Cases / NOI-2026-03743
Ganesh Lalbahadur Thapa
LAN HOU/PM/0926/5217243
Challan paid · waiting on the branch
Waiting for the Index IIAll documentsMails & papers 4Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
7 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓PAN cardopen
✓Aadhaar cardopen
✓Sanction letteropen
✓A mail's picture (a signature logo, a banner) — not a paperopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (10)A label is wrong? Fix it under All documents.
MoneyAll of it is in
₹15,070.94CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹15,131 receivedthe receipt's amount and minute agree
Stamp duty 0.3%4,970
Registration fee 0.5%8,280
Government handling320
Our service fee1,500.94
Total we ask for15,070.94
the branch’s receipt claims ₹15,131
paid 17:49:09 · verified 18:22:05 · 32 min later
How we know
Our own bank told us — 17:49
₹15,131 · UTR 131444303625 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.15131.00 17-10-2026 17:49:09 by GANESH L thru UPI. Aval Bal Rs.108194.85 CR. (UPI Ref ID:131444303625) -PNB”
Matched by: the screenshot's amount AND its minute agree with this credit
By law ₹15,050. We ask ₹15,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 47 minour time · 19:08
Index II —not yet
the NOI team 2 h 32 mintotal 2 h 32 min so far
Now with the NOI team — e-filing on IGR
since 19:08 — 1 h 45 min of working time
Day by day — every step and who held it
18:20Your branch's mail
18:20Payment landedat once
18:21Papers read+1 min · the NOI team
18:21Property readat once
18:22Fee quotedat once
18:22Payment verifiedat once
18:22Ready for the challanat once
19:08Challan made+46 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹16,53,750
Loan account no.
HOU/PM/0926/5217243
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
Area is empty — the portal will not take a blank.
See the boxes — read from the sanction letter
District
PUNE
Taluka
Khed
Village
Chakan
Number type
GAT
Number
1407, SAI RATNA, CHAKAN, PUNE, NA, MAHARASHTRA, INDIA, 410501
Building
Sai Ratna
Floor
2nd Floor
Flat / shop no
7
Area
(empty)
Hadd
Chakan
Read from the sanction letter, not the Index II. sanction letter.pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 2h ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• 13 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road
• Build Up Area not on file — read it off the Index II / sale deed
• check — property second number: EzDocs (reading the whole file) (sanction letter) says none — the reading names one kind of number; the case holds 1407
• changed — building name: the case held SAI RATNA; filled SAI RATNA B WING — EzDocs (reading the whole file), from sanction letter, reads it so
• changed — Survey No / Attribute 1: the case held 1407, SAI RATNA, CHAKAN, PUNE, NA, MAHARASHTRA, INDIA, 410501 · 1407; filled 1407 — sanction letter prints these numbers for this property — every one, each with its own word; the portal's two boxes carry them all
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 2h ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012265232202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
PB
pavan.badgujar@phfl.com phfl.com
17 Oct, 18:20 · 2h ago THE FIRST MAIL — how this case began
17 Oct, 18:20 · 2h ago THE FIRST MAIL — how this case began
Kindly initiate NOI challan in case of :- GANESH LALBAHADUR THAPA - HOU/PM/0926/5217243
📎 PHOTO-2026-10-17-16-10-56.jpg↗📎 DocScanner 17 Oct 2026 6-15 pm.pdf↗📎 Updated Aadhar Ganesh.pdf↗📎 DocScanner 17 Oct 2026 6-16 pm.pdf↗📎 DocScanner 17 Oct 2026 4-57 pm.pdf↗📎 PHOTO-2026-10-17-16-10-55.jpg↗📎 sanction letter.pdf↗📎 PHOTO-2026-10-17-17-49-38.jpg↗📎 image001.png↗
Dear team,
Kindly initiate NOI challan in captioned case.
Thanks & Regards
Pavan Badgujar
Team Leader
Mobile: 8600596763
🤖 read: asks for the challan; documents attached — “Kindly initiate NOI challan in captioned case.”
OL
The NOI teamTYPED IN GMAIL
17 Oct, 19:03 · 1h ago
17 Oct, 19:03 · 1h ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Sat, 17 Oct 2026 at 18:21, Pavan Haridas Badgujar <
pavan.badgujar@phfl.com> wrote:
Dear team,
Kindly initiate NOI challan in captioned case.
