⚠The PNB mailbox has used 131% of what Google lets it send in 24 hours (656 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-03295
Yogesh Kanhu Kshirsagar
LAN HOU/ARNG/0926/5213994
Challan paid · our move
File on IGRSend the draft 1All documentsMails & papers 9Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
8 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
The challan was paid on another loan figure. The file adds up to ₹20,090; it reads: ₹7,540 (stamp-duty head), ₹12,550 (registration head); this case’s figures say ₹10,350 (0.3% ₹3,880 + 0.5% ₹6,470 on a loan of ₹12,91,500); the challan itself says a loan of ₹25,08,450. No sanction letter on this file prints ₹25,08,335–₹25,09,000, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
✓MOTDopen
✓Paid challan (GRAS)open
Applicant's Aadhaar Card — still needed
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (4)A label is wrong? Fix it under All documents.
Needs your eyes
- Challan on file does not agree with the case. Open it before paying or sharing.
- Branch wrote ₹24,41,500; sanction letter says ₹12,91,500. We quoted on ₹12,91,500. Confirm the mortgage amount before the challan.
- Team quoted ₹21,370 on ₹24,41,500. Sanction letter gives ₹12,91,500 → ₹12,170. Open the letter; one figure is wrong.
MoneyAll of it is in
₹12,170.80CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹20,100 receivedthe receipt's amount and minute agree
The branch sent 2 receipts — 1 of 2 have reached our account:
✓₹20,100seen in our account · 7 Oct 15:28 · by its UTR8060253766
₹1,800not seen in our account yet6368966563
The branch's receipt says ₹21,900 — ₹1,800 of it has not reached us yet. Look for a ₹1,800 credit.
A ₹1,800 credit (8 Oct 20:02) is already counted on NOI-2026-02160. If it is this case's money, release it there first.
Stamp duty 0.3%3,880
Registration fee 0.5%6,470
Government handling320
Our service fee1,500.80
Total we ask for12,170.80
the branch’s receipt claims ₹21,900 516368966563,628060253766
paid 7 Oct 15:28:15 · verified 8 Oct 15:40:12 · 1 d 0 h later
How we know
Our own bank told us — 7 Oct 15:28
₹20,100 · UTR 628060253766 · from BP-HDFCBN-S
“Successful! You have received Rs. 20100.00 via HDFC Bank SmartHub Vyapar from PRAFULKUMA . RRN-628060253766 , Check: https://1.hdfc.bank.in/HDFCBK/s/kppGolRg”
Matched by: the screenshot's amount AND its minute agree with this credit
By law ₹12,152. We ask ₹12,170 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹21,370 — accept as full (₹9,199.20 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 10 h 25 minour time · 9 Oct 16:03
Index II —not yet
the NOI team 5 d 19 htotal 5 d 19 h so far
Now with the NOI team — e-filing on IGR
since 9 Oct 16:03 — 4 d 18 h of working time
Day by day — every step and who held it
8 Oct 15:38Your branch's mail
8 Oct 15:38Payment landedat once
8 Oct 15:39Papers read+2 min · the NOI team
8 Oct 15:39Property readat once
8 Oct 15:40Fee quotedat once
8 Oct 15:40Payment verifiedat once
9 Oct 14:52Papers read+23 h 12 min · the NOI team
9 Oct 14:52Papers from your branchat once
9 Oct 16:03Challan made+1 h 11 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹12,91,500
Loan account no.
HOU/ARNG/0926/5213994
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
The engine read these from the Index II. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Aurangabad
Taluka
Aurangabad
Village
Satara
Number type
GAT
Number
224
Building
(empty)
Floor
(empty)
Flat / shop no
45
Area
113.25
Hadd
(empty)
Read from the Index II on file — the government's own words for this property. Noi stamp duty (1).pdf open it
✗ EzDocs found boxes that do NOT agree with the document (5d ago) — open the verification page; they are marked in red.
Building, Floor are empty — the portal will not take a blank. Fill it on the verification page first →
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, the engine sees:
• DO NOT SAVE — the loan: the paid challan (₹20,090, GRN MH011708282202627E) was worked on a loan of ₹25,08,335–₹25,09,000; this case holds ₹12,91,500, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 5 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, attr2_value, floor_no, building_name
• Payment page: NO paid challan on this case fits its loan of 12,91,500 — GRN MH011708282202627E pays 7,540 + 12,550 (that is a loan of about 25,13,000): another customer's challan, or the loan on the file is wrong. The GRN, the amount and the date are left for a person.
• challan paid-date not on file — it is printed on the challan
• Loan Amount: 25,08,450 — the figure the paid challan prints (YOGESH KANHU KSHIRSAGAR EchallanMH011708, GRN MH011708282202627E); the case holds 12,91,500. The notice is filed on the challan that was paid.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
CHECKTwo loan accounts in the branch mail and sanction letters
| Sanction letter (page 3) | LAN NHL/ARNG/0926/5229160, Loan amount INR 1150000, Non Housing Loan Ref No.: NHL/ARNG/0926/5229160 |
| Sanction letter (page 4) | LAN HOU/ARNG/0926/5213994, Loan amount INR 1291500, Housing Loan Ref No.: HOU/ARNG/0926/5213994 |
Why it matters: The branch request lists two loan numbers (HOU/ARNG/0926/5213994 & NHL/ARNG/0926/5229160). Our file and the housing loan sanction letter match HOU/ARNG/0926/5213994, while the second sanction letter is for a personal loan under a different LAN.
