⚠The PNB mailbox has used 149% of what Google lets it send in 24 hours (744 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-03463

Prakash Chandrabhan Ambade

LAN NHL/NAG/0826/5187203 Challan paid · our move File on IGR All documents Mails & papers 4

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

10 of 11 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — money verifiedopen

✓Aadhaar cardopen

✓PAN cardopen

✓Sanction letteropen

✓Paid challan (GRAS)open

✓LSR (search report) — inside Death certificate (2).pdfopen

✓Index II — inside Death certificate (2).pdfopen

✓Sale deed — inside Death certificate (2).pdfopen

✓MOTD — inside Death certificate (2).pdfopen

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

Applicant's Selfie / Photo — for the e-filing visit later

All files (12)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹32,280.71CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹32,250 receivedmatches the branch's receipt

Stamp duty 0.3%15,460

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.71

Total we ask for32,280.71

the branch’s receipt claims ₹32,250 770211509504

paid 12 Oct 18:33:46 · verified 13 Oct 16:17:05 · 21 h 43 min later

How we know

Our own bank told us — 12 Oct 18:33

₹32,250 · UTR AXNGG28525064592 · from JD-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.32250.00,12-10-2026 18:33:46 thru NEFT from AXNGG28525064592/GOOGLE INDIA DIGITAL. Aval Bal 174880.45 CR Helpline 18001800/18002021-PNB”

Matched by: the screenshot's amount equals this credit · counted full inside our buffer

By law ₹32,267. We ask ₹32,280 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 53 minour time · 13 Oct 17:08

Index II —not yet

the NOI team 2 dtotal 2 d so far

Now with the NOI team — e-filing on IGR

since 13 Oct 17:08 — 1 d 23 h of working time

Day by day — every step and who held it

13 Oct 16:15Your branch's mail

13 Oct 16:15Payment landedat once

13 Oct 16:16Papers read+2 min · the NOI team

13 Oct 16:16Property readat once

13 Oct 16:16Papers readat once

13 Oct 16:17Fee quotedat once

13 Oct 16:17Payment verifiedat once

13 Oct 16:17Ready for the challanat once

13 Oct 17:08Challan made+51 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹51,49,000

Loan account no.

NHL/NAG/0826/5187203

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Floor is empty — the portal will not take a blank.

✗ EzDocs found boxes that do NOT agree with the document (2d ago) — open the verification page; they are marked in red.

Fill it on the verification page first →

See the boxes — read from the Index II

District

Nagpur

Taluka

Nagpur

Village

Babulkheda

Number type

KHASRA

Number

Building

CORPORATION HOUSE NO 958

Floor

(empty)

Flat / shop no

Area

1500.00

Hadd

Nagpur Mahanagar Palika

Read from the Index II on file — the government's own words for this property. Death certificate (2).pdf open it

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, EzDocs sees:

• Mortgagor pages: KARUNA PRAKASH AMBADE is named on the sanction letter (DocScanner 13 Oct 2026 3-35 pm.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• KARUNA PRAKASH AMBADE: PAN missing — no PAN card of KARUNA PRAKASH AMBADE is read on the file — the PAN cards on it (ASHOK CHANDRABHAN AMBADE, IMG-20260909-WA0003.jpg; PRAKASH CHANDRABHAN AMBADE, IMG-20260909-WA0009.jpg) are beside the form; type the PAN off the person's own card

• KARUNA PRAKASH AMBADE: birth date missing — no PAN card of KARUNA PRAKASH AMBADE is read on the file — the PAN cards on it (ASHOK CHANDRABHAN AMBADE, IMG-20260909-WA0003.jpg; PRAKASH CHANDRABHAN AMBADE, IMG-20260909-WA0009.jpg) are beside the form; type the birth date off the person's own card

• 6 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: road, Second number, Building, Property type, Carpet or built-up, Floor

• changed — block/sector: the case held TAJ NAGAR; filled WARD NO 14 — EzDocs (reading the whole file), from sanction letter, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

✓ The papers agree — compared: the sanction letter, the legal report (TSR). No number of the property and no name differs.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (2d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011930727202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SB sandip.bhusari1@pnbhousing.com pnbhousing.com
13 Oct, 16:15 · 2d ago THE FIRST MAIL — how this case began