*Thanks & Regards*
Pavan Badgujar
Team Leader
* Mobile: 8600596763*
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
17 Oct, 19:10 · 1h ago
17 Oct, 19:10 · 1h ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sat, 17 Oct 2026 at 19:03, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 17 Oct 2026 at 18:21, Pavan Haridas Badgujar < pavan.badgujar@phfl.com > wrote:
Dear team,
Kindly initiate NOI challan in captioned case.
Thanks & Regards
Pavan Badgujar
Team Leader
Mobile: 8600596763
🤖 read: challan shared ✓ — “PFA challan for your reference.”
SS
sandeep.shinde@pnbhousing.com pnbhousing.com
17 Oct, 19:11 · 1h ago
17 Oct, 19:11 · 1h ago
ATS yet to be execute
Kindly share the challan
Internal
earlier mails quoted below
From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: 17 October 2026 07:04 PM
To: Pavan Haridas Badgujar <pavan.badgujar@phfl.com>
Cc: pimpri <pimpri@pnbhousing.com>; Sandeep Shinde <sandeep.shinde@pnbhousing.com>; Nelvin Varghese <nelvin.varghese@pnbhousing.com>; Pratik Vasant Savvalakhe <pratik.savvalakhe@phfl.com>; Sanchit Sanjay Pokhare <sanchit.pokhare@phfl.com>
Subject: Re: Kindly initiate NOI challan in case of :- GANESH LALBAHADUR THAPA - HOU/PM/0926/5217243
Exercise Secured by Check Point
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Sat, 17 Oct 2026 at 18:21, Pavan Haridas Badgujar <pavan.badgujar@phfl.com<mailto:pavan.badgujar@phfl.com>> wrote:
Dear team,
Kindly initiate NOI challan in captioned case.
Thanks & Regards
Pavan Badgujar
Team Leader
Mobile: 8600596763
[cid:image001.png@01DD5E6B.33EB1960]
🤖 read: asks for the challan — “Kindly share the challan”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | PHOTO-2026-10-17-16-10-56.jpg | filed | 2h ago |
| PAN card | DocScanner 17 Oct 2026 6-15 pm.pdf | filed | 2h ago |
| Aadhaar card+ PAN card inside | Updated Aadhar Ganesh.pdf | filed | 2h ago |
| PAN card | DocScanner 17 Oct 2026 6-16 pm.pdf | filed | 2h ago |
| Aadhaar card | DocScanner 17 Oct 2026 4-57 pm.pdf | filed | 2h ago |
| Selfie / photo | PHOTO-2026-10-17-16-10-55.jpg | filed | 2h ago |
| Sanction letter | sanction letter.pdf | filed | 2h ago |
| Payment screenshot | PHOTO-2026-10-17-17-49-38.jpg | filed | 2h ago |
| A mail's picture (a signature logo, a banner) — not a paper | image001.png | filed | 2h ago |
| Paid challan (GRAS) | GANESH LALBAHADUR THAP EchallanMH012265232202627E.pdf | filed | 1h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹15,070.94
₹15,070.94
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹15,131
₹15,131
Paid at
17:49:09
17:49:09
Verified on
18:22:05
18:22:05
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹4,970 | ₹8,280 | ₹320 | ₹1,500 | ₹15,070 |
By law ₹15,050. We ask ₹15,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
40 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, Floor (person 2)
18 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✓ EzDocs checked every box against the document’s own words 2h ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
sanction letter.pdf
as printed
FLAT NO 7, B-WING, 2ND FLOOR, GAT NO 1407, GAT.NO. 1407, SAI RATNA, CHAKAN, PUNE, PUNE, NA, PUNE, MAHARASHTRA, INDIA, 410501
FLAT NO 7, B-WING, 2ND FLOOR, GAT NO 1407, GAT.NO. 1407, SAI RATNA, CHAKAN, PUNE, PUNE, NA, PUNE, MAHARASHTRA, INDIA, 410501
PIN
410501
410501
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 7 B-WING 2ND FLOOR GAT NO 1407 SAI RATNA CHAKAN PUNE NA MAHARASHTRA
FLAT NO 7 B-WING 2ND FLOOR GAT NO 1407 SAI RATNA CHAKAN PUNE NA MAHARASHTRA
Locality/Road
Area/City
PUNE
check or correct a box, the papers beside it →PUNE
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | GANESH LALBAHADUR THAPA | AXYPT9398R | …1218 |
| mortgagor | HINA GANESH THAPA | CJOPT0420N | …1752 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | pavan.badgujar@phfl.com | 2h ago |
What EzDocs read from each document — check anything marked in red
Selfie / photo PHOTO-2026-10-17-16-10-56.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.9
0.9
