⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03154

Lalasaheb Shivaji Kshirsagar

LAN 77000347030 Challan paid · waiting on the branch Waiting for the Index II Send the draft 2 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Aadhaar cardopen

✓Selfie / photoopen

✓PAN cardopen

✓Payment screenshot — money verifiedopen

✓Technical reportopen

✓Sanction letteropen

✓Paid challan (GRAS)open

✓Property address — verified by the engine, from the technical report (correct below if anything is off)

Index II copy / Title document — for the e-filing visit later

All files (11)A label is wrong? Fix it under All documents.

Needs your eyes

GPay ₹30,550 announced at 09:30 has not settled into the PNB account (due 13:30). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

MoneyAll of it is in

₹30,560.03CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹30,550 receivedthe receipt's amount and minute agree

Stamp duty 0.3%13,510

Registration fee 0.5%15,000

Government handling350

Our service fee1,700.03

Total we ask for30,560.03

the branch’s receipt claims ₹30,550 627881147234

paid 5 Oct 15:00:00 · verified 5 Oct 15:31:05 · 31 min later

How we know

Our own bank told us — 5 Oct 15:00

₹30,550 · from GPAY-BIZ

“₹30,550.00 received from Aditya K at 3:00 PM The amount will settle in your bank account via NEFT.”

Matched by: the screenshot's amount AND its minute agree with this credit

By law ₹30,550. We ask ₹30,560 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹30,550 — accept as full (₹10.03 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 11 minour time · 5 Oct 15:36

Index II —not yet

the NOI team 8 d 7 htotal 8 d 7 h so far

Now with the NOI team — e-filing on IGR

since 5 Oct 15:36 — 8 d 7 h of working time

Day by day — every step and who held it

5 Oct 15:24Your branch's mail

5 Oct 15:24Payment landedat once

5 Oct 15:31Fee quoted+7 min · the NOI team

5 Oct 15:31Papers readat once

5 Oct 15:31Payment verifiedat once

5 Oct 15:31Papers readat once

5 Oct 15:31Property readat once

5 Oct 15:31Ready for the challanat once

5 Oct 15:36Challan made+4 min · the NOI team

Case facts

Bank

ICICI_HFC

Loan amount

₹45,00,000

Loan account no.

77000347030

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

The engine read these from the technical report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.

District

Pune

Taluka

Haveli

Village

Manjari Bk

Number type

SURVEY

Number

140/4b

Building

Plot No D-40

Floor

Ground Floor

Flat / shop no

Plot No D-40

Area

116.13

Hadd

Pune Municipal Corporation

Read from the technical report, not the Index II. HRQ-26-167285_INDProcessRequest_2500320261005145921059.pdf open it · If an Index II is on file, read the property from it.

✓ EzDocs checked every box against the document’s own words 8d ago — all agree.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. The engine asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, the engine sees:

• 18 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road

• person 2's mobile: the whole-file reading took 7304104104 off a card — not typed

• changed — local body name: the case held PUNE MUNICIPAL CORPORATION; filled MUNICIPAL CORPORATION — the whole-file reading, from the technical report, reads it so

• changed — area unit: the case held SQ.MT; filled SQ FT — the whole-file reading, from the technical report, reads it so

• changed — area: the case held 116.13; filled 1250.0 — the whole-file reading, from the technical report, reads it so

• changed — Survey No / Attribute 1 & 2: the case held 140/4B · 140/4B; filled D-40 · 140/4B — the technical report prints these numbers for this property — every one, each with its own word; the portal's two boxes carry them all

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

NOTEThe name of person 2

The PAN card	MINAKSHI L KSHIRASAGAR
The sanction letter DIFFERS	MINAKSHI LALASAHEB KSHIRASAGAR

What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.