Chalan and NOI of PRAKASH CHANDRABHAN AMBADE NHL/NAG/0826/5187203

📎 IMG-20261012-WA0012.jpg ↗📎 IMG-20260909-WA0005.jpg ↗📎 IMG-20260909-WA0009.jpg ↗📎 DocScanner 13 Oct 2026 3-35 pm.pdf ↗📎 IMG-20260909-WA0003.jpg ↗📎 IMG-20260909-WA0004.jpg ↗📎 IMG_20261013_153703.jpg ↗📎 IMG_20261013_153741.jpg ↗📎 image002.jpg ↗📎 image001.jpg ↗📎 Death certificate (2).pdf ↗

Dear Team,

Please proceed for Chalan

Thanks & Regards

SANDIP BHUSARI

Area Sales Manager.

PNB HOUSING FINANCE LIMITED,

Achraj tower, First floor, Katol road,

Rajnagar Sadar Nagpur-440013

Tel : 0712 – 2533460

Mobile: 9958884057

Internal

🤖 read: asks for the challan — “Please proceed for Chalan”

OL The NOI teamTYPED IN GMAIL
13 Oct, 16:38 · 1d ago

Team,

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Tue, 13 Oct 2026 at 16:16, Sandip Bhusari1 <
sandip.bhusari1@pnbhousing.com> wrote:

Dear Team,

Please proceed for Chalan 

Thanks & Regards

*SANDIP BHUSARI*

Area Sales Manager.

PNB HOUSING FINANCE LIMITED, 

Achraj tower, First floor, Katol road, 

Rajnagar Sadar Nagpur-440013 

Tel : 0712 – 2533460

Mobile: 9958884057

[image: Email Signature]

Internal

🤖 read: The NOI Coordinator is sending regards.

OL The NOI teamTYPED IN GMAIL
13 Oct, 16:39 · 1d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For noi filing we need a colour live

selfie photo of the applicants

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Tue, 13 Oct 2026 at 16:16, Sandip Bhusari1 <
sandip.bhusari1@pnbhousing.com> wrote:

Dear Team,

Please proceed for Chalan

Thanks & Regards

*SANDIP BHUSARI*

Area Sales Manager.

PNB HOUSING FINANCE LIMITED,

Achraj tower, First floor, Katol road,

Rajnagar Sadar Nagpur-440013

Tel : 0712 – 2533460

Mobile: 9958884057

[image: Email Signature]

Internal

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
13 Oct, 17:11 · 1d ago

📎 PRAKASH CHANDRABHAN AMBADE EchallanMH01193 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Tue, 13 Oct 2026 at 16:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a colour live
selfie photo of the applicants

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 13 Oct 2026 at 16:16, Sandip Bhusari1 < sandip.bhusari1@pnbhousing.com > wrote:

Dear Team,

Please proceed for Chalan

Thanks & Regards

SANDIP BHUSARI

Area Sales Manager.

PNB HOUSING FINANCE LIMITED,

Achraj tower, First floor, Katol road,

Rajnagar Sadar Nagpur-440013

Tel : 0712 – 2533460

Mobile: 9958884057

Internal

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	IMG-20261012-WA0012.jpg	filed	2d ago
Aadhaar card	IMG-20260909-WA0005.jpg	filed	2d ago
PAN card	IMG-20260909-WA0009.jpg	filed	2d ago
Sanction letter	DocScanner 13 Oct 2026 3-35 pm.pdf	filed	2d ago
PAN card	IMG-20260909-WA0003.jpg	filed	2d ago
Aadhaar card	IMG-20260909-WA0004.jpg	filed	2d ago
Aadhaar card	IMG_20261013_153703.jpg	filed	2d ago
Aadhaar card	IMG_20261013_153741.jpg	filed	2d ago
Other	image002.jpg	filed	2d ago
Other	image001.jpg	filed	2d ago
Other+ LSR (search report) inside+ Index II inside+ Sale deed inside+ MOTD inside	Death certificate (2).pdf	filed	2d ago
Paid challan (GRAS)	PRAKASH CHANDRABHAN AMBADE EchallanMH011930727202627E.pdf	filed	1d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹32,280.71

Where it stands
VERIFIED — money received

Screenshot claims
₹32,250 770211509504

Paid at
12 Oct 18:33:46

Verified on
13 Oct 16:17:05

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹15,460	₹15,000	₹320	₹1,500	₹32,280

By law ₹32,267. We ask ₹32,280 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