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}PAN card DocScanner 17 Oct 2026 6-15 pm.pdf needs your check
dob
1995-06-23
1995-06-23
pan
AXYPT9398R
AXYPT9398R
name
GANESH LALBAHADUR THAPA
GANESH LALBAHADUR THAPA
legible
True
True
father name
LALBAHADUR THAPA
LALBAHADUR THAPA
raw reading (for Abhijit)
{'dob': '1995-06-23', 'pan': 'AXYPT9398R', 'name': 'GANESH LALBAHADUR THAPA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'LALBAHADUR THAPA', 'aadhaar_last4': None, 'quality_issue': None}Selfie / photo PHOTO-2026-10-17-16-10-55.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.9
0.9
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'quality_issue': None}Aadhaar card Updated Aadhar Ganesh.pdf needs your check
dob
1995-06-23
1995-06-23
name
Ganesh Lalbahadur Thapa
Ganesh Lalbahadur Thapa
mobile
7507033767
7507033767
address
pin: 410501; area: Near Sangram Durg Fort; road: Bhujbal Ali; state: Maharashtra; building: Gyanada Residency; district: Pune; post_office: Chakan; Village: Chakan
pin: 410501; area: Near Sangram Durg Fort; road: Bhujbal Ali; state: Maharashtra; building: Gyanada Residency; district: Pune; post_office: Chakan; Village: Chakan
legible
True
True
aadhaar last4
1218
1218
raw reading (for Abhijit)
{'dob': '1995-06-23', 'pan': None, 'name': 'Ganesh Lalbahadur Thapa', 'mobile': '7507033767', 'address': {'pin': '410501', 'area': 'Near Sangram Durg Fort', 'flat': None, 'road': 'Bhujbal Ali', 'floor': None, 'state': 'Maharashtra', 'building': 'Gyanada Residency', 'district': 'Pune', 'post_office': 'Chakan', 'village_city': 'Chakan'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1218', 'quality_issue': None}PAN card DocScanner 17 Oct 2026 6-16 pm.pdf needs your check
dob
2000-05-10
2000-05-10
pan
CJOPT0420N
CJOPT0420N
name
HINA GANESH THAPA
HINA GANESH THAPA
legible
True
True
father name
RAJARAM CHAUDHARI
RAJARAM CHAUDHARI
raw reading (for Abhijit)
{'dob': '2000-05-10', 'pan': 'CJOPT0420N', 'name': 'HINA GANESH THAPA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAJARAM CHAUDHARI', 'aadhaar_last4': None, 'quality_issue': None}Aadhaar card DocScanner 17 Oct 2026 4-57 pm.pdf needs your check
dob
2000-05-10
2000-05-10
name
HINA GANESH THAPA
HINA GANESH THAPA
mobile
7507033767
7507033767
address
pin: 410501; area: NEAR FORT, BHUJBAL ALI, CHAKAN; state: Maharashtra; building: DNYANDA RESIDENCY; district: Pune; post_office: Chakan; Village: CHAKAN
pin: 410501; area: NEAR FORT, BHUJBAL ALI, CHAKAN; state: Maharashtra; building: DNYANDA RESIDENCY; district: Pune; post_office: Chakan; Village: CHAKAN
legible
True
True
aadhaar last4
1752
1752
raw reading (for Abhijit)
{'dob': '2000-05-10', 'pan': None, 'name': 'HINA GANESH THAPA', 'mobile': '7507033767', 'address': {'pin': '410501', 'area': 'NEAR FORT, BHUJBAL ALI, CHAKAN', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'DNYANDA RESIDENCY', 'district': 'Pune', 'post_office': 'Chakan', 'village_city': 'CHAKAN'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1752', 'quality_issue': None}Aadhaar card Updated Aadhar Ganesh.pdf needs your check
dob
1995-06-23
1995-06-23
name
Ganesh Lalbahadur Thapa
Ganesh Lalbahadur Thapa
mobile
7507033767
7507033767
address
pin: 410501; area: Bhujbal Ali, Chakan; road: Near Sangram Durg Fort; state: Maharashtra; building: Gyanada Residency; district: Pune; Village: Chakan
pin: 410501; area: Bhujbal Ali, Chakan; road: Near Sangram Durg Fort; state: Maharashtra; building: Gyanada Residency; district: Pune; Village: Chakan
legible
True
True
aadhaar last4
1218
1218
raw reading (for Abhijit)
{'dob': '1995-06-23', 'pan': None, 'name': 'Ganesh Lalbahadur Thapa', 'mobile': '7507033767', 'address': {'pin': '410501', 'area': 'Bhujbal Ali, Chakan', 'flat': None, 'road': 'Near Sangram Durg Fort', 'floor': None, 'state': 'Maharashtra', 'building': 'Gyanada Residency', 'district': 'Pune', 'post_office': None, 'village_city': 'Chakan'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1218', 'quality_issue': None}Payment screenshot PHOTO-2026-10-17-17-49-38.jpg needs your check