What to do: Proceed with the housing loan LAN HOU/ARNG/0926/5213994 as stated in our file and requested by the branch.
Compared: the sanction letter; and the whole-file reading. Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has requested help with the challan and NOI. The team needs to provide the challan and file the NOI.
the trail says the next move is with the NOI team — challan and NOI
the branch last asked: challan & NOI
? loan papers sent — asked, mail 1 (2026-10-08) “PFA & Pls help for challan & NOI”
? challan made — asked, mail 1 (2026-10-08) “PFA & Pls help for challan & NOI”
read over 1 mail(s), last mail 2026-10-08 · read 5d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (5d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011708282202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by the engine, not sent
CHALLAN & NOI FOR YOGESH KANHU KSHIRSAGAR : HOU/ARNG/0926/5213994 & NHL/ARNG/0926/5229160
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
AK
asmita.kulkarni@pnbhousing.com pnbhousing.com
08 Oct, 15:38 · 5d ago THE FIRST MAIL — how this case began
08 Oct, 15:38 · 5d ago THE FIRST MAIL — how this case began
CHALLAN & NOI FOR YOGESH KANHU KSHIRSAGAR : HOU/ARNG/0926/5213994 & NHL/ARNG/0926/5229160
Dear Team,
PFA & Pls help for challan & NOI
SRO2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Pawan Bhagwan Patil 1 <pawan.patil1@phfl.com>
Sent: Thursday, October 8, 2026 12:13 PM
To: Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
Subject:
PFA & Pls help with challan & NOI for
the mentioned case.
YOGESH KANHU KSHIRSAGAR : HOU/ARNG/0926/5213994 & NHL/ARNG/0926/5229160
🤖 read: asks for the challan, the token / NOI confirmation; documents attached — “Pls help for challan & NOI”
6 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
08 Oct, 16:03 · 5d ago
08 Oct, 16:03 · 5d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 8 Oct 2026 at 15:39, Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
wrote:
earlier mails quoted below
Dear Team,
PFA & Pls help for challan & NOI
SRO-2
Thanks & Regards,
*Asmita Kulkarni.*
Customer Service Manager – Loans
pnb *Housing Finance Limited*
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
[image: Email Signature]
Internal
*From:* Pawan Bhagwan Patil 1 <pawan.patil1@phfl.com>
*Sent:* Thursday, October 8, 2026 12:13 PM
*To:* Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
*Subject:*
PFA & Pls help with challan & NOI for the mentioned case.
YOGESH KANHU KSHIRSAGAR : HOU/ARNG/0926/5213994 & NHL/ARNG/0926/5229160
🤖 read: asks the branch for documents — “We acknowledge the receipt of your mail documents and payment.”
OL
The NOI teamTYPED IN GMAIL
08 Oct, 16:56 · 5d ago
08 Oct, 16:56 · 5d ago
Dear Team,
Kindly confirm the total loan amount for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 16:03, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 15:39, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Dear Team,
PFA & Pls help for challan & NOI
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com >
Sent: Thursday, October 8, 2026 12:13 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject:
PFA & Pls help with challan & NOI for
the mentioned case.
YOGESH KANHU KSHIRSAGAR : HOU/ARNG/0926/5213994 & NHL/ARNG/0926/5229160
🤖 read: asks the branch for the loan amount — “Kindly confirm the total loan amount for challan process.”
OL
The NOI teamTYPED IN GMAIL
08 Oct, 19:16 · 5d ago
08 Oct, 19:16 · 5d ago
Dear Team,
We have received a short amount,
Loan amount₹24,41,500
Stamp duty 0.30%₹7,330
Registration fee 0.50%₹12,220
NOI
Charges & Service Fees Calculator -
NOI Govt Fees
Govt.Document Handling Charges Fixed320
320
Service Fees for NOI
Filling1500
1500
Total Amount to be Paid21370.00
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 16:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly confirm the total loan amount for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 16:03, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 15:39, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Dear Team,
PFA & Pls help for challan & NOI
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com >
Sent: Thursday, October 8, 2026 12:13 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject:
PFA & Pls help with challan & NOI for
the mentioned case.