40 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Floor, Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 1), Mobile (person 2), Floor (person 2)

16 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Building (with wing), Property type (Open / Building / Open + Building), Carpet or built-up, Building (person 1), Floor (person 1), Flat / house no (person 1) …

✗ EzDocs found boxes that do NOT agree with the document (2d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Death certificate (2).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

⚠ not in the document

Floor

empty

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

खास नागपूर सुधार प्रन्यास व नागपूर महानगर पालिकेच्या हद्दीतील, मौजा - बाबुळखेडा, मौजा नंबर २७५, प. ह. नंबर ३९, थाक नंबर १८०, वार्ड नंबर १४, तह. जि. नागपूर येथील खसरा नंबर ८ मधील प्लॉट नंबर ३४ क्षेत्रफळ पुर्व-पश्चिम ५० फुट व उत्तर-दक्षिण ३० फुट याचे एकुण क्षेत्रफळ १५०० चौरस फुट (१३९.३५४ चौरस मीटर) आहे. कार्पोरेशन घर नं. ९५८, एरिया ताजनगर, पक्के बांधकाम, विहीर, नळ, विद्युत मिटरसह आहे. शीट नं. ८, सिटी सर्व्हे नं. ९८५.

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

DocScanner 13 Oct 2026 3-35 pm.pdf

as printed
PLOT NO 34, MOUZA BABULKHEDA, P. H NO 39 CORPORATION HOUSE NO 958 AREA TAJ NAGAR, WARD NO 14, KHASRA NO 8, NAGPUR, SHEET NO 8 CITY SURVEY NO 985 WARD NO 14, NAGPUR, MAHARASHTRA, INDIA, 440024

PIN
440024

the legal report (TSR)

Death certificate (2).pdf

as printed
khaasa naagapura sudhaara pranyaasa va naagapura mahaanagara paalikechyaa hadditila, maujaa - baabulakhedaa, maujaa nambara 275, pa. ha. nambara 39, thaaka nambara 180, vaarda nambara 14, taha. ji. naagapura yethila khasaraa nambara 8 madhila plota nambara 34 kshetraphala purva-pashchima 50 phuta va uttara-dakshina 30 phuta yaache ekuna kshetraphala 1500 chaurasa phuta (139.354 chaurasa mitara) aahe. yaamadhila dusaऱ्yaa majalyaavarila pakke baandhakaama purva-pashchima 38 phuta va uttara-dakshina 22.6 phuta ekuna kshetraphala 858.80 chaurasa phuta (79.79 chaurasa mitara) yaata eka hola, chaara ruma, vihira, nala saha asuna pahilyaa majalyaavarila purva-pashchima dishaa dharuna dakshinekadila ardhaa bhaaga pakke baandhakaama purva-pashchima 38 phuta va uttara-dakshina 11.3 phuta ekuna kshetraphala 429.40 chaurasa phuta (39.91 chaurasa mitara) aahe. korporeshana ghara nan. 958, eriyaa - taajanagara aahe. shita nan. 8 siti sarvhe nan. 985

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 34 CORPORATION HOUSE NO 958 P H NO 39 WARD NO 14 KHASRA NO 8 SHEET NO 8 CITY SURVEY NO 985

Locality/Road
AREA TAJ NAGAR MOUZA BABULKHEDA

Area/City
NAGPUR

check or correct a box, the papers beside it →

the legal report (TSR) also prints: 11, 139, 1500, 180, 22, 275, 3, 30, AAHE, ARDHAA, ASUNA, BAABULAKHEDAA, BAANDHAKAAMA, BHAAGA, CHAARA, CHAURASA, DAKSHINA, DAKSHINEKADILA

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	PRAKASH CHANDRABHAN AMBADE	AHFPA8842E	…3204
co_mortgagor	Ashok Chandrabhan Ambade	AJEPA9845L	…6481

All mail records (for Abhijit — safe to ignore)

Template	To	When
acknowledgement	sandip.bhusari1@pnbhousing.com	2d ago

What EzDocs read from each document — check anything marked in red

Aadhaar card IMG-20260909-WA0005.jpg needs your check

name
Ashok Chandrabhan Ambade

legible
True

aadhaar last4
6481

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': 'Ashok Chandrabhan Ambade', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '6481', 'quality_issue': None}

