Sagar Shinde
everything the challan needs, and where each one stands
why?
Day by day — every step and who held it
Next step
Waiting on the branch
Outstanding: Applicant's Aadhaar Card, Payment Screenshot with UTR. The engine has asked — nothing to do here unless you want to phone the branch.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| The sanction letter | 1800000 Sanctioned Loan amount (in Rupees) 1800000 |
| The branch's mail | 1890000 TOTAL LOAN AMOUNT -18,90,000/- |
Where this case stands — the whole trailEzDocs has not read this trail yet — the sweep reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper07 Oct, 14:40 · 6d ago THE FIRST MAIL — how this case began
KINDLY PROCESS CHALAN - 0.30 and 0.50 Challan AND 500 chal send calculation sheet
07 Oct, 14:44 · 6d ago
Team
Kindly check the calculation and share the payment screenshot to process
the challan.
NOI Govt Fees
Govt.Document Handling Charges Fixed 350 350
Service Fees for NOI Filling 1700 1700
Total Amount to be Paid to EZDOCS for NOI 17190.00
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
08 Oct, 11:29 · 5d ago
Team
Kindly share the payment screenshot to process the challan.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Technical report | IND_APF_REPORT_10310697VAL1.pdf | filed | 6d ago |
| PAN card+ Selfie / photo inside | sagar shinde kyc.pdf | filed | 6d ago |
| Sanction letter | KFSLetter_77000328944.pdf | filed | 6d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹17,790.60
waiting for the credit
—
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹5,680 | ₹9,460 | ₹350 | ₹1,700 | ₹17,790 |
why?
Property (must be perfect)
The property, paper by paper side by side, the base paper first
FLAT NO. 208, 02ND FLOOR, B WING,GOKULDHAM COMPLEX A, B AND C CHSL, LODHA HEAVEN,VILLAGE NILJE, DOMBIVALI EAST, TAL. KALYAN,DIST. THANE, PIN CODE 421204.
FLAT NO. 208, 2ND FLOOR, B WING, GOKULDHAM COMPLEX A, B AND C CHSL, LODHA HEAVEN, OLD S. NO. 122, H. NO. 5, NEW S. NO. 73, H. NO. 5 OF VILLAGE NILJE, DOMBIVALI EAST, TAL. KALYAN, DIST. THANE, PIN CODE 421204.
421204
FLAT NO 208 2ND FLOOR B WING GOKULDHAM COMPLEX A B AND C CHSL LODHA HEAVEN OLD S NO 122 H NO 5
NEW S NO 73 H NO 5 OF VILLAGE NILJE DOMBIVALI EAST TAL KALYAN DIST THANE
THANE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SAGAR NANDU SHINDE | EERPS1815A | …5629 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | mahesh.hagawane@icicihfc.com | 6d ago |
| document chase | mahesh.hagawane@icicihfc.com | 3d ago |
What the engine read from each document — check anything marked in red
77000328944
True
Home Loan and Purchase/Improvement of Property
{'name': 'SAGAR NANDU SHINDE', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'KARUNA SAHDEV TAYADE', 'role': 'co_applicant', 'label': 'Customer Name'}
Home Loan
1.0
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.85% 9.05%p.a
1800000.0
-9.85
1800000.0
9.05
07/08/2026
18.9
sagarshinde60679@gmail.com
SAGAR NANDU SHINDE, KARUNA SAHDEV TAYADE
False
+91-8767536886
False
Sanctioned Loan amount (in Rupees)
False
Kajuwadi Behind Old Police Station, Khopoli Post Khopoli Khalpu, Khopoli, Navi Mumbai, RAIGAD, MAHARASHTRA, IN, 410203
raw reading (for Abhijit)
{'lan': '77000328944', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [{'name': 'SAGAR NANDU SHINDE', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'KARUNA SAHDEV TAYADE', 'role': 'co_applicant', 'label': 'Customer Name'}], 'loan_type': 'Home Loan', 'confidence': 1.0, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.85% 9.05%p.a', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1800000.0, 'rate_spread': -9.85, 'final_amount': 1800000.0, 'interest_rate': 9.05, 'quality_issue': None, 'sanction_date': '07/08/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'sagarshinde60679@gmail.com', 'applicant_names': ['SAGAR NANDU SHINDE', 'KARUNA SAHDEV TAYADE'], 'printed_altered': False, 'applicant_mobile': '+91-8767536886', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Kajuwadi Behind Old Police Station, Khopoli Post Khopoli Khalpu, Khopoli, Navi Mumbai, RAIGAD, MAHARASHTRA, IN, 410203'}True
PROPERTY ADDRESS
35.3
loan_ref: 77000328944; report_id: HRQ-26-140651; customer_name: Sagar Nandu Shinde
0.95
property
taken: legal; legal_address: Flat No. 208, 2nd Floor, B Wing, Gokuldham Complex A, B And C Chsl, Lodha Heaven, Old S. No. 122, H. No. 5, New S. No. 73, H. No. 5 Of Village Nilje, Dombivali East, Tal. Kalyan, Dist. Thane,
pin: 421204; state: MAHARASHTRA; taluka: KALYAN; flat_no: FLAT NO 208; district: THANE; floor_no: 2; landmark: NEAR VINAYAK FITNESS GYM; full_address: Flat No. 208, 2nd Floor, B Wing, Gokuldham Complex A, B And C Chsl, L
Flat No. 208, 2nd Floor, B Wing, Gokuldham Complex A, B And C Chsl, Lodha Heaven, Old S. No. 122, H. No. 5, New S. No. 73, H. No. 5 Of Village Nilje, Dombivali East, Tal. Kalyan, Dist. Thane, Pin Code 421204.
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 35.3, 'paper_for': {'loan_ref': '77000328944', 'report_id': 'HRQ-26-140651', 'customer_name': 'Sagar Nandu Shinde'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No. 208, 2nd Floor, B Wing, Gokuldham Complex A, B And C Chsl, Lodha Heaven, Old S. No. 122, H. No. 5, New S. No. 73, H. No. 5 Of Village Nilje, Dombivali East, Tal. Kalyan, Dist. Thane, Pin Code 421204.', 'property_address': 'Flat No. 208, 02nd Floor, B Wing,Gokuldham Complex A, B And C Chsl, Lodha Heaven,Village Nilje, Dombivali East, Tal. Kalyan,Dist. Thane, Pin Code 421204.'}, 'property_address': {'pin': '421204', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'KALYAN', 'flat_no': 'FLAT NO 208', 'district': 'THANE', 'floor_no': '2', 'landmark': 'NEAR VINAYAK FITNESS GYM', 'full_address': 'Flat No. 208, 2nd Floor, B Wing, Gokuldham Complex A, B And C Chsl, Lodha Heaven, Old S. No. 122, H. No. 5, New S. No. 73, H. No. 5 Of Village Nilje, Dombivali East, Tal. Kalyan, Dist. Thane, Pin Code 421204.', 'village_city': 'NILJE', 'building_name': 'B WING, GOKULDHAM COMPLEX A, B AND C CHSL, LODHA HEAVEN', 'survey_or_cts_no': 'OLD S. NO. 122, H. NO. 5, NEW S. NO. 73, H. NO. 5'}, 'security_address_verbatim': 'Flat No. 208, 2nd Floor, B Wing, Gokuldham Complex A, B And C Chsl, Lodha Heaven, Old S. No. 122, H. No. 5, New S. No. 73, H. No. 5 Of Village Nilje, Dombivali East, Tal. Kalyan, Dist. Thane, Pin Code 421204.'}1992-06-15
EERPS1815A
SAGAR NANDU SHINDE
pin: 410203; area: BEHIND OLD POLICE STATION; state: Maharashtra; district: Raigarh; post_office: Sajgaon; village_city: Sajgaon
True
NANDU BABU SHINDE
5629
raw reading (for Abhijit)
{'dob': '1992-06-15', 'pan': 'EERPS1815A', 'name': 'SAGAR NANDU SHINDE', 'mobile': None, 'address': {'pin': '410203', 'area': 'BEHIND OLD POLICE STATION', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Raigarh', 'post_office': 'Sajgaon', 'village_city': 'Sajgaon'}, 'legible': True, 'father_name': 'NANDU BABU SHINDE', 'aadhaar_last4': '5629', 'quality_issue': None}False
This is a selfie, not an ID document
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': None, 'legible': False, 'father_name': None, 'aadhaar_last4': None, 'quality_issue': 'This is a selfie, not an ID document'}False
This is a selfie, not an ID document
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': None, 'legible': False, 'father_name': None, 'aadhaar_last4': None, 'quality_issue': 'This is a selfie, not an ID document'}Technical record (for Abhijit — safe to ignore)
| 8h ago | ezdocs:reader | reader_mail_addition | {'fp': '14124fdb120151f9', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True} |
| 8h ago | ezdocs:reader | reader_home_address | {'fp': '7e0d85a0e9818781', 'from': 'the sanction letter (KFSLetter_77000328944.pdf)', 'home': {'pin': '410203', 'area': 'Kajuwadi Behind Old Police Station', 'state': 'MAHARASHTRA', 'district': 'RAIGAD', 'village_city': |
| 3d ago | system:emails | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", 'Payment Screenshot with UTR', 'Payment of Rs. 17,790.60 — credit not yet received |
| 3d ago | system:emails | email_shadowed:doc_chase | {'to': 'mahesh.hagawane@icicihfc.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: 77000328944), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card (sagar shinde kyc.pdf) — REC |
| 3d ago | system:emails | draft_withdrawn | {'why': 'a fresher doc chase replaces it — the words changed', 'count': 1, 'kinds': ['doc_chase']} |
| 6d ago | system:reconcile | quoted_history_checked | {} |
| 6d ago | system:extract | document_reread | {'now': ['aadhaar', 'pan', 'selfie'], 'was': ['pan', 'selfie'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'sagar shinde kyc.pdf', 'doc_id': '4fd534f1-3d3d-48 |
| 6d ago | system:extract | inner_document_unreadable | {'why': 'the copy inside this bundle cannot be used — asked for on its own; the rest of the file still counts', 'doc_id': '4fd534f1-3d3d-48a3-8cf3-397e14965c2e', 'inside': 'pan', 'reason': 'This is a selfie, not an ID do |
| 6d ago | system:emails | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", 'Payment Screenshot with UTR', 'Payment of Rs. 17,790.60 — credit not yet received |
| 6d ago | system:ingest | desk_quote_read | {'ff': 0.5, 'sd': None, 'msg': '1a115a43dbf24748', 'why': "the team's own calculator mail — read so its base is checked against the sanction letter (never proof of money)", 'base': 1890000.0, 'total': 17190.0} |
| 6d ago | system:filenote | file_note490 | {'v': '1', 'at': '2026-10-07T09:12:23', 'why': 'reading', 'open': 6, 'mails': [{'at': '2026-10-07 09:10', 'id': '1a115a12adb860c6', 'from': 'branch', 'gist': 'The branch asks the team to process challans and send a calcu |
| 6d ago | ezdocs:reader | case_read | {'how': 'uri', 'tag': '30c2fc71ded8b01b', 'docs': ['IND_APF_REPORT_10310697VAL1.pdf', 'KFSLetter_77000328944.pdf', 'sagar shinde kyc.pdf'], 'loan': {'amount': 1890000, 'made_of': [{'what': 'sanctioned amount', 'paper': ' |
| 6d ago | system:emails | email_shadowed:doc_chase | {'to': 'mahesh.hagawane@icicihfc.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: 77000328944), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card (sagar shinde kyc.pdf) — REC |
| 6d ago | system:emails | fee_quote_suppressed | {'why': 'the branch stated its own fees and they agree with ours', 'bank_total': None} |
| 6d ago | system:payments | receivable_created | {'expected': 17790.6} |
| 6d ago | system:extract | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['IND_APF_REPORT_10310697VAL1.pdf', 'KFSLetter_77000328944.pdf', 'sagar shinde kyc.pdf'], 'after': {'addresses': {'people': [['SAGAR NANDU SHINDE', [['sanction_letter', 'same_spe |
| 6d ago | system:extract | address_compared | {'sig': '60f6269fe44459f0', 'why': 'after gather', 'people': [{'home': 'Kajuwadi, Khopoli Post Khopoli Khalpu, BEHIND OLD POLICE STATION, Sajgaon, Raigarh, 410203', 'person': 'SAGAR NANDU SHINDE', 'against': [{'src': 'sa |
| 6d ago | system:extract | challan_boxes_by_rules | {'fp': '02f9c2c1a538b2e2', 'why': 'EzDocs wrote more than the boxes hold, twice (box 1 had 138 characters (it holds 100))', 'anew': 'first'} |
| 6d ago | system:extract | box_disagreement | {'box': 'home.post_office', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Sajgaon', 'page': 1, 'party': ' |
| 6d ago | system:extract | box_disagreement | {'box': 'home.village_city', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Sajgaon', 'page': 1, 'party': |
| 6d ago | system:extract | box_disagreement | {'box': 'property.area_unit', 'src': 'technical_report', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'SQ.MT', 'page': 2, 'party': |
| 6d ago | system:extract | box_disagreement | {'box': 'property.area_value', 'src': 'technical_report', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '35.30', 'page': 2, 'party': |
| 6d ago | system:extract | box_taken_over_by_paper | {'box': 'property.attr2_value', 'now': '73', 'src': 'technical_report', 'was': '5', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. technical_report prints this, and |
| 6d ago | system:extract | box_taken_over_by_paper | {'box': 'property.attr2_type', 'now': 'SURVEY', 'src': 'technical_report', 'was': 'HOUSE', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. technical_report prints thi |
| 6d ago | system:ingest | pages_trimmed480 | {'of': 15, 'why': "a long paper's pages that carry the facts go to the reader; the rest (photos, annexures) do not", 'file': 'KFSLetter_77000328944.pdf', 'kept': [1, 2, 3, 4, 10, 11, 12, 13, 14, 15], 'doc_id': 'fac6e163- |
| 6d ago | system:extract | property_numbers_completed | {'now': {'attr1_value': 'OLD 122, NEW 73'}, 'was': {'attr1_value': 'OLD 122'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one, in the paper's order — the chall |
| 6d ago | system:ingest | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 16.4, 'workers': 3} |
| 6d ago | system:extract | inner_document_unreadable | {'why': 'the copy inside this bundle cannot be used — asked for on its own; the rest of the file still counts', 'doc_id': '4fd534f1-3d3d-48a3-8cf3-397e14965c2e', 'inside': 'pan', 'reason': 'This is a selfie, not an ID do |
| 6d ago | ezdocs:reader | money_settled | {'fp': 'dab0c49682c01b5e', 'held': 1800000.0, 'asked': True, 'action': 'corrected', 'agrees': False, 'amount': 1890000.0, 'papers': [{'lan': '77000328944', 'file': 'KFSLetter_77000328944.pdf', 'kind': 'sanction_letter', |
| 6d ago | system:ingest | money_corrected_from_papers | {'now': 1890000.0, 'was': 1800000.0, 'why': "read off every paper on this file that prints a figure, against this bank's own rule about which figure it charges on", 'made_of': [{'what': 'main loan', 'paper': 'KFSLetter_7 |