date
2026-10-17
2026-10-17
time
17:49
17:49
amount
15131
15131
method
UPI
UPI
payee name
THINKBIGZ INITIATIVE PRIVATE LIMITED
THINKBIGZ INITIATIVE PRIVATE LIMITED
raw reading (for Abhijit)
{'utr': None, 'date': '2026-10-17', 'time': '17:49', 'amount': 15131, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'payer_name': None, 'debit_notification_text': None}Sanction letter sanction letter.pdf needs your check
lan
HOU/PM/0926/5217243
HOU/PM/0926/5217243
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'GANESH LALBAHADUR THAPA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'HINA GANESH THAPA', 'role': 'applicant', 'label': 'Applicant'}
{'name': 'GANESH LALBAHADUR THAPA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'HINA GANESH THAPA', 'role': 'applicant', 'label': 'Applicant'}
confidence
1.0
1.0
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.95% = 8.20% per annum as on the date of execution of the loan agreement
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.95% = 8.20% per annum as on the date of execution of the loan agreement
loan amount
1575000.0
1575000.0
rate spread
-4.95
-4.95
final amount
1653750.0
1653750.0
interest rate
8.2
8.2
sanction date
10-Sep-2026
10-Sep-2026
letter version
4
4
reference rate
13.15
13.15
applicant email
thapa.ganesh750@gmail.com
thapa.ganesh750@gmail.com
applicant names
GANESH LALBAHADUR THAPA, HINA GANESH THAPA
GANESH LALBAHADUR THAPA, HINA GANESH THAPA
printed altered
False
False
applicant mobile
7507033767
7507033767
balance transfer
False
False
property address
pin: 410501; state: MAHARASHTRA; Flat no: 7; district: PUNE; Floor: 2nd Floor; Address: Flat no 7, B-wing, 2nd Floor, Gat no 1407, Sai Ratna, Chakan, PUNE, Pune, NA, Pune, MAHARASHTRA, India, 410501; Village
pin: 410501; state: MAHARASHTRA; Flat no: 7; district: PUNE; Floor: 2nd Floor; Address: Flat no 7, B-wing, 2nd Floor, Gat no 1407, Sai Ratna, Chakan, PUNE, Pune, NA, Pune, MAHARASHTRA, India, 410501; Village
insurance premium
78750.0
78750.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
1653750.0
1653750.0
security address verbatim
Flat no 7, B-wing, 2nd Floor, Gat no 1407, Gat.no. 1407, Sai Ratna, Chakan, PUNE, Pune, NA, Pune, MAHARASHTRA, India, 410501
Flat no 7, B-wing, 2nd Floor, Gat no 1407, Gat.no. 1407, Sai Ratna, Chakan, PUNE, Pune, NA, Pune, MAHARASHTRA, India, 410501
applicant address verbatim
FLAT NO.B3, GYANADA RESIDENCY, BHUJBAL ALI,CHAKAN, ., Khed, MAHARASHTRA, 410501, India
FLAT NO.B3, GYANADA RESIDENCY, BHUJBAL ALI,CHAKAN, ., Khed, MAHARASHTRA, 410501, India
raw reading (for Abhijit)
{'lan': 'HOU/PM/0926/5217243', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'GANESH LALBAHADUR THAPA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'HINA GANESH THAPA', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -4.95% = 8.20% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1575000.0, 'rate_spread': -4.95, 'final_amount': 1653750.0, 'interest_rate': 8.2, 'quality_issue': None, 'sanction_date': '10-Sep-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'thapa.ganesh750@gmail.com', 'applicant_names': ['GANESH LALBAHADUR THAPA', 'HINA GANESH THAPA'], 'printed_altered': False, 'applicant_mobile': '7507033767', 'balance_transfer': False, 'property_address': {'pin': '410501', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '7', 'district': 'PUNE', 'floor_no': '2nd Floor', 'landmark': None, 'full_address': 'Flat no 7, B-wing, 2nd Floor, Gat no 1407, Sai Ratna, Chakan, PUNE, Pune, NA, Pune, MAHARASHTRA, India, 410501', 'village_city': 'Chakan', 'building_name': 'Sai Ratna', 'survey_or_cts_no': 'Gat no 1407, Gat.no. 1407'}, 'insurance_premium': 78750.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1653750.0, 'security_address_verbatim': 'Flat no 7, B-wing, 2nd Floor, Gat no 1407, Gat.no. 1407, Sai Ratna, Chakan, PUNE, Pune, NA, Pune, MAHARASHTRA, India, 410501', 'applicant_address_verbatim': 'FLAT NO.B3, GYANADA RESIDENCY, BHUJBAL ALI,CHAKAN, ., Khed, MAHARASHTRA, 410501, India'}Paid challan (GRAS) GANESH LALBAHADUR THAP EchallanMH012265232202627E.pdf needs your check
