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← back to NOI-2026-02444

GERNAL SINGH HARBHAJAN SINGH BHATIYA — everything the e-filing asks for

NOI-2026-02444 · ICICI Home Finance Company Ltd · read by EzDocs from the Index II — not yet verified by a person
Step 2 of 2: the e-filing. The challan is paid; its boxes are folded below.
55 of 58 e-filing boxes ready
Empty: Date of Mortgage, PAN (person 3), Mobile (person 3)
12 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Block / Sector, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Property type (Open / Building / Open + Building), Carpet or built-up, Floor (person 1), E-mail (person 2) …
Challan: 13 of 13 boxes on the case · highlighted: Payer PAN, Property box 1 (flat, floor, building, survey / gat / CTS) · paid
amber = not from the Index II (property) / the Aadhaar (home), worked out, or EzDocs was not sure — look at these; red = another paper prints something different, or EzDocs disagrees — decide; plain = from the authority for that box, in the document.
STOP — DO NOT SUBMIT THIS FILING YET
EzDocs read this file's papers against every box on the form. Each line quotes the paper it read.
STOP · Start page · Date of Mortgage
The date of mortgage is a required field and is missing.
What to do: Ask the branch for the MOTD or the mortgage date.
“THE E-FILING needs: the DATE OF MORTGAGE (the MOTD / the mortgage deed; else the branch says it);”
STOP · Property page · Taluka
The taluka is in Marathi, but the e-filing portal requires English for this field.
The papers say: Andheri
What to do: Change the taluka to its English equivalent.
“A Marathi word is the same word in English letters (सामपलगाव is SAMPALGAON, भूखंड is PLOT, रस्ता is ROAD);”
STOP · Property page · Village
The village is listed as 'Bandra (East)' but the paper says 'Of Village Bandra, Khar East'.
The papers say: Bandra
What to do: Correct the village name to 'Bandra' as per the technical report.
“the report's Property Address line: Flat No. 703, 7th Floor, F Wing, Bandra North Gulmohar Avenue, Golibar Road, Of Village Bandra, Khar East,, District-Mumbai, 400055.”
CHECK · Property page · Landmark
The landmark in the e-filing does not match the technical report's nearby landmark.
The papers say: Near New Vidarbha Housing Society
What to do: Update the landmark to match the technical report.
“the report's Nearby Landmark box: Near New Vidarbha Housing Society”
CHECK · Property page · Block / Sector
The block/sector 'गुलमोहर अव्हेन्यू' is a Marathi word and does not appear in the technical report's address lines as a block/sector.
What to do: Remove the Marathi word from Block/Sector as it is not a block/sector.
“A Marathi word is the same word in English letters (सामपलगाव is SAMPALGAON, भूखंड is PLOT, रस्ता is ROAD);”
STOP · Property page · Number
The plot number is '0' in the e-filing, but the technical report shows '0(Pt)'.
The papers say: 0(Pt)
What to do: Correct the plot number to include '(Pt)' as per the technical report.
“the report's Legal Address line: Flat No. 703, 7th Floor, F Wing, Bandra North Gulmohar Avenue, Golibar Road, Cts No. 0(Pt), 30/326 To 328, 30/334, 30/335, 30/335, 30/341 And Others, Of Village Bandra, Khar East, Distric”
STOP · Property page · Second number
The CTS numbers in the e-filing are incomplete compared to the technical report.
The papers say: 30 PART, 30/326 to 328, 30/334, 30/335, 30/335, 30/341 And Others
What to do: Add all CTS numbers from the technical report to the second number field.
“the report's Legal Address line: Flat No. 703, 7th Floor, F Wing, Bandra North Gulmohar Avenue, Golibar Road, Cts No. 0(Pt), 30/326 To 328, 30/334, 30/335, 30/335, 30/341 And Others, Of Village Bandra, Khar East, Distric”
STOP · Property page · House type
The property type is 'Building', so a house type is required.
The papers say: Niwasi Sadanika
What to do: Select 'Niwasi Sadanika' for a flat in a building.
“House type: Niwasi Sadanika (a flat in a building)”
A notice filed on the wrong property is invisible: a search on the real flat shows nothing, and the bank's charge does not exist. Nothing on the screen looks wrong when that happens — which is why every box is checked against the paper.