YOGESH KANHU KSHIRSAGAR : HOU/ARNG/0926/5213994 & NHL/ARNG/0926/5229160
🤖 read: asks the branch for the payment, a clarification — “We have received a short amount,”
OL
The NOI teamTYPED IN GMAIL
09 Oct, 11:28 · 4d ago
09 Oct, 11:28 · 4d ago
Dear Team,
We have received a short amount,
NOI Charges & Service Fees Calculator -
Loan amount₹24,41,500
Stamp duty 0.30%₹7,330
Registration fee 0.50%₹12,220
NOI Govt Fees
Govt.Document Handling Charges Fixed320 320
Service Fees for NOI Filling1500 1500
Total Amount to be Paid21370.00
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 19:16, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
We have received a short amount,
NOI
Charges & Service Fees Calculator -
Loan Amount Including Insurance
2441500
NOI Govt Fees
Stamp Duty
0.30%
7330.00
Registration Fees
0.50%
12220.00
Govt.Document Handling Charges Fixed
320
320
Service Fees for NOI
Filling
1500
1500
Total Amount to be Paid
21370.00
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 16:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly confirm the total loan amount for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 16:03, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 15:39, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Dear Team,
PFA & Pls help for challan & NOI
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com >
Sent: Thursday, October 8, 2026 12:13 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject:
PFA & Pls help with challan & NOI for
the mentioned case.
YOGESH KANHU KSHIRSAGAR : HOU/ARNG/0926/5213994 & NHL/ARNG/0926/5229160
🤖 read: asks the branch for the payment, a clarification — “We have received a short amount,”
OL
The NOI teamTYPED IN GMAIL
09 Oct, 11:28 · 4d ago
09 Oct, 11:28 · 4d ago
Dear Team,
We have received a short amount..
NOI Charges & Service Fees Calculator -
Loan amount₹24,41,500
Stamp duty 0.30%₹7,330
Registration fee 0.50%₹12,220
NOI Govt Fees
Govt.Document Handling Charges Fixed320 320
Service Fees for NOI Filling1500 1500
Total Amount to be Paid21370.00
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 19:16, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
We have received a short amount,
NOI
Charges & Service Fees Calculator -
Loan Amount Including Insurance
2441500
NOI Govt Fees
Stamp Duty
0.30%
7330.00
Registration Fees
0.50%
12220.00
Govt.Document Handling Charges Fixed
320
320
Service Fees for NOI
Filling
1500
1500
Total Amount to be Paid
21370.00
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 16:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly confirm the total loan amount for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 16:03, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 15:39, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Dear Team,
PFA & Pls help for challan & NOI
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com >
Sent: Thursday, October 8, 2026 12:13 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject:
PFA & Pls help with challan & NOI for
the mentioned case.
YOGESH KANHU KSHIRSAGAR : HOU/ARNG/0926/5213994 & NHL/ARNG/0926/5229160
🤖 read: asks the branch for the payment, a clarification — “We have received a short amount..”
PP
pawan.patil1@phfl.com phfl.com
09 Oct, 14:52 · 4d ago
09 Oct, 14:52 · 4d ago
Re[2]: CHALLAN & NOI FOR YOGESH KANHU KSHIRSAGAR : HOU/ARNG/0926/5213994 & NHL/ARNG/0926/5229160
received a short amount
dear team total loan amount HL-1291500 & EQUITY - 1216950 TOTAL - 2508450/-
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 10/08/26 19:17
To: Asmita Kulkarni ( asmita.kulkarni@pnbhousing.com )
Cc: Rahul Mahajan1 ( rahul.mahajan1@pnbhousing.com ), Amol Wakekar ( amol.wakekar@pnbhousing.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), Pawan Bhagwan Patil 1 ( pawan.patil1@phfl.com ), Ravindra Kakde ( ravindra.kakde@pnbhousing.com )
Subject: Re: CHALLAN & NOI FOR YOGESH KANHU KSHIRSAGAR : HOU/ARNG/0926/5213994 & NHL/ARNG/0926/5229160
Exercise Secured by Check Point
Dear Team,
We have received a short amount,
NOI Charges & Service Fees Calculator -
Loan Amount Including Insurance 2441500
NOI Govt Fees Stamp Duty 0.30% 7330.00
Registration Fees 0.50% 12220.00
Govt.Document Handling Charges Fixed 320 320
Service Fees for NOI Filling 1500 1500
Total Amount to be Paid 21370.00
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Thu, 8 Oct 2026 at 16:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly confirm the total loan amount for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 16:03, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 15:39, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Dear Team,
PFA & Pls help for challan & NOI
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com >
Sent: Thursday, October 8, 2026 12:13 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject:
PFA & Pls help with challan & NOI for the mentioned case.
