⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Dnyaneshwar Janardhan Jadhav
LAN HOU/ARNG/0626/5122949Loan ₹18,90,000NOIMails & papers 6 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
29 Sep, 17:03
Documents
Payment
Challan
done 29 Sep, 17:56 · GRAS ↗
Filing
took 10d 19h · IGR e-filing ↗
E-filing copy
done 10 Oct, 13:00
Index II
waiting 3d 9h
their moveIndex II pending · the trail says: The team has received the documents and payment, and has shared the challan. The team is waiting for the branch to send the Index II copy.whole case so far 14d 5h
Needs your eyes1
2 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
10 Oct5 things
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990910260471.pdf
7 Oct19 things — 1 document received · 1 letter written · 17 steps
The branch's title document is on the case — the filing is the NOI team's move
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
documents read together
property self check
property from index2
index2 people checked
index2 extra purchaser
property english extracted
index2 people checked
index2 extra purchaser
index2 pan differs
Index II (title document) received from the branch
Received: Index II
SKM_226i26100720020.pdf
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02862 | HOU/ARNG/0626/5122949
An old draft withdrew itself — its asks were already answered
2 Oct1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02862 | HOU/ARNG/0626/5122949
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
29 Sep165 things — 4 documents received · 4 letters written · 2 cautions · 155 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
EzDocs read the whole trail as one conversation — where the case stands is on the page
property self check
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
DNYANESHWAR JANARDHAN JADHAV EchallanMH011093326202627E.pdf
An old draft withdrew itself — its asks were already answered
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
copilot check ok — by copilot
EzDocs read the whole trail as one conversation — where the case stands is on the page
whole file hold — by copilot
challan boxes from reading — by copilot
challan boxes by rules
reader mail addition — by ezdocs:reader
reader mail addition — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
quoted history checked
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
extra challan scanned
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
Nothing new to ask for — stayed quiet
stuck after payment healed
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
DNYANESHWAR JANARDHAN JADHAV - HOU/ARNG/0626/5122949
case read — by ezdocs:reader
Nothing new to ask for — stayed quiet
stuck after payment healed
Wrote the document chase mail — held, silent mode
DNYANESHWAR JANARDHAN JADHAV - HOU/ARNG/0626/5122949
boxes gathered
challan boxes by rules
money settled — by ezdocs:reader
Nothing new to ask for — stayed quiet
stuck after payment healed
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
property numbers completed
documents read together
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
screenshot claim recorded
Nothing new to ask for — stayed quiet
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
mortgage date read
motd secured amount
roles from letter
money settled — by ezdocs:reader
Property read from the legal / technical report (the sanction letter had none)
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
Received: other
image002.jpg
Received: other
image001.jpg
Received: Sanction letter
jadhav noi.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
9 of 10 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
Applicant's Aadhaar Card — still needed
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 6 files
The file, as the engine remembers it10 open
The file is for Dnyaneshwar Janardhan Jadhav and co-applicant Megha Dnyaneshwar Jadhav for a row house mortgage in Aurangabad. However, the official GRAS paid challan is missing (only a UPI screenshot to an agency is attached) and the exact area of the row house is not stated on any document.
○the Aadhaar — the branch
○DNYANESHWAR JANARDHAN JADHAV — home building — the branch
○DNYANESHWAR JANARDHAN JADHAV — home flat — the branch
○DNYANESHWAR JANARDHAN JADHAV — home road — the branch
○DNYANESHWAR JANARDHAN JADHAV — home PIN — the branch
○DNYANESHWAR JANARDHAN JADHAV — home village / city — the branch
○property — building — the branch
○property — floor — the branch
✗the papers disagree on Missing GRAS paid challan (the payment screenshot: Payment of 16,920 to THINK BIGZ INITIATIVE PVT LTD) — a person — Ask the branch to send the official GRAS e-challan (MTR-6) showing the GRN.
✗the papers disagree on Property area is missing (the sanction letter: Area blank) — a person — Ask the branch to provide the technical report or title deed to confirm the exact carpet/built-up area of the row house.
?unsure of Area Value — The property papers do not specify the area of the row house
the branch's last mail (2026-10-07): The bank is sending an email with attachments. · brought: Index II document
read once, kept; every new mail and paper is read against this note · kept 2026-10-07T12:15 UTC
Moneyall of it is in
₹16,960.05
Reached our account 29 Sep 15:43:38.
How we know
Our own bank told us — 29 Sep 15:43
₹16,920 · UTR 296885596929 · from JD-HDFCBN-S
“Successful! You have received Rs. 16920.00 via HDFC Bank SmartHub Vyapar from DNYANESHWA . RRN-296885596929 , Check: https://1.hdfc.bank.in/HDFCBK/s/oq4WKGlP”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · counted full inside our buffer
The working
Stamp duty 0.3%5,680
Registration fee 0.5%9,460
Government handling320
Our service fee1,500
Total we ask for16,960.05
By law ₹16,940. We ask ₹16,960 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
08, GAT, 335, Kumbhephal, 431001
read from the Index II · e-filing boxes 30 of 34 ready
Check the property →the boxes beside the paper
People
DNYANESHWAR JANARDHAN JADHAV · applicantBVRPJ0416N
rendered in 2.10 s · 116 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f