Property — the challan’s address and the e-filing’s Property page

Read from the Index II — the government’s own words
The document is in Marathi; the English boxes are EzDocs’ transliteration, so a word-for-word match is not possible. Press Check every box with EzDocs — it reads the Marathi beside each box and names any box that does not agree.
The same flat on the other papers? Only the Index II’s address goes on the challan and the e-filing; the others are compared with it, never typed.
✓ the technical report (IND_APF_REPORT_10287954VAL1.pdf): the same place, spelled differently — “Flat No. 703, 7th Floor, F Wing, Bandra North Gulmohar Avenue, Golibar Road, Cts No. 0(Pt), 30/326 To 328, 30/334, 30/335, 30/335, 30/341 An” (the names agree; not printed on one side: kts, pt, others; the PIN agrees; the flat agrees; the wing)
District * · the portal’s list
✓ in the document
✓ also on the branch's mail
from: the Index II (GERNAL INDEX 2.pdf)
Taluka *
✓ in the document
from: the Index II (GERNAL INDEX 2.pdf), p.1 — “तालुका- अंधेरी”
Village *
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
✓ also on the technical report (IND_APF_REPORT_10287954VAL1.pdf)
from: the Index II (GERNAL INDEX 2.pdf)
Hadd type (Corporation / Council / Gram Panchayat) * · the portal’s list
✓ in the document
✓ also on the branch's mail
from: the Index II (GERNAL INDEX 2.pdf)
Hadd name *
✓ in the document
✓ also on the Index II (GERNAL INDEX 2.pdf)
from: the Index II (GERNAL INDEX 2.pdf)
Road * · 50 max
✓ read by EzDocs (document is in Marathi)
✓ also on the technical report (IND_APF_REPORT_10287954VAL1.pdf)
from: the Index II (GERNAL INDEX 2.pdf)
Landmark · 50 max
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
from: the Index II (GERNAL INDEX 2.pdf)
Block / Sector · 50 max
the portal gets “GULAMOHARA AVHENYU”
⚠ EzDocs was not sure — check
from: the Index II (GERNAL INDEX 2.pdf), p.1 — “गुलमोहर अव्हेन्यू”
Number type (SURVEY / GAT / CTS / PLOT / KHASRA …) * · the portal’s list
⚠ EzDocs was not sure — check
from: the Index II (GERNAL INDEX 2.pdf), p.1 — “प्लॉट नंः 0”
Number * · 50 max
⚠ EzDocs was not sure — check
from: the Index II (GERNAL INDEX 2.pdf), p.1 — “प्लॉट नंः 0”
Second number type · the portal’s list
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
from: the Index II (GERNAL INDEX 2.pdf)
Second number · 50 max
⚠ the papers print more numbers than the portal's two boxes — also on them: CTS 0(Pt), 30/326 To 328, 30/334, 30/335, 30/341 (the technical re
✓ also on the branch's mail
from: the Index II (GERNAL INDEX 2.pdf)
Building (with wing) * · 50 max
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
✓ also on the technical report (IND_APF_REPORT_10287954VAL1.pdf)
from: the Index II (GERNAL INDEX 2.pdf)
Floor * · 3 max
the portal gets “7”
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
from: the Index II (GERNAL INDEX 2.pdf)
Flat / shop no * · 10 max
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
✓ also on the technical report (IND_APF_REPORT_10287954VAL1.pdf)
from: the Index II (GERNAL INDEX 2.pdf)
Property type (Open / Building / Open + Building) * · the portal’s list
⚠ from the technical report (IND_APF_REPORT_10287954VAL1.pdf), p.1 — not the Index II — check
from: the technical report (IND_APF_REPORT_10287954VAL1.pdf), p.1 — “Flat”
House type (Niwasi Sadanika / Shop / Gala …) · the portal’s list
empty (optional)
from: the title document; not asked for open land
Area * · 10 max
✓ read by EzDocs (document is in Marathi)
from: the Index II (GERNAL INDEX 2.pdf), p.1 — “32.92”
Area unit (Sq.mt. / Sq.ft.) * · the portal’s list
✓ in the document
from: the Index II (GERNAL INDEX 2.pdf), p.1 — “चौ. मीटर”
Carpet or built-up · the portal’s list
⚠ from the technical report (IND_APF_REPORT_10287954VAL1.pdf), p.2 — not the Index II — check
from: the technical report (IND_APF_REPORT_10287954VAL1.pdf), p.2 — “Carpet Area”
Title deed held by the bank (Agreement to Sale / Sale Deed …) * · the portal’s list
✓ in the document
✓ also on the branch's mail
from: the Index II (GERNAL INDEX 2.pdf)
Title deed no / year / SRO * · 250 max
✓ in the document
✓ also on the branch's mail
from: the Index II (GERNAL INDEX 2.pdf)
PIN · 6 max
✓ read by EzDocs (document is in Marathi)
✓ also on the branch's mail
from: the Index II (GERNAL INDEX 2.pdf)
Description — house style (the portal composes its own; this is ours for the record)
a change clears verification until someone verifies again
each runs in seconds; the page comes back with the result at the top

