⚠The PNB mailbox has used 155% of what Google lets it send in 24 hours (776 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03056

Raman Kumar Sharma

LAN HOU/PM/0926/5229956 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 4

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Selfie / photoopen

✓PAN cardopen

✓Aadhaar cardopen

✓Sanction letteropen

✓Payment screenshot — money verifiedopen

✓Paid challan (GRAS)open

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (10)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹40,410.98CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹40,500 receivedthe receipt's amount and minute agree

Stamp duty 0.3%23,590

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.98

Total we ask for40,410.98

the branch’s receipt claims ₹40,500 663916891438

paid 30 Sep 20:24:50 · verified 30 Sep 20:40:05 · 15 min later

How we know

Our own bank told us — 30 Sep 20:24

₹40,500 · UTR 663916891438 · from JM-HDFCBN-S

“Successful! You have received Rs. 40500.00 via HDFC Bank SmartHub Vyapar from SMITA MANO. RRN-663916891438, Check: https://1.hdfc.bank.in/HDFCBK/s/j9BK9B3a”

Matched by: the screenshot's amount AND its minute agree with this credit

By law ₹40,400. We ask ₹40,410 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 01 minour time (made after working hours) · 30 Sep 21:38

Index II —not yet

the NOI team 14 d 19 htotal 14 d 19 h so far

Now with the NOI team — e-filing on IGR

since 30 Sep 21:38 — 14 d 18 h of working time

Day by day — every step and who held it

30 Sep 20:38Your branch's mail

30 Sep 20:38Payment landedat once

30 Sep 20:39Papers read+2 min · the NOI team

30 Sep 20:39Property readat once

30 Sep 20:39Papers readat once

30 Sep 20:40Fee quotedat once

30 Sep 20:40Payment verifiedat once

30 Sep 20:40Ready for the challanat once

30 Sep 21:38Challan made+59 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹78,60,000

Loan account no.

HOU/PM/0926/5229956

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Area is empty — the portal will not take a blank.

Fill it on the verification page first →

See the boxes — read from the sanction letter

District

Pune

Taluka

Pune

Village

Kalas, Vishrantwadi

Number type

CTS

Number

971, 972, 973.974.976, 977, 978, 979, 980, 981, 982, 983, 984, 985, 986, 987, 988

Building

TIRUPATI PRAKRITI CO-OPERATIVE HOUSING SOCIETY LIMITED

Floor

FIFTH

Flat / shop no

504

Area

(empty)

Hadd

Pune Municipal Corporation

Read from the sanction letter, not the Index II. Sanction letter - 2026-09-30T203553.130.pdf open it · If an Index II is on file, read the property from it.

✓ EzDocs checked every box against the document’s own words 14d ago — all agree.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.

• 16 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• Build Up Area not on file — read it off the Index II / sale deed

• changed — village: the case held KALAS VISHRANTWADI; filled KALAS — EzDocs (reading the whole file), from sanction letter, reads it so

• changed — block/sector: the case held NA; filled VISHRANTWADI — EzDocs (reading the whole file), from sanction letter, reads it so

• changed — floor no: the case held FIF; filled 5 — EzDocs (reading the whole file), from sanction letter, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKSelfie set aside

PHOTO-2026-09-30-12-52-06.jpg

cannot be read as a live selfie

Why it matters: The file holds a photo that was set aside because it is not a live selfie.

What to do: Verify if a live selfie is required for e-filing submission and request a fresh live photo from the branch if needed.

Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the loan documents and payment, and has shared the challan. The team is waiting for the branch to send the Index II copy to proceed with the NOI filing.

the history says the next move is with the branch — the Index II

the branch last asked: Kindly initiate NOI challan in captioned case.

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ fee paid — the branch's words — done, mail 2 (2026-09-30) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 3 (2026-09-30) “PFA challan for your reference..”

✓ challan shared — done, mail 3 (2026-09-30) “PFA challan for your reference..”

? Index II asked for — asked, mail 2 (2026-09-30) “For NOI filing, We need an index 2 copy..”

read over 4 mail(s), last mail 2026-09-30 · read 14d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 14d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011195313202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-03056 | HOU/PM/0926/5229956

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/PM/0926/5229956) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 13 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

PK pankaj.kokate@pnbhousing.com pnbhousing.com
30 Sep, 20:38 · 14d ago THE FIRST MAIL — how this case began

Kindly initiate NOI challan in case of : HOU/PM/0926/5229956 : RAMAN KUMAR SHARMA

📎 PHOTO-2026-09-30-12-52-06.jpg ↗📎 PHOTO-2026-09-30-12-52-06.jpg ↗📎 Raman Pan Card.pdf ↗📎 Raman Aadhaar card.pdf ↗📎 Sanction letter - 2026-09-30T203553.130.pd ↗📎 sonia Aadhaar card.pdf ↗📎 PAN Card co applicant.pdf ↗📎 image001.png ↗📎 PHOTO-2026-09-30-20-25-06.jpg ↗

Dear Team,

Kindly initiate NOI challan in captioned case.

Regards,

Pankaj Kokate

Area Sales Manager

9673907262

Internal

🤖 read: asks for the challan; documents attached — “Kindly initiate NOI challan in captioned case.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 20:41 · 14d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 30 Sept 2026 at 20:39, Pankaj Kokate <pankaj.kokate@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

Kindly initiate NOI challan in captioned case.

*Regards,*

*Pankaj Kokate*

*Area Sales Manager*

*9673907262*

[image: PNB image]

Internal

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 21:41 · 14d ago

📎 RAMAN KUMAR SHARMA EchallanMH0111953132026 ↗

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 20:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 20:39, Pankaj Kokate < pankaj.kokate@pnbhousing.com > wrote:

Dear Team,

Kindly initiate NOI challan in captioned case.

Regards,

Pankaj Kokate

Area Sales Manager

9673907262

Internal

🤖 read: challan shared ✓ — “PFA challan for your reference..”

OL The NOI teamTYPED IN GMAIL
30 Sep, 21:41 · 14d ago

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 20:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 20:39, Pankaj Kokate < pankaj.kokate@pnbhousing.com > wrote:

Dear Team,

Kindly initiate NOI challan in captioned case.

Regards,

Pankaj Kokate

Area Sales Manager

9673907262

Internal

🤖 read: challan shared ✓ — “PFA challan for your reference..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Selfie / photo	PHOTO-2026-09-30-12-52-06.jpg	CANNOT BE READ — clear copy asked	14d ago
Selfie / photo	PHOTO-2026-09-30-12-52-06.jpg	filed	14d ago
PAN card	Raman Pan Card.pdf	filed	14d ago
Aadhaar card	Raman Aadhaar card.pdf	filed	14d ago
Sanction letter	Sanction letter - 2026-09-30T203553.130.pdf	filed	14d ago
Aadhaar card	sonia Aadhaar card.pdf	filed	14d ago
PAN card	PAN Card co applicant.pdf	filed	14d ago
Other	image001.png	filed	14d ago
Payment screenshot	PHOTO-2026-09-30-20-25-06.jpg	filed	14d ago
Paid challan (GRAS)	RAMAN KUMAR SHARMA EchallanMH011195313202627E.pdf	filed	14d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹40,410.98

Where it stands
VERIFIED — money received

Screenshot claims
₹40,500 663916891438

Paid at
30 Sep 20:24:50

Verified on
30 Sep 20:40:05

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹23,590	₹15,000	₹320	₹1,500	₹40,410

By law ₹40,400. We ask ₹40,410 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

43 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Area, Title deed no / year / SRO

16 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✓ EzDocs checked every box against the document’s own words 14d ago — all agree.

not verified yetsource: the sanction letter (Sanction letter - 2026-09-30T203553.130.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

⚠ not in the document

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

FLAT NO 504, FIFTH FLOOR, TIRUPATI PRAKRITI CO-OPERATIVE HOUSING SOCIETY LIMITED, Kalas, Vishrantwadi, Pune, MAHARASHTRA, India, 411015

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Sanction letter - 2026-09-30T203553.130.pdf

as printed
FLAT NO 504, NA, FIFTH FLOOR, CTS NO 971,972,973.974.976,977,978,979,980,981,982,983,984,985,986,987,988 CTS NO 2223, SURVEY NO 119/1/36, 119/1/1A/4, 119/1/1A/1, TIRUPATI PRAKRITI CO-OPERATIVE HOUSING SOCIETY LIMITED, NA, KALAS, NA, PUNE, VISHRANTWADI, PUNE, MAHARASHTRA, INDIA, 411015

PIN
411015

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 504 FIFTH FLOOR CTS NO 971 972 973 974 976 977 978 979 980 981 982 983 984 985 986 987 988

Locality/Road
CTS NO 2223 SURVEY NO 119/1/36 119/1/1A/4 119/1/1A/1 KALAS VISHRANTWADI

Area/City
PUNE

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	RAMAN KUMAR SHARMA	BPDPS2935F	…5107
mortgagor	SONIA MEHTA	AURPM4405G	…3434

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
acknowledgement	pankaj.kokate@pnbhousing.com	14d ago
Index II chase	pankaj.kokate@pnbhousing.com	14d ago
Index II chase	pankaj.kokate@pnbhousing.com	10d ago
Index II chase	pankaj.kokate@pnbhousing.com	7d ago
Index II chase	pankaj.kokate@pnbhousing.com	1d ago

What EzDocs read from each document — check anything marked in red

Selfie / photo PHOTO-2026-09-30-12-52-06.jpg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
this is not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}

Selfie / photo PHOTO-2026-09-30-12-52-06.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

PAN card Raman Pan Card.pdf needs your check

dob
1982-08-30

pan
BPDPS2935F

name
RAMAN KUMAR SHARMA

legible
True

father name
PARVEEN KUMAR SHARMA

raw reading (for Abhijit)

{'dob': '1982-08-30', 'pan': 'BPDPS2935F', 'name': 'RAMAN KUMAR SHARMA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'PARVEEN KUMAR SHARMA', 'aadhaar_last4': None, 'quality_issue': None}

PAN card PAN Card co applicant.pdf needs your check

dob
1986-01-09

pan
AURPM4405G

name
SONIA MEHTA

legible
True

father name
RAJ KUMAR MEHTA

raw reading (for Abhijit)

{'dob': '1986-01-09', 'pan': 'AURPM4405G', 'name': 'SONIA MEHTA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAJ KUMAR MEHTA', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter Sanction letter - 2026-09-30T203553.130.pdf needs your check

lan
HOU/PM/0926/5229956

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'RAMAN KUMAR SHARMA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SONIA MEHTA', 'role': 'applicant', 'label': 'Applicant'}

confidence
1.0

rate words
PNBRRR * 13.15% per annum; Applicable Rate of Interest * 13.15% -4.95% = 8.20% per annum as on the date of execution of the loan agreement

loan amount
7495000.0

rate spread
-4.95

final amount
7860000.0

interest rate
8.2

sanction date
29-Sep-2026

letter version
5

reference rate
13.15

applicant email
sonia.mehta630@gmail.com

applicant names
RAMAN KUMAR SHARMA, SONIA MEHTA

printed altered
False

applicant mobile
8626935447

balance transfer
False

property address
pin: 411015; state: MAHARASHTRA; Flat no: 504; district: Pune; Floor: FIFTH; Address: FLAT NO 504, FIFTH FLOOR, TIRUPATI PRAKRITI CO-OPERATIVE HOUSING SOCIETY LIMITED, Kalas, Vishrantwadi, Pune, MAHARASHTRA, Indi

insurance premium
365000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
7860000.0

security address verbatim
FLAT NO 504, NA, FIFTH FLOOR, CTS NO 971,972,973.974.976,977,978,979,980,981,982,983,984,985,986,987,988 CTS NO 2223, SURVEY NO 119/1/36, 119/1/1A/4, 119/1/1A/1, TIRUPATI PRAKRITI CO-OPERATIVE HOUSING SOCIETY LIMITED, NA

applicant address verbatim
FLAT NO 401 4TH FLOOR, BUILDING DATTAKAMAL, SR NO 120 KALAS, ., Pune, MAHARASHTRA, 411015, Pune, India

raw reading (for Abhijit)

{'lan': 'HOU/PM/0926/5229956', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'RAMAN KUMAR SHARMA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SONIA MEHTA', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum; Applicable Rate of Interest * 13.15% -4.95% = 8.20% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 7495000.0, 'rate_spread': -4.95, 'final_amount': 7860000.0, 'interest_rate': 8.2, 'quality_issue': None, 'sanction_date': '29-Sep-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'sonia.mehta630@gmail.com', 'applicant_names': ['RAMAN KUMAR SHARMA', 'SONIA MEHTA'], 'printed_altered': False, 'applicant_mobile': '8626935447', 'balance_transfer': False, 'property_address': {'pin': '411015', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '504', 'district': 'Pune', 'floor_no': 'FIFTH', 'landmark': None, 'full_address': 'FLAT NO 504, FIFTH FLOOR, TIRUPATI PRAKRITI CO-OPERATIVE HOUSING SOCIETY LIMITED, Kalas, Vishrantwadi, Pune, MAHARASHTRA, India, 411015', 'village_city': 'Kalas, Vishrantwadi', 'building_name': 'TIRUPATI PRAKRITI CO-OPERATIVE HOUSING SOCIETY LIMITED', 'survey_or_cts_no': 'CTS NO 971,972,973.974.976,977,978,979,980,981,982,983,984,985,986,987,988 CTS NO 2223, SURVEY NO 119/1/36, 119/1/1A/4, 119/1/1A/1'}, 'insurance_premium': 365000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 7860000.0, 'security_address_verbatim': 'FLAT NO 504, NA, FIFTH FLOOR, CTS NO 971,972,973.974.976,977,978,979,980,981,982,983,984,985,986,987,988 CTS NO 2223, SURVEY NO 119/1/36, 119/1/1A/4, 119/1/1A/1, TIRUPATI PRAKRITI CO-OPERATIVE HOUSING SOCIETY LIMITED, NA, Kalas, NA, Pune, Vishrantwadi, Pune, MAHARASHTRA, India, 411015', 'applicant_address_verbatim': 'FLAT NO 401 4TH FLOOR, BUILDING DATTAKAMAL, SR NO 120 KALAS, ., Pune, MAHARASHTRA, 411015, Pune, India'}

Other image001.png needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Aadhaar card sonia Aadhaar card.pdf needs your check

name
Sonia Mehta

mobile
9465640039

address
pin: 141001; area: LUDHIANA; flat: B 34/744; road: CHANDER NAGAR CIVIL LINES; state: Punjab; building: PRIMERY SCHOOL LUDHIANA; district: Ludhiana; Village: Ludhiana

legible
True

aadhaar last4
3434

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': 'Sonia Mehta', 'mobile': '9465640039', 'address': {'pin': '141001', 'area': 'LUDHIANA', 'flat': 'B 34/744', 'road': 'CHANDER NAGAR CIVIL LINES', 'floor': None, 'state': 'Punjab', 'building': 'PRIMERY SCHOOL LUDHIANA', 'district': 'Ludhiana', 'post_office': None, 'village_city': 'Ludhiana'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3434', 'quality_issue': None}

Payment screenshot PHOTO-2026-09-30-20-25-06.jpg needs your check

utr
663916891438

date
2026-09-30

time
20:24

amount
40500

method
UPI

payee upi
2080@hdfcbank

payer upi
99-2@okaxis

payee name
THINK BIGZ INITIATIVE PVT LTD

payer name
SMITA MANOHAR MANE

raw reading (for Abhijit)

{'utr': '663916891438', 'date': '2026-09-30', 'time': '20:24', 'amount': 40500, 'method': 'UPI', 'payee_upi': '2080@hdfcbank', 'payer_upi': '99-2@okaxis', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'SMITA MANOHAR MANE', 'debit_notification_text': None}

Aadhaar card Raman Aadhaar card.pdf needs your check

dob
1982-08-30

name
Raman Kumar Sharma

mobile
9464036397

address
pin: 177044; area: Village Dhanpur; state: Himachal Pradesh; district: Hamirpur; post_office: Lahar; Village: Dhanpur (21/20)

legible
True

aadhaar last4
5107

raw reading (for Abhijit)

{'dob': '1982-08-30', 'pan': None, 'name': 'Raman Kumar Sharma', 'mobile': '9464036397', 'address': {'pin': '177044', 'area': 'Village Dhanpur', 'flat': None, 'road': None, 'floor': None, 'state': 'Himachal Pradesh', 'building': None, 'district': 'Hamirpur', 'post_office': 'Lahar', 'village_city': 'Dhanpur (21/20)'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5107', 'quality_issue': None}

Paid challan (GRAS) RAMAN KUMAR SHARMA EchallanMH011195313202627E.pdf needs your check

grn
MH011195313202627E

pin
411015

total
38590.0

article
6(1)

defaced
False

bank cin
03006172026100100269

district
PUNE

area city
PUNE

payer pan
BPDXXXXXXF

flat block
FLAT NO 504 5TH FLOOR TIRUPATI PRAKRITI CO-OPERATIVE HOUSING SOCIETY LIMITED

payer name
RAMAN KUMAR SHARMA

sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7860000

scheme rows
{'amount': 23590.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX5447

payment date
30/09/2026-21:38:39

road locality
CTS NO 971 972 973 974 976-988 CTS NO 2223 SURVEY NO 119/1/36 119/1/1A/4 119/1/1A/1 KALAS VISHRANTWADI

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
7860000

raw reading (for Abhijit)

{'grn': 'MH011195313202627E', 'pin': '411015', 'total': 38590.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100100269', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'BPDXXXXXXF', 'flat_block': 'FLAT NO 504 5TH FLOOR TIRUPATI PRAKRITI CO-OPERATIVE HOUSING SOCIETY LIMITED', 'payer_name': 'RAMAN KUMAR SHARMA', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=7860000', 'scheme_rows': [{'amount': 23590.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5447', 'payment_date': '30/09/2026-21:38:39', 'road_locality': 'CTS NO 971 972 973 974 976-988 CTS NO 2223 SURVEY NO 119/1/36 119/1/1A/4 119/1/1A/1 KALAS VISHRANTWADI', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '7860000'}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 30 Sep, 20:41 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
1d ago	EzDocs	email_shadowed:index2_chase	{'to': 'pankaj.kokate@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PM/0926/5229956) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\
1d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
7d ago	EzDocs	email_shadowed:index2_chase	{'to': 'pankaj.kokate@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PM/0926/5229956) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\
7d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
10d ago	EzDocs	email_shadowed:index2_chase	{'to': 'pankaj.kokate@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PM/0926/5229956) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\
10d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
14d ago	EzDocs	email_shadowed:index2_chase	{'to': 'pankaj.kokate@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/PM/0926/5229956) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\
14d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'ee15db0eb3bf7797', 'docs': ['Sanction letter - 2026-09-30T203553.130.pdf', 'Raman Aadhaar card.pdf', 'sonia Aadhaar card.pdf', 'Raman Pan Card.pdf', 'PAN Card co applicant.pdf'], 'loan': {'amount':
14d ago	EzDocs	case_read_started	{'tag': 'ee15db0eb3bf7797', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
14d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BPxxxxxxXF — no paper on the
14d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared'], 'mails
14d ago	EzDocs	desk_documents_backfill	{'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 0, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re:
14d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'RAMAN KUMAR SHARMA
14d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'district': 'PUNE'}
14d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011195313202627E', 'file': 'RAMAN KUMAR SHARMA EchallanMH011195313202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
14d ago	EzDocs	challan_extracted	{'grn': 'MH011195313202627E', 'file': 'RAMAN KUMAR SHARMA EchallanMH011195313202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 38590.0}
14d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
14d ago	EzDocs	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
14d ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'a challan is on the case — it counts; a challan is on file; its amounts could not be read — check it by eye', 'file': 'RAMAN KUMAR SHARMA EchallanMH011195313202627E.pdf', 'kind': 'unrea
14d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '394460', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed HVL22
14d ago	DARBAR	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
14d ago	copilot	copilot_check_issues	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': 'the main paper lists CTS n
14d ago	the co-pilot	challan_numbers_from_reading	{'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'Sanction letter - 2026-09-30T203553.130.pdf', 'from': 'the sanction
14d ago	EzDocs	extra_challan_scanned	{'found': 0}
14d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid'], 'mails': 2, 'summary': 'The branch
14d ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 19, 'trigger': 'quick sweep'}
14d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'f465fbaeaed78521', 'docs': ['Sanction letter - 2026-09-30T203553.130.pdf', 'Raman Aadhaar card.pdf', 'sonia Aadhaar card.pdf', 'Raman Pan Card.pdf', 'PAN Card co applicant.pdf'], 'loan': {'amount':
14d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['Sanction letter - 2026-09-30T203553.130.pdf', 'Raman Aadhaar card.pdf', 'sonia Aadhaar card.pdf', 'Raman Pan Card.pdf', 'PAN Card co applicant.pdf'], 'after': {'addresses': {'p
14d ago	EzDocs	address_compared	{'sig': 'd3079b146a28a31b', 'why': 'after gather', 'people': [{'home': 'NA, NA, NA, NA, Village Dhanpur, Dhanpur (21/20), Hamirpur, 177044', 'person': 'RAMAN KUMAR SHARMA', 'against': [{'src': 'sanction_letter', 'why': '

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹40,500 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered

14:20

Yesterday · 14 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03056 | HOU/PM/0926/5229956

10:00

An old draft withdrew itself — its asks were already answered

10:00

8 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03056 | HOU/PM/0926/5229956

10:00

An old draft withdrew itself — its asks were already answered

10:00

5 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03056 | HOU/PM/0926/5229956

10:00

An old draft withdrew itself — its asks were already answered

10:00

1 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03056 | HOU/PM/0926/5229956