PAN card IMG-20260909-WA0009.jpg needs your check

dob
1971-07-08

pan
AHFPA8842E

name
PRAKASH CHANDRABHAN AMBADE

legible
True

father name
CHANDRABHAN NATTHUJI AMBADE

raw reading (for Abhijit)

{'dob': '1971-07-08', 'pan': 'AHFPA8842E', 'name': 'PRAKASH CHANDRABHAN AMBADE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'CHANDRABHAN NATTHUJI AMBADE', 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot IMG-20261012-WA0012.jpg needs your check

utr
770211509504

date
2026-10-12

time
18:10

amount
32250

method
UPI

payee upi
9892834356-2@okbizaxis

payee name
THINKBIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': '770211509504', 'date': '2026-10-12', 'time': '18:10', 'amount': 32250, 'method': 'UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Aadhaar card IMG-20260909-WA0004.jpg needs your check

address
pin: 440027; area: S/O Chandrabhan Ambade, NEAR MAJJIT, TAJ NAGAR; flat: PLOT NO.34; road: MANEWADA ROAD; state: Maharashtra; district: Nagpur; post_office: Parvati Nagar S.O.; Village: Nagpur

legible
True

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': {'pin': '440027', 'area': 'S/O Chandrabhan Ambade, NEAR MAJJIT, TAJ NAGAR', 'flat': 'PLOT NO.34', 'road': 'MANEWADA ROAD', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nagpur', 'post_office': 'Parvati Nagar S.O.', 'village_city': 'Nagpur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card IMG_20261013_153703.jpg needs your check

address
pin: 440027; area: plot no. 34, taj nagar, Bhagwan Nagar; road: manewada road; state: Maharashtra; building: ambade nivas; district: Nagpur; Village: Nagpur

legible
True

aadhaar last4
3204

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': {'pin': '440027', 'area': 'plot no. 34, taj nagar, Bhagwan Nagar', 'flat': None, 'road': 'manewada road', 'floor': None, 'state': 'Maharashtra', 'building': 'ambade nivas', 'district': 'Nagpur', 'post_office': None, 'village_city': 'Nagpur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3204', 'quality_issue': None}

Sanction letter DocScanner 13 Oct 2026 3-35 pm.pdf needs your check

lan
NHL/NAG/0826/5187203

legible
True

purpose
Non Housing Loan, Personal use

borrowers
{'name': 'PRAKASH CHANDRABHAN AMBADE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KARUNA PRAKASH AMBADE', 'role': 'co_applicant', 'label': 'Co-Applicant'}, {'name': 'ASHOK CHANDRABHAN AMBADE', 'role': 'co_appl

confidence
1

rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -3.65% = 9.50% per annum as on the date of execution of the loan agreement

loan amount
4999000

rate spread
-3.65

final amount
5149000

interest rate
9.5

sanction date
04-Sep-2026

letter version
6

reference rate
13.15

applicant email
pcambade0807@gmail.com

applicant names
PRAKASH CHANDRABHAN AMBADE, KARUNA PRAKASH AMBADE, ASHOK CHANDRABHAN AMBADE

printed altered
False

applicant mobile
9922908508

balance transfer
False

property address
pin: 440024; road: TAJ NAGAR; state: MAHARASHTRA; district: Nagpur; Address: PLOT NO 34, MOUZA BABULKHEDA, P. H NO 39 CORPORATION HOUSE NO 958 AREA TAJ NAGAR, WARD NO 14, KHASRA NO 8, Nagpur,, SHEET NO 8 CITY SURVEY

insurance premium
150000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
5149000

security address verbatim
PLOT NO 34, MOUZA BABULKHEDA, P. H NO 39 CORPORATION HOUSE NO 958 AREA TAJ NAGAR, WARD NO 14, KHASRA NO 8, Nagpur,, SHEET NO 8 CITY SURVEY NO 985 WARD NO 14, Nagpur, MAHARASHTRA, India, 440024

applicant address verbatim
S/O CHANDRABHAN AMBADE, AMBADE NIVAS PLOT NO 34 TAJ NAGAR, MANEWADA ROAD BHAGWAN NAGAR NAGPUR, ., Nagpur, MAHARASHTRA, 440027, India

raw reading (for Abhijit)