grn
MH012265232202627E
MH012265232202627E
pin
410501
410501
total
13250
13250
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026101701381
03006172026101701381
district
PUNE
PUNE
area city
PUNE
PUNE
payer pan
AXYXXXXXXR
AXYXXXXXXR
flat block
FLAT NO 7 2ND FLOOR B WING SAI RATNA
FLAT NO 7 2ND FLOOR B WING SAI RATNA
payer name
GANESH LALBAHADUR THAPA
GANESH LALBAHADUR THAPA
sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR
HVL22_HAVELI 22 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1653750
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1653750
scheme rows
{'amount': 4970, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8280, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 4970, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8280, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX3767
XXXXXX3767
payment date
17/10/2026-19:08:32
17/10/2026-19:08:32
road locality
CHAKAN PUNE MAHARASHTRA
CHAKAN PUNE MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
1653750
1653750
raw reading (for Abhijit)
{'grn': 'MH012265232202627E', 'pin': '410501', 'total': 13250, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101701381', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'AXYXXXXXXR', 'flat_block': 'FLAT NO 7 2ND FLOOR B WING SAI RATNA', 'payer_name': 'GANESH LALBAHADUR THAPA', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1653750', 'scheme_rows': [{'amount': 4970, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8280, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3767', 'payment_date': '17/10/2026-19:08:32', 'road_locality': 'CHAKAN PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1653750'}Technical record (for Abhijit — safe to ignore)
| 52m ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-17T14:30:55', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-10-17 12:50', 'id': '1a149ead378a956a', 'from': 'branch', 'gist': 'The branch asks the team to initiate the NOI challan for the cap |
| 52m ago | EzDocs | mail_against_file490 | {'at': '2026-10-17T14:30:55', 'asks': ['Kindly share the challan'], 'gist': 'The branch states that the Agreement to Sale is yet to be executed and asks for the challan.', 'next': 'Send the challan to the branch.', 'brou |
| 52m ago | EzDocs | half_read_mail_reread | {'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com', |
| 1h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-17T13:42:15', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-10-17 12:50', 'id': '1a149ead378a956a', 'from': 'branch', 'gist': 'The branch asks the team to initiate the NOI challan for the cap |
| 1h ago | EzDocs | mail_against_file490 | {'at': '2026-10-17T13:42:15', 'asks': ['share the challan'], 'gist': 'The branch states that the Agreement to Sale is yet to be executed and asks for the challan.', 'next': 'We must prepare the challan.', 'brought |
| 1h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '382d3ce4-0334-4ce9-8ba5-5da851fddf5f'} |
| 1h ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '552561', 'lessons': [{'box': 'Property box 1', 'words': "Property box 1: the |
| 1h ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 1h ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'GANESH LALBAHADUR THAP EchallanMH012265232202627E.pdf', 'kind |
| 1h ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'GANESH LALBAHADUR T |
| 1h ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'district': 'PUNE'} |
| 1h ago | EzDocs | challan_verified_against_case | {'grn': 'MH012265232202627E', 'file': 'GANESH LALBAHADUR THAP EchallanMH012265232202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 1h ago | EzDocs | challan_extracted | {'grn': 'MH012265232202627E', 'file': 'GANESH LALBAHADUR THAP EchallanMH012265232202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 13250} |