YOGESH KANHU KSHIRSAGAR : HOU/ARNG/0926/5213994 & NHL/ARNG/0926/5229160
🤖 read: asks for the fee / a quote, a payment receipt; note: received a short amount — “NOI Govt Fees Stamp Duty 0.30% 7330.00”
OL
The NOI teamTYPED IN GMAIL
09 Oct, 16:06 · 4d ago
09 Oct, 16:06 · 4d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 14:51, Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com > wrote:
received a short amount
dear team total loan amount HL-1291500 & EQUITY - 1216950 TOTAL - 2508450/-
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 10/08/26 19:17
To: Asmita Kulkarni ( asmita.kulkarni@pnbhousing.com )
Cc: Rahul Mahajan1 ( rahul.mahajan1@pnbhousing.com ), Amol Wakekar ( amol.wakekar@pnbhousing.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), Pawan Bhagwan Patil 1 ( pawan.patil1@phfl.com ), Ravindra Kakde ( ravindra.kakde@pnbhousing.com )
Subject: Re: CHALLAN & NOI FOR YOGESH KANHU KSHIRSAGAR : HOU/ARNG/0926/5213994 & NHL/ARNG/0926/5229160
Exercise Secured by Check Point
Dear Team,
We have received a short amount,
NOI Charges & Service Fees Calculator -
Loan Amount Including Insurance 2441500
NOI Govt Fees Stamp Duty 0.30% 7330.00
Registration Fees 0.50% 12220.00
Govt.Document Handling Charges Fixed 320 320
Service Fees for NOI Filling 1500 1500
Total Amount to be Paid 21370.00
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 16:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly confirm the total loan amount for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 16:03, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 15:39, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Dear Team,
PFA & Pls help for challan & NOI
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com >
Sent: Thursday, October 8, 2026 12:13 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject:
PFA & Pls help with challan & NOI for the mentioned case.
YOGESH KANHU KSHIRSAGAR : HOU/ARNG/0926/5213994 & NHL/ARNG/0926/5229160
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL
The NOI teamTYPED IN GMAIL
09 Oct, 16:07 · 4d ago
09 Oct, 16:07 · 4d ago
Dear Team,
For NOI filing, We need an index 2 copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 16:06, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 9 Oct 2026 at 14:51, Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com > wrote:
received a short amount
dear team total loan amount HL-1291500 & EQUITY - 1216950 TOTAL - 2508450/-
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 10/08/26 19:17
To: Asmita Kulkarni ( asmita.kulkarni@pnbhousing.com )
Cc: Rahul Mahajan1 ( rahul.mahajan1@pnbhousing.com ), Amol Wakekar ( amol.wakekar@pnbhousing.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), Pawan Bhagwan Patil 1 ( pawan.patil1@phfl.com ), Ravindra Kakde ( ravindra.kakde@pnbhousing.com )
Subject: Re: CHALLAN & NOI FOR YOGESH KANHU KSHIRSAGAR : HOU/ARNG/0926/5213994 & NHL/ARNG/0926/5229160
Exercise Secured by Check Point
Dear Team,
We have received a short amount,
NOI Charges & Service Fees Calculator -
Loan Amount Including Insurance 2441500
NOI Govt Fees Stamp Duty 0.30% 7330.00
Registration Fees 0.50% 12220.00
Govt.Document Handling Charges Fixed 320 320
Service Fees for NOI Filling 1500 1500
Total Amount to be Paid 21370.00
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 16:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear Team,
Kindly confirm the total loan amount for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 16:03, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 8 Oct 2026 at 15:39, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Dear Team,
PFA & Pls help for challan & NOI
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: Pawan Bhagwan Patil 1 < pawan.patil1@phfl.com >
Sent: Thursday, October 8, 2026 12:13 PM
To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject:
PFA & Pls help with challan & NOI for the mentioned case.
YOGESH KANHU KSHIRSAGAR : HOU/ARNG/0926/5213994 & NHL/ARNG/0926/5229160
🤖 read: asks the branch for documents — “For NOI filing, We need an index 2 copy.”
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Other | image001.jpg | filed | 5d ago |
| MOTD+ Sanction letter inside+ PAN card inside+ LSR (search report) inside+ Index II inside+ Payment screenshot inside | Noi stamp duty (1).pdf | filed | 5d ago |
| Payment screenshot | short amount (1).pdf | filed | 4d ago |
| Paid challan (GRAS) | YOGESH KANHU KSHIRSAGAR EchallanMH011708282202627E.pdf | filed | 4d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹12,170.80
₹12,170.80
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹21,900 516368966563,628060253766
₹21,900 516368966563,628060253766
Paid at
7 Oct 15:28:15
7 Oct 15:28:15
Verified on
8 Oct 15:40:12
8 Oct 15:40:12
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹3,880 | ₹6,470 | ₹320 | ₹1,500 | ₹12,170 |
By law ₹12,152. We ask ₹12,170 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
27 of 34 e-filing boxes readyOpen the verification page →
Empty: Hadd name, Building (with wing), Floor, Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 1), Flat / house no (person 1)
Not found in the document: Number type (SURVEY / GAT / CTS / PLOT / KHASRA …)
13 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Taluka, Second number, PAN (person 1), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1) …
✗ EzDocs found boxes that do NOT agree with the document (5d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the base paper first
the sanction letter BASE — the challan follows this
Noi stamp duty (1).pdf
as printed
PLOT NO. 45, GUT NO 224, MAUJE SATARA, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001
PLOT NO. 45, GUT NO 224, MAUJE SATARA, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001
PIN
431001
431001
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 45 GUT NO 224 MAUJE SATARA AURANGABAD MAHARASHTRA
PLOT NO 45 GUT NO 224 MAUJE SATARA AURANGABAD MAHARASHTRA
Locality/Road
Area/City
AURANGABAD
check or correct a box, the papers beside it →AURANGABAD
Every paper prints the same words as the base paper.
