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Cases/NOI-2026-03546

Smita Radhesham Soni

PNB_HFLLAN NHL/NSK/1026/5239417Loan ₹15,65,000NOI
Waiting for the Index IIMails & papers 3

Correct a detail

Payment seen with your own eyes

A note for the history

Undo a verification

the money goes back to unverified and the case leaves the challan queue

Kind of case — the amount follows it

Who paid the challan

Papers

a file on a mail that is not here

Out of turn

A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
GRAS ↗
Advanced — move the case by hand (ask Abhijit first)
Mail in
yesterday 16:55
Documents
Payment
done yesterday 17:00
Challan
took 40m · GRAS ↗
Filing
waiting 1d 1h · IGR e-filing ↗
waiting on the branchChallan paidwhole case so far 1d 1h
For you to check1
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
CONFIRM THE PROPERTY — then file
EzDocs read these from the sanction letter. If they are right, press Confirm.
✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.
open the verification page
See the boxes — read from the sanction letter
District
Nashik
Taluka
NASHIK
Village
Nashik
Number type
PLOT
Number
20+21
Building
Advit Apartment
Floor
1st Floor
Flat / shop no
02
Area
102.00
Hadd
NASHIK
Read from the sanction letter, not the Index II. PHOTO-2026-10-14-16-45-09 (1).jpg open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.
NEXT STEPwaiting on the branch

Wait for the branch's Index II, then file the NOI

The challan is paid.

The branch has not sent the title document — the e-filing starts from its document number (the Index II of the sale deed, or the sale deed). EzDocs asks for it every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal: property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
4 more things to check before Save
• SMITA RADHESHAM SONI is on the case twice (two rows, the same PAN) — one Mortgagor page is typed for them; the rows are one person
• 15 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road
• check — EzDocs' box1 was set aside: words the main paper does not print — read the box once against the paper's own words
• EzDocs (reading the whole file) is of these very papers; a mail came since (or the office's knowledge moved) — used now, so the Fill did not wait; the file is being read again by itself for the next Fill.
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
15:20
Yesterday · 14 Oct34 things — 10 documents received · 3 letters written · 2 money steps · 3 cautions · 16 steps
EzDocs took 28 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
21:50
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
17:37
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
17:37
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
17:37
Challan re-read against the case — matches exactly
17:37
Received: Challan
SMITA RADHESHAM SONI EchallanMH012024406202627E.pdf
17:37
SANDEEP pressed Proceed on the challan — what was changed is kept
17:34
EzDocs found something to check before the form is saved
17:23
The challan's address boxes were written from the papers
17:23
EzDocs read the whole file
16:56
The challan's address boxes were written from the papers
16:55
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
16:55
The branch's payment screenshot was read
16:55
Everything for the challan is in — queued
Papers and money are in — the challan is next.
16:55
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03546
16:55
No fee quote sent — the branch's own figures were right
16:55
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
16:55
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
16:55
The loan amount was worked out from the papers
16:55
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
16:55
Received: Payment screenshot
PHOTO-2026-10-14-16-44-28.jpg
16:55
Received: Selfie — not usable
PHOTO-2026-10-14-16-44-49.jpg — this is a photograph of a passport-size print, not a live selfie
16:55
Received: other
image001.jpg
16:55
Received: Selfie — not usable
PHOTO-2026-10-14-16-44-49.jpg — this is a photograph of a passport-size print, not a live selfie
16:55
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
16:55
Property address read from the sanction letter
16:55
Co-applicant added
16:55
Co-applicant added
16:55
Received: PAN card
PHOTO-2026-10-14-16-44-49.jpg
16:55
Received: Aadhaar
PHOTO-2026-10-14-16-44-49.jpg
16:54
Received: Aadhaar
PHOTO-2026-10-14-16-44-49.jpg
16:54
Received: Sanction letter
PHOTO-2026-10-14-16-45-09 (1).jpg
16:54
Received: PAN card
PHOTO-2026-10-14-16-44-49.jpg
16:54
Case opened from the branch's mail
16:54
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs3 still to come
5 of 8 in hand · the challan is done — these are for the filing / KYC
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
5 in hand
✓PAN cardopen
✓Sanction letteropen
✓Aadhaar cardopen
✓Payment screenshot — money verifiedopen
✓Paid challan (GRAS)open
Mails & papers →every paper, beside its mail · 10 files
The file, as EzDocs remembers it8 open
The file contains the sanction letter, PAN cards, and Aadhaar cards for Smita Radhesham Soni and Radhesham Khushalchand Sonii. The loan amount is Rs. 15,65,000 including insurance. Title documents such as the Index II and MOTD are missing.
✗the photo could not be read (PHOTO-2026-10-14-16-44-49.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
✗the photo could not be read (PHOTO-2026-10-14-16-44-49.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
○the Index II — the branch
5 more
○RADHESHAM KHUSHALCHAND SONI — mobile — the branch
○RADHESHAM KHUSHALCHAND SONI — e-mail — the branch
○RADHESHAM KHUSHALCHAND SONI — home building — the branch
○RADHESHAM KHUSHALCHAND SONI — home flat — the branch
○property — area unit — the branch
the branch's last mail (2026-10-14): The branch asks the team to process the challan for the given customer and loan details, attaching relevant documents.
read once, kept; every new mail and paper is read against this note · kept 2026-10-14T11:26 UTC
Moneyall of it is in
₹14,350.85
Reached our account 14 Oct 16:20:05.
How we know
Our own bank told us — 14 Oct 16:20
₹14,320 · UTR 825557863773 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.14320.00 14-10-2026 16:20:05 by SMITA RA thru UPI. Aval Bal Rs.127909.85 CR. (UPI Ref ID:825557863773) -PNB”
Matched by: checked by EzDocs against the case's own papers (its payment screenshot, the payer)
✓✓ Matched — sure
Bank messageScreenshotCase
Transaction number…863773…863773✓
Amount₹14,320₹14,320fee ₹14,350.85✓
Timeyesterday 16:20yesterday 16:20✓
Paid bySMITA RA—Smita Radhesham Soni✓
the screenshot
the screenshot: ₹14,320 · yesterday 16:20 · UTR 825557863773 · to THINKBIGZ INITIATIVE PRIVATE LIMITED
The working
Stamp duty 0.3%4,700
Registration fee 0.5%7,830
Government handling320
Our service fee1,500
Total we ask for14,350.85
By law ₹14,340. We ask ₹14,350 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
02, 1st Floor, Advit Apartment, PLOT, 20+21, Nashik, 422009
read from the sanction letter · e-filing boxes 52 of 58 ready
Check the property →the boxes beside the paper
People
Smita Radhesham Soni · applicantACVPS3600BSMITA RADHESHAM SONI · applicantACVPS3600BRADHESHAM KHUSHALCHAND SONI · co-applicantCIHPS0150G
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