| 1h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 17 Oct, 19:03 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 1h ago | SANDEEP | copilot_edit | {'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 1h ago | EzDocs | quoted_history_checked | {} |
| 1h ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []} |
| 1h ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03743'} |
| 1h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 1h ago | EzDocs | challan_boxes_by_rules | {'fp': '40caafdc45b2c044', 'why': 'box 1 lost a number the case holds (410501)', 'anew': 'first'} |
| 1h ago | EzDocs | reader_mail_addition | {'fp': '37cc2425fe7d5059', 'add': {}, 'why': "The mail does not add any property details that are missing from the paper's address.", 'asked': True, 'quote': '', 'same_property': True} |
| 2h ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'trigger': 'quick sweep'} |
| 2h ago | EzDocs | reader_home_address | {'fp': 'c8e14eaf31ea7bab', 'from': 'the sanction letter (sanction letter.pdf)', 'home': {'pin': '410501', 'area': 'CHAKAN', 'flat': 'FLAT NO.B3', 'road': 'BHUJBAL ALI', 'state': 'MAHARASHTRA', 'building': 'GYANADA RESIDE |
| 2h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-17T12:52:51', 'why': 'reading', 'open': 6, 'mails': [{'at': '2026-10-17 12:50', 'id': '1a149ead378a956a', 'from': 'branch', 'gist': 'The branch asks the team to initiate the NOI challan for the |
| 2h ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'PIMPRI CHINCHWAD'} |
| 2h ago | EzDocs | case_read | {'how': 'uri', 'tag': 'dc0215f1ecbb88ff', 'docs': ['sanction letter.pdf', 'Updated Aadhar Ganesh.pdf', 'DocScanner 17 Oct 2026 4-57\u202fpm.pdf', 'DocScanner 17 Oct 2026 6-15\u202fpm.pdf', 'DocScanner 17 Oct 2026 6-16\u2 |
| 2h ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['sanction letter.pdf', 'Updated Aadhar Ganesh.pdf', 'DocScanner 17 Oct 2026 4-57\u202fpm.pdf', 'DocScanner 17 Oct 2026 6-15\u202fpm.pdf', 'DocScanner 17 Oct 2026 6-16\u202fpm.pd |
| 2h ago | EzDocs | address_compared | {'sig': '437bbccf8a0b8bc6', 'why': 'after gather', 'people': [{'home': 'B3, B3, Gyanada Residency, Bhujbal Ali, Near Sangram Durg Fort, Chakan, Pune, 410501', 'person': 'GANESH LALBAHADUR THAPA', 'against': [{'src': 'san |
| 2h ago | EzDocs | challan_boxes_by_rules | {'fp': '40caafdc45b2c044', 'why': 'box 1 lost a number the case holds (410501)', 'anew': 'first'} |
| 2h ago | EzDocs | box_disagreement | {'box': 'property.Building', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Sai Ratna', 'page': 1, 'p |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹15,131 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Today · 17 Oct35 things
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
GANESH LALBAHADUR THAP EchallanMH012265232202627E.pdf
An old draft withdrew itself — its asks were already answered
SANDEEP pressed Proceed on the challan — what was changed is kept
EzDocs took 42 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole file
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
Re: Kindly initiate NOI challan in case of :- GANESH LALBAHADUR THAPA - HOU/PM/0926/5217243
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
The loan amount was worked out from the papers
Property address read from the sanction letter
Payment proof arrived before the case was quoted — held
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: logo
image001.png
Received: Payment screenshot
PHOTO-2026-10-17-17-49-38.jpg
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Co-applicant added
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: Sanction letter
sanction letter.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
PHOTO-2026-10-17-16-10-55.jpg
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Aadhaar
DocScanner 17 Oct 2026 4-57 pm.pdf
Received: PAN card
DocScanner 17 Oct 2026 6-16 pm.pdf
Received: Aadhaar
Updated Aadhar Ganesh.pdf
Received: PAN card
DocScanner 17 Oct 2026 6-15 pm.pdf
Received: Selfie
PHOTO-2026-10-17-16-10-56.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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