{'lan': 'NHL/NAG/0826/5187203', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'PRAKASH CHANDRABHAN AMBADE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KARUNA PRAKASH AMBADE', 'role': 'co_applicant', 'label': 'Co-Applicant'}, {'name': 'ASHOK CHANDRABHAN AMBADE', 'role': 'co_applicant', 'label': 'Co-Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -3.65% = 9.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 4999000, 'rate_spread': -3.65, 'final_amount': 5149000, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '04-Sep-2026', 'letter_version': '6', 'reference_rate': 13.15, 'applicant_email': 'pcambade0807@gmail.com', 'applicant_names': ['PRAKASH CHANDRABHAN AMBADE', 'KARUNA PRAKASH AMBADE', 'ASHOK CHANDRABHAN AMBADE'], 'printed_altered': False, 'applicant_mobile': '9922908508', 'balance_transfer': False, 'property_address': {'pin': '440024', 'road': 'TAJ NAGAR', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Nagpur', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO 34, MOUZA BABULKHEDA, P. H NO 39 CORPORATION HOUSE NO 958 AREA TAJ NAGAR, WARD NO 14, KHASRA NO 8, Nagpur,, SHEET NO 8 CITY SURVEY NO 985 WARD NO 14, Nagpur, MAHARASHTRA, India, 440024', 'village_city': 'BABULKHEDA', 'building_name': 'CORPORATION HOUSE NO 958', 'survey_or_cts_no': 'PLOT NO 34, P. H NO 39, KHASRA NO 8, SHEET NO 8, CITY SURVEY NO 985'}, 'insurance_premium': 150000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 5149000, 'security_address_verbatim': 'PLOT NO 34, MOUZA BABULKHEDA, P. H NO 39 CORPORATION HOUSE NO 958 AREA TAJ NAGAR, WARD NO 14, KHASRA NO 8, Nagpur,, SHEET NO 8 CITY SURVEY NO 985 WARD NO 14, Nagpur, MAHARASHTRA, India, 440024', 'applicant_address_verbatim': 'S/O CHANDRABHAN AMBADE, AMBADE NIVAS PLOT NO 34 TAJ NAGAR, MANEWADA ROAD BHAGWAN NAGAR NAGPUR, ., Nagpur, MAHARASHTRA, 440027, India'}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Aadhaar card IMG_20261013_153741.jpg needs your check

dob
1971-07-08

name
Prakash Chandrabhan Ambade

mobile
9922908508

legible
True

aadhaar last4
3204

raw reading (for Abhijit)

{'dob': '1971-07-08', 'pan': None, 'name': 'Prakash Chandrabhan Ambade', 'mobile': '9922908508', 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '3204', 'quality_issue': None}

Other image001.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

PAN card IMG-20260909-WA0003.jpg needs your check

dob
1969-06-18

pan
AJEPA9845L

name
ASHOK CHANDRABHAN AMBADE

legible
True

father name
CHANDRABHAN NATTHUJI AMBADE

raw reading (for Abhijit)

{'dob': '1969-06-18', 'pan': 'AJEPA9845L', 'name': 'ASHOK CHANDRABHAN AMBADE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'CHANDRABHAN NATTHUJI AMBADE', 'aadhaar_last4': None, 'quality_issue': None}

Other Death certificate (2).pdf needs your check

found
True

found in
Will (मृत्युपत्राचा लेख) - Registered Doc No. 803/2009

area sq m
119.7

paper for
report_id: Doc No. 803/2009; customer_name: Prakash Chandrabhan Ambade

confidence
0.95

reading486
property

property address
state: Maharashtra; taluka: Nagpur; Flat no: House No. 958, Plot No. 34; district: Nagpur; Floor: Second Floor and First Floor; landmark: Taj Nagar; Address: Plot No. 34, out of Khasra No. 8, Corporation House No

security address verbatim
खास नागपूर सुधार प्रन्यास व नागपूर महानगर पालिकेच्या हद्दीतील, मौजा - बाबुळखेडा, मौजा नंबर २७५, प. ह. नंबर ३९, थाक नंबर १८०, वार्ड नंबर १४, तह. जि. नागपूर येथील खसरा नंबर ८ मधील प्लॉट नंबर ३४ क्षेत्रफळ पूर्व-पश्चिम ५० फू

raw reading (for Abhijit)