Start page

Date of Mortgage
—
empty — the portal will not take a blank
from: read off the MOTD when it lands; typed on the portal otherwise

Mortgagor page — party 1 (GERNAL SINGH HARBHAJAN SINGH BHATIYA)

✗ The Index II (8) names a purchaser the case does not know: मनजीतकौर हरभजन भाटिया — every owner is a mortgagor on the filing: a co-owner whose KYC never came, or the wrong person’s KYC on the case. Decide before the challan.
The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match. One paper prints a different address — look once.
✗ the sanction letter (KFSLetter_77000344838 (1).pdf): a DIFFERENT address — decide — “ROOM NO.604, C - WING SUKH SAGAR BUILDING, GOLIBAR ROAD SANTACRUZ EAST, Santacruz (East), Mumbai City North, MUMBAI SUBURBAN, MAHARASHTRA, I” (PIN 400051 vs 400055)
The portal asks for the person’s home address — read off the Aadhaar.
First name * · 50 max
✓ in the document
✓ also on the technical report (IND_APF_REPORT_10287954VAL1.pdf)
from: the PAN card
Middle name · 50 max
✓ in the document
✓ also on the technical report (IND_APF_REPORT_10287954VAL1.pdf)
from: the PAN card
Last name * · 50 max
✓ in the document
✓ also on the technical report (IND_APF_REPORT_10287954VAL1.pdf)
from: the PAN card
PAN * · 10 max
✓ in the document
✗ the Index II (8) prints PAN DXRXXXXX2F — check
✓ also on the PAN card (GERNAL PAN.jpg)
from: the PAN card (GERNAL PAN.jpg), p.1 — “DXRPB1902F”
Mobile * · 10 max
✓ in the document
✓ also on the sanction letter (KFSLetter_77000344838 (1).pdf)
from: the sanction letter (KFSLetter_77000344838 (1).pdf)
Birth date * · 10 max
✓ in the document
from: the PAN card
E-mail *
✓ in the document
✓ also on the sanction letter (KFSLetter_77000344838 (1).pdf)
from: the sanction letter (KFSLetter_77000344838 (1).pdf)
Building * · 250 max
✓ in the document
✓ also on the Index II (GERNAL INDEX 2.pdf)
from: the Aadhaar (GERNAL AADHAR.jpg), p.1 — “Mery Bai Chawl,”
Floor * · 250 max
⚠ worked out, not printed — check
from: worked out — “from the flat number Room No.246”
Flat / house no * · 250 max
✓ in the document
✓ also on the Index II (GERNAL INDEX 2.pdf)
from: the Aadhaar (GERNAL AADHAR.jpg), p.1 — “Room No.246,”
Road * · 250 max
✓ in the document
from: the Aadhaar (GERNAL AADHAR.jpg), p.1 — “Jawahar Nagar, Golibar Road, Near Muncipal Hospital,”
Area / sector · 250 max
✓ in the document
from: the Aadhaar (GERNAL AADHAR.jpg), p.1 — “Jawahar Nagar, Golibar Road”
PIN * · 6 max
✓ in the document
✓ also on the Index II (GERNAL INDEX 2.pdf)
from: the Aadhaar (GERNAL AADHAR.jpg), p.1 — “PIN Code: 400051”
Village / city * · 250 max
✓ in the document
✓ also on the Index II (GERNAL INDEX 2.pdf)
from: the Aadhaar (GERNAL AADHAR.jpg), p.1 — “Khar East,”
District · 250 max
✓ in the document
from: the Aadhaar (GERNAL AADHAR.jpg), p.1 — “District: Mumbai,”
State · 250 max
✓ in the document
from: the Aadhaar (GERNAL AADHAR.jpg), p.1 — “State: Maharashtra,”