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | YOGESH KANHU KSHIRSAGAR | JVDPK8619C |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| document chase | asmita.kulkarni@pnbhousing.com | 5d ago |
What the engine read from each document — check anything marked in red
Other image001.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}MOTD Noi stamp duty (1).pdf needs your check
amount words
INR 2508450 (Rupees Twenty Five Lakh RIGHT Thousand four HUNDRED Fifty Only)
INR 2508450 (Rupees Twenty Five Lakh RIGHT Thousand four HUNDRED Fifty Only)
secured amount
2508450.0
2508450.0
raw reading (for Abhijit)
{'amount_words': 'INR 2508450 (Rupees Twenty Five Lakh RIGHT Thousand four HUNDRED Fifty Only)', 'secured_amount': 2508450.0}MOTD Noi stamp duty (1).pdf needs your check
found
True
True
found in
SCHEDULE B - DESCRIPTION OF PROPERTY
SCHEDULE B - DESCRIPTION OF PROPERTY
area sq m
10.521274618264627
10.521274618264627
paper for
loan_ref: HOU/ARNG/0926/5213994; customer_name: YOGESH KANHU KSHIRSAGAR AND SANGITA KANHU KSHIRSAGAR
loan_ref: HOU/ARNG/0926/5213994; customer_name: YOGESH KANHU KSHIRSAGAR AND SANGITA KANHU KSHIRSAGAR
confidence
0.95
0.95
reading486
property
property
address lines
taken: property; property_address: Plot No. 45, Gut No. 224, Mauje Satara, Aurangabad, MAHARASHTRA, India, 431001
taken: property; property_address: Plot No. 45, Gut No. 224, Mauje Satara, Aurangabad, MAHARASHTRA, India, 431001
property address
pin: 431001; state: Maharashtra; taluka: Aurangabad; district: Aurangabad; full_address: Plot No. 45, Gut No. 224, Mauje Satara, Aurangabad, MAHARASHTRA, India, 431001; village_city: Satara; survey_or_cts_no: Plot No. 45
pin: 431001; state: Maharashtra; taluka: Aurangabad; district: Aurangabad; full_address: Plot No. 45, Gut No. 224, Mauje Satara, Aurangabad, MAHARASHTRA, India, 431001; village_city: Satara; survey_or_cts_no: Plot No. 45
security address verbatim
Plot No. 45, Gut No. 224, Mauje Satara, Aurangabad, MAHARASHTRA, India, 431001
Plot No. 45, Gut No. 224, Mauje Satara, Aurangabad, MAHARASHTRA, India, 431001
raw reading (for Abhijit)
{'found': True, 'found_in': 'SCHEDULE B - DESCRIPTION OF PROPERTY', 'area_sq_m': 10.521274618264627, 'paper_for': {'loan_ref': 'HOU/ARNG/0926/5213994', 'report_id': None, 'customer_name': 'YOGESH KANHU KSHIRSAGAR AND SANGITA KANHU KSHIRSAGAR'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': {'taken': 'property', 'legal_address': None, 'property_address': 'Plot No. 45, Gut No. 224, Mauje Satara, Aurangabad, MAHARASHTRA, India, 431001'}, 'property_address': {'pin': '431001', 'road': None, 'state': 'Maharashtra', 'taluka': 'Aurangabad', 'flat_no': None, 'district': 'Aurangabad', 'floor_no': None, 'landmark': None, 'full_address': 'Plot No. 45, Gut No. 224, Mauje Satara, Aurangabad, MAHARASHTRA, India, 431001', 'village_city': 'Satara', 'building_name': None, 'survey_or_cts_no': 'Plot No. 45, Gut No. 224'}, 'security_address_verbatim': 'Plot No. 45, Gut No. 224, Mauje Satara, Aurangabad, MAHARASHTRA, India, 431001'}MOTD Noi stamp duty (1).pdf needs your check
dob
2002-05-30
2002-05-30
pan
JVDPK8619C
JVDPK8619C
name
YOGESH KANHU KSHIRSAGAR
YOGESH KANHU KSHIRSAGAR
legible
True
True
father name
KANHU KSHIRSAGAR
KANHU KSHIRSAGAR
raw reading (for Abhijit)
{'dob': '2002-05-30', 'pan': 'JVDPK8619C', 'name': 'YOGESH KANHU KSHIRSAGAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'KANHU KSHIRSAGAR', 'aadhaar_last4': None, 'quality_issue': None}MOTD Noi stamp duty (1).pdf needs your check
lan
NHL/ARNG/0926/5213994
NHL/ARNG/0926/5213994
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'YOGESH Kshirsagar', 'role': 'applicant', 'label': 'Borrower'}
{'name': 'YOGESH Kshirsagar', 'role': 'applicant', 'label': 'Borrower'}
confidence
5
5
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
handwritten
{'says': '2508450', 'where': 'page 1, loan amount', 'touches': 'amount', 'printed_was': None}, {'says': 'Twenty Five Lakh RIGHT Thousand four HUNDRED Fifty', 'where': 'page 1, loan amount in words', 'touches': 'amount',
{'says': '2508450', 'where': 'page 1, loan amount', 'touches': 'amount', 'printed_was': None}, {'says': 'Twenty Five Lakh RIGHT Thousand four HUNDRED Fifty', 'where': 'page 1, loan amount in words', 'touches': 'amount',
loan amount
1230000
1230000
rate spread
-4.65
-4.65
final amount
1291500
1291500
interest rate
8.5
8.5
sanction date