Compared: the technical report; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent all necessary documents and claims to have paid the fee. The team needs to provide the fee quote and create the challan.

the trail says the next move is with the NOI team — the fee quote and challan creation

the branch last asked: Kindly process NOI of captioned case as per below details. Also, Share 0.3% and 0.5% challans.

the trail says the branch sent the Index II / sale deed, but no such paper is on the case — the attachment may not have been stored or read; open that mail and upload it under All documents

✓ loan papers sent — done, mail 1 (2026-10-05) “Dear Team, Kindly process NOI of captioned case as per below details. Also, Share 0.3% and 0.5% challans. APPLICANT NAME LALASAHEB SHIVAJI KSHIRSAGAR LAN N”

✓ fee paid — the branch's words — done, mail 1 (2026-10-05) “*PAYMENT SCREENSHOT WITH UTR ATTACHED”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-10-05) “*IINDEX II COPY | LSR | SALE DEED ATTACHED”

read over 1 mail(s), last mail 2026-10-05 · read 8d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 8d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011391946202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

APPLICATION NUMBER - 77000347030 - APPLICANT NAME - LALASAHEB SHIVAJI KSHIRSAGAR - PROCESS CHALLAN OF 0.3 & 0.

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantLalasaheb Shivaji Kshirsagar

LAN77000347030

Loan AmtRs. 45,00,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Payment Screenshot with UTR, Sanction Letter, Technical Report

Payment of Rs. 30,550.00 stands VERIFIED against the credit in our account on 05-Oct-2026 (UTR: 627881147234). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

Index II copy / Title document

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

DRAFT — written by the engine, not sent

Index II pending — NOI NOI-2026-03154 | 77000347030

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: 77000347030) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 6 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

RS rahul.sakhare@icicihfc.com icicihfc.com
05 Oct, 15:24 · 8d ago THE FIRST MAIL — how this case began

APPLICATION NUMBER - 77000347030 - APPLICANT NAME - LALASAHEB SHIVAJI KSHIRSAGAR - PROCESS CHALLAN OF 0.3 & 0.5% AND NOI

📎 IMG-20261005-WA0006.jpg ↗📎 IMG-20261005-WA0005.jpg ↗📎 Kshirsagar _03.jpg ↗📎 1000521893.jpg ↗📎 IMG-20261005-WA0003.jpg ↗📎 IMG-20261005-WA0004.jpg ↗📎 Kshirsagar .pdf ↗📎 HRQ-26-167285_INDProcessRequest_2500320261 ↗📎 KFSLetter_77000347030.pdf ↗📎 EAadhaar_0000002675473020261003154902_0310 ↗

Dear Team,

Kindly process NOI of captioned case as per below details.

Customer nameLALASAHEB SHIVAJI KSHIRSAGAR

Loan account (LAN)77000347030

Loan amount₹45,00,000

Stamp duty 0.30%₹13,500

Registration fee 0.50%₹15,000

DHC₹350

Total₹30,550

✓ SANCTION LETTER — attached
✓ APPLICANT/S AADHAR CARD — attached
✓ APPLICANT/S PAN CARD — attached
✓ IINDEX II COPY | LSR | SALE DEED — attached
✓ APPLICANT SELFIE — attached
✓ PAYMENT SCREENSHOT WITH UTR — attached

Also, Share 0.3% and 0.5% challans.

CASE INITIATION BRANCH NAME

Pune Hadapsar

CASE TYPE (PLS MENTION IT )

NOI | RESALE

NOI SERIVCE FEE1700

Rahul Sakhare

Sales Manager- DES

86000 97345

rahul .sakhare@icicihfc.com

www.icicihfc.com1800

267 4455

🤖 read: asks for the challan; says the fee is paid ✓; documents attached — “Also, Share 0.3% and 0.5% challans.”

OL The NOI teamTYPED IN GMAIL
05 Oct, 15:39 · 8d ago

📎 LALASAHEB SHIVAJI KSHIRSAGAR EchallanMH011 ↗

Team

PFA Chalan for your reference.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Mon, 5 Oct 2026 at 15:25, Rahul Sakhare  / /ICICIHFC/PUNE < rahul.sakhare@icicihfc.com > wrote:

Dear Team,

Kindly process NOI of captioned case as per below details.

Also, Share 0.3% and 0.5% challans.

APPLICANT NAME

LALASAHEB SHIVAJI KSHIRSAGAR

LAN NO

77000347030

CASE INITIATION BRANCH NAME

Pune Hadapsar

CASE TYPE (PLS MENTION IT )

NOI | RESALE

LOAN AMOUNT WITH INSURANCE

4500000

0.30%

13500

0.50%

15000

NOI SERIVCE FEE

1700

DHC

350

TOTAL AMOUNT PAYABLE

30,550

*SANCTION LETTER

ATTACHED

*APPLICANT/S AADHAR CARD

ATTACHED

*APPLICANT/S PAN CARD

ATTACHED

*IINDEX II COPY | LSR | SALE DEED

ATTACHED

*APPLICANT SELFIE

ATTACHED

*PAYMENT SCREENSHOT WITH UTR

ATTACHED

Rahul Sakhare

Sales Manager- DES

86000 97345

rahul .sakhare@icicihfc.com

www.icicihfc.com

1800
267 4455

🤖 read: challan shared ✓ — “PFA Chalan for your reference.”

OL The NOI teamTYPED IN GMAIL
05 Oct, 15:39 · 8d ago

Team

Kindly share the index 2 copy for the NOI Process

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Mon, 5 Oct 2026 at 15:39, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team

PFA Chalan for your reference.

Aradhana Rai
NOI Coordinator | One Legal  +91 8888706969

On Mon, 5 Oct 2026 at 15:25, Rahul Sakhare  / /ICICIHFC/PUNE < rahul.sakhare@icicihfc.com > wrote:

Dear Team,

Kindly process NOI of captioned case as per below details.

Also, Share 0.3% and 0.5% challans.

APPLICANT NAME

LALASAHEB SHIVAJI KSHIRSAGAR

LAN NO

77000347030

CASE INITIATION BRANCH NAME

Pune Hadapsar

CASE TYPE (PLS MENTION IT )

NOI | RESALE

LOAN AMOUNT WITH INSURANCE

4500000

0.30%

13500

0.50%

15000

NOI SERIVCE FEE

1700

DHC

350

TOTAL AMOUNT PAYABLE

30,550

*SANCTION LETTER

ATTACHED

*APPLICANT/S AADHAR CARD

ATTACHED

*APPLICANT/S PAN CARD

ATTACHED

*IINDEX II COPY | LSR | SALE DEED

ATTACHED

*APPLICANT SELFIE

ATTACHED

*PAYMENT SCREENSHOT WITH UTR

ATTACHED

Rahul Sakhare

Sales Manager- DES

86000 97345

rahul .sakhare@icicihfc.com

www.icicihfc.com

1800
267 4455

🤖 read: The team asks the branch to share the Index 2 copy for the NOI process.

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Aadhaar card	IMG-20261005-WA0006.jpg	filed	8d ago
Selfie / photo	IMG-20261005-WA0005.jpg	filed	8d ago
PAN card	Kshirsagar _03.jpg	filed	8d ago
PAN card	1000521893.jpg	filed	8d ago
Payment screenshot	IMG-20261005-WA0003.jpg	filed	8d ago
Selfie / photo	IMG-20261005-WA0004.jpg	filed	8d ago
PAN card	Kshirsagar .pdf	filed	8d ago
Technical report	HRQ-26-167285_INDProcessRequest_2500320261005145921059.pdf	filed	8d ago
Sanction letter	KFSLetter_77000347030.pdf	filed	8d ago
Aadhaar card	EAadhaar_0000002675473020261003154902_0310202617449.pdf	filed	8d ago
Paid challan (GRAS)	LALASAHEB SHIVAJI KSHIRSAGAR EchallanMH011391946202627E.pdf	filed	8d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹30,560.03

Where it stands
VERIFIED — money received

Screenshot claims
₹30,550 627881147234

Paid at
5 Oct 15:00:00

Verified on
5 Oct 15:31:06

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹13,510	₹15,000	₹350	₹1,700	₹30,560

By law ₹30,550. We ask ₹30,560 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

44 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Mobile (person 2)

23 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✓ EzDocs checked every box against the document’s own words 8d ago — all agree.

CHECKED by the engine, from the technical report — correct any box that is off; a correction clears thissource: the technical report (HRQ-26-167285_INDProcessRequest_2500320261005145921059.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Plot No D-40, Sno 140/4b, Mauje Manjari Bk,Tal Haveli Dist Pune

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the technical report BASE — the challan follows this

HRQ-26-167285_INDProcessRequest_2500320261005145921059.pdf

Property Address line
PLOT NO D-40, SNO 140/4B, MAUJE MANJARI BK,TAL HAVELI DIST PUNE

Legal Address line
PLOT NO D-40, SNO 140/4B, MAUJE MANJARI BK TAL HAVELI DIST PUNE

PIN
412307

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO D-40 SNO 140/4B

Locality/Road
MOUJE MANJARI BK TAL HAVELI DIST PUNE

Area/City
PUNE

check or correct a box, the papers beside it →

Every paper prints the same words as the base paper.

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	LALASAHEB SHIVAJI KSHIRSAGAR	CARPK8163M	…9065
co_mortgagor	MINAKSHI L KSHIRASAGAR	JVPPK3419G	…6041

All mail records (for Abhijit — safe to ignore)

2 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	rahul.sakhare@icicihfc.com	8d ago
acknowledgement	rahul.sakhare@icicihfc.com	8d ago
Index II chase	rahul.sakhare@icicihfc.com	5d ago
Index II chase	rahul.sakhare@icicihfc.com	1d ago

What the engine read from each document — check anything marked in red

Selfie / photo IMG-20261005-WA0005.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Payment screenshot IMG-20261005-WA0003.jpg needs your check

utr
627881147234

date
2026-10-05

time
15:00

amount
30550

method
Google Pay

payee upi
3535@okbizaxis

payer upi
ar13@okicici

payee name
EZDOCS

payer name
LALASAHEB SHIVAJI KSHIRSAGAR

debit notification text
Payment of ‘30,550 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account

raw reading (for Abhijit)

{'utr': '627881147234', 'date': '2026-10-05', 'time': '15:00', 'amount': 30550, 'method': 'Google Pay', 'payee_upi': '3535@okbizaxis', 'payer_upi': 'ar13@okicici', 'payee_name': 'EZDOCS', 'payer_name': 'LALASAHEB SHIVAJI KSHIRSAGAR', 'debit_notification_text': "Payment of ‘30,550 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account"}

PAN card Kshirsagar _03.jpg needs your check

dob
1991-11-22

pan
CARPK8163M

name
LALASAHEB SHIVAJI KSHIRSAGAR

legible
True

father name
SHIVAJI PRALHAD KSHIRSAGAR

raw reading (for Abhijit)

{'dob': '1991-11-22', 'pan': 'CARPK8163M', 'name': 'LALASAHEB SHIVAJI KSHIRSAGAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SHIVAJI PRALHAD KSHIRSAGAR', 'aadhaar_last4': None, 'quality_issue': None}

PAN card 1000521893.jpg needs your check

dob
1994-01-17

pan
JVPPK3419G

name
MINAKSHI L KSHIRASAGAR

legible
True

father name
DATTATRAY KIRVE

raw reading (for Abhijit)

{'dob': '1994-01-17', 'pan': 'JVPPK3419G', 'name': 'MINAKSHI L KSHIRASAGAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DATTATRAY KIRVE', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card IMG-20261005-WA0006.jpg needs your check

dob
1991-11-22

name
Lalasaheb Shivaji Kshirsagar

mobile
7304104104

address
pin: 411036; area: colony, keshav nagar mundhwa; flat: flat no 502; state: Maharashtra; building: sai gold resi shreekrupa; village_city: Pune City, Pune

legible
True

aadhaar last4
9065

raw reading (for Abhijit)

{'dob': '1991-11-22', 'pan': None, 'name': 'Lalasaheb Shivaji Kshirsagar', 'mobile': '7304104104', 'address': {'pin': '411036', 'area': 'colony, keshav nagar mundhwa', 'flat': 'flat no 502', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'sai gold resi shreekrupa', 'district': None, 'post_office': None, 'village_city': 'Pune City, Pune'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9065', 'quality_issue': None}

Selfie / photo IMG-20261005-WA0004.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Technical report HRQ-26-167285_INDProcessRequest_2500320261005145921059.pdf needs your check

found
True

found in
PROPERTY ADDRESS

area sq m
116.13

paper for
loan_ref: 77000347030; report_id: HRQ-26-167285; customer_name: Lalasaheb Shivaji Kshirsagar

confidence
1.0

reading486
property

address lines
taken: property; legal_address: Plot No D-40, Sno 140/4b, Mauje Manjari Bk Tal Haveli Dist Pune; property_address: Plot No D-40, Sno 140/4b, Mauje Manjari Bk,Tal Haveli Dist Pune

property address
pin: 412307; state: Maharashtra; taluka: Haveli; flat_no: Plot No D-40; district: Pune; landmark: Lane No 4 Ghule Nagar; full_address: Plot No D-40, Sno 140/4b, Mauje Manjari Bk,Tal Haveli Dist Pune; village_city: Manjar

security address verbatim
Plot No D-40, Sno 140/4b, Mauje Manjari Bk,Tal Haveli Dist Pune

raw reading (for Abhijit)

{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 116.13, 'paper_for': {'loan_ref': '77000347030', 'report_id': 'HRQ-26-167285', 'customer_name': 'Lalasaheb Shivaji Kshirsagar'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': {'taken': 'property', 'legal_address': 'Plot No D-40, Sno 140/4b, Mauje Manjari Bk Tal Haveli Dist Pune', 'property_address': 'Plot No D-40, Sno 140/4b, Mauje Manjari Bk,Tal Haveli Dist Pune'}, 'property_address': {'pin': '412307', 'road': None, 'state': 'Maharashtra', 'taluka': 'Haveli', 'flat_no': 'Plot No D-40', 'district': 'Pune', 'floor_no': None, 'landmark': 'Lane No 4 Ghule Nagar', 'full_address': 'Plot No D-40, Sno 140/4b, Mauje Manjari Bk,Tal Haveli Dist Pune', 'village_city': 'Manjari Bk', 'building_name': None, 'survey_or_cts_no': 'Sno 140/4b'}, 'security_address_verbatim': 'Plot No D-40, Sno 140/4b, Mauje Manjari Bk,Tal Haveli Dist Pune'}

PAN card Kshirsagar .pdf needs your check

dob
1991-11-22

pan
CARPK8163M

legible
True

raw reading (for Abhijit)

{'dob': '1991-11-22', 'pan': 'CARPK8163M', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter KFSLetter_77000347030.pdf needs your check

lan
77000347030

legible
True

purpose
Home Loan and Purchase/Improvement of Property

loan type
Home Loan

confidence
1.0

rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.85% 9.05 %p.a

linked refs
77000347031

loan amount
4500000

rate spread
-9.85

final amount
4500000

interest rate
9.05

sanction date
21/09/2026

letter version
HF-38-VER-14-01072026/KFS

reference rate
18.9

applicant email
adityakshirsagar13@gmail.com

applicant names
LALASAHEB SHIVAJI KSHIRSAGAR, MINAKSHI LALASAHEB KSHIRASAGAR

printed altered
False

applicant mobile
7304104104

balance transfer
False

property address

final amount label
4500000 (Rs. Forty-Five Lakhs only)

includes insurance
False

applicant address verbatim
flat no 502 Sai Gold Resi, shreekrupa colony Keshav Nagar, Mundhva, Pune City East, PUNE, MAHARASHTRA, IN, 411036

raw reading (for Abhijit)

{'lan': '77000347030', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan', 'confidence': 1.0, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.85% 9.05 %p.a', 'handwritten': [], 'linked_refs': ['77000347031'], 'loan_amount': 4500000, 'rate_spread': -9.85, 'final_amount': 4500000, 'interest_rate': 9.05, 'quality_issue': None, 'sanction_date': '21/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'reference_rate': 18.9, 'applicant_email': 'adityakshirsagar13@gmail.com', 'applicant_names': ['LALASAHEB SHIVAJI KSHIRSAGAR', 'MINAKSHI LALASAHEB KSHIRASAGAR'], 'printed_altered': False, 'applicant_mobile': '7304104104', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': '4500000 (Rs. Forty-Five Lakhs only)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'flat no 502 Sai Gold Resi, shreekrupa colony Keshav Nagar, Mundhva, Pune City East, PUNE, MAHARASHTRA, IN, 411036'}

Aadhaar card EAadhaar_0000002675473020261003154902_0310202617449.pdf needs your check

dob
1994-01-17

name
Minakshi Lalasaheb Kshirasagar

mobile
7304104104

address
pin: 411036; area: keshav nagar mundhwa; flat: flat no 502; state: Maharashtra; building: sai gold resi shreekrupa colony; district: Pune; post_office: Mundhva Av; village_city: Pune City

legible
True

aadhaar last4
6041

raw reading (for Abhijit)

{'dob': '1994-01-17', 'pan': None, 'name': 'Minakshi Lalasaheb Kshirasagar', 'mobile': '7304104104', 'address': {'pin': '411036', 'area': 'keshav nagar mundhwa', 'flat': 'flat no 502', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'sai gold resi shreekrupa colony', 'district': 'Pune', 'post_office': 'Mundhva Av', 'village_city': 'Pune City'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '6041', 'quality_issue': None}

Paid challan (GRAS) LALASAHEB SHIVAJI KSHIRSAGAR EchallanMH011391946202627E.pdf needs your check

grn
MH011391946202627E

pin
412307

total
28510.0

article
6(1)

defaced
False

bank cin
03006172026100500740

district
PUNE

area city
PUNE

payer pan
CARXXXXXXM

flat block
PLOT NO D-40 SNO 140/4B MAUJE MANJARI BK

payer name
LALASAHEB SHIVAJI KSHIRSAGAR

sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=4500000

scheme rows
{'amount': 13510.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX4104

payment date
05/10/2026-15:36:05

road locality
LANE NO 4 GHULE NAGAR MANJARI FARM TAL HAVELI DIST PUNE

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
4500000

raw reading (for Abhijit)

{'grn': 'MH011391946202627E', 'pin': '412307', 'total': 28510.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100500740', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'CARXXXXXXM', 'flat_block': 'PLOT NO D-40 SNO 140/4B MAUJE MANJARI BK', 'payer_name': 'LALASAHEB SHIVAJI KSHIRSAGAR', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=4500000', 'scheme_rows': [{'amount': 13510.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4104', 'payment_date': '05/10/2026-15:36:05', 'road_locality': 'LANE NO 4 GHULE NAGAR MANJARI FARM TAL HAVELI DIST PUNE', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '4500000'}

Technical record (for Abhijit — safe to ignore)

1d ago	system:emails	email_shadowed:index2_chase	{'to': 'rahul.sakhare@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000347030) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index
1d ago	system:emails	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
5d ago	system:emails	email_shadowed:index2_chase	{'to': 'rahul.sakhare@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000347030) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index
8d ago	system:reconcile	gpay_not_settled_yet	{'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t
8d ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed CAxxxxxxXM — no paper on the
8d ago	system:ingest	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
8d ago	system:ingest	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'LALASAHEB SHIVAJI KSHIRSAGAR EchallanMH011391946202627E.pdf',
8d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'LALASAHEB SHIVAJI K
8d ago	system:ingest	sro_office_learned	{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'district': 'PUNE'}
8d ago	system:extract	challan_verified_against_case	{'grn': 'MH011391946202627E', 'file': 'LALASAHEB SHIVAJI KSHIRSAGAR EchallanMH011391946202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
8d ago	system:extract	challan_extracted	{'grn': 'MH011391946202627E', 'file': 'LALASAHEB SHIVAJI KSHIRSAGAR EchallanMH011391946202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 28510.0}
8d ago	system:extract	property_self_check	{'ok': True, 'why': "EzDocs judged every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 21, 'trigger': 'quick sweep'}
8d ago	system:learn	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '437427', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed HVL22
8d ago	system:extract	document_reread	{'now': ['technical_report'], 'was': ['technical_report'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'HRQ-26-167285_INDProcessRequest_2500320261005145921059.
8d ago	system:extract	sweep_reread_held486	{'why': 'this paper was read in the last 24 hours — a sweep does not read it again today', 'file': 'HRQ-26-167285_INDProcessRequest_2500320261005145921059.pdf', 'sweep': 're-think', 'doc_id': 'bede2a2e-b1d2-4672-8886-45d
8d ago	system:learn	reading_error456	{'box': 'Property box 2', 'why': 'the team typed what this paper prints; this desk typed what no paper prints — this desk read the paper wrong; read again', 'file': 'HRQ-26-167285_INDProcessRequest_2500320261005145921059
8d ago	copilot:NIKHIL	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
8d ago	system:reconcile	quoted_history_checked	{}
8d ago	ezdocs:reader	paper_locate	{'fp': 'e1ffeb9963bc17d2', 'box': [10, 10, 879, 994], 'why': 'The PAN card with PAN CARPK8163M is on page 1.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': 'c0d728a8-d5b3-4556-aad3-86afaea0a94b'
8d ago	system:reconcile	extra_challan_scanned	{'found': 0}
8d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
8d ago	system:copilot	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03154'}
8d ago	ezdocs:reader	reader_home_address	{'fp': 'e3f31bbd45074d53', 'from': 'the sanction letter (KFSLetter_77000347030.pdf)', 'home': {'pin': '411036', 'area': 'shreekrupa colony Keshav Nagar', 'flat': '502', 'state': 'MAHARASHTRA', 'building': 'Sai Gold Resi'
8d ago	ops:copilot	reading_boxes_not_the_papers_words	{'why': 'v441: the reading decides — its boxes stand; the words the base paper does not print are said beside the box', 'file': 'HRQ-26-167285_INDProcessRequest_2500320261005145921059.pdf', 'paper': 'the technical report
8d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'index2_sent'], 'mails'
8d ago	system:filenote	file_note490	{'v': '1', 'at': '2026-10-05T10:02:06', 'why': 'reading', 'open': 3, 'mails': [{'at': '2026-10-05 09:54', 'id': '1a10b7d2ccd2e6cf', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI for the captioned
8d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': '2073da987a23f19b', 'docs': ['HRQ-26-167285_INDProcessRequest_2500320261005145921059.pdf', 'KFSLetter_77000347030.pdf', 'IMG-20261005-WA0006.jpg', 'EAadhaar_0000002675473020261003154902_031020261744
8d ago	system:ingest	challan_queue_entered	{'why': 'challan-visit documents complete and payment verified'}
8d ago	system:ingest	case_acknowledged_challan_queued	{'utr': '627881147234', 'fee_total': 30560}
8d ago	system:emails	email_shadowed:ack	{'to': 'rahul.sakhare@icicihfc.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.\n\n Applicant : Lalasaheb Shivaji Kshir

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹30,550 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Needs your eyes: GPay ₹30,550 announced at 09:30 has not settled into the PNB account (due 13:30). Paste PNB statement (SMS page) or Check Settlements in GPay Business.

Yesterday · 12 Oct2 things

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03154 | 77000347030

10:00

An old draft withdrew itself — its asks were already answered

10:00

8 Oct1 thing — 1 letter written

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03154 | 77000347030