्के घसारा- सदनिका क्र-303, तिसरा मजला, रॉयल कॅटेगरी, महालक्ष्मी नगर, बिल्डींग नं- 05, सेक्टर नं-01, सव्र्व्हे नं. 233/1+234+ 238/1+ 238/2+ 242/0मौजे- नेरे, ता. पनवेल, जि. रायगड, क्षेत्र. 67.997 चौ.मी. कारपेट + 7.33 चौ.मी. बाल्कनी + 34.20 चौ.मी. टेरेस या मिळकतीचे ( (Survey Number: 233/1+234+ 238/1+ 238/2+ 242/0 ; SECTOR NUMBER: 01;))', 'r5_area_text': '1) 67.997 चौ. मीटर', 'r7_executants': [{'age': '36', 'pan': 'AAOFM5051B', 'name': 'मे. महालक्ष्मी डेव्हलपर्स तर्फे भागीदार अनिष ए. मेहता', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः 112 मेकर चेंबर्स-3, ब्लॉक नं-223, नरीमन पॉईंट, मुंबई, ब्लॉक नंः -, रोड नंः -, महाराष्ट्र, मुम्बई. पिन कोड:-400021'}], 'r8_purchasers': [{'age': '43', 'pan': 'AMTPK7393R', 'name': 'जगन्नाथ किसन खेमनर', 'address': 'प्लॉट नंः -, माळा नं: -, इमारतीचे नावः सदनिका क्र. 001, बिल्डींग नं. 04, इकॉनॉमी, सेक्टर नं. 2, महालक्ष्मी नगर, नेरे, ब्लॉक नंः -, रोड नंः -, महाराष्ट्र, राईगार्ः (००:). पिन कोड:-410206'}, {'age': '31', 'pan': 'FDJPK5884H', 'name': 'कल्पना जगन्नाथ खेमनर', 'address': 'प्लॉट नं: -, माळा नं: -, इमारतीचे नाव: सदनिका क्र. 001, बिल्डींग नं. 04, इकॉनॉमी, सेक्टर नं. 2, महालक्ष्मी नगर, नेरे, ब्लॉक नं: -, रोड नं: -, महाराष्ट्र, राईगार्ः (००) पिन कोड:- 410206'}], 'r12_stamp_duty': 286800, 'r3_market_value': 4553693.1, 'r1_document_type': 'करारनामा', 'r2_consideration': 4780000, 'r9_execution_date': '18/02/2018', 'r13_registration_fee': 30000, 'r10_registration_date': '18/02/2018'}, 'doc_no': '1878', 'village': 'नेरे', 'doc_kind': 'सूची क्र.2', 'doc_year': '2018', 'sro_name': 'सह दु.नि. पनवेल 5', 'area_text': '67.997 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 30000, 1987-05-14
FDJPK5884H
KALPANA JAGANNAT KHEMANAR
True
BHANUDAS SOMNATH BHADANGE
raw reading (for Abhijit)
{'dob': '1987-05-14', 'pan': 'FDJPK5884H', 'name': 'KALPANA JAGANNAT KHEMANAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BHANUDAS SOMNATH BHADANGE', 'aadhaar_last4': None, 'quality_issue': None}1987-05-14
Kalpana Jagannat Khemanar
pin: 422605; area: Bidgar vasti; state: Maharashtra; district: Ahmadnagar; Village: Ozar budruk
True
9937
raw reading (for Abhijit)
{'dob': '1987-05-14', 'pan': None, 'name': 'Kalpana Jagannat Khemanar', 'mobile': None, 'address': {'pin': '422605', 'area': 'Bidgar vasti', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Ahmadnagar', 'post_office': None, 'village_city': 'Ozar budruk'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9937', 'quality_issue': None}NHL/PNVL/0426/5066182
True
Non Housing Loan, Personal use
{'name': 'JAGANNATH KISAN KHEMNAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KALPANA JAGANNATH KHEMNAR', 'role': 'co_applicant', 'label': None}
Non Housing Loan
1
13.15% per annum 13.15% -3.75% = 9.40% per annum as on the date of execution of the loan agreement
6100000
-3.75
6283000
9.4
26-Jun-2026
5
13.15
khemnarjagannth7@gmail.com
JAGANNATH KISAN KHEMNAR, KALPANA JAGANNATH KHEMNAR
False
9892895178
False
pin: 410206; state: MAHARASHTRA; taluka: Panvel; Flat no: 303; district: NAVI MUMBAI; Floor: 3rd Floor; landmark: Mahalaxmi Nagar; Address: Flat No 303, 3rd Floor, Royal Categari, Sector 201, 233/1+234+238/1+238/
183000
Total Loan Amount
True
6283000
Flat No 303, 3rd Floor, Royal Categari, Sector 201, 233/1+234+238/1+238/2+242, Mahalaxmi Nagar, Building No 05, Nere, Panvel, NAVI MUMBAI, NAVI MUMBAI, MAHARASHTRA, India, 410206
ROOM NO. 303 ROYAL BLDG -05, GULMOHAR CHS, SECTOR -01, ., Uran, MAHARASHTRA, 410206, India
raw reading (for Abhijit)
{'lan': 'NHL/PNVL/0426/5066182', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'JAGANNATH KISAN KHEMNAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KALPANA JAGANNATH KHEMNAR', 'role': 'co_applicant', 'label': None}], 'loan_type': 'Non Housing Loan', 'confidence': 1, 'rate_words': '13.15% per annum\n13.15% -3.75% = 9.40% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 6100000, 'rate_spread': -3.75, 'final_amount': 6283000, 'interest_rate': 9.4, 'quality_issue': None, 'sanction_date': '26-Jun-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'khemnarjagannth7@gmail.com', 'applicant_names': ['JAGANNATH KISAN KHEMNAR', 'KALPANA JAGANNATH KHEMNAR'], 'printed_altered': False, 'applicant_mobile': '9892895178', 'balance_transfer': False, 'property_address': {'pin': '410206', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': '303', 'district': 'NAVI MUMBAI', 'floor_no': '3rd Floor', 'landmark': 'Mahalaxmi Nagar', 'full_address': 'Flat No 303, 3rd Floor, Royal Categari, Sector 201, 233/1+234+238/1+238/2+242, Mahalaxmi Nagar, Building No 05, Nere, Panvel, NAVI MUMBAI, NAVI MUMBAI, MAHARASHTRA, India, 410206', 'village_city': 'NAVI MUMBAI', 'building_name': 'Royal Categari, Building No 05', 'survey_or_cts_no': '201, 233/1, 234, 238/1, 238/2, 242'}, 'insurance_premium': 183000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 6283000, 'security_address_verbatim': 'Flat No 303, 3rd Floor, Royal Categari, Sector 201, 233/1+234+238/1+238/2+242, Mahalaxmi Nagar, Building No 05, Nere, Panvel, NAVI MUMBAI, NAVI MUMBAI, MAHARASHTRA, India, 410206', 'applicant_address_verbatim': 'ROOM NO. 303 ROYAL BLDG -05, GULMOHAR CHS, SECTOR -01, ., Uran, MAHARASHTRA, 410206,\nIndia'}196614856131
2026-06-28
15:38
35700
UPI
9892834356m@pnb
THINKBIGZ INITIATIVE PRIVATE LIMITED
VARTAK RAJENDRA JANARDAN
raw reading (for Abhijit)
{'utr': '196614856131', 'date': '2026-06-28', 'time': '15:38', 'amount': 35700, 'method': 'UPI', 'payee_upi': '9892834356m@pnb', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'payer_name': 'VARTAK RAJENDRA JANARDAN', 'debit_notification_text': None}index2_input
pin: I CANNOT TELL; rows: {'r4_palika': 'रायगड इतर वर्णन', 'r11_serial': '1958/2018', 'r14_remark': 'मुल्यांकनासाठी विचारात घेतलेला तपशील:-: मुल्यांकनाची आवश्यकता नाही कारण आधी केलेले मुल्यांकन कारणाचा तपशील आधी केलेले म
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'रायगड इतर वर्णन', 'r11_serial': '1958/2018', 'r14_remark': 'मुल्यांकनासाठी विचारात घेतलेला तपशील:-: मुल्यांकनाची आवश्यकता नाही कारण आधी केलेले मुल्यांकन कारणाचा तपशील आधी केलेले मुल्यांकन Correction Deed', 'r4_locality': 'विभाग क्र. 07, दर 49,300/- प्रति चौ.मी. सदनिका क्र-303, तिसरा मजला, बिल्ल्डींग नं. 04, विंग नं. 5, रॉयल कॅटेगरी, महालक्ष्मी नगर, सेक्टर नं-01, सर्व्हे नं. 233/1+234+ 238/1+ 238/2+ 242/0 मौजे-नेरे, ता. पनवेल, जि.रायगड, क्षेत्र. 67.997 चौ.मी. कारपेट + 7.33 चौ.मी. बालकनी + 34.20 चौ.मी. टेरेस या मिळकतीचे.. सदर दिनांक 18/02/2018 रोजी नोंदणीकृत झालेल्या दस्त क्र. 1878/2018 मध्ये सूची क्र. 2 (इंडेक्स 2) मध्ये नजरचुकीने बिल्डींग नं. 05 असा उल्लेख झाला असून विंग चा उल्लेख झालेला नाही. तरी सदर दस्तामध्ये बिल्डींग नं. 04 आणि विंग नं. 5 असे वाचण्यात व समजण्यात यावे.. ((Survey Number: 233/1+234+ 238/1+ 238/2+242/0;))', 'r5_area_text': '67.997 चौ. मीटर', 'r7_executants': [{'age': '36', 'pan': 'AAOFM5051B', 'name': 'मे. महालक्ष्मी डेव्हलपर्स तर्फे भागीदार अनिष ए. मेहता यांचे वतीने अखत्यारी म्हणून किशोर कुमार सिंह', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः 112 मेकर चेंबर्स 3, ब्लॉक नं-223, नरीमन पॉईंट, मुंबई, ब्लॉक नंः रोड नंः, महाराष्ट्र, मुम्बई. पिन कोड:-400021'}], 'r8_purchasers': [{'age': '43', 'pan': 'AMTPK7393R', 'name': 'जगन्नाथ किसन खेमनर', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः सदनिका क्र. 001, बिल्डींग नं.4, इकॉनॉमी, सेक्टर नं. 2, महालक्ष्मी नगर, नेरे, पनवेल, जि. रायगड, ब्लॉक नंः -, रोड नं: -, महाराष्ट्र, राईग़ार्ः (००:). पिन कोड:-410206'}, {'age': '31', 'pan': 'FDJPK5884H', 'name': 'कल्पना जगन्नाथ खेमनर', 'address': 'प्लॉट नंः, माळा नं: -, इमारतीचे नावः सदनिका क्र. 001, बिल्डींग नं.4, इकॉनॉमी, सेक्टर नं. 2, महालक्ष्मी नगर, नेरे, पनवेल, जि.रायगड, ब्लॉक नंः, रोड नंः, महाराष्ट्र, राईग़ार्ः (००:). पिन कोड:- 410206'}], 'r12_stamp_duty': 500, 'r3_market_value': 0, 'r1_document_type': 'चुक दुरुस्ती पत्र', 'r2_consideration': 0, 'r9_execution_date': '20/02/2018', 'r13_registration_fee': 100, 'r10_registration_date': '20/02/2018'}, 'doc_no': '1958', 'village': 'नेरे', 'doc_kind': 'सूची क्र.2', 'doc_year': '2018', 'sro_name': 'सह दु.नि. पनवेल 5', 'area_text': '67.997 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 100, 'header_sro': 'सह दु.नि. पनवेल 5', 'moNHL/PNVL/0426/5066182
True
Non Housing Loan, Personal use
{'name': 'JAGANNATH KISAN KHEMNAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KALPANA JAGANNATH KHEMNAR', 'role': 'co_applicant', 'label': None}
5
PNBRRR * 13.15% per annum 6. Applicable Rate of Interest * 13.15% -3.75% = 9.40% per annum as on the date of execution of the loan agreement
6100000
-3.75
6283000
9.4
26-Jun-2026
5
13.15
khemnarjagannth7@gmail.com
JAGANNATH KISAN KHEMNAR, KALPANA JAGANNATH KHEMNAR
False
9892895178
False
pin: 410206; state: MAHARASHTRA; taluka: Panvel; Flat no: 303; district: NAVI MUMBAI; Floor: 3rd Floor; landmark: Mahalaxmi Nagar; Address: Flat No 303, 3rd Floor, Royal Categari, Sector 01, 233/1+234+238/1+238/2
183000
Total Loan Amount
True
6283000
Flat No 303, 3rd Floor, Royal Categari, Sector 01, 233/1+234+238/1+238/2+242, Mahalaxmi Nagar, Building No 04, Wing 5, Nere, Panvel, NAVI MUMBAI, NAVI MUMBAI, MAHARASHTRA, India, 410206
ROOM NO. 303 ROYAL BLDG -05, GULMOHAR CHS, SECTOR -01, ., Uran, MAHARASHTRA, 410206, India
raw reading (for Abhijit)
{'lan': 'NHL/PNVL/0426/5066182', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'JAGANNATH KISAN KHEMNAR', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KALPANA JAGANNATH KHEMNAR', 'role': 'co_applicant', 'label': None}], 'loan_type': None, 'confidence': 5, 'rate_words': 'PNBRRR * 13.15% per annum\n6. Applicable Rate of Interest * 13.15% -3.75% = 9.40% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 6100000, 'rate_spread': -3.75, 'final_amount': 6283000, 'interest_rate': 9.4, 'quality_issue': None, 'sanction_date': '26-Jun-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'khemnarjagannth7@gmail.com', 'applicant_names': ['JAGANNATH KISAN KHEMNAR', 'KALPANA JAGANNATH KHEMNAR'], 'printed_altered': False, 'applicant_mobile': '9892895178', 'balance_transfer': False, 'property_address': {'pin': '410206', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': '303', 'district': 'NAVI MUMBAI', 'floor_no': '3rd Floor', 'landmark': 'Mahalaxmi Nagar', 'full_address': 'Flat No 303, 3rd Floor, Royal Categari, Sector 01, 233/1+234+238/1+238/2+242, Mahalaxmi Nagar, Building No 04, Wing 5, Nere, Panvel, NAVI MUMBAI, NAVI MUMBAI, MAHARASHTRA, India, 410206', 'village_city': 'Nere', 'building_name': 'Royal Categari, Building No 04, Wing 5', 'survey_or_cts_no': '233/1+234+238/1+238/2+242'}, 'insurance_premium': 183000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 6283000, 'security_address_verbatim': 'Flat No 303, 3rd Floor, Royal Categari, Sector 01, 233/1+234+238/1+238/2+242, Mahalaxmi Nagar, Building No 04, Wing 5, Nere, Panvel, NAVI MUMBAI, NAVI MUMBAI, MAHARASHTRA, India, 410206', 'applicant_address_verbatim': 'ROOM NO. 303 ROYAL BLDG -05, GULMOHAR CHS, SECTOR -01, ., Uran, MAHARASHTRA, 410206, India'}MH005362127202627E
410206
33855.0
6(1)
False
03006172026062800287
RAIGAD
RAIGAD
AMTXXXXXXR
FLAT NO. 303, 3RD FLOOR, BUILDING NO. 04, WING NO 5, ROYAL CATEGORY, MAHALAXMI NAGAR, SECTOR 01
JAGANNATH KISAN KHEMNAR
PNL5 PANVEL NO 5 SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=6283000
{'amount': 18855.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX5178
28/06/2026-16:55:26
SURVEY NO 233/1/234/238/1/238/2/242, NERE, PANVEL, NAVI MUMBAI, RAIGAD
AAACP3682N
PNB HOUSING FINANCE LTD
6283000
raw reading (for Abhijit)
{'grn': 'MH005362127202627E', 'pin': '410206', 'total': 33855.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026062800287', 'district': 'RAIGAD', 'area_city': 'RAIGAD', 'payer_pan': 'AMTXXXXXXR', 'flat_block': 'FLAT NO. 303, 3RD FLOOR, BUILDING NO. 04, WING NO 5, ROYAL CATEGORY, MAHALAXMI NAGAR, SECTOR 01', 'payer_name': 'JAGANNATH KISAN KHEMNAR', 'sro_office': 'PNL5 PANVEL NO 5 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=6283000', 'scheme_rows': [{'amount': 18855.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5178', 'payment_date': '28/06/2026-16:55:26', 'road_locality': 'SURVEY NO 233/1/234/238/1/238/2/242, NERE, PANVEL, NAVI MUMBAI, RAIGAD', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '6283000'}live_selfie
True
0.9
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}1975-06-01
AMTPK7393R
JAGANNATH KISAN KHEMNAR
1
True
pan
KISAN JAGA KHEMNAR
1
raw reading (for Abhijit)
{'dob': '1975-06-01', 'pan': 'AMTPK7393R', 'name': 'JAGANNATH KISAN KHEMNAR', 'page': 1, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'KISAN JAGA KHEMNAR', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}1975-06-01
Jagannath Kisan Khemnar
2
pin: 410206; area: Nere, Mahalaxminagar; flat: Room No-303; state: Maharashtra; building: Royal Bld-05, Gulmohar CHS Sector-01; district: Raigad; Village: Nere
True
aadhaar
2
1937
raw reading (for Abhijit)
{'dob': '1975-06-01', 'pan': None, 'name': 'Jagannath Kisan Khemnar', 'page': 2, 'mobile': None, 'address': {'pin': '410206', 'area': 'Nere, Mahalaxminagar', 'flat': 'Room No-303', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Royal Bld-05, Gulmohar CHS Sector-01', 'district': 'Raigad', 'post_office': None, 'village_city': 'Nere'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '1937', 'quality_issue': None}1987-05-14
FDJPK5884H
KALPANA JAGANNAT KHEMANAR
3
True
pan
BHANUDAS SOMNATH BHADANGE
3
raw reading (for Abhijit)
{'dob': '1987-05-14', 'pan': 'FDJPK5884H', 'name': 'KALPANA JAGANNAT KHEMANAR', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'BHANUDAS SOMNATH BHADANGE', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}bank: AXIS BANK; kind: payment_screenshot; payments: [{'utr': '196614856131', 'date': '2026-06-28', 'page': 1, 'time': '15:38', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 35700.0, 'direction': 'debit', 'n
raw reading (for Abhijit)
{'payments_inside': {'bank': 'AXIS BANK', 'kind': 'payment_screenshot', 'payments': [{'utr': '196614856131', 'date': '2026-06-28', 'page': 1, 'time': '15:38', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 35700.0, 'direction': 'debit', 'narration': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '3366', 'account_holder': 'VARTAK RAJENDRA JANARDAN'}}Technical record (for Abhijit — safe to ignore)
| 47m ago | EzDocs | challan_boxes_by_rules | {'fp': '995241bcfc1f5a51', 'why': 'box 1 lost a number the case holds (0)', 'anew': 'first'} |
| 2h ago | EzDocs | reader_efiling_verdict | {'fp': '60ed8522fb5cdb82', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required for the filing but is missing from th |
| 6h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 15 Oct, 12:46 shared the e-filing copy — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']} |
| 1d ago | EzDocs | reader_mail_addition | {'fp': 'c396dd1dff2782ff', 'add': {}, 'why': 'The mail does not describe a property.', 'asked': True, 'quote': '', 'same_property': False} |
| 1d ago | the branch (pay link) | payment_page_opened | {'ua': 'Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +c', 'why': "someone opened the pay link from the NOI team's mail — on the record only; it ties no money", 'amount': 18949.98, 'case_n |
| 3d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 3d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260628-WA0056.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'ed98bf78-3691-4c5d-ad7e-fcfde9140670', 'fetched': True} |
| 3d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260628-WA0056 |
| 3d ago | EzDocs | stale_claim_flagged | {'age_days': 106, 'claim_date': '2026-06-28'} |
| 3d ago | EzDocs | claim_part_duplicate | {'utr': '196614856131', 'date': '2026-06-28', 'parts': 1, 'amount': 35700.0, 'claimed_total': 35700.0} |
| 3d ago | EzDocs | cards_read | {'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'KYC.pdf', 'cards': 4, 'doc_id': 'b11dfb90-74e7-403c-86c3-fcf2a8529717', 'applied': 2} |
| 3d ago | EzDocs | kyc_names_match | {'sig': 'JAGANNATH KISAN KHEMNAR|Jagannath Kisan Khemnar|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'KYC.pdf', 'pan_name': 'JAGANNATH KISAN K |
| 3d ago | EzDocs | id_doc_filed | {'doc': 'aadhaar', 'file': 'KYC.pdf', 'doc_id': 'b11dfb90-74e7-403c-86c3-fcf2a8529717', 'person': 'JAGANNATH KISAN KHEMNAR', 'party_id': '11b5a228-aace-4168-871d-62ce9f463ef1', 'name_on_doc': 'Jagannath Kisan Khemnar'} |
| 3d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '410206', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Nere', 'doc_id': 'b11dfb90-74e7-40 |
| 3d ago | EzDocs | id_doc_filed | {'doc': 'pan', 'file': 'KYC.pdf', 'doc_id': 'b11dfb90-74e7-403c-86c3-fcf2a8529717', 'person': 'JAGANNATH KISAN KHEMNAR', 'party_id': '11b5a228-aace-4168-871d-62ce9f463ef1', 'name_on_doc': 'JAGANNATH KISAN KHEMNAR'} |
| 3d ago | EzDocs | kyc_address_missing | {'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'JAGANNATH KISAN KHEMNAR', 'party_id': '11b5a228-aace-41 |
| 3d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AMxxxxxxXR — no paper on the |
| 3d ago | EzDocs | reader_home_address | {'fp': '729406390bfdf787', 'from': 'the sanction letter (SKM_226i26062815380.pdf)', 'home': {'pin': '410206', 'area': 'SECTOR -01', 'flat': 'ROOM NO. 303', 'state': 'MAHARASHTRA', 'building': 'ROYAL BLDG -05, GULMOHAR CH |
| 3d ago | EzDocs | draft_withdrawn | {'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']} |
| 3d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-12T08:17:18', 'why': 'reading', 'open': 15, 'mails': [{'at': '2026-10-12 08:07', 'id': '1a12f2a684011643', 'from': 'branch', 'gist': 'The branch attached a photo and asked for confirmation that |
| 3d ago | EzDocs | branch_questions_drafted | {'why': 'what the papers leave open is asked of the branch in one draft; a person presses Send', 'questions': ['Two different building numbers and sectors on sanction letters — sanction letter SKM_226i26062815380.pdf say |
| 3d ago | EzDocs | email_shadowed:branch_questions | {'to': 'akshay.chaudhari@phfl.com', 'body': 'Dear Team,\n\nWith reference to the captioned case (LAN: NHL/PNVL/0426/5066182), the papers on file leave the following open, and we cannot make the challan until it is settle |
| 3d ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'PANVEL'} |
| 3d ago | EzDocs | case_read | {'how': 'uri', 'tag': '226bd5133611e21a', 'docs': ['Index II (1).pdf', 'SKM_226i26062811120.pdf', 'Sanction letter (3).pdf', 'SKM_226i26062815380.pdf', 'KYC.pdf'], 'loan': {'amount': 6283000, 'made_of': [{'what': 'sancti |
| 3d ago | EzDocs | pan_by_reading443 | {'now': 'AMTPK7393R', 'was': None, 'why': 'EzDocs (reading the whole file) — which knows whose card a PAN is — puts this PAN on the borrower; the row follows the reading', 'card': None, 'person': 'JAGANNATH KISAN KHEMNAR'} |
| 3d ago | EzDocs | only03_nothing_to_file | {'was': 'BANK', 'why': 'the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan): nothing is filed on the IGR site, so no title document is waited for — the challan is shared and the case closed'} |
| 3d ago | EzDocs | challan_found_on_case | {'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'JAGANNATH KISAN KHEMNAR EchallanMH005362127202627E.pdf', 'kind' |
| 3d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: NHL/PNVL/0426/506 |
| 3d ago | EzDocs | thread_docs_swept | {'why': 'this case had no papers at all — its own threads were read for the attachments nobody had pulled yet', 'error': None, 'stored': 8, 'why_not': None, 'messages': 16} |
| 3d ago | EzDocs | thread_documents_backfilled | {'why': None, 'stored': 8, 'mailbox': 'pnb.noifilling@gmail.com', 'skipped': 0, 'messages': 16, 'unreadable_threads': 0} |