08-Sep-2026
08-Sep-2026
letter version
5
5
reference rate
13.15
13.15
applicant email
yogeshkshirsagar67@gmail.com
yogeshkshirsagar67@gmail.com
applicant names
YOGESH KANHU KSHIRSAGAR, SANGITA KANHU KSHIRSAGAR
YOGESH KANHU KSHIRSAGAR, SANGITA KANHU KSHIRSAGAR
printed altered
False
False
applicant mobile
9370905603
9370905603
balance transfer
False
False
property address
pin: 431001; state: MAHARASHTRA; taluka: Aurangabad; district: Aurangabad; full_address: Plot No. 45, Gut No 224, Mauje Satara, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001; village_city: Satara; survey_or_cts_no:
pin: 431001; state: MAHARASHTRA; taluka: Aurangabad; district: Aurangabad; full_address: Plot No. 45, Gut No 224, Mauje Satara, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001; village_city: Satara; survey_or_cts_no:
insurance premium
61500
61500
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
1291500
1291500
security address verbatim
Plot No. 45, Gut No 224, Mauje Satara, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
Plot No. 45, Gut No 224, Mauje Satara, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
applicant address verbatim
GALLY NO 1, NURANI MAJJID, AT POST SINDON DIST AURANGABAD, Aurangabad, MAHARASHTRA, 431001, Aurangabad, India
GALLY NO 1, NURANI MAJJID, AT POST SINDON DIST AURANGABAD, Aurangabad, MAHARASHTRA, 431001, Aurangabad, India
raw reading (for Abhijit)
{'lan': 'NHL/ARNG/0926/5213994', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'YOGESH Kshirsagar', 'role': 'applicant', 'label': 'Borrower'}], 'loan_type': None, 'confidence': 5, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'handwritten': [{'says': '2508450', 'where': 'page 1, loan amount', 'touches': 'amount', 'printed_was': None}, {'says': 'Twenty Five Lakh RIGHT Thousand four HUNDRED Fifty', 'where': 'page 1, loan amount in words', 'touches': 'amount', 'printed_was': None}, {'says': "A'BAD", 'where': 'page 1, date of deposit', 'touches': 'date', 'printed_was': None}, {'says': 'AMOL WAREKAR', 'where': 'page 1, witness name', 'touches': 'name', 'printed_was': None}, {'says': 'Asmita kulkarni', 'where': 'page 1, witness name', 'touches': 'name', 'printed_was': None}, {'says': 'YOGESH Kshirsagar', 'where': 'page 2, mortgagor name', 'touches': 'name', 'printed_was': None}, {'says': 'Gully No.01 NURANI MATTED. SINDON DIST Aurangabad. 431001.', 'where': 'page 2, mortgagor address', 'touches': 'other', 'printed_was': None}, {'says': 'SANGITA KSHIRSAGAR', 'where': 'page 2, mortgagor name', 'touches': 'name', 'printed_was': None}, {'says': 'YOGESH kshirsagar', 'where': 'page 2, borrower name', 'touches': 'name', 'printed_was': None}, {'says': "A'BAD", 'where': 'page 2, borrower address', 'touches': 'other', 'printed_was': None}, {'says': 'PLOT NO 45', 'where': 'page 2, property description', 'touches': 'property', 'printed_was': None}, {'says': 'GUT NO.224', 'where': 'page 2, property description', 'touches': 'property', 'printed_was': None}, {'says': 'SATARA PARISAR', 'where': 'page 2, property description', 'touches': 'property', 'printed_was': None}, {'says': '113.25', 'where': 'page 2, property description&MOTD Noi stamp duty (1).pdf needs your check
payments inside
bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '628060253766', 'date': '2026-10-07', 'page': 8, 'time': '15:28', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 20100.0, 'direction': 'debit',
bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '628060253766', 'date': '2026-10-07', 'page': 8, 'time': '15:28', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 20100.0, 'direction': 'debit',
raw reading (for Abhijit)
{'payments_inside': {'bank': 'State Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '628060253766', 'date': '2026-10-07', 'page': 8, 'time': '15:28', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 20100.0, 'direction': 'debit', 'narration': 'UPI transaction ID 628060253766 To: THINK BIGZ INITIATIVE PVT LTD ....2080@hdfcbank From: PRAFULKUMAR MOHAN GANRAJ (State Bank of India) ....nraj@oksbi on Google Pay Google transaction ID CICAgLjG_JXVCA', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '9889', 'account_holder': 'PRAFULKUMAR MOHAN GANRAJ'}}Payment screenshot short amount (1).pdf needs your check
utr
516368966563
516368966563
date
2026-10-09
2026-10-09
time
10:39
10:39
amount
1800
1800
payee upi
Vyapar.********2080@hdfc...
Vyapar.********2080@hdfc...
payee name
THINK BIGZ INITIATIVE PV...
THINK BIGZ INITIATIVE PV...
raw reading (for Abhijit)
{'utr': '516368966563', 'date': '2026-10-09', 'time': '10:39', 'amount': 1800, 'method': None, 'payee_upi': 'Vyapar.********2080@hdfc...', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PV...', 'payer_name': None, 'debit_notification_text': None}Paid challan (GRAS) YOGESH KANHU KSHIRSAGAR EchallanMH011708282202627E.pdf needs your check
grn
MH011708282202627E
MH011708282202627E
pin
431001
431001
total
20090.0
20090.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026100900881
03006172026100900881
district
CHHATRAPATI SAMBHAJINAGAR
CHHATRAPATI SAMBHAJINAGAR
area city
AURANGABAD
AURANGABAD
payer pan
JVDXXXXXXC
JVDXXXXXXC
flat block
PLOT NO 45 GUT NO 224 MOUJE SATARA
PLOT NO 45 GUT NO 224 MOUJE SATARA
payer name
YOGESH KANHU KSHIRSAGAR
YOGESH KANHU KSHIRSAGAR
sro office
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2508450
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2508450
scheme rows
{'amount': 7540.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12550.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 7540.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12550.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payment date
09/10/2026-16:03:42
09/10/2026-16:03:42
road locality
DIST AURANGABAD MAHARASHTRA
DIST AURANGABAD MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
2508450
2508450
raw reading (for Abhijit)
{'grn': 'MH011708282202627E', 'pin': '431001', 'total': 20090.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100900881', 'district': 'CHHATRAPATI SAMBHAJINAGAR', 'area_city': 'AURANGABAD', 'payer_pan': 'JVDXXXXXXC', 'flat_block': 'PLOT NO 45 GUT NO 224 MOUJE SATARA', 'payer_name': 'YOGESH KANHU KSHIRSAGAR', 'sro_office': 'CSN2_JT SUB REGI CH_SAMBHAJINAGAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2508450', 'scheme_rows': [{'amount': 7540.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12550.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': None, 'payment_date': '09/10/2026-16:03:42', 'road_locality': 'DIST AURANGABAD MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2508450'}Technical record (for Abhijit — safe to ignore)
| 4d ago | system:extract | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'Noi stamp duty (1).pdf', 'doc_id': '21e567af-467a-4e9e-8539-f1463924778f', 'heade |
| 4d ago | system:reconcile | challan_mismatch_kept | {'why': "judged again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 7540/12550 — the case works out Rs.3880', 'registration fee on the challan is 754 |
| 4d ago | system:reconcile | challan_other_case_checked | {'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': 'a52d5d83-bf1e-406c-94d7-3c852015c950'} |
| 4d ago | system:ingest | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Noi stamp duty (1).pdf', 'kind': 'index2'} |
| 4d ago | system:ingest | challan_found_on_case | {'was': 'AWAITING_DOCS', 'why': "a challan is on the case — it counts; the challan file adds up to Rs.20090 but this case's figures say Rs.10350 (0.3% Rs.3880 + 0.5% Rs.6470) — the challan was paid on a loan of Rs.250845 |
| 4d ago | system:ingest | challan_figures_differ | {'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan' |
| 4d ago | system:emails | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card"]} |
| 4d ago | system:learn | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': "Loan Amount: the branch's mail prints both 1291500.0 |
| 4d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'YOGESH KANHU KSHIRS |
| 4d ago | system:extract | challan_mismatch | {'file': 'YOGESH KANHU KSHIRSAGAR EchallanMH011708282202627E.pdf', 'problems': ['stamp duty on the challan is 7540/12550 — the case works out Rs.3880', 'registration fee on the challan is 7540/12550 — the case works out |
| 4d ago | system:extract | challan_extracted | {'grn': 'MH011708282202627E', 'file': 'YOGESH KANHU KSHIRSAGAR EchallanMH011708282202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 20090.0} |
| 4d ago | system:learn | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '487688', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the |
| 4d ago | system:learn | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '487717', 'lessons': [{'box': 'Stamp duty', 'words': 'Stamp duty: the team typ |
| 4d ago | copilot:SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 4d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': "The typed values for Property box 1, Property box 2, City, and PIN match the expected valu |
| 4d ago | system:copilot | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03295'} |
| 4d ago | copilot | copilot_pick | {'why': "The case taluka is Aurangabad, which is now known as Chhatrapati Sambhajinagar. The option 'CHHATRAPATI SAMBHAJINAGAR' is the correct taluka for the district.", 'field': 'Taluka', 'value': '3101-CHHATRAPATI SAMB |
| 4d ago | copilot | copilot_pick | {'why': "the portal calls AURANGABAD 'CHHATRAPATI SAMBHAJINAGAR'", 'field': 'District', 'value': '3101', 'method': 'alias', 'picked': 'CHHATRAPATI SAMBHAJINAGAR', 'wanted': 'AURANGABAD', 'why_audit': "EzDocs chose from t |