{'found': True, 'found_in': 'Will (मृत्युपत्राचा लेख) - Registered Doc No. 803/2009', 'area_sq_m': 119.7, 'paper_for': {'loan_ref': None, 'report_id': 'Doc No. 803/2009', 'customer_name': 'Prakash Chandrabhan Ambade'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': 'Maharashtra', 'taluka': 'Nagpur', 'flat_no': 'House No. 958, Plot No. 34', 'district': 'Nagpur', 'floor_no': 'Second Floor and First Floor', 'landmark': 'Taj Nagar', 'full_address': 'Plot No. 34, out of Khasra No. 8, Corporation House No. 958, Taj Nagar, Mouza Babulkheda, Ward No. 14, Sheet No. 8, City Survey No. 985, Taluka & District Nagpur', 'village_city': 'Babulkheda', 'building_name': None, 'survey_or_cts_no': 'Khasra No. 8, Plot No. 34, Sheet No. 8, City Survey No. 985'}, 'security_address_verbatim': 'खास नागपूर सुधार प्रन्यास व नागपूर महानगर पालिकेच्या हद्दीतील, मौजा - बाबुळखेडा, मौजा नंबर २७५, प. ह. नंबर ३९, थाक नंबर १८०, वार्ड नंबर १४, तह. जि. नागपूर येथील खसरा नंबर ८ मधील प्लॉट नंबर ३४ क्षेत्रफळ पूर्व-पश्चिम ५० फूट व उत्तर-दक्षिण ३० फूट याचे एकूण क्षेत्रफळ १५०० चौरस फूट (१३९.३५४ चौरस मीटर) आहे. यामधील दुसऱ्या मजल्यावरील पक्के बांधकाम पूर्व-पश्चिम ३८ फूट व उत्तर-दक्षिण २२.६ फूट एकूण क्षेत्रफळ ८५८.८० चौरस फूट (७९.७९ चौरस मीटर) यात एक हॉल, चार रूम, विहीर, नळ सह असून पहिल्या मजल्यावरील पूर्व-पश्चिम दिशा धरून दक्षिणेकडील अर्धा भाग पक्के बांधकाम पूर्व-पश्चिम ३८ फूट व उत्तर-दक्षिण ११.३ फूट एकूण क्षेत्रफळ ४२९.४० चौरस फूट (३९.९१ चौरस मीटर) आहे. कॉर्पोरेशन घर नं. ९५८, एरिया - ताजनगर आहे. शीट नं. ८ सिटी सर्व्हे नं. ९८५'}

Other Death certificate (2).pdf needs your check

payments inside
payments: []

header doc number
803/2009

raw reading (for Abhijit)

{'payments_inside': {'payments': []}, 'header_doc_number': '803/2009'}

Paid challan (GRAS) PRAKASH CHANDRABHAN AMBADE EchallanMH011930727202627E.pdf needs your check

grn
MH011930727202627E

pin
440024

total
30460.0

article
6(1)

defaced
False

bank cin
03006172026101301242

district
NAGPUR

area city
NAGPUR MAHARASHTRA

payer pan
AHFXXXXXXE

flat block
PLOT NO 34 CORPORATION HOUSE NO 958 P H NO 39 WARD NO 14 KHASRA NO 8 SHEET NO 8 CITY SURVEY NO 985

payer name
PRAKASH CHANDRABHAN AMBADE

sro office
NGP8_JT NAGPUR NO 8 SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5149000

scheme rows
{'amount': 15460.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX8508

payment date
13/10/2026-17:08:29

road locality
AREA TAJ NAGAR MOUZA BABULKHEDA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
5149000

raw reading (for Abhijit)

