DEEPAK MOHANDAS NAVALAKHA
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it.
- The work is done — our fee of ₹45,260 is still not in our account. Chase the branch for it.
why?
Day by day — every step and who held it
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| The sanction letter BASE | 411004 … ousing Society Ltd, ERANDWANE, Pune, ., MAHARASHTRA, India, 411004 411004 |
| The Index II DIFFERS | 411038 … Survey Number: 104/1 (पार्ट): C.T.S. Number: 141 (पार्ट);)) 411038 |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper31 Aug, 19:58 · 45d ago THE APP JOINED HERE — earlier mails are on Gmail
Please find the attached required document for NOI process in case Mr. DEEPAK MOHANDAS NAVALAKHA // NHL/WRJE/0726/5181320
Registration Execution Haveli No
6 more mails in between — open
31 Aug, 20:41 · 44d ago
We will initiate the challan for the same.
earlier mails quoted below
31 Aug, 21:48 · 44d ago
earlier mails quoted below
31 Aug, 21:48 · 44d ago
earlier mails quoted below
03 Sep, 17:22 · 42d ago
PFA DOWNLOADED COPY OF EFILING
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 31 Aug 2026 at 21:48, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
08 Sep, 15:16 · 37d ago
Kindly share NOI index II on priority basis.
earlier mails quoted below
11 Sep, 15:29 · 34d ago
PFA index 2 copy for case closure..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Tue, 8 Sept 2026 at 15:16, Mayur Jadhav1 <mayur.jadhav1@pnbhousing.com>
wrote:
earlier mails quoted below
22 Sep, 13:19 · 23d ago
Awaiting revert on very priority basis as same is pending since long time.
earlier mails quoted below
22 Sep, 14:50 · 23d ago
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | Selfie ritika.png | filed | 45d ago |
| Selfie / photo | Selfir Deepak.png | filed | 45d ago |
| Sanction letter | Sanction letter (10).pdf | filed | 45d ago |
| PAN card | ritika madam pan card.pdf | filed | 45d ago |
| Aadhaar card | ritika madam aadhar card.pdf | filed | 45d ago |
| PAN card | Deepak Pan card.pdf | filed | 45d ago |
| Aadhaar card | Deepak Navalakha Addhar New.pdf | filed | 45d ago |
| Selfie / photo | Ritika Photo.jpeg | filed | 45d ago |
| Selfie / photo | Nilesh Photo.jpeg | filed | 45d ago |
| Payment screenshot | IMG-20260831-WA0013.jpg | filed | 45d ago |
| Index IIthe branch sent this — an input | b302index (1).pdf | filed | 45d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹45,260
waiting for the credit
₹45,385 624344320053
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹28,440 | ₹15,000 | ₹320 | ₹1,500 | ₹45,260 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO 302 3RD FLOOR, SR NO 104/1(P) SR NO 141(P), B WING, BHARATSHREE CO-OPERATIVE HOUSING SOCIETY LTD, ERANDWANE, PUNE, ., MAHARASHTRA, INDIA, 411004
411004
1) paalikeche naavahpune ma.na.paa. ittara varnana, itara maahitih gaava mauje erandavanaa yethila sa nan 104/1 (paarta, )sisa nan 141 (paarta) yaa milakativarila bharatashri ko opa hausinga sosaayatimadhila vi vildinga madhila tisa-yaa majalyaavarila phlata nan bi 302 yaasi kshetra 618.28 chau phuta mhanajecha 57.44 chau mi kaarapeta va teresa kshetra 74.16 chau phuta mhanajecha 6.89 chau mi va eka kavrvhada mekanikala staka paarkiga hi milakata ((SURVEY NUMBER: 104/1 (paarta): C.T.S. NUMBER: 141 (paarta);))
411038
FLAT NO 302 3RD FLOOR SR NO 104/1 P SR NO 141 P B WING BHARATSHREE CO-OPERATIVE HOUSING SOCIETY LTD
ERANDWANE PUNE MAHARASHTRA
PUNE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | DEEPAK MOHANDAS NAVALAKHA | ABQPN0064Q | …1122 |
| co_mortgagor | RITIKA DEEPAK NAVALAKHA | ACIPN4683J | …0622 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | shubham.dube@pnbhousing.com | 45d ago |
| documents acknowledged | shubham.dube@pnbhousing.com | 45d ago |
What EzDocs read from each document — check anything marked in red
NHL/WRJE/0726/5181320
True
Non Housing Loan, Personal use
1
9200000
9.5
29-Aug-2026
3
DEEPAK MOHANDAS NAVALAKHA, RITIKA DEEPAK NAVALAKHA
9822039307
pin: 411004; state: MAHARASHTRA; Flat no: FLAT NO 302; district: Pune; Floor: 3RD FLOOR; Address: FLAT NO 302, 3RD FLOOR, B WING, Bharatshree Co-Operative Housing Society Ltd, ERANDWANE, Pune, MAHARASHTRA, 411004
276000
True
9476000
FLAT NO 302 3RD FLOOR, SR NO 104/1(P) SR NO 141(p), B WING, Bharatshree Co-Operative Housing Society Ltd, ERANDWANE, Pune, ., MAHARASHTRA, India, 411004
raw reading (for Abhijit)
{'lan': 'NHL/WRJE/0726/5181320', 'legible': True, 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1, 'loan_amount': 9200000, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '29-Aug-2026', 'letter_version': '3', 'applicant_names': ['DEEPAK MOHANDAS NAVALAKHA', 'RITIKA DEEPAK NAVALAKHA'], 'applicant_mobile': '9822039307', 'property_address': {'pin': '411004', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'FLAT NO 302', 'district': 'Pune', 'floor_no': '3RD FLOOR', 'landmark': None, 'full_address': 'FLAT NO 302, 3RD FLOOR, B WING, Bharatshree Co-Operative Housing Society Ltd, ERANDWANE, Pune, MAHARASHTRA, 411004', 'village_city': 'ERANDWANE', 'building_name': 'Bharatshree Co-Operative Housing Society Ltd', 'survey_or_cts_no': 'SR NO 104/1(P) SR NO 141(p)'}, 'insurance_premium': 276000, 'includes_insurance': True, 'total_with_insurance': 9476000, 'security_address_verbatim': 'FLAT NO 302 3RD FLOOR, SR NO 104/1(P) SR NO 141(p), B WING, Bharatshree Co-Operative Housing Society Ltd, ERANDWANE, Pune, ., MAHARASHTRA, India, 411004'}1975-07-31
ACIPN4683J
RITIKA DEEPAK NAVALAKHA
True
raw reading (for Abhijit)
{'dob': '1975-07-31', 'pan': 'ACIPN4683J', 'name': 'RITIKA DEEPAK NAVALAKHA', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}1975-07-31
Ritika Deepak Navalakha
True
0622
raw reading (for Abhijit)
{'dob': '1975-07-31', 'pan': None, 'name': 'Ritika Deepak Navalakha', 'legible': True, 'aadhaar_last4': '0622', 'quality_issue': None}1972-03-07
ABQPN0064Q
DEEPAK MOHANDAS NAVALAKHA
True
raw reading (for Abhijit)
{'dob': '1972-03-07', 'pan': 'ABQPN0064Q', 'name': 'DEEPAK MOHANDAS NAVALAKHA', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}1972-03-07
Deepak Mohandas Navalakha
True
1122
raw reading (for Abhijit)
{'dob': '1972-03-07', 'pan': None, 'name': 'Deepak Mohandas Navalakha', 'legible': True, 'aadhaar_last4': '1122', 'quality_issue': None}624344320053
2023-08-31
45385
Paytm
vyapar.169705262080@hdfcbank
Think Bigz Initiative Pvt Ltd
Navalakha Constructions
raw reading (for Abhijit)
{'utr': '624344320053', 'date': '2023-08-31', 'amount': 45385, 'method': 'Paytm', 'payee_upi': 'vyapar.169705262080@hdfcbank', 'payee_name': 'Think Bigz Initiative Pvt Ltd', 'payer_name': 'Navalakha Constructions', 'debit_notification_text': None}index2_input
pin: 411038; doc_no: 22664; village: एरंडवणा; doc_kind: सूची क्र.2; doc_year: 2023; sro_name: दु.नि.हवेली 1; area_text: क्षेत्र 618.28 चौ फूट म्हणजेच 57.44 चौ मी कारपेट व टेरेस क्षेत्र 74.16 चौ फूट म्हणजेच 6.89 चौ मी; mo
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '411038', 'doc_no': '22664', 'village': 'एरंडवणा', 'doc_kind': 'सूची क्र.2', 'doc_year': '2023', 'sro_name': 'दु.नि.हवेली 1', 'area_text': 'क्षेत्र 618.28 चौ फूट म्हणजेच 57.44 चौ मी कारपेट व टेरेस क्षेत्र 74.16 चौ फूट म्हणजेच 6.89 चौ मी', 'mortgagee': 'दिपक एम नवलाखा', 'filing_fee': 30000, 'mortgagors': ['अर्चना अरुण जोशी', 'हृषिकेश अरुण जोशी तर्फे कु मु म्हणून अर्चना अरुण जोशी'], 'stamp_duty': 700000, 'filing_date': '2023-12-01', 'loan_amount': 10000000, 'property_text': '1) पालिकेचे नावःपुणे म.न.पा. इत्तर वर्णन, इतर माहितीः गाव मौजे एरंडवणा येथील स नं 104/1 (पार्ट, )सिस नं 141 (पार्ट) या मिळकतीवरील भरतश्री को ऑप हौसिंग सोसायटीमधील वी विल्डींग मधील तिस-या मजल्यावरील फ्लॅट नं बी 302 यासी क्षेत्र 618.28 चौ फूट म्हणजेच 57.44 चौ मी कारपेट व टेरेस क्षेत्र 74.16 चौ फूट म्हणजेच 6.89 चौ मी व एक कव्र्व्हड मेकॅनिकल स्टक पार्कीग हि मिळकत ( (Survey Number: 104/1 (पार्ट): C.T.S. Number: 141 (पार्ट);))', 'survey_numbers': ['104/1 (पार्ट)', '141 (पार्ट)']}}bank: Axis Bank; kind: payment_screenshot; payments: [{'utr': '624344320053', 'date': '2023-08-31', 'page': 1, 'time': '17:14', 'payee': 'Think Bigz Initiative Pvt Ltd', 'amount': 45385.0, 'direction': 'debit', 'narratio
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Axis Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '624344320053', 'date': '2023-08-31', 'page': 1, 'time': '17:14', 'payee': 'Think Bigz Initiative Pvt Ltd', 'amount': 45385.0, 'direction': 'debit', 'narration': 'Paid Successfully', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '8372', 'account_holder': 'Navalakha Constructions'}}Technical record (for Abhijit — safe to ignore)
| 7m ago | EzDocs | screenshot_year_kept530 | {'was': '2026-08-31', 'read': '2023-08-31'} |
| 9h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 31 Aug, 20:41 acknowledged the papers and the payment — the drafts it answers are taken off", 'count': 2, 'kinds': ['ack_docs', 'fee_quote']} |
| 22h ago | EzDocs | case_reevaluated | {'stage_after': 'INDEX2_SENT'} |
| 22h ago | EzDocs | screenshot_year_fixed524 | {'now': '2026-08-31', 'why': 'the screenshot prints the day and the month; the year was read wrong (2023) — put right', 'read': '2023-08-31'} |
| 18d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 23d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 23d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 25d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260831-WA0013.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '25566bda-4e84-4d93-9dc4-3577f677544c', 'fetched': True} |
| 25d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260831-WA0013 |
| 25d ago | EzDocs | stale_claim_flagged | {'age_days': 1116, 'claim_date': '2023-08-31'} |
| 25d ago | EzDocs | screenshot_claim_recorded | {'utr': '624344320053', 'date': '2023-08-31', 'parts': 1, 'amount': 45385.0, 'claimed_total': 45385.0} |
| 30d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 31d ago | EzDocs | property_attrs_split | {'now': {'Number type': 'SURVEY', 'Second number type': 'CTS', 'Number': '104/1 (Part)', 'Second number': '141 (Part)'}, 'was': {'Number type': 'SURVEY', 'Second number type': '', 'Number': '104/1 (Part), CTS 141 (Part)', 'attr2_v |
| 33d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'b302index (1).pdf', 'changed': {'pin': {'was': '411004', 'index2': None}, |
| 34d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 37d ago | EzDocs | old_thread_stored_only | {'why': 'this thread began before go-live — its mails are stored for the history; nothing is read or drafted; the team works it by hand', 'cutoff': '2026-09-01', 'thread_started': '2026-08-31 14:28:36'} |
| 41d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 41d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"} |
| 45d ago | EzDocs | email_shadowed:ack_docs | {'to': 'shubham.dube@pnbhousing.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: NHL/WRJE/0726/5181320).\n\n Applicant : DEEPAK MOHANDAS NAVALAKHA\n LAN : NHL/WRJ |
| 45d ago | EzDocs | email_shadowed:fee_quote | {'to': 'shubham.dube@pnbhousing.com', 'body': 'Dear Team,\n\nPlease check the calculation and account details for the captioned case (LAN: NHL/WRJE/0726/5181320).\n\n NOI Charges & Service Fees Calculator - Nestly.in\n |
| 45d ago | EzDocs | receivable_created | {'expected': 45260.0} |
| 45d ago | EzDocs | property_english_extracted | {'note': 'One covered mechanical stack parking', 'village': 'Erandwane', 'building': 'Bharatshree Co-op Housing Society, V Building', 'specific_unit_found': True} |
| 45d ago | EzDocs | index2_input_received | {'file': 'b302index (1).pdf'} |
| 45d ago | EzDocs | document_received | {'file': 'b302index (1).pdf', 'doc_type': 'index2', 'confidence': 1.0} |
| 45d ago | EzDocs | claim_held_until_quote | {'utr': '624344320053', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2023-08-31', 'payee': 'Think Bigz Initiative Pvt Ltd', 'amount': |
| 45d ago | EzDocs | document_received | {'file': 'IMG-20260831-WA0013.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0} |
| 45d ago | EzDocs | document_received | {'file': 'Nilesh Photo.jpeg', 'doc_type': 'selfie', 'confidence': 0.3} |
| 45d ago | EzDocs | document_received | {'file': 'Ritika Photo.jpeg', 'doc_type': 'selfie', 'confidence': 0.3} |
| 45d ago | EzDocs | document_received | {'file': 'Deepak Navalakha Addhar New.pdf', 'doc_type': 'aadhaar', 'confidence': 1.0} |