| 4d ago | ops:copilot | reading_boxes_not_the_papers_words | {'why': 'v441: the reading decides — its boxes stand; the words the base paper does not print are said beside the box', 'file': 'Noi stamp duty (1).pdf', 'paper': 'the sanction letter', 'not_on_paper': ['PARISAR'], 'read |
| 4d ago | system:extract | challan_boxes_by_rules | {'fp': '5ab6f748087df493', 'why': "EzDocs' city is not the case's district (CHHATRAPATI SAMBHAJINAGAR)", 'anew': 'first'} |
| 4d ago | copilot:SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 4d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []} |
| 4d ago | system:copilot | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03295'} |
| 4d ago | copilot | copilot_pick | {'why': "The case taluka is Aurangabad, which is now known as Chhatrapati Sambhajinagar. The option 'CHHATRAPATI SAMBHAJINAGAR' is the correct taluka for the district.", 'field': 'Taluka', 'value': '3101-CHHATRAPATI SAMB |
| 4d ago | copilot | copilot_pick | {'why': "the portal calls AURANGABAD 'CHHATRAPATI SAMBHAJINAGAR'", 'field': 'District', 'value': '3101', 'method': 'alias', 'picked': 'CHHATRAPATI SAMBHAJINAGAR', 'wanted': 'AURANGABAD', 'why_audit': "EzDocs chose from t |
| 4d ago | ops:copilot | reading_boxes_not_the_papers_words | {'why': 'v441: the reading decides — its boxes stand; the words the base paper does not print are said beside the box', 'file': 'Noi stamp duty (1).pdf', 'paper': 'the sanction letter', 'not_on_paper': ['PARISAR'], 'read |
| 4d ago | system:extract | challan_boxes_by_rules | {'fp': '5ab6f748087df493', 'why': "EzDocs' city is not the case's district (CHHATRAPATI SAMBHAJINAGAR)", 'anew': 'first'} |
| 4d ago | system:filenote | file_note490 | {'v': '1', 'at': '2026-10-09T09:22:28', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-10-08 10:08', 'id': '1a11afd2b813ca89', 'from': 'branch', 'gist': 'The branch is asking for help with the challan and NOI, and has |
| 4d ago | ezdocs:reader | mail_against_file490 | {'at': '2026-10-09T09:22:28', 'asks': [], 'gist': 'The branch states the total loan amount for the challan is 2508450, combining the housing loan and an equity loan.', 'next': 'Ask the branch for a sanction letter or KFS |
| 4d ago | system:ingest | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 5.8, 'workers': 2} |
Case diary the case’s history — what happened, newest day first
Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
₹20,100 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Needs your eyes: Challan on file does not agree with the case. Open it before paying or sharing. Branch wrote ₹24,41,500; sanction letter says ₹12,91,500. We quoted on ₹12,91,500. Confirm the mortgage amount before the challan. Team quoted ₹21,370 on ₹24,41,500. Sanction letter gives ₹12,91,500 → ₹12,170. Open the letter; one figure is wrong.
9 Oct35 things
index2 docno read
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
Nothing new to ask for — stayed quiet
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
YOGESH KANHU KSHIRSAGAR EchallanMH011708282202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
reading boxes not the papers words — by copilot
challan boxes by rules
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
reading boxes not the papers words — by copilot
challan boxes by rules
file note490
mail against file490 — by ezdocs:reader
documents read together
screenshot claim recorded
Received: Payment screenshot
short amount (1).pdf
The branch's mail and the sanction letter name different loan amounts — we follow the letter; confirm the mortgage amount
Stamp duty follows the mortgage amount — a wrong base is a wrong challan.
desk quote read
desk quote read
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
8 Oct51 things — 2 documents received · 2 letters written · 47 steps
Nothing new to ask for — stayed quiet
desk base differs
desk quote read
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot pick — by copilot
reading boxes not the papers words — by copilot
challan boxes by rules
reader mail addition — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
quoted history checked
extra challan scanned
Nothing new to ask for — stayed quiet
Wrote the document chase mail — held, silent mode
CHALLAN & NOI FOR YOGESH KANHU KSHIRSAGAR : HOU/ARNG/0926/5213994 & NHL/ARNG/0926/5229160
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
boxes gathered
challan boxes by rules
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
property self check
property from index2
Nothing new to ask for — stayed quiet
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
documents read together
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
credit seen before bill
Payment proof arrived before the case was quoted — held
money settled — by ezdocs:reader
applicant email captured
letter property is residence
roles from letter
sanction handwritten
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
money settled — by ezdocs:reader
money not settled
mortgage date read
case read started — by ezdocs:reader
motd secured amount
Received: MOTD
Noi stamp duty (1).pdf
Received: other
image001.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
rendered in 6.79 s · 220 queries · this page refreshes by itself when something on it changes (never while you type) · release v517 · build 20ef911f