{'grn': 'MH011930727202627E', 'pin': '440024', 'total': 30460.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101301242', 'district': 'NAGPUR', 'area_city': 'NAGPUR MAHARASHTRA', 'payer_pan': 'AHFXXXXXXE', 'flat_block': 'PLOT NO 34 CORPORATION HOUSE NO 958 P H NO 39 WARD NO 14 KHASRA NO 8 SHEET NO 8 CITY SURVEY NO 985', 'payer_name': 'PRAKASH CHANDRABHAN AMBADE', 'sro_office': 'NGP8_JT NAGPUR NO 8 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=5149000', 'scheme_rows': [{'amount': 15460.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8508', 'payment_date': '13/10/2026-17:08:29', 'road_locality': 'AREA TAJ NAGAR MOUZA BABULKHEDA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '5149000'}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 13 Oct, 16:39 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
1d ago	EzDocs	reader_efiling_verdict	{'fp': '9fe682ec4421a0f3', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but is empty.',
1d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AHxxxxxxXE — no paper on the
1d ago	the co-pilot	challan_numbers_from_reading	{'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'DocScanner 13 Oct 2026 3-35 pm.pdf', 'from': 'the sanction letter',
1d ago	EzDocs	title_doc_on_case_filing_open	{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Death certificate (2).pdf', 'kind': 'index2'}
1d ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'PRAKASH CHANDRABHAN AMBADE EchallanMH011930727202627E.pdf', '
1d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'PRAKASH CHANDRABHAN
1d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'NGP8_JT NAGPUR NO 8 SUB REGISTRAR', 'district': 'NAGPUR'}
1d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011930727202627E', 'file': 'PRAKASH CHANDRABHAN AMBADE EchallanMH011930727202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
1d ago	EzDocs	challan_extracted	{'grn': 'MH011930727202627E', 'file': 'PRAKASH CHANDRABHAN AMBADE EchallanMH011930727202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 30460.0}
1d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '506338', 'lessons': [{'box': 'Office', 'words': 'Office: the team typed NGP8_
1d ago	SANDEEP	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
1d ago	EzDocs	quoted_history_checked	{}
1d ago	EzDocs	extra_challan_scanned	{'found': 0}
1d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
1d ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03463'}
1d ago	the co-pilot	challan_numbers_from_reading	{'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'DocScanner 13 Oct 2026 3-35 pm.pdf', 'from': 'the sanction letter',
1d ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': 'The typed Property box 1 and Property box 2 match the main paper (Sanction Letter) and the
1d ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03463'}
1d ago	EzDocs	challan_boxes_composed	{'fp': 'ca2ef9eafc09d5f7', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'PLOT NO 34 CORPORATION HOUSE NO
2d ago	EzDocs	index2_docno_read	{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'Death certificate (2).pdf', 'doc_id': 'f173e4f0-b044-4d0f-ab7a-19b9c289b713', 'he
2d ago	EzDocs	reader_home_address	{'fp': 'e4a260f60167b844', 'from': 'the sanction letter (DocScanner 13 Oct 2026 3-35 pm.pdf)', 'home': {'pin': '440027', 'area': 'TAJ NAGAR BHAGWAN NAGAR', 'flat': 'PLOT NO 34', 'road': 'MANEWADA ROAD', 'state': 'MAHARAS
2d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['Death certificate (2).pdf', 'DocScanner 13 Oct 2026 3-35 pm.pdf', 'IMG-20260909-WA0005.jpg', 'IMG-20260909-WA0004.jpg', 'IMG_20261013_153703.jpg', 'IMG_20261013_153741.jpg', 'I
2d ago	EzDocs	address_compared	{'sig': '167e3f6d1bf63415', 'why': 'after gather', 'people': [{'home': '34, NIVAS, TAJ NAGAR, MANEWADA ROAD, BHAGWAN NAGAR, Nagpur, Nagpur, 440027', 'person': 'PRAKASH CHANDRABHAN AMBADE', 'against': [{'src': 'sanction_l
2d ago	EzDocs	challan_boxes_composed	{'fp': 'ca2ef9eafc09d5f7', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'PLOT NO 34 P H NO 39 CORPORATION
2d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-13T10:47:58', 'why': 'reading', 'open': 16, 'mails': [{'at': '2026-10-13 10:45', 'id': '1a134ded5ebdb6bb', 'from': 'branch', 'gist': 'The branch asks the team to proceed for the challan.', 'subj
2d ago	EzDocs	branch_from_reading501	{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'NAGPUR'}
2d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'e39376a682536462', 'docs': ['Death certificate (2).pdf', 'DocScanner 13 Oct 2026 3-35 pm.pdf', 'IMG-20260909-WA0005.jpg', 'IMG-20260909-WA0004.jpg', 'IMG_20261013_153703.jpg', 'IMG_20261013_153741.
2d ago	EzDocs	pages_trimmed480	{'of': 18, 'why': "a long paper's pages that carry the facts go to EzDocs; the rest (photos, annexures) do not", 'file': 'Death certificate (2).pdf', 'kept': [1, 2, 3, 4, 5, 6, 7, 8], 'doc_id': 'f173e4f0-b044-4d0f-ab
2d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': "the

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Applicant's Selfie / Photo

Money

₹32,250 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered