Cases / NOI-2026-02350

RAMESH LAXMAN GAWDE

LAN HOU/PNVL/0726/5168546 Index II shared · done All documents Mails & papers 7

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needsall in

10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC

✓Sanction letteropen

✓Aadhaar cardopen

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Index II — the registered copy of our filing, from the governmentopen download

✓Selfie / photoopen

✓Payment screenshot — money verifiedopen

✓Paid challan (GRAS)open

✓E-filing copy (token)open

✓PAN card — inside KYC.pdfopen

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (9)A label is wrong? Fix it under All documents.

For you to check

Screenshot shows money paid to “THINKBIG” — not our account.

MoneyAll of it is in

₹13,180.25CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹13,240 receivedthe balance that was due

The branch sent 3 receipts — 1 of 3 have reached our account:

✓₹11,140seen in our account · 19 Sep 15:31 · by its amountXXXXXX4783

₹2,000not seen in our account yet0713163260

₹2,000not seen in our account yet9769516209

The branch's receipt says ₹15,140 — ₹1,900 of it has not reached us yet. Look for a ₹1,900 credit.

Stamp duty 0.3%4,260

Registration fee 0.5%7,100

Government handling320

Our service fee1,500.25

Total we ask for13,180.25

the branch’s receipt claims ₹15,140 110713163260,489769516209,XXXXXXXX4783

paid 26 Sep 16:00:57 · verified 26 Sep 16:03:49 · 2 min 52 s later

How we know

Our own bank told us — 26 Sep 16:00

₹2,100 · UTR AXNGG26998319189 · from VA-PNBSMS-S · a/c …0581

“Ac XX0581 Credited with Rs.2100.00,26-09-2026 16:00:57 thru NEFT from AXNGG26998319189/GOOGLE INDIA DIGITAL. Aval Bal 254226.94 CR Helpline 18001800/18002021-PNB”

Matched by: equals the balance that was still due on the case · one of several parts

By law ₹13,160. We ask ₹13,180 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 35 minour time · 24 Sep 14:06

Index II 97 h 44 minour time · 8 Oct 13:10

the NOI team 11 d 21 hthe branch 2 d 3 htotal 14 d 1 h

Complete.

Day by day — every step and who held it

24 Sep 12:00Your branch's mail

24 Sep 12:05Fee quoted+4 min · the NOI team

24 Sep 12:05Papers readat once

24 Sep 12:05Property readat once

24 Sep 13:35Papers from your branch+1 h 30 min · the branch

24 Sep 13:39Papers read+4 min · the NOI team

24 Sep 14:06Challan made+27 min · the NOI team

26 Sep 16:00Payment landed+2 d 1 h · the branch

26 Sep 16:03Payment verified+3 min · the NOI team

5 Oct 17:21Filed on IGR — e-filing shared+9 d 1 h · the NOI team

8 Oct 13:10Index II sent+2 d 19 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹14,17,500

Loan account no.

HOU/PNVL/0726/5168546

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPProperty Survey Numbers (the last reading of the file — the papers changed since)

Sanction letter.pdf	Survey No 125 0 126 1 126 2 128 0
Index II.pdf	सर्वे नं 126/1,126/2,128/0

Why it matters: The sanction letter and the Index II (title document) provide different survey numbers for the property. This is a fundamental disagreement on the property's legal identification, which could lead to the notice being filed against the wrong property.

What to do: Ask the branch to clarify the correct survey numbers for the mortgaged property, preferably with a revised sanction letter or a clear legal document.

Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank branch has sent the loan documents and confirmed payment for the challan. The NOI team has created and shared the challan, and is now expected to file the NOI.

the history says the next move is with the NOI team — NOI filing

the branch last asked: please share challan copy

the NOI team last promised: We will initiate the challan for the same.

✓ loan papers sent — done, mail 1 (2026-09-24) “Require document and Payment Receipt attached for your reference”

? fee asked — asked, mail 2 (2026-09-24) “Kindly share payment screenshot for challan process.”

✓ fee paid — the branch's words — done, mail 3 (2026-09-24) “Please find attached payment details”

✓ challan made — done, mail 5 (2026-09-24) “PFA challan for your reference.”

✓ challan shared — done, mail 5 (2026-09-24) “PFA challan for your reference.”

✓ Index II / sale deed sent by the branch — done, mail 1 the sentence it relies on is not in that mail — not counted

read over 5 mail(s), last mail 2026-09-24 · read 21d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (21d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 0926295110129 · ₹300 · paid 29/09/2026 — read off the filed notice

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010791002202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AC akshay.chaudhari@phfl.com phfl.com
24 Sep, 12:00 · 21d ago THE FIRST MAIL — how this case began

Kindly Initiate 0.3% Challan & NOI in case RAMESH LAXMAN GAWDE - HOU/PNVL/0726/5168546

📎 Sanction letter.pdf ↗📎 KYC.pdf ↗📎 INDEX II.pdf ↗📎 IMG_4180.jpg ↗

Dear Team,

Kindly Initiate 0.3% Challan & NOI in case RAMESH LAXMAN GAWDE - HOU/PNVL/0726/5168546

Require document and Payment Receipt attached for your reference

Loan amount with insurance₹14,17,500

Property Add:-Unit Flat No. 602, Floor 6th floor, Block Bldg 1, Wing A, Project Jayram Residency Phase - I, Panvel 410206

Thanks & Regards,

Mobile: +91 8097024529

Akshay Chaudhari

Senior Team Leader 

Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……

​

🤖 read: documents attached

4 more mails in between — open

OL The NOI teamTYPED IN GMAIL
24 Sep, 12:17 · 21d ago

Dear Team,

Kindly share payment screenshot for challan process.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 24 Sept 2026 at 12:04, Akshay Chaudhari <akshay.chaudhari@phfl.com>

wrote:

earlier mails quoted below

*Dear Team,*

*Kindly Initiate 0.3% Challan & NOI in case *RAMESH LAXMAN GAWDE -
HOU/PNVL/0726/5168546

*Require document and Payment Receipt attached for your reference*

*Loan amount with insurance** – 14,17,500/-*
*​*
*Property Add:- *Unit Flat No. 602, Floor 6th floor, Block Bldg 1, Wing
A, Project Jayram Residency Phase­ - I, Panvel 410206​
​

*Thanks & Regards,*

*Mobile: +91 8097024529 <+91%2080970%2024529>*

*Akshay Chaudhari*

*Senior Team Leader *

*Every 3000 sheets cost 1 tree so please don't print any e-mail unless you
really need it……*[image: cid:image002.gif@01CB6161.0062FB80]

*​*

🤖 read: asks the branch for the payment — “Kindly share payment screenshot for challan process.”

AC akshay.chaudhari@phfl.com phfl.com
24 Sep, 13:35 · 21d ago

Re[2]: Kindly Initiate 0.3% Challan & NOI in case RAMESH LAXMAN GAWDE - HOU/PNVL/0726/5168546

📎 IMG_4254.JPG ↗📎 IMG_4253.JPG ↗

Dear Team,

Please find attached payment details

please share challan copy

Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……

earlier mails quoted below

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/24/26 12:18
To: Akshay Chaudhari (akshay.chaudhari@phfl.com)
Cc: Sayed Irfan Ahmed (sayed.irfan@pnbhousing.com), Nilesh Gadankush (nilesh.gadankush@pnbhousing.com), Mahesh Dinesh Chaudhari (mahesh.chaudhari@phfl.com), Harshada Arun Kashid (harshada.kashid@pnbhousing.com), aniket.washivale (aniket.washivale@phfl.com), Bhavana Krishna Sawant (bhavana.sawant@pnbhousing.com)
Subject: Re: Kindly Initiate 0.3% Challan & NOI in case RAMESH LAXMAN GAWDE - HOU/PNVL/0726/5168546

 Exercise Secured by Check Point

Dear Team,
Kindly share payment screenshot for challan process.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Thu, 24 Sept 2026 at 12:04, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote:
Dear Team,

Kindly Initiate 0.3% Challan & NOI in case RAMESH LAXMAN GAWDE - HOU/PNVL/0726/5168546

Require document and Payment Receipt attached for your reference

Loan amount with insurance – 14,17,500/-
​

Property Add:- Unit Flat No. 602, Floor 6th floor, Block Bldg 1, Wing A, Project Jayram Residency Phase­ - I, Panvel 410206 ​
​

Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……

​

🤖 read: asks for the challan; documents attached — “please share challan copy”

OL The NOI teamTYPED IN GMAIL
24 Sep, 13:55 · 21d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 24 Sept 2026 at 13:38, Akshay Chaudhari <akshay.chaudhari@phfl.com>

wrote:

earlier mails quoted below

*Dear Team,*

*Please find attached payment details*

*please share challan copy *

*Thanks & Regards,*

*Mobile: +91 8097024529 <+91%2080970%2024529>*

*Akshay Chaudhari*

*Senior Team Leader *

*Every 3000 sheets cost 1 tree so please don't print any e-mail unless you
really need it……*[image: cid:image002.gif@01CB6161.0062FB80]
----- Original Message -----
------------------------------
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/24/26 12:18
To: Akshay Chaudhari (akshay.chaudhari@phfl.com)
Cc: Sayed Irfan Ahmed (sayed.irfan@pnbhousing.com), Nilesh Gadankush (
nilesh.gadankush@pnbhousing.com), Mahesh Dinesh Chaudhari (
mahesh.chaudhari@phfl.com), Harshada Arun Kashid (
harshada.kashid@pnbhousing.com), aniket.washivale (
aniket.washivale@phfl.com), Bhavana Krishna Sawant (
bhavana.sawant@pnbhousing.com)
Subject: Re: Kindly Initiate 0.3% Challan & NOI in case RAMESH LAXMAN
GAWDE - HOU/PNVL/0726/5168546

 Secured by Check Point
Dear Team,
Kindly share payment screenshot for challan process.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 24 Sept 2026 at 12:04, Akshay Chaudhari <akshay.chaudhari@phfl.com>
wrote:

> *Dear Team,*
>
> *Kindly Initiate 0.3% Challan & NOI in case *RAMESH LAXMAN GAWDE -
> HOU/PNVL/0726/5168546
>
> *Require document and Payment Receipt attached for your reference*
>
> *Loan amount with insurance** – 14,17,500/-*
> *​*
> *Property Add:- *Unit Flat No. 602, Floor 6th floor, Block Bldg 1, Wing
> A, Project Jayram Residency Phase­ - I, Panvel 410206​
> ​
>
> *Thanks & Regards,*
>
> *Mobile: +91 8097024529 <+91%2080970%2024529>*
>
> *Akshay Chaudhari*
>
> *Senior Team Leader *
>
> *Every 3000 sheets cost 1 tree so please don't print any e-mail unless
> you really need it……*[image: cid:image002.gif@01CB6161.0062FB80]
>
> *​*
>

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
24 Sep, 14:15 · 21d ago

📎 RAMESH LAXMAN GAWDE EchallanMH010791002202 ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 24 Sept 2026 at 13:55, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.
*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 24 Sept 2026 at 13:38, Akshay Chaudhari <akshay.chaudhari@phfl.com>
wrote:

> *Dear Team,*
>
> *Please find attached payment details*
>
> *please share challan copy *
>
> *Thanks & Regards,*
>
> *Mobile: +91 8097024529 <+91%2080970%2024529>*
>
> *Akshay Chaudhari*
>
> *Senior Team Leader *
>
> *Every 3000 sheets cost 1 tree so please don't print any e-mail unless
> you really need it……*[image: cid:image002.gif@01CB6161.0062FB80]
> ----- Original Message -----
> ------------------------------
> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
> Date: 09/24/26 12:18
> To: Akshay Chaudhari (akshay.chaudhari@phfl.com)
> Cc: Sayed Irfan Ahmed (sayed.irfan@pnbhousing.com), Nilesh Gadankush (
> nilesh.gadankush@pnbhousing.com), Mahesh Dinesh Chaudhari (
> mahesh.chaudhari@phfl.com), Harshada Arun Kashid (
> harshada.kashid@pnbhousing.com), aniket.washivale (
> aniket.washivale@phfl.com), Bhavana Krishna Sawant (
> bhavana.sawant@pnbhousing.com)
> Subject: Re: Kindly Initiate 0.3% Challan & NOI in case RAMESH LAXMAN
> GAWDE - HOU/PNVL/0726/5168546
>
> > Secured by Check Point
> Dear Team,
> Kindly share payment screenshot for challan process.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Thu, 24 Sept 2026 at 12:04, Akshay Chaudhari <
> akshay.chaudhari@phfl.com> wrote:
>
>> *Dear Team,*
>>
>> *Kindly Initiate 0.3% Challan & NOI in case *RAMESH LAXMAN GAWDE -
>> HOU/PNVL/0726/5168546
>>
>> *Require document and Payment Receipt attached for your reference*
>>
>> *Loan amount with insurance** – 14,17,500/-*
>> *​*
>> *Property Add:- *Unit Flat No. 602, Floor 6th floor, Block Bldg 1,
>> Wing A, Project Jayram Residency Phase­ - I, Panvel 410206​
>> ​
>>
>> *Thanks & Regards,*
>>
>> *Mobile: +91 8097024529 <+91%2080970%2024529>*
>>
>> *Akshay Chaudhari*
>>
>> *Senior Team Leader *
>>
>> *Every 3000 sheets cost 1 tree so please don't print any e-mail unless
>> you really need it……*[image: cid:image002.gif@01CB6161.0062FB80]
>>
>> *​*
>>
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

OL The NOI teamTYPED IN GMAIL
05 Oct, 17:21 · 10d ago

📎 RAMESH LAXMAN GAWDE eFilingDoc999290926039 ↗

Team,

PFA downloaded copy of e filing

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Thu, 24 Sept 2026 at 14:15, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 24 Sept 2026 at 13:55, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 24 Sept 2026 at 13:38, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote:

Dear Team,

Please find attached payment details

please share challan copy

Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/24/26 12:18
To: Akshay Chaudhari (akshay.chaudhari@phfl.com)
Cc: Sayed Irfan Ahmed (sayed.irfan@pnbhousing.com), Nilesh Gadankush (nilesh.gadankush@pnbhousing.com), Mahesh Dinesh Chaudhari (mahesh.chaudhari@phfl.com), Harshada Arun Kashid (harshada.kashid@pnbhousing.com), aniket.washivale (aniket.washivale@phfl.com), Bhavana Krishna Sawant (bhavana.sawant@pnbhousing.com)
Subject: Re: Kindly Initiate 0.3% Challan & NOI in case RAMESH LAXMAN GAWDE - HOU/PNVL/0726/5168546

 Exercise Secured by Check Point

Dear Team,
Kindly share payment screenshot for challan process.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 24 Sept 2026 at 12:04, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote:
Dear Team,

Kindly Initiate 0.3% Challan & NOI in case RAMESH LAXMAN GAWDE - HOU/PNVL/0726/5168546

Require document and Payment Receipt attached for your reference

Loan amount with insurance – 14,17,500/-
​

Property Add:- Unit Flat No. 602, Floor 6th floor, Block Bldg 1, Wing A, Project Jayram Residency Phase­ - I, Panvel 410206 ​
​

Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……

​

🤖 read: e-filing copy shared ✓ — “PFA downloaded copy of e filing”

OL The NOI teamTYPED IN GMAIL
08 Oct, 13:10 · 7d ago

📎 IndexII9992909260395.pdf ↗

Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Mon, 5 Oct 2026 at 17:21, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

PFA downloaded copy of e filing

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 24 Sept 2026 at 14:15, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 24 Sept 2026 at 13:55, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 24 Sept 2026 at 13:38, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote:

Dear Team,

Please find attached payment details

please share challan copy

Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/24/26 12:18
To: Akshay Chaudhari (akshay.chaudhari@phfl.com)
Cc: Sayed Irfan Ahmed (sayed.irfan@pnbhousing.com), Nilesh Gadankush (nilesh.gadankush@pnbhousing.com), Mahesh Dinesh Chaudhari (mahesh.chaudhari@phfl.com), Harshada Arun Kashid (harshada.kashid@pnbhousing.com), aniket.washivale (aniket.washivale@phfl.com), Bhavana Krishna Sawant (bhavana.sawant@pnbhousing.com)
Subject: Re: Kindly Initiate 0.3% Challan & NOI in case RAMESH LAXMAN GAWDE - HOU/PNVL/0726/5168546

 Exercise Secured by Check Point

Dear Team,
Kindly share payment screenshot for challan process.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 24 Sept 2026 at 12:04, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote:
Dear Team,

Kindly Initiate 0.3% Challan & NOI in case RAMESH LAXMAN GAWDE - HOU/PNVL/0726/5168546

Require document and Payment Receipt attached for your reference

Loan amount with insurance – 14,17,500/-
​

Property Add:- Unit Flat No. 602, Floor 6th floor, Block Bldg 1, Wing A, Project Jayram Residency Phase­ - I, Panvel 410206 ​
​

Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……

​

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Sanction letter	Sanction letter.pdf	filed	21d ago
Aadhaar card+ PAN card inside	KYC.pdf	filed	21d ago
Index IIthe branch sent this — an input	INDEX II.pdf	filed	21d ago
Selfie / photo	IMG_4180.jpg	filed	21d ago
Payment screenshot	IMG_4254.JPG	filed	21d ago
Payment screenshot	IMG_4253.JPG	filed	21d ago
Paid challan (GRAS)	RAMESH LAXMAN GAWDE EchallanMH010791002202627E.pdf	filed	21d ago
E-filing copy (token)	RAMESH LAXMAN GAWDE eFilingDoc9992909260395.pdf	filed	10d ago
Index IIthe registered copy we filed	IndexII9992909260395.pdf	filed	7d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹13,180.25

Where it stands
VERIFIED — money received

Screenshot claims
₹15,140 110713163260,489769516209,XXXXXXXX4783

Paid at
26 Sep 16:00:57

Verified on
26 Sep 16:03:49

wrong_payee:THINKBIG

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹4,260	₹7,100	₹320	₹1,500	₹13,180

By law ₹13,160. We ask ₹13,180 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

53 of 58 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, First name (person 3), Last name (person 3), PAN (person 3), Mobile (person 3)

9 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Second number type, Second number, Floor (person 1), Floor (person 2), E-mail (person 3) …

✗ EzDocs found boxes that do NOT agree with the document (21d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEX II.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

पालिकेचे नाव: रायगड इतर वर्णन : इतर माहितीः विभाग क्र-6, दर-63500-प्रती /चौ.मी., सदनिका नं. 602, सहावा मजला ए-विंग, बिल्डिंग नं 1, जयराम रेसिडेन्सी फेज -1, सर्वे नं 126/1,126/2,128/0, शेडुंग, ता. पनवेल, जिं. रायगड, क्षेत्र 51.655 चौ. मी. रेरा कारपेट + 5.255 चौ. मी सीट आऊट एरिया ( (Survey Number: 1261,126//2,128/0;))

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Sanction letter.pdf

as printed
UNIT FLAT NO. 602, FLOOR 6TH FLOOR, BLOCK BLDG 1, WING A, PROJECT JAYRAM RESIDENCY PHASE- - I, SURVEY NO 125 0 126 1 126 2 128 0 NEAR SPARSH, APARTMENT BHINGAR ROAD SHEDUNG SHEDUNG PANVEL, KARJAT, RAIGAD, MAHARASHTRA, INDIA, 410216

PIN
410216

the Index II

INDEX II.pdf

the property
paalikeche naava: raayagada itara varnana : itara maahitih vibhaaga kra-6, dara-63500-prati /chau.mi., sadanikaa nan. 602, sahaavaa majalaa e-vinga, bildinga nan 1, jayaraama residensi pheja -1, sarve nan 126/1,126/2,128/0, shedunga, taa. panavela, jin. raayagada, kshetra 51.655 chau. mi. reraa kaarapeta + 5.255 chau. mi sita aauta eriyaa ((SURVEY NUMBER: 1261,126//2,128/0;))

PIN
I CANNOT TELL

THE CHALLAN, as it will be typed

Flat/Survey Number
UNIT FLAT NO 602 FLOOR 6TH FLOOR BLOCK BLDG 1 WING A PROJECT JAYRAM RESIDENCY PHASE- - I

Locality/Road
SURVEY NO 125 0 126 1 126 2 128 0 NEAR SPARSH APARTMENT BHINGAR ROAD SHEDUNG SHEDUNG PANVEL KARJAT

Area/City
RAIGAD

check or correct a box, the papers beside it →

the Index II also prints: 126//2, 126/1, 126/2, 1261, 128/0, 255, 5, 51, /CHAU, AAUTA, BILDINGA, CANNOT, CHAU, DARA, ERIYAA, ITARA, JAYARAAMA, JIN

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	RAMESH LAXMAN GAWDE	ACGPG1370B	…0324
mortgagor	RASHMI RAMESH GAWDE	AGDPG6526C	…3756
co_mortgagor			…3756

All mail records (for Abhijit — safe to ignore)

Template	To	When
fee quote	akshay.chaudhari@phfl.com	21d ago
document chase	akshay.chaudhari@phfl.com	21d ago
questions for the branch — what the papers leave open	akshay.chaudhari@phfl.com	21d ago
document chase	akshay.chaudhari@phfl.com	21d ago
questions for the branch — what the papers leave open	akshay.chaudhari@phfl.com	21d ago

What EzDocs read from each document — check anything marked in red

Sanction letter Sanction letter.pdf needs your check

lan
HOU/PNVL/0726/5168546

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'RAMESH LAXMAN GAWDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RASHMI RAMESH GAWDE', 'role': 'applicant', 'label': 'Applicant'}

confidence
1

loan amount
1350000

final amount
1417500

interest rate
8.5

sanction date
17-Aug-2026

letter version
3

applicant email
rameshgawde13@gmail.com

applicant names
RAMESH LAXMAN GAWDE, RASHMI RAMESH GAWDE

printed altered
False

applicant mobile
9594160935

balance transfer
False

property address
pin: 410216; road: Bhingar Road; state: MAHARASHTRA; taluka: Karjat; Flat no: 602; district: Raigad; Floor: 6th floor; landmark: near Sparsh, Apartment; Address: Unit Flat No. 602, Floor 6th floor, Block Bldg 1,

insurance premium
67500

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1417500

security address verbatim
Unit Flat No. 602, Floor 6th floor, Block Bldg 1, Wing A, Project Jayram Residency Phase- - I, Survey No 125 0 126 1 126 2 128 0 near Sparsh, Apartment Bhingar Road Shedung Shedung Panvel, Karjat, Raigad, MAHARASHTRA, In

applicant address verbatim
A-501 DWARKAMAI (SRA) CHS LTD., 163 BHAGAT LANE, MAHIM MUMBAI, ., Mumbai, MAHARASHTRA, 400016, India

raw reading (for Abhijit)

{'lan': 'HOU/PNVL/0726/5168546', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'RAMESH LAXMAN GAWDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RASHMI RAMESH GAWDE', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1350000, 'final_amount': 1417500, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '17-Aug-2026', 'letter_version': '3', 'applicant_email': 'rameshgawde13@gmail.com', 'applicant_names': ['RAMESH LAXMAN GAWDE', 'RASHMI RAMESH GAWDE'], 'printed_altered': False, 'applicant_mobile': '9594160935', 'balance_transfer': False, 'property_address': {'pin': '410216', 'road': 'Bhingar Road', 'state': 'MAHARASHTRA', 'taluka': 'Karjat', 'flat_no': '602', 'district': 'Raigad', 'floor_no': '6th floor', 'landmark': 'near Sparsh, Apartment', 'full_address': 'Unit Flat No. 602, Floor 6th floor, Block Bldg 1, Wing A, Project Jayram Residency Phase- - I, Survey No 125 0 126 1 126 2 128 0 near Sparsh, Apartment Bhingar Road Shedung Shedung Panvel, Karjat, Raigad, MAHARASHTRA, India, 410216', 'village_city': 'Panvel', 'building_name': 'Block Bldg 1, Wing A, Project Jayram Residency Phase- - I', 'survey_or_cts_no': '125 0 126 1 126 2 128 0'}, 'insurance_premium': 67500, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1417500, 'security_address_verbatim': 'Unit Flat No. 602, Floor 6th floor, Block Bldg 1, Wing A, Project Jayram Residency Phase- - I, Survey No 125 0 126 1 126 2 128 0 near Sparsh, Apartment Bhingar Road Shedung Shedung Panvel, Karjat, Raigad, MAHARASHTRA, India, 410216', 'applicant_address_verbatim': 'A-501 DWARKAMAI (SRA) CHS LTD., 163 BHAGAT LANE, MAHIM MUMBAI, ., Mumbai, MAHARASHTRA,\n400016, India'}

Selfie / photo IMG_4180.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Index II INDEX II.pdf needs your check

kind
index2_input

extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'रायगड', 'r11_serial': '21496/2025', 'r14_remark': None, 'r4_locality': 'विभाग क्र-6, दर-63500-प्रती /चौ.मी., सदनिका नं. 602, सहावा मजला ए-विंग, बिल्डिंग नं 1, जयराम रेसिडेन्सी फेज

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'रायगड', 'r11_serial': '21496/2025', 'r14_remark': None, 'r4_locality': 'विभाग क्र-6, दर-63500-प्रती /चौ.मी., सदनिका नं. 602, सहावा मजला ए-विंग, बिल्डिंग नं 1, जयराम रेसिडेन्सी फेज -1, सर्वे नं 126/1,126/2,128/0, शेडुंग, ता. पनवेल, जिं. रायगड', 'r5_area_text': '51.655 चौ. मीटर', 'r7_executants': [{'age': '38', 'pan': 'AAKFJ1324L', 'name': 'मेसर्स जयराम कन्स्ट्रक्शन तर्फे भागीदार रामदास किसन महारनवर तर्फे कु मु म्हणून मंगेश इंदोरे', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नाव:, ब्लॉक नंः, रोड नंः ए-६०/१०, सेक्टर २१, एपीएमसी फुट मार्केट जवळ, तुर्भे, नवी मुंबई, महाराष्ट्र, ठाणे. पिन कोड:-400705'}], 'r8_purchasers': [{'age': '57', 'pan': 'ACGPG1370B', 'name': 'रमेश लक्ष्मण गावडे', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नाव:, ब्लॉक नंः, रोड नं: ए-५०१, द्वारकामाई एसआरए सीएचएस एलटीडी, १६३ भगत लेन, माहीम, महाराष्ट्र, मुम्बई. पिन कोड:-400016'}, {'age': '56', 'pan': 'AGDPG6526C', 'name': 'रश्मी रमेश गावडे', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नाव: ब्लॉक नं:-, रोड नं: ए-५०१, द्वारकामाई एसआरए सीएचएस एलटीडी, १६३ भगत लेन, माहीम, महाराष्ट्र, मुम्बई. पिन कोड:-400016'}], 'r12_stamp_duty': 201000, 'r3_market_value': 3104200, 'r1_document_type': 'करारनामा', 'r2_consideration': 3350000, 'r9_execution_date': '17/10/2025', 'r13_registration_fee': 30000, 'r10_registration_date': '18/10/2025'}, 'doc_no': '21496', 'village': 'शेडुंग', 'doc_kind': 'सूची क्र.2', 'doc_year': '2025', 'sro_name': 'सह दुय्यम निबंधक पनवेल 5', 'area_text': '51.655 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 30000, 'header_sro': 'सह दुय्यम निबंधक पनवेल 5', 'mortgagors': ['मेसर्स जयराम कन्स्ट्रक्शन तर्फे भागीदार रामदास किसन महारनवर तर्फे कु मु म्हणून मंगेश इंदोरे'], 'stamp_duty': 201000, 'filing_date': '2025-10-18', 'loan_amount': 3350000, 'token_number': '63m', 'property_text': 'पालिकेचे नाव: रायगड इतर वर्णन : इतर माहितीः विभाग क्र-6, दर-63500-प्रती /चौ.मी., सदनिका नं. 602, सहावा मजला ए-विंग, बिल्डिंग नं 1, जयराम रेसिडेन्सी फेज -1, सर्वे नं 126/1,126/2,128/0, शेडुंग, ता. पनवेल, जिं. रायगड, क्षेत्र 51.655 चौ. मी. रेरा कारपेट + 5.255 चौ. मी सीट आऊट एरिया ( (Survey Number: 1261,126//2,128/0;))', 'header_village&#

Aadhaar card KYC.pdf needs your check

dob
1969-02-02

name
RASHMI RAMESH GAWDE

mobile
8652461018

address
pin: 400016; area: MAHIM; flat: A-501; road: 163,BHAGAT LANE; state: Maharashtra; building: DWARKAMAI S.R.A C.H.S LTD; district: Mumbai City; Village: Mahim, Mumbai City, Mumbai City

legible
True

aadhaar last4
3756

raw reading (for Abhijit)

{'dob': '1969-02-02', 'pan': None, 'name': 'RASHMI RAMESH GAWDE', 'mobile': '8652461018', 'address': {'pin': '400016', 'area': 'MAHIM', 'flat': 'A-501', 'road': '163,BHAGAT LANE', 'floor': None, 'state': 'Maharashtra', 'building': 'DWARKAMAI S.R.A C.H.S LTD', 'district': 'Mumbai City', 'post_office': None, 'village_city': 'Mahim, Mumbai City, Mumbai City'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3756', 'quality_issue': None}

Index II INDEX II.pdf needs your check

payments inside
kind: other; payments: []; rows_read: 0

header doc number
21496/2025

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}, 'header_doc_number': '21496/2025'}

Sanction letter Sanction letter.pdf needs your check

payments inside
kind: fee_table; payments: []; rows_read: 0; account_holder: RAMESH LAXMAN GAWDE

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'fee_table', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': 'RAMESH LAXMAN GAWDE'}}

Aadhaar card KYC.pdf needs your check

dob
1969-02-02

mobile
8652461018

address
pin: 400016; area: MAHIM; flat: A-501; road: 163,BHAGAT LANE; state: Maharashtra; building: DWARKAMAI S.R.A C.H.S LTD; district: Mumbai City; Village: Mahim

legible
True

aadhaar last4
3756

raw reading (for Abhijit)

{'dob': '1969-02-02', 'pan': None, 'mobile': '8652461018', 'address': {'pin': '400016', 'area': 'MAHIM', 'flat': 'A-501', 'road': '163,BHAGAT LANE', 'floor': None, 'state': 'Maharashtra', 'building': 'DWARKAMAI S.R.A C.H.S LTD', 'district': 'Mumbai City', 'post_office': None, 'village_city': 'Mahim'}, 'legible': True, 'aadhaar_last4': '3756', 'quality_issue': None}

Payment screenshot IMG_4254.JPG needs your check

utr
XXXXXXXX4783

date
2026-09-19

amount
11140

method
UPI

raw reading (for Abhijit)

{'utr': 'XXXXXXXX4783', 'date': '2026-09-19', 'time': None, 'amount': 11140, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': None, 'payer_name': None, 'debit_notification_text': None}

Payment screenshot IMG_4253.JPG needs your check

utr
110713163260

date
2026-09-19

amount
2000

method
UPI

payee upi
4897695162091@utib

payer upi
9892834356@na

payee name
THINKBIG

raw reading (for Abhijit)

{'utr': '110713163260', 'date': '2026-09-19', 'time': None, 'amount': 2000, 'method': 'UPI', 'payee_upi': '4897695162091@utib', 'payer_upi': '9892834356@na', 'payee_name': 'THINKBIG', 'payer_name': None, 'debit_notification_text': None}

Payment screenshot IMG_4253.JPG needs your check

payments inside
kind: payment_screenshot; payments: [{'utr': '489769516209', 'date': '2026-09-19', 'page': 1, 'time': None, 'payee': 'THINKBIG', 'amount': 2000.0, 'direction': 'debit', 'narration': 'UPI-TRANSFER TO 4897695162091 UPI/DR/

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '489769516209', 'date': '2026-09-19', 'page': 1, 'time': None, 'payee': 'THINKBIG', 'amount': 2000.0, 'direction': 'debit', 'narration': 'UPI-TRANSFER TO 4897695162091 UPI/DR/ 110713163260/THINKBIG/UTIB/ 9892834356/na', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}

Payment screenshot IMG_4254.JPG needs your check

payments inside
bank: SBI; kind: payment_screenshot; payments: [{'utr': 'XXXXXXXX4783', 'date': '2026-09-19', 'page': 1, 'time': None, 'payee': 'THINKBIG', 'amount': 11140.0, 'direction': 'debit', 'narration': 'TRANSFER TO XXXXXXXXX2091

raw reading (for Abhijit)

{'payments_inside': {'bank': 'SBI', 'kind': 'payment_screenshot', 'payments': [{'utr': 'XXXXXXXX4783', 'date': '2026-09-19', 'page': 1, 'time': None, 'payee': 'THINKBIG', 'amount': 11140.0, 'direction': 'debit', 'narration': 'TRANSFER TO XXXXXXXXX2091 UPI/DR/XXXXXXXX4783/THINKBIG/UTIB/XXXXXX4356/UPI', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '6165', 'account_holder': None}}

Paid challan (GRAS) RAMESH LAXMAN GAWDE EchallanMH010791002202627E.pdf needs your check

grn
MH010791002202627E

pin
410216

total
11360.0

article
6(1)

defaced
False

bank cin
03006172026092400832

district
RAIGAD

payer pan
ACGXXXXXXB

flat block
UNIT FLAT NO 602 6TH FLOOR BLOCK BLDG 1

payer name
RAMESH LAXMAN GAWDE

sro office
PNL5_PANVEL NO 5 SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-1417500

scheme rows
{'amount': 4260.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7100.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX0935

payment date
24/09/2026-14:06:25

road locality
SURVEY NO 126 1 126 2 128 0 NEAR SPARSH APARTMENT BHINGAR ROAD SHEDUNG RANYA RAIGAD

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1417500

raw reading (for Abhijit)

{'grn': 'MH010791002202627E', 'pin': '410216', 'total': 11360.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092400832', 'district': 'RAIGAD', 'area_city': None, 'payer_pan': 'ACGXXXXXXB', 'flat_block': 'UNIT FLAT NO 602 6TH FLOOR BLOCK BLDG 1', 'payer_name': 'RAMESH LAXMAN GAWDE', 'sro_office': 'PNL5_PANVEL NO 5 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-1417500', 'scheme_rows': [{'amount': 4260.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7100.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0935', 'payment_date': '24/09/2026-14:06:25', 'road_locality': 'SURVEY NO 126 1 126 2 128 0 NEAR SPARSH APARTMENT BHINGAR ROAD SHEDUNG RANYA RAIGAD', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1417500'}

Paid challan (GRAS) RAMESH LAXMAN GAWDE EchallanMH010791002202627E.pdf needs your check

payments inside
bank: PUNJAB NATIONAL BANK; kind: other; payments: []; rows_read: 0; account_holder: RAMESH LAXMAN GAWDE

raw reading (for Abhijit)

{'payments_inside': {'bank': 'PUNJAB NATIONAL BANK', 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': 'RAMESH LAXMAN GAWDE'}}

Aadhaar card KYC.pdf needs your check

dob
1969-02-02

name
RASHMI RAMESH GAWDE

page
1

mobile
8652461018

address
pin: 400016; area: MAHIM; flat: A-501; road: 163,BHAGAT LANE; state: Maharashtra; building: DWARKAMAI S.R.A C.H.S LTD; district: Mumbai City; Village: Mumbai

legible
True

card kind
aadhaar

card of many
1

aadhaar last4
3756

raw reading (for Abhijit)

{'dob': '1969-02-02', 'pan': None, 'name': 'RASHMI RAMESH GAWDE', 'page': 1, 'mobile': '8652461018', 'address': {'pin': '400016', 'area': 'MAHIM', 'flat': 'A-501', 'road': '163,BHAGAT LANE', 'floor': None, 'state': 'Maharashtra', 'building': 'DWARKAMAI S.R.A C.H.S LTD', 'district': 'Mumbai City', 'post_office': None, 'village_city': 'Mumbai'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 1, 'aadhaar_last4': '3756', 'quality_issue': None}

Aadhaar card KYC.pdf needs your check

dob
1968-09-13

name
RAMESH LAXMAN GAWDE

page
2

mobile
9969428082

address
pin: 400016; area: Mahim; flat: A 501; road: 163 Bhagat Lane; state: Maharashtra; building: Dwarkamai (sra) Chs Ltd; district: Mumbai City; Village: Mumbai

legible
True

card kind
aadhaar

card of many
2

aadhaar last4
0324

raw reading (for Abhijit)

{'dob': '1968-09-13', 'pan': None, 'name': 'RAMESH LAXMAN GAWDE', 'page': 2, 'mobile': '9969428082', 'address': {'pin': '400016', 'area': 'Mahim', 'flat': 'A 501', 'road': '163 Bhagat Lane', 'floor': None, 'state': 'Maharashtra', 'building': 'Dwarkamai (sra) Chs Ltd', 'district': 'Mumbai City', 'post_office': None, 'village_city': 'Mumbai'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '0324', 'quality_issue': None}

Aadhaar card KYC.pdf needs your check

dob
1968-09-13

pan
ACGPG1370B

name
RAMESH LAXMAN GAWDE

page
3

legible
True

card kind
pan

father name
LAXMAN GAWDE

card of many
3

raw reading (for Abhijit)

{'dob': '1968-09-13', 'pan': 'ACGPG1370B', 'name': 'RAMESH LAXMAN GAWDE', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'LAXMAN GAWDE', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card KYC.pdf needs your check

dob
1969-02-02

pan
AGDPG6526C

name
RASHMI RAMESH GAWDE

page
4

legible
True

card kind
pan

father name
MAHADEV MUKUND SARANGALE

card of many
4

raw reading (for Abhijit)

{'dob': '1969-02-02', 'pan': 'AGDPG6526C', 'name': 'RASHMI RAMESH GAWDE', 'page': 4, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'MAHADEV MUKUND SARANGALE', 'card_of_many': 4, 'aadhaar_last4': None, 'quality_issue': None}

E-filing copy (token) RAMESH LAXMAN GAWDE eFilingDoc9992909260395.pdf needs your check

sro
PNL5

kind
efiling_copy

token
9992909260395

legible
True

property
road: NEAR SPARSH APARTMENT BHINGAR ROAD, RAIGAD; unit: 602; floor: 6th; taluka: Panavel; numbers: [{'type': 'Survey Number', 'value': '126/1,126/2,128/0'}]; village: Shedung; building: A WING/BLDG 1,JAYRAM RESIDENCY PHA

mortgagee
PNB HOUSING FINANCE LTD

mortgagors
{'pan': 'ACGPG1370B', 'name': 'RAMESH LAXMAN GAWDE', 'address': 'Flat No:A-501, Floor No:G, Building Name:A-501 DWARKAMAI (SRA) CHS LTD., 163 BHAGAT LANE, Road:MAHIM MUMBAI, MUMBAI, City:MUMBAI, State:MAHARASHTRA, Distri

title deed
Agreement to Sale :21496/2025 SRO PANVEL-5

filing date
2026-10-05

loan amount
1417500.0

payment lines
{'ref': 'MH010791002202627E', 'head': 'Stamp Duty', 'dated': '24/09/2026', 'amount': 4252.0, 'ref_kind': 'GRN'}, {'ref': 'MH010791002202627E', 'head': 'Filing Fee', 'dated': '24/09/2026', 'amount': 7090.0, 'ref_kind': 'G

date of mortgage
2026-09-29

raw reading (for Abhijit)

{'sro': 'PNL5', 'kind': 'efiling_copy', 'token': '9992909260395', 'legible': True, 'property': {'pin': None, 'road': 'NEAR SPARSH APARTMENT BHINGAR ROAD, RAIGAD', 'unit': '602', 'floor': '6th', 'taluka': 'Panavel', 'numbers': [{'type': 'Survey Number', 'value': '126/1,126/2,128/0'}], 'village': 'Shedung', 'building': 'A WING/BLDG 1,JAYRAM RESIDENCY PHASE - I PROJECT', 'district': 'Raigad', 'area_text': 'Carpet : 51.65 Sq.mt.', 'local_body': 'MOUJE SHEDUNG', 'description': None, 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'ACGPG1370B', 'name': 'RAMESH LAXMAN GAWDE', 'address': 'Flat No:A-501, Floor No:G, Building Name:A-501 DWARKAMAI (SRA) CHS LTD., 163 BHAGAT LANE, Road:MAHIM MUMBAI, MUMBAI, City:MUMBAI, State:MAHARASHTRA, District:MUMBAI, Pin:400016'}], 'title_deed': 'Agreement to Sale :21496/2025 SRO PANVEL-5', 'filing_date': '2026-10-05', 'loan_amount': 1417500.0, 'payment_lines': [{'ref': 'MH010791002202627E', 'head': 'Stamp Duty', 'dated': '24/09/2026', 'amount': 4252.0, 'ref_kind': 'GRN'}, {'ref': 'MH010791002202627E', 'head': 'Filing Fee', 'dated': '24/09/2026', 'amount': 7090.0, 'ref_kind': 'GRN'}, {'ref': '0926295110129', 'head': 'Document Handling Charges', 'dated': '29/09/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-09-29'}

Technical record (for Abhijit — safe to ignore)

4h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 24 Sep, 13:55 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']}
7d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
7d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999290926039
10d ago	EzDocs	dhc_prn_read	{'prn': '0926295110129', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'RAMESH LAXMAN GAWDE eFilingDoc9992909260395.pdf', 'from': "the filed not
10d ago	EzDocs	efiling_copy_read	{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'RAMESH LAXMAN GAWDE eFilingDoc9992909260395.pdf', 'token': '9992909260395', 'doc_id': 'c7ea7bb1-ca61-4462-bec5-d4b2b0e78c1b'
10d ago	EzDocs	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
10d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'RAMESH LAXMAN GAWDE
14d ago	EzDocs	draft_withdrawn	{'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']}
14d ago	EzDocs	cards_read	{'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'KYC.pdf', 'cards': 4, 'doc_id': 'e6a4905a-061d-4f50-8b2d-1ff537b637b0', 'applied': 3}
14d ago	EzDocs	kyc_names_match	{'sig': 'RASHMI RAMESH GAWDE\|RASHMI RAMESH GAWDE\|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'KYC.pdf', 'pan_name': 'RASHMI RAMESH GAWDE', 'pa
14d ago	EzDocs	id_doc_filed	{'doc': 'pan', 'file': 'KYC.pdf', 'doc_id': 'e6a4905a-061d-4f50-8b2d-1ff537b637b0', 'person': 'RASHMI RAMESH GAWDE', 'party_id': '830d4899-9a98-4148-abc8-4d4f5ca24ca0', 'name_on_doc': 'RASHMI RAMESH GAWDE'}
14d ago	EzDocs	kyc_names_match	{'sig': 'RAMESH LAXMAN GAWDE\|RAMESH LAXMAN GAWDE\|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'KYC.pdf', 'pan_name': 'RAMESH LAXMAN GAWDE', 'pa
14d ago	EzDocs	id_doc_filed	{'doc': 'pan', 'file': 'KYC.pdf', 'doc_id': 'e6a4905a-061d-4f50-8b2d-1ff537b637b0', 'person': 'RAMESH LAXMAN GAWDE', 'party_id': '65a5e532-8dc6-4ff3-80c6-55d0b8713884', 'name_on_doc': 'RAMESH LAXMAN GAWDE'}
14d ago	EzDocs	id_doc_filed	{'doc': 'aadhaar', 'file': 'KYC.pdf', 'doc_id': 'e6a4905a-061d-4f50-8b2d-1ff537b637b0', 'person': 'RAMESH LAXMAN GAWDE', 'party_id': '65a5e532-8dc6-4ff3-80c6-55d0b8713884', 'name_on_doc': 'RAMESH LAXMAN GAWDE'}
14d ago	EzDocs	box_disagreement	{'box': 'party.mobile', 'src': 'aadhaar', 'why': "the Aadhaar prints a different mobile from the letter's — the letter's stands (the current contact); a person decides", 'held': '9594160935', 'page': 1, 'party': 'RAMESH
14d ago	EzDocs	kyc_address_read	{'doc': 'aadhaar', 'pin': '400016', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Mumbai', 'doc_id': 'e6a4905a-061d-
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '510aaaef-b4eb-4b13-a6f6-1089e9755b1e'}
17d ago	EzDocs	case_read	{'how': 'uri', 'tag': '81d70867b60959b5', 'docs': ['INDEX II.pdf', 'Sanction letter.pdf', 'KYC.pdf'], 'loan': {'amount': 1417500, 'made_of': [{'what': 'sanctioned amount', 'paper': 'Sanction letter.pdf', 'quote': 'INR 13
18d ago	EzDocs	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': '3fcd26a7d380a673', 'docs': ['INDEX II.pdf', 'Sanction letter.pdf', 'KYC.pdf'], 'loan': {'amount': 1417500, 'made_of': [{'what': 'Loan Amount', 'paper': 'Sanction letter', 'quote': 'Loan Amount INR
19d ago	EzDocs	reader_home_address	{'fp': '6a02dc0ba257716a', 'from': 'the sanction letter (Sanction letter.pdf)', 'home': {'pin': '400016', 'area': 'MAHIM', 'flat': 'A-501', 'road': '163 BHAGAT LANE', 'state': 'MAHARASHTRA', 'building': 'DWARKAMAI (SRA)
19d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
19d ago	EzDocs	payment_verified	{'utr': 'AXNGG26241761781,AXNGG26998319189', 'why': "paid ₹13,240, ₹60 MORE than our ask of ₹13,180 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 59.75, 'method': 'bal
19d ago	EzDocs	payment_part_added	{'why': 'the branch paid short and then paid the balance — the parts are added up and the sum is checked', 'earlier': 11140.0, 'expected': 13180.25, 'this_credit': 2100.0, 'now_received': 13240.0}
19d ago	EzDocs	receivable_snapshot	{'before': {'delta': -2040.25, 'status': 'short', 'paid_at': '2026-09-19T10:01:38+00:00', 'received': 11140.0, 'risk_flags': ['wrong_payee:THINKBIG'], 'verified_at': None, 'match_method': 'screenshot_sms_amount', 'receiv
19d ago	EzDocs	index2_docno_read	{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'INDEX II.pdf', 'doc_id': '685ff751-d974-4367-bea3-63150296be76', 'header_sro': 'स
20d ago	EzDocs	hidden_payment_scan	{'file': 'RAMESH LAXMAN GAWDE EchallanMH010791002202627E.pdf', 'kind': 'other', 'found': 0, 'doc_id': '510aaaef-b4eb-4b13-a6f6-1089e9755b1e', 'fetched': True}
21d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
21d ago	EzDocs	title_doc_on_case_filing_open	{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'INDEX II.pdf', 'kind': 'index2'}
21d ago	EzDocs	challan_found_on_case	{'was': 'AWAITING_PAYMENT', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'RAMESH LAXMAN GAWDE EchallanMH010791002202627E.pdf', 'kind':

Case diary the case’s history — what happened, newest day first

Papers

All 7 in hand

Nothing more to ask the branch for

Money

₹13,240 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

For you to check: Screenshot shows money paid to “THINKBIG” — not our account.

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered

13:00

8 Oct3 things — 1 document received · 1 letter written · 1 step

Closed from the NOI team's own words — the Index II was already shared with the branch

Nothing more to do on this case.