Mortgagor page — party 2 (MANJITKAUR H BHATIYA)

The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match.
✓ the sanction letter (KFSLetter_77000344838 (1).pdf): the same place, spelled differently — “ROOM NO.604, C - WING SUKH SAGAR BUILDING, GOLIBAR ROAD SANTACRUZ EAST, Santacruz (East), Mumbai City North, MUMBAI SUBURBAN, MAHARASHTRA, I” (the names agree; not printed on one side: kabristan; the PIN agrees; the flat agrees; the wing agree)
The portal asks for the person’s home address — read off the Aadhaar.
First name * · 50 max
✓ in the document
✓ also on the sanction letter (KFSLetter_77000344838 (1).pdf)
from: the PAN card
Middle name · 50 max
✓ in the document
✓ also on the sanction letter (KFSLetter_77000344838 (1).pdf)
from: the PAN card
Last name * · 50 max
✓ in the document
✓ also on the sanction letter (KFSLetter_77000344838 (1).pdf)
from: the PAN card
PAN * · 10 max
✓ in the document
✓ also on the PAN card (MANJIT PAN.jpg)
from: the PAN card (MANJIT PAN.jpg), p.1 — “ARHPB4118N”
Mobile * · 10 max
✓ in the document
from: the Aadhaar (Manjit Aadhar.pdf), p.1 — “Mobile: 9326078102”
Birth date * · 10 max
✓ in the document
from: the PAN card
E-mail *
⚠ person 1's e-mail stands in — no paper prints this person's own; check
from: the sanction letter / KFS, or the branch's mail
Building * · 250 max
✓ in the document
✓ also on the Aadhaar (Manjit Aadhar.pdf)
✓ also on the sanction letter (KFSLetter_77000344838 (1).pdf)
from: the Aadhaar (Manjit Aadhar.pdf)
Floor * · 250 max
⚠ worked out, not printed — check
from: worked out — “from the flat number Room No.604”
Flat / house no * · 250 max
✓ in the document
✓ also on the Aadhaar (Manjit Aadhar.pdf)
✓ also on the sanction letter (KFSLetter_77000344838 (1).pdf)
from: the Aadhaar (Manjit Aadhar.pdf)
Road * · 250 max
✓ in the document
✓ also on the Aadhaar (Manjit Aadhar.pdf)
from: the Aadhaar (Manjit Aadhar.pdf)
Area / sector · 250 max
✓ in the document
✓ also on the Aadhaar (Manjit Aadhar.pdf)
from: the Aadhaar (Manjit Aadhar.pdf)
PIN * · 6 max
✓ in the document
✓ also on the Aadhaar (Manjit Aadhar.pdf)
✓ also on the sanction letter (KFSLetter_77000344838 (1).pdf)
from: the Aadhaar (Manjit Aadhar.pdf)
Village / city * · 250 max
✓ in the document
✓ also on the Aadhaar (Manjit Aadhar.pdf)
✓ also on the sanction letter (KFSLetter_77000344838 (1).pdf)
from: the Aadhaar (Manjit Aadhar.pdf)
District · 250 max
✓ in the document
✓ also on the Aadhaar (Manjit Aadhar.pdf)
from: the Aadhaar (Manjit Aadhar.pdf)
State · 250 max
✓ in the document
✓ also on the Aadhaar (Manjit Aadhar.pdf)
from: the Aadhaar (Manjit Aadhar.pdf)

Mortgagor page — party 3 (Gemal Singh Harbhajan Singh Bhatiya)

The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match. One paper prints a different address — look once.
✗ the sanction letter (KFSLetter_77000344838 (1).pdf): a DIFFERENT address — decide — “ROOM NO.604, C - WING SUKH SAGAR BUILDING, GOLIBAR ROAD SANTACRUZ EAST, Santacruz (East), Mumbai City North, MUMBAI SUBURBAN, MAHARASHTRA, I” (PIN 400051 vs 400055)
The portal asks for the person’s home address — read off the Aadhaar.
First name * · 50 max
✓ in the document
from: the Aadhaar
Middle name · 50 max
✓ in the document
from: the Aadhaar
Last name * · 50 max
✓ in the document
from: the Aadhaar
PAN * · 10 max
empty — the portal will not take a blank
from: the PAN / Aadhaar card
Mobile * · 10 max
empty — the portal will not take a blank
from: the sanction letter / KFS, or the branch's mail
Birth date * · 10 max
✓ in the document
from: the PAN card
E-mail *
⚠ person 1's e-mail stands in — no paper prints this person's own; check
from: the sanction letter / KFS, or the branch's mail
Building * · 250 max
✓ in the document
from: the Aadhaar (GERNAL AADHAR.jpg)
Floor * · 250 max
⚠ worked out, not printed — check
from: worked out — “from the flat number Room No.246”
Flat / house no * · 250 max
✓ in the document
from: the Aadhaar (GERNAL AADHAR.jpg)
Road * · 250 max
✓ in the document
from: the Aadhaar (GERNAL AADHAR.jpg)
Area / sector · 250 max
⚠ where the borrower LIVES, from the sanction letter (KFSLetter_77000344838 (1).pdf) — check it against the Aadhaar
from: the Aadhaar
PIN * · 6 max
✓ in the document
from: the Aadhaar (GERNAL AADHAR.jpg)
Village / city * · 250 max
✓ in the document
from: the Aadhaar (GERNAL AADHAR.jpg)
District · 250 max
✓ in the document
from: the Aadhaar (GERNAL AADHAR.jpg)
State · 250 max
✓ in the document
from: the Aadhaar (GERNAL AADHAR.jpg)
reads every Aadhaar on the case; takes a few seconds

Mortgagee page (the bank)

Loan (Rs.) *
2000000
✓ in the document
from: the sanction letter's total incl. insurance — the same figure as the challan's consideration
Interest Rate (%) *
8.1
✓ in the document
from: the sanction letter
Only the two boxes above are typed on this page. The bank’s own boxes (MICR, TAN, the authorised person, the office address) are prefilled and locked by the portal from the bank’s login profile (seen on the ICICI and PNB logins); the co-pilot never types them — it reads them back, EzDocs checks them against the case, and an empty locked box (the profile’s PAN, say) is said in amber: that is fixed under the portal’s Account, not here. Saved on this bank: MICR 400402031, TAN MUMI03639G — the co-pilot checks the open login against these; the signer RASHMI SINGH (read off the portal at the first filing, or typed once on Calculator → E-filing details).

Payment page

GRN
MH010861065202627E
✓ in the document
Paid amount
16020.00
✓ in the document
Challan date
25/09/2026
✓ in the document
DHC PRN
0926284101145
✓ in the document
one reading over every paper and the mail: e-mail, mobile, floor, road, PIN … fills only what is empty; never changes a filled box; says where each came from
Last gathered 25 Sep 13:03: filled 19 box(es) from GERNAL INDEX 2.pdf, IND_APF_REPORT_10287954VAL1.pdf, KFSLetter_77000344838 (1).pdf, Manjit Aadhar.pdf, GERNAL AADHAR.jpg, MANJIT PAN.jpg, GERNAL PAN.jpg; still empty: email (person 2), email (person 3), mobile (person 3), pan (person 3), home area (person 3), home post office (person 3), dob (person 1), pan (person 1) · 12 box(es) confirmed by a second paper
⚠ the Index II does not print area unit (taken from the Index II), area basis (taken from the technical report), area value (taken from the Index II), attr1 type (taken from the Index II), attr1 value (taken from the Index II), property type (taken from the technical report) — the Index II’s own boxes were kept; check these against that paper.
⚠ found building = “रुम नं ४” in the Index II but could not tell WHOSE it is (the printed name 'श्रुती दिपक नारकर' matches nobody) — type it on the right person.
⚠ found floor = “0” in the Index II but could not tell WHOSE it is (the printed name 'श्रुती दिपक नारकर' matches nobody) — type it on the right person.
⚠ found flat = “प्लॉट नंः 0” in the Index II but could not tell WHOSE it is (the printed name 'श्रुती दिपक नारकर' matches nobody) — type it on the right person.
⚠ found road = “गव्हर्नमेंट कॉलनी” in the Index II but could not tell WHOSE it is (the printed name 'श्रुती दिपक नारकर' matches nobody) — type it on the right person.
The challan — paid; what it carried

Challan (GRAS) — what the form asks

13 of 13 boxes on the case; 2 highlighted
Open the challan page — the GRAS form exactly as it will be typed, every box correctable beside the paper. The co-pilot types these on GRAS; the property boxes below feed box 1 / box 2 / city. The challan is paid — GRN MH010861065202627E.
District *
Mumbai
✓ on the case
from: the Index II (GERNAL INDEX 2.pdf)
SRO office
MBI-9_JT SUB REGISTRAR MUMBAI 9
✓ on the case
from: this case's own challan, else the office we used last in the district — any office of the district is valid
Article *
6(1) Deposit of Title Deed
✓ on the case
from: always, for an NOI
Stamp duty (0.3%) *
6000.00
✓ on the case
from: the fee engine, on the loan amount incl. insurance
Registration fee (0.5%, max 15,000) *
10000.00
✓ on the case
from: the fee engine
Payer (first party) *
GERNAL SINGH HARBHAJAN SINGH BHATIYA
✓ on the case
from: the PAN card, else the sanction letter's applicant, else the case's applicant name
Payer PAN *
DXRPB1902F
⚠ the Index II (8) prints PAN DXRXXXXX2F for this person — check
✓ also on the PAN card (GERNAL PAN.jpg)
from: the PAN card (GERNAL PAN.jpg), p.1 — “DXRPB1902F”
Payer mobile (the receipt SMS goes here) *
8356853121
✓ on the case
✓ also on the sanction letter (KFSLetter_77000344838 (1).pdf)
from: the sanction letter (KFSLetter_77000344838 (1).pdf)
Second party (the bank) *
ICICI Home Finance Company Ltd
✓ on the case
from: the case's bank
Second party PAN *
AAACI6285N
✓ on the case
from: typed once on Calculator → E-filing details, or read off a paid challan
Property box 1 (flat, floor, building, survey / gat / CTS) *
703 7TH FLOOR F WING BANDRA NORTH GULMOHAR AVENUE CTS NO 30 PART 30/326 TO 328
⚠ EzDocs was not sure — check; the papers print more numbers than the portal's two boxes — also on them: CTS 0(Pt), 30/326 To 328, 30/334, 30/
from: the Index II (4) — as typed on GRAS
Property box 2 (the road) *
GOLIBHAR ROAD OFF W E HIGHWAY BANDRA EAST TAL ANDHERI DIST MUMBAI
✓ on the case
from: the Index II (4) — as typed on GRAS
City / village *
MUMBAI
✓ on the case
from: the Index II (GERNAL INDEX 2.pdf)
PIN
400055
✓ on the case
from: the Index II (GERNAL INDEX 2.pdf)
Consideration (the loan amount) *
2000000
✓ on the case
from: the sanction letter's total incl. insurance
Paper:
100